X-17A-5 0000090108 XXXXXXXX LIVE false false false 01-01-2025 12-31-2025 Broker-dealer N RICHARDS, MERRILL & PETERSON, INC. 612 WEST MAIN STREET THE M BUILDING SUITE 201 SPOKANE WA 99201 TOM MCDONALD 509-624-3174 BAKER TILLY (FORMERLY MOSS ADAMS) 601 WEST RIVERSIDE AVE SUITE 1800 SPOKANE WA 99201 Certified Public Accountant MARK J CALKINS RICHARDS MERRILL WEALTH MANAGEMENT 12-31-2025 /s/ Mark J Calkins PRESIDENT Y