6-K

                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                            ------------------------

                                    FORM 6-K

           REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13A-16 OR
                  15D-16 OF THE SECURITIES EXCHANGE ACT OF 1934

                         FOR THE MONTH OF SEPTEMBER 2004

                            ------------------------

                                       AXA

                 (Translation of registrant's name into English)

                            ------------------------

                               25, AVENUE MATIGNON
                               75008 PARIS, FRANCE

                    (address of principal executive offices)

                            ------------------------

     Indicate by check mark whether the registrant files or will file annual
reports under cover of Form 20-F or Form 40-F.

     Form 20-F _X_    Form 40-F ____

     Indicate by check mark whether the registrant by furnishing the information
contained in this Form is also thereby furnishing the information to the
Commission pursuant to Rule 12g3-2 (b) under the Securities Exchange Act of
1934.

     Yes ____    No _X_

     If "yes" is marked, indicate below this file number assigned to the
registrant in connection with Rule 12g3-2 (b): N/A



                           Incorporation By Reference


     AXA's press release furnished by the Registrant under this Form 6-K,
except for all non-GAAP financial measures as such term is defined in Regulation
G of the Securities Exchange Act of 1934, is incorporated by reference into the
Registration Statements on Form F-3 (File Nos. 333-12872 and 333-12956), the
Registration Statements on Form S-8 (File Nos. 333-109227, 333-104438,
333-91900, 333-9212, 333-12088 and 333-12944) and any other Registration
Statement filed by the Registrant which shall by its terms automatically
incorporate AXA's furnished 6-Ks. For the avoidance of doubt, the disclosure
containing non-GAAP financial measures contained in the attached press
release is not incorporated hereby into any Registration Statement filed by the
Registrant that allows for the incorporation by reference of each Form 6-K
furnished to the SEC by the Registrant.



                                    SIGNATURE

     Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned, thereunto duly authorized.


                                        AXA
                                        (REGISTRANT)

                                        By:  /s/ DENIS DUVERNE
                                             ---------------------------------
                                             Name: Denis Duverne
                                             Title: Chief Financial Officer and
                                               Member of the Management Board



Date: September 7, 2004



                                  EXHIBIT INDEX



EXHIBITS                            DESCRIPTION
- --------                            -------------------------------------------

    1.                              Press Release issued on September 7, 2004
                                    by AXA Asia Pacific Holdings Limited
                                    regarding AXA's conditional proposal to
                                    acquire the 48.4% of AXA Asia Pacific's
                                    shares that AXA does not own.

EX-99.1

[AXA ASIA PACIFIC LOGO]
                                  News release
                                                      www.axa-asiapacific.com.au

6 SEPTEMBER 2004

PROGRESS STATEMENT
AXA SA CONDITIONAL PROPOSAL


In a letter dated 5 August, AXA SA made a conditional proposal to acquire the
48.4% of AXA Asia Pacific's shares that AXA SA does not own and requested that
the Independent Directors of AXA Asia Pacific consider this proposal. In its
conditional proposal, AXA SA said it would like to reach agreement on all
aspects of a transaction by mid-September.

The Chairman of AXA Asia Pacific, Mr. Rick Allert, today said that the Committee
of Independent Directors of AXA Asia Pacific had received useful feedback from
many of AXA Asia Pacific's shareholders on the potential offer, and that the
Committee is in the process of reviewing AXA SA's proposal with the assistance
of its advisers.

In addition to having appointed Macquarie Bank as its financial adviser and
Mallesons Stephen Jaques as its legal adviser, the Independent Committee has
asked Grant Samuel, an independent valuation firm, to prepare themselves in case
there is a recommended offer for the shareholders. In that event, AXA Asia
Pacific shareholders would receive an independent expert's report on the
proposal.

Mr. Allert also said that while he does not expect to comment further on the
content or timing of the discussions with AXA SA until they have been concluded,
it is likely that detailed discussions with AXA SA will not take place until the
Committee's review is completed in October. The Committee understands that AXA
SA wishes to have shareholders consider and decide upon any proposal prior to 31
December 2004.

AXA SA's conditional proposal provided for payment of A$3.75 for each AXA Asia
Pacific share (to be paid 50% in cash and 50% in AXA SA ordinary shares) less
any dividends or other distributions paid between 5 August 2004 and completion
of any transaction. AXA Asia Pacific recently declared a dividend of 5.25 cents
which effectively adjusts the value of AXA SA's offer to A$3.6975 per share.

The AXA Asia Pacific share price closed at $3.89 on Friday 3 September 2004.

FOR INFORMATION:

Tim Duncan
Hintons
Tel: 03 9600 1979

AXA Asia Pacific Holdings Limited ABN 72 069123011
447 Collins Street Melbourne Victoria 3000 Australia
Phone 61 3 9618 4440 Facsimile 61 3 9618 4509
www.axa-asiapacific.com.au