Earnings per Common Share (Tables)

3 Months Ended

Mar. 31, 2014

Earnings per Common Share

Computation of basic and diluted earnings per common share

($ in millions, except per share data)		2014		2013
Numerator:
Net income	$	600	$	709
Less: Preferred stock dividends		13		--
Net income available to common shareholders		587		709
Denominator:
Weighted average common shares outstanding		446.4		475.4
Effect of dilutive potential common shares:
Stock options		4.4		3.7
Restricted stock units and performance stock awards (non-participating)		2.0		1.7
Weighted average common and dilutive potential common shares outstanding		452.8		480.8
Earnings per common share - Basic	$	1.31	$	1.49
Earnings per common share - Diluted	$	1.30	$	1.47