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Trading symbol of an instrument as listed on an exchange.

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- Definition

This item represents Average Anuual Total Returns. If a Multiple Class Fund offers a Class in the prospectus that converts into another Class after a stated period, compute average annual total returns in the table by using the returns of the other Class for the period after conversion.

+ References

Reference 1: 1
-Publisher SEC
-Name Form
-Number N-1A
-Chapter A
-Section 4
-Paragraph 2
-Subparagraph iii
-Clause 1
-Exhibit 2
-Subsection b

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- Definition

Return Before Taxes.

+ References

Reference 1: 1
-Publisher SEC
-Name Form
-Number N-1A
-Chapter A
-Section 4
-Paragraph 2
-Subparagraph iii
-Clause 1
-Exhibit 2
-Subsection b

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- Definition

Return Before Taxes.

+ References

Reference 1: 1
-Publisher SEC
-Name Form
-Number N-1A
-Chapter A
-Section 4
-Paragraph 2
-Subparagraph iii
-Clause 1
-Exhibit 2
-Subsection b

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- Definition

Return Before Taxes.

+ References

Reference 1: 1
-Publisher SEC
-Name Form
-Number N-1A
-Chapter A
-Section 4
-Paragraph 2
-Subparagraph iii
-Clause 1
-Exhibit 2
-Subsection b

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- Definition

The Performance Table includes a parenthetical, indicating that the Index "(reflects no deduction for fees, expenses or taxes)". This tag is used when this is reflected in a footnote.

+ References

Reference 1: 1
-Publisher SEC
-Name Form
-Number N-1A
-Chapter A
-Section 4
-Paragraph 2
-Subparagraph iii
-Clause 1
-Exhibit 5
-Subsection b

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- Definition

+ References

Reference 1: 1
-Publisher SEC
-Name Form
-Number N-1A
-Chapter A
-Section 4
-Paragraph 2
-Subparagraph instructions
-Clause 3
-Exhibit c
-Subsection b

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- Definition

If the Fund has annual returns for at least one calendar year, provide a table showing the Fund's (A) average annual total return; (B) average annual total return (after taxes on distributions); and (C) average annual total return (after taxes on distributions and redemption). A Money Market Fund should show only the returns described in clause (A) of the preceding sentence. All returns should be shown for 1-, 5-, and 10- calendar year periods ending on the date of the most recently completed calendar year (or for the life of the Fund, if shorter), but only for periods subsequent to the effective date of the Fund's registration statement. The table also shouldshow the returns of an appropriate broadbased securities market index as defined in Instruction 5 to Item 22(b)(7) for the same periods. A Fund that has been in existence for more than 10 years also may include returns for the life of the Fund. A Money Market Fund may provide the Fund's 7-day yield ending on the date of the most recent calendar year or disclose a toll-free (or collect) telephone number that investors can use to obtain the Fund's current 7-day yield. For a Fund (other than a Money Market Fund or a Fund described in General Instruction C.3.(d)(iii)), provide the information in the following table with the specified captions AVERAGE ANNUAL TOTAL RETURNS (For the periods ended December 31, _____). For a Fund that provides annual total returns for only one calendar year or for a Fund that does not include the bar chart because it does not have annual returns for a full calendar year, modify, as appropriate, the narrative explanation required by paragraph (c)(2)(i) (e.g., by stating that the information gives some indication of the risks of an investment in the Fund by comparing the Fund's performance with a broad measure of market performance).

+ References

Reference 1: 1
-Publisher SEC
-Name Form
-Number N-1A
-Chapter A
-Section 4
-Paragraph 2
-Subparagraph iv
-Subsection b

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- Definition

Provide a brief explanation that the actual after-tax returns depend on an investor's tax situation and may differ from those shown, and after-tax returns shown are not relevant to investors who hold their Fund shares through tax-deferred arrangements, such as 401(k) plans or individual retirement accounts.

+ References

Reference 1: 1
-Publisher SEC
-Name Form
-Number N-1A
-Chapter A
-Section 4
-Paragraph 2
-Subparagraph iv
-Clause B
-Subsection b

+ Details

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- Definition

Provide a brief explanation that after-tax returns are calculated using the historical highest individual federal marginal income tax rates and do not reflect the impact of state and local taxes.

+ References

Reference 1: 1
-Publisher SEC
-Name Form
-Number N-1A
-Chapter A
-Section 4
-Paragraph 2
-Subparagraph iii
-Subsection b

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- Definition

The date of the prospectus.

+ References

Reference 1: 1
-Publisher SEC
-Name Form
-Number N-1A
-Chapter A
-Section 1
-Paragraph 3
-Subsection a

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- Details

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- Definition

Risk/Return Summary Investment Objectives/Goals Include the following information, in plain English under rule 421(d) under the Securities Act, in the order and subject matter indicated

+ References

Reference 1: 1
-Publisher SEC
-Name Form
-Number N-1A
-Chapter A
-Section 2

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