AT&T Inc Com 00206R102 1985 69554 SH SOLE - 68554 0 1000 AT&T Inc Com 00206R102 1177 41223 SH OTR - 35530 280 5413 Abbott Labs Com 002824100 4865 67267 SH SOLE - 66767 0 500 Abbott Labs Com 002824100 1694 23414 SH OTR - 21109 621 1684 Abbvie Inc Com 00287Y109 3192 34629 SH SOLE - 34429 0 200 Abbvie Inc Com 00287Y109 1713 18583 SH OTR - 16718 395 1470 Activision Blizzard, Inc Com 00507V109 590 12669 SH SOLE - 12669 0 0 Activision Blizzard, Inc Com 00507V109 302 6480 SH OTR - 6480 0 0 Air Products & Chemicals Inc Com 009158106 1231 7692 SH SOLE - 7692 0 0 Air Products & Chemicals Inc Com 009158106 355 2215 SH OTR - 2215 0 0 Alphabet Inc Cl C Com 02079K107 2953 2851 SH SOLE - 2796 0 55 Alphabet Inc Cl C Com 02079K107 2106 2034 SH OTR - 2034 0 0 Alphabet Inc Cl A Com 02079K305 2211 2116 SH SOLE - 2096 0 20 Alphabet Inc Cl A Com 02079K305 648 620 SH OTR - 620 0 0 Altria Group Inc Com 02209S103 630 12748 SH SOLE - 11673 0 1075 Altria Group Inc Com 02209S103 1936 39200 SH OTR - 38150 200 850 Amazon.Com Inc Com 023135106 634 422 SH SOLE - 422 0 0 Amazon.Com Inc Com 023135106 302 201 SH OTR - 201 0 0 American Express CO Com 025816109 571 5992 SH SOLE - 5992 0 0 American Express CO Com 025816109 157 1651 SH OTR - 1365 0 286 American Tower Corp REIT Com 03027X100 20 125 SH SOLE - 125 0 0 American Tower Corp REIT Com 03027X100 196 1240 SH OTR - 1240 0 0 American Water Works CO Inc Com 030420103 1053 11596 SH SOLE - 11596 0 0 American Water Works CO Inc Com 030420103 911 10035 SH OTR - 7925 100 2010 Amgen Inc Com 031162100 372 1910 SH SOLE - 1910 0 0 Amgen Inc Com 031162100 367 1885 SH OTR - 1885 0 0 Apache Corp Com 037411105 463 17620 SH SOLE - 17620 0 0 Apache Corp Com 037411105 348 13270 SH OTR - 12970 0 300 Apple Inc Com 037833100 8972 56881 SH SOLE - 53636 105 3140 Apple Inc Com 037833100 4042 25624 SH OTR - 23899 875 850 Arrow Finl Corp Com 042744102 599 18706 SH SOLE - 9998 0 8708 Arrow Finl Corp Com 042744102 111 3477 SH OTR - 3477 0 0 Autoliv Inc Com 052800109 750 10677 SH SOLE - 9927 0 750 Autoliv Inc Com 052800109 865 12321 SH OTR - 12321 0 0 Automatic Data Processing Inc Com 053015103 3590 27377 SH SOLE - 27097 0 280 Automatic Data Processing Inc Com 053015103 1173 8945 SH OTR - 8300 165 480 BP PLC Spons ADR Com 055622104 88 2314 SH SOLE - 2314 0 0 BP PLC Spons ADR Com 055622104 299 7876 SH OTR - 7676 0 200 Bny Mellon Fds Mid Cap Multi-S Com 05569M608 168 11768 SH OTR - 11768 0 0 BNY Mellon Fds Emerging Market Com 05569M848 149 15064 SH OTR - 15064 0 0 Bank of America Corp Com 060505104 451 18303 SH SOLE - 18303 0 0 Bank of America Corp Com 060505104 348 14140 SH OTR - 14140 0 0 Bank of New York Mellon Corp Com 064058100 521 11059 SH SOLE - 11059 0 0 Bank of New York Mellon Corp Com 064058100 39 838 SH OTR - 338 0 500 Baxter Intl Inc Com 071813109 579 8798 SH SOLE - 8798 0 0 Baxter Intl Inc Com 071813109 280 4249 SH OTR - 2689 100 1460 Becton Dickinson Com 075887109 414 1836 SH SOLE - 1836 0 0 Becton Dickinson Com 075887109 261 1157 SH OTR - 1157 0 0 Berkshire Hathaway Inc-Cl B Com 084670702 2643 12945 SH SOLE - 12715 30 200 Berkshire Hathaway Inc-Cl B Com 084670702 1722 8432 SH OTR - 8412 20 0 Best Buy Company Inc Com 086516101 357 6736 SH SOLE - 6736 0 0 Best Buy Company Inc Com 086516101 21 395 SH OTR - 395 0 0 BHP Group Ltd Spons ADR Com 088606108 163 3374 SH SOLE - 3174 0 200 BHP Group Ltd Spons ADR Com 088606108 86 1775 SH OTR - 1725 0 50 Biogen Inc Com 09062X103 129 429 SH SOLE - 429 0 0 Biogen Inc Com 09062X103 190 630 SH OTR - 630 0 0 Blackrock Strategic Income Opp Com 09260B382 6414 668127 SH SOLE - 651565 0 16562 Blackrock Strategic Income Opp Com 09260B382 868 90436 SH OTR - 74368 0 16068 Blackrock High Yield Bond Port Com 09260B630 5256 736199 SH SOLE - 734042 1662 495 Blackrock High Yield Bond Port Com 09260B630 1271 178007 SH OTR - 131413 2482 44112 Boeing CO Com 097023105 1732 5370 SH SOLE - 5135 0 235 Boeing CO Com 097023105 2587 8021 SH OTR - 8021 0 0 Bristol Myers Squibb CO Com 110122108 3450 66379 SH SOLE - 63534 725 2120 Bristol Myers Squibb CO Com 110122108 1855 35695 SH OTR - 32785 360 2550 Cigna Corp Com 125523100 552 2905 SH SOLE - 2740 18 147 Cigna Corp Com 125523100 82 430 SH OTR - 430 0 0 Csx Corp Com 126408103 199 3199 SH SOLE - 3199 0 0 Csx Corp Com 126408103 218 3510 SH OTR - 3510 0 0 CVS Health Corp Com 126650100 1996 30469 SH SOLE - 30469 0 0 CVS Health Corp Com 126650100 1000 15262 SH OTR - 13922 340 1000 Cardinal Health Inc Com 14149Y108 189 4235 SH SOLE - 4235 0 0 Cardinal Health Inc Com 14149Y108 42 950 SH OTR - 950 0 0 Caterpillar Inc Com 149123101 1991 15668 SH SOLE - 15668 0 0 Caterpillar Inc Com 149123101 1107 8715 SH OTR - 8370 45 300 Celgene Corp Com 151020104 238 3711 SH SOLE - 3711 0 0 Celgene Corp Com 151020104 181 2818 SH OTR - 2818 0 0 Chevron Corporation Com 166764100 5387 49516 SH SOLE - 48076 425 1015 Chevron Corporation Com 166764100 3947 36278 SH OTR - 34238 510 1530 Cisco Systems Inc Com 17275R102 3497 80707 SH SOLE - 77952 0 2755 Cisco Systems Inc Com 17275R102 1937 44698 SH OTR - 44173 525 0 Citigroup Inc Com 172967424 542 10416 SH SOLE - 10416 0 0 Citigroup Inc Com 172967424 415 7965 SH OTR - 7065 150 750 Clorox Company Com 189054109 890 5777 SH SOLE - 5777 0 0 Clorox Company Com 189054109 595 3860 SH OTR - 3375 0 485 Coca Cola CO Com 191216100 2404 50771 SH SOLE - 44671 1100 5000 Coca Cola CO Com 191216100 1450 30620 SH OTR - 25440 150 5030 Colgate Palmolive CO Com 194162103 1150 19318 SH SOLE - 17418 500 1400 Colgate Palmolive CO Com 194162103 733 12310 SH OTR - 10610 0 1700 ComCast Corp-Cl A Com 20030N101 597 17544 SH SOLE - 16262 0 1282 ComCast Corp-Cl A Com 20030N101 206 6036 SH OTR - 4438 650 948 Conocophillips Com 20825C104 692 11095 SH SOLE - 10895 100 100 Conocophillips Com 20825C104 187 2992 SH OTR - 2742 100 150 Corning Inc Com 219350105 378 12516 SH SOLE - 12516 0 0 Corning Inc Com 219350105 337 11150 SH OTR - 10450 700 0 Costco Wholesale Corp Com 22160K105 239 1172 SH SOLE - 1172 0 0 Costco Wholesale Corp Com 22160K105 279 1369 SH OTR - 729 0 640 Danaher Corp Com 235851102 2866 27790 SH SOLE - 25960 0 1830 Danaher Corp Com 235851102 1585 15373 SH OTR - 13443 140 1790 Deere & CO Com 244199105 1618 10844 SH SOLE - 10654 25 165 Deere & CO Com 244199105 1744 11689 SH OTR - 11619 70 0 Digital Realty Trust Inc REIT Com 253868103 92 860 SH SOLE - 860 0 0 Digital Realty Trust Inc REIT Com 253868103 127 1196 SH OTR - 1196 0 0 Disney Walt CO New Com 254687106 4415 40260 SH SOLE - 39525 0 735 Disney Walt CO New Com 254687106 2469 22521 SH OTR - 20791 520 1210 Dominion Resources Inc Com 25746U109 1030 14415 SH SOLE - 14105 0 310 Dominion Resources Inc Com 25746U109 935 13080 SH OTR - 10050 80 2950 DowDuPont Inc Com 26078J100 2508 46891 SH SOLE - 46616 0 275 DowDuPont Inc Com 26078J100 2532 47347 SH OTR - 43167 152 4028 Dreyfus International Stock In Com 26202Y205 194 12908 SH OTR - 12908 0 0 Duke Energy Corp Com 26441C204 283 3281 SH SOLE - 2948 333 0 Duke Energy Corp Com 26441C204 161 1862 SH OTR - 1762 100 0 Ecolab Inc Com 278865100 1259 8544 SH SOLE - 8544 0 0 Ecolab Inc Com 278865100 432 2930 SH OTR - 2440 40 450 Emerson Elec CO Com 291011104 846 14165 SH SOLE - 14165 0 0 Emerson Elec CO Com 291011104 387 6481 SH OTR - 6381 100 0 Exelon Corp Com 30161N101 229 5080 SH SOLE - 5080 0 0 Exelon Corp Com 30161N101 149 3299 SH OTR - 2949 0 350 Exxonmobil Corp Com 30231G102 7038 103211 SH SOLE - 98916 850 3445 Exxonmobil Corp Com 30231G102 5151 75544 SH OTR - 72384 635 2525 Facebook Inc-A Com 30303M102 279 2132 SH SOLE - 2132 0 0 Facebook Inc-A Com 30303M102 158 1204 SH OTR - 1204 0 0 Fidelity 500 Index Fund Com 315911750 35334 405670 SH SOLE - 401533 0 4137 Fidelity 500 Index Fund Com 315911750 867 9954 SH OTR - 9954 0 0 Fidelity Small Cap Index Fund Com 316146182 209 12099 SH SOLE - 12099 0 0 Fidelity Mid Cap Index Fund Com 316146265 568 30515 SH SOLE - 30515 0 0 Fidelity US Bond Index Instl Com 316146356 67473 5981608 SH SOLE - 5914359 3165 64084 Fidelity US Bond Index Instl Com 316146356 1675 148489 SH OTR - 147582 0 907 Fidelity Magellan Fd Com 316184100 93 10403 SH SOLE - 10403 0 0 Fidelity Inflation Protected B Com 31635T104 11837 1247321 SH SOLE - 1233251 1070 13000 Fidelity Inflation Protected B Com 31635T104 388 40877 SH OTR - 38842 0 2036 Fiserv Inc Com 337738108 897 12207 SH SOLE - 12207 0 0 Fiserv Inc Com 337738108 94 1274 SH OTR - 1274 0 0 FlexShares Mstar Glbl Upstrm N Com 33939L407 34217 1168606 SH SOLE - 1158996 0 9610 FlexShares Mstar Glbl Upstrm N Com 33939L407 3888 132789 SH OTR - 128282 340 4167 Fortive Corp Com 34959J108 466 6893 SH SOLE - 6283 0 610 Fortive Corp Com 34959J108 172 2549 SH OTR - 1705 50 794 General Dynamics Corp Com 369550108 748 4761 SH SOLE - 4611 0 150 General Dynamics Corp Com 369550108 196 1245 SH OTR - 1195 0 50 General Electric Corp Com 369604103 358 47297 SH SOLE - 47172 0 125 General Electric Corp Com 369604103 517 68274 SH OTR - 64061 1088 3125 General Mls Inc Com 370334104 540 13869 SH SOLE - 13869 0 0 General Mls Inc Com 370334104 402 10322 SH OTR - 8377 100 1845 Gilead Sciences Inc Com 375558103 264 4217 SH SOLE - 4217 0 0 Gilead Sciences Inc Com 375558103 61 983 SH OTR - 983 0 0 Glaxo Smithkline Spons ADR Com 37733W105 313 8179 SH SOLE - 8179 0 0 Glaxo Smithkline Spons ADR Com 37733W105 302 7912 SH OTR - 6907 255 750 Goldman Sachs Group Inc Com 38141G104 793 4747 SH SOLE - 4727 20 0 Goldman Sachs Group Inc Com 38141G104 636 3810 SH OTR - 3810 0 0 Grainger W W Inc Com 384802104 1122 3975 SH SOLE - 3975 0 0 Grainger W W Inc Com 384802104 823 2915 SH OTR - 1945 100 870 Home Depot Inc Com 437076102 594 3458 SH SOLE - 3458 0 0 Home Depot Inc Com 437076102 914 5320 SH OTR - 4995 0 325 Honeywell International Inc Com 438516106 2376 17984 SH SOLE - 17119 0 865 Honeywell International Inc Com 438516106 1034 7823 SH OTR - 6299 300 1224 Illinois Tool Wks Inc Com 452308109 272 2147 SH SOLE - 2147 0 0 Illinois Tool Wks Inc Com 452308109 89 699 SH OTR - 699 0 0 Intel Corp Com 458140100 5932 126395 SH SOLE - 123195 1200 2000 Intel Corp Com 458140100 2101 44761 SH OTR - 41811 1250 1700 Intercontinental Exchange Inc Com 45866F104 475 6308 SH SOLE - 6308 0 0 Intercontinental Exchange Inc Com 45866F104 62 825 SH OTR - 625 0 200 Intl. Business Machines Corp Com 459200101 1733 15249 SH SOLE - 13609 435 1205 Intl. Business Machines Corp Com 459200101 1667 14663 SH OTR - 12855 0 1808 Ishares Core Total U.S. Aggreg Com 464287226 227 2130 SH SOLE - 2130 0 0 Ishares Msci Emerging Mkt ETF Com 464287234 2845 72837 SH SOLE - 72011 525 301 Ishares Msci Emerging Mkt ETF Com 464287234 639 16358 SH OTR - 15278 355 725 Ishares Msci Eafe ETF Com 464287465 3184 54168 SH SOLE - 54168 0 0 Ishares Msci Eafe ETF Com 464287465 803 13656 SH OTR - 12986 345 325 Ishares Core S&P Mid-Cap ETF Com 464287507 1291 7776 SH SOLE - 7776 0 0 Ishares Core S&P Mid-Cap ETF Com 464287507 526 3166 SH OTR - 2966 0 200 Ishares Nasdaq Biotech ETF Com 464287556 2578 26739 SH SOLE - 26151 96 492 Ishares Nasdaq Biotech ETF Com 464287556 1304 13521 SH OTR - 12711 660 150 Ishares Russell 2000 ETF Com 464287655 4650 34729 SH SOLE - 33946 0 783 Ishares Russell 2000 ETF Com 464287655 583 4353 SH OTR - 3988 330 35 Ishares DJ US Telcom Sector ET Com 464287713 763 28943 SH SOLE - 28943 0 0 Ishares DJ US Telcom Sector ET Com 464287713 503 19105 SH OTR - 18905 200 0 Ishares Msci Eafe Small Cap ET Com 464288273 636 12270 SH SOLE - 12270 0 0 Ishares Msci Eafe Small Cap ET Com 464288273 177 3425 SH OTR - 3425 0 0 Ishares IBoxx High Yield Corpo Com 464288513 461 5685 SH SOLE - 5685 0 0 ISHARES TR SHORT-TERM CORP BD Com 464288646 231 4478 SH SOLE - 4478 0 0 Ishares S&P Pref Stk ETF Com 464288687 2333 68155 SH SOLE - 68155 0 0 Ishares S&P Pref Stk ETF Com 464288687 626 18289 SH OTR - 14989 0 3300 Ishares Core Emerging Markets Com 46434G103 992 21031 SH SOLE - 21031 0 0 Ishares Core Emerging Markets Com 46434G103 295 6250 SH OTR - 6250 0 0 JP Morgan Chase & CO Com 46625H100 7777 79668 SH SOLE - 78581 112 975 JP Morgan Chase & CO Com 46625H100 4635 47478 SH OTR - 44478 640 2360 Johnson & Johnson Com 478160104 9222 71457 SH SOLE - 67364 150 3943 Johnson & Johnson Com 478160104 4400 34095 SH OTR - 30100 320 3675 Keycorp Com 493267108 41 2762 SH SOLE - 2762 0 0 Keycorp Com 493267108 123 8300 SH OTR - 8300 0 0 Kimberly Clark Corp Com 494368103 480 4215 SH SOLE - 4215 0 0 Kimberly Clark Corp Com 494368103 125 1100 SH OTR - 1100 0 0 Kohls Corp Com 500255104 219 3295 SH SOLE - 3295 0 0 Kohls Corp Com 500255104 48 725 SH OTR - 725 0 0 Kraft Heinz CO Com 500754106 83 1931 SH SOLE - 1865 0 66 Kraft Heinz CO Com 500754106 333 7727 SH OTR - 7647 46 34 Lilly Eli & CO Com 532457108 416 3593 SH SOLE - 3065 0 528 Lilly Eli & CO Com 532457108 727 6285 SH OTR - 5260 0 1025 Lockheed Martin Corp Com 539830109 2335 8916 SH SOLE - 8401 0 515 Lockheed Martin Corp Com 539830109 821 3137 SH OTR - 3137 0 0 Lowes Cos Inc Com 548661107 5256 56904 SH SOLE - 56504 25 375 Lowes Cos Inc Com 548661107 2707 29308 SH OTR - 27873 335 1100 McDonalds Corp Com 580135101 7222 40671 SH SOLE - 40596 75 0 McDonalds Corp Com 580135101 3746 21094 SH OTR - 19808 265 1021 Merck & CO Inc Com 58933Y105 3494 45724 SH SOLE - 44249 675 800 Merck & CO Inc Com 58933Y105 1701 22266 SH OTR - 21276 165 825 Metlife Inc Com 59156R108 347 8461 SH SOLE - 8461 0 0 Metlife Inc Com 59156R108 100 2425 SH OTR - 2114 111 200 Microsoft Corp Com 594918104 9974 98197 SH SOLE - 95482 225 2490 Microsoft Corp Com 594918104 5001 49233 SH OTR - 44863 870 3500 Microchip Technology Inc Com 595017104 1816 25250 SH SOLE - 25250 0 0 Microchip Technology Inc Com 595017104 549 7635 SH OTR - 6660 150 825 Mondelez International Inc Com 609207105 418 10440 SH SOLE - 9826 0 614 Mondelez International Inc Com 609207105 842 21046 SH OTR - 20805 138 103 NBT Bancorp Inc Com 628778102 4631 133877 SH SOLE - 56226 0 77651 NBT Bancorp Inc Com 628778102 1799 52023 SH OTR - 48757 0 3266 Nextera Energy Inc Com 65339F101 1529 8796 SH SOLE - 8346 0 450 Nextera Energy Inc Com 65339F101 1340 7707 SH OTR - 5667 30 2010 Nike Inc-Class B Com 654106103 1992 26862 SH SOLE - 26862 0 0 Nike Inc-Class B Com 654106103 1048 14135 SH OTR - 9995 140 4000 Norfolk Southern Corp Com 655844108 819 5478 SH SOLE - 5478 0 0 Norfolk Southern Corp Com 655844108 1009 6750 SH OTR - 5480 70 1200 Novartis Ag Spons ADR Com 66987V109 1518 17690 SH SOLE - 17690 0 0 Novartis Ag Spons ADR Com 66987V109 1044 12166 SH OTR - 11766 150 250 Nucor Corp Com 670346105 425 8205 SH SOLE - 8205 0 0 Nucor Corp Com 670346105 300 5800 SH OTR - 3800 0 2000 Oracle Corporation Com 68389X105 2045 45297 SH SOLE - 43797 0 1500 Oracle Corporation Com 68389X105 430 9515 SH OTR - 9315 0 200 Pepsico Inc Com 713448108 5790 52410 SH SOLE - 52010 100 300 Pepsico Inc Com 713448108 2724 24653 SH OTR - 23448 395 810 Pfizer Inc Com 717081103 5198 119074 SH SOLE - 115974 0 3100 Pfizer Inc Com 717081103 3082 70612 SH OTR - 66168 1855 2589 Philip Morris International Com 718172109 555 8309 SH SOLE - 7484 0 825 Philip Morris International Com 718172109 2210 33102 SH OTR - 32802 150 150 T Rowe Price Group Inc Com 74144T108 3092 33493 SH SOLE - 33443 50 0 T Rowe Price Group Inc Com 74144T108 1574 17047 SH OTR - 16452 295 300 Procter & Gamble CO Com 742718109 7447 81014 SH SOLE - 76699 500 3815 Procter & Gamble CO Com 742718109 3926 42712 SH OTR - 38147 405 4160 Prudential Finl Inc Com 744320102 1394 17096 SH SOLE - 17046 50 0 Prudential Finl Inc Com 744320102 978 11990 SH OTR - 11640 150 200 Public Service Enterprise Grou Com 744573106 117 2257 SH SOLE - 2257 0 0 Public Service Enterprise Grou Com 744573106 133 2550 SH OTR - 2550 0 0 Qualcomm Inc Com 747525103 2003 35192 SH SOLE - 34667 0 525 Qualcomm Inc Com 747525103 961 16889 SH OTR - 16264 125 500 Royal Dutch Shell Spons ADR Com 780259206 26 445 SH SOLE - 445 0 0 Royal Dutch Shell Spons ADR Com 780259206 210 3601 SH OTR - 3351 0 250 SPDR S&P 500 ETF Trust Com 78462F103 3241 12970 SH SOLE - 12661 0 309 SPDR S&P 500 ETF Trust Com 78462F103 847 3388 SH OTR - 3028 160 200 SPDR Portfolio Intermediate Te Com 78464A375 655 19828 SH SOLE - 19828 0 0 SPDR S&P Regional Banking ETF Com 78464A698 1994 42623 SH SOLE - 42623 0 0 SPDR S&P Regional Banking ETF Com 78464A698 1019 21772 SH OTR - 21572 100 100 SPDR S&P Dividend ETF Com 78464A763 9672 108042 SH SOLE - 108042 0 0 SPDR S&P Dividend ETF Com 78464A763 726 8105 SH OTR - 7705 0 400 SPDR Dow Jones Industrial Aver Com 78467X109 922 3955 SH SOLE - 3955 0 0 SPDR Dow Jones Industrial Aver Com 78467X109 403 1730 SH OTR - 1530 100 100 Midcap SPDR Trust Series 1 Com 78467Y107 6783 22412 SH SOLE - 22036 0 376 Midcap SPDR Trust Series 1 Com 78467Y107 760 2511 SH OTR - 2301 175 35 Salesforce.Com Com 79466L302 738 5390 SH SOLE - 5370 20 0 Salesforce.Com Com 79466L302 627 4580 SH OTR - 4580 0 0 Schlumberger Ltd Com 806857108 1318 36540 SH SOLE - 35825 0 715 Schlumberger Ltd Com 806857108 389 10788 SH OTR - 10628 160 0 Charles Schwab Corp Com 808513105 119 2860 SH SOLE - 2860 0 0 Charles Schwab Corp Com 808513105 163 3925 SH OTR - 3925 0 0 Materials Select SPDR Fund Com 81369Y100 1196 23680 SH SOLE - 21700 0 1980 Materials Select SPDR Fund Com 81369Y100 472 9351 SH OTR - 8521 375 455 Health Care Select Sector SPDR Com 81369Y209 935 10810 SH SOLE - 10505 0 305 Health Care Select Sector SPDR Com 81369Y209 194 2239 SH OTR - 2239 0 0 Consumer Staples Select Sector Com 81369Y308 537 10573 SH SOLE - 10188 0 385 Consumer Staples Select Sector Com 81369Y308 71 1393 SH OTR - 1103 100 190 Consumer Discretionary Selt Com 81369Y407 1362 13760 SH SOLE - 12020 0 1740 Consumer Discretionary Selt Com 81369Y407 210 2117 SH OTR - 1552 430 135 Energy Select Sector SPDR Com 81369Y506 582 10144 SH SOLE - 9769 0 375 Energy Select Sector SPDR Com 81369Y506 72 1257 SH OTR - 1024 80 153 Financial Select Sector SPDR Com 81369Y605 850 35690 SH SOLE - 34190 0 1500 Financial Select Sector SPDR Com 81369Y605 81 3399 SH OTR - 3241 158 0 Industrial Select Sector SPDR Com 81369Y704 986 15306 SH SOLE - 15256 0 50 Industrial Select Sector SPDR Com 81369Y704 97 1509 SH OTR - 1409 0 100 Technology Select Sect SPDR Com 81369Y803 1731 27933 SH SOLE - 27571 162 200 Technology Select Sect SPDR Com 81369Y803 173 2787 SH OTR - 2387 400 0 Real Estate Select Sect SPDR Com 81369Y860 935 30175 SH SOLE - 28953 105 1117 Real Estate Select Sect SPDR Com 81369Y860 762 24593 SH OTR - 24447 21 125 Utilities Select Sector SPDR Com 81369Y886 1700 32118 SH SOLE - 30968 0 1150 Utilities Select Sector SPDR Com 81369Y886 1021 19296 SH OTR - 18334 450 512 Southern Company Com 842587107 898 20456 SH SOLE - 20456 0 0 Southern Company Com 842587107 617 14037 SH OTR - 13912 0 125 Starbucks Corp Com 855244109 46 711 SH SOLE - 711 0 0 Starbucks Corp Com 855244109 219 3400 SH OTR - 3400 0 0 State Street Corp Com 857477103 319 5063 SH SOLE - 5063 0 0 State Street Corp Com 857477103 47 750 SH OTR - 575 0 175 Dreyfus International Stock I Com 86271F768 220 12957 SH OTR - 12957 0 0 Stryker Corporation Com 863667101 537 3427 SH SOLE - 3427 0 0 Sysco Corp Com 871829107 534 8530 SH SOLE - 8530 0 0 Sysco Corp Com 871829107 450 7174 SH OTR - 6749 0 425 TJX Cos Inc Com 872540109 1779 39758 SH SOLE - 38458 300 1000 TJX Cos Inc Com 872540109 1613 36052 SH OTR - 35026 340 686 Target Corp Com 87612E106 1824 27595 SH SOLE - 27320 0 275 Target Corp Com 87612E106 1102 16672 SH OTR - 15447 225 1000 Textron Inc Com 883203101 839 18250 SH SOLE - 18250 0 0 3m CO Com 88579Y101 1944 10202 SH SOLE - 9242 340 620 3m CO Com 88579Y101 322 1690 SH OTR - 1355 35 300 US Bancorp New Com 902973304 1036 22664 SH SOLE - 22664 0 0 US Bancorp New Com 902973304 294 6442 SH OTR - 5756 470 216 Union Pac Corp Com 907818108 3610 26117 SH SOLE - 25417 0 700 Union Pac Corp Com 907818108 2807 20309 SH OTR - 17689 0 2620 United Parcel Service Cl B Com 911312106 481 4931 SH SOLE - 4931 0 0 United Parcel Service Cl B Com 911312106 179 1836 SH OTR - 1836 0 0 United Technologies Corp Com 913017109 4335 40715 SH SOLE - 39985 100 630 United Technologies Corp Com 913017109 2858 26840 SH OTR - 24904 1186 750 Unitedhealth Group Inc Com 91324P102 2522 10123 SH SOLE - 9923 0 200 Unitedhealth Group Inc Com 91324P102 1108 4447 SH OTR - 4297 150 0 Univest Corp of Pennsylvania Com 915271100 255 11812 SH OTR - 11812 0 0 V.F. Corp Com 918204108 206 2881 SH SOLE - 2881 0 0 V.F. Corp Com 918204108 37 513 SH OTR - 513 0 0 Vaneck Vectors Agribusiness ET Com 92189F700 960 16864 SH SOLE - 16014 50 800 Vaneck Vectors Agribusiness ET Com 92189F700 664 11673 SH OTR - 11448 125 100 Vanguard Intermediate-Term Bon Com 921937819 325 3995 SH SOLE - 3995 0 0 Vanguard Intermediate-Term Bon Com 921937819 30 375 SH OTR - 375 0 0 Vanguard Total Bond Market ETF Com 921937835 266 3361 SH SOLE - 3361 0 0 Vanguard Ftse Emerging Markets Com 922042858 767 20122 SH SOLE - 20122 0 0 Vanguard Ftse Emerging Markets Com 922042858 450 11805 SH OTR - 11255 0 550 Vanguard Inter Term Corp Bond Com 92206C870 824 9941 SH SOLE - 9941 0 0 Vanguard Inter Term Corp Bond Com 92206C870 220 2650 SH OTR - 2650 0 0 Vanguard S&P 500 ETF Com 922908363 5441 23678 SH SOLE - 23475 0 203 Vanguard Real Estate ETF Com 922908553 1174 15743 SH SOLE - 15743 0 0 Vanguard Real Estate ETF Com 922908553 419 5623 SH OTR - 5284 239 100 Veoneer Incorporated Com Com 92336X109 252 10712 SH SOLE - 9962 0 750 Veoneer Incorporated Com Com 92336X109 292 12394 SH OTR - 12394 0 0 Verizon Communications Com 92343V104 3397 60423 SH SOLE - 58636 860 927 Verizon Communications Com 92343V104 2526 44928 SH OTR - 42347 385 2196 Visa Inc Cl A Com 92826C839 1436 10884 SH SOLE - 10884 0 0 Visa Inc Cl A Com 92826C839 583 4420 SH OTR - 4320 100 0 Wal Mart Inc Com 931142103 1397 14992 SH SOLE - 14592 0 400 Wal Mart Inc Com 931142103 1211 13002 SH OTR - 11636 300 1066 Walgreens Boots Alliance Inc Com 931427108 495 7241 SH SOLE - 7241 0 0 Walgreens Boots Alliance Inc Com 931427108 113 1651 SH OTR - 847 0 804 Wells Fargo & CO Com 949746101 3214 69758 SH SOLE - 69358 0 400 Wells Fargo & CO Com 949746101 1939 42069 SH OTR - 37013 1005 4051 WisdomTree MidCap Dividend ETF Com 97717W505 2631 83195 SH SOLE - 83195 0 0 WisdomTree MidCap Dividend ETF Com 97717W505 288 9120 SH OTR - 9120 0 0 WisdomTree SmallCap Dividend E Com 97717W604 1203 49040 SH SOLE - 49040 0 0 WisdomTree SmallCap Dividend E Com 97717W604 171 6965 SH OTR - 6965 0 0 Xylem Inc Com 98419M100 333 4992 SH SOLE - 4992 0 0 Xylem Inc Com 98419M100 210 3150 SH OTR - 3150 0 0 Yum! Brands Inc Com 988498101 527 5730 SH SOLE - 5730 0 0 Yum! Brands Inc Com 988498101 101 1095 SH OTR - 1095 0 0 Zimmer Biomet Holdings Inc Com 98956P102 274 2638 SH SOLE - 2308 60 270 Zimmer Biomet Holdings Inc Com 98956P102 204 1965 SH OTR - 1842 23 100 Eaton Corp PLC Com G29183103 351 5113 SH SOLE - 5113 0 0 Eaton Corp PLC Com G29183103 423 6159 SH OTR - 5084 0 1075 Linde PLC Com G5494J103 1393 8927 SH SOLE - 8927 0 0 Linde PLC Com G5494J103 941 6030 SH OTR - 4905 0 1125 Medtronic PLC Com G5960L103 1105 12152 SH SOLE - 12152 0 0 Medtronic PLC Com G5960L103 828 9099 SH OTR - 9028 71 0