AT&T Inc Com 00206R102 2441 77834 SH SOLE 0 76834 0 1000 AT&T Inc Com 00206R102 1469 46858 SH OTR 0 40445 400 6013 Abbott Labs Com 002824100 5322 66577 SH SOLE 0 66077 0 500 Abbott Labs Com 002824100 1873 23436 SH OTR 0 21246 621 1569 Abbvie Inc Com 00287Y109 2473 30680 SH SOLE 0 30480 0 200 Abbvie Inc Com 00287Y109 1517 18827 SH OTR 0 16962 395 1470 Activision Blizzard, Inc Com 00507V109 588 12914 SH SOLE 0 12914 0 0 Activision Blizzard, Inc Com 00507V109 288 6335 SH OTR 0 6335 0 0 Air Products & Chemicals Inc Com 009158106 1408 7372 SH SOLE 0 7372 0 0 Air Products & Chemicals Inc Com 009158106 413 2165 SH OTR 0 2165 0 0 Alphabet Inc Cl C Com 02079K107 3317 2827 SH SOLE 0 2772 0 55 Alphabet Inc Cl C Com 02079K107 2363 2014 SH OTR 0 2014 0 0 Alphabet Inc Cl A Com 02079K305 2262 1922 SH SOLE 0 1902 0 20 Alphabet Inc Cl A Com 02079K305 471 400 SH OTR 0 400 0 0 Altria Group Inc Com 02209S103 736 12812 SH SOLE 0 11737 0 1075 Altria Group Inc Com 02209S103 2309 40200 SH OTR 0 39150 200 850 Amazon.Com Inc Com 023135106 821 461 SH SOLE 0 461 0 0 Amazon.Com Inc Com 023135106 331 186 SH OTR 0 186 0 0 American Express CO Com 025816109 694 6350 SH SOLE 0 6350 0 0 American Express CO Com 025816109 169 1546 SH OTR 0 1260 0 286 American Tower Corp REIT Com 03027X100 20 100 SH SOLE 0 100 0 0 American Tower Corp REIT Com 03027X100 244 1240 SH OTR 0 1240 0 0 American Water Works CO Inc Com 030420103 1156 11086 SH SOLE 0 11086 0 0 American Water Works CO Inc Com 030420103 1040 9975 SH OTR 0 7865 100 2010 Amgen Inc Com 031162100 365 1920 SH SOLE 0 1920 0 0 Amgen Inc Com 031162100 358 1885 SH OTR 0 1885 0 0 Apache Corp Com 037411105 641 18496 SH SOLE 0 18496 0 0 Apache Corp Com 037411105 432 12475 SH OTR 0 11875 0 600 Apple Inc Com 037833100 10483 55189 SH SOLE 0 51944 105 3140 Apple Inc Com 037833100 4834 25448 SH OTR 0 23728 870 850 Arrow Finl Corp Com 042744102 568 17268 SH SOLE 0 9998 0 7270 Arrow Finl Corp Com 042744102 114 3477 SH OTR 0 3477 0 0 Autoliv Inc Com 052800109 785 10677 SH SOLE 0 9927 0 750 Autoliv Inc Com 052800109 906 12321 SH OTR 0 12321 0 0 Automatic Data Processing Inc Com 053015103 4300 26918 SH SOLE 0 26638 0 280 Automatic Data Processing Inc Com 053015103 1353 8470 SH OTR 0 7850 140 480 BP PLC Spons ADR Com 055622104 111 2546 SH SOLE 0 2546 0 0 BP PLC Spons ADR Com 055622104 344 7876 SH OTR 0 7676 0 200 Bank of America Corp Com 060505104 505 18303 SH SOLE 0 18303 0 0 Bank of America Corp Com 060505104 390 14140 SH OTR 0 14140 0 0 Bank of New York Mellon Corp Com 064058100 558 11059 SH SOLE 0 11059 0 0 Bank of New York Mellon Corp Com 064058100 42 838 SH OTR 0 338 0 500 Baxter Intl Inc Com 071813109 676 8310 SH SOLE 0 8310 0 0 Baxter Intl Inc Com 071813109 345 4249 SH OTR 0 2689 100 1460 Becton Dickinson Com 075887109 421 1686 SH SOLE 0 1686 0 0 Becton Dickinson Com 075887109 264 1057 SH OTR 0 1057 0 0 Berkshire Hathaway Inc-Cl B Com 084670702 2519 12541 SH SOLE 0 12311 30 200 Berkshire Hathaway Inc-Cl B Com 084670702 1703 8478 SH OTR 0 8458 20 0 Best Buy Company Inc Com 086516101 356 5003 SH SOLE 0 5003 0 0 Best Buy Company Inc Com 086516101 28 395 SH OTR 0 395 0 0 BHP Group Ltd Spons ADR Com 088606108 184 3374 SH SOLE 0 3174 0 200 BHP Group Ltd Spons ADR Com 088606108 97 1775 SH OTR 0 1725 0 50 Biogen Inc Com 09062X103 59 249 SH SOLE 0 249 0 0 Biogen Inc Com 09062X103 149 630 SH OTR 0 630 0 0 Boeing CO Com 097023105 1993 5224 SH SOLE 0 4989 0 235 Boeing CO Com 097023105 2907 7621 SH OTR 0 7621 0 0 Bristol Myers Squibb CO Com 110122108 3195 66974 SH SOLE 0 64129 725 2120 Bristol Myers Squibb CO Com 110122108 1741 36495 SH OTR 0 33585 360 2550 Cigna Corp Com 125523100 408 2538 SH SOLE 0 2375 18 145 Cigna Corp Com 125523100 64 401 SH OTR 0 401 0 0 Csx Corp Com 126408103 239 3199 SH SOLE 0 3199 0 0 Csx Corp Com 126408103 263 3510 SH OTR 0 3510 0 0 CVS Health Corp Com 126650100 1736 32193 SH SOLE 0 32093 0 100 CVS Health Corp Com 126650100 797 14786 SH OTR 0 13446 340 1000 Cardinal Health Inc Com 14149Y108 204 4235 SH SOLE 0 4235 0 0 Cardinal Health Inc Com 14149Y108 46 950 SH OTR 0 950 0 0 Caterpillar Inc Com 149123101 2105 15538 SH SOLE 0 15538 0 0 Caterpillar Inc Com 149123101 1217 8980 SH OTR 0 8635 45 300 Celgene Corp Com 151020104 258 2735 SH SOLE 0 2735 0 0 Celgene Corp Com 151020104 245 2595 SH OTR 0 2595 0 0 Chevron Corporation Com 166764100 6087 49415 SH SOLE 0 47975 425 1015 Chevron Corporation Com 166764100 4480 36370 SH OTR 0 34330 510 1530 Cisco Systems Inc Com 17275R102 4227 78285 SH SOLE 0 75530 0 2755 Cisco Systems Inc Com 17275R102 2436 45121 SH OTR 0 44596 525 0 Citigroup Inc Com 172967424 640 10294 SH SOLE 0 10294 0 0 Citigroup Inc Com 172967424 480 7715 SH OTR 0 6815 150 750 Clorox Company Com 189054109 867 5402 SH SOLE 0 5402 0 0 Clorox Company Com 189054109 619 3860 SH OTR 0 3375 0 485 Coca Cola CO Com 191216100 2362 50409 SH SOLE 0 44509 1100 4800 Coca Cola CO Com 191216100 1435 30620 SH OTR 0 25440 150 5030 Cognizant Technology Solutions Com 192446102 208 2866 SH SOLE 0 2866 0 0 Cognizant Technology Solutions Com 192446102 17 234 SH OTR 0 234 0 0 Colgate Palmolive CO Com 194162103 1252 18269 SH SOLE 0 16369 500 1400 Colgate Palmolive CO Com 194162103 823 12010 SH OTR 0 10310 0 1700 ComCast Corp-Cl A Com 20030N101 775 19383 SH SOLE 0 17601 0 1782 ComCast Corp-Cl A Com 20030N101 262 6561 SH OTR 0 4563 650 1348 Conocophillips Com 20825C104 709 10621 SH SOLE 0 10421 100 100 Conocophillips Com 20825C104 199 2978 SH OTR 0 2728 100 150 Corning Inc Com 219350105 406 12266 SH SOLE 0 12266 0 0 Corning Inc Com 219350105 402 12150 SH OTR 0 11450 700 0 Costco Wholesale Corp Com 22160K105 302 1247 SH SOLE 0 1247 0 0 Costco Wholesale Corp Com 22160K105 331 1369 SH OTR 0 729 0 640 Danaher Corp Com 235851102 3626 27467 SH SOLE 0 25637 0 1830 Danaher Corp Com 235851102 2020 15298 SH OTR 0 13368 140 1790 Deere & CO Com 244199105 1747 10930 SH SOLE 0 10740 25 165 Deere & CO Com 244199105 1864 11664 SH OTR 0 11594 70 0 Digital Realty Trust Inc REIT Com 253868103 102 860 SH SOLE 0 860 0 0 Digital Realty Trust Inc REIT Com 253868103 142 1196 SH OTR 0 1196 0 0 Disney Walt CO New Com 254687106 4708 42401 SH SOLE 0 41616 0 785 Disney Walt CO New Com 254687106 2617 23570 SH OTR 0 21615 570 1385 Dominion Resources Inc Com 25746U109 1110 14474 SH SOLE 0 14164 0 310 Dominion Resources Inc Com 25746U109 957 12480 SH OTR 0 9450 80 2950 DowDuPont Inc Com 26078J100 2423 45459 SH SOLE 0 45184 0 275 DowDuPont Inc Com 26078J100 2481 46547 SH OTR 0 42367 152 4028 Duke Energy Corp Com 26441C204 295 3281 SH SOLE 0 2948 333 0 Duke Energy Corp Com 26441C204 168 1862 SH OTR 0 1762 100 0 Ecolab Inc Com 278865100 1482 8395 SH SOLE 0 8395 0 0 Ecolab Inc Com 278865100 517 2930 SH OTR 0 2440 40 450 Emerson Elec CO Com 291011104 942 13755 SH SOLE 0 13755 0 0 Emerson Elec CO Com 291011104 444 6481 SH OTR 0 6381 100 0 Exelon Corp Com 30161N101 232 4630 SH SOLE 0 4630 0 0 Exelon Corp Com 30161N101 165 3299 SH OTR 0 2949 0 350 Exxonmobil Corp Com 30231G102 8256 102182 SH SOLE 0 97837 850 3495 Exxonmobil Corp Com 30231G102 6092 75402 SH OTR 0 72242 635 2525 Facebook Inc-A Com 30303M102 690 4142 SH SOLE 0 4142 0 0 Facebook Inc-A Com 30303M102 554 3324 SH OTR 0 3324 0 0 Fiserv Inc Com 337738108 689 7806 SH SOLE 0 7806 0 0 Fiserv Inc Com 337738108 112 1274 SH OTR 0 1274 0 0 FlexShares Mstar Glbl Upstrm N Com 33939L407 38766 1183692 SH SOLE 0 1173997 0 9695 FlexShares Mstar Glbl Upstrm N Com 33939L407 4604 140571 SH OTR 0 132519 340 7712 Fortive Corp Com 34959J108 554 6605 SH SOLE 0 5995 0 610 Fortive Corp Com 34959J108 210 2499 SH OTR 0 1655 50 794 General Dynamics Corp Com 369550108 906 5351 SH SOLE 0 5201 0 150 General Dynamics Corp Com 369550108 207 1220 SH OTR 0 1170 0 50 General Electric Corp Com 369604103 465 46526 SH SOLE 0 46401 0 125 General Electric Corp Com 369604103 656 65699 SH OTR 0 61561 1013 3125 General Mls Inc Com 370334104 635 12268 SH SOLE 0 12268 0 0 General Mls Inc Com 370334104 458 8842 SH OTR 0 6997 100 1745 Genuine Parts CO Com 372460105 223 1991 SH SOLE 0 1991 0 0 Gilead Sciences Inc Com 375558103 263 4042 SH SOLE 0 4042 0 0 Gilead Sciences Inc Com 375558103 43 665 SH OTR 0 665 0 0 Glaxo Smithkline Spons ADR Com 37733W105 342 8179 SH SOLE 0 8179 0 0 Glaxo Smithkline Spons ADR Com 37733W105 289 6912 SH OTR 0 5907 255 750 Goldman Sachs Group Inc Com 38141G104 928 4835 SH SOLE 0 4815 20 0 Goldman Sachs Group Inc Com 38141G104 725 3775 SH OTR 0 3775 0 0 Grainger W W Inc Com 384802104 1136 3775 SH SOLE 0 3775 0 0 Grainger W W Inc Com 384802104 877 2915 SH OTR 0 1945 100 870 Home Depot Inc Com 437076102 668 3483 SH SOLE 0 3483 0 0 Home Depot Inc Com 437076102 1021 5320 SH OTR 0 4995 0 325 Honeywell International Inc Com 438516106 2887 18169 SH SOLE 0 17304 0 865 Honeywell International Inc Com 438516106 1212 7625 SH OTR 0 6051 300 1274 Illinois Tool Wks Inc Com 452308109 288 2004 SH SOLE 0 2004 0 0 Illinois Tool Wks Inc Com 452308109 100 699 SH OTR 0 699 0 0 Intel Corp Com 458140100 6751 125714 SH SOLE 0 122514 1200 2000 Intel Corp Com 458140100 2363 43999 SH OTR 0 41049 1250 1700 Intercontinental Exchange Inc Com 45866F104 529 6945 SH SOLE 0 6945 0 0 Intercontinental Exchange Inc Com 45866F104 63 825 SH OTR 0 625 0 200 Intl. Business Machines Corp Com 459200101 2109 14949 SH SOLE 0 13509 435 1005 Intl. Business Machines Corp Com 459200101 1970 13961 SH OTR 0 12153 0 1808 Ishares Core Total U.S. Aggreg Com 464287226 213 1955 SH SOLE 0 1955 0 0 Ishares Msci Emerging Mkt ETF Com 464287234 2900 67557 SH SOLE 0 66731 525 301 Ishares Msci Emerging Mkt ETF Com 464287234 676 15749 SH OTR 0 14669 355 725 Ishares Msci Eafe ETF Com 464287465 3112 47977 SH SOLE 0 47977 0 0 Ishares Msci Eafe ETF Com 464287465 759 11704 SH OTR 0 11094 285 325 Ishares Core S&P Mid-Cap ETF Com 464287507 1517 8008 SH SOLE 0 8008 0 0 Ishares Core S&P Mid-Cap ETF Com 464287507 511 2696 SH OTR 0 2496 0 200 Ishares Nasdaq Biotech ETF Com 464287556 2825 25272 SH SOLE 0 24684 96 492 Ishares Nasdaq Biotech ETF Com 464287556 1501 13422 SH OTR 0 12612 660 150 Ishares Russell 2000 ETF Com 464287655 5194 33930 SH SOLE 0 33147 0 783 Ishares Russell 2000 ETF Com 464287655 581 3798 SH OTR 0 3528 235 35 Ishares DJ US Telcom Sector ET Com 464287713 838 28188 SH SOLE 0 28188 0 0 Ishares DJ US Telcom Sector ET Com 464287713 566 19020 SH OTR 0 18820 200 0 Ishares Msci Eafe Small Cap ET Com 464288273 2305 40130 SH SOLE 0 39430 0 700 Ishares Msci Eafe Small Cap ET Com 464288273 278 4845 SH OTR 0 4845 0 0 Ishares IBoxx High Yield Corpo Com 464288513 1217 14080 SH SOLE 0 14080 0 0 Ishares IBoxx High Yield Corpo Com 464288513 7 80 SH OTR 0 80 0 0 ISHARES TR SHORT-TERM CORP BD Com 464288646 237 4478 SH SOLE 0 4478 0 0 Ishares S&P Pref Stk ETF Com 464288687 2477 67780 SH SOLE 0 67780 0 0 Ishares S&P Pref Stk ETF Com 464288687 672 18379 SH OTR 0 15079 0 3300 Ishares Aaa-A Rated Corp Bond Com 46429B291 201 3855 SH SOLE 0 3855 0 0 Ishares Core Emerging Markets Com 46434G103 2451 47401 SH SOLE 0 47401 0 0 Ishares Core Emerging Markets Com 46434G103 474 9165 SH OTR 0 9165 0 0 JP Morgan Chase & CO Com 46625H100 7826 77307 SH SOLE 0 76220 112 975 JP Morgan Chase & CO Com 46625H100 4877 48173 SH OTR 0 45173 640 2360 Johnson & Johnson Com 478160104 9738 69660 SH SOLE 0 65567 150 3943 Johnson & Johnson Com 478160104 4685 33514 SH OTR 0 29519 320 3675 Keycorp Com 493267108 47 3010 SH SOLE 0 3010 0 0 Keycorp Com 493267108 131 8300 SH OTR 0 8300 0 0 Kimberly Clark Corp Com 494368103 525 4238 SH SOLE 0 4238 0 0 Kimberly Clark Corp Com 494368103 121 975 SH OTR 0 975 0 0 Kohls Corp Com 500255104 227 3295 SH SOLE 0 3295 0 0 Kohls Corp Com 500255104 41 600 SH OTR 0 600 0 0 Kraft Heinz CO Com 500754106 62 1909 SH SOLE 0 1843 0 66 Kraft Heinz CO Com 500754106 245 7497 SH OTR 0 7417 46 34 Lilly Eli & CO Com 532457108 437 3370 SH SOLE 0 2842 0 528 Lilly Eli & CO Com 532457108 816 6285 SH OTR 0 5260 0 1025 Lockheed Martin Corp Com 539830109 2511 8365 SH SOLE 0 7850 0 515 Lockheed Martin Corp Com 539830109 926 3085 SH OTR 0 3085 0 0 Lowes Cos Inc Com 548661107 6179 56445 SH SOLE 0 56045 25 375 Lowes Cos Inc Com 548661107 3152 28797 SH OTR 0 27362 335 1100 Mastercard Inc Cl A Com 57636Q104 164 697 SH SOLE 0 697 0 0 Mastercard Inc Cl A Com 57636Q104 159 675 SH OTR 0 675 0 0 McDonalds Corp Com 580135101 7333 38613 SH SOLE 0 38508 75 30 McDonalds Corp Com 580135101 3958 20843 SH OTR 0 19628 265 950 Merck & CO Inc Com 58933Y105 3630 43647 SH SOLE 0 42172 675 800 Merck & CO Inc Com 58933Y105 1864 22416 SH OTR 0 21426 165 825 Metlife Inc Com 59156R108 369 8661 SH SOLE 0 8661 0 0 Metlife Inc Com 59156R108 107 2525 SH OTR 0 2114 111 300 Microsoft Corp Com 594918104 11431 96926 SH SOLE 0 94161 225 2540 Microsoft Corp Com 594918104 5711 48422 SH OTR 0 44052 870 3500 Microchip Technology Inc Com 595017104 1537 18530 SH SOLE 0 18530 0 0 Microchip Technology Inc Com 595017104 480 5785 SH OTR 0 4810 150 825 Mondelez International Inc Com 609207105 529 10590 SH SOLE 0 9976 0 614 Mondelez International Inc Com 609207105 1051 21046 SH OTR 0 20805 138 103 NBT Bancorp Inc Com 628778102 4755 132059 SH SOLE 0 54408 0 77651 NBT Bancorp Inc Com 628778102 1791 49723 SH OTR 0 46457 0 3266 Nextera Energy Inc Com 65339F101 1667 8623 SH SOLE 0 8173 0 450 Nextera Energy Inc Com 65339F101 1366 7066 SH OTR 0 5026 30 2010 Nike Inc-Class B Com 654106103 2172 25792 SH SOLE 0 25792 0 0 Nike Inc-Class B Com 654106103 1190 14130 SH OTR 0 9990 140 4000 Norfolk Southern Corp Com 655844108 995 5323 SH SOLE 0 5323 0 0 Norfolk Southern Corp Com 655844108 1238 6625 SH OTR 0 5355 70 1200 Novartis Ag Spons ADR Com 66987V109 1697 17655 SH SOLE 0 17655 0 0 Novartis Ag Spons ADR Com 66987V109 1158 12044 SH OTR 0 11644 150 250 Nucor Corp Com 670346105 542 9295 SH SOLE 0 9295 0 0 Nucor Corp Com 670346105 353 6050 SH OTR 0 4050 0 2000 Oracle Corporation Com 68389X105 2287 42588 SH SOLE 0 41088 0 1500 Oracle Corporation Com 68389X105 485 9035 SH OTR 0 8835 0 200 Pepsico Inc Com 713448108 6346 51787 SH SOLE 0 51387 100 300 Pepsico Inc Com 713448108 2975 24277 SH OTR 0 23097 370 810 Pfizer Inc Com 717081103 4938 116282 SH SOLE 0 113182 0 3100 Pfizer Inc Com 717081103 2986 70319 SH OTR 0 65875 1855 2589 Philip Morris International Com 718172109 745 8429 SH SOLE 0 7604 0 825 Philip Morris International Com 718172109 2926 33102 SH OTR 0 32802 150 150 T Rowe Price Group Inc Com 74144T108 3098 30938 SH SOLE 0 30888 50 0 T Rowe Price Group Inc Com 74144T108 1683 16811 SH OTR 0 16216 295 300 Procter & Gamble CO Com 742718109 8290 79675 SH SOLE 0 75310 500 3865 Procter & Gamble CO Com 742718109 4348 41792 SH OTR 0 37227 405 4160 Prudential Finl Inc Com 744320102 1566 17039 SH SOLE 0 16989 50 0 Prudential Finl Inc Com 744320102 1094 11905 SH OTR 0 11555 150 200 Public Service Enterprise Grou Com 744573106 134 2257 SH SOLE 0 2257 0 0 Public Service Enterprise Grou Com 744573106 151 2550 SH OTR 0 2550 0 0 Qualcomm Inc Com 747525103 1761 30876 SH SOLE 0 30351 0 525 Qualcomm Inc Com 747525103 918 16104 SH OTR 0 15479 125 500 Royal Dutch Shell Spons ADR Com 780259206 28 445 SH SOLE 0 445 0 0 Royal Dutch Shell Spons ADR Com 780259206 225 3601 SH OTR 0 3351 0 250 SPDR S&P 500 ETF Trust Com 78462F103 3279 11607 SH SOLE 0 11298 0 309 SPDR S&P 500 ETF Trust Com 78462F103 932 3298 SH OTR 0 2938 160 200 SPDR Portfolio Intermediate Te Com 78464A375 678 19828 SH SOLE 0 19828 0 0 SPDR S&P Regional Banking ETF Com 78464A698 2144 41764 SH SOLE 0 41764 0 0 SPDR S&P Regional Banking ETF Com 78464A698 1110 21622 SH OTR 0 21422 100 100 SPDR S&P Dividend ETF Com 78464A763 10726 107892 SH SOLE 0 107892 0 0 SPDR S&P Dividend ETF Com 78464A763 780 7850 SH OTR 0 7450 0 400 Kbw Bank ETF Com 78464A797 169 4046 SH SOLE 0 4046 0 0 Kbw Bank ETF Com 78464A797 47 1130 SH OTR 0 1030 0 100 SPDR Dow Jones Industrial Aver Com 78467X109 1006 3882 SH SOLE 0 3882 0 0 SPDR Dow Jones Industrial Aver Com 78467X109 354 1365 SH OTR 0 1165 100 100 Midcap SPDR Trust Series 1 Com 78467Y107 7144 20683 SH SOLE 0 20307 0 376 Midcap SPDR Trust Series 1 Com 78467Y107 850 2461 SH OTR 0 2301 125 35 Salesforce.Com Com 79466L302 998 6302 SH SOLE 0 6282 20 0 Salesforce.Com Com 79466L302 828 5230 SH OTR 0 5230 0 0 Schlumberger Ltd Com 806857108 1602 36768 SH SOLE 0 36053 0 715 Schlumberger Ltd Com 806857108 469 10773 SH OTR 0 10613 160 0 Charles Schwab Corp Com 808513105 118 2760 SH SOLE 0 2760 0 0 Charles Schwab Corp Com 808513105 168 3925 SH OTR 0 3925 0 0 Schwab US Dividend Equity ETF Com 808524797 8692 166253 SH SOLE 0 162578 0 3675 Schwab US Dividend Equity ETF Com 808524797 337 6450 SH OTR 0 6450 0 0 Materials Select SPDR Fund Com 81369Y100 1247 22467 SH SOLE 0 20487 0 1980 Materials Select SPDR Fund Com 81369Y100 514 9261 SH OTR 0 8431 375 455 Health Care Select Sector SPDR Com 81369Y209 939 10239 SH SOLE 0 9934 0 305 Health Care Select Sector SPDR Com 81369Y209 205 2239 SH OTR 0 2239 0 0 Consumer Staples Select Sector Com 81369Y308 548 9760 SH SOLE 0 9375 0 385 Consumer Staples Select Sector Com 81369Y308 78 1393 SH OTR 0 1103 100 190 Consumer Discretionary Selt Com 81369Y407 1420 12470 SH SOLE 0 10730 0 1740 Consumer Discretionary Selt Com 81369Y407 158 1387 SH OTR 0 852 400 135 Energy Select Sector SPDR Com 81369Y506 664 10041 SH SOLE 0 9666 0 375 Energy Select Sector SPDR Com 81369Y506 83 1257 SH OTR 0 1024 80 153 Financial Select Sector SPDR Com 81369Y605 911 35416 SH SOLE 0 33916 0 1500 Financial Select Sector SPDR Com 81369Y605 88 3441 SH OTR 0 3241 200 0 Industrial Select Sector SPDR Com 81369Y704 1078 14366 SH SOLE 0 14316 0 50 Industrial Select Sector SPDR Com 81369Y704 113 1509 SH OTR 0 1409 0 100 Technology Select Sect SPDR Com 81369Y803 1919 25928 SH SOLE 0 25566 162 200 Technology Select Sect SPDR Com 81369Y803 191 2587 SH OTR 0 2387 200 0 Real Estate Select Sect SPDR Com 81369Y860 1074 29647 SH SOLE 0 28425 105 1117 Real Estate Select Sect SPDR Com 81369Y860 892 24618 SH OTR 0 24447 46 125 Utilities Select Sector SPDR Com 81369Y886 1767 30381 SH SOLE 0 29231 0 1150 Utilities Select Sector SPDR Com 81369Y886 1116 19186 SH OTR 0 18199 475 512 Southern Company Com 842587107 1086 21016 SH SOLE 0 21016 0 0 Southern Company Com 842587107 725 14028 SH OTR 0 13903 0 125 Starbucks Corp Com 855244109 53 711 SH SOLE 0 711 0 0 Starbucks Corp Com 855244109 253 3400 SH OTR 0 3400 0 0 State Street Corp Com 857477103 327 4963 SH SOLE 0 4963 0 0 State Street Corp Com 857477103 49 750 SH OTR 0 575 0 175 Stryker Corporation Com 863667101 554 2805 SH SOLE 0 2805 0 0 Sysco Corp Com 871829107 506 7580 SH SOLE 0 7580 0 0 Sysco Corp Com 871829107 496 7424 SH OTR 0 6999 0 425 TJX Cos Inc Com 872540109 2136 40149 SH SOLE 0 38849 300 1000 TJX Cos Inc Com 872540109 1907 35842 SH OTR 0 34816 340 686 Target Corp Com 87612E106 2130 26541 SH SOLE 0 26266 0 275 Target Corp Com 87612E106 1239 15437 SH OTR 0 14287 225 925 Textron Inc Com 883203101 811 16000 SH SOLE 0 16000 0 0 3m CO Com 88579Y101 2102 10117 SH SOLE 0 9157 340 620 3m CO Com 88579Y101 350 1685 SH OTR 0 1350 35 300 US Bancorp New Com 902973304 972 20178 SH SOLE 0 20178 0 0 US Bancorp New Com 902973304 310 6429 SH OTR 0 5743 470 216 Union Pac Corp Com 907818108 4105 24552 SH SOLE 0 23852 0 700 Union Pac Corp Com 907818108 3383 20236 SH OTR 0 17616 0 2620 United Parcel Service Cl B Com 911312106 559 5004 SH SOLE 0 5004 0 0 United Parcel Service Cl B Com 911312106 203 1816 SH OTR 0 1816 0 0 United Technologies Corp Com 913017109 5097 39547 SH SOLE 0 38817 100 630 United Technologies Corp Com 913017109 3452 26779 SH OTR 0 24843 1186 750 Unitedhealth Group Inc Com 91324P102 2431 9830 SH SOLE 0 9630 0 200 Unitedhealth Group Inc Com 91324P102 1086 4392 SH OTR 0 4242 150 0 Univest Corp of Pennsylvania Com 915271100 289 11812 SH OTR 0 11812 0 0 V.F. Corp Com 918204108 229 2631 SH SOLE 0 2631 0 0 V.F. Corp Com 918204108 45 513 SH OTR 0 513 0 0 Vaneck Vectors Agribusiness ET Com 92189F700 1014 16265 SH SOLE 0 15615 50 600 Vaneck Vectors Agribusiness ET Com 92189F700 722 11578 SH OTR 0 11353 125 100 Vanguard Intermediate-Term Bon Com 921937819 353 4200 SH SOLE 0 4200 0 0 Vanguard Intermediate-Term Bon Com 921937819 31 375 SH OTR 0 375 0 0 Vanguard Total Bond Market ETF Com 921937835 273 3361 SH SOLE 0 3361 0 0 Vanguard FTSE Developed Market Com 921943858 98 2408 SH SOLE 0 2408 0 0 Vanguard FTSE Developed Market Com 921943858 157 3830 SH OTR 0 3830 0 0 Vanguard Ftse Emerging Markets Com 922042858 883 20767 SH SOLE 0 20767 0 0 Vanguard Ftse Emerging Markets Com 922042858 501 11778 SH OTR 0 11228 0 550 Vanguard Inter Term Corp Bond Com 92206C870 864 9941 SH SOLE 0 9941 0 0 Vanguard Inter Term Corp Bond Com 92206C870 230 2650 SH OTR 0 2650 0 0 Vanguard S&P 500 ETF Com 922908363 6145 23678 SH SOLE 0 23475 0 203 Vanguard Real Estate ETF Com 922908553 1380 15882 SH SOLE 0 15882 0 0 Vanguard Real Estate ETF Com 922908553 482 5551 SH OTR 0 5212 239 100 Veoneer Incorporated Com Com 92336X109 245 10712 SH SOLE 0 9962 0 750 Veoneer Incorporated Com Com 92336X109 283 12394 SH OTR 0 12394 0 0 Verizon Communications Com 92343V104 3694 62466 SH SOLE 0 60679 860 927 Verizon Communications Com 92343V104 2839 48011 SH OTR 0 45480 460 2071 Visa Inc Cl A Com 92826C839 1046 6698 SH SOLE 0 6698 0 0 Visa Inc Cl A Com 92826C839 729 4670 SH OTR 0 4570 100 0 Wal Mart Inc Com 931142103 1517 15552 SH SOLE 0 15152 0 400 Wal Mart Inc Com 931142103 1161 11907 SH OTR 0 10541 300 1066 Walgreens Boots Alliance Inc Com 931427108 451 7124 SH SOLE 0 7124 0 0 Walgreens Boots Alliance Inc Com 931427108 104 1651 SH OTR 0 847 0 804 Wells Fargo & CO Com 949746101 3227 66786 SH SOLE 0 66386 0 400 Wells Fargo & CO Com 949746101 1958 40522 SH OTR 0 35591 1005 3926 WisdomTree MidCap Dividend ETF Com 97717W505 4644 129752 SH SOLE 0 127372 0 2380 WisdomTree MidCap Dividend ETF Com 97717W505 414 11565 SH OTR 0 9650 0 1915 WisdomTree SmallCap Dividend E Com 97717W604 2383 86526 SH SOLE 0 84841 0 1685 WisdomTree SmallCap Dividend E Com 97717W604 244 8865 SH OTR 0 8030 0 835 Xcel Energy Inc Com 98389B100 173 3086 SH SOLE 0 3086 0 0 Xcel Energy Inc Com 98389B100 44 775 SH OTR 0 775 0 0 Xylem Inc Com 98419M100 395 4992 SH SOLE 0 4992 0 0 Xylem Inc Com 98419M100 249 3150 SH OTR 0 3150 0 0 Yum! Brands Inc Com 988498101 528 5286 SH SOLE 0 5286 0 0 Yum! Brands Inc Com 988498101 109 1095 SH OTR 0 1095 0 0 Zimmer Biomet Holdings Inc Com 98956P102 337 2638 SH SOLE 0 2308 60 270 Zimmer Biomet Holdings Inc Com 98956P102 225 1765 SH OTR 0 1642 23 100 Eaton Corp PLC Com G29183103 416 5159 SH SOLE 0 5159 0 0 Eaton Corp PLC Com G29183103 496 6159 SH OTR 0 5084 0 1075 Linde PLC Com G5494J103 1551 8816 SH SOLE 0 8816 0 0 Linde PLC Com G5494J103 1039 5905 SH OTR 0 4780 0 1125 Medtronic PLC Com G5960L103 1166 12802 SH SOLE 0 12802 0 0 Medtronic PLC Com G5960L103 820 9004 SH OTR 0 8933 71 0