X0303 4 2010-09-07 0 0000885550 CREDIT ACCEPTANCE CORP CACC 0000901185 FOSS DONALD A 25505 WEST TWELVE MILE ROAD SOUTHFIELD MI 48034 1 1 1 0 Chairman Common Stock 2010-09-07 5 G 0 E 121735 0.00 A 4766191 D Common Stock 2010-09-07 5 G 0 E 121735 0.00 D 1499839 I By son through grantor retained annuity trust Common Stock 5098149 I By ex-wife's trust Common Stock 83166 I By limited liability company Common Stock 2776187 I By daughter's trust Common Stock 1621574 I By daughter through grantor retained annuity trust On September 3, 2009, the reporting person contributed 2,000,000 shares of Credit Acceptance common stock to a grantor retained annuity trust for the benefit of himself as annuitant and his minor child as remainderman. Shares are owned of record by Karol A. Foss, as Trustee of the Karol A. Foss Revocable Trust Under Agreement dated January 16, 1981, as amended and restated on January 26, 1984, June 28, 1990, December 10, 1997 and April 1, 2005. Pursuant to an agreement dated December 6, 2001, Mr. Foss has sole voting power and dispositive power over such shares but Ms. Foss and her Trusts have the right to receive any dividends on and any proceeds from the sale of such shares. Shares are owned by a limited liability company in which Mr. Foss has a 20% interest. Shares are owned of record by Jill Foss Watson, as Trustee of the Jill Foss Watson Trust Under Agreement dated March 28, 2007. Mr. Foss has sole voting power and dispositive power over such shares but Ms. Foss Watson and her Trust have the right to receive any dividends on and any proceeds from the sale of such shares. On May 20, 2010, the reporting person contributed 2,000,000 shares of Credit Acceptance common stock to a grantor retained annuity trust for the benefit of himself as annuitant and his minor child as remainderman. /s/ Donald A. Foss 2010-09-09