The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3m CO Com 88579Y101   1,362,611 8,511 SH   SOLE 0 7,637 254 620
3m CO Com 88579Y101   123,451 771 SH   OTR 0 650 21 100
3M Company COM 88579Y101   16,010 160 SH   DFND 1 0 0 160
A P Moeller Maersk Ord COM K0514G135   33,669 2,245 SH   DFND 1 0 0 2,245
Abbott Laboratories COM 002824100   85,698 125 SH   DFND 1 0 0 125
Abbott Labs Com 002824100   8,182,439 65,308 SH   SOLE 0 64,408 0 900
Abbott Labs Com 002824100   4,495,405 35,880 SH   OTR 0 34,088 482 1,310
Abbvie Inc Com 00287Y109   6,168,773 26,998 SH   SOLE 0 26,698 0 300
Abbvie Inc Com 00287Y109   5,603,260 24,523 SH   OTR 0 23,229 200 1,094
AbbVie Inc. COM 00287Y109   188,504 228 SH   DFND 1 0 0 228
Aberdeen Std Physical Swiss Gold COM 26922Y105   2,181,307 41 SH   DFND 1 0 0 41
Abrdn Standard Physical Gold Etf COM 00326A104   74,043 41 SH   DFND 1 0 0 41
Accenture plc COM G1151C101   10,464 268 SH   DFND 1 0 0 268
Accenture PLC Cl A Com G1151C101   155,077 578 SH   SOLE 0 578 0 0
Accenture PLC Cl A Com G1151C101   308,545 1,150 SH   OTR 0 1,150 0 0
Acumen Pharmaceuticals I COM 00509G209   422 2 SH   DFND 1 0 0 2
Adobe Inc Com 00724F101   444,487 1,270 SH   SOLE 0 1,270 0 0
Adobe Inc Com 00724F101   228,543 653 SH   OTR 0 646 7 0
Advanced Micro Devices Inc Com 007903107   141,988 663 SH   SOLE 0 663 0 0
Advanced Micro Devices Inc Com 007903107   166,188 776 SH   OTR 0 776 0 0
Advanced Micro Devices, Inc. COM 007903107   10,708 428 SH   DFND 1 0 0 428
Advanced Sys Enterprises COM 00766M998   0 0 SH   DFND 1 0 0 0
Aflac Inc Com 001055102   2,053,007 18,618 SH   SOLE 0 18,618 0 0
Aflac Inc Com 001055102   454,202 4,119 SH   OTR 0 4,119 0 0
AFLAC Inc. COM 001055102   3,970 110 SH   DFND 1 0 0 110
Agnico Eagle Mines Ltd Com 008474108   107,312 633 SH   SOLE 0 633 0 0
Agnico Eagle Mines Ltd Com 008474108   1,403,539 8,279 SH   OTR 0 8,279 0 0
Air Products & Chemicals Inc Com 009158106   1,127,399 4,564 SH   SOLE 0 4,564 0 0
Air Products & Chemicals Inc Com 009158106   759,587 3,075 SH   OTR 0 3,075 0 0
Air Products and Chemicals, Inc. COM 009158106   1,976 247 SH   DFND 1 0 0 247
Alamos Gold Inc New Com 011532108   451,000 11,690 SH   OTR 0 11,690 0 0
Alcon Inc COM H01301128   867 79 SH   DFND 1 0 0 79
Alcon Inc ORD Shs Com H01301128   4,625 58 SH   OTR 0 58 0 0
Alexandria Real Estate Equitie Com 015271109   2,741 56 SH   OTR 0 56 0 0
Alibaba Group Hldg Ltd COM 01609W102   7,329 147 SH   DFND 1 0 0 147
Align Technology Inc Com 016255101   15,615 100 SH   SOLE 0 100 0 0
Allbirds Inc COM 01675A109   8 4 SH   DFND 1 0 0 4
Allegion PLC Com G0176J109   2,834,753 17,804 SH   OTR 0 17,804 0 0
AllianceBernstein Gl High IncFun COM 01879R106   1,871 11 SH   DFND 1 0 0 11
Alliant Energy Corp COM 018802108   178,002 130 SH   DFND 1 0 0 130
AllianzIM US Large Cap Buffer2 Com 00888H406   102,886 2,630 SH   OTR 0 2,630 0 0
Allstate Corp Com 020002101   200,865 965 SH   SOLE 0 965 0 0
Allstate Corp Com 020002101   208,150 1,000 SH   OTR 0 1,000 0 0
Allstate Corporation COM 020002101   20,815 208 SH   DFND 1 0 0 208
Alphabet Inc Cl A Com 02079K305   26,115,155 83,435 SH   SOLE 0 82,472 0 963
Alphabet Inc Cl A Com 02079K305   20,445,766 65,322 SH   OTR 0 62,258 74 2,990
Alphabet Inc Cl C Com 02079K107   19,705,699 62,797 SH   SOLE 0 61,060 0 1,737
Alphabet Inc Cl C Com 02079K107   26,694,238 85,068 SH   OTR 0 82,094 109 2,865
Alphabet Inc. Class A COM 02079K305   729,290 313 SH   DFND 1 0 0 313
Alphabet Inc. Class C COM 02079K107   622,579 314 SH   DFND 1 0 0 314
Altaba Inc Xxx COM 021ESC017   0 0 SH   DFND 1 0 0 0
Alterrus Systems Inc Xxx COM 02153P105   0 0 SH   DFND 1 0 0 0
Altria Group Inc Com 02209S103   697,744 12,101 SH   SOLE 0 11,326 0 775
Altria Group Inc Com 02209S103   1,823,036 31,617 SH   OTR 0 31,617 0 0
Altria Group, Inc. COM 02209S103   67,765 58 SH   DFND 1 0 0 58
Amazon.Com Inc Com 023135106   10,814,840 46,854 SH   SOLE 0 46,244 0 610
Amazon.Com Inc Com 023135106   11,031,811 47,794 SH   OTR 0 46,743 34 1,017
Amazon.com, Inc COM 023135106   288,525 231 SH   DFND 1 0 0 231
Ambarella Inc COM G037AX101   708 71 SH   DFND 1 0 0 71
Amentum Holdings Inc Com 023939101   348 12 SH   SOLE 0 12 0 0
American Elec Pwr Inc Com 025537101   8,648 75 SH   OTR 0 75 0 0
American Express CO Com 025816109   3,661,395 9,897 SH   SOLE 0 9,747 0 150
American Express CO Com 025816109   2,149,779 5,811 SH   OTR 0 5,545 0 266
American Tower Corp REIT Com 03027X100   286,881 1,634 SH   SOLE 0 1,634 0 0
American Tower Corp REIT Com 03027X100   615,724 3,507 SH   OTR 0 3,468 39 0
American Water Works CO Inc Com 030420103   864,954 6,628 SH   SOLE 0 6,628 0 0
American Water Works CO Inc Com 030420103   523,697 4,013 SH   OTR 0 3,325 0 688
Ameriprise Financial Inc. Com 03076C106   142,199 290 SH   OTR 0 290 0 0
Amgen Inc Com 031162100   872,608 2,666 SH   SOLE 0 2,596 0 70
Amgen Inc Com 031162100   443,178 1,354 SH   OTR 0 1,354 0 0
Amgen Inc. COM 031162100   71,354 327 SH   DFND 1 0 0 327
Amphenol Corp Com 032095101   1,091,256 8,075 SH   SOLE 0 8,075 0 0
Amphenol Corp Com 032095101   2,723,155 20,151 SH   OTR 0 19,140 0 1,011
Amplify CWP Enhanced Dividend Com 032108409   750,315 16,861 SH   SOLE 0 16,861 0 0
Amplify CWP Enhanced Dividend Com 032108409   222,500 5,000 SH   OTR 0 5,000 0 0
Analog Devices Inc Com 032654105   2,200,517 8,114 SH   SOLE 0 8,114 0 0
Analog Devices Inc Com 032654105   436,090 1,608 SH   OTR 0 1,576 32 0
Anixa Biosciences Inc Com 03528H109   6,240 2,000 SH   SOLE 0 2,000 0 0
Antelope Enterprise Holdings Lim COM G041JN130   35 2 SH   DFND 1 0 0 2
Aon PLC ADR Com G0403H108   188,085 533 SH   SOLE 0 533 0 0
Aon PLC ADR Com G0403H108   1,297,540 3,677 SH   OTR 0 3,677 0 0
APA Corporation Com 03743Q108   23,115 945 SH   SOLE 0 945 0 0
APA Corporation Com 03743Q108   8,561 350 SH   OTR 0 350 0 0
Apache Corp. COM 03743Q108   758 24 SH   DFND 1 0 0 24
Apple Inc Com 037833100   41,314,836 151,971 SH   SOLE 0 141,475 104 10,392
Apple Inc Com 037833100   30,483,641 112,130 SH   OTR 0 108,064 1,281 2,785
Apple Inc. COM 037833100   2,752,839 272 SH   DFND 1 0 0 272
Applied Materials Inc Com 038222105   409,899 1,595 SH   SOLE 0 1,595 0 0
Applied Materials Inc Com 038222105   373,920 1,455 SH   OTR 0 1,455 0 0
Aptiv Plc COM G6095L109   1,902 76 SH   DFND 1 0 0 76
Archer Aviation Inc COM 03945R102   2,256 8 SH   DFND 1 0 0 8
Archer-Daniels-Midland Co. COM 039483102   28,745 57 SH   DFND 1 0 0 57
Archrock Inc Com 03957W106   54,642 2,100 SH   OTR 0 2,100 0 0
Arista Networks Inc Com 040413205   23,585 180 SH   OTR 0 180 0 0
ARK Autonomous Tech & Robotics E COM 00214Q203   14,447 115 SH   DFND 1 0 0 115
Arm Hldgs Plc Equity A COM 042068205   1,640 109 SH   DFND 1 0 0 109
Arrow Finl Corp Com 042744102   198,291 6,315 SH   SOLE 0 0 0 6,315
Asml Holding N V Com N07059210   19,257 18 SH   SOLE 0 18 0 0
Asml Holding N V Com N07059210   234,299 219 SH   OTR 0 219 0 0
Astrazeneca PLC Spons ADR Com 046353108   28,774 313 SH   SOLE 0 313 0 0
AT&T Inc Com 00206R102   1,226,649 49,382 SH   SOLE 0 47,547 435 1,400
AT&T Inc Com 00206R102   1,008,461 40,598 SH   OTR 0 36,466 147 3,985
AT&T, Inc. COM 00206R102   405,859 25 SH   DFND 1 0 0 25
Atmos Energy Corp COM 049560105   23,803 168 SH   DFND 1 0 0 168
Aurora Cannabis Inc Com 05156X850   46 11 SH   SOLE 0 11 0 0
Auto Data Processing COM 053015103   17,492 257 SH   DFND 1 0 0 257
Autodesk Inc Com 052769106   241,840 817 SH   SOLE 0 817 0 0
Autoliv Inc Com 052800109   1,106,165 9,319 SH   SOLE 0 8,275 0 1,044
Autoliv Inc Com 052800109   1,275,550 10,746 SH   OTR 0 10,746 0 0
Automatic Data Processing Inc Com 053015103   6,514,350 25,325 SH   SOLE 0 24,845 0 480
Automatic Data Processing Inc Com 053015103   3,434,021 13,350 SH   OTR 0 12,864 65 421
Autozone Inc Com 053332102   27,132 8 SH   SOLE 0 8 0 0
Autozone Inc Com 053332102   27,132 8 SH   OTR 0 8 0 0
Avalonbay Communities Inc REIT Com 053484101   3,445 19 SH   SOLE 0 19 0 0
Avantis Emerging Markets COM 025072604   924 77 SH   DFND 1 0 0 77
Baker Hughes Company Com 05722G100   53,737 1,180 SH   SOLE 0 1,180 0 0
Ball Corp Com 058498106   105,304 1,988 SH   OTR 0 1,988 0 0
Bank Montreal Quebec COM 063671101   5,894,802 649 SH   DFND 1 0 0 649
Bank Montreal Quebec Com 063671101   32,577 251 SH   SOLE 0 251 0 0
Bank Montreal Quebec Com 063671101   51,916 400 SH   OTR 0 400 0 0
Bank of America Corp Com 060505104   2,754,125 50,075 SH   SOLE 0 49,643 0 432
Bank of America Corp Com 060505104   528,657 9,612 SH   OTR 0 8,596 0 1,016
Bank of America Corporation COM 060505104   160,884 110 SH   DFND 1 0 0 110
Bank of New York Mellon Corp Com 064058100   1,142,326 9,840 SH   SOLE 0 9,840 0 0
Bank of New York Mellon Corp Com 064058100   58,045 500 SH   OTR 0 0 0 500
Bank of Nova Scotia Halifax Com 064149107   73,690 1,000 SH   OTR 0 1,000 0 0
Bath & Body Works Inc Com 070830104   10,160 506 SH   SOLE 0 506 0 0
Bath & Body Works Inc Com 070830104   1,506 75 SH   OTR 0 75 0 0
Baxter Intl Inc Com 071813109   35,086 1,836 SH   SOLE 0 1,836 0 0
Baxter Intl Inc Com 071813109   15,804 827 SH   OTR 0 827 0 0
Beacon Financial Corp. Com 084680107   36,104 1,369 SH   OTR 0 0 0 1,369
Becton Dickinson Com 075887109   644,701 3,322 SH   SOLE 0 3,322 0 0
Becton Dickinson Com 075887109   59,579 307 SH   OTR 0 281 26 0
Berkshire Hathaway Inc Class A Com 084670108   3,774,000 5 SH   OTR 0 5 0 0
Berkshire Hathaway Inc. COM 084670702   1,786,181 1,509 SH   DFND 1 0 0 1,509
Berkshire Hathaway Inc-Cl B Com 084670702   8,098,697 16,112 SH   SOLE 0 15,857 30 225
Berkshire Hathaway Inc-Cl B Com 084670702   8,812,460 17,532 SH   OTR 0 17,411 20 101
Best Buy Company Inc Com 086516101   190,684 2,849 SH   SOLE 0 2,849 0 0
Best Buy Company Inc Com 086516101   15,059 225 SH   OTR 0 225 0 0
Bhp Billiton Ltd Adr COM 088606108   6,037 60 SH   DFND 1 0 0 60
BHP Group Ltd Spons ADR Com 088606108   127,501 2,112 SH   SOLE 0 1,912 0 200
Biogen Inc Com 09062X103   16,367 93 SH   SOLE 0 93 0 0
Biogen Inc Com 09062X103   5,808 33 SH   OTR 0 16 17 0
Bitmine Immersion Tecnol COM 09175A206   10,860 27 SH   DFND 1 0 0 27
Bitwise ETF COM 09174C104   951 48 SH   DFND 1 0 0 48
Blackrock Inc Com 09290D101   2,396,491 2,239 SH   SOLE 0 2,219 0 20
Blackrock Inc Com 09290D101   392,815 367 SH   OTR 0 344 4 19
Blackrock Core Bond Trust Com 09249E101   26,123 2,724 SH   SOLE 0 2,724 0 0
Blackrock Flexible COM 092528603   7,810 53 SH   DFND 1 0 0 53
Blackrock Muniyield NY Quality Com 09255E102   20,345 2,053 SH   SOLE 0 2,053 0 0
Blackrock US Carbon Trns COM 09290C509   54,531 74 SH   DFND 1 0 0 74
Blackrock US Eqy Fctr COM 09290C103   14,898 61 SH   DFND 1 0 0 61
Blackrock Wrld Ex US COM 09290C608   8,199 55 SH   DFND 1 0 0 55
Blackstone Inc Com 09260D107   181,731 1,179 SH   SOLE 0 1,179 0 0
Blackstone Inc Com 09260D107   20,809 135 SH   OTR 0 92 43 0
Block Inc Com 852234103   19,527 300 SH   OTR 0 300 0 0
Blue Owl Capital Corporation Com 69121K104   27,346 2,200 SH   SOLE 0 2,200 0 0
Bndblxx Blmbrg 10 Yr Trg COM 09789C812   6,286 46 SH   DFND 1 0 0 46
Boeing CO Com 097023105   892,146 4,109 SH   SOLE 0 3,909 0 200
Boeing CO Com 097023105   1,600,826 7,373 SH   OTR 0 7,373 0 0
Booking Hldgs Inc Com 09857L108   299,898 56 SH   OTR 0 56 0 0
Boston Scientific Corp Com 101137107   14,589 153 SH   SOLE 0 153 0 0
Boston Scientific Corp Com 101137107   306,932 3,219 SH   OTR 0 3,219 0 0
BP PLC Spons ADR Com 055622104   53,415 1,538 SH   SOLE 0 869 0 669
BP PLC Spons ADR Com 055622104   113,914 3,280 SH   OTR 0 3,280 0 0
Brighthouse Financial, Inc. COM 10922N103   713 65 SH   DFND 1 0 0 65
Bristol Myers Squibb CO Com 110122108   1,710,383 31,709 SH   SOLE 0 28,879 660 2,170
Bristol Myers Squibb CO Com 110122108   1,387,283 25,719 SH   OTR 0 25,650 69 0
Bristol-Myers Squibb Co. COM 110122108   19,798 108 SH   DFND 1 0 0 108
Broadcom Inc Com 11135F101   3,046,026 8,801 SH   SOLE 0 8,801 0 0
Broadcom Inc Com 11135F101   2,104,634 6,081 SH   OTR 0 5,943 18 120
Brookfield Asset Mgmt Inc Cl A Com 113004105   166,338 3,175 SH   SOLE 0 3,175 0 0
Brookfield Asset Mgmt Inc Cl A Com 113004105   1,152,685 22,002 SH   OTR 0 22,002 0 0
Brookfield Infrastructure Part Com G16252101   15,642 450 SH   OTR 0 450 0 0
Brookfield Renewable Corp Cl A Com 11285B108   15,336 400 SH   OTR 0 400 0 0
Brookfield Renewable Corporation COM 11284V105   3,297 38 SH   DFND 1 0 0 38
Brown & Brown Inc COM 115236101   1,833 80 SH   DFND 1 0 0 80
Brunswick Corp Com 117043109   22,272 300 SH   SOLE 0 300 0 0
Builders Firstsource COM 12008R107   205,780 103 SH   DFND 1 0 0 103
Bullish COM G16910120   4,166 38 SH   DFND 1 0 0 38
Cadence Design System Inc Com 127387108   23,444 75 SH   SOLE 0 75 0 0
Cadence Design System Inc Com 127387108   315,706 1,010 SH   OTR 0 860 0 150
California Wtr Svc Group Com 130788102   30,331 700 SH   SOLE 0 0 0 700
Cameco Corp ADR Com 13321L108   231,836 2,534 SH   SOLE 0 2,534 0 0
Cameco Corp ADR Com 13321L108   16,743 183 SH   OTR 0 183 0 0
Canadian National Railway Comp Com 136375102   19,869 201 SH   SOLE 0 201 0 0
Canadian National Railway Comp Com 136375102   649,445 6,570 SH   OTR 0 6,570 0 0
Canadian Pacific Kansas City L Com 13646K108   47,860 650 SH   OTR 0 650 0 0
Capital One Financial Corp Com 14040H105   36,354 150 SH   OTR 0 150 0 0
Capital Southwest Corp COM 140501107   707 22 SH   DFND 1 0 0 22
Cardinal Health Inc COM 14149Y108   1,028 206 SH   DFND 1 0 0 206
Cardinal Health Inc Com 14149Y108   192,554 937 SH   SOLE 0 937 0 0
Cardinal Health Inc Com 14149Y108   169,538 825 SH   OTR 0 825 0 0
Carnival Corp Com 143658300   30,540 1,000 SH   OTR 0 500 0 500
Carrier Global Corp COM 14448C104   4,861 53 SH   DFND 1 0 0 53
Carrier Global Corporation Com 14448C104   1,809,664 34,248 SH   SOLE 0 33,117 0 1,131
Carrier Global Corporation Com 14448C104   1,122,956 21,252 SH   OTR 0 20,007 1,066 179
Caterpillar Inc COM 149123101   7,232,691 2,291 SH   DFND 1 0 0 2,291
Caterpillar Inc Com 149123101   8,291,720 14,474 SH   SOLE 0 13,683 0 791
Caterpillar Inc Com 149123101   8,127,880 14,188 SH   OTR 0 13,684 34 470
Cava Group Inc COM 148929102   763 59 SH   DFND 1 0 0 59
CDW Corp Com 12514G108   19,613 144 SH   SOLE 0 144 0 0
CDW Corp Com 12514G108   3,677 27 SH   OTR 0 27 0 0
Celsius Holdings Inc COM 15118V207   4,574 46 SH   DFND 1 0 0 46
Cencora Inc. Com 03073E105   16,550 49 SH   SOLE 0 49 0 0
Cencora Inc. Com 03073E105   30,060 89 SH   OTR 0 67 22 0
Charles Schwab Corp Com 808513105   1,167,548 11,686 SH   SOLE 0 11,686 0 0
Charles Schwab Corp Com 808513105   387,451 3,878 SH   OTR 0 3,788 90 0
Chemung Finl Crp Com 164024101   11,160 200 SH   OTR 0 200 0 0
Cheniere Energy Inc Com 16411R208   14,579 75 SH   SOLE 0 75 0 0
Chevron Corp. COM 166764100   52,195 305 SH   DFND 1 0 0 305
Chevron Corporation Com 166764100   7,296,781 47,876 SH   SOLE 0 45,382 219 2,275
Chevron Corporation Com 166764100   5,169,169 33,916 SH   OTR 0 32,173 280 1,463
Chewy Inc Com 16679L109   36,487 1,104 SH   OTR 0 1,104 0 0
Chipotle Mexican Grill I COM 169656105   1,850 37 SH   DFND 1 0 0 37
Chipotle Mexican Grill Inc Com 169656105   418,951 11,323 SH   SOLE 0 11,323 0 0
Chipotle Mexican Grill Inc Com 169656105   143,745 3,885 SH   OTR 0 3,795 60 30
Choice Hotels International In Com 169905106   112,788 1,184 SH   SOLE 0 1,184 0 0
Chubb Limited COM H1467J104   3,745 312 SH   DFND 1 0 0 312
Chubb Ltd Com H1467J104   1,114,893 3,572 SH   SOLE 0 3,542 0 30
Chubb Ltd Com H1467J104   953,527 3,055 SH   OTR 0 2,966 0 89
Church & Dwight Inc Com 171340102   45,614 544 SH   SOLE 0 544 0 0
Church & Dwight Inc Com 171340102   25,155 300 SH   OTR 0 300 0 0
Cigna Group Com 125523100   240,826 875 SH   SOLE 0 838 0 37
Cintas Corp COM 172908105   1,881 188 SH   DFND 1 0 0 188
Cintas Corp Com 172908105   64,696 344 SH   SOLE 0 344 0 0
Circle Internet Group In COM 172573107   3,172 79 SH   DFND 1 0 0 79
Circle Internet Group Inc Com 172573107   7,930 100 SH   OTR 0 100 0 0
Cisco Systems Inc Com 17275R102   7,609,177 98,782 SH   SOLE 0 94,945 0 3,837
Cisco Systems Inc Com 17275R102   4,133,421 53,660 SH   OTR 0 51,514 625 1,521
Cisco Systems, Inc. COM 17275R102   70,887 154 SH   DFND 1 0 0 154
Citigroup Inc Com 172967424   445,756 3,820 SH   SOLE 0 3,820 0 0
Citigroup Inc Com 172967424   207,708 1,780 SH   OTR 0 1,780 0 0
Citizens Financial Group, Inc. COM 174610105   64,601 58 SH   DFND 1 0 0 58
Citizens Finl Svcs COM 174615104   68,994 57 SH   DFND 1 0 0 57
Clean Harbors Inc Com 184496107   127,088 542 SH   SOLE 0 542 0 0
Clearway Energy Inc COM 18539C204   77,596 33 SH   DFND 1 0 0 33
Clorox Co COM 189054109   1,916 101 SH   DFND 1 0 0 101
Clorox Company Com 189054109   285,147 2,828 SH   SOLE 0 2,828 0 0
Clorox Company Com 189054109   141,666 1,405 SH   OTR 0 1,275 0 130
CME Group Inc. Com 12572Q105   400,062 1,465 SH   SOLE 0 1,465 0 0
CME Group Inc. Com 12572Q105   44,512 163 SH   OTR 0 163 0 0
Coca Cola CO Com 191216100   5,019,888 71,805 SH   SOLE 0 66,340 481 4,984
Coca Cola CO Com 191216100   1,216,644 17,403 SH   OTR 0 14,978 109 2,316
Cognizant Technology Solutions Com 192446102   98,604 1,188 SH   SOLE 0 1,188 0 0
Coherent Inc. COM 19247G107   2,769 185 SH   DFND 1 0 0 185
Coinbase Global Inc COM 19260Q107   46,359 226 SH   DFND 1 0 0 226
Colgate Palmolive CO Com 194162103   814,222 10,304 SH   SOLE 0 8,584 270 1,450
Colgate Palmolive CO Com 194162103   208,218 2,635 SH   OTR 0 2,055 0 580
Colgate-Palmolive Co COM 194162103   38,693 79 SH   DFND 1 0 0 79
ComCast Corp-Cl A Com 20030N101   501,973 16,794 SH   SOLE 0 16,124 0 670
ComCast Corp-Cl A Com 20030N101   316,717 10,596 SH   OTR 0 7,583 785 2,228
Comcast Corporation COM 20030N101   26,004 30 SH   DFND 1 0 0 30
Community Financial System, In Com 203607106   69,043 1,202 SH   SOLE 0 1,000 0 202
Conagra Brands Inc Com 205887102   1,783 103 SH   OTR 0 103 0 0
Conocophillips COM 20825C104   13,293 94 SH   DFND 1 0 0 94
Conocophillips Com 20825C104   617,077 6,592 SH   SOLE 0 6,561 31 0
Conocophillips Com 20825C104   405,893 4,336 SH   OTR 0 4,236 100 0
Consolidated Edison Inc Com 209115104   9,237 93 SH   OTR 0 93 0 0
Consolidated Edison Inc. COM 209115104   200,136 99 SH   DFND 1 0 0 99
Constellation Energy Corp Com 21037T109   23,316 66 SH   SOLE 0 66 0 0
Constellation Energy Corp Com 21037T109   180,521 511 SH   OTR 0 511 0 0
Copart Inc Com 217204106   14,290 365 SH   OTR 0 365 0 0
Core & Main Inc Com 21874C102   89,544 1,723 SH   OTR 0 1,723 0 0
Coreweave Inc COM 21873S108   2,148 72 SH   DFND 1 0 0 72
Corning Inc Com 219350105   324,147 3,702 SH   SOLE 0 3,702 0 0
Corning Inc Com 219350105   315,216 3,600 SH   OTR 0 2,900 700 0
Corning Inc. COM 219350105   413,559 88 SH   DFND 1 0 0 88
Corteva Inc COM 22052L104   13,875 67 SH   DFND 1 0 0 67
Corteva Inc Com Com 22052L104   196,532 2,932 SH   SOLE 0 2,841 0 91
Corteva Inc Com Com 22052L104   571,029 8,519 SH   OTR 0 8,519 0 0
Costco Wholesale Corp Com 22160K105   6,699,519 7,769 SH   SOLE 0 7,594 0 175
Costco Wholesale Corp Com 22160K105   5,635,392 6,535 SH   OTR 0 6,384 5 146
Costco Wholesale Corporation COM 22160K105   142,286 862 SH   DFND 1 0 0 862
Coupang Inc Com 22266T109   756,060 32,050 SH   OTR 0 32,050 0 0
Crispr Therapeutic Com H17182108   105 2 SH   SOLE 0 2 0 0
Crown Castle Inc Com 22822V101   19,285 217 SH   SOLE 0 217 0 0
Crown Castle Inc Com 22822V101   3,555 40 SH   OTR 0 40 0 0
Csx Corp Com 126408103   244,615 6,748 SH   SOLE 0 6,748 0 0
Csx Corp Com 126408103   229,608 6,334 SH   OTR 0 6,334 0 0
Cummins Inc Com 231021106   404,787 793 SH   SOLE 0 793 0 0
Cummins Inc Com 231021106   280,748 550 SH   OTR 0 550 0 0
CVS Health Corp Com 126650100   2,025,426 25,522 SH   SOLE 0 24,762 0 760
CVS Health Corp Com 126650100   1,180,597 14,876 SH   OTR 0 13,262 251 1,363
Danaher Corp Com 235851102   5,314,378 23,215 SH   SOLE 0 21,245 0 1,970
Danaher Corp Com 235851102   4,228,610 18,472 SH   OTR 0 17,647 135 690
DAP Rights Com 931CVR013   0 1,075 SH   SOLE 0 1,075 0 0
Darden Restaurants Inc Com 237194105   12,513 68 SH   SOLE 0 68 0 0
Deckers Outdoor Corp COM 243537107   6,220 104 SH   DFND 1 0 0 104
Deere & CO Com 244199105   4,854,498 10,427 SH   SOLE 0 9,752 12 663
Deere & CO Com 244199105   9,420,941 20,235 SH   OTR 0 19,921 70 244
Deere & Company COM 244199105   4,936 466 SH   DFND 1 0 0 466
Delta Air Lines Inc Com 247361702   20,267 292 SH   OTR 0 0 0 292
Deutsche Bank Ag ADR Com D18190898   390,107 10,000 SH   SOLE 0 10,000 0 0
Devon Energy Corporation COM 25179M103   7,326 37 SH   DFND 1 0 0 37
Diageo PLC Spons ADR Com 25243Q205   38,822 450 SH   OTR 0 450 0 0
Dicks Sporting Goods Inc Com 253393102   592,128 2,991 SH   SOLE 0 2,991 0 0
Dicks Sporting Goods Inc Com 253393102   203,271 1,027 SH   OTR 0 253 0 774
Dick's Sporting Goods Inc. COM 253393102   20,944 198 SH   DFND 1 0 0 198
Diginex Ltd COM G28687104   972 4 SH   DFND 1 0 0 4
Digital Realty Trust Inc REIT Com 253868103   274,765 1,776 SH   SOLE 0 1,776 0 0
Dimensional U.S. Equity ETF COM 25434V401   2,686,316 148 SH   DFND 1 0 0 148
Dimensional World ex U.S. Core E COM 25434V880   718,209 65 SH   DFND 1 0 0 65
Disney Walt CO New Com 254687106   3,904,928 34,323 SH   SOLE 0 32,951 0 1,372
Disney Walt CO New Com 254687106   2,606,097 22,907 SH   OTR 0 21,959 485 463
DNP Select Income Fund Inc COM 23325P104   14,665 10 SH   DFND 1 0 0 10
Docusign Inc Com 256163106   68 1 SH   SOLE 0 1 0 0
Dominion Energy Inc. Com 25746U109   564,280 9,631 SH   SOLE 0 9,321 0 310
Dominion Energy Inc. Com 25746U109   402,572 6,871 SH   OTR 0 5,416 0 1,455
Dominion Resources, Inc. COM 25746U109   131,825 117 SH   DFND 1 0 0 117
Dover Corp Com 260003108   260,450 1,334 SH   SOLE 0 934 0 400
Dover Corp Com 260003108   39,048 200 SH   OTR 0 200 0 0
Dover Corporation COM 260003108   2,733 195 SH   DFND 1 0 0 195
Dow Inc Com Com 260557103   291,034 12,448 SH   SOLE 0 12,357 0 91
Dow Inc Com Com 260557103   293,770 12,565 SH   OTR 0 12,565 0 0
DT Midstream Inc Com 23345M107   179,759 1,502 SH   SOLE 0 1,502 0 0
DTE Energy Co Com 233331107   346,182 2,684 SH   SOLE 0 2,684 0 0
Duke Energy Corp Com 26441C204   449,735 3,837 SH   SOLE 0 3,552 285 0
Duke Energy Corp Com 26441C204   146,747 1,252 SH   OTR 0 1,252 0 0
Dupont De Nemours Inc Com 26614N102   399,508 9,938 SH   SOLE 0 9,847 0 91
Dupont De Nemours Inc Com 26614N102   475,606 11,831 SH   OTR 0 11,697 34 100
Dutch Bros Inc COM 26701L100   9,183 61 SH   DFND 1 0 0 61
Eaton Corp Plc COM G29183103   20,066 319 SH   DFND 1 0 0 319
Eaton Corp PLC Com G29183103   2,289,450 7,188 SH   SOLE 0 6,406 0 782
Eaton Corp PLC Com G29183103   1,698,614 5,333 SH   OTR 0 4,733 10 590
Eaton Vance Tax Man Gl D COM 27829F108   7,624 10 SH   DFND 1 0 0 10
Ecolab Inc COM 278865100   2,888 263 SH   DFND 1 0 0 263
Ecolab Inc Com 278865100   1,464,862 5,580 SH   SOLE 0 5,580 0 0
Ecolab Inc Com 278865100   611,672 2,330 SH   OTR 0 2,060 0 270
Edwards Lifesciences Corp Com 28176E108   46,547 546 SH   OTR 0 546 0 0
EI DuPont de Nemours & Co. COM 26614N102   8,321 40 SH   DFND 1 0 0 40
Electrovaya Inc New Com 28617B606   29,198 3,696 SH   SOLE 0 3,696 0 0
Eli Lilly and Company COM 532457108   238,603 2,149 SH   DFND 1 0 0 2,149
Emerson Elec CO Com 291011104   1,765,441 13,302 SH   SOLE 0 13,302 0 0
Emerson Elec CO Com 291011104   449,921 3,390 SH   OTR 0 3,390 0 0
Emerson Electric Co. COM 291011104   7,963 133 SH   DFND 1 0 0 133
Enbridge Incorporated Com 29250N105   102,978 2,153 SH   SOLE 0 2,153 0 0
Enbridge Incorporated Com 29250N105   311,469 6,512 SH   OTR 0 6,512 0 0
Energy Select Sector SPDR COM 81369Y506   13,413 45 SH   DFND 1 0 0 45
Energy Transfer Equity LP Com 29273V100   32,980 2,000 SH   OTR 0 2,000 0 0
Entergy Corp Com 29364G103   4,622 50 SH   SOLE 0 50 0 0
Entergy Corp Com 29364G103   26,805 290 SH   OTR 0 290 0 0
Enterprise Prods Partners LP Com 293792107   12,824 400 SH   SOLE 0 400 0 0
Enterprise Prods Partners LP Com 293792107   419,986 13,100 SH   OTR 0 13,100 0 0
Eog Res Inc Com 26875P101   59,856 570 SH   SOLE 0 570 0 0
Eog Res Inc Com 26875P101   21,422 204 SH   OTR 0 204 0 0
Equinix Inc Com 29444U700   134,078 175 SH   OTR 0 175 0 0
Escrow Wolfspeed Com 977ESC029   2,200 2,200 SH   OTR 0 2,200 0 0
Essential Utils Inc Com 29670G102   30,688 800 SH   OTR 0 800 0 0
Etsy, Inc. COM 29786A106   2,772 55 SH   DFND 1 0 0 55
Eversource Energy Com 30040W108   175,058 2,600 SH   OTR 0 2,600 0 0
Evgo Inc COM 30052F100   3,160 3 SH   DFND 1 0 0 3
Exelon Corp Com 30161N101   138,442 3,176 SH   SOLE 0 3,176 0 0
Exelon Corp Com 30161N101   56,667 1,300 SH   OTR 0 1,300 0 0
Exxon Mobil Corporation COM 30231G102   910,092 241 SH   DFND 1 0 0 241
Exxonmobil Corp Com 30231G102   10,841,310 90,089 SH   SOLE 0 86,773 195 3,121
Exxonmobil Corp Com 30231G102   8,434,029 70,085 SH   OTR 0 68,394 555 1,136
Fastenal CO Com 311900104   146,475 3,650 SH   SOLE 0 3,650 0 0
Fastenal CO Com 311900104   530,920 13,230 SH   OTR 0 13,230 0 0
Fastenal Company COM 311900104   1,405 40 SH   DFND 1 0 0 40
FedEx Corporation COM 31428X106   7,222 289 SH   DFND 1 0 0 289
Fedex Corporation Com 31428X106   284,816 986 SH   SOLE 0 986 0 0
Fedex Corporation Com 31428X106   5,488 19 SH   OTR 0 19 0 0
Fidelity Wise Origin Bitcoin F Com 315948109   85,378 1,120 SH   SOLE 0 1,120 0 0
Fidelity Wise Origin Bitcoin F Com 315948109   4,116 54 SH   OTR 0 54 0 0
Fifth Third Bancorp Com 316773100   93,620 2,000 SH   OTR 0 2,000 0 0
Figma, Inc. COM 316841105   4,671 37 SH   DFND 1 0 0 37
Financial Instns Inc Com 317585404   15,585 500 SH   OTR 0 500 0 0
Financial Select Sector SPDR Com 81369Y605   1,373,303 25,074 SH   SOLE 0 22,385 0 2,689
Financial Select Sector SPDR Com 81369Y605   61,781 1,128 SH   OTR 0 1,010 118 0
First Solar Inc COM 336433107   8,882 261 SH   DFND 1 0 0 261
First Trust DW Dynamic Focus 5 COM 33738R878   422,523 36 SH   DFND 1 0 0 36
First Trust DW Focus 5 COM 33738R605   1,278,554 126 SH   DFND 1 0 0 126
First Trust Enhanced Short Matur COM 33739Q408   431,850 120 SH   DFND 1 0 0 120
First Trust ISE Water Index Fd COM 33733B100   411,528 109 SH   DFND 1 0 0 109
First Trust Low Duration COM 33739Q200   362,477 50 SH   DFND 1 0 0 50
First Trust Morningstar Div COM 336917109   13,080 44 SH   DFND 1 0 0 44
First Trust NASDAQ Cln EdgeSt COM 33737A108   63,197 153 SH   DFND 1 0 0 153
First Trust NASDAQ Cybersecuri Com 33734X846   171,480 2,400 SH   OTR 0 0 0 2,400
First TRUST Preferred COM 33739E108   67,505 18 SH   DFND 1 0 0 18
First Trust Rising Dividend COM 33738R506   860,119 139 SH   DFND 1 0 0 139
First Trust Senior Loan COM 33738D309   237,108 46 SH   DFND 1 0 0 46
First Trust Small Cap AlphaDEX COM 33734Y109   29,077 113 SH   DFND 1 0 0 113
First Trust Smith Unconstrained COM 33740F888   17,166 25 SH   DFND 1 0 0 25
First Trust Value Line Div Index COM 33734H106   588,434 92 SH   DFND 1 0 0 92
FirstTrust NASDAQ Clean Edge Gre COM 33733E500   1,561 45 SH   DFND 1 0 0 45
Fiserv Inc Com 337738108   203,391 3,028 SH   SOLE 0 3,028 0 0
Fiserv Inc Com 337738108   52,661 784 SH   OTR 0 784 0 0
Flagstar Bank, N.A. Com 649445400   1,045 83 SH   OTR 0 83 0 0
Flexshares Disciplined Duratio Com 33939L779   105,018 5,055 SH   SOLE 0 5,055 0 0
FlexShares Emerging Mkts Facto Com 33939L308   71,011 1,112 SH   SOLE 0 1,112 0 0
FlexShares Global Quality Real Com 33939L787   1,080,022 18,349 SH   SOLE 0 18,349 0 0
FlexShares Global Quality Real Com 33939L787   45,617 775 SH   OTR 0 775 0 0
FlexShares Global Quality Real E COM 33939L787   2,119 59 SH   DFND 1 0 0 59
FlexShares International Quali Com 33939L837   373,464 12,285 SH   SOLE 0 12,285 0 0
FlexShares Mstar Glbl Upstrm N Com 33939L407   39,001,156 850,625 SH   SOLE 0 844,621 0 6,004
FlexShares Mstar Glbl Upstrm N Com 33939L407   2,911,337 63,497 SH   OTR 0 61,517 695 1,285
FlexShares STOXX Glbl Brd Infr Com 33939L795   6,089,363 100,634 SH   SOLE 0 100,634 0 0
FlexShares STOXX Glbl Brd Infr Com 33939L795   1,032,603 17,065 SH   OTR 0 16,835 0 230
FlexShares STOXX Global Broad In COM 33939L795   1,876 61 SH   DFND 1 0 0 61
Flexshares Upstream COM 33939L407   4,310 46 SH   DFND 1 0 0 46
Flowr Corp New COM 34354X108   0 0 SH   DFND 1 0 0 0
Ford Motor CO Del Com 345370860   30,176 2,300 SH   SOLE 0 1,300 0 1,000
Ford Motor CO Del Com 345370860   27,749 2,115 SH   OTR 0 2,115 0 0
Ford Motor Co. COM 345370860   43,296 13 SH   DFND 1 0 0 13
Fortinet Inc COM 34959E109   1,985 79 SH   DFND 1 0 0 79
Fortinet Inc Com 34959E109   7,941 100 SH   OTR 0 100 0 0
Fortive Corp Com 34959J108   290,073 5,254 SH   SOLE 0 4,784 0 470
Fortive Corp Com 34959J108   223,203 4,043 SH   OTR 0 3,266 0 777
Freeport-McMoran Inc Com 35671D857   170,400 3,355 SH   SOLE 0 3,355 0 0
Freeport-McMoran Inc Com 35671D857   258,826 5,096 SH   OTR 0 5,037 59 0
Fundstrat Granny Sht US COM 886364231   4,952 25 SH   DFND 1 0 0 25
GE Aerospace Com 369604301   1,804,440 5,858 SH   SOLE 0 5,504 0 354
GE Aerospace Com 369604301   1,769,632 5,745 SH   OTR 0 5,736 0 9
Ge Healthcare Technologi COM 36266G107   22,227 164 SH   DFND 1 0 0 164
GE Healthcare Technologies Inc Com 36266G107   105,068 1,281 SH   SOLE 0 1,281 0 0
GE Healthcare Technologies Inc Com 36266G107   399,191 4,867 SH   OTR 0 4,867 0 0
Ge Vernova Inc COM 36828A101   141,825 1,961 SH   DFND 1 0 0 1,961
GE Vernova Inc Com 36828A101   586,906 898 SH   SOLE 0 810 0 88
GE Vernova Inc Com 36828A101   329,399 504 SH   OTR 0 502 0 2
General Dynamics Corp Com 369550108   5,911,076 17,558 SH   SOLE 0 17,408 0 150
General Dynamics Corp Com 369550108   587,808 1,746 SH   OTR 0 1,648 29 69
General Dynamics Corp. COM 369550108   20,536 337 SH   DFND 1 0 0 337
General Electric Co. COM 369604301   139,439 924 SH   DFND 1 0 0 924
General Mls Inc Com 370334104   1,336,457 28,741 SH   SOLE 0 28,409 0 332
General Mls Inc Com 370334104   236,512 5,086 SH   OTR 0 4,764 0 322
Generex Biotech Corp Xxx COM 371485301   0 0 SH   DFND 1 0 0 0
Genuine Parts CO Com 372460105   171,652 1,396 SH   SOLE 0 1,396 0 0
Gilead Sciences Inc Com 375558103   567,427 4,623 SH   SOLE 0 4,623 0 0
Gilead Sciences Inc Com 375558103   405,042 3,300 SH   OTR 0 3,300 0 0
Global X Lithium Battery COM 37954Y855   1,557 65 SH   DFND 1 0 0 65
Global X Robotics Artfcl COM 37954Y715   15,021 36 SH   DFND 1 0 0 36
Global X US Preferred ETF Com 37954Y657   189,100 10,000 SH   OTR 0 10,000 0 0
Goldman Sachs Group Inc COM 38141G104   31,644 879 SH   DFND 1 0 0 879
Goldman Sachs Group Inc Com 38141G104   5,724,048 6,512 SH   SOLE 0 6,447 20 45
Goldman Sachs Group Inc Com 38141G104   3,520,395 4,005 SH   OTR 0 3,972 8 25
Goodyear Tire & Rubber COM 382550101   1,125 9 SH   DFND 1 0 0 9
Grail Inc Com 384747101   21,398 250 SH   SOLE 0 250 0 0
Grainger W W Inc Com 384802104   6,535,617 6,477 SH   SOLE 0 6,477 0 0
Grainger W W Inc Com 384802104   995,932 987 SH   OTR 0 529 100 358
Graphic Packaging Holding Compan COM 388689101   4,051 15 SH   DFND 1 0 0 15
Greenpower Motor Co COM 39540E302   27 1 SH   DFND 1 0 0 1
GSK PLC Sponsored ADR Com 37733W204   623,495 12,714 SH   SOLE 0 12,714 0 0
GSK PLC Sponsored ADR Com 37733W204   173,553 3,539 SH   OTR 0 2,864 75 600
Guardant Health Inc Com 40131M109   186,406 1,825 SH   SOLE 0 1,825 0 0
Halliburton CO Com 406216101   16,730 592 SH   SOLE 0 592 0 0
Halliburton CO Com 406216101   13,678 484 SH   OTR 0 484 0 0
Halo Spin Out Spv Inc COM 404998908   0 0 SH   DFND 1 0 0 0
Harley Davidson Inc COM 412822108   596 20 SH   DFND 1 0 0 20
Harley Davidson Inc Com 412822108   6,844 334 SH   SOLE 0 334 0 0
Healthier Choices Manage COM 42226N109   0 0 SH   DFND 1 0 0 0
Helios & Matheson Analyt COM 42327L309   0 0 SH   DFND 1 0 0 0
Henry Schein Inc Com 806407102   25,395 336 SH   SOLE 0 336 0 0
Hereuare Inc COM 427177100   0 0 SH   DFND 1 0 0 0
Hershey Co. COM 427866108   153,227 182 SH   DFND 1 0 0 182
Home Depot Inc Com 437076102   2,169,895 6,306 SH   SOLE 0 6,256 0 50
Home Depot Inc Com 437076102   2,988,962 8,686 SH   OTR 0 7,524 150 1,012
Honda Motor Co Ltd COM 438128308   19,162 29 SH   DFND 1 0 0 29
Honeywell International Inc Com 438516106   4,358,116 22,339 SH   SOLE 0 21,107 0 1,232
Honeywell International Inc Com 438516106   1,156,689 5,929 SH   OTR 0 5,571 212 146
Honeywell Intl Inc COM 438516106   9,755 195 SH   DFND 1 0 0 195
Howmet Aerospace Inc Com 443201108   20,502 100 SH   SOLE 0 100 0 0
Hubbell Inc Com 443510607   26,647 60 SH   OTR 0 60 0 0
Icahn Enterprise LP Com 451100101   1,510 200 SH   OTR 0 200 0 0
IDEXX Laboratories, Inc. COM 45168D104   8,118 677 SH   DFND 1 0 0 677
Idexx Labs Inc Com 45168D104   374,798 554 SH   OTR 0 554 0 0
Illinois Tool Wks Inc Com 452308109   377,085 1,531 SH   SOLE 0 1,531 0 0
Illinois Tool Wks Inc Com 452308109   231,522 940 SH   OTR 0 940 0 0
Illinois Tool Works Inc. COM 452308109   15,271 246 SH   DFND 1 0 0 246
Ingersoll Rand Inc Com 45687V106   98,708 1,246 SH   SOLE 0 1,246 0 0
Ingersoll Rand Inc Com 45687V106   4,391,798 55,438 SH   OTR 0 55,438 0 0
Innovator Defined Wealth Shld Com 45783Y855   297,267 8,871 SH   OTR 0 8,871 0 0
Innovator MSCI EAFE Power Buff Com 45782C722   103,204 3,080 SH   OTR 0 3,080 0 0
Innovator Russell 2000 Power B Com 45782C474   113,905 2,750 SH   OTR 0 2,750 0 0
Innovator U.S. Equity Power Bu Com 45782C813   185,163 3,988 SH   OTR 0 3,988 0 0
Insulet Corp Com 45784P101   39,794 140 SH   OTR 0 140 0 0
Intel Corp Com 458140100   997,407 27,030 SH   SOLE 0 24,627 903 1,500
Intel Corp Com 458140100   667,890 18,100 SH   OTR 0 16,700 900 500
Intercontinental Exchange Inc Com 45866F104   1,753,865 10,829 SH   SOLE 0 10,789 0 40
Intercontinental Exchange Inc Com 45866F104   234,518 1,448 SH   OTR 0 1,398 50 0
Intercontinental Hotels Group Com 45857P806   986 7 SH   OTR 0 7 0 0
Intl Business Machines Corp. COM 459200101   1,919,242 592 SH   DFND 1 0 0 592
Intl. Business Machines Corp Com 459200101   6,164,130 20,810 SH   SOLE 0 18,827 306 1,677
Intl. Business Machines Corp Com 459200101   7,370,749 24,884 SH   OTR 0 23,479 15 1,390
Intuit Com 461202103   116,586 176 SH   SOLE 0 176 0 0
Intuit Com 461202103   910,165 1,374 SH   OTR 0 1,374 0 0
Intuitive Surgical COM 46120E602   52,671 566 SH   DFND 1 0 0 566
Intuitive Surgical Inc Com 46120E602   1,056,828 1,866 SH   SOLE 0 1,856 0 10
Intuitive Surgical Inc Com 46120E602   511,989 904 SH   OTR 0 746 8 150
Invesco California Value Muni Com 46132H106   9,728 874 SH   SOLE 0 874 0 0
Invesco Currencyshares Euro ET Com 46138K103   21,691 200 SH   SOLE 0 200 0 0
Invesco CurrencyShares Swiss E Com 46138R108   27,900 250 SH   SOLE 0 250 0 0
Invesco Global Water ETF Com 46138E651   18,765 425 SH   SOLE 0 425 0 0
Invesco Global Water ETF Com 46138E651   49,186 1,114 SH   OTR 0 1,114 0 0
Invesco High Yield Eq Div ETF Com 46137V563   23,280 1,142 SH   SOLE 0 1,142 0 0
Invesco Intl Divi Achi ETF Com 46137V548   41,800 1,900 SH   SOLE 0 1,900 0 0
Invesco Muni Income Opp Trust Com 46132X101   10,962 1,824 SH   SOLE 0 1,824 0 0
Invesco Preferred ETF Com 46138E511   33,495 2,980 SH   SOLE 0 2,980 0 0
Invesco Preferred ETF Com 46138E511   45,410 4,040 SH   OTR 0 4,040 0 0
Invesco QQQ Trust COM 46090E103   35,016 614 SH   DFND 1 0 0 614
Invesco QQQ Trust Unit Ser 1 Com 46090E103   833,619 1,357 SH   SOLE 0 1,357 0 0
Invesco S&P 500 Equal Weight E Com 46137V357   499,780 2,609 SH   SOLE 0 2,609 0 0
Invesco S&P 500 Low Volatility E COM 46138E354   43,138 71 SH   DFND 1 0 0 71
Invesco SP 500 Low Volatility Com 46138E354   249,470 3,493 SH   SOLE 0 3,493 0 0
Invesco Tr II Senior Loan ETF Com 46138G508   176,190 8,390 SH   SOLE 0 8,390 0 0
Invesco Tr II Senior Loan ETF Com 46138G508   91,875 4,375 SH   OTR 0 4,375 0 0
Invesco Water Resources ETF Com 46137V142   7,252 103 SH   SOLE 0 103 0 0
Invesco Water Resources ETF Com 46137V142   59,144 840 SH   OTR 0 840 0 0
Invitation Homes Inc Com 46187W107   102,601 3,692 SH   OTR 0 3,692 0 0
Invsc S P 500 Momentum COM 46138E339   955 119 SH   DFND 1 0 0 119
Invsc S P 500 Top 50 COM 46137V233   1,482 59 SH   DFND 1 0 0 59
IQVIA Holdings Inc Com 46266C105   291,004 1,291 SH   OTR 0 1,291 0 0
Ishar Tru Esg Awr Usd COM 46435G193   26,705 23 SH   DFND 1 0 0 23
Ishare Robot Artif Intel COM 46435U556   18,632 48 SH   DFND 1 0 0 48
Ishares 0 To 3 Mnth COM 46436E718   10,038 100 SH   DFND 1 0 0 100
iShares 0-5 Year High Yield Corp COM 46434V407   66,830 43 SH   DFND 1 0 0 43
iShares 0-5 Year TIPS Bond ETF COM 46429B747   3,584 102 SH   DFND 1 0 0 102
IShares 0-5 Yr TIPs ETF Com 46429B747   9,512,850 92,908 SH   SOLE 0 92,908 0 0
IShares 0-5 Yr TIPs ETF Com 46429B747   3,458,427 33,777 SH   OTR 0 31,102 305 2,370
Ishares 10-20 Year Tsury COM 464288653   25,214 102 SH   DFND 1 0 0 102
Ishares 1-3 Year Treasury ETF Com 464287457   7,026,946 84,846 SH   SOLE 0 84,246 0 600
Ishares 1-3 Year Treasury ETF Com 464287457   542,471 6,550 SH   OTR 0 6,550 0 0
iShares 20 Year Treasury Bond COM 464287432   5,092,149 87 SH   DFND 1 0 0 87
Ishares 3-7 Year Treasury Bond Com 464288661   399,823 3,350 SH   SOLE 0 3,350 0 0
Ishares 5-10 Yr Inv Gr Corp Bd Com 464288638   168,213 3,122 SH   SOLE 0 3,122 0 0
Ishares 5-10 Yr Inv Gr Corp Bd Com 464288638   172,416 3,200 SH   OTR 0 3,200 0 0
Ishares Ai Invatn And COM 09290C780   1,032 33 SH   DFND 1 0 0 33
Ishares Barclays 7-10 Year Tr Com 464287440   252,612 2,627 SH   SOLE 0 2,627 0 0
Ishares Barclays Mbs Bond ETF Com 464288588   520,853 5,470 SH   SOLE 0 5,470 0 0
iShares Bitcoin Trust ETF COM 46438F101   12,462 50 SH   DFND 1 0 0 50
IShares Broad USD High Yield C Com 46435U853   38,704 1,035 SH   SOLE 0 1,035 0 0
IShares Broad USD High Yield C Com 46435U853   40,387 1,080 SH   OTR 0 1,080 0 0
IShares Cohen Steers REIT ETF Com 464287564   79,659 1,335 SH   SOLE 0 1,335 0 0
iShares Convertible Bond ETF COM 46435G102   61,169 99 SH   DFND 1 0 0 99
iShares Core Aggressive ETF COM 464289859   112,398 90 SH   DFND 1 0 0 90
Ishares Core Emerging Markets Com 46434G103   2,175,105 32,358 SH   SOLE 0 32,358 0 0
Ishares Core Emerging Markets Com 46434G103   987,529 14,691 SH   OTR 0 13,966 725 0
iShares Core Growth ETF COM 464289867   6,627,066 65 SH   DFND 1 0 0 65
iShares Core High Dividend ETF COM 46429B663   148,972 122 SH   DFND 1 0 0 122
iShares Core High Dividend ETF Com 46429B663   990,635 8,146 SH   SOLE 0 8,146 0 0
iShares Core Intl Aggregate Bond COM 46435G672   3,951 50 SH   DFND 1 0 0 50
IShares Core Intnl Agg Bond ET Com 46435G672   2,087,417 41,740 SH   SOLE 0 41,740 0 0
IShares Core Intnl Agg Bond ET Com 46435G672   62,012 1,240 SH   OTR 0 1,240 0 0
iShares Core Moderate Allocation COM 464289875   3,580 48 SH   DFND 1 0 0 48
Ishares Core Msci Eafe ETF Com 46432F842   6,141,876 68,655 SH   SOLE 0 68,605 0 50
Ishares Core Msci Eafe ETF Com 46432F842   1,569,128 17,540 SH   OTR 0 17,540 0 0
iShares Core MSCI EM ETF COM 46434G103   38,853 67 SH   DFND 1 0 0 67
IShares Core MSCI Total Intl S Com 46432F834   108,339 1,280 SH   SOLE 0 1,280 0 0
iShares Core MSCI Total Int'l St COM 46432F834   6,771,115 85 SH   DFND 1 0 0 85
iShares Core S&P 500 COM 464287200   2,437,719 685 SH   DFND 1 0 0 685
Ishares Core S&P 500 ETF Com 464287200   3,522,646 5,143 SH   SOLE 0 5,133 0 10
iShares Core S&P Mid-Cap COM 464287507   57,948 66 SH   DFND 1 0 0 66
Ishares Core S&P Mid-Cap ETF Com 464287507   2,876,082 43,577 SH   SOLE 0 43,577 0 0
Ishares Core S&P Mid-Cap ETF Com 464287507   1,311,618 19,873 SH   OTR 0 19,148 0 725
iShares Core S&P Small-Cap COM 464287804   194,812 120 SH   DFND 1 0 0 120
Ishares Core S&P Small-Cap ETF Com 464287804   1,576,161 13,115 SH   SOLE 0 13,115 0 0
Ishares Core S&P Small-Cap ETF Com 464287804   82,443 686 SH   OTR 0 686 0 0
Ishares Core S&P US COM 464287671   21,230,135 168 SH   DFND 1 0 0 168
Ishares Core Total U.S. Aggreg Com 464287226   922,392 9,235 SH   SOLE 0 9,235 0 0
Ishares Core Total U.S. Aggreg Com 464287226   88,494 886 SH   OTR 0 516 370 0
iShares Core US Aggregate Bond E COM 464287226   7,451,064 200 SH   DFND 1 0 0 200
Ishares DJ Select Dividend ETF Com 464287168   135,212 958 SH   SOLE 0 958 0 0
Ishares DJ Select Dividend ETF Com 464287168   21,171 150 SH   OTR 0 150 0 0
iShares DJ US Consumer Goods COM 464287812   13,049 67 SH   DFND 1 0 0 67
Ishares DJ US Telcom Sector ET Com 464287713   548,129 16,169 SH   SOLE 0 16,169 0 0
Ishares DJ US Telcom Sector ET Com 464287713   718,714 21,201 SH   OTR 0 21,001 200 0
iShares DowJones EPAC Select D COM 464288448   70,616 39 SH   DFND 1 0 0 39
IShares Edge Intl Quality Fact Com 46434V456   111,807 2,460 SH   SOLE 0 2,460 0 0
iShares Edge MSCI Min Vol USA COM 46429B697   111,391 94 SH   DFND 1 0 0 94
IShares Edge MSCI Min Vol USA Com 46429B697   169,488 1,800 SH   SOLE 0 1,800 0 0
iShares Edge MSCI USA Quality Com 46432F339   170,416 858 SH   SOLE 0 858 0 0
iShares Edge MSCI USA Value Fact COM 46432F388   47,172 137 SH   DFND 1 0 0 137
Ishares Esg Advanced COM 46436E767   38,118 58 SH   DFND 1 0 0 58
iShares ESG Advanced Hi Yld Co Com 46435G441   17,249 365 SH   SOLE 0 365 0 0
iShares ESG Advanced Hi Yld Co Com 46435G441   16,634 352 SH   OTR 0 352 0 0
Ishares Esg Advanced MSCI COM 46436E759   23,901 75 SH   DFND 1 0 0 75
iShares ESG Advanced MSCI EAFE Com 46436E759   73,657 980 SH   SOLE 0 980 0 0
iShares ESG Advanced MSCI EAFE Com 46436E759   38,858 517 SH   OTR 0 367 0 150
iShares ESG Advanced MSCI EM E Com 46436E742   51,185 1,100 SH   SOLE 0 1,100 0 0
iShares ESG Advanced MSCI EM E Com 46436E742   68,262 1,467 SH   OTR 0 1,022 0 445
Ishares Esg Advnc Ttl COM 46436E619   2,064 44 SH   DFND 1 0 0 44
iShares ESG AW MSCI EAFE ETF Com 46435G516   35,849 377 SH   SOLE 0 377 0 0
iShares ESG Aware MSCI USA ETF Com 46435G425   89,388 600 SH   SOLE 0 600 0 0
iShares ESG Aware MSCI USA Sma Com 46435U663   80,143 1,743 SH   SOLE 0 1,743 0 0
iShares ESG Aware MSCI USA Sma Com 46435U663   22,622 492 SH   OTR 0 246 0 246
Ishares Esg Awr 1-5 Y COM 46435G243   4,190 25 SH   DFND 1 0 0 25
iShares ESG MSCI EM COM 46434G863   34,099 44 SH   DFND 1 0 0 44
iShares ESG MSCI USA COM 46435G425   1,078,615 149 SH   DFND 1 0 0 149
iShares ESG U.S. Aggregate Bond COM 46435U549   2,201 48 SH   DFND 1 0 0 48
Ishares Fallen Angels COM 46435G474   93,885 27 SH   DFND 1 0 0 27
iShares Global Clean Energy ET Com 464288224   75,074 4,569 SH   SOLE 0 4,569 0 0
iShares Global Clean Energy ET Com 464288224   12,663 771 SH   OTR 0 771 0 0
iShares Global Financials ETF COM 464287333   36,720 121 SH   DFND 1 0 0 121
iShares Global Tech COM 464287291   90,930 105 SH   DFND 1 0 0 105
iShares Gold Trust New Com 464285204   106,982 1,318 SH   SOLE 0 1,318 0 0
iShares GSCI Commodity Dynamic R COM 46431W853   11,277 25 SH   DFND 1 0 0 25
Ishares Iboxx High Yield COM 464288513   1,270,907 161 SH   DFND 1 0 0 161
Ishares IBoxx High Yield Corpo Com 464288513   4,106,405 50,929 SH   SOLE 0 50,929 0 0
Ishares IBoxx High Yield Corpo Com 464288513   175,854 2,181 SH   OTR 0 2,181 0 0
iShares iBoxx InvGrade Corp Bd COM 464287242   107,656 110 SH   DFND 1 0 0 110
iShares International Treasury B COM 464288117   42 42 SH   DFND 1 0 0 42
Ishares Interst Rate Hdg COM 46431W705   37,879 93 SH   DFND 1 0 0 93
iShares J.P. Morgan USD Emerging COM 464288281   12,131 96 SH   DFND 1 0 0 96
iShares KLD 400 Social Index COM 464288570   507,075 129 SH   DFND 1 0 0 129
Ishares Mbs Etf IV COM 464288588   127,214 95 SH   DFND 1 0 0 95
Ishares Morgstar Mid Cap COM 464288307   131,896 80 SH   DFND 1 0 0 80
Ishares Mrnstar Lrg Cap COM 464287119   29,755 104 SH   DFND 1 0 0 104
iShares MSCI Denmark ETF Com 46429B523   6,868 60 SH   OTR 0 60 0 0
Ishares Msci Eafe ETF Com 464287465   5,017,183 52,246 SH   SOLE 0 51,256 0 990
Ishares Msci Eafe ETF Com 464287465   2,381,080 24,795 SH   OTR 0 22,471 200 2,124
iShares MSCI EAFE Growth COM 464288885   368,076 114 SH   DFND 1 0 0 114
Ishares MSCI EAFE Growth ETF Com 464288885   27,322,607 239,840 SH   SOLE 0 236,382 125 3,333
Ishares MSCI EAFE Growth ETF Com 464288885   4,704,178 41,294 SH   OTR 0 40,809 245 240
Ishares Msci Eafe Small Cap ET Com 464288273   3,283,163 42,347 SH   SOLE 0 42,337 0 10
Ishares Msci Eafe Small Cap ET Com 464288273   605,974 7,816 SH   OTR 0 7,816 0 0
iShares MSCI EAFE Small-Cap COM 464288273   2,326 78 SH   DFND 1 0 0 78
Ishares Msci Eafe Value COM 464288877   565,353 71 SH   DFND 1 0 0 71
iShares MSCI Emerg Mkt Min Vol Com 464286533   1,410,289 22,022 SH   SOLE 0 22,022 0 0
iShares MSCI Emerg Mkt Min Vol Com 464286533   466,339 7,282 SH   OTR 0 7,282 0 0
Ishares Msci Emerging COM 46434G764   2,835 73 SH   DFND 1 0 0 73
Ishares MSCI Emerging Markets Com 46434G764   743,880 10,235 SH   SOLE 0 10,235 0 0
Ishares Msci Emerging Mkt ETF Com 464287234   3,704,097 67,704 SH   SOLE 0 66,928 525 251
Ishares Msci Emerging Mkt ETF Com 464287234   970,653 17,742 SH   OTR 0 16,153 200 1,389
iShares MSCI Finland Capped Com 46429B515   13,198 276 SH   OTR 0 276 0 0
iShares MSCI Norway Capped Com 46429B499   11,656 405 SH   OTR 0 405 0 0
iShares MSCI South Korea Index Com 464286772   15,264 157 SH   OTR 0 157 0 0
iShares MSCI Sweden Index Com 464286756   20,381 414 SH   OTR 0 414 0 0
iShares MSCI Switzerland Index Com 464286749   11,992 200 SH   OTR 0 200 0 0
iShares MSCI Taiwan ETF Com 46434G772   15,501 244 SH   OTR 0 244 0 0
iShares MSCI USA ESG Select ET Com 464288802   83,607 600 SH   SOLE 0 600 0 0
Ishares Msci Usa Momntum COM 46432F396   37,797 250 SH   DFND 1 0 0 250
Ishares Msci Usa Qlty COM 46432F339   115,001 199 SH   DFND 1 0 0 199
Ishares Nasdaq Biotech ETF Com 464287556   2,363,793 14,006 SH   SOLE 0 13,418 96 492
Ishares Nasdaq Biotech ETF Com 464287556   1,794,168 10,631 SH   OTR 0 8,654 230 1,747
Ishares National Muni Bond ETF Com 464288414   565,541 5,280 SH   SOLE 0 5,280 0 0
Ishares New York Muni Bond ETF Com 464288323   4,074,947 76,153 SH   SOLE 0 71,113 0 5,040
Ishares New York Muni Bond ETF Com 464288323   1,301,470 24,322 SH   OTR 0 21,462 0 2,860
IShares Russell 1000 ETF Com 464287622   349,166 935 SH   SOLE 0 935 0 0
iShares Russell 1000 Growth COM 464287614   64,842 473 SH   DFND 1 0 0 473
Ishares Russell 1000 Growth ET Com 464287614   444,902 940 SH   SOLE 0 940 0 0
iShares Russell 2000 COM 464287655   180,435 246 SH   DFND 1 0 0 246
Ishares Russell 2000 ETF Com 464287655   7,172,487 29,138 SH   SOLE 0 27,499 0 1,639
Ishares Russell 2000 ETF Com 464287655   1,166,109 4,738 SH   OTR 0 4,340 100 298
Ishares Russell 2000 Growth ET Com 464287648   507,126 1,570 SH   SOLE 0 1,570 0 0
Ishares Russell 2000 Growth ET Com 464287648   693,502 2,147 SH   OTR 0 2,004 0 143
Ishares Russell 2000 Value ETF Com 464287630   227,419 1,255 SH   SOLE 0 1,255 0 0
Ishares Russell Mid Cap ETF Com 464287499   980,029 10,180 SH   SOLE 0 10,180 0 0
Ishares Russell Mid Cap ETF Com 464287499   30,806 320 SH   OTR 0 320 0 0
Ishares Russell Midcap Growth Com 464287481   740,708 5,409 SH   OTR 0 5,409 0 0
Ishares Russell MidCap Value Com 464287473   325,543 2,308 SH   SOLE 0 2,308 0 0
IShares Russell Top 200 Growth Com 464289438   423,718 1,530 SH   SOLE 0 1,530 0 0
Ishares S&P 500 Growth COM 464287309   22,680 123 SH   DFND 1 0 0 123
Ishares S&P 500 Growth ETF Com 464287309   738,204 5,989 SH   SOLE 0 5,989 0 0
Ishares S&P 500 Value COM 464287408   15,057 212 SH   DFND 1 0 0 212
Ishares S&P 500 Value ETF Com 464287408   773,843 3,649 SH   SOLE 0 3,649 0 0
Ishares S&P Midcap 400/Grwth E Com 464287606   377,832 3,900 SH   SOLE 0 3,891 0 9
Ishares S&P Midcap 400/Value E Com 464287705   86,191 655 SH   SOLE 0 655 0 0
Ishares S&P Pref Stk ETF Com 464288687   2,449,555 79,120 SH   SOLE 0 79,120 0 0
Ishares S&P Pref Stk ETF Com 464288687   195,667 6,320 SH   OTR 0 3,140 0 3,180
iShares S&P Small-Cap 600 Value COM 464287879   60,385 114 SH   DFND 1 0 0 114
Ishares S&P Smallcap 600/Val E Com 464287879   11,258 99 SH   SOLE 0 99 0 0
Ishares S&P Smallcap 600/Val E Com 464287879   126,115 1,109 SH   OTR 0 1,109 0 0
Ishares S&P Smallcap/600 Growt Com 464287887   355,864 2,521 SH   SOLE 0 2,521 0 0
Ishares S&P Smallcap/600 Growt Com 464287887   127,467 903 SH   OTR 0 903 0 0
Ishares S&P Smll Cap 600 COM 464287887   6,115,192 141 SH   DFND 1 0 0 141
iShares Short-Term Corporate Bon COM 464288646   28,714 53 SH   DFND 1 0 0 53
iShares Short-Term National Mu Com 464288158   848,799 7,955 SH   SOLE 0 7,955 0 0
iShares Silver Trust Com 46428Q109   102,750 1,595 SH   SOLE 0 1,595 0 0
iShares SP 100 Index Com 464287101   15,777 46 SH   SOLE 0 46 0 0
Ishares Systematic Bond COM 46435U796   2,872 90 SH   DFND 1 0 0 90
iShares TIPS Bond ETF COM 464287176   57,373 110 SH   DFND 1 0 0 110
Ishares Total Usd Bond COM 46434V613   902,550 47 SH   DFND 1 0 0 47
Ishares Tr 10 Yr Invst Grd Com 464289511   391,240 7,755 SH   SOLE 0 7,755 0 0
iShares TR 1-5 Yr Inv Gr Corp Com 464288646   10,593,133 200,324 SH   SOLE 0 200,324 0 0
iShares TR 1-5 Yr Inv Gr Corp Com 464288646   2,443,109 46,201 SH   OTR 0 37,011 0 9,190
Ishares Tr High Yield Systemat Com 46435G250   409,104 8,640 SH   SOLE 0 8,640 0 0
Ishares Tr High Yield Systemat Com 46435G250   95,647 2,020 SH   OTR 0 2,020 0 0
iShares Tr Intrm Gov Cr ETF Com 464288612   418,558 3,899 SH   SOLE 0 3,899 0 0
Ishares Tr Rus 1000 Val ETF Com 464287598   289,218 1,375 SH   SOLE 0 1,375 0 0
Ishares Treasury COM 46434V860   17,308 50 SH   DFND 1 0 0 50
iShares U.S. Aerospace & Defense COM 464288760   21,469 215 SH   DFND 1 0 0 215
iShares U.S. Infrastructure ETF COM 46435U713   33,414 53 SH   DFND 1 0 0 53
iShares U.S. Medical Devices COM 464288810   19,764 62 SH   DFND 1 0 0 62
iShares U.S. Treasury Bond COM 46429B267   338,675 23 SH   DFND 1 0 0 23
iShares US Energy ETF COM 464287796   39,878 48 SH   DFND 1 0 0 48
Ishares US Technology COM 464287721   116,214 200 SH   DFND 1 0 0 200
Ishares US Thmatic COM 09290C806   656 39 SH   DFND 1 0 0 39
Ishrs 0-5 Year Inv Grd COM 46434V100   58,052 51 SH   DFND 1 0 0 51
Ishs Msci Emerg Mrkt Min COM 464286533   141,464 64 SH   DFND 1 0 0 64
Itt Inc Com 45073V108   33,661 194 SH   SOLE 0 194 0 0
Jacobs Solutions Inc Com 46982L108   79,476 600 SH   SOLE 0 600 0 0
Jacobs Solutions Inc Com 46982L108   367,577 2,775 SH   OTR 0 1,075 0 1,700
Jm Smucker CO Com 832696405   39,124 400 SH   SOLE 0 0 0 400
Jm Smucker CO Com 832696405   12,324 126 SH   OTR 0 126 0 0
Joby Aviation Inc COM G65163100   3,300 13 SH   DFND 1 0 0 13
Johnson & Johnson COM 478160104   538,691 414 SH   DFND 1 0 0 414
Johnson & Johnson Com 478160104   14,838,108 71,699 SH   SOLE 0 66,592 0 5,107
Johnson & Johnson Com 478160104   7,302,852 35,288 SH   OTR 0 32,382 145 2,761
Johnson Controls International Com G51502105   10,778 90 SH   SOLE 0 90 0 0
JP Morgan Chase & CO Com 46625H100   22,408,790 69,545 SH   SOLE 0 67,926 54 1,565
JP Morgan Chase & CO Com 46625H100   18,067,352 56,071 SH   OTR 0 51,470 516 4,085
JP Morgan Mortgage-Backed Secu Com 46654Q575   37,784 740 SH   SOLE 0 740 0 0
JPMorgan Chase & Co. COM 46625H100   652,242 644 SH   DFND 1 0 0 644
JPMorgan Core Plus Bond ETF Com 46641Q670   29,831 630 SH   OTR 0 630 0 0
JPMorgan Equity Premium Income Com 46641Q332   585,165 10,223 SH   SOLE 0 9,193 0 1,030
JPMorgan Equity Premium Income E COM 46641Q332   130,049 57 SH   DFND 1 0 0 57
JPMorgan Municipal ETF Com 46641Q647   1,172,358 23,215 SH   SOLE 0 23,215 0 0
JPMorgan Municipal ETF Com 46641Q647   381,023 7,545 SH   OTR 0 7,545 0 0
JPMorgan NASDAQ Eqt Prem ETF Com 46654Q203   116,240 2,000 SH   OTR 0 2,000 0 0
JPMorgan Ultra-Short Income ET Com 46641Q837   1,964,207 38,826 SH   SOLE 0 38,826 0 0
Kenvue Inc Com 49177J102   6,417 372 SH   OTR 0 372 0 0
KeyCorp COM 493267108   44,127 21 SH   DFND 1 0 0 21
Keycorp Com 493267108   57,008 2,762 SH   SOLE 0 2,762 0 0
Kimberly Clark Corp Com 494368103   357,655 3,545 SH   SOLE 0 3,545 0 0
Kimberly Clark Corp Com 494368103   211,869 2,100 SH   OTR 0 2,100 0 0
Kimco Realty Corp Com 49446R109   70,945 3,500 SH   SOLE 0 3,500 0 0
Kkr & Co Inc COM 48251W104   109,633 127 SH   DFND 1 0 0 127
Kraft Heinz CO Com 500754106   117,637 4,851 SH   SOLE 0 4,851 0 0
Kraft Heinz CO Com 500754106   168,926 6,966 SH   OTR 0 6,966 0 0
Kraft Heinz Company COM 500754106   800 24 SH   DFND 1 0 0 24
Kroger CO Com 501044101   13,121 210 SH   SOLE 0 210 0 0
Kyndryl Hldgs Inc COM 50155Q100   16,228 27 SH   DFND 1 0 0 27
Kyndryl Holdings Inc Com 50155Q100   266 10 SH   SOLE 0 10 0 0
Kyndryl Holdings Inc Com 50155Q100   34,289 1,291 SH   OTR 0 1,291 0 0
L3 Harris Technologies Inc Com 502431109   1,438,493 4,900 SH   SOLE 0 4,900 0 0
Lam Research Corporation COM 512807108   222,534 171 SH   DFND 1 0 0 171
Lam Research Corporation Com 512807306   25,677 150 SH   SOLE 0 150 0 0
Lamb Weston Holdings Inc Com 513272104   2,765 66 SH   OTR 0 66 0 0
Las Vegas Sands Corp Com 517834107   27,202 418 SH   OTR 0 0 0 418
Lauder Estee Cos Cl-A Com 518439104   15,394 147 SH   SOLE 0 147 0 0
Lennox Intl Inc Com 526107107   48,558 100 SH   SOLE 0 100 0 0
Lexicon Pharmaceuticals Inc Com 528872302   11,500 10,000 SH   SOLE 0 10,000 0 0
Liberty Media Corp Del Com 531229755   430,095 4,366 SH   OTR 0 4,366 0 0
Lilly Eli & CO Com 532457108   4,406,188 4,100 SH   SOLE 0 3,548 0 552
Lilly Eli & CO Com 532457108   4,895,167 4,555 SH   OTR 0 4,462 5 88
Lincoln Elec Hldgs Inc Com 533900106   6,231 26 SH   OTR 0 26 0 0
Lincoln National Corp. COM 534187109   42,749 45 SH   DFND 1 0 0 45
Linde Plc COM G54950103   2,132 426 SH   DFND 1 0 0 426
Linde PLC Com G54950103   2,446,199 5,737 SH   SOLE 0 5,737 0 0
Linde PLC Com G54950103   1,302,621 3,055 SH   OTR 0 2,605 0 450
Littelfuse Inc Com 537008104   10,117 40 SH   OTR 0 40 0 0
Lockheed Martin Corp COM 539830109   184,278 967 SH   DFND 1 0 0 967
Lockheed Martin Corp Com 539830109   3,198,993 6,614 SH   SOLE 0 6,099 0 515
Lockheed Martin Corp Com 539830109   793,039 1,640 SH   OTR 0 1,601 0 39
Logitech International S.A. Com H50430232   10,275 100 SH   OTR 0 100 0 0
Lowes Companies Inc COM 548661107   183,245 482 SH   DFND 1 0 0 482
Lowes Cos Inc Com 548661107   15,543,485 64,453 SH   SOLE 0 63,853 25 575
Lowes Cos Inc Com 548661107   6,504,085 26,970 SH   OTR 0 26,138 208 624
LPL Financial COM 50212V100   105,722 357 SH   DFND 1 0 0 357
Lvmh Moet Hennessy Lou COM 502441306   3,770 151 SH   DFND 1 0 0 151
Lyft Inc COM 55087P104   3,874 19 SH   DFND 1 0 0 19
M & T Bank Corp Com 55261F104   100,740 500 SH   OTR 0 500 0 0
M&T Bank Corp. COM 55261F104   33,647 201 SH   DFND 1 0 0 201
Manulife Finl Corp ADR Com 56501R106   3,918 108 SH   SOLE 0 108 0 0
Markel Group INC COM Com 570535104   32,245 15 SH   SOLE 0 15 0 0
Markel Group INC COM Com 570535104   548,161 255 SH   OTR 0 255 0 0
Marriott International Inc Com 571903202   584,182 1,883 SH   SOLE 0 1,883 0 0
Marriott International Inc Com 571903202   23,268 75 SH   OTR 0 75 0 0
Marsh & Mc Lennan Co COM 571748102   9,276 186 SH   DFND 1 0 0 186
Marsh & McLennan Companies Inc Com 571748102   1,798,245 9,693 SH   SOLE 0 9,663 0 30
Marsh & McLennan Companies Inc Com 571748102   2,102,869 11,335 SH   OTR 0 10,943 0 392
Martin Marietta Matls Inc Com 573284106   140,099 225 SH   SOLE 0 225 0 0
Martin Marietta Matls Inc Com 573284106   398,502 640 SH   OTR 0 640 0 0
Masco Corp Com 574599106   220,904 3,481 SH   SOLE 0 3,431 0 50
Masco Corp Com 574599106   9,011 142 SH   OTR 0 142 0 0
Mastercard Inc Cl A Com 57636Q104   1,394,660 2,443 SH   SOLE 0 2,432 0 11
Mastercard Inc Cl A Com 57636Q104   2,215,585 3,881 SH   OTR 0 3,861 0 20
Mastercard Incorporated COM 57636Q104   2,858 571 SH   DFND 1 0 0 571
Mc Donalds Corp COM 580135101   28,118 306 SH   DFND 1 0 0 306
McCormick & CO Inc Com 579780206   135,539 1,990 SH   SOLE 0 1,990 0 0
McCormick & CO Inc Com 579780206   57,212 840 SH   OTR 0 840 0 0
McDonalds Corp Com 580135101   13,376,814 43,768 SH   SOLE 0 43,283 35 450
McDonalds Corp Com 580135101   5,791,689 18,950 SH   OTR 0 18,154 217 579
McEwen Inc. Com 58039P305   1,851 100 SH   SOLE 0 100 0 0
McKesson Corp Com 58155Q103   306,788 374 SH   SOLE 0 374 0 0
Medclean Tech Inc Xxx COM 58405Y302   0 0 SH   DFND 1 0 0 0
Medtronic Inc. COM G5960L103   1,057 96 SH   DFND 1 0 0 96
Medtronic PLC Com G5960L103   689,615 7,179 SH   SOLE 0 6,929 0 250
Medtronic PLC Com G5960L103   794,800 8,274 SH   OTR 0 8,203 71 0
Mercadolibre, Inc. COM 58733R102   40,329 2,014 SH   DFND 1 0 0 2,014
MercadoLibre, Inc. Com 58733R102   207,469 103 SH   OTR 0 103 0 0
Merck & CO Inc Com 58933Y105   5,215,844 49,552 SH   SOLE 0 48,059 493 1,000
Merck & CO Inc Com 58933Y105   4,349,764 41,324 SH   OTR 0 40,543 231 550
Merck & Co. Inc. COM 58933Y105   99,955 211 SH   DFND 1 0 0 211
Meta Platforms Inc Com 30303M102   3,785,616 5,735 SH   SOLE 0 5,581 0 154
Meta Platforms Inc Com 30303M102   2,262,128 3,427 SH   OTR 0 3,386 41 0
Meta Platforms, Inc. COM 30303M102   79,871 660 SH   DFND 1 0 0 660
Metlife Inc Com 59156R108   860,920 10,906 SH   SOLE 0 10,906 0 0
Metlife Inc Com 59156R108   103,490 1,311 SH   OTR 0 1,200 111 0
MetLife, Inc. COM 59156R108   22,656 79 SH   DFND 1 0 0 79
Mettler Toledo International Com 592688105   223,070 160 SH   OTR 0 160 0 0
Mge Energy Inc COM 55277O104   139,115 157 SH   DFND 1 0 0 157
Microchip Technology Inc Com 595017104   1,612,435 25,305 SH   SOLE 0 25,255 0 50
Microchip Technology Inc Com 595017104   458,274 7,192 SH   OTR 0 6,406 136 650
Micron Technology Inc Com 595112103   119,872 420 SH   SOLE 0 420 0 0
Microsoft Corp COM 059418104   198,379 484 SH   DFND 1 0 0 484
Microsoft Corp Com 594918104   45,229,110 93,522 SH   SOLE 0 90,223 82 3,217
Microsoft Corp Com 594918104   53,095,189 109,787 SH   OTR 0 107,814 570 1,403
Microsoft Corporation COM 594918104   309,688 484 SH   DFND 1 0 0 484
Midcap SPDR Trust Series 1 Com 78467Y107   8,206,599 13,603 SH   SOLE 0 12,797 0 806
Midcap SPDR Trust Series 1 Com 78467Y107   1,283,196 2,127 SH   OTR 0 1,876 50 201
Middlesex Water CO Com 596680108   41,344 820 SH   SOLE 0 0 0 820
Mind Medicine Mindmed Inc Com 60255C885   80 6 SH   SOLE 0 6 0 0
Moelis & Company COM 60786M105   4,158 69 SH   DFND 1 0 0 69
Mondelez International Inc Com 609207105   1,026,215 19,064 SH   SOLE 0 18,500 0 564
Mondelez International Inc Com 609207105   1,578,164 29,318 SH   OTR 0 28,438 0 880
Mondelez International, Inc. COM 609207105   5,383 54 SH   DFND 1 0 0 54
Monster Beverage Corp New Com 61174X109   96,221 1,255 SH   SOLE 0 1,255 0 0
Monster Beverage Corp New Com 61174X109   193,975 2,530 SH   OTR 0 2,530 0 0
Moodys Corp Com 615369105   35,760 70 SH   SOLE 0 70 0 0
Moodys Corp Com 615369105   191,569 375 SH   OTR 0 375 0 0
Moody's Corporation COM 615369105   4,087 511 SH   DFND 1 0 0 511
Morgan Stanley COM 617446448   17,753 178 SH   DFND 1 0 0 178
Morgan Stanley Com 617446448   2,336,650 13,162 SH   SOLE 0 13,162 0 0
Motley Fool 100 Index ETF COM 74933W601   35,885 72 SH   DFND 1 0 0 72
Mueller Inds Inc COM 624756102   32,833 115 SH   DFND 1 0 0 115
Nano X Imaging Ltd Com M70700105   1,120 400 SH   SOLE 0 400 0 0
National Fuel Gas CO Com 636180101   105,679 1,320 SH   SOLE 0 660 0 660
National Fuel Gas CO Com 636180101   8,006 100 SH   OTR 0 100 0 0
National Grid PLC ADR Com 636274409   5,801 75 SH   SOLE 0 75 0 0
National Grid PLC ADR Com 636274409   7,039 91 SH   OTR 0 91 0 0
NBT Bancorp Inc Com 628778102   9,622,206 231,749 SH   SOLE 0 1,341 0 230,408
NBT Bancorp Inc Com 628778102   647,591 15,597 SH   OTR 0 9,394 0 6,203
NBT Bancorp Inc. COM 628778102   700,508 42 SH   DFND 1 0 0 42
Netapp Inc Com 64110D104   21,418 200 SH   OTR 0 200 0 0
Netflix Inc Com 64110L106   2,822,270 30,101 SH   SOLE 0 29,552 160 389
Netflix Inc Com 64110L106   1,112,744 11,868 SH   OTR 0 11,368 50 450
Netflix, Inc. COM 64110L106   124,701 94 SH   DFND 1 0 0 94
Netskope Inc COM 64119N608   1,754 18 SH   DFND 1 0 0 18
Newmont Mng Corp Com 651639106   27,059 271 SH   SOLE 0 271 0 0
Nextdoor Hldgs Inc COM 65345M108   1,050 2 SH   DFND 1 0 0 2
Nextera Energy Inc COM 65339F101   76,748 80 SH   DFND 1 0 0 80
Nextera Energy Inc Com 65339F101   4,572,428 56,956 SH   SOLE 0 55,156 0 1,800
Nextera Energy Inc Com 65339F101   2,200,796 27,414 SH   OTR 0 19,379 84 7,951
Nike Inc Class B COM 654106103   1,402 64 SH   DFND 1 0 0 64
Nike Inc-Class B Com 654106103   1,170,544 18,373 SH   SOLE 0 18,223 0 150
Nike Inc-Class B Com 654106103   628,499 9,865 SH   OTR 0 9,865 0 0
Niocorp Devs Ltd ADR Com 654484609   7,950 1,500 SH   OTR 0 0 0 1,500
Norfolk Southern Corp Com 655844108   933,720 3,234 SH   SOLE 0 3,234 0 0
Norfolk Southern Corp Com 655844108   599,960 2,078 SH   OTR 0 1,778 0 300
Northern Tr Corp Com 665859104   13,659 100 SH   SOLE 0 100 0 0
Northrop Grumman Corporation COM 666807102   57,811 570 SH   DFND 1 0 0 570
Northrop Grumman Corporation Com 666807102   9,123 16 SH   SOLE 0 16 0 0
Northrop Grumman Corporation Com 666807102   391,164 686 SH   OTR 0 686 0 0
Norwegian Cruise Line Holdings Com G66721104   4,464 200 SH   SOLE 0 200 0 0
Norwood Financial Corp Com 669549107   56,409 2,011 SH   SOLE 0 2,011 0 0
NOV Inc Com 62955J103   4,673 299 SH   SOLE 0 299 0 0
Novanta Inc ADR Com 67000B104   5,593 47 SH   OTR 0 47 0 0
Novartis AG COM 66987V109   7,859 138 SH   DFND 1 0 0 138
Novartis Ag Spons ADR Com 66987V109   2,512,819 18,226 SH   SOLE 0 17,976 0 250
Novartis Ag Spons ADR Com 66987V109   1,353,746 9,819 SH   OTR 0 9,719 100 0
Novo Nordisk As Spons ADR Com 670100205   1,027,776 20,200 SH   SOLE 0 20,150 0 50
Novo Nordisk As Spons ADR Com 670100205   61,056 1,200 SH   OTR 0 1,200 0 0
Novo-Nordisk A-S Adr COM 670100205   1,781 51 SH   DFND 1 0 0 51
Ntnl Grid Plc COM 636274409   3,403 77 SH   DFND 1 0 0 77
Nucor Corp Com 670346105   853,228 5,231 SH   SOLE 0 5,231 0 0
Nucor Corp Com 670346105   118,907 729 SH   OTR 0 729 0 0
Nucor Corporation COM 670346105   18,595 163 SH   DFND 1 0 0 163
Nugenerex Immuno-Oncolog COM 629998659   0 0 SH   DFND 1 0 0 0
Nugenerex Immuno-Oncoxxx COM 67053X102   0 0 SH   DFND 1 0 0 0
Nuveen ESG Large Cap Growth ET Com 67092P201   63,081 645 SH   SOLE 0 645 0 0
Nuveen ESG Large Cap Growth ET Com 67092P201   38,240 391 SH   OTR 0 391 0 0
Nuveen New York Amt-Free Quali Com 670656107   13,178 1,306 SH   SOLE 0 1,306 0 0
Nuveen Quality Muni Income Fun Com 67066V101   27,490 2,287 SH   SOLE 0 2,287 0 0
Nvidia Corp Com 67066G104   9,660,887 51,801 SH   SOLE 0 50,821 115 865
Nvidia Corp Com 67066G104   3,381,664 18,132 SH   OTR 0 13,725 340 4,067
NVIDIA Corporation COM 67066G104   300,265 187 SH   DFND 1 0 0 187
NXP Semiconductors NV Com N6596X109   22,357 103 SH   SOLE 0 103 0 0
Occidental Pete Corp Com 674599105   12,130 295 SH   SOLE 0 295 0 0
Occidental Pete Corp Com 674599105   49,344 1,200 SH   OTR 0 650 0 550
Occidental Pete Corp Wt Exp 08 Com 674599162   3,719 193 SH   OTR 0 125 0 68
Oge Energy Corp Com 670837103   51,240 1,200 SH   SOLE 0 600 0 600
Oklo Inc COM 02156V109   1,076 72 SH   DFND 1 0 0 72
Old Dominion Freight Line Inc Com 679580100   16,934 108 SH   SOLE 0 108 0 0
Omnicom Group Com 681919106   6,056 75 SH   OTR 0 75 0 0
Oracle Corp. COM 68389X105   170,546 195 SH   DFND 1 0 0 195
Oracle Corporation Com 68389X105   6,492,257 33,309 SH   SOLE 0 31,809 0 1,500
Oracle Corporation Com 68389X105   2,950,742 15,139 SH   OTR 0 12,580 59 2,500
O'Reilly Automotive Inc Com 67103H107   563,678 6,180 SH   SOLE 0 6,180 0 0
Organon & Co Com 68622V106   1,441 201 SH   OTR 0 201 0 0
Organon & Co. Common Stock COM 68622V106   323 7 SH   DFND 1 0 0 7
O'Shares FTSE U.S. Quality Divid COM 67110P407   13,963 58 SH   DFND 1 0 0 58
O'Shares Global Internet COM 67110P704   24,024 53 SH   DFND 1 0 0 53
Otis Worldwide Corp Com 68902V107   732,430 8,385 SH   SOLE 0 7,878 50 457
Otis Worldwide Corp Com 68902V107   593,893 6,799 SH   OTR 0 6,366 433 0
Ouster Inc COM 68989M103   1,082 22 SH   DFND 1 0 0 22
Paccar Inc Com 693718108   718,605 6,562 SH   SOLE 0 6,562 0 0
Pacer US Small Cap Cash Cows E Com 69374H857   226,788 5,111 SH   OTR 0 5,111 0 0
Packaging Corp Amer Com Com 695156109   38,771 188 SH   SOLE 0 188 0 0
Palantir Technologies, Inc. Com 69608A108   35,550 200 SH   SOLE 0 200 0 0
Palantir Technologies, Inc. Com 69608A108   142,200 800 SH   OTR 0 400 0 400
Palo Alto Networks Com 697435105   4,514,558 24,509 SH   SOLE 0 23,769 0 740
Palo Alto Networks Com 697435105   1,729,454 9,389 SH   OTR 0 8,806 75 508
Paramount Skydance Corp COM 69932A204   4,965 13 SH   DFND 1 0 0 13
Parker Hannifin Corp Com 701094104   103,717 118 SH   SOLE 0 118 0 0
Paychex Inc Com 704326107   1,759,431 15,684 SH   SOLE 0 15,684 0 0
Paychex Inc Com 704326107   52,164 465 SH   OTR 0 390 75 0
Paypal Holdings Inc Com 70450Y103   479,533 8,214 SH   SOLE 0 8,214 0 0
Paypal Holdings Inc Com 70450Y103   6,772 116 SH   OTR 0 116 0 0
PayPal Holdings, Inc. COM 70450Y103   3,795 58 SH   DFND 1 0 0 58
Pepsico Inc Com 713448108   6,585,559 45,886 SH   SOLE 0 45,203 0 683
Pepsico Inc Com 713448108   3,798,831 26,469 SH   OTR 0 25,479 275 715
Pepsico, Inc. COM 713448108   159,451 144 SH   DFND 1 0 0 144
Petroleo Brasileiro Sa Petrobr Com 71654V408   23,700 2,000 SH   OTR 0 2,000 0 0
Pfizer Inc Com 717081103   2,240,253 89,970 SH   SOLE 0 85,649 0 4,321
Pfizer Inc Com 717081103   1,531,234 61,495 SH   OTR 0 57,602 994 2,899
Pfizer Inc. COM 717081103   312,417 75 SH   DFND 1 0 0 75
Pgim Active High Yield COM 69344A206   1,242 35 SH   DFND 1 0 0 35
Philip Morris International Com 718172109   1,253,526 7,815 SH   SOLE 0 7,140 0 675
Philip Morris International Com 718172109   3,538,584 22,061 SH   OTR 0 22,061 0 0
Philip Morris Intl, Inc. COM 718172109   19,248 160 SH   DFND 1 0 0 160
Phillips 66 COM 718546104   128,308 258 SH   DFND 1 0 0 258
Phillips 66 Com 718546104   50,713 393 SH   SOLE 0 393 0 0
Phillips 66 Com 718546104   6,452 50 SH   OTR 0 50 0 0
PIMCO 0-5 Year High Yield Corp Com 72201R783   14,223 150 SH   SOLE 0 150 0 0
PIMCO 0-5 Year High Yield Corp Com 72201R783   159,772 1,685 SH   OTR 0 1,685 0 0
PIMCO CA Mun Income Fd Com 72200N106   6,303 722 SH   SOLE 0 722 0 0
Pimco Corporate & Income Oppor Com 72201B101   1,140,360 88,400 SH   SOLE 0 88,400 0 0
Pimco Corporate & Income Oppor Com 72201B101   129,000 10,000 SH   OTR 0 10,000 0 0
Plug Power Inc COM 72919P202   99 2 SH   DFND 1 0 0 2
PNC Financial Services Group Com 693475105   16,698 80 SH   SOLE 0 80 0 0
Portillos Inc COM 73642K106   4,540 5 SH   DFND 1 0 0 5
Ppg Industries Inc Com 693506107   40,984 400 SH   OTR 0 400 0 0
PPL Corporation COM 709051106   81,807 35 SH   DFND 1 0 0 35
Predictive Technology Group, Inc COM 74039H102   0 0 SH   DFND 1 0 0 0
Procter & Gamble CO Com 742718109   11,377,524 79,391 SH   SOLE 0 74,639 125 4,627
Procter & Gamble CO Com 742718109   5,850,774 40,826 SH   OTR 0 37,531 336 2,959
ProShares Bitcoin Strategy ETF Com 74347G440   22,010 1,810 SH   OTR 0 0 0 1,810
ProShares S&P 500 Div Aristocrat COM 74348A467   283,070 104 SH   DFND 1 0 0 104
Proshares Trust Pet Care ETF Com 74348A145   7,107 130 SH   OTR 0 130 0 0
Prudential Financial, Inc. COM 744320102   68,144 113 SH   DFND 1 0 0 113
Prudential Finl Inc Com 744320102   1,200,140 10,632 SH   SOLE 0 10,632 0 0
Prudential Finl Inc Com 744320102   1,357,495 12,026 SH   OTR 0 11,676 150 200
Public Service Enterprise Grou Com 744573106   93,309 1,162 SH   SOLE 0 1,162 0 0
Public Service Enterprise Grou Com 744573106   204,765 2,550 SH   OTR 0 2,550 0 0
Public Srvc Enterprise Grp Inc COM 744573106   76,606 80 SH   DFND 1 0 0 80
Public Storage Inc REIT Com 74460D109   7,007 27 SH   OTR 0 27 0 0
Qualcomm Inc Com 747525103   3,595,642 21,021 SH   SOLE 0 20,596 0 425
Qualcomm Inc Com 747525103   1,933,036 11,301 SH   OTR 0 10,626 175 500
QUALCOMM Inc. COM 747525103   6,842 171 SH   DFND 1 0 0 171
Quanta Services Inc COM 74762E102   42,206 422 SH   DFND 1 0 0 422
Quanta Services Incorporated Com 74762E102   2,368,601 5,612 SH   OTR 0 3,012 0 2,600
Quantumscape Corp COM 74767V109   26,133 10 SH   DFND 1 0 0 10
Quintiles IMS Holdings, Inc. COM 74876Y101   8,410 82 SH   DFND 1 0 0 82
Ralliant Corp Com 750940108   22,859 449 SH   SOLE 0 393 0 56
Ralliant Corp Com 750940108   69,510 1,365 SH   OTR 0 1,124 0 241
Raytheon Technologies Co COM 75513E101   431,173 367 SH   DFND 1 0 0 367
Rbc Bearings Inc Com 75524B104   186,098 415 SH   SOLE 0 415 0 0
Rbc Bearings Inc Com 75524B104   911,658 2,033 SH   OTR 0 1,889 0 144
Red Cat Hldgs Inc COM 75644T100   1,530 8 SH   DFND 1 0 0 8
Regeneron Pharmaceuticals Inc Com 75886F107   101,887 132 SH   OTR 0 132 0 0
Reliance, Inc. Com 759509102   28,887 100 SH   OTR 0 100 0 0
Resmed Inc Com 761152107   49,378 205 SH   OTR 0 205 0 0
Restaurant Brands COM 76131D103   5,185 68 SH   DFND 1 0 0 68
Revvity Inc COM 714046109   2,905 97 SH   DFND 1 0 0 97
Rivian Automotive, Inc. COM 76954A103   5,913 20 SH   DFND 1 0 0 20
Robinhood Mkts Inc COM 770700102   1,131 113 SH   DFND 1 0 0 113
Rockwell Automation Inc Com 773903109   194,535 500 SH   SOLE 0 500 0 0
Rockwell Automation Inc Com 773903109   11,672 30 SH   OTR 0 30 0 0
Rollins Inc Com 775711104   58,820 980 SH   SOLE 0 980 0 0
Roper Technologies Inc COM 776696106   445 445 SH   DFND 1 0 0 445
Roper Technologies Inc Com 776696106   82,349 185 SH   SOLE 0 185 0 0
Roper Technologies Inc Com 776696106   667,695 1,500 SH   OTR 0 1,500 0 0
Royal Bank of Canada Com 780087102   102,294 600 SH   OTR 0 600 0 0
Royce Micro-Cap Trust, Inc. Com 780915104   42,043 4,031 SH   OTR 0 4,031 0 0
Rpm Intl Inc Com 749685103   35,984 346 SH   SOLE 0 346 0 0
RTX Corporation Com 75513E101   8,953,221 48,818 SH   SOLE 0 47,422 56 1,340
RTX Corporation Com 75513E101   6,196,903 33,789 SH   OTR 0 31,960 1,196 633
Rubrik Inc COM 781154109   2,294 76 SH   DFND 1 0 0 76
S E I Investments Co COM 784117103   251,177 82 SH   DFND 1 0 0 82
S&P Global Inc COM 78409V104   3,136 523 SH   DFND 1 0 0 523
S&P Global Inc Com 78409V104   8,117,390 15,533 SH   SOLE 0 15,533 0 0
S&P Global Inc Com 78409V104   1,429,806 2,736 SH   OTR 0 1,236 0 1,500
Salesforce Inc Com 79466L302   2,400,085 9,060 SH   SOLE 0 8,780 0 280
Salesforce Inc Com 79466L302   1,501,950 5,670 SH   OTR 0 5,555 51 64
salesforce.com, inc. COM 79466L302   6,623 265 SH   DFND 1 0 0 265
Sandoz Group Ag COM 799926100   801 73 SH   DFND 1 0 0 73
SCE Trust II Trust Preferred COM 78407R204   4,876 18 SH   DFND 1 0 0 18
Schwab Emerging Markets ETF Com 808524706   45,686 1,395 SH   SOLE 0 1,385 0 10
Schwab Emerging Markets ETF Com 808524706   11,135 340 SH   OTR 0 340 0 0
Schwab Fundamental Intl Lg Co Com 808524755   495,954 10,970 SH   SOLE 0 10,970 0 0
Schwab Fundamental US Broad Mk Com 808524789   316,050 11,895 SH   SOLE 0 11,895 0 0
Schwab Inter Term US Treasury COM 808524854   33,958 25 SH   DFND 1 0 0 25
Schwab International COM 808524805   324,949 24 SH   DFND 1 0 0 24
Schwab International Equity ET Com 808524805   3,505,633 145,825 SH   SOLE 0 145,825 0 0
Schwab International Equity ET Com 808524805   1,086,800 45,208 SH   OTR 0 43,878 0 1,330
Schwab Short-Term US Treasury COM 808524862   31,730 24 SH   DFND 1 0 0 24
Schwab U.S. Large-Cap COM 808524201   504,885 27 SH   DFND 1 0 0 27
Schwab U.S. Large-Cap Growth COM 808524300   846,527 65 SH   DFND 1 0 0 65
Schwab U.S. Mid-Cap COM 808524508   346,600 60 SH   DFND 1 0 0 60
Schwab U.S. REIT COM 808524847   251 21 SH   DFND 1 0 0 21
Schwab U.S. Small-Cap COM 808524607   615,839 57 SH   DFND 1 0 0 57
Schwab US Aggregate Bd ETF Com 808524839   1,128,117 48,272 SH   SOLE 0 48,272 0 0
Schwab US Aggregate Bd ETF Com 808524839   649,733 27,802 SH   OTR 0 27,802 0 0
Schwab US Aggregate Bond COM 808524839   22,318 23 SH   DFND 1 0 0 23
Schwab US Broad Market COM 808524102   3,318 26 SH   DFND 1 0 0 26
Schwab US Dividend COM 808524797   9,549 27 SH   DFND 1 0 0 27
Schwab US Dividend Equity ETF Com 808524797   6,449,863 235,139 SH   SOLE 0 233,465 0 1,674
Schwab US Dividend Equity ETF Com 808524797   1,058,963 38,606 SH   OTR 0 38,606 0 0
Schwab US Mid-Cap ETF Com 808524508   515,310 17,137 SH   SOLE 0 17,137 0 0
Schwab US Small Cap ETF Com 808524607   1,823,603 64,031 SH   SOLE 0 64,031 0 0
Schwab US Small Cap ETF Com 808524607   529,700 18,599 SH   OTR 0 18,599 0 0
Schwab US TIPs ETF Com 808524870   162,384 6,130 SH   SOLE 0 6,130 0 0
Schwab US TIPs ETF Com 808524870   152,344 5,751 SH   OTR 0 5,751 0 0
Select STOXX Europe Aerospace Com 84858T772   58,982 1,400 SH   SOLE 0 1,400 0 0
Sempra COM 816851109   8,829 88 SH   DFND 1 0 0 88
Service Corp Intl Com 817565104   7,797 100 SH   SOLE 0 100 0 0
Servicenow Inc Com 81762P102   908,110 5,928 SH   SOLE 0 5,813 0 115
Servicenow Inc Com 81762P102   190,722 1,245 SH   OTR 0 1,220 25 0
Shell Plc COM 780259305   3,013 73 SH   DFND 1 0 0 73
Shell PLC Spon ADS Com 780259305   101,035 1,375 SH   SOLE 0 1,375 0 0
Shell PLC Spon ADS Com 780259305   495,990 6,750 SH   OTR 0 3,150 0 3,600
Sherwin Williams CO Com 824348106   166,227 513 SH   SOLE 0 513 0 0
Sherwin Williams CO Com 824348106   1,104,618 3,409 SH   OTR 0 3,409 0 0
Shopify Inc. COM 82509L107   6,439 161 SH   DFND 1 0 0 161
Simon Ppty Group Inc Com 828806109   92,555 500 SH   OTR 0 500 0 0
Siriusxm Holdings Inc Com 829933100   4,999 250 SH   SOLE 0 250 0 0
SLB Limited Com 806857108   845,204 22,022 SH   SOLE 0 21,262 0 760
SLB Limited Com 806857108   498,326 12,984 SH   OTR 0 12,984 0 0
Smurfit Westrock Ltd COM G8267P108   13,767 39 SH   DFND 1 0 0 39
Snowflake Inc Com 833445109   50,453 230 SH   OTR 0 230 0 0
Solstice Advanced Matls COM 83443Q103   583 49 SH   DFND 1 0 0 49
Solventum Corp COM 83444M101   1,981 79 SH   DFND 1 0 0 79
Solventum Corp Com 83444M101   1,664 21 SH   OTR 0 21 0 0
Sony Corp Sponsored ADR Com 835699307   11,008 430 SH   SOLE 0 430 0 0
Southern Company COM 842587107   113,360 87 SH   DFND 1 0 0 87
Southern Company Com 842587107   1,299,890 14,907 SH   SOLE 0 14,707 0 200
Southern Company Com 842587107   421,525 4,834 SH   OTR 0 4,834 0 0
SPDR Bloomberg Barclays High Yie COM 78464A417   3,694 97 SH   DFND 1 0 0 97
SPDR Dow Jones Global Real Est Com 78463X749   9,454 210 SH   SOLE 0 210 0 0
SPDR Dow Jones Global Real Est Com 78463X749   6,078 135 SH   OTR 0 135 0 0
SPDR Dow Jones Global Real Estat COM 78463X749   45 45 SH   DFND 1 0 0 45
SPDR Dow Jones Industrial Aver Com 78467X109   1,233,623 2,567 SH   SOLE 0 2,567 0 0
SPDR Dow Jones Industrial Aver Com 78467X109   353,219 735 SH   OTR 0 680 0 55
SPDR Dow Jones Industrial Averag COM 78467X109   49,270 481 SH   DFND 1 0 0 481
SPDR Global Nat Resources Com 78463X541   46,605 750 SH   SOLE 0 750 0 0
Spdr Gold Minishares Etv COM 98149E303   1,793 85 SH   DFND 1 0 0 85
SPDR Gold Shares COM 78463V107   1,904,057 1,190 SH   DFND 1 0 0 1,190
SPDR Gold Trust Com 78463V107   860,389 2,171 SH   SOLE 0 2,171 0 0
SPDR Gold Trust Com 78463V107   1,158,018 2,922 SH   OTR 0 2,855 0 67
SPDR Portfolio Developed Wld e Com 78463X889   2,754,486 62,024 SH   SOLE 0 62,024 0 0
SPDR Portfolio Developed Wld e Com 78463X889   715,800 16,118 SH   OTR 0 16,118 0 0
SPDR Portfolio Developed World e COM 78463X889   18,341 44 SH   DFND 1 0 0 44
SPDR Portfolio Emerging Market Com 78463X509   461,219 9,853 SH   SOLE 0 9,853 0 0
SPDR Portfolio Emerging Market Com 78463X509   41,193 880 SH   OTR 0 880 0 0
SPDR Portfolio Emerging Markets COM 78463X509   4,681 47 SH   DFND 1 0 0 47
Spdr Portfolio S&P 500 COM 78464A854   51,180 80 SH   DFND 1 0 0 80
SPDR Portfolio S&P 500 Growth ET COM 78464A409   9,816 107 SH   DFND 1 0 0 107
SPDR Portfolio S&P 500 Value ETF COM 78464A508   50,050 57 SH   DFND 1 0 0 57
SPDR S&P 500 ETF Trust Com 78462F103   7,289,725 10,690 SH   SOLE 0 10,276 0 414
SPDR S&P 500 ETF Trust Com 78462F103   1,810,630 2,655 SH   OTR 0 2,373 0 282
SPDR S&P Global Infrastructure E COM 78463X855   70 70 SH   DFND 1 0 0 70
SPDR Tr Bloomberg 1-3 MO ETF Com 78468R663   229,912 2,516 SH   OTR 0 1,329 0 1,187
SPHERE ENTERTAINMENT CO CL A Com 55826T102   86,523 910 SH   OTR 0 910 0 0
Sprott Physical Gold & Silver Com 85208R101   274,800 6,000 SH   OTR 0 6,000 0 0
ST STR SPDR BBG CONVERTIBLE SE Com 78464A359   33,361 374 SH   SOLE 0 374 0 0
ST STR SPDR NUVEEN ICE SHORT T Com 78468R739   23,995 500 SH   SOLE 0 500 0 0
ST STR SPDR PORT INTER TERM CO Com 78464A375   578,185 17,101 SH   SOLE 0 17,101 0 0
ST STR SPDR PORT S&P 500 HIGH Com 78468R788   38,060 880 SH   OTR 0 880 0 0
ST STR SPDR S&P 600 SMALL CAP Com 78464A201   23,171 246 SH   SOLE 0 246 0 0
ST STR SPDR S&P BANK ETF Com 78464A797   141,347 2,329 SH   SOLE 0 2,329 0 0
ST STR SPDR S&P BANK ETF Com 78464A797   37,931 625 SH   OTR 0 530 0 95
ST STR SPDR S&P REGIONAL BANKI Com 78464A698   1,421,737 21,937 SH   SOLE 0 21,437 0 500
ST STR SPDR S&P REGIONAL BANKI Com 78464A698   1,403,032 21,648 SH   OTR 0 20,965 100 583
Starbucks Corp Com 855244109   451,029 5,356 SH   SOLE 0 5,356 0 0
Starbucks Corp Com 855244109   484,629 5,755 SH   OTR 0 5,755 0 0
Starbucks Corporation COM 855244109   10,978 84 SH   DFND 1 0 0 84
State Street Comm Svcs Select Com 81369Y852   209,424 1,779 SH   SOLE 0 1,779 0 0
State Street Comm Svcs Select Com 81369Y852   390,124 3,314 SH   OTR 0 3,205 109 0
State Street Consumer Dis Sele Com 81369Y407   2,141,618 17,935 SH   SOLE 0 14,475 0 3,460
State Street Consumer Dis Sele Com 81369Y407   202,997 1,700 SH   OTR 0 1,008 484 208
STATE STREET CONSUMER STAPLES Com 81369Y308   480,762 6,189 SH   SOLE 0 5,687 0 502
STATE STREET CONSUMER STAPLES Com 81369Y308   114,021 1,468 SH   OTR 0 314 100 1,054
State Street Corp Com 857477103   205,771 1,595 SH   SOLE 0 1,595 0 0
State Street Corp Com 857477103   58,055 450 SH   OTR 0 450 0 0
State Street Energy Select Sec Com 81369Y506   740,085 16,553 SH   SOLE 0 15,035 0 1,518
State Street Energy Select Sec Com 81369Y506   222,045 4,966 SH   OTR 0 3,180 160 1,626
STATE STREET HEALTH CARE SELEC Com 81369Y209   903,258 5,835 SH   SOLE 0 5,835 0 0
STATE STREET HEALTH CARE SELEC Com 81369Y209   223,699 1,445 SH   OTR 0 900 0 545
State Street Industrial Select Com 81369Y704   1,242,666 8,011 SH   SOLE 0 8,011 0 0
State Street Industrial Select Com 81369Y704   158,624 1,023 SH   OTR 0 670 0 353
STATE STREET MATERIALS SELECT Com 81369Y100   2,902,808 64,009 SH   SOLE 0 58,263 0 5,746
STATE STREET MATERIALS SELECT Com 81369Y100   723,275 15,949 SH   OTR 0 14,846 446 657
State Street Real Estate Sel S Com 81369Y860   1,018,071 25,231 SH   SOLE 0 23,113 105 2,013
State Street Real Estate Sel S Com 81369Y860   1,411,564 34,983 SH   OTR 0 34,832 26 125
State Street SPDR Bloomberg In Com 78468R200   44,712 1,455 SH   SOLE 0 1,455 0 0
State Street SPDR ICE Preferre Com 78464A292   675,979 21,331 SH   SOLE 0 21,331 0 0
State Street SPDR ICE Preferre Com 78464A292   18,539 585 SH   OTR 0 585 0 0
State Street SPDR Portfolio S& Com 78464A508   53,629 944 SH   SOLE 0 944 0 0
State Street SPDR Portfolio Sh Com 78464A474   213,967 7,085 SH   SOLE 0 7,085 0 0
State Street SPDR S&P Dividend Com 78464A763   10,459,544 75,162 SH   SOLE 0 75,162 0 0
State Street SPDR S&P Dividend Com 78464A763   997,081 7,165 SH   OTR 0 7,165 0 0
State Street Technology Select Com 81369Y803   4,327,162 30,056 SH   SOLE 0 29,508 172 376
State Street Technology Select Com 81369Y803   601,507 4,178 SH   OTR 0 3,878 300 0
State Street Utilities Select Com 81369Y886   1,969,887 46,144 SH   SOLE 0 37,818 0 8,326
State Street Utilities Select Com 81369Y886   1,181,745 27,682 SH   OTR 0 26,182 794 706
Stellantis N.V ADR Com N82405106   11,100 1,000 SH   SOLE 0 1,000 0 0
Steris PLC Com G8473T100   41,577 164 SH   SOLE 0 164 0 0
Stryker Corp. COM 863667101   102,981 351 SH   DFND 1 0 0 351
Stryker Corporation Com 863667101   1,585,130 4,510 SH   SOLE 0 4,465 0 45
Stryker Corporation Com 863667101   311,402 886 SH   OTR 0 880 6 0
Suburban Propane Partners LP Com 864482104   5,562 300 SH   SOLE 0 300 0 0
Sun Life Financial Inc Com 866796105   67,018 1,074 SH   SOLE 0 1,074 0 0
Suncor Energy Inc Com 867224107   129,221 2,913 SH   SOLE 0 2,730 0 183
Suncor Energy Inc Com 867224107   31,736 715 SH   OTR 0 300 0 415
Sunpower Corp COM 867652406   0 0 SH   DFND 1 0 0 0
Synchrony Financial COM 87165B103   16,686 83 SH   DFND 1 0 0 83
Synopsys Inc Com 871607107   346,184 737 SH   OTR 0 737 0 0
Synovus Financial Corp. COM 87161C501   1,929 50 SH   DFND 1 0 0 50
Sysco Corp Com 871829107   422,612 5,735 SH   SOLE 0 5,735 0 0
Sysco Corp Com 871829107   609,416 8,270 SH   OTR 0 8,270 0 0
Sysco Corporation COM 871829107   637,861 74 SH   DFND 1 0 0 74
T Rowe Price Group Inc Com 74144T108   2,236,901 21,849 SH   SOLE 0 21,849 0 0
T Rowe Price Group Inc Com 74144T108   1,274,119 12,445 SH   OTR 0 11,965 295 185
Taiwan Semiconductor Spons ADR Com 874039100   198,440 653 SH   SOLE 0 653 0 0
Taiwan Semiconductor Spons ADR Com 874039100   493,821 1,625 SH   OTR 0 1,625 0 0
Take Two Interactv COM 874054109   8,193 256 SH   DFND 1 0 0 256
Tapestry Inc Com 876030107   88,672 694 SH   SOLE 0 694 0 0
Target Corp Com 87612E106   1,287,368 13,170 SH   SOLE 0 12,815 0 355
Target Corp Com 87612E106   1,275,605 13,050 SH   OTR 0 10,151 125 2,774
TC Energy Corp Com NPV Com 87807B107   284,182 5,166 SH   OTR 0 5,166 0 0
TE Connectivity PLC Com G87052109   191,108 840 SH   SOLE 0 840 0 0
TE Connectivity PLC Com G87052109   552,622 2,429 SH   OTR 0 2,288 0 141
Telefonaktiebolaget LM Ericsson COM 294821608   4,217 10 SH   DFND 1 0 0 10
Tesla Inc Com 88160R101   192,930 429 SH   SOLE 0 429 0 0
Tesla Inc Com 88160R101   44,972 100 SH   OTR 0 100 0 0
Tesla, Inc. COM 88160R101   943,063 899 SH   DFND 1 0 0 899
Texas Instruments Inc Com 882508104   393,475 2,268 SH   SOLE 0 2,268 0 0
Texas Instruments Inc Com 882508104   513,704 2,961 SH   OTR 0 2,829 0 132
Texas Instruments Inc. COM 882508104   2,815 173 SH   DFND 1 0 0 173
Texas Pacific Land Corporation Com 88262P102   73,241 255 SH   SOLE 0 255 0 0
Texas Pacific Land Corporation Com 88262P102   159,407 555 SH   OTR 0 555 0 0
The Boeing Company COM 097023105   75,992 217 SH   DFND 1 0 0 217
The Carlyle Group Inc. COM 14316J108   15,723 59 SH   DFND 1 0 0 59
The Charles Schwab Corp COM 808513105   78,629 100 SH   DFND 1 0 0 100
The Coca-Cola Company COM 191216100   59,633 70 SH   DFND 1 0 0 70
The Dow Chemical Company COM 260557103   11,854 23 SH   DFND 1 0 0 23
The Hershey Company Com 427866108   50,045 275 SH   SOLE 0 275 0 0
The Hershey Company Com 427866108   338,847 1,862 SH   OTR 0 1,862 0 0
The Magnum Ice Cream Company N.V COM N5505D105   238 16 SH   DFND 1 0 0 16
The Procter & Gamble Company COM 742718109   574,911 430 SH   DFND 1 0 0 430
The Sherwin-Williams Company COM 824348106   11,341 324 SH   DFND 1 0 0 324
Thermo Fisher Scientific Inc Com 883556102   1,951,008 3,367 SH   SOLE 0 3,292 0 75
Thermo Fisher Scientific Inc Com 883556102   3,468,588 5,986 SH   OTR 0 5,085 0 901
Thermo Fisher Scientific, Inc. COM 883556102   11,589 579 SH   DFND 1 0 0 579
TIDAL TR III/YWCA WOMENS EMPOW Com 45259A100   25,325 610 SH   SOLE 0 610 0 0
TJX Cos Inc Com 872540109   5,107,993 33,253 SH   SOLE 0 31,668 135 1,450
TJX Cos Inc Com 872540109   5,202,003 33,865 SH   OTR 0 33,088 423 354
T-Mobile US Inc Com 872590104   309,636 1,525 SH   OTR 0 1,525 0 0
Toast Inc COM 888787108   888 36 SH   DFND 1 0 0 36
Tompkins Financial Corporation Com 890110109   6,889 95 SH   SOLE 0 0 0 95
Tootsie Roll Inds Inc Com 890516107   34,505 942 SH   SOLE 0 942 0 0
Toronto Dominion Bank Com 891160509   7,913 84 SH   SOLE 0 84 0 0
Toronto Dominion Bank Com 891160509   18,840 200 SH   OTR 0 200 0 0
Toyota Motor Corp Spons ADR Com 892331307   19,265 90 SH   SOLE 0 90 0 0
Tractor Supply Co Com 892356106   68,764 1,375 SH   SOLE 0 1,375 0 0
Tractor Supply Co Com 892356106   118,024 2,360 SH   OTR 0 2,360 0 0
Trane Technologies Plc ADR Com G8994E103   416,833 1,071 SH   SOLE 0 1,071 0 0
Trane Technologies Plc ADR Com G8994E103   21,883,938 56,228 SH   OTR 0 56,228 0 0
Transdigm Group Inc Com 893641100   79,791 60 SH   SOLE 0 60 0 0
Transdigm Group Inc Com 893641100   1,057,231 795 SH   OTR 0 795 0 0
Travelers Companies Inc Com 89417E109   57,722 199 SH   SOLE 0 199 0 0
Travelers Companies Inc Com 89417E109   329,508 1,136 SH   OTR 0 1,136 0 0
Tri Continental Corp Com 895436103   48,369 1,481 SH   SOLE 0 1,481 0 0
Truist Financial Corporation Com 89832Q109   661,136 13,435 SH   SOLE 0 13,435 0 0
Truist Financial Corporation Com 89832Q109   152,600 3,101 SH   OTR 0 3,056 45 0
U S Bancorp Del COM 902973304   600,716 160 SH   DFND 1 0 0 160
Uber Technologies Inc COM 90353T100   8,416 82 SH   DFND 1 0 0 82
Uber Technologies Inc Com 90353T100   235,161 2,878 SH   SOLE 0 2,878 0 0
Uber Technologies Inc Com 90353T100   3,012,076 36,863 SH   OTR 0 36,863 0 0
Ulta Beauty Inc Com 90384S303   26,620 44 SH   SOLE 0 44 0 0
Under Armour Inc COM 904311206   240 5 SH   DFND 1 0 0 5
Under Armour, Inc. COM 904311107   249 5 SH   DFND 1 0 0 5
Unilever PLC COM 904767803   4,316 65 SH   DFND 1 0 0 65
Union Pac Corp Com 907818108   4,259,064 18,412 SH   SOLE 0 17,504 0 908
Union Pac Corp Com 907818108   4,215,113 18,222 SH   OTR 0 16,910 10 1,302
United Parcel Service Cl B Com 911312106   348,454 3,513 SH   SOLE 0 3,513 0 0
United Parcel Service Cl B Com 911312106   1,275,980 12,864 SH   OTR 0 12,864 0 0
United Rentals Inc Com 911363109   50,178 62 SH   SOLE 0 62 0 0
United Rentals Inc Com 911363109   220,135 272 SH   OTR 0 272 0 0
Unitedhealth Group Inc COM 91324P102   39,921 330 SH   DFND 1 0 0 330
Unitedhealth Group Inc Com 91324P102   3,082,237 9,337 SH   SOLE 0 9,097 0 240
Unitedhealth Group Inc Com 91324P102   1,342,658 4,067 SH   OTR 0 3,844 52 171
Universal Display Co COM 91347P105   11,678 117 SH   DFND 1 0 0 117
US Bancorp New Com 902973304   1,035,771 19,411 SH   SOLE 0 19,411 0 0
US Bancorp New Com 902973304   321,441 6,024 SH   OTR 0 5,338 470 216
US Treasury 3 Month Bill COM 74933W452   18,356 50 SH   DFND 1 0 0 50
Utilities Select Sector SPDR Fun COM 81369Y886   70,524 43 SH   DFND 1 0 0 43
V.F. Corp Com 918204108   5,153 285 SH   SOLE 0 285 0 0
Vail Resorts Inc COM 91879Q109   767 133 SH   DFND 1 0 0 133
Vail Resorts Inc Com 91879Q109   1,328 10 SH   OTR 0 10 0 0
Vale Sa COM 91912E105   652 13 SH   DFND 1 0 0 13
Valero Energy Corp Com 91913Y100   48,837 300 SH   SOLE 0 300 0 0
Valero Energy Corp New COM 91913Y100   46,558 163 SH   DFND 1 0 0 163
Value Line, Inc. Com 920437100   10,760 280 SH   OTR 0 280 0 0
VanEck BDC Income ETF COM 92189F411   935 14 SH   DFND 1 0 0 14
Vaneck ETF Trust Agribusiness Com 92189F700   713,415 9,801 SH   SOLE 0 9,051 0 750
Vaneck ETF Trust Agribusiness Com 92189F700   779,380 10,707 SH   OTR 0 10,454 125 128
Vaneck Faln Angl Hy Bnd COM 92189F437   5,548,581 29 SH   DFND 1 0 0 29
Vaneck Semiconductor COM 92189F676   23,408 360 SH   DFND 1 0 0 360
VanEck Vectors Fallen Angel HY Com 92189F437   212,603 7,240 SH   SOLE 0 7,240 0 0
Vaneck Vectors Gold Miners ETF Com 92189F106   790,113 9,212 SH   SOLE 0 9,212 0 0
Vaneck Vectors Gold Miners ETF Com 92189F106   3,322,558 38,738 SH   OTR 0 36,082 0 2,656
VanEck Vectors Social Sentiment COM 92189H839   292 32 SH   DFND 1 0 0 32
Vanguard Bd Index Long Term Bo Com 921937793   36,081 519 SH   SOLE 0 519 0 0
Vanguard Consumer COM 92204A207   36,844 211 SH   DFND 1 0 0 211
Vanguard Consumer Staples ETF Com 92204A207   13,942 66 SH   SOLE 0 66 0 0
Vanguard Dividend App. COM 921908844   33,407 220 SH   DFND 1 0 0 220
Vanguard Dividend Appreciation Com 921908844   181,319 825 SH   SOLE 0 825 0 0
Vanguard Emerging Markt COM 921946885   67 67 SH   DFND 1 0 0 67
Vanguard Extended Market Index Com 922908652   256,303 1,226 SH   OTR 0 1,226 0 0
Vanguard FTSE All-World ex-US COM 922042775   258,999 441 SH   DFND 1 0 0 441
Vanguard Ftse All-World Ex-USI Com 922042775   116,813 1,588 SH   SOLE 0 1,588 0 0
Vanguard FTSE Developed Market Com 921943858   824,042 13,191 SH   SOLE 0 13,191 0 0
Vanguard FTSE Developed Market Com 921943858   486,641 7,790 SH   OTR 0 7,790 0 0
Vanguard FTSE EM Index Fund ETF COM 922042858   30,321 54 SH   DFND 1 0 0 54
Vanguard Ftse Emerging Markets Com 922042858   1,200,622 22,333 SH   SOLE 0 22,333 0 0
Vanguard Ftse Emerging Markets Com 922042858   182,999 3,404 SH   OTR 0 3,404 0 0
Vanguard Growth Index Fund ETF COM 922908736   42,932 488 SH   DFND 1 0 0 488
Vanguard Health Care COM 92204A504   100,057 288 SH   DFND 1 0 0 288
Vanguard High Dividend Yield E Com 921946406   257,331 1,793 SH   SOLE 0 1,442 0 351
Vanguard High Dividend Yield E Com 921946406   91,709 639 SH   OTR 0 639 0 0
Vanguard Index Fds Growth ETF Com 922908736   381,994 783 SH   SOLE 0 783 0 0
Vanguard Index Fund Mid-Cap Com 922908629   832,351 2,868 SH   SOLE 0 2,868 0 0
Vanguard Index Fund Mid-Cap Com 922908629   105,350 363 SH   OTR 0 363 0 0
Vanguard Information Technolog Com 92204A702   376,890 500 SH   SOLE 0 500 0 0
Vanguard InfoTechnology COM 92204A702   3,074,820 754 SH   DFND 1 0 0 754
Vanguard Inter Term Corp Bond Com 92206C870   1,146,203 13,686 SH   SOLE 0 13,686 0 0
Vanguard Inter Term Corp Bond Com 92206C870   741,020 8,848 SH   OTR 0 8,848 0 0
Vanguard Intermediate COM 921937819   9,735 78 SH   DFND 1 0 0 78
Vanguard Intermediate-Term Bon Com 921937819   972,098 12,482 SH   SOLE 0 12,482 0 0
Vanguard Intermediate-Term Bon Com 921937819   322,423 4,140 SH   OTR 0 4,140 0 0
Vanguard Large-Cap ETF Com 922908637   268,524 853 SH   OTR 0 853 0 0
Vanguard Long-Term Treasury ET Com 92206C847   107,694 1,930 SH   SOLE 0 1,930 0 0
Vanguard Materials COM 92204A801   27,189 208 SH   DFND 1 0 0 208
Vanguard Materials Index ETF Com 92204A801   18,887 91 SH   SOLE 0 91 0 0
Vanguard Mega Cap Etf IV COM 921910873   93,938 251 SH   DFND 1 0 0 251
Vanguard Mega Cap Growth COM 921910816   26,830 413 SH   DFND 1 0 0 413
Vanguard Mega Cap Value COM 921910840   10,022 141 SH   DFND 1 0 0 141
Vanguard Mid Cap Growth COM 922908538   5,862 279 SH   DFND 1 0 0 279
Vanguard Mid Cap Value COM 922908512   3,902 177 SH   DFND 1 0 0 177
Vanguard Mid-Cap Growth Index Com 922908538   1,579,932 5,660 SH   SOLE 0 5,660 0 0
Vanguard Mid-Cap Growth Index Com 922908538   431,550 1,546 SH   OTR 0 1,546 0 0
Vanguard Mid-Cap Index Fd ETF Sh COM 922908629   381,930 290 SH   DFND 1 0 0 290
Vanguard Mid-Cap Value Index F Com 922908512   8,336 47 SH   SOLE 0 47 0 0
Vanguard Mid-Cap Value Index F Com 922908512   15,963 90 SH   OTR 0 90 0 0
Vanguard Real Estate ETF Com 922908553   1,091,524 12,335 SH   SOLE 0 12,335 0 0
Vanguard Real Estate ETF Com 922908553   466,165 5,268 SH   OTR 0 5,170 98 0
Vanguard REIT COM 922908553   121,304 88 SH   DFND 1 0 0 88
Vanguard Russell 2000 COM 92206C664   90,429 398 SH   DFND 1 0 0 398
Vanguard Russell 3000 COM 92206C599   350,785 300 SH   DFND 1 0 0 300
Vanguard S&P 500 Etf COM 922908363   984,768 3,136 SH   DFND 1 0 0 3,136
Vanguard S&P 500 ETF Com 922908363   8,621,156 13,747 SH   SOLE 0 13,353 0 394
Vanguard S&P 500 ETF Com 922908363   84,663 135 SH   OTR 0 135 0 0
Vanguard S&P 500 Value ETF Com 921932703   60,431 295 SH   SOLE 0 295 0 0
Vanguard Short Term COM 92206C102   3,171 59 SH   DFND 1 0 0 59
Vanguard Short Term Bond ETF Com 921937827   1,473,432 18,696 SH   SOLE 0 18,696 0 0
Vanguard Short Term Bond ETF Com 921937827   78,810 1,000 SH   OTR 0 1,000 0 0
Vanguard Short Term Corp Bond Com 92206C409   236,001 2,960 SH   SOLE 0 2,960 0 0
Vanguard Short Term Corp Bond Com 92206C409   22,484 282 SH   OTR 0 282 0 0
Vanguard Short-Term Corp Bond COM 92206C409   8,808,664 159 SH   DFND 1 0 0 159
Vanguard Short-Term Treasury E Com 92206C102   168,261 2,865 SH   SOLE 0 2,865 0 0
Vanguard Short-Term Treasury E Com 92206C102   20,556 350 SH   OTR 0 350 0 0
Vanguard Shrt Inf Prot COM 922020805   28,048 49 SH   DFND 1 0 0 49
Vanguard Small Cap Etf COM 922908751   112,466 258 SH   DFND 1 0 0 258
Vanguard Small Cap Growth COM 922908595   70,090 302 SH   DFND 1 0 0 302
Vanguard Small Cap Value ETF Com 922908611   131,098 619 SH   SOLE 0 619 0 0
Vanguard Small-Cap ETF Com 922908751   264,915 1,027 SH   SOLE 0 1,027 0 0
Vanguard Small-Cap ETF Com 922908751   168,183 652 SH   OTR 0 652 0 0
Vanguard Small-Cap Growth Etf Com 922908595   13,595 45 SH   SOLE 0 45 0 0
Vanguard Small-Cap Value COM 922908611   6,461,925 212 SH   DFND 1 0 0 212
Vanguard Tax Exempt Bd Idx ETF Com 922907746   28,162 560 SH   SOLE 0 560 0 0
Vanguard Total Bond Market ETF Com 921937835   815,214 11,006 SH   SOLE 0 11,006 0 0
Vanguard Total Bond Market ETF Com 921937835   335,241 4,526 SH   OTR 0 4,526 0 0
Vanguard Total Bond Market Index COM 921937835   105,772 74 SH   DFND 1 0 0 74
Vanguard Total International B Com 92203J407   73,253 1,516 SH   SOLE 0 1,516 0 0
Vanguard Total International S Com 921909768   4,294,799 56,930 SH   SOLE 0 56,930 0 0
Vanguard Total International S Com 921909768   380,595 5,045 SH   OTR 0 5,045 0 0
Vanguard Total Stock Market COM 922908769   17,928,158 1,676 SH   DFND 1 0 0 1,676
Vanguard Total Stock Market ET Com 922908769   2,168,526 6,468 SH   SOLE 0 6,468 0 0
Vanguard Total Stock Market ET Com 922908769   711,544 2,122 SH   OTR 0 2,122 0 0
Vanguard Value Etf COM 922908744   18,350,510 191 SH   DFND 1 0 0 191
Vanguard Value ETF Com 922908744   206,460 1,081 SH   SOLE 0 1,081 0 0
Vanguard Value ETF Com 922908744   166,441 871 SH   OTR 0 871 0 0
Vanguard World Fund - Utilities COM 92204A876   37,557 185 SH   DFND 1 0 0 185
Veeva Sys Inc Com 922475108   4,911 22 SH   OTR 0 22 0 0
Veralto Corp Com 92338C103   44,701 448 SH   SOLE 0 448 0 0
Veralto Corp Com 92338C103   68,549 687 SH   OTR 0 687 0 0
Verisk Analytics Inc Com 92345Y106   7,829 35 SH   SOLE 0 35 0 0
Verisk Analytics Inc Com 92345Y106   103,121 461 SH   OTR 0 461 0 0
Verizon Communications Com 92343V104   1,773,751 43,549 SH   SOLE 0 42,719 830 0
Verizon Communications Com 92343V104   1,319,856 32,405 SH   OTR 0 29,684 0 2,721
Verizon Communications Inc. COM 92343V104   340,750 81 SH   DFND 1 0 0 81
Vertiv Holdings Co COM 92537N108   4,860 162 SH   DFND 1 0 0 162
Vestas Wind Sys As Utd COM 925458101   12,108 9 SH   DFND 1 0 0 9
Viatris Inc COM 92556V106   12,877 12 SH   DFND 1 0 0 12
Viking Holdings Ltd Com G93A5A101   5,356 75 SH   SOLE 0 75 0 0
Virtus Investment Partners, Inc. COM 92828Q109   1,958 163 SH   DFND 1 0 0 163
Visa Inc Cl A Com 92826C839   3,596,531 10,255 SH   SOLE 0 10,255 0 0
Visa Inc Cl A Com 92826C839   2,321,700 6,620 SH   OTR 0 6,542 63 15
Visa Inc. COM 92826C839   62,109 351 SH   DFND 1 0 0 351
Vision Technology Co COM 92834D100   0 0 SH   DFND 1 0 0 0
Vodafone Group plc COM 92857W308   1,096 13 SH   DFND 1 0 0 13
Vodafone Group Spons ADR Com 92857W308   4,716 357 SH   SOLE 0 357 0 0
Vontier Corp Com 928881101   8,031 216 SH   SOLE 0 148 0 68
Vontier Corp Com 928881101   12,641 340 SH   OTR 0 240 0 100
Vulcan Matls Co Com Com 929160109   26,240 92 SH   OTR 0 92 0 0
Wabtec COM 929740108   4,056 213 SH   DFND 1 0 0 213
Wal Mart Inc Com 931142103   8,253,810 74,085 SH   SOLE 0 71,495 0 2,590
Wal Mart Inc Com 931142103   4,639,001 41,639 SH   OTR 0 39,664 1,075 900
Walgreens Boots Alliance COM 931CVR013   0 0 SH   DFND 1 0 0 0
Wal-Mart Stores Inc. COM 931142103   1,470,055 111 SH   DFND 1 0 0 111
Walt Disney Co. COM 254687106   62,005 114 SH   DFND 1 0 0 114
Warner Bros Discovery Inc Com 934423104   8,992 312 SH   SOLE 0 180 0 132
Warner Bros Discovery Inc Com 934423104   85,163 2,955 SH   OTR 0 2,955 0 0
Warner Bros Discovery Inc. COM 934423104   53,720 29 SH   DFND 1 0 0 29
Waste Management Inc Com 94106L109   207,187 943 SH   SOLE 0 828 0 115
Waste Management Inc Com 94106L109   208,725 950 SH   OTR 0 950 0 0
Waters Corp Com 941848103   7,597 20 SH   SOLE 0 20 0 0
Wd-40 Co Com Com 929236107   68,915 350 SH   SOLE 0 350 0 0
Webster Finl Co COM 947890109   3,409 63 SH   DFND 1 0 0 63
Webster Finl Corp Com 947890109   138,468 2,200 SH   OTR 0 2,200 0 0
Wec Energy Group Inc Com 92939U106   44,293 420 SH   SOLE 0 420 0 0
Wells Fargo & Co COM 949746804   48,030 93 SH   DFND 1 0 0 93
Wells Fargo & CO Com 949746101   2,110,794 22,648 SH   SOLE 0 22,248 0 400
Wells Fargo & CO Com 949746101   1,043,033 11,191 SH   OTR 0 9,585 600 1,006
Welltower Inc COM 95040Q104   26,873 186 SH   DFND 1 0 0 186
Welltower Inc REIT Com 95040Q104   9,652 52 SH   SOLE 0 52 0 0
Wendy's International Inc. COM 95058W100   3,041 8 SH   DFND 1 0 0 8
Western Alliance Bancorporation COM 957638109   8,873 84 SH   DFND 1 0 0 84
Westinghouse Air Brake Technol Com 929740108   419,643 1,966 SH   OTR 0 1,966 0 0
Weyerhaeuser CO REIT Com 962166104   66,593 2,811 SH   SOLE 0 2,811 0 0
Weyerhaeuser CO REIT Com 962166104   17,057 720 SH   OTR 0 720 0 0
Weyerhaeuser Company COM 096216610   1,492 24 SH   DFND 1 0 0 24
Wheaton Precious Metals Corp Com 962879102   47,596 405 SH   OTR 0 405 0 0
Whirlpool Corporation Com 963320106   7,214 100 SH   OTR 0 100 0 0
Williams Cos Inc Com 969457100   227,396 3,783 SH   SOLE 0 3,550 0 233
Wisconsin Egy Cp Hldg Co COM 92939U106   95,336 105 SH   DFND 1 0 0 105
Wisdomtree Dynamc Intl COM 97717X263   5,965 44 SH   DFND 1 0 0 44
WisdomTree Emerging Mkts Small Com 97717W281   24,213 423 SH   OTR 0 423 0 0
WisdomTree European Opportunit Com 97717X552   9,142 178 SH   OTR 0 178 0 0
WisdomTree India Earnings Fund COM 97717W422   1,435 46 SH   DFND 1 0 0 46
WisdomTree Japan SmallCap Divi Com 97717W836   14,740 153 SH   OTR 0 153 0 0
WisdomTree MidCap Dividend COM 97717W505   1,032,267 103 SH   DFND 1 0 0 103
WisdomTree MidCap Dividend ETF Com 97717W505   1,992,121 38,607 SH   SOLE 0 38,231 0 376
WisdomTree MidCap Dividend ETF Com 97717W505   349,280 6,769 SH   OTR 0 3,759 0 3,010
WisdomTree SmallCap Dividend COM 97717W604   860,168 67 SH   DFND 1 0 0 67
WisdomTree SmallCap Dividend E Com 97717W604   740,215 22,129 SH   SOLE 0 22,059 0 70
WisdomTree SmallCap Dividend E Com 97717W604   33,015 987 SH   OTR 0 987 0 0
Wisdomtree U S Value COM 97717W547   6,251 93 SH   DFND 1 0 0 93
Wisdomtree US High Yield COM 97717X172   789 46 SH   DFND 1 0 0 46
Wisdomtree US Qlt Div COM 97717X669   9,480 89 SH   DFND 1 0 0 89
Wisdomtree US Quality COM 97717Y477   11,734 59 SH   DFND 1 0 0 59
Wisdomtree US Smallcap COM 97717W562   2,049 57 SH   DFND 1 0 0 57
Wisdomtree Yield Enhnc U COM 97717X511   4,405 44 SH   DFND 1 0 0 44
Wolfspeed Inc. Com 97785W106   313 18 SH   OTR 0 18 0 0
Woodward Inc Com 980745103   412,062 1,363 SH   OTR 0 1,363 0 0
World Gold Tr SPDR Gld Minis Com 98149E303   18,952 222 SH   SOLE 0 222 0 0
World Gold Tr SPDR Gld Minis Com 98149E303   57,198 670 SH   OTR 0 670 0 0
Wsdmtre Emrg Mkt Ex Stt COM 97717X578   2,341 39 SH   DFND 1 0 0 39
Xcel Energy Inc COM 98389B100   78,513 148 SH   DFND 1 0 0 148
Xylem Inc Com 98419M100   390,700 2,869 SH   SOLE 0 2,869 0 0
Xylem Inc Com 98419M100   150,751 1,107 SH   OTR 0 1,107 0 0
Yum China Holdings Inc Com 98850P109   12,412 260 SH   OTR 0 260 0 0
Yum China Holdings, Inc. COM 98850P109   8,736 48 SH   DFND 1 0 0 48
Yum! Brands Inc Com 988498101   200,749 1,327 SH   SOLE 0 1,327 0 0
Yum! Brands Inc Com 988498101   125,562 830 SH   OTR 0 830 0 0
Yum! Brands, Inc. COM 988498101   34,643 151 SH   DFND 1 0 0 151
Zebra Technologies Corp Com 989207105   89,358 368 SH   OTR 0 368 0 0
Zillow Group Inc Com 98954M101   6,823 100 SH   SOLE 0 100 0 0
Zillow Group Inc Cl C Com 98954M200   13,644 200 SH   SOLE 0 200 0 0
Zimmer Biomet Holdings Inc Com 98956P102   164,733 1,832 SH   SOLE 0 1,642 0 190
Zimmer Biomet Holdings Inc Com 98956P102   104,037 1,157 SH   OTR 0 1,108 49 0
Zoetis Inc Com 98978V103   3,775 30 SH   SOLE 0 30 0 0