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Summary of Significant Accounting Policies (Tables)
 12 Months Ended
Dec. 31, 2025
Accounting Policies [Abstract]  
Schedule of Unearned Premiums
The portion of premiums written applicable to the unexpired terms of the policies is recorded as unearned premiums.
Unearned premiums
December 31,
($ in millions)20252024
Allstate Protection$23,464 $21,508 
Protection Services
5,605 5,385 
Allstate Health and Benefits
— 2 
All other
11 14 
Total$29,080 $26,909 
Schedule of Rollforward of Credit Loss Allowance for Premium Installment Receivables and Allowance for Credit Loss
Rollforward of credit loss allowance for premium installment receivables
For the years ended December 31,
($ in millions)
2025
2024
Beginning balance$(187)$(138)
Increase in the provision for credit losses(487)(414)
Write-off of uncollectible premium installment receivable amounts
485 365 
Ending balance$(189)$(187)
Allowance for credit losses
As of December 31,
($ in millions)20252024
Fixed income securities$10 $17 
Mortgage loans 10 12 
Bank loans 17 10 
Investments37 39 
Premium installment receivables189 187 
Reinsurance recoverables54 63 
Other assets15 14 
Assets295 303 
Commitments to fund line of credit, commercial mortgage loans and bank loans
15 — 
Liabilities15 — 
Total$310 $303 
Rollforward of credit loss allowance for fixed income securities
For the years ended December 31,
($ in millions)202520242023
Beginning balance$(17)$(36)$(13)
Credit losses on securities for which credit losses not previously reported(3)(8)(11)
Net (increases) decreases related to credit losses previously reported(2)2 (11)
Decrease (increase) related to sales and other— 3 (1)
Write-offs12 22 — 
Ending balance$(10)$(17)$(36)
Components of credit loss allowance as of December 31
Corporate bonds
(8)(16)(35)
ABS(2)(1)(1)
Total$(10)$(17)$(36)
Rollforward of credit loss allowance for mortgage loans
For the years ended December 31,
($ in millions)202520242023
Beginning balance$(12)$(11)$(7)
Net increases related to credit losses(2)(1)(4)
Write-offs4 — — 
Ending balance$(10)$(12)$(11)
Components of credit loss allowance as of December 31
Commercial
$(9)$(12)$(11)
Residential
(1)— — 
Total
$(10)$(12)$(11)
Rollforward of credit loss allowance for bank loans
For the years ended December 31,
($ in millions)202520242023
Beginning balance$(10)$(22)$(57)
Net (increases) decreases related to credit losses(12)6 (18)
Reduction related to sales
— — 50 
Write-offs5 6 3 
Ending balance
$(17)$(10)$(22)
Schedule of Goodwill by Reporting Unit he Company tests goodwill at its reporting units, Allstate Protection, Protection Services and Individual Health.
Goodwill by reporting unit
December 31,
($ in millions)20252024
Allstate Protection$1,563 $1,563 
Protection Services
1,511 1,511 
Allstate Health and Benefits and Individual Health (1)
44 171 
Total$3,118 $3,245 
(1)Employer voluntary benefits and group health businesses comprising Allstate Health and Benefits were sold in 2025.
Schedule of Deferred Policy Acquisition Costs Activity
Rollforward of deferred policy acquisition costs
For the years ended December 31,
($ in millions)202520242023
Beginning balance$5,773 $5,940 $5,442 
Acquisition costs deferred8,784 8,393 7,776 
Amortization charged to income(8,384)(8,022)(7,246)
Experience adjustment(5)(17)(32)
Reclassified to assets held for sale (1)
(5)(521)— 
Ending balance$6,163 $5,773 $5,940 
Allstate Protection
$2,803 $2,548 $2,378 
Protection Services
3,274 3,161 3,022 
Allstate Health and Benefits
— 1 497 
All other
86 63 43 
Total
$6,163 $5,773 $5,940 
(1)Sold on April 1, 2025 as part of the employer voluntary benefits disposition.
Schedule of Intangible Assets by Type Intangible assets are carried at cost less accumulated amortization.
Intangible assets by type
December 31,
($ in millions)20252024
Distribution and customer relationships$214 $367 
Trade names and licenses (1)
126 145 
Technology and other218 242 
Total$558 $754 
(1)Includes finite-lived trade names with carrying values of $7 million as of December 31, 2024 that were fully amortized at the end of 2025.
Schedule of Amortization Expense of Intangible Assets
Amortization expense of intangible assets for the next five years and thereafter
($ in millions)
2026$172 
2027125 
202883 
202938 
203014 
Total amortization$432