Earnings per Common Share (Tables)

6 Months Ended

Jun. 30, 2014

Earnings per Common Share

Computation of basic and diluted earnings per common share

($ in millions, except per share data)		Three months ended June 30,				Six months ended June 30,
		2014		2013		2014		2013
Numerator:
Net income	$	645	$	434	$	1,245	$	1,143
Less: Preferred stock dividends		31		--		44		--
Net income available to common shareholders		614		434		1,201		1,143
Denominator:
Weighted average common shares outstanding		434.3		468.3		440.4		471.9
Effect of dilutive potential common shares:
Stock options		4.8		3.9		4.6		3.8
Restricted stock units (non-participating) and performance stock awards		1.6		1.6		1.8		1.6
Weighted average common and dilutive potential common shares outstanding		440.7		473.8		446.8		477.3
Earnings per common share - Basic	$	1.41	$	0.93	$	2.73	$	2.42
Earnings per common share - Diluted	$	1.39	$	0.92	$	2.69	$	2.39