AT&T Inc Com 00206R102 2025 69455 SH SOLE 0 68055 0 1400 AT&T Inc Com 00206R102 1245 42705 SH OTR 0 37042 400 5263 Abbott Labs Com 002824100 4997 63319 SH SOLE 0 62819 0 500 Abbott Labs Com 002824100 1786 22634 SH OTR 0 20715 621 1298 Abbvie Inc Com 00287Y109 2050 26911 SH SOLE 0 26711 0 200 Abbvie Inc Com 00287Y109 1481 19442 SH OTR 0 15927 295 3220 Activision Blizzard, Inc Com 00507V109 604 10157 SH SOLE 0 10157 0 0 Activision Blizzard, Inc Com 00507V109 406 6825 SH OTR 0 6825 0 0 Air Products & Chemicals Inc Com 009158106 1278 6401 SH SOLE 0 6401 0 0 Air Products & Chemicals Inc Com 009158106 429 2150 SH OTR 0 2150 0 0 Alphabet Inc Cl C Com 02079K107 2797 2405 SH SOLE 0 2350 0 55 Alphabet Inc Cl C Com 02079K107 2564 2205 SH OTR 0 2075 0 130 Alphabet Inc Cl A Com 02079K305 2352 2024 SH SOLE 0 2004 0 20 Alphabet Inc Cl A Com 02079K305 572 492 SH OTR 0 377 0 115 Altria Group Inc Com 02209S103 463 11969 SH SOLE 0 11194 0 775 Altria Group Inc Com 02209S103 1363 35242 SH OTR 0 34342 200 700 Amazon.Com Inc Com 023135106 1234 633 SH SOLE 0 633 0 0 Amazon.Com Inc Com 023135106 583 299 SH OTR 0 239 0 60 American Express CO Com 025816109 502 5862 SH SOLE 0 5862 0 0 American Express CO Com 025816109 287 3351 SH OTR 0 1365 0 1986 American Tower Corp REIT Com 03027X100 116 534 SH SOLE 0 534 0 0 American Tower Corp REIT Com 03027X100 139 640 SH OTR 0 640 0 0 American Water Works CO Inc Com 030420103 1336 11174 SH SOLE 0 11174 0 0 American Water Works CO Inc Com 030420103 943 7885 SH OTR 0 6355 100 1430 Amgen Inc Com 031162100 535 2638 SH SOLE 0 2638 0 0 Amgen Inc Com 031162100 357 1760 SH OTR 0 1760 0 0 Apache Corp Com 037411105 46 11098 SH SOLE 0 11098 0 0 Apache Corp Com 037411105 15 3580 SH OTR 0 2880 100 600 Apple Inc Com 037833100 11921 46878 SH SOLE 0 43683 105 3090 Apple Inc Com 037833100 6424 25263 SH OTR 0 21478 790 2995 Arrow Finl Corp Com 042744102 461 16536 SH SOLE 0 9048 0 7488 Arrow Finl Corp Com 042744102 100 3581 SH OTR 0 3581 0 0 Autoliv Inc Com 052800109 490 10642 SH SOLE 0 9892 0 750 Autoliv Inc Com 052800109 567 12321 SH OTR 0 12321 0 0 Automatic Data Processing Inc Com 053015103 3389 24798 SH SOLE 0 24518 0 280 Automatic Data Processing Inc Com 053015103 982 7183 SH OTR 0 6563 140 480 BP PLC Spons ADR Com 055622104 83 3414 SH SOLE 0 3414 0 0 BP PLC Spons ADR Com 055622104 207 8480 SH OTR 0 8280 0 200 Bank of America Corp Com 060505104 521 24563 SH SOLE 0 24563 0 0 Bank of America Corp Com 060505104 220 10375 SH OTR 0 10375 0 0 Bank of New York Mellon Corp Com 064058100 366 10859 SH SOLE 0 10859 0 0 Bank of New York Mellon Corp Com 064058100 28 838 SH OTR 0 338 0 500 Baxter Intl Inc Com 071813109 648 7984 SH SOLE 0 7984 0 0 Baxter Intl Inc Com 071813109 332 4085 SH OTR 0 2525 100 1460 Becton Dickinson Com 075887109 384 1672 SH SOLE 0 1672 0 0 Becton Dickinson Com 075887109 243 1057 SH OTR 0 1057 0 0 Berkshire Hathaway Inc-Cl B Com 084670702 2078 11366 SH SOLE 0 11136 30 200 Berkshire Hathaway Inc-Cl B Com 084670702 1644 8993 SH OTR 0 8973 20 0 Best Buy Company Inc Com 086516101 265 4643 SH SOLE 0 4643 0 0 Best Buy Company Inc Com 086516101 23 395 SH OTR 0 395 0 0 Biogen Inc Com 09062X103 91 289 SH SOLE 0 289 0 0 Biogen Inc Com 09062X103 152 480 SH OTR 0 480 0 0 Blackrock Inc Cl A Com 09247X101 26 59 SH SOLE 0 59 0 0 Blackrock Inc Cl A Com 09247X101 211 480 SH OTR 0 80 0 400 Boeing CO Com 097023105 795 5329 SH SOLE 0 5094 0 235 Boeing CO Com 097023105 1255 8416 SH OTR 0 7716 150 550 Bristol Myers Squibb CO Com 110122108 3823 68594 SH SOLE 0 65749 725 2120 Bristol Myers Squibb CO Com 110122108 2199 39445 SH OTR 0 33565 480 5400 Cigna Corp Com 125523100 184 1038 SH SOLE 0 1001 0 37 Cigna Corp Com 125523100 22 126 SH OTR 0 126 0 0 Csx Corp Com 126408103 174 3031 SH SOLE 0 3031 0 0 Csx Corp Com 126408103 124 2160 SH OTR 0 2160 0 0 CVS Health Corp Com 126650100 2044 34451 SH SOLE 0 33811 0 640 CVS Health Corp Com 126650100 906 15268 SH OTR 0 13353 340 1575 Caterpillar Inc Com 149123101 1583 13643 SH SOLE 0 13643 0 0 Caterpillar Inc Com 149123101 1193 10280 SH OTR 0 9935 45 300 Chevron Corporation Com 166764100 3444 47536 SH SOLE 0 46146 375 1015 Chevron Corporation Com 166764100 2569 35452 SH OTR 0 33624 485 1343 Cisco Systems Inc Com 17275R102 2785 70857 SH SOLE 0 68102 0 2755 Cisco Systems Inc Com 17275R102 1940 49351 SH OTR 0 48151 595 605 Citigroup Inc Com 172967424 484 11489 SH SOLE 0 11489 0 0 Citigroup Inc Com 172967424 306 7270 SH OTR 0 6370 150 750 Clorox Company Com 189054109 979 5652 SH SOLE 0 5652 0 0 Clorox Company Com 189054109 547 3160 SH OTR 0 2675 0 485 Coca Cola CO Com 191216100 2111 47702 SH SOLE 0 42342 960 4400 Coca Cola CO Com 191216100 1248 28205 SH OTR 0 22940 150 5115 Colgate Palmolive CO Com 194162103 1078 16247 SH SOLE 0 14417 430 1400 Colgate Palmolive CO Com 194162103 913 13760 SH OTR 0 10060 0 3700 ComCast Corp-Cl A Com 20030N101 890 25884 SH SOLE 0 24102 0 1782 ComCast Corp-Cl A Com 20030N101 346 10059 SH OTR 0 7836 650 1573 Conocophillips Com 20825C104 294 9551 SH SOLE 0 9451 100 0 Conocophillips Com 20825C104 87 2837 SH OTR 0 2587 100 150 Corning Inc Com 219350105 310 15101 SH SOLE 0 15101 0 0 Corning Inc Com 219350105 336 16350 SH OTR 0 13600 900 1850 Corteva Inc Com Com 22052L104 77 3279 SH SOLE 0 3188 0 91 Corteva Inc Com Com 22052L104 224 9530 SH OTR 0 9020 0 510 Costco Wholesale Corp Com 22160K105 515 1806 SH SOLE 0 1806 0 0 Costco Wholesale Corp Com 22160K105 348 1219 SH OTR 0 579 0 640 Danaher Corp Com 235851102 3211 23196 SH SOLE 0 21366 0 1830 Danaher Corp Com 235851102 1746 12618 SH OTR 0 10918 140 1560 Deere & CO Com 244199105 1337 9676 SH SOLE 0 9486 25 165 Deere & CO Com 244199105 1679 12154 SH OTR 0 12084 70 0 Digital Realty Trust Inc REIT Com 253868103 127 917 SH SOLE 0 917 0 0 Digital Realty Trust Inc REIT Com 253868103 166 1196 SH OTR 0 1196 0 0 Disney Walt CO New Com 254687106 3576 37023 SH SOLE 0 36238 0 785 Disney Walt CO New Com 254687106 2135 22104 SH OTR 0 20739 570 795 Dominion Resources Inc Com 25746U109 1143 15829 SH SOLE 0 15519 0 310 Dominion Resources Inc Com 25746U109 731 10125 SH OTR 0 7595 80 2450 Dow Inc Com Com 260557103 391 13380 SH SOLE 0 13289 0 91 Dow Inc Com Com 260557103 420 14379 SH OTR 0 13123 16 1240 Duke Energy Corp Com 26441C204 242 2988 SH SOLE 0 2688 300 0 Duke Energy Corp Com 26441C204 151 1862 SH OTR 0 1762 100 0 Dupont De Nemours Inc Com 26614N102 498 14609 SH SOLE 0 14518 0 91 Dupont De Nemours Inc Com 26614N102 521 15266 SH OTR 0 14123 16 1127 Ecolab Inc Com 278865100 1283 8232 SH SOLE 0 8232 0 0 Ecolab Inc Com 278865100 425 2730 SH OTR 0 2090 40 600 Emerson Elec CO Com 291011104 603 12645 SH SOLE 0 12645 0 0 Emerson Elec CO Com 291011104 279 5856 SH OTR 0 5756 100 0 Exelon Corp Com 30161N101 156 4248 SH SOLE 0 4248 0 0 Exelon Corp Com 30161N101 124 3365 SH OTR 0 3015 0 350 Exxonmobil Corp Com 30231G102 3619 95313 SH SOLE 0 91073 820 3420 Exxonmobil Corp Com 30231G102 2973 78286 SH OTR 0 74941 635 2710 Facebook Inc-A Com 30303M102 879 5272 SH SOLE 0 5272 0 0 Facebook Inc-A Com 30303M102 725 4349 SH OTR 0 4349 0 0 Fiserv Inc Com 337738108 663 6976 SH SOLE 0 6976 0 0 Fiserv Inc Com 337738108 121 1274 SH OTR 0 1274 0 0 FlexShares Mstar Glbl Upstrm N Com 33939L407 28251 1253925 SH SOLE 0 1246219 0 7706 FlexShares Mstar Glbl Upstrm N Com 33939L407 2859 126884 SH OTR 0 120202 340 6342 FlexShares Global Quality Real Com 33939L787 909 19193 SH SOLE 0 19193 0 0 FlexShares Global Quality Real Com 33939L787 1 30 SH OTR 0 30 0 0 FlexShares STOXX Glbl Brd Infr Com 33939L795 3433 79438 SH SOLE 0 79438 0 0 FlexShares STOXX Glbl Brd Infr Com 33939L795 225 5200 SH OTR 0 4495 0 705 FlexShares International Quali Com 33939L837 489 27595 SH SOLE 0 27595 0 0 FlexShares International Quali Com 33939L837 65 3655 SH OTR 0 3655 0 0 Fortive Corp Com 34959J108 310 5616 SH SOLE 0 5006 0 610 Fortive Corp Com 34959J108 123 2229 SH OTR 0 1385 50 794 General Dynamics Corp Com 369550108 728 5501 SH SOLE 0 5351 0 150 General Dynamics Corp Com 369550108 156 1180 SH OTR 0 1080 0 100 General Electric Corp Com 369604103 322 40525 SH SOLE 0 40525 0 0 General Electric Corp Com 369604103 221 27820 SH OTR 0 26795 0 1025 General Mls Inc Com 370334104 591 11205 SH SOLE 0 11205 0 0 General Mls Inc Com 370334104 431 8170 SH OTR 0 6375 100 1695 Gilead Sciences Inc Com 375558103 355 4751 SH SOLE 0 4751 0 0 Gilead Sciences Inc Com 375558103 285 3815 SH OTR 0 1315 0 2500 Glaxo Smithkline Spons ADR Com 37733W105 281 7426 SH SOLE 0 7426 0 0 Glaxo Smithkline Spons ADR Com 37733W105 197 5212 SH OTR 0 4207 255 750 Goldman Sachs Group Inc Com 38141G104 621 4014 SH SOLE 0 3994 20 0 Goldman Sachs Group Inc Com 38141G104 589 3810 SH OTR 0 3810 0 0 Grainger W W Inc Com 384802104 957 3850 SH SOLE 0 3850 0 0 Grainger W W Inc Com 384802104 600 2415 SH OTR 0 1445 100 870 Home Depot Inc Com 437076102 636 3408 SH SOLE 0 3408 0 0 Home Depot Inc Com 437076102 1185 6345 SH OTR 0 4945 150 1250 Honeywell International Inc Com 438516106 2432 18175 SH SOLE 0 17310 0 865 Honeywell International Inc Com 438516106 1105 8256 SH OTR 0 5515 300 2441 Illinois Tool Wks Inc Com 452308109 281 1976 SH SOLE 0 1976 0 0 Illinois Tool Wks Inc Com 452308109 64 450 SH OTR 0 450 0 0 Intel Corp Com 458140100 6148 113603 SH SOLE 0 110903 1200 1500 Intel Corp Com 458140100 2389 44149 SH OTR 0 41049 1250 1850 Intercontinental Exchange Inc Com 45866F104 560 6935 SH SOLE 0 6935 0 0 Intercontinental Exchange Inc Com 45866F104 79 975 SH OTR 0 775 0 200 Intl. Business Machines Corp Com 459200101 1398 12599 SH SOLE 0 11209 435 955 Intl. Business Machines Corp Com 459200101 1494 13471 SH OTR 0 11888 0 1583 Invesco Tr II Senior Loan ETF Com 46138G508 89 4350 SH SOLE 0 4350 0 0 Invesco Tr II Senior Loan ETF Com 46138G508 161 7875 SH OTR 0 7875 0 0 Ishares Barclays TIPS Bond ETF Com 464287176 346 2937 SH SOLE 0 2937 0 0 Ishares Core Total U.S. Aggreg Com 464287226 239 2071 SH SOLE 0 2071 0 0 Ishares Msci Emerging Mkt ETF Com 464287234 2455 71917 SH SOLE 0 71091 525 301 Ishares Msci Emerging Mkt ETF Com 464287234 585 17144 SH OTR 0 16064 355 725 Ishares Msci Eafe ETF Com 464287465 2470 46199 SH SOLE 0 46199 0 0 Ishares Msci Eafe ETF Com 464287465 655 12259 SH OTR 0 11649 285 325 Ishares Russell Mid Cap ETF Com 464287499 203 4695 SH SOLE 0 4695 0 0 Ishares Core S&P Mid-Cap ETF Com 464287507 1215 8449 SH SOLE 0 8449 0 0 Ishares Core S&P Mid-Cap ETF Com 464287507 297 2066 SH OTR 0 1866 0 200 Ishares Nasdaq Biotech ETF Com 464287556 2506 23259 SH SOLE 0 22671 96 492 Ishares Nasdaq Biotech ETF Com 464287556 1595 14807 SH OTR 0 12617 615 1575 Ishares S&P Midcap 400/Grwth E Com 464287606 159 890 SH SOLE 0 890 0 0 Ishares S&P Midcap 400/Grwth E Com 464287606 97 545 SH OTR 0 545 0 0 Ishares Russell 2000 ETF Com 464287655 3523 30776 SH SOLE 0 30074 0 702 Ishares Russell 2000 ETF Com 464287655 385 3363 SH OTR 0 3143 185 35 Ishares DJ US Telcom Sector ET Com 464287713 657 26433 SH SOLE 0 26433 0 0 Ishares DJ US Telcom Sector ET Com 464287713 487 19615 SH OTR 0 19415 200 0 Ishares Msci Eafe Small Cap ET Com 464288273 2599 57980 SH SOLE 0 57980 0 0 Ishares Msci Eafe Small Cap ET Com 464288273 356 7940 SH OTR 0 7940 0 0 Ishares New York Muni Bond ETF Com 464288323 884 15642 SH SOLE 0 15642 0 0 Ishares IBoxx High Yield Corpo Com 464288513 1306 16945 SH SOLE 0 16945 0 0 Ishares IBoxx High Yield Corpo Com 464288513 6 80 SH OTR 0 80 0 0 ISHARES TR SHORT-TERM CORP BD Com 464288646 234 4478 SH SOLE 0 4478 0 0 Ishares S&P Pref Stk ETF Com 464288687 2034 63878 SH SOLE 0 63878 0 0 Ishares S&P Pref Stk ETF Com 464288687 510 16027 SH OTR 0 12047 0 3980 Ishares MSCI EAFE Growth ETF Com 464288885 15221 214045 SH SOLE 0 211721 0 2324 Ishares MSCI EAFE Growth ETF Com 464288885 968 13611 SH OTR 0 13600 11 0 Ishares Aaa-A Rated Corp Bond Com 46429B291 213 3855 SH SOLE 0 3855 0 0 iShares Core High Dividend ETF Com 46429B663 238 3331 SH SOLE 0 3331 0 0 iShares Edge MSCI USA Quality Com 46432F339 224 2758 SH SOLE 0 2758 0 0 Ishares Core Msci Eafe ETF Com 46432F842 448 8978 SH SOLE 0 8978 0 0 Ishares Core Emerging Markets Com 46434G103 2138 52838 SH SOLE 0 52838 0 0 Ishares Core Emerging Markets Com 46434G103 542 13385 SH OTR 0 11785 0 1600 JP Morgan Chase & CO Com 46625H100 6336 70376 SH SOLE 0 69289 112 975 JP Morgan Chase & CO Com 46625H100 4601 51100 SH OTR 0 43900 640 6560 Jacobs Engineering Group Inc Com 469814107 71 898 SH SOLE 0 898 0 0 Jacobs Engineering Group Inc Com 469814107 236 2975 SH OTR 0 1075 0 1900 Johnson & Johnson Com 478160104 8295 63259 SH SOLE 0 59366 150 3743 Johnson & Johnson Com 478160104 4023 30681 SH OTR 0 26666 310 3705 Keycorp Com 493267108 29 2762 SH SOLE 0 2762 0 0 Keycorp Com 493267108 148 14300 SH OTR 0 14300 0 0 Kimberly Clark Corp Com 494368103 504 3938 SH SOLE 0 3938 0 0 Kimberly Clark Corp Com 494368103 125 975 SH OTR 0 975 0 0 Kraft Heinz CO Com 500754106 53 2144 SH SOLE 0 2144 0 0 Kraft Heinz CO Com 500754106 176 7127 SH OTR 0 7081 46 0 Lilly Eli & CO Com 532457108 286 2059 SH SOLE 0 1531 0 528 Lilly Eli & CO Com 532457108 865 6235 SH OTR 0 5210 0 1025 Lockheed Martin Corp Com 539830109 2701 7968 SH SOLE 0 7453 0 515 Lockheed Martin Corp Com 539830109 730 2154 SH OTR 0 2154 0 0 Lowes Cos Inc Com 548661107 4282 49758 SH SOLE 0 49358 25 375 Lowes Cos Inc Com 548661107 2298 26707 SH OTR 0 25372 335 1000 Mastercard Inc Cl A Com 57636Q104 150 621 SH SOLE 0 621 0 0 Mastercard Inc Cl A Com 57636Q104 158 655 SH OTR 0 655 0 0 McDonalds Corp Com 580135101 5544 33531 SH SOLE 0 33426 75 30 McDonalds Corp Com 580135101 3223 19491 SH OTR 0 18576 240 675 Merck & CO Inc Com 58933Y105 3231 41988 SH SOLE 0 40513 675 800 Merck & CO Inc Com 58933Y105 1707 22187 SH OTR 0 21197 165 825 Metlife Inc Com 59156R108 277 9062 SH SOLE 0 9062 0 0 Metlife Inc Com 59156R108 77 2525 SH OTR 0 2114 111 300 Microsoft Corp Com 594918104 12807 81207 SH SOLE 0 78792 225 2190 Microsoft Corp Com 594918104 7289 46219 SH OTR 0 43163 695 2361 Microchip Technology Inc Com 595017104 1261 18592 SH SOLE 0 18592 0 0 Microchip Technology Inc Com 595017104 375 5533 SH OTR 0 4608 150 775 Mondelez International Inc Com 609207105 472 9426 SH SOLE 0 9012 0 414 Mondelez International Inc Com 609207105 895 17875 SH OTR 0 17737 138 0 NBT Bancorp Inc Com 628778102 6637 204913 SH SOLE 0 128572 0 76341 NBT Bancorp Inc Com 628778102 757 23356 SH OTR 0 20090 0 3266 Netflix Inc Com 64110L106 273 727 SH SOLE 0 727 0 0 Nextera Energy Inc Com 65339F101 2027 8426 SH SOLE 0 7976 0 450 Nextera Energy Inc Com 65339F101 1851 7692 SH OTR 0 4787 30 2875 Nike Inc-Class B Com 654106103 1900 22965 SH SOLE 0 22965 0 0 Nike Inc-Class B Com 654106103 687 8304 SH OTR 0 8304 0 0 Norfolk Southern Corp Com 655844108 766 5247 SH SOLE 0 5247 0 0 Norfolk Southern Corp Com 655844108 1051 7200 SH OTR 0 4705 70 2425 Novartis Ag Spons ADR Com 66987V109 1411 17115 SH SOLE 0 17115 0 0 Novartis Ag Spons ADR Com 66987V109 821 9952 SH OTR 0 9552 150 250 Nucor Corp Com 670346105 306 8485 SH SOLE 0 8485 0 0 Nucor Corp Com 670346105 198 5500 SH OTR 0 4050 0 1450 Nvidia Corp Com 67066G104 188 715 SH SOLE 0 715 0 0 Nvidia Corp Com 67066G104 108 410 SH OTR 0 410 0 0 Oracle Corporation Com 68389X105 1881 38911 SH SOLE 0 37411 0 1500 Oracle Corporation Com 68389X105 512 10590 SH OTR 0 8090 0 2500 Paypal Holdings Inc Com 70450Y103 136 1422 SH SOLE 0 1422 0 0 Paypal Holdings Inc Com 70450Y103 352 3680 SH OTR 0 1430 0 2250 Pepsico Inc Com 713448108 5743 47822 SH SOLE 0 47422 100 300 Pepsico Inc Com 713448108 2655 22103 SH OTR 0 20948 345 810 Pfizer Inc Com 717081103 3513 107636 SH SOLE 0 104536 0 3100 Pfizer Inc Com 717081103 2385 73056 SH OTR 0 67977 1740 3339 Philip Morris International Com 718172109 657 9002 SH SOLE 0 8327 0 675 Philip Morris International Com 718172109 2076 28452 SH OTR 0 28302 150 0 T Rowe Price Group Inc Com 74144T108 2654 27178 SH SOLE 0 27128 50 0 T Rowe Price Group Inc Com 74144T108 1516 15528 SH OTR 0 14933 295 300 Procter & Gamble CO Com 742718109 7722 70199 SH SOLE 0 66034 450 3715 Procter & Gamble CO Com 742718109 4199 38173 SH OTR 0 33183 380 4610 Prudential Finl Inc Com 744320102 808 15500 SH SOLE 0 15450 50 0 Prudential Finl Inc Com 744320102 650 12457 SH OTR 0 12107 150 200 Public Service Enterprise Grou Com 744573106 96 2141 SH SOLE 0 2141 0 0 Public Service Enterprise Grou Com 744573106 141 3150 SH OTR 0 3150 0 0 Qualcomm Inc Com 747525103 1811 26766 SH SOLE 0 26341 0 425 Qualcomm Inc Com 747525103 1009 14919 SH OTR 0 14194 225 500 Quanta Services Incorporated Com 74762E102 214 6750 SH OTR 0 2100 0 4650 S&P Global Inc Com 78409V104 3 14 SH SOLE 0 14 0 0 S&P Global Inc Com 78409V104 490 2000 SH OTR 0 0 0 2000 SPDR S&P 500 ETF Trust Com 78462F103 3150 12222 SH SOLE 0 11853 0 369 SPDR S&P 500 ETF Trust Com 78462F103 492 1910 SH OTR 0 1550 160 200 SPDR Gold Trust Com 78463V107 254 1716 SH SOLE 0 1716 0 0 SPDR Gold Trust Com 78463V107 7 50 SH OTR 0 50 0 0 SPDR Portfolio Emerging Market Com 78463X509 255 8974 SH SOLE 0 8974 0 0 SPDR Portfolio Emerging Market Com 78463X509 17 610 SH OTR 0 610 0 0 SPDR Portfolio Developed Wld e Com 78463X889 5173 216069 SH SOLE 0 216069 0 0 SPDR Portfolio Developed Wld e Com 78463X889 945 39490 SH OTR 0 39490 0 0 SPDR S&P Sm Cap Value ETF Com 78464A300 299 7315 SH SOLE 0 7315 0 0 SPDR Portfolio Intermediate Te Com 78464A375 674 19828 SH SOLE 0 19828 0 0 SPDR S&P Regional Banking ETF Com 78464A698 1212 37184 SH SOLE 0 37184 0 0 SPDR S&P Regional Banking ETF Com 78464A698 709 21762 SH OTR 0 21562 100 100 SPDR S&P Dividend ETF Com 78464A763 7450 93283 SH SOLE 0 93283 0 0 SPDR S&P Dividend ETF Com 78464A763 627 7850 SH OTR 0 7450 0 400 SPDR Dow Jones Industrial Aver Com 78467X109 841 3834 SH SOLE 0 3834 0 0 SPDR Dow Jones Industrial Aver Com 78467X109 186 850 SH OTR 0 750 0 100 Midcap SPDR Trust Series 1 Com 78467Y107 4951 18835 SH SOLE 0 18459 0 376 Midcap SPDR Trust Series 1 Com 78467Y107 634 2411 SH OTR 0 2281 75 55 Salesforce.Com Com 79466L302 1032 7167 SH SOLE 0 7147 20 0 Salesforce.Com Com 79466L302 536 3720 SH OTR 0 3720 0 0 Schlumberger Ltd Com 806857108 425 31516 SH SOLE 0 30826 0 690 Schlumberger Ltd Com 806857108 248 18385 SH OTR 0 16525 160 1700 Charles Schwab Corp Com 808513105 153 4537 SH SOLE 0 4537 0 0 Charles Schwab Corp Com 808513105 130 3875 SH OTR 0 3875 0 0 Schwab US Small Cap ETF Com 808524607 319 6190 SH SOLE 0 6190 0 0 Schwab Fundamental Intl Lg Co Com 808524755 265 12599 SH SOLE 0 12599 0 0 Schwab US Dividend Equity ETF Com 808524797 3971 88287 SH SOLE 0 86166 0 2121 Schwab US Dividend Equity ETF Com 808524797 584 12980 SH OTR 0 12980 0 0 Schwab International Equity ET Com 808524805 198 7675 SH SOLE 0 7675 0 0 Schwab International Equity ET Com 808524805 278 10774 SH OTR 0 10774 0 0 Schwab US Aggregate Bd ETF Com 808524839 207 3815 SH SOLE 0 3815 0 0 Schwab US Aggregate Bd ETF Com 808524839 894 16470 SH OTR 0 16470 0 0 Materials Select SPDR Fund Com 81369Y100 954 21181 SH SOLE 0 19301 0 1880 Materials Select SPDR Fund Com 81369Y100 411 9131 SH OTR 0 8301 375 455 Health Care Select Sector SPDR Com 81369Y209 863 9739 SH SOLE 0 9739 0 0 Health Care Select Sector SPDR Com 81369Y209 43 491 SH OTR 0 491 0 0 Consumer Staples Select Sector Com 81369Y308 492 9025 SH SOLE 0 8640 0 385 Consumer Staples Select Sector Com 81369Y308 70 1277 SH OTR 0 987 100 190 Consumer Discretionary Selt Com 81369Y407 1104 11254 SH SOLE 0 10054 0 1200 Consumer Discretionary Selt Com 81369Y407 127 1295 SH OTR 0 770 390 135 Energy Select Sector SPDR Com 81369Y506 348 11980 SH SOLE 0 11605 0 375 Energy Select Sector SPDR Com 81369Y506 29 993 SH OTR 0 760 80 153 Financial Select Sector SPDR Com 81369Y605 664 31909 SH SOLE 0 30409 0 1500 Financial Select Sector SPDR Com 81369Y605 18 860 SH OTR 0 660 200 0 Industrial Select Sector SPDR Com 81369Y704 770 13041 SH SOLE 0 13041 0 0 Industrial Select Sector SPDR Com 81369Y704 83 1400 SH OTR 0 1300 0 100 Technology Select Sect SPDR Com 81369Y803 1888 23489 SH SOLE 0 23252 162 75 Technology Select Sect SPDR Com 81369Y803 216 2687 SH OTR 0 2537 150 0 Real Estate Select Sect SPDR Com 81369Y860 853 27523 SH SOLE 0 26001 105 1417 Real Estate Select Sect SPDR Com 81369Y860 1095 35333 SH OTR 0 35162 46 125 Utilities Select Sector SPDR Com 81369Y886 1500 27067 SH SOLE 0 26017 0 1050 Utilities Select Sector SPDR Com 81369Y886 808 14588 SH OTR 0 13601 475 512 Southern Company Com 842587107 1022 18880 SH SOLE 0 18880 0 0 Southern Company Com 842587107 752 13889 SH OTR 0 13764 0 125 Starbucks Corp Com 855244109 96 1461 SH SOLE 0 1461 0 0 Starbucks Corp Com 855244109 326 4960 SH OTR 0 4960 0 0 Stericycle Inc Com 858912108 156 3205 SH SOLE 0 3205 0 0 Stericycle Inc Com 858912108 77 1575 SH OTR 0 725 0 850 Stryker Corporation Com 863667101 302 1814 SH SOLE 0 1814 0 0 Sysco Corp Com 871829107 334 7330 SH SOLE 0 7330 0 0 Sysco Corp Com 871829107 311 6824 SH OTR 0 6399 0 425 TJX Cos Inc Com 872540109 1679 35117 SH SOLE 0 33817 300 1000 TJX Cos Inc Com 872540109 1736 36300 SH OTR 0 31756 340 4204 Target Corp Com 87612E106 2120 22807 SH SOLE 0 22532 0 275 Target Corp Com 87612E106 1354 14562 SH OTR 0 11722 175 2665 Thermo Fisher Scientific Inc Com 883556102 5 18 SH SOLE 0 18 0 0 Thermo Fisher Scientific Inc Com 883556102 369 1300 SH OTR 0 0 0 1300 3m CO Com 88579Y101 1398 10241 SH SOLE 0 9281 340 620 3m CO Com 88579Y101 189 1385 SH OTR 0 1350 35 0 US Bancorp New Com 902973304 685 19887 SH SOLE 0 19887 0 0 US Bancorp New Com 902973304 288 8365 SH OTR 0 5179 470 2716 Union Pac Corp Com 907818108 2984 21160 SH SOLE 0 20510 0 650 Union Pac Corp Com 907818108 2505 17760 SH OTR 0 15878 0 1882 United Parcel Service Cl B Com 911312106 402 4302 SH SOLE 0 4302 0 0 United Parcel Service Cl B Com 911312106 183 1964 SH OTR 0 1964 0 0 United Technologies Corp Com 913017109 3585 38009 SH SOLE 0 37329 100 580 United Technologies Corp Com 913017109 2669 28298 SH OTR 0 24457 1186 2655 Unitedhealth Group Inc Com 91324P102 2360 9465 SH SOLE 0 9265 0 200 Unitedhealth Group Inc Com 91324P102 1277 5122 SH OTR 0 4167 130 825 Univest Corp of Pennsylvania Com 915271100 193 11812 SH OTR 0 11812 0 0 Vaneck Vectors Agribusiness ET Com 92189F700 685 13342 SH SOLE 0 12692 50 600 Vaneck Vectors Agribusiness ET Com 92189F700 589 11468 SH OTR 0 11243 125 100 Vanguard Intermediate-Term Bon Com 921937819 357 4000 SH SOLE 0 4000 0 0 Vanguard Intermediate-Term Bon Com 921937819 33 375 SH OTR 0 375 0 0 Vanguard Total Bond Market ETF Com 921937835 455 5326 SH SOLE 0 5326 0 0 Vanguard FTSE Developed Market Com 921943858 172 5158 SH SOLE 0 5158 0 0 Vanguard FTSE Developed Market Com 921943858 123 3680 SH OTR 0 3680 0 0 Vanguard Ftse Emerging Markets Com 922042858 1040 31008 SH SOLE 0 31008 0 0 Vanguard Ftse Emerging Markets Com 922042858 344 10243 SH OTR 0 9743 0 500 Vanguard Inter Term Corp Bond Com 92206C870 1233 14156 SH SOLE 0 14156 0 0 Vanguard Inter Term Corp Bond Com 92206C870 1252 14375 SH OTR 0 14375 0 0 Vanguard S&P 500 ETF Com 922908363 8954 37810 SH SOLE 0 37623 0 187 Vanguard Real Estate ETF Com 922908553 1236 17689 SH SOLE 0 17689 0 0 Vanguard Real Estate ETF Com 922908553 437 6254 SH OTR 0 5840 239 175 Veoneer Incorporated Com Com 92336X109 78 10712 SH SOLE 0 9962 0 750 Veoneer Incorporated Com Com 92336X109 91 12394 SH OTR 0 12394 0 0 Verizon Communications Com 92343V104 3296 61336 SH SOLE 0 59549 860 927 Verizon Communications Com 92343V104 2262 42094 SH OTR 0 36708 460 4926 Visa Inc Cl A Com 92826C839 1255 7790 SH SOLE 0 7790 0 0 Visa Inc Cl A Com 92826C839 1038 6440 SH OTR 0 5240 100 1100 Wal Mart Inc Com 931142103 1641 14447 SH SOLE 0 14047 0 400 Wal Mart Inc Com 931142103 1294 11389 SH OTR 0 9973 350 1066 Walgreens Boots Alliance Inc Com 931427108 221 4839 SH SOLE 0 4839 0 0 Walgreens Boots Alliance Inc Com 931427108 62 1345 SH OTR 0 745 0 600 Wells Fargo & CO Com 949746101 1265 44071 SH SOLE 0 43671 0 400 Wells Fargo & CO Com 949746101 555 19338 SH OTR 0 16108 930 2300 WisdomTree MidCap Dividend ETF Com 97717W505 1881 77866 SH SOLE 0 76948 0 918 WisdomTree MidCap Dividend ETF Com 97717W505 512 21203 SH OTR 0 16303 0 4900 WisdomTree SmallCap Dividend E Com 97717W604 860 47742 SH SOLE 0 47555 0 187 WisdomTree SmallCap Dividend E Com 97717W604 231 12822 SH OTR 0 11987 0 835 Xcel Energy Inc Com 98389B100 186 3086 SH SOLE 0 3086 0 0 Xcel Energy Inc Com 98389B100 197 3275 SH OTR 0 775 0 2500 Xylem Inc Com 98419M100 289 4435 SH SOLE 0 4435 0 0 Xylem Inc Com 98419M100 140 2150 SH OTR 0 2150 0 0 Yum! Brands Inc Com 988498101 308 4488 SH SOLE 0 4488 0 0 Yum! Brands Inc Com 988498101 56 814 SH OTR 0 814 0 0 Zimmer Biomet Holdings Inc Com 98956P102 317 3139 SH SOLE 0 2809 60 270 Zimmer Biomet Holdings Inc Com 98956P102 158 1565 SH OTR 0 1462 23 80 Deutsche Bank Ag Com D18190898 64 10000 SH SOLE 0 10000 0 0 Accenture PLC Cl A Com G1151C101 47 290 SH SOLE 0 290 0 0 Accenture PLC Cl A Com G1151C101 212 1300 SH OTR 0 0 0 1300 Eaton Corp PLC Com G29183103 345 4440 SH SOLE 0 4440 0 0 Eaton Corp PLC Com G29183103 463 5959 SH OTR 0 4884 0 1075 Linde PLC Com G5494J103 1240 7165 SH SOLE 0 7165 0 0 Linde PLC Com G5494J103 679 3924 SH OTR 0 2799 0 1125 Medtronic PLC Com G5960L103 899 9967 SH SOLE 0 9967 0 0 Medtronic PLC Com G5960L103 764 8475 SH OTR 0 8404 71 0