XML 172 R129.htm IDEA: XBRL DOCUMENT v3.25.0.1
Reserve for Property and Casualty Insurance Claims and Claims Expense - Schedule of Incurred Claims, Cumulative Paid Claims and Allocated Claim Adjustment Expenses, Net of Recoverables (Details)
claim in Thousands, $ in Millions
12 Months Ended
Dec. 31, 2024
USD ($)
claim
Dec. 31, 2023
USD ($)
Dec. 31, 2022
USD ($)
Dec. 31, 2021
USD ($)
Dec. 31, 2020
USD ($)
Auto insurance - liability coverage          
Increase (decrease) in claims and claims expense          
Incurred claims and allocated claim adjustment expenses, net of recoverables $ 64,308        
Prior year reserve reestimates (205)        
Total prior year reserve reestimates (63)        
Cumulative paid claims and allocated claims adjustment expenses, net of recoverables 44,526        
All outstanding liabilities before 2020, net of recoverables 1,400        
Liabilities for claims and claim adjustment expenses, net of recoverables 21,182        
Auto insurance - liability coverage | Accident Year 2020          
Increase (decrease) in claims and claims expense          
Incurred claims and allocated claim adjustment expenses, net of recoverables 8,840 $ 8,819 $ 8,808 $ 8,565 $ 8,667
Prior year reserve reestimates 21        
IBNR reserves plus expected development on reported claims $ 541        
Cumulative number of reported claims (in thousands) | claim 2,075        
Cumulative paid claims and allocated claims adjustment expenses, net of recoverables $ 8,299 7,867 7,049 5,750 3,078
Auto insurance - liability coverage | Accident Year 2021          
Increase (decrease) in claims and claims expense          
Incurred claims and allocated claim adjustment expenses, net of recoverables 11,272 11,217 10,897 10,448 0
Prior year reserve reestimates 55        
IBNR reserves plus expected development on reported claims $ 1,180        
Cumulative number of reported claims (in thousands) | claim 2,439        
Cumulative paid claims and allocated claims adjustment expenses, net of recoverables $ 10,092 9,147 7,333 3,569 0
Auto insurance - liability coverage | Accident Year 2022          
Increase (decrease) in claims and claims expense          
Incurred claims and allocated claim adjustment expenses, net of recoverables 13,538 13,281 13,282 0 0
Prior year reserve reestimates 257        
IBNR reserves plus expected development on reported claims $ 2,465        
Cumulative number of reported claims (in thousands) | claim 2,607        
Cumulative paid claims and allocated claims adjustment expenses, net of recoverables $ 11,073 9,086 4,458 0 0
Auto insurance - liability coverage | Accident Year 2023          
Increase (decrease) in claims and claims expense          
Incurred claims and allocated claim adjustment expenses, net of recoverables 14,787 15,325 0 0 0
Prior year reserve reestimates (538)        
IBNR reserves plus expected development on reported claims $ 4,927        
Cumulative number of reported claims (in thousands) | claim 2,583        
Cumulative paid claims and allocated claims adjustment expenses, net of recoverables $ 9,860 5,084 0 0 0
Auto insurance - liability coverage | Accident Year 2024          
Increase (decrease) in claims and claims expense          
Incurred claims and allocated claim adjustment expenses, net of recoverables 15,871 0 0 0 0
IBNR reserves plus expected development on reported claims $ 10,669        
Cumulative number of reported claims (in thousands) | claim 2,316        
Cumulative paid claims and allocated claims adjustment expenses, net of recoverables $ 5,202 0 0 0 0
Auto insurance - liability coverage | Prior year reserve reestimates for pre-2020 accident years          
Increase (decrease) in claims and claims expense          
Total prior year reserve reestimates 159        
Auto insurance - liability coverage | Prior year reserve reestimates for ULAE          
Increase (decrease) in claims and claims expense          
Total prior year reserve reestimates (27)        
Auto insurance - liability coverage | Other          
Increase (decrease) in claims and claims expense          
Total prior year reserve reestimates 10        
Auto insurance - physical damage coverage          
Increase (decrease) in claims and claims expense          
Incurred claims and allocated claim adjustment expenses, net of recoverables 39,199        
Prior year reserve reestimates (294)        
Total prior year reserve reestimates (301)        
Cumulative paid claims and allocated claims adjustment expenses, net of recoverables 38,488        
All outstanding liabilities before 2020, net of recoverables 10        
Liabilities for claims and claim adjustment expenses, net of recoverables 721        
Auto insurance - physical damage coverage | Accident Year 2020          
Increase (decrease) in claims and claims expense          
Incurred claims and allocated claim adjustment expenses, net of recoverables 5,328 5,327 5,332 5,359 5,434
Prior year reserve reestimates 1        
IBNR reserves plus expected development on reported claims $ 3        
Cumulative number of reported claims (in thousands) | claim 4,042        
Cumulative paid claims and allocated claims adjustment expenses, net of recoverables $ 5,325 5,327 5,335 5,361 5,079
Auto insurance - physical damage coverage | Accident Year 2021          
Increase (decrease) in claims and claims expense          
Incurred claims and allocated claim adjustment expenses, net of recoverables 7,221 7,216 7,254 7,226 0
Prior year reserve reestimates 5        
IBNR reserves plus expected development on reported claims $ 1        
Cumulative number of reported claims (in thousands) | claim 4,633        
Cumulative paid claims and allocated claims adjustment expenses, net of recoverables $ 7,220 7,241 7,297 6,794 0
Auto insurance - physical damage coverage | Accident Year 2022          
Increase (decrease) in claims and claims expense          
Incurred claims and allocated claim adjustment expenses, net of recoverables 9,037 8,996 9,308 0 0
Prior year reserve reestimates 41        
IBNR reserves plus expected development on reported claims $ (7)        
Cumulative number of reported claims (in thousands) | claim 4,977        
Cumulative paid claims and allocated claims adjustment expenses, net of recoverables $ 9,044 9,087 8,252 0 0
Auto insurance - physical damage coverage | Accident Year 2023          
Increase (decrease) in claims and claims expense          
Incurred claims and allocated claim adjustment expenses, net of recoverables 9,081 9,422 0 0 0
Prior year reserve reestimates (341)        
IBNR reserves plus expected development on reported claims $ (5)        
Cumulative number of reported claims (in thousands) | claim 4,799        
Cumulative paid claims and allocated claims adjustment expenses, net of recoverables $ 9,086 8,482 0 0 0
Auto insurance - physical damage coverage | Accident Year 2024          
Increase (decrease) in claims and claims expense          
Incurred claims and allocated claim adjustment expenses, net of recoverables 8,532 0 0 0 0
IBNR reserves plus expected development on reported claims $ 719        
Cumulative number of reported claims (in thousands) | claim 4,222        
Cumulative paid claims and allocated claims adjustment expenses, net of recoverables $ 7,813 0 0 0 0
Auto insurance - physical damage coverage | Prior year reserve reestimates for pre-2020 accident years          
Increase (decrease) in claims and claims expense          
Total prior year reserve reestimates (1)        
Auto insurance - physical damage coverage | Prior year reserve reestimates for ULAE          
Increase (decrease) in claims and claims expense          
Total prior year reserve reestimates (5)        
Auto insurance - physical damage coverage | Other          
Increase (decrease) in claims and claims expense          
Total prior year reserve reestimates (1)        
Homeowners          
Increase (decrease) in claims and claims expense          
Incurred claims and allocated claim adjustment expenses, net of recoverables 36,185        
Prior year reserve reestimates (437)        
Total prior year reserve reestimates (395)        
Cumulative paid claims and allocated claims adjustment expenses, net of recoverables 32,051        
All outstanding liabilities before 2020, net of recoverables 132        
Liabilities for claims and claim adjustment expenses, net of recoverables 4,266        
Homeowners | Accident Year 2020          
Increase (decrease) in claims and claims expense          
Incurred claims and allocated claim adjustment expenses, net of recoverables 5,948 5,929 5,882 5,792 5,685
Prior year reserve reestimates 19        
IBNR reserves plus expected development on reported claims $ 77        
Cumulative number of reported claims (in thousands) | claim 992        
Cumulative paid claims and allocated claims adjustment expenses, net of recoverables $ 5,871 5,826 5,734 5,492 4,209
Homeowners | Accident Year 2021          
Increase (decrease) in claims and claims expense          
Incurred claims and allocated claim adjustment expenses, net of recoverables 6,555 6,514 6,457 6,310 0
Prior year reserve reestimates 41        
IBNR reserves plus expected development on reported claims $ 154        
Cumulative number of reported claims (in thousands) | claim 998        
Cumulative paid claims and allocated claims adjustment expenses, net of recoverables $ 6,401 6,286 6,052 4,459 0
Homeowners | Accident Year 2022          
Increase (decrease) in claims and claims expense          
Incurred claims and allocated claim adjustment expenses, net of recoverables 6,476 6,503 6,551 0 0
Prior year reserve reestimates (27)        
IBNR reserves plus expected development on reported claims $ 257        
Cumulative number of reported claims (in thousands) | claim 794        
Cumulative paid claims and allocated claims adjustment expenses, net of recoverables $ 6,219 5,950 3,902 0 0
Homeowners | Accident Year 2023          
Increase (decrease) in claims and claims expense          
Incurred claims and allocated claim adjustment expenses, net of recoverables 8,612 9,082 0 0 0
Prior year reserve reestimates (470)        
IBNR reserves plus expected development on reported claims $ 795        
Cumulative number of reported claims (in thousands) | claim 1,026        
Cumulative paid claims and allocated claims adjustment expenses, net of recoverables $ 7,817 5,788 0 0 0
Homeowners | Accident Year 2024          
Increase (decrease) in claims and claims expense          
Incurred claims and allocated claim adjustment expenses, net of recoverables 8,594 0 0 0 0
IBNR reserves plus expected development on reported claims $ 2,851        
Cumulative number of reported claims (in thousands) | claim 993        
Cumulative paid claims and allocated claims adjustment expenses, net of recoverables $ 5,743 $ 0 $ 0 $ 0 $ 0
Homeowners | Prior year reserve reestimates for pre-2020 accident years          
Increase (decrease) in claims and claims expense          
Total prior year reserve reestimates 19        
Homeowners | Prior year reserve reestimates for ULAE          
Increase (decrease) in claims and claims expense          
Total prior year reserve reestimates 22        
Homeowners | Other          
Increase (decrease) in claims and claims expense          
Total prior year reserve reestimates $ 1