0001567619-21-014105.txt : 20210728 0001567619-21-014105.hdr.sgml : 20210728 20210728164949 ACCESSION NUMBER: 0001567619-21-014105 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20210630 FILED AS OF DATE: 20210728 DATE AS OF CHANGE: 20210728 EFFECTIVENESS DATE: 20210728 FILER: COMPANY DATA: COMPANY CONFORMED NAME: NBT BANK N A /NY CENTRAL INDEX KEY: 0000898413 IRS NUMBER: 150395735 STATE OF INCORPORATION: NY FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-03594 FILM NUMBER: 211123192 BUSINESS ADDRESS: STREET 1: 52 SOUTH BROAD STREET CITY: NORWICH STATE: NY ZIP: 13815 BUSINESS PHONE: 6073376259 MAIL ADDRESS: STREET 1: 52 SOUTH BROAD STREET CITY: NORWICH STATE: NY ZIP: 13815 FORMER COMPANY: FORMER CONFORMED NAME: NBT BANK N A/NY TRUST CO /NY DATE OF NAME CHANGE: 19950804 FORMER COMPANY: FORMER CONFORMED NAME: NATIONAL BANK & TRUST CO /NY DATE OF NAME CHANGE: 19950804 13F-HR 1 primary_doc.xml 13F-HR LIVE false true false 0000898413 XXXXXXXX 06-30-2021 06-30-2021 NBT BANK N A /NY

52 SOUTH BROAD STREET NORWICH NY 13815

13F HOLDINGS REPORT 028-03594 N Brian Page (607) 337-6258 /s/ Brian Page Norwich NY 07-28-2021 0 444 727422 false INFORMATION TABLE 2 form13fInfoTable.xml AT&T Inc Com 00206R102 1718 59684 SH SOLE 0 57348 175 2161 AT&T Inc Com 00206R102 1343 46675 SH OTR 0 41163 400 5112 Abbott Labs Com 002824100 6058 52258 SH SOLE 0 51658 0 600 Abbott Labs Com 002824100 2372 20462 SH OTR 0 18826 616 1020 Abbvie Inc Com 00287Y109 2578 22889 SH SOLE 0 22589 0 300 Abbvie Inc Com 00287Y109 1974 17527 SH OTR 0 14207 290 3030 Activision Blizzard, Inc Com 00507V109 934 9783 SH SOLE 0 9783 0 0 Activision Blizzard, Inc Com 00507V109 638 6685 SH OTR 0 6685 0 0 Air Products & Chemicals Inc Com 009158106 1668 5797 SH SOLE 0 5797 0 0 Air Products & Chemicals Inc Com 009158106 518 1800 SH OTR 0 1800 0 0 Allstate Corp Com 020002101 37 285 SH SOLE 0 285 0 0 Allstate Corp Com 020002101 313 2400 SH OTR 0 2400 0 0 Alphabet Inc Cl C Com 02079K107 5579 2226 SH SOLE 0 2117 0 109 Alphabet Inc Cl C Com 02079K107 5416 2161 SH OTR 0 2031 0 130 Alphabet Inc Cl A Com 02079K305 4300 1761 SH SOLE 0 1722 0 39 Alphabet Inc Cl A Com 02079K305 696 285 SH OTR 0 170 0 115 Altria Group Inc Com 02209S103 635 13326 SH SOLE 0 12551 0 775 Altria Group Inc Com 02209S103 1541 32317 SH OTR 0 31617 0 700 Amazon.Com Inc Com 023135106 2154 626 SH SOLE 0 626 0 0 Amazon.Com Inc Com 023135106 1104 321 SH OTR 0 251 0 70 American Express CO Com 025816109 719 4350 SH SOLE 0 4350 0 0 American Express CO Com 025816109 249 1506 SH OTR 0 1220 0 286 American Tower Corp REIT Com 03027X100 142 525 SH SOLE 0 525 0 0 American Tower Corp REIT Com 03027X100 193 715 SH OTR 0 715 0 0 American Water Works CO Inc Com 030420103 1558 10110 SH SOLE 0 10110 0 0 American Water Works CO Inc Com 030420103 1185 7690 SH OTR 0 6160 100 1430 Amgen Inc Com 031162100 654 2685 SH SOLE 0 2685 0 0 Amgen Inc Com 031162100 405 1660 SH OTR 0 1660 0 0 Amplify CWP Enhanced Dividend Com 032108409 212 5920 SH SOLE 0 5920 0 0 Amplify CWP Enhanced Dividend Com 032108409 118 3300 SH OTR 0 3300 0 0 APA Corporation Com 03743Q108 238 11015 SH SOLE 0 11015 0 0 APA Corporation Com 03743Q108 44 2035 SH OTR 0 1935 100 0 Apple Inc Com 037833100 21116 154177 SH SOLE 0 139491 360 14326 Apple Inc Com 037833100 12078 88187 SH OTR 0 75947 2610 9630 Arrow Finl Corp Com 042744102 281 7818 SH SOLE 0 1794 0 6024 Arrow Finl Corp Com 042744102 180 5000 SH OTR 0 5000 0 0 Autoliv Inc Com 052800109 956 9780 SH SOLE 0 8736 0 1044 Autoliv Inc Com 052800109 1051 10746 SH OTR 0 10746 0 0 Automatic Data Processing Inc Com 053015103 4178 21033 SH SOLE 0 20753 0 280 Automatic Data Processing Inc Com 053015103 1209 6089 SH OTR 0 5469 140 480 BP PLC Spons ADR Com 055622104 76 2895 SH SOLE 0 2895 0 0 BP PLC Spons ADR Com 055622104 173 6530 SH OTR 0 6530 0 0 Bank of America Corp Com 060505104 902 21888 SH SOLE 0 21240 0 648 Bank of America Corp Com 060505104 248 6025 SH OTR 0 6025 0 0 Bank of New York Mellon Corp Com 064058100 550 10737 SH SOLE 0 10737 0 0 Bank of New York Mellon Corp Com 064058100 43 838 SH OTR 0 338 0 500 Baxter Intl Inc Com 071813109 590 7325 SH SOLE 0 7325 0 0 Baxter Intl Inc Com 071813109 218 2705 SH OTR 0 1145 100 1460 Becton Dickinson Com 075887109 305 1256 SH SOLE 0 1256 0 0 Becton Dickinson Com 075887109 257 1057 SH OTR 0 1057 0 0 Berkshire Hathaway Inc-Cl B Com 084670702 2792 10047 SH SOLE 0 9817 30 200 Berkshire Hathaway Inc-Cl B Com 084670702 2552 9181 SH OTR 0 9163 18 0 Best Buy Company Inc Com 086516101 483 4197 SH SOLE 0 4197 0 0 Best Buy Company Inc Com 086516101 45 395 SH OTR 0 395 0 0 BHP Group Ltd Spons ADR Com 088606108 249 3414 SH SOLE 0 3214 0 200 BHP Group Ltd Spons ADR Com 088606108 71 975 SH OTR 0 925 0 50 Biogen Inc Com 09062X103 87 250 SH SOLE 0 250 0 0 Biogen Inc Com 09062X103 235 680 SH OTR 0 680 0 0 Blackrock Inc Cl A Com 09247X101 36 41 SH SOLE 0 41 0 0 Blackrock Inc Cl A Com 09247X101 420 480 SH OTR 0 80 0 400 Boeing CO Com 097023105 1578 6585 SH SOLE 0 6350 0 235 Boeing CO Com 097023105 2229 9305 SH OTR 0 9005 150 150 Bristol Myers Squibb CO Com 110122108 4104 61421 SH SOLE 0 58606 695 2120 Bristol Myers Squibb CO Com 110122108 2526 37810 SH OTR 0 31770 250 5790 Cigna Corp Com 125523100 213 900 SH SOLE 0 863 0 37 Cigna Corp Com 125523100 17 73 SH OTR 0 73 0 0 Csx Corp Com 126408103 292 9093 SH SOLE 0 9093 0 0 Csx Corp Com 126408103 208 6480 SH OTR 0 6480 0 0 CVS Health Corp Com 126650100 3099 37137 SH SOLE 0 35952 0 1185 CVS Health Corp Com 126650100 1793 21484 SH OTR 0 17969 340 3175 Capital One Financial Corp Com 14040H105 210 1355 SH SOLE 0 1355 0 0 Carrier Global Corporation Com 14448C104 1191 24512 SH SOLE 0 23542 100 870 Carrier Global Corporation Com 14448C104 834 17167 SH OTR 0 14261 1106 1800 Caterpillar Inc Com 149123101 2857 13130 SH SOLE 0 12242 0 888 Caterpillar Inc Com 149123101 2233 10262 SH OTR 0 9925 37 300 Chevron Corporation Com 166764100 4451 42491 SH SOLE 0 40148 350 1993 Chevron Corporation Com 166764100 3084 29446 SH OTR 0 27791 375 1280 Cisco Systems Inc Com 17275R102 3878 73179 SH SOLE 0 68218 0 4961 Cisco Systems Inc Com 17275R102 2558 48259 SH OTR 0 47059 595 605 Citigroup Inc Com 172967424 784 11079 SH SOLE 0 11079 0 0 Citigroup Inc Com 172967424 393 5550 SH OTR 0 5400 150 0 Clorox Company Com 189054109 959 5333 SH SOLE 0 5333 0 0 Clorox Company Com 189054109 501 2785 SH OTR 0 2300 0 485 Coca Cola CO Com 191216100 2450 45273 SH SOLE 0 39089 910 5274 Coca Cola CO Com 191216100 1066 19700 SH OTR 0 14570 150 4980 Colgate Palmolive CO Com 194162103 1191 14642 SH SOLE 0 12532 410 1700 Colgate Palmolive CO Com 194162103 627 7710 SH OTR 0 4260 0 3450 ComCast Corp-Cl A Com 20030N101 1259 22082 SH SOLE 0 19808 0 2274 ComCast Corp-Cl A Com 20030N101 623 10919 SH OTR 0 8746 650 1523 Community Bank System Inc Com 203607106 144 1902 SH SOLE 0 1700 0 202 Community Bank System Inc Com 203607106 76 1000 SH OTR 0 0 1000 0 Conocophillips Com 20825C104 520 8546 SH SOLE 0 8446 100 0 Conocophillips Com 20825C104 96 1572 SH OTR 0 1322 100 150 Corning Inc Com 219350105 600 14676 SH SOLE 0 14676 0 0 Corning Inc Com 219350105 460 11250 SH OTR 0 8500 900 1850 Corteva Inc Com Com 22052L104 106 2381 SH SOLE 0 2290 0 91 Corteva Inc Com Com 22052L104 355 7995 SH OTR 0 7767 0 228 Costco Wholesale Corp Com 22160K105 689 1742 SH SOLE 0 1742 0 0 Costco Wholesale Corp Com 22160K105 472 1194 SH OTR 0 704 0 490 DTE Energy Co Com 233331107 461 3554 SH SOLE 0 3554 0 0 Danaher Corp Com 235851102 5470 20383 SH SOLE 0 18283 0 2100 Danaher Corp Com 235851102 2955 11010 SH OTR 0 9818 135 1057 Deere & CO Com 244199105 3132 8880 SH SOLE 0 8192 25 663 Deere & CO Com 244199105 3864 10954 SH OTR 0 10884 70 0 Dicks Sporting Goods Inc Com 253393102 474 4735 SH SOLE 0 3731 0 1004 Dicks Sporting Goods Inc Com 253393102 25 253 SH OTR 0 253 0 0 Digital Realty Trust Inc REIT Com 253868103 323 2147 SH SOLE 0 2147 0 0 Disney Walt CO New Com 254687106 5984 34042 SH SOLE 0 32709 0 1333 Disney Walt CO New Com 254687106 3697 21036 SH OTR 0 19701 565 770 Dominion Resources Inc Com 25746U109 1114 15148 SH SOLE 0 14838 0 310 Dominion Resources Inc Com 25746U109 725 9860 SH OTR 0 7340 80 2440 Dow Inc Com Com 260557103 950 15020 SH SOLE 0 14929 0 91 Dow Inc Com Com 260557103 890 14057 SH OTR 0 12283 16 1758 Duke Energy Corp Com 26441C204 349 3535 SH SOLE 0 3250 285 0 Duke Energy Corp Com 26441C204 143 1450 SH OTR 0 1350 100 0 Dupont De Nemours Inc Com 26614N102 1174 15163 SH SOLE 0 15072 0 91 Dupont De Nemours Inc Com 26614N102 1122 14497 SH OTR 0 13211 316 970 Ecolab Inc Com 278865100 1471 7140 SH SOLE 0 7140 0 0 Ecolab Inc Com 278865100 640 3105 SH OTR 0 2615 40 450 Emerson Elec CO Com 291011104 1110 11534 SH SOLE 0 11534 0 0 Emerson Elec CO Com 291011104 331 3440 SH OTR 0 3340 100 0 Exelon Corp Com 30161N101 181 4095 SH SOLE 0 4095 0 0 Exelon Corp Com 30161N101 117 2640 SH OTR 0 2290 0 350 Exxonmobil Corp Com 30231G102 5391 85462 SH SOLE 0 81526 790 3146 Exxonmobil Corp Com 30231G102 4392 69626 SH OTR 0 66046 635 2945 Facebook Inc-A Com 30303M102 1806 5195 SH SOLE 0 5195 0 0 Facebook Inc-A Com 30303M102 1443 4149 SH OTR 0 4149 0 0 Fedex Corporation Com 31428X106 243 816 SH SOLE 0 816 0 0 Fedex Corporation Com 31428X106 97 325 SH OTR 0 325 0 0 Fiserv Inc Com 337738108 498 4659 SH SOLE 0 4659 0 0 Fiserv Inc Com 337738108 93 874 SH OTR 0 874 0 0 FlexShares Mstar Glbl Upstrm N Com 33939L407 35650 931054 SH SOLE 0 927283 0 3771 FlexShares Mstar Glbl Upstrm N Com 33939L407 3088 80653 SH OTR 0 77701 340 2612 FlexShares Global Quality Real Com 33939L787 765 11490 SH SOLE 0 11490 0 0 FlexShares Global Quality Real Com 33939L787 1 20 SH OTR 0 20 0 0 FlexShares STOXX Glbl Brd Infr Com 33939L795 8013 139437 SH SOLE 0 139437 0 0 FlexShares STOXX Glbl Brd Infr Com 33939L795 562 9780 SH OTR 0 9530 0 250 FlexShares International Quali Com 33939L837 818 30815 SH SOLE 0 30815 0 0 FlexShares International Quali Com 33939L837 76 2850 SH OTR 0 2850 0 0 Fortive Corp Com 34959J108 325 4655 SH SOLE 0 4355 0 300 Fortive Corp Com 34959J108 144 2069 SH OTR 0 1225 50 794 General Dynamics Corp Com 369550108 1031 5479 SH SOLE 0 5329 0 150 General Dynamics Corp Com 369550108 157 835 SH OTR 0 735 0 100 General Electric Corp Com 369604103 513 38136 SH SOLE 0 35303 0 2833 General Electric Corp Com 369604103 307 22795 SH OTR 0 22720 0 75 General Mls Inc Com 370334104 686 11258 SH SOLE 0 10760 0 498 General Mls Inc Com 370334104 442 7255 SH OTR 0 6460 100 695 Genuine Parts CO Com 372460105 245 1935 SH SOLE 0 1935 0 0 Gilead Sciences Inc Com 375558103 397 5770 SH SOLE 0 5770 0 0 Gilead Sciences Inc Com 375558103 308 4480 SH OTR 0 1980 0 2500 Glaxo Smithkline Spons ADR Com 37733W105 319 8013 SH SOLE 0 7788 0 225 Glaxo Smithkline Spons ADR Com 37733W105 95 2387 SH OTR 0 1582 55 750 Goldman Sachs Group Inc Com 38141G104 1479 3896 SH SOLE 0 3876 20 0 Goldman Sachs Group Inc Com 38141G104 1492 3930 SH OTR 0 3930 0 0 Grainger W W Inc Com 384802104 1505 3435 SH SOLE 0 3435 0 0 Grainger W W Inc Com 384802104 878 2005 SH OTR 0 1125 100 780 Home Depot Inc Com 437076102 1308 4102 SH SOLE 0 3684 0 418 Home Depot Inc Com 437076102 1650 5173 SH OTR 0 4073 150 950 Honeywell International Inc Com 438516106 3937 17947 SH SOLE 0 17032 0 915 Honeywell International Inc Com 438516106 1713 7809 SH OTR 0 5685 300 1824 Illinois Tool Wks Inc Com 452308109 388 1735 SH SOLE 0 1735 0 0 Illinois Tool Wks Inc Com 452308109 101 450 SH OTR 0 450 0 0 Intel Corp Com 458140100 5496 97902 SH SOLE 0 95377 1025 1500 Intel Corp Com 458140100 1874 33376 SH OTR 0 29701 1425 2250 Intercontinental Exchange Inc Com 45866F104 808 6805 SH SOLE 0 6805 0 0 Intercontinental Exchange Inc Com 45866F104 144 1215 SH OTR 0 1015 0 200 Intl. Business Machines Corp Com 459200101 2731 18629 SH SOLE 0 16096 425 2108 Intl. Business Machines Corp Com 459200101 2434 16601 SH OTR 0 15018 0 1583 Invesco SP 500 Low Volatility Com 46138E354 213 3493 SH SOLE 0 3493 0 0 Invesco Tr II Senior Loan ETF Com 46138G508 96 4350 SH SOLE 0 4350 0 0 Invesco Tr II Senior Loan ETF Com 46138G508 252 11375 SH OTR 0 11375 0 0 Ishares DJ Select Dividend ETF Com 464287168 210 1800 SH SOLE 0 1800 0 0 Ishares Barclays TIPS Bond ETF Com 464287176 376 2936 SH SOLE 0 2936 0 0 Ishares Core S&P 500 ETF Com 464287200 242 562 SH SOLE 0 562 0 0 Ishares Core Total U.S. Aggreg Com 464287226 347 3005 SH SOLE 0 3005 0 0 Ishares Msci Emerging Mkt ETF Com 464287234 4569 82846 SH SOLE 0 80515 525 1806 Ishares Msci Emerging Mkt ETF Com 464287234 1213 21999 SH OTR 0 20949 200 850 Ishares Msci Eafe ETF Com 464287465 4047 51310 SH SOLE 0 47876 0 3434 Ishares Msci Eafe ETF Com 464287465 1185 15029 SH OTR 0 14414 200 415 Ishares Core S&P Mid-Cap ETF Com 464287507 1913 7120 SH SOLE 0 7120 0 0 Ishares Core S&P Mid-Cap ETF Com 464287507 528 1966 SH OTR 0 1766 0 200 Ishares Nasdaq Biotech ETF Com 464287556 3821 23350 SH SOLE 0 22458 96 796 Ishares Nasdaq Biotech ETF Com 464287556 2360 14420 SH OTR 0 12265 540 1615 Ishares Tr Rus 1000 Val ETF Com 464287598 218 1375 SH SOLE 0 1375 0 0 Ishares S&P Midcap 400/Grwth E Com 464287606 297 3668 SH SOLE 0 3668 0 0 Ishares S&P Midcap 400/Grwth E Com 464287606 176 2180 SH OTR 0 2180 0 0 Ishares Russell 1000 Growth ET Com 464287614 307 1132 SH SOLE 0 1132 0 0 IShares Russell 1000 ETF Com 464287622 226 935 SH SOLE 0 935 0 0 Ishares Russell 2000 Value ETF Com 464287630 324 1952 SH SOLE 0 1952 0 0 Ishares Russell 2000 ETF Com 464287655 6652 29001 SH SOLE 0 27347 0 1654 Ishares Russell 2000 ETF Com 464287655 842 3673 SH OTR 0 3538 100 35 Ishares DJ US Telcom Sector ET Com 464287713 1005 30252 SH SOLE 0 30252 0 0 Ishares DJ US Telcom Sector ET Com 464287713 656 19740 SH OTR 0 19540 200 0 Ishares Core S&P Small-Cap ETF Com 464287804 555 4909 SH SOLE 0 4909 0 0 Ishares Msci Eafe Small Cap ET Com 464288273 4522 60970 SH SOLE 0 60960 0 10 Ishares Msci Eafe Small Cap ET Com 464288273 451 6085 SH OTR 0 6085 0 0 Ishares New York Muni Bond ETF Com 464288323 992 16967 SH SOLE 0 16967 0 0 Ishares IBoxx High Yield Corpo Com 464288513 1883 21385 SH SOLE 0 21385 0 0 Ishares IBoxx High Yield Corpo Com 464288513 4 50 SH OTR 0 50 0 0 ISHARES TR SHORT-TERM CORP BD Com 464288646 371 6763 SH SOLE 0 6763 0 0 Ishares S&P Pref Stk ETF Com 464288687 2494 63412 SH SOLE 0 63412 0 0 Ishares S&P Pref Stk ETF Com 464288687 446 11329 SH OTR 0 7349 0 3980 Ishares MSCI EAFE Growth ETF Com 464288885 20997 195724 SH SOLE 0 194021 0 1703 Ishares MSCI EAFE Growth ETF Com 464288885 1381 12875 SH OTR 0 12795 0 80 IShares Russell Top 200 Growth Com 464289438 270 1790 SH SOLE 0 1790 0 0 Ishares Aaa-A Rated Corp Bond Com 46429B291 264 4636 SH SOLE 0 4636 0 0 iShares Core High Dividend ETF Com 46429B663 716 7416 SH SOLE 0 7416 0 0 Ishares Core Msci Eafe ETF Com 46432F842 10200 136253 SH SOLE 0 136198 0 55 Ishares Core Msci Eafe ETF Com 46432F842 847 11320 SH OTR 0 11320 0 0 Ishares Core Emerging Markets Com 46434G103 6308 94158 SH SOLE 0 94158 0 0 Ishares Core Emerging Markets Com 46434G103 1110 16567 SH OTR 0 14967 0 1600 IShares Core Intnl Agg Bond ET Com 46435G672 340 6175 SH SOLE 0 6175 0 0 JP Morgan Chase & CO Com 46625H100 9863 63414 SH SOLE 0 61511 112 1791 JP Morgan Chase & CO Com 46625H100 7159 46025 SH OTR 0 39086 515 6424 JPMorgan Ultra-Short Income ET Com 46641Q837 100 1970 SH SOLE 0 1970 0 0 JPMorgan Ultra-Short Income ET Com 46641Q837 152 3000 SH OTR 0 0 0 3000 Jacobs Engineering Group Inc Com 469814107 120 898 SH SOLE 0 898 0 0 Jacobs Engineering Group Inc Com 469814107 397 2975 SH OTR 0 1075 0 1900 Johnson & Johnson Com 478160104 9985 60612 SH SOLE 0 54812 150 5650 Johnson & Johnson Com 478160104 5003 30369 SH OTR 0 26571 310 3488 Kimberly Clark Corp Com 494368103 517 3865 SH SOLE 0 3865 0 0 Kimberly Clark Corp Com 494368103 100 750 SH OTR 0 750 0 0 Kraft Heinz CO Com 500754106 209 5116 SH SOLE 0 5116 0 0 Kraft Heinz CO Com 500754106 289 7081 SH OTR 0 7081 0 0 Lilly Eli & CO Com 532457108 419 1825 SH SOLE 0 1297 0 528 Lilly Eli & CO Com 532457108 1448 6310 SH OTR 0 5285 0 1025 Lockheed Martin Corp Com 539830109 3114 8231 SH SOLE 0 7665 0 566 Lockheed Martin Corp Com 539830109 873 2308 SH OTR 0 2308 0 0 Lowes Cos Inc Com 548661107 8492 43779 SH SOLE 0 43249 25 505 Lowes Cos Inc Com 548661107 4844 24972 SH OTR 0 23847 325 800 Marsh & McLennan Companies Inc Com 571748102 172 1224 SH SOLE 0 1224 0 0 Marsh & McLennan Companies Inc Com 571748102 60 425 SH OTR 0 425 0 0 Marriott International Inc Com 571903202 279 2047 SH SOLE 0 2047 0 0 MasTec Inc. Com 576323109 212 2000 SH OTR 0 0 0 2000 Mastercard Inc Cl A Com 57636Q104 239 655 SH SOLE 0 655 0 0 Mastercard Inc Cl A Com 57636Q104 175 480 SH OTR 0 480 0 0 McDonalds Corp Com 580135101 7162 31004 SH SOLE 0 30774 75 155 McDonalds Corp Com 580135101 4174 18072 SH OTR 0 17229 238 605 Merck & CO Inc Com 58933Y105 3229 41515 SH SOLE 0 40065 650 800 Merck & CO Inc Com 58933Y105 1602 20593 SH OTR 0 19628 140 825 Metlife Inc Com 59156R108 370 6177 SH SOLE 0 6177 0 0 Metlife Inc Com 59156R108 98 1637 SH OTR 0 1226 111 300 Microsoft Corp Com 594918104 18807 69423 SH SOLE 0 66120 215 3088 Microsoft Corp Com 594918104 10063 37145 SH OTR 0 34699 580 1866 Microchip Technology Inc Com 595017104 2623 17520 SH SOLE 0 17520 0 0 Microchip Technology Inc Com 595017104 814 5433 SH OTR 0 4508 150 775 Mondelez International Inc Com 609207105 538 8624 SH SOLE 0 8210 0 414 Mondelez International Inc Com 609207105 1162 18617 SH OTR 0 18617 0 0 Morgan Stanley Com 617446448 285 3103 SH SOLE 0 3103 0 0 Morgan Stanley Com 617446448 9 100 SH OTR 0 100 0 0 NBT Bancorp Inc Com 628778102 5779 160669 SH SOLE 0 64007 0 96662 NBT Bancorp Inc Com 628778102 689 19167 SH OTR 0 15901 0 3266 Netflix Inc Com 64110L106 389 737 SH SOLE 0 737 0 0 Nextera Energy Inc Com 65339F101 2315 31596 SH SOLE 0 29796 0 1800 Nextera Energy Inc Com 65339F101 1964 26808 SH OTR 0 15618 120 11070 Nike Inc-Class B Com 654106103 3034 19640 SH SOLE 0 19640 0 0 Nike Inc-Class B Com 654106103 1051 6800 SH OTR 0 6800 0 0 Norfolk Southern Corp Com 655844108 1294 4874 SH SOLE 0 4874 0 0 Norfolk Southern Corp Com 655844108 1711 6446 SH OTR 0 4331 70 2045 Novartis Ag Spons ADR Com 66987V109 1265 13864 SH SOLE 0 13714 0 150 Novartis Ag Spons ADR Com 66987V109 827 9063 SH OTR 0 8963 100 0 Nucor Corp Com 670346105 1039 10832 SH SOLE 0 10832 0 0 Nucor Corp Com 670346105 511 5325 SH OTR 0 4575 0 750 Nvidia Corp Com 67066G104 973 1216 SH SOLE 0 1075 0 141 Nvidia Corp Com 67066G104 88 110 SH OTR 0 110 0 0 O'Reilly Automotive Inc Com 67103H107 340 600 SH SOLE 0 600 0 0 Oracle Corporation Com 68389X105 3055 39245 SH SOLE 0 37745 0 1500 Oracle Corporation Com 68389X105 840 10785 SH OTR 0 8085 0 2700 Otis Worldwide Corp Com 68902V107 982 12014 SH SOLE 0 11529 50 435 Otis Worldwide Corp Com 68902V107 606 7405 SH OTR 0 6752 553 100 Paypal Holdings Inc Com 70450Y103 477 1637 SH SOLE 0 1397 0 240 Paypal Holdings Inc Com 70450Y103 828 2840 SH OTR 0 990 0 1850 Pepsico Inc Com 713448108 6541 44144 SH SOLE 0 43471 100 573 Pepsico Inc Com 713448108 2904 19597 SH OTR 0 18442 345 810 Pfizer Inc Com 717081103 4366 111500 SH SOLE 0 106979 0 4521 Pfizer Inc Com 717081103 2476 63220 SH OTR 0 58971 1385 2864 Philip Morris International Com 718172109 863 8711 SH SOLE 0 8036 0 675 Philip Morris International Com 718172109 2580 26027 SH OTR 0 26027 0 0 T Rowe Price Group Inc Com 74144T108 4837 24435 SH SOLE 0 24385 50 0 T Rowe Price Group Inc Com 74144T108 2853 14410 SH OTR 0 13930 295 185 Procter & Gamble CO Com 742718109 8590 63660 SH SOLE 0 58712 425 4523 Procter & Gamble CO Com 742718109 4757 35256 SH OTR 0 30861 380 4015 Prudential Finl Inc Com 744320102 1406 13722 SH SOLE 0 13672 50 0 Prudential Finl Inc Com 744320102 1298 12667 SH OTR 0 12317 150 200 Public Service Enterprise Grou Com 744573106 118 1972 SH SOLE 0 1972 0 0 Public Service Enterprise Grou Com 744573106 152 2550 SH OTR 0 2550 0 0 Qualcomm Inc Com 747525103 3570 24978 SH SOLE 0 24553 0 425 Qualcomm Inc Com 747525103 1911 13369 SH OTR 0 12644 225 500 Quanta Services Incorporated Com 74762E102 611 6750 SH OTR 0 2100 0 4650 Raytheon Technologies Corp Com 75513E101 3370 39507 SH SOLE 0 38537 100 870 Raytheon Technologies Corp Com 75513E101 2447 28685 SH OTR 0 24694 1186 2805 Rockwell Automation Inc Com 773903109 152 530 SH SOLE 0 530 0 0 Rockwell Automation Inc Com 773903109 72 250 SH OTR 0 250 0 0 Royal Dutch Shell PLC Spons AD Com 780259107 217 5600 SH OTR 0 2000 0 3600 S&P Global Inc Com 78409V104 698 1700 SH OTR 0 0 0 1700 SPDR S&P 500 ETF Trust Com 78462F103 5345 12486 SH SOLE 0 11836 0 650 SPDR S&P 500 ETF Trust Com 78462F103 785 1835 SH OTR 0 1475 160 200 SPDR Gold Trust Com 78463V107 345 2083 SH SOLE 0 1983 0 100 SPDR Gold Trust Com 78463V107 8 50 SH OTR 0 50 0 0 SPDR Portfolio Emerging Market Com 78463X509 373 8204 SH SOLE 0 8204 0 0 SPDR Portfolio Developed Wld e Com 78463X889 3838 104313 SH SOLE 0 104313 0 0 SPDR Portfolio Developed Wld e Com 78463X889 1098 29852 SH OTR 0 29852 0 0 SPDR Preferred Stock ETF Com 78464A292 279 6310 SH SOLE 0 6310 0 0 SPDR Portfolio Intermediate Te Com 78464A375 720 19609 SH SOLE 0 19609 0 0 SPDR S&P Regional Banking ETF Com 78464A698 2178 33243 SH SOLE 0 32743 0 500 SPDR S&P Regional Banking ETF Com 78464A698 1413 21562 SH OTR 0 21362 100 100 SPDR S&P Dividend ETF Com 78464A763 10344 84589 SH SOLE 0 84589 0 0 SPDR S&P Dividend ETF Com 78464A763 960 7850 SH OTR 0 7450 0 400 SPDR S&P Bank ETF Com 78464A797 158 3077 SH SOLE 0 3077 0 0 SPDR S&P Bank ETF Com 78464A797 43 830 SH OTR 0 730 0 100 SPDR Dow Jones Industrial Aver Com 78467X109 1291 3744 SH SOLE 0 3744 0 0 SPDR Dow Jones Industrial Aver Com 78467X109 241 700 SH OTR 0 600 0 100 Midcap SPDR Trust Series 1 Com 78467Y107 8322 16949 SH SOLE 0 15823 0 1126 Midcap SPDR Trust Series 1 Com 78467Y107 934 1903 SH OTR 0 1801 50 52 Salesforce.Com Com 79466L302 2219 9083 SH SOLE 0 8923 20 140 Salesforce.Com Com 79466L302 1478 6050 SH OTR 0 6050 0 0 Schlumberger Ltd Com 806857108 827 25841 SH SOLE 0 25026 0 815 Schlumberger Ltd Com 806857108 459 14326 SH OTR 0 14166 160 0 Charles Schwab Corp Com 808513105 207 2847 SH SOLE 0 2847 0 0 Charles Schwab Corp Com 808513105 260 3575 SH OTR 0 3575 0 0 Schwab US Small Cap ETF Com 808524607 1617 15525 SH SOLE 0 15525 0 0 Schwab US Small Cap ETF Com 808524607 102 975 SH OTR 0 975 0 0 Schwab Fundamental Intl Lg Co Com 808524755 267 8015 SH SOLE 0 8015 0 0 Schwab US Dividend Equity ETF Com 808524797 7027 92926 SH SOLE 0 91027 0 1899 Schwab US Dividend Equity ETF Com 808524797 1194 15790 SH OTR 0 15790 0 0 Schwab International Equity ET Com 808524805 3039 77040 SH SOLE 0 77040 0 0 Schwab International Equity ET Com 808524805 515 13044 SH OTR 0 12379 0 665 Schwab US Aggregate Bd ETF Com 808524839 1073 19651 SH SOLE 0 19651 0 0 Schwab US Aggregate Bd ETF Com 808524839 1558 28539 SH OTR 0 28074 0 465 Materials Select SPDR Fund Com 81369Y100 1673 20322 SH SOLE 0 18276 0 2046 Materials Select SPDR Fund Com 81369Y100 793 9636 SH OTR 0 8816 375 445 Health Care Select Sector SPDR Com 81369Y209 1228 9752 SH SOLE 0 8993 0 759 Health Care Select Sector SPDR Com 81369Y209 19 150 SH OTR 0 150 0 0 Consumer Staples Select Sector Com 81369Y308 722 10314 SH SOLE 0 8579 0 1735 Consumer Staples Select Sector Com 81369Y308 29 410 SH OTR 0 130 100 180 Consumer Discretionary Selt Com 81369Y407 1735 9719 SH SOLE 0 7889 0 1830 Consumer Discretionary Selt Com 81369Y407 204 1145 SH OTR 0 770 250 125 Energy Select Sector SPDR Com 81369Y506 474 8807 SH SOLE 0 8232 0 575 Energy Select Sector SPDR Com 81369Y506 97 1794 SH OTR 0 1574 80 140 Financial Select Sector SPDR Com 81369Y605 1097 29886 SH SOLE 0 27197 0 2689 Financial Select Sector SPDR Com 81369Y605 88 2410 SH OTR 0 2210 200 0 Industrial Select Sector SPDR Com 81369Y704 1272 12422 SH SOLE 0 12049 0 373 Industrial Select Sector SPDR Com 81369Y704 69 670 SH OTR 0 580 0 90 Technology Select Sect SPDR Com 81369Y803 2723 18443 SH SOLE 0 18182 162 99 Technology Select Sect SPDR Com 81369Y803 238 1615 SH OTR 0 1465 150 0 Real Estate Select Sect SPDR Com 81369Y860 1011 22806 SH SOLE 0 20688 105 2013 Real Estate Select Sect SPDR Com 81369Y860 1555 35083 SH OTR 0 34912 46 125 Utilities Select Sector SPDR Com 81369Y886 2022 31980 SH SOLE 0 27277 0 4703 Utilities Select Sector SPDR Com 81369Y886 994 15726 SH OTR 0 14749 475 502 Simon Ppty Group Inc Com 828806109 13 100 SH SOLE 0 100 0 0 Simon Ppty Group Inc Com 828806109 235 1800 SH OTR 0 1800 0 0 Skyworks Solutions Inc Com 83088M102 345 1800 SH OTR 0 0 0 1800 Southern Company Com 842587107 1071 17698 SH SOLE 0 17698 0 0 Southern Company Com 842587107 658 10875 SH OTR 0 10750 0 125 Starbucks Corp Com 855244109 158 1416 SH SOLE 0 1416 0 0 Starbucks Corp Com 855244109 555 4960 SH OTR 0 4960 0 0 State Street Corp Com 857477103 231 2812 SH SOLE 0 2812 0 0 State Street Corp Com 857477103 47 575 SH OTR 0 575 0 0 Stericycle Inc Com 858912108 217 3030 SH SOLE 0 3030 0 0 Stericycle Inc Com 858912108 118 1650 SH OTR 0 800 0 850 Stryker Corporation Com 863667101 269 1037 SH SOLE 0 1037 0 0 Sysco Corp Com 871829107 412 5297 SH SOLE 0 5297 0 0 Sysco Corp Com 871829107 498 6399 SH OTR 0 5974 0 425 TJX Cos Inc Com 872540109 2491 36949 SH SOLE 0 35349 300 1300 TJX Cos Inc Com 872540109 2504 37145 SH OTR 0 32601 340 4204 Target Corp Com 87612E106 4325 17890 SH SOLE 0 17615 0 275 Target Corp Com 87612E106 3315 13712 SH OTR 0 11022 125 2565 Texas Instruments Inc Com 882508104 157 817 SH SOLE 0 817 0 0 Texas Instruments Inc Com 882508104 56 292 SH OTR 0 160 0 132 Thermo Fisher Scientific Inc Com 883556102 8 16 SH SOLE 0 16 0 0 Thermo Fisher Scientific Inc Com 883556102 580 1150 SH OTR 0 0 0 1150 3m CO Com 88579Y101 2261 11385 SH SOLE 0 10308 330 747 3m CO Com 88579Y101 507 2555 SH OTR 0 1950 235 370 Truist Financial Corporation Com 89832Q109 383 6901 SH SOLE 0 6495 0 406 Truist Financial Corporation Com 89832Q109 154 2775 SH OTR 0 2775 0 0 US Bancorp New Com 902973304 1007 17671 SH SOLE 0 17671 0 0 US Bancorp New Com 902973304 462 8115 SH OTR 0 4929 470 2716 Union Pac Corp Com 907818108 4348 19771 SH SOLE 0 18863 0 908 Union Pac Corp Com 907818108 3745 17028 SH OTR 0 15448 0 1580 United Parcel Service Cl B Com 911312106 829 3986 SH SOLE 0 3986 0 0 United Parcel Service Cl B Com 911312106 408 1964 SH OTR 0 1964 0 0 Unitedhealth Group Inc Com 91324P102 3181 7945 SH SOLE 0 7745 0 200 Unitedhealth Group Inc Com 91324P102 2053 5127 SH OTR 0 4142 90 895 Univest Corp of Pennsylvania Com 915271100 311 11812 SH OTR 0 11812 0 0 V.F. Corp Com 918204108 159 1941 SH SOLE 0 1941 0 0 V.F. Corp Com 918204108 42 513 SH OTR 0 513 0 0 Vaneck Vectors Agribusiness ET Com 92189F700 1155 12678 SH SOLE 0 11833 50 795 Vaneck Vectors Agribusiness ET Com 92189F700 1027 11273 SH OTR 0 11048 125 100 Vanguard Dividend Appreciation Com 921908844 128 825 SH SOLE 0 825 0 0 Vanguard Dividend Appreciation Com 921908844 155 1000 SH OTR 0 1000 0 0 Vanguard Bd Index Long Term Bo Com 921937793 288 2800 SH OTR 0 2800 0 0 Vanguard Intermediate-Term Bon Com 921937819 497 5520 SH SOLE 0 5520 0 0 Vanguard Intermediate-Term Bon Com 921937819 34 375 SH OTR 0 375 0 0 Vanguard Total Bond Market ETF Com 921937835 496 5771 SH SOLE 0 5771 0 0 Vanguard FTSE Developed Market Com 921943858 142 2750 SH SOLE 0 2750 0 0 Vanguard FTSE Developed Market Com 921943858 179 3475 SH OTR 0 3475 0 0 Vanguard High Dividend Yield E Com 921946406 130 1240 SH SOLE 0 1240 0 0 Vanguard High Dividend Yield E Com 921946406 80 760 SH OTR 0 760 0 0 Vanguard Ftse Emerging Markets Com 922042858 1790 32951 SH SOLE 0 32951 0 0 Vanguard Ftse Emerging Markets Com 922042858 539 9923 SH OTR 0 9423 0 500 Vanguard Inter Term Corp Bond Com 92206C870 1104 11611 SH SOLE 0 11611 0 0 Vanguard Inter Term Corp Bond Com 92206C870 1571 16523 SH OTR 0 16523 0 0 Vanguard S&P 500 ETF Com 922908363 10058 25560 SH SOLE 0 25373 0 187 Vanguard Mid-Cap Value Index F Com 922908512 433 3079 SH SOLE 0 3079 0 0 Vanguard Real Estate ETF Com 922908553 1179 11583 SH SOLE 0 11583 0 0 Vanguard Real Estate ETF Com 922908553 542 5329 SH OTR 0 4990 239 100 Vanguard Index Fund Mid-Cap Com 922908629 150 634 SH SOLE 0 634 0 0 Vanguard Index Fund Mid-Cap Com 922908629 97 410 SH OTR 0 410 0 0 Vanguard Large-Cap ETF Com 922908637 202 1005 SH OTR 0 1005 0 0 Vanguard Small-Cap ETF Com 922908751 105 468 SH SOLE 0 468 0 0 Vanguard Small-Cap ETF Com 922908751 96 425 SH OTR 0 425 0 0 Veoneer Incorporated Com Com 92336X109 219 9521 SH SOLE 0 9521 0 0 Veoneer Incorporated Com Com 92336X109 286 12394 SH OTR 0 12394 0 0 Verizon Communications Com 92343V104 3345 59701 SH SOLE 0 55466 830 3405 Verizon Communications Com 92343V104 2165 38638 SH OTR 0 32767 225 5646 Visa Inc Cl A Com 92826C839 2036 8706 SH SOLE 0 8706 0 0 Visa Inc Cl A Com 92826C839 1910 8170 SH OTR 0 6970 100 1100 Wal Mart Inc Com 931142103 2081 14760 SH SOLE 0 14360 0 400 Wal Mart Inc Com 931142103 1756 12449 SH OTR 0 10833 350 1266 Walgreens Boots Alliance Inc Com 931427108 296 5628 SH SOLE 0 5628 0 0 Walgreens Boots Alliance Inc Com 931427108 75 1420 SH OTR 0 820 0 600 Waste Management Inc Com 94106L109 81 575 SH SOLE 0 575 0 0 Waste Management Inc Com 94106L109 207 1480 SH OTR 0 1250 0 230 Wells Fargo & CO Com 949746101 1406 31042 SH SOLE 0 30095 0 947 Wells Fargo & CO Com 949746101 611 13500 SH OTR 0 10560 755 2185 WisdomTree MidCap Dividend ETF Com 97717W505 1977 47118 SH SOLE 0 46355 0 763 WisdomTree MidCap Dividend ETF Com 97717W505 236 5633 SH OTR 0 2623 0 3010 WisdomTree SmallCap Dividend E Com 97717W604 566 17735 SH SOLE 0 17607 0 128 WisdomTree SmallCap Dividend E Com 97717W604 15 482 SH OTR 0 482 0 0 Xylem Inc Com 98419M100 441 3679 SH SOLE 0 3679 0 0 Xylem Inc Com 98419M100 246 2050 SH OTR 0 2050 0 0 Yum! Brands Inc Com 988498101 409 3559 SH SOLE 0 3559 0 0 Yum! Brands Inc Com 988498101 94 814 SH OTR 0 814 0 0 Zimmer Biomet Holdings Inc Com 98956P102 494 3072 SH SOLE 0 2742 60 270 Zimmer Biomet Holdings Inc Com 98956P102 365 2272 SH OTR 0 2192 0 80 Deutsche Bank Ag ADR Com D18190898 131 10000 SH SOLE 0 10000 0 0 Accenture PLC Cl A Com G1151C101 78 263 SH SOLE 0 263 0 0 Accenture PLC Cl A Com G1151C101 383 1300 SH OTR 0 0 0 1300 Eaton Corp PLC Com G29183103 596 4021 SH SOLE 0 4021 0 0 Eaton Corp PLC Com G29183103 769 5189 SH OTR 0 4114 0 1075 Linde PLC Com G5494J103 1841 6368 SH SOLE 0 6368 0 0 Linde PLC Com G5494J103 997 3449 SH OTR 0 2524 0 925 Medtronic PLC Com G5960L103 1236 9958 SH SOLE 0 9958 0 0 Medtronic PLC Com G5960L103 1050 8462 SH OTR 0 8391 71 0