The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3m CO Com 88579Y101   1,310,330 8,607 SH   SOLE 0 7,707 280 620
3m CO Com 88579Y101   131,565 864 SH   OTR 0 710 55 99
3M Company COM 88579Y101   15,224 100 SH   DFND 1 0 0 100
A P Moeller Maersk Ord COM K0514G135   27,731 15 SH   DFND 1 0 0 15
Abbott Laboratories COM 002824100   90,719 667 SH   DFND 1 0 0 667
Abbott Labs Com 002824100   9,283,227 68,254 SH   SOLE 0 67,354 0 900
Abbott Labs Com 002824100   5,017,409 36,890 SH   OTR 0 35,058 522 1,310
Abbvie Inc Com 00287Y109   5,179,355 27,903 SH   SOLE 0 27,603 0 300
Abbvie Inc Com 00287Y109   4,688,390 25,258 SH   OTR 0 23,964 200 1,094
AbbVie Inc. COM 00287Y109   149,424 805 SH   DFND 1 0 0 805
Aberdeen Std Physical Swiss Gold COM 26922Y105   1,697,767 53,829 SH   DFND 1 0 0 53,829
Abrdn Standard Physical Gold Etf COM 00326A104   95,472 3,027 SH   DFND 1 0 0 3,027
Accenture plc COM G1151C101   11,657 39 SH   DFND 1 0 0 39
Accenture PLC Cl A Com G1151C101   216,994 726 SH   SOLE 0 726 0 0
Accenture PLC Cl A Com G1151C101   359,864 1,204 SH   OTR 0 1,174 30 0
Acumen Pharmaceuticals I COM 00509G209   232 200 SH   DFND 1 0 0 200
Adobe Inc Com 00724F101   588,831 1,522 SH   SOLE 0 1,522 0 0
Adobe Inc Com 00724F101   301,380 779 SH   OTR 0 772 7 0
Advanced Micro Devices COM 007903107   9,933 70 SH   DFND 1 0 0 70
Advanced Micro Devices Inc Com 007903107   98,621 695 SH   SOLE 0 695 0 0
Advanced Micro Devices Inc Com 007903107   122,318 862 SH   OTR 0 862 0 0
Advanced Sys Enterprises COM 00766M998   0 1,000 SH   DFND 1 0 0 1,000
Aflac Inc Com 001055102   1,979,273 18,768 SH   SOLE 0 18,768 0 0
Aflac Inc Com 001055102   434,390 4,119 SH   OTR 0 4,119 0 0
Agnico Eagle Mines Ltd Com 008474108   75,283 633 SH   SOLE 0 633 0 0
Agnico Eagle Mines Ltd Com 008474108   986,405 8,294 SH   OTR 0 8,294 0 0
Air Products & Chemicals Inc Com 009158106   1,446,686 5,129 SH   SOLE 0 5,129 0 0
Air Products & Chemicals Inc Com 009158106   899,771 3,190 SH   OTR 0 3,140 0 50
Air Products and Chemicals, Inc. COM 009158106   12,975 46 SH   DFND 1 0 0 46
Alamos Gold Inc New Com 011532108   183,264 6,900 SH   OTR 0 6,900 0 0
Alcon Inc COM H01301128   971 11 SH   DFND 1 0 0 11
Alcon Inc ORD Shs Com H01301128   42,915 485 SH   OTR 0 485 0 0
Alexandria Real Estate Equitie Com 015271109   4,067 56 SH   OTR 0 56 0 0
Alibaba Group Hldg Ltd COM 01609W102   6,124 54 SH   DFND 1 0 0 54
Align Technology Inc Com 016255101   18,933 100 SH   SOLE 0 100 0 0
Allbirds Inc COM 01675A109   21 2 SH   DFND 1 0 0 2
Allegion PLC Com G0176J109   2,662,761 18,476 SH   OTR 0 18,476 0 0
AllianceBernstein Gl High IncFun COM 01879R106   1,930 175 SH   DFND 1 0 0 175
Alliant Energy Corp COM 018802108   165,261 2,733 SH   DFND 1 0 0 2,733
AllianzIM US Large Cap Buffer2 Com 00888H406   97,757 2,630 SH   OTR 0 2,630 0 0
Allstate Corp Com 020002101   263,515 1,309 SH   SOLE 0 1,309 0 0
Allstate Corp Com 020002101   201,310 1,000 SH   OTR 0 1,000 0 0
Allstate Corporation COM 020002101   20,131 100 SH   DFND 1 0 0 100
Alphabet Inc Cl A Com 02079K305   15,581,023 88,413 SH   SOLE 0 87,550 0 863
Alphabet Inc Cl A Com 02079K305   11,845,393 67,216 SH   OTR 0 64,223 74 2,919
Alphabet Inc Cl A COM 02079K305   121,786 691 SH   DFND 1 0 0 691
Alphabet Inc Cl C Com 02079K107   11,483,519 64,736 SH   SOLE 0 62,936 0 1,800
Alphabet Inc Cl C Com 02079K107   15,718,221 88,608 SH   OTR 0 85,658 86 2,864
Alphabet Inc. Class A COM 02079K305   361,272 2,050 SH   DFND 1 0 0 2,050
Alphabet Inc. Class C COM 02079K107   346,620 1,954 SH   DFND 1 0 0 1,954
Altaba Inc Xxx COM 021ESC017   0 33 SH   DFND 1 0 0 33
Alterrus Systems Inc Xxx COM 02153P105   0 22 SH   DFND 1 0 0 22
Altria Group Inc Com 02209S103   720,035 12,281 SH   SOLE 0 11,506 0 775
Altria Group Inc Com 02209S103   1,894,746 32,317 SH   OTR 0 31,617 0 700
Altria Group, Inc. COM 02209S103   68,543 1,169 SH   DFND 1 0 0 1,169
Amazon.Com Inc Com 023135106   10,562,970 48,147 SH   SOLE 0 47,537 0 610
Amazon.Com Inc Com 023135106   10,897,101 49,670 SH   OTR 0 49,303 0 367
Amazon.com, Inc COM 023135106   269,850 1,230 SH   DFND 1 0 0 1,230
Ambarella Inc COM G037AX101   661 10 SH   DFND 1 0 0 10
Amcor Plc COM G0250X107   16,533 1,799 SH   DFND 1 0 0 1,799
Amentum Holdings Inc Com 023939101   850 36 SH   SOLE 0 36 0 0
Amentum Holdings Inc Com 023939101   2,408 102 SH   OTR 0 0 0 102
American Elec Pwr Inc Com 025537101   7,782 75 SH   OTR 0 75 0 0
American Express CO Com 025816109   3,436,691 10,774 SH   SOLE 0 10,624 0 150
American Express CO Com 025816109   2,004,789 6,285 SH   OTR 0 6,019 0 266
American Tower Corp REIT Com 03027X100   310,091 1,403 SH   SOLE 0 1,403 0 0
American Tower Corp REIT Com 03027X100   192,287 870 SH   OTR 0 841 29 0
American Water Works CO Inc Com 030420103   1,037,204 7,456 SH   SOLE 0 7,456 0 0
American Water Works CO Inc Com 030420103   610,415 4,388 SH   OTR 0 3,600 100 688
Ameriprise Financial Inc. Com 03076C106   154,782 290 SH   OTR 0 290 0 0
Amgen Inc Com 031162100   1,126,892 4,036 SH   SOLE 0 4,036 0 0
Amgen Inc Com 031162100   378,050 1,354 SH   OTR 0 1,354 0 0
Amgen Inc. COM 031162100   60,868 218 SH   DFND 1 0 0 218
Amphenol Corp Com 032095101   751,389 7,609 SH   SOLE 0 7,609 0 0
Amphenol Corp Com 032095101   2,034,010 20,598 SH   OTR 0 19,590 0 1,008
Amplify CWP Enhanced Dividend Com 032108409   682,332 16,036 SH   SOLE 0 16,036 0 0
Amplify CWP Enhanced Dividend Com 032108409   212,750 5,000 SH   OTR 0 5,000 0 0
Analog Devices Inc Com 032654105   1,940,815 8,154 SH   SOLE 0 8,154 0 0
Analog Devices Inc Com 032654105   386,306 1,623 SH   OTR 0 1,591 32 0
Anixa Biosciences Inc Com 03528H109   6,600 2,000 SH   SOLE 0 2,000 0 0
Ansys Inc Com 03662Q105   22,478 64 SH   OTR 0 64 0 0
Aon PLC ADR Com G0403H108   161,612 453 SH   SOLE 0 453 0 0
Aon PLC ADR Com G0403H108   1,356,045 3,801 SH   OTR 0 3,801 0 0
APA Corporation Com 03743Q108   18,656 1,020 SH   SOLE 0 1,020 0 0
APA Corporation Com 03743Q108   6,402 350 SH   OTR 0 350 0 0
Apache Corp. COM 03743Q108   567 31 SH   DFND 1 0 0 31
Apple Inc Com 037833100   32,432,658 158,077 SH   SOLE 0 147,125 104 10,848
Apple Inc Com 037833100   24,099,567 117,461 SH   OTR 0 112,432 1,645 3,384
Apple Inc COM 037833100   2,108,722 10,275 SH   DFND 1 0 0 10,275
Applied Materials Inc Com 038222105   291,997 1,595 SH   SOLE 0 1,595 0 0
Applied Materials Inc Com 038222105   266,367 1,455 SH   OTR 0 1,455 0 0
Aptiv Plc COM G6095L109   1,706 25 SH   DFND 1 0 0 25
Archer-Daniels-Midland Co. COM 039483102   26,390 500 SH   DFND 1 0 0 500
Archrock Inc Com 03957W106   52,143 2,100 SH   OTR 0 2,100 0 0
Arista Networks Inc Com 040413205   18,416 180 SH   OTR 0 180 0 0
ARK Autonomous Tech & Robotics E COM 00214Q203   11,235 126 SH   DFND 1 0 0 126
Arrow Finl Corp Com 042744102   166,842 6,315 SH   SOLE 0 0 0 6,315
Asml Holding N V Com N07059210   187,525 234 SH   OTR 0 234 0 0
Astrazeneca PLC Spons ADR Com 046353108   21,872 313 SH   SOLE 0 313 0 0
AT&T Inc Com 00206R102   2,223,952 76,847 SH   SOLE 0 75,012 435 1,400
AT&T Inc Com 00206R102   1,272,907 43,984 SH   OTR 0 37,835 147 6,002
AT&T, Inc. COM 00206R102   285,283 9,858 SH   DFND 1 0 0 9,858
Atmos Energy Corp COM 049560105   18,801 122 SH   DFND 1 0 0 122
Aurora Cannabis Inc Com 05156X850   47 11 SH   SOLE 0 11 0 0
Auto Data Processing COM 053015103   17,887 58 SH   DFND 1 0 0 58
Autodesk Inc Com 052769106   266,849 862 SH   SOLE 0 862 0 0
Autoliv Inc Com 052800109   1,069,652 9,559 SH   SOLE 0 8,515 0 1,044
Autoliv Inc Com 052800109   1,202,477 10,746 SH   OTR 0 10,746 0 0
Automatic Data Processing Inc Com 053015103   8,339,136 27,040 SH   SOLE 0 26,560 0 480
Automatic Data Processing Inc Com 053015103   4,255,303 13,798 SH   OTR 0 13,307 70 421
Autozone Inc Com 053332102   29,698 8 SH   SOLE 0 8 0 0
Autozone Inc Com 053332102   29,698 8 SH   OTR 0 8 0 0
Avalonbay Communities Inc REIT Com 053484101   4,070 20 SH   SOLE 0 20 0 0
B & G Foods Inc COM 05508R106   1,269 300 SH   DFND 1 0 0 300
Baidu Inc COM 056752108   4,288 50 SH   DFND 1 0 0 50
Baker Hughes Company Com 05722G100   60,270 1,572 SH   SOLE 0 1,572 0 0
Ball Corp Com 058498106   383,824 6,843 SH   OTR 0 6,843 0 0
Bank Montreal Quebec Com 063671101   27,768 251 SH   SOLE 0 251 0 0
Bank Montreal Quebec Com 063671101   44,252 400 SH   OTR 0 400 0 0
Bank Montreal Quebec COM 063671101   5,026,585 45,436 SH   DFND 1 0 0 45,436
Bank of America Corp Com 060505104   2,506,256 52,964 SH   SOLE 0 52,532 0 432
Bank of America Corp Com 060505104   435,414 9,201 SH   OTR 0 8,196 0 1,005
Bank Of America Corp COM 060505104   141,101 2,982 SH   DFND 1 0 0 2,982
Bank of New York Mellon Corp Com 064058100   910,189 9,990 SH   SOLE 0 9,990 0 0
Bank of New York Mellon Corp Com 064058100   45,555 500 SH   OTR 0 0 0 500
Bank of Nova Scotia Halifax Com 064149107   55,270 1,000 SH   OTR 0 1,000 0 0
Bath & Body Works Inc Com 070830104   13,632 455 SH   SOLE 0 455 0 0
Bath & Body Works Inc Com 070830104   12,523 418 SH   OTR 0 418 0 0
Baxter Intl Inc Com 071813109   97,986 3,236 SH   SOLE 0 3,236 0 0
Baxter Intl Inc Com 071813109   25,042 827 SH   OTR 0 827 0 0
Becton Dickinson Com 075887109   542,071 3,147 SH   SOLE 0 3,147 0 0
Becton Dickinson Com 075887109   49,264 286 SH   OTR 0 270 16 0
Berkshire Hathaway Cl B COM 084670207   48,577 100 SH   DFND 1 0 0 100
Berkshire Hathaway Inc Cl B COM 084670702   1,677,320 3,453 SH   DFND 1 0 0 3,453
Berkshire Hathaway Inc Class A Com 084670108   3,644,000 5 SH   OTR 0 5 0 0
Berkshire Hathaway Inc-Cl B Com 084670702   8,014,233 16,498 SH   SOLE 0 16,243 30 225
Berkshire Hathaway Inc-Cl B Com 084670702   8,047,266 16,566 SH   OTR 0 16,427 38 101
Best Buy Company Inc Com 086516101   196,624 2,929 SH   SOLE 0 2,929 0 0
Best Buy Company Inc Com 086516101   19,401 289 SH   OTR 0 289 0 0
Beyond Meat Inc COM 08862E109   17 5 SH   DFND 1 0 0 5
Bhp Billiton Ltd Adr COM 088606108   4,809 100 SH   DFND 1 0 0 100
BHP Group Ltd Spons ADR Com 088606108   102,768 2,137 SH   SOLE 0 1,937 0 200
Biogen Inc Com 09062X103   18,085 144 SH   SOLE 0 144 0 0
Biogen Inc Com 09062X103   17,583 140 SH   OTR 0 123 17 0
Bitwise ETF COM 09174C104   1,172 20 SH   DFND 1 0 0 20
Blackrock Inc Com 09290D101   2,321,990 2,213 SH   SOLE 0 2,193 0 20
Blackrock Inc Com 09290D101   423,897 404 SH   OTR 0 381 4 19
Blackrock Core Bd Tr Com 09249E119   299 2,724 SH   SOLE 0 2,724 0 0
Blackrock Core Bond Trust Com 09249E101   26,477 2,724 SH   SOLE 0 2,724 0 0
Blackrock Flexible COM 092528603   6,869 130 SH   DFND 1 0 0 130
Blackrock Muniyield NY Quality Com 09255E102   19,565 2,053 SH   SOLE 0 2,053 0 0
Blackrock US Carbon Trns COM 09290C509   49,512 736 SH   DFND 1 0 0 736
Blackrock US Eqy Fctr COM 09290C103   13,343 245 SH   DFND 1 0 0 245
Blackrock Wrld Ex US COM 09290C608   7,629 150 SH   DFND 1 0 0 150
Blackstone Inc Com 09260D107   249,200 1,666 SH   SOLE 0 1,666 0 0
Blackstone Inc Com 09260D107   23,035 154 SH   OTR 0 111 43 0
Block Inc Com 852234103   20,379 300 SH   OTR 0 300 0 0
Blue Owl Capital Corporation Com 69121K104   31,548 2,200 SH   SOLE 0 2,200 0 0
Bndblxx Blmbrg 10 Yr Trg COM 09789C812   4,062 88 SH   DFND 1 0 0 88
Boeing CO Com 097023105   875,626 4,179 SH   SOLE 0 3,979 0 200
Boeing CO Com 097023105   1,529,569 7,300 SH   OTR 0 7,300 0 0
Booking Hldgs Inc Com 09857L108   324,197 56 SH   OTR 0 56 0 0
Boston Scientific Corp Com 101137107   16,434 153 SH   SOLE 0 153 0 0
Boston Scientific Corp Com 101137107   396,235 3,689 SH   OTR 0 3,689 0 0
BP PLC Spons ADR Com 055622104   46,032 1,538 SH   SOLE 0 869 0 669
BP PLC Spons ADR Com 055622104   158,030 5,280 SH   OTR 0 5,280 0 0
Brc Inc COM 05601U105   753 575 SH   DFND 1 0 0 575
Brighthouse Financial, Inc. COM 10922N103   591 11 SH   DFND 1 0 0 11
Bristol Myers Squibb CO Com 110122108   1,516,784 32,767 SH   SOLE 0 29,937 660 2,170
Bristol Myers Squibb CO Com 110122108   1,286,538 27,793 SH   OTR 0 27,454 69 270
Bristol-Myers Squibb Co COM 110122108   17,120 370 SH   DFND 1 0 0 370
Broadcom Inc Com 11135F101   2,280,177 8,272 SH   SOLE 0 8,272 0 0
Broadcom Inc Com 11135F101   1,703,517 6,180 SH   OTR 0 6,060 0 120
Brookfield Asset Mgmt Inc Cl A Com 113004105   193,480 3,500 SH   SOLE 0 3,500 0 0
Brookfield Asset Mgmt Inc Cl A Com 113004105   1,249,439 22,602 SH   OTR 0 22,602 0 0
Brookfield Infrastructure Part Com G16252101   15,069 450 SH   OTR 0 450 0 0
Brookfield Renewable Corp Cl A Com 11285B108   13,112 400 SH   OTR 0 400 0 0
Brookfield Renewable Corporation COM 11284V105   2,819 86 SH   DFND 1 0 0 86
Brookline Bancorp Inc Com 11373M107   33,524 3,178 SH   OTR 0 0 0 3,178
Brunswick Corp Com 117043109   16,572 300 SH   SOLE 0 300 0 0
Builders Firstsource COM 12008R107   233,380 2,000 SH   DFND 1 0 0 2,000
Cadence Design System Inc Com 127387108   57,008 185 SH   SOLE 0 185 0 0
Cadence Design System Inc Com 127387108   285,039 925 SH   OTR 0 775 0 150
California Wtr Svc Group Com 130788102   31,836 700 SH   SOLE 0 0 0 700
Cameco Corp ADR Com 13321L108   188,099 2,534 SH   SOLE 0 2,534 0 0
Canadian National Railway Comp Com 136375102   69,811 671 SH   SOLE 0 671 0 0
Canadian National Railway Comp Com 136375102   746,487 7,175 SH   OTR 0 7,175 0 0
Canadian Pacific Kansas City L Com 13646K108   51,526 650 SH   OTR 0 650 0 0
Canopy Growth Corp COM 138035100   2 2 SH   DFND 1 0 0 2
Capital One Financial Corp Com 14040H105   53,190 250 SH   OTR 0 250 0 0
Capital Southwest Corp COM 140501107   668 30 SH   DFND 1 0 0 30
Cardinal Health Inc Com 14149Y108   165,480 985 SH   SOLE 0 985 0 0
Cardinal Health Inc Com 14149Y108   138,600 825 SH   OTR 0 825 0 0
Carnival Corp Com 143658300   28,120 1,000 SH   OTR 0 500 0 500
Carrier Global Corp COM 14448C104   6,733 92 SH   DFND 1 0 0 92
Carrier Global Corporation Com 14448C104   2,587,047 35,347 SH   SOLE 0 34,216 0 1,131
Carrier Global Corporation Com 14448C104   1,559,606 21,309 SH   OTR 0 20,064 1,066 179
Casey's General Stores Inc Com 147528103   17,859 35 SH   SOLE 0 35 0 0
Caterpillar Inc Com 149123101   5,852,654 15,076 SH   SOLE 0 14,238 0 838
Caterpillar Inc Com 149123101   5,630,598 14,504 SH   OTR 0 14,004 30 470
Caterpillar Inc COM 149123101   4,888,899 12,593 SH   DFND 1 0 0 12,593
Cava Group Inc COM 148929102   1,095 13 SH   DFND 1 0 0 13
CBIZ, Inc. Com 124805102   53,783 750 SH   OTR 0 750 0 0
CDW Corp Com 12514G108   9,287 52 SH   SOLE 0 52 0 0
CDW Corp Com 12514G108   13,751 77 SH   OTR 0 60 17 0
Celsius Holdings Inc COM 15118V207   16,237 350 SH   DFND 1 0 0 350
Cencora Inc. Com 03073E105   15,892 53 SH   SOLE 0 53 0 0
Cencora Inc. Com 03073E105   29,985 100 SH   OTR 0 78 22 0
Charles Schwab Corp Com 808513105   898,349 9,846 SH   SOLE 0 9,846 0 0
Charles Schwab Corp Com 808513105   345,982 3,792 SH   OTR 0 3,742 50 0
Chemung Finl Crp Com 164024101   9,694 200 SH   OTR 0 200 0 0
Cheniere Energy Inc Com 16411R208   18,264 75 SH   SOLE 0 75 0 0
Chevron Corp. COM 166764100   46,772 327 SH   DFND 1 0 0 327
Chevron Corporation Com 166764100   7,047,955 49,221 SH   SOLE 0 46,701 245 2,275
Chevron Corporation Com 166764100   5,161,990 36,050 SH   OTR 0 34,179 299 1,572
Chewy Inc Com 16679L109   47,052 1,104 SH   OTR 0 1,104 0 0
Chipotle Mexican Grill Inc Com 169656105   640,222 11,402 SH   SOLE 0 11,402 0 0
Chipotle Mexican Grill Inc Com 169656105   163,677 2,915 SH   OTR 0 2,885 0 30
Choice Hotels International In Com 169905106   150,226 1,184 SH   SOLE 0 1,184 0 0
Chubb Ltd Com H1467J104   1,211,319 4,181 SH   SOLE 0 4,151 0 30
Chubb Ltd Com H1467J104   898,422 3,101 SH   OTR 0 2,982 30 89
Church & Dwight Inc Com 171340102   62,952 655 SH   SOLE 0 655 0 0
Church & Dwight Inc Com 171340102   28,833 300 SH   OTR 0 300 0 0
Cigna Group Com 125523100   289,258 875 SH   SOLE 0 838 0 37
Cintas Corp Com 172908105   44,574 200 SH   SOLE 0 200 0 0
Cisco Systems Inc Com 17275R102   6,898,939 99,437 SH   SOLE 0 95,600 0 3,837
Cisco Systems Inc Com 17275R102   4,128,207 59,501 SH   OTR 0 57,280 710 1,511
Cisco Systems Inc COM 17275R102   63,825 920 SH   DFND 1 0 0 920
Citigroup Inc Com 172967424   337,075 3,960 SH   SOLE 0 3,960 0 0
Citigroup Inc Com 172967424   151,514 1,780 SH   OTR 0 1,780 0 0
Citizens Financial Group, Inc. COM 174610105   49,494 1,106 SH   DFND 1 0 0 1,106
Citizens Finl Svcs COM 174615104   71,051 1,210 SH   DFND 1 0 0 1,210
Clean Harbors Inc Com 184496107   125,300 542 SH   SOLE 0 542 0 0
Clearway Energy Inc COM 18539C204   74,656 2,333 SH   DFND 1 0 0 2,333
Clorox Co COM 189054109   12,127 101 SH   DFND 1 0 0 101
Clorox Company Com 189054109   427,329 3,559 SH   SOLE 0 3,559 0 0
Clorox Company Com 189054109   175,302 1,460 SH   OTR 0 1,275 0 185
CME Group Inc. Com 12572Q105   408,469 1,482 SH   SOLE 0 1,482 0 0
CME Group Inc. Com 12572Q105   55,951 203 SH   OTR 0 163 40 0
Coca Cola CO Com 191216100   5,074,402 71,723 SH   SOLE 0 66,258 481 4,984
Coca Cola CO Com 191216100   1,387,761 19,615 SH   OTR 0 16,799 84 2,732
Cognizant Technology Solutions Com 192446102   92,700 1,188 SH   SOLE 0 1,188 0 0
Cohen & Steers Qual Inc Rlty Com 19247L106   41,459 3,330 SH   OTR 0 3,330 0 0
Cohen & Steers Quality Income Re COM 19247L106   1,245 100 SH   DFND 1 0 0 100
Coinbase Global Inc COM 19260Q107   54,326 155 SH   DFND 1 0 0 155
Colgate Palmolive CO Com 194162103   1,563,298 17,198 SH   SOLE 0 15,478 270 1,450
Colgate Palmolive CO Com 194162103   245,885 2,705 SH   OTR 0 2,055 0 650
Colgate-Palmolive Co COM 194162103   35,360 389 SH   DFND 1 0 0 389
ComCast Corp-Cl A Com 20030N101   708,375 19,848 SH   SOLE 0 17,738 0 2,110
ComCast Corp-Cl A Com 20030N101   398,154 11,156 SH   OTR 0 8,004 945 2,207
Comcast Corporation COM 20030N101   31,050 870 SH   DFND 1 0 0 870
Communication Services Select Com 81369Y852   188,300 1,735 SH   SOLE 0 1,735 0 0
Communication Services Select Com 81369Y852   390,057 3,594 SH   OTR 0 3,205 389 0
Community Financial System, In Com 203607106   68,358 1,202 SH   SOLE 0 1,000 0 202
Conagra Brands Inc Com 205887102   2,108 103 SH   OTR 0 103 0 0
Conmed Corp COM 207410101   2,656 51 SH   DFND 1 0 0 51
Conocophillips Com 20825C104   616,693 6,872 SH   SOLE 0 6,841 31 0
Conocophillips Com 20825C104   400,510 4,463 SH   OTR 0 4,313 150 0
Conocophillips COM 20825C104   12,743 142 SH   DFND 1 0 0 142
Consolidated Edison Inc Com 209115104   103,361 1,030 SH   SOLE 0 1,030 0 0
Consolidated Edison Inc Com 209115104   9,333 93 SH   OTR 0 93 0 0
Consolidated Edison Inc. COM 209115104   198,991 1,983 SH   DFND 1 0 0 1,983
Constellation Energy Corp Com 21037T109   21,302 66 SH   SOLE 0 66 0 0
Constellation Energy Corp Com 21037T109   261,758 811 SH   OTR 0 811 0 0
Consumer Discretionary Selt Com 81369Y407   1,965,098 9,042 SH   SOLE 0 7,312 0 1,730
Consumer Discretionary Selt Com 81369Y407   209,289 963 SH   OTR 0 504 355 104
Consumer Staples Select Sector Com 81369Y308   511,164 6,313 SH   SOLE 0 5,811 0 502
Consumer Staples Select Sector Com 81369Y308   134,387 1,660 SH   OTR 0 314 305 1,041
Copart Inc Com 217204106   28,215 575 SH   SOLE 0 575 0 0
Copart Inc Com 217204106   1,125,911 22,945 SH   OTR 0 22,945 0 0
Core & Main Inc Com 21874C102   101,267 1,678 SH   OTR 0 1,678 0 0
Corning Inc Com 219350105   213,305 4,056 SH   SOLE 0 4,056 0 0
Corning Inc Com 219350105   197,213 3,750 SH   OTR 0 3,050 700 0
Corning Inc. COM 219350105   269,093 5,117 SH   DFND 1 0 0 5,117
Corteva Inc COM 22052L104   15,428 207 SH   DFND 1 0 0 207
Corteva Inc Com Com 22052L104   220,385 2,957 SH   SOLE 0 2,866 0 91
Corteva Inc Com Com 22052L104   675,689 9,066 SH   OTR 0 9,066 0 0
Costco Wholesale Corp Com 22160K105   8,110,578 8,193 SH   SOLE 0 7,953 0 240
Costco Wholesale Corp Com 22160K105   6,629,628 6,697 SH   OTR 0 6,546 0 151
Costco Wholesale Corporation COM 22160K105   163,340 165 SH   DFND 1 0 0 165
Coupang Inc Com 22266T109   197,886 6,605 SH   OTR 0 6,605 0 0
Coupang Inc COM 22266T109   599 20 SH   DFND 1 0 0 20
Crispr Therapeutic Com H17182108   97 2 SH   SOLE 0 2 0 0
Cronos Group Inc COM 22717L101   19 10 SH   DFND 1 0 0 10
Crowdstrike Hldgs Inc COM 22788C105   7,640 15 SH   DFND 1 0 0 15
Crown Castle Inc Com 22822V101   50,338 490 SH   SOLE 0 490 0 0
Crown Castle Inc Com 22822V101   4,109 40 SH   OTR 0 40 0 0
Csx Corp Com 126408103   225,800 6,920 SH   SOLE 0 6,920 0 0
Csx Corp Com 126408103   206,678 6,334 SH   OTR 0 6,334 0 0
Cummins Inc Com 231021106   259,708 793 SH   SOLE 0 793 0 0
Cummins Inc Com 231021106   188,313 575 SH   OTR 0 550 25 0
CVS Health Corp Com 126650100   1,895,226 27,475 SH   SOLE 0 26,715 0 760
CVS Health Corp Com 126650100   993,255 14,399 SH   OTR 0 12,790 251 1,358
Danaher Corp Com 235851102   4,789,950 24,248 SH   SOLE 0 22,228 0 2,020
Danaher Corp Com 235851102   3,723,629 18,850 SH   OTR 0 18,040 120 690
Darden Restaurants Inc Com 237194105   14,822 68 SH   SOLE 0 68 0 0
Deckers Outdoor Corp COM 243537107   4,638 45 SH   DFND 1 0 0 45
Deere & CO Com 244199105   5,524,744 10,865 SH   SOLE 0 10,190 12 663
Deere & CO Com 244199105   10,777,749 21,196 SH   OTR 0 20,882 70 244
Deere & Company COM 244199105   5,355 11 SH   DFND 1 0 0 11
Delta Air Lines Inc Com 247361702   14,270 290 SH   OTR 0 0 0 290
Deutsche Bank Ag ADR Com D18190898   292,717 10,000 SH   SOLE 0 10,000 0 0
Devon Energy Corporation COM 25179M103   6,362 200 SH   DFND 1 0 0 200
Diageo PLC Spons ADR Com 25243Q205   45,378 450 SH   OTR 0 450 0 0
Dicks Sporting Goods Inc Com 253393102   670,774 3,391 SH   SOLE 0 3,391 0 0
Dicks Sporting Goods Inc Com 253393102   201,413 1,018 SH   OTR 0 253 0 765
Dick's Sporting Goods Inc. COM 253393102   20,875 106 SH   DFND 1 0 0 106
Digital Realty Trust Inc REIT Com 253868103   309,610 1,776 SH   SOLE 0 1,776 0 0
Digital World Acquisitio COM 25400Q105   9,309 516 SH   DFND 1 0 0 516
Dimensional U S Equity Market Etf COM 25434V401   2,477,735 36,959 SH   DFND 1 0 0 36,959
Dimensional World Ex U S Core Equity 2 Etf COM 25434V880   649,299 22,105 SH   DFND 1 0 0 22,105
Disney Walt CO New Com 254687106   4,348,907 35,069 SH   SOLE 0 33,697 0 1,372
Disney Walt CO New Com 254687106   2,824,736 22,778 SH   OTR 0 21,807 509 462
DNP Select Income Fund Inc COM 23325P104   14,372 1,468 SH   DFND 1 0 0 1,468
Docusign Inc Com 256163106   78 1 SH   SOLE 0 1 0 0
Dominion Energy Inc COM 25746U109   124,288 2,199 SH   DFND 1 0 0 2,199
Dominion Resources Inc Com 25746U109   577,691 10,221 SH   SOLE 0 9,911 0 310
Dominion Resources Inc Com 25746U109   398,240 7,046 SH   OTR 0 5,591 0 1,455
Dover Corp Com 260003108   200,087 1,092 SH   SOLE 0 692 0 400
Dover Corp Com 260003108   36,646 200 SH   OTR 0 200 0 0
Dow Inc Com Com 260557103   368,681 13,923 SH   SOLE 0 13,832 0 91
Dow Inc Com Com 260557103   362,088 13,674 SH   OTR 0 13,524 0 150
DT Midstream Inc Com 23345M107   165,085 1,502 SH   SOLE 0 1,502 0 0
DTE Energy Co Com 233331107   355,523 2,684 SH   SOLE 0 2,684 0 0
Duke Energy Corp Com 26441C204   478,726 4,057 SH   SOLE 0 3,772 285 0
Duke Energy Corp Com 26441C204   147,736 1,252 SH   OTR 0 1,252 0 0
Dupont De Nemours Inc Com 26614N102   712,101 10,382 SH   SOLE 0 10,291 0 91
Dupont De Nemours Inc Com 26614N102   848,664 12,373 SH   OTR 0 12,239 34 100
Dutch Bros Inc COM 26701L100   3,419 50 SH   DFND 1 0 0 50
Eaton Corp PLC Com G29183103   2,544,982 7,129 SH   SOLE 0 6,347 0 782
Eaton Corp PLC Com G29183103   1,980,938 5,549 SH   OTR 0 4,767 0 782
Eaton Corp Plc COM G29183103   22,490 63 SH   DFND 1 0 0 63
Eaton Vance Tax Man Gl D COM 27829F108   7,000 800 SH   DFND 1 0 0 800
Ecolab Inc Com 278865100   1,577,032 5,853 SH   SOLE 0 5,853 0 0
Ecolab Inc Com 278865100   648,003 2,405 SH   OTR 0 2,135 0 270
Edwards Lifesciences Corp Com 28176E108   42,703 546 SH   OTR 0 546 0 0
EI DuPont de Nemours & Co. COM 26614N102   14,198 207 SH   DFND 1 0 0 207
Electrovaya Inc New Com 28617B606   12,603 3,696 SH   SOLE 0 3,696 0 0
Emerson Elec CO Com 291011104   1,801,688 13,513 SH   SOLE 0 13,513 0 0
Emerson Elec CO Com 291011104   453,322 3,400 SH   OTR 0 3,400 0 0
Enbridge Incorporated Com 29250N105   97,710 2,156 SH   SOLE 0 2,156 0 0
Enbridge Incorporated Com 29250N105   329,114 7,262 SH   OTR 0 7,262 0 0
Energy Select Sector SPDR Com 81369Y506   762,187 8,987 SH   SOLE 0 8,228 0 759
Energy Select Sector SPDR Com 81369Y506   199,466 2,352 SH   OTR 0 1,470 80 802
Energy Select Sector SPDR COM 81369Y506   12,722 150 SH   DFND 1 0 0 150
Energy Transfer Equity LP Com 29273V100   36,260 2,000 SH   OTR 0 2,000 0 0
Entergy Corp Com 29364G103   4,156 50 SH   SOLE 0 50 0 0
Entergy Corp Com 29364G103   24,105 290 SH   OTR 0 290 0 0
Enterprise Prods Partners LP Com 293792107   12,404 400 SH   SOLE 0 400 0 0
Enterprise Prods Partners LP Com 293792107   499,261 16,100 SH   OTR 0 16,100 0 0
Eog Res Inc Com 26875P101   88,033 736 SH   SOLE 0 736 0 0
Eog Res Inc Com 26875P101   129,896 1,086 SH   OTR 0 1,086 0 0
EQT Corporation Com 26884L109   19,829 340 SH   OTR 0 340 0 0
Equinix Inc Com 29444U700   139,207 175 SH   OTR 0 175 0 0
Essential Utils Inc Com 29670G102   29,712 800 SH   OTR 0 800 0 0
Etsy, Inc. COM 29786A106   17,556 350 SH   DFND 1 0 0 350
Eversource Energy Com 30040W108   165,412 2,600 SH   OTR 0 2,600 0 0
Exelon Corp Com 30161N101   157,398 3,625 SH   SOLE 0 3,625 0 0
Exelon Corp Com 30161N101   80,718 1,859 SH   OTR 0 1,509 0 350
Exxon Mobil Corporation COM 30231G102   853,126 7,914 SH   DFND 1 0 0 7,914
Exxonmobil Corp Com 30231G102   10,145,381 94,113 SH   SOLE 0 90,613 379 3,121
Exxonmobil Corp Com 30231G102   7,884,600 73,141 SH   OTR 0 70,680 560 1,901
Fastenal CO Com 311900104   151,200 3,600 SH   SOLE 0 3,600 0 0
Fastenal CO Com 311900104   566,160 13,480 SH   OTR 0 13,480 0 0
Fedex Corporation Com 31428X106   238,903 1,051 SH   SOLE 0 1,051 0 0
Fedex Corporation Com 31428X106   5,910 26 SH   OTR 0 26 0 0
FedEx Corporation COM 31428X106   5,683 25 SH   DFND 1 0 0 25
Fidelity Wise Origin Bitcoin F Com 315948109   55,360 589 SH   OTR 0 589 0 0
Financial Instns Inc Com 317585404   12,840 500 SH   OTR 0 500 0 0
Financial Select Sector SPDR Com 81369Y605   1,383,720 26,422 SH   SOLE 0 23,733 0 2,689
Financial Select Sector SPDR Com 81369Y605   60,540 1,156 SH   OTR 0 1,010 146 0
First Solar Inc COM 336433107   5,628 34 SH   DFND 1 0 0 34
First Trust Dorsey Wright Focus 5 Etf COM 33738R605   1,326,487 22,385 SH   DFND 1 0 0 22,385
First Trust DW Dynamic Focus 5 COM 33738R878   432,400 12,170 SH   DFND 1 0 0 12,170
First Trust Enhanced Short Matur COM 33739Q408   433,872 7,247 SH   DFND 1 0 0 7,247
First Trust ISE Water Index Fd COM 33733B100   437,535 4,052 SH   DFND 1 0 0 4,052
First Trust Low Duration COM 33739Q200   359,647 7,301 SH   DFND 1 0 0 7,301
First Trust Morningstar Div COM 336917109   12,352 295 SH   DFND 1 0 0 295
First Trust NASDAQ Cln EdgeSt COM 33737A108   101,902 733 SH   DFND 1 0 0 733
First Trust Pfd Securities and Com 33739E108   12,994 730 SH   SOLE 0 730 0 0
First TRUST Preferred COM 33739E108   65,949 3,705 SH   DFND 1 0 0 3,705
First Trust Rising Dividend COM 33738R506   777,338 12,389 SH   DFND 1 0 0 12,389
First Trust Senior Loan COM 33738D309   237,940 5,185 SH   DFND 1 0 0 5,185
First Trust Small Cap AlphaDEX COM 33734Y109   25,001 257 SH   DFND 1 0 0 257
First Trust Value Line Div Index COM 33734H106   570,710 12,768 SH   DFND 1 0 0 12,768
FirstTrust NASDAQ Clean Edge Gre COM 33733E500   1,144 35 SH   DFND 1 0 0 35
Fiserv Inc Com 337738108   666,537 3,866 SH   SOLE 0 3,866 0 0
Fiserv Inc Com 337738108   724,467 4,202 SH   OTR 0 4,202 0 0
Flagstar Financial, Inc. Com 649445400   880 83 SH   OTR 0 83 0 0
Flexshares Disciplined Duratio Com 33939L779   104,639 5,055 SH   SOLE 0 5,055 0 0
FlexShares Emerging Mkts Facto Com 33939L308   65,198 1,112 SH   SOLE 0 1,112 0 0
FlexShares Global Quality Real Com 33939L787   1,061,713 17,800 SH   SOLE 0 17,800 0 0
FlexShares Global Quality Real Com 33939L787   115,715 1,940 SH   OTR 0 1,940 0 0
FlexShares Global Quality Real E COM 33939L787   2,803 47 SH   DFND 1 0 0 47
FlexShares International Quali Com 33939L837   345,390 12,745 SH   SOLE 0 12,745 0 0
FlexShares Mstar Glbl Upstrm N Com 33939L407   35,419,617 883,062 SH   SOLE 0 877,626 0 5,436
FlexShares Mstar Glbl Upstrm N Com 33939L407   2,709,551 67,553 SH   OTR 0 65,898 340 1,315
FlexShares Real Assets Allocat Com 33939L738   716,417 21,965 SH   SOLE 0 21,965 0 0
FlexShares STOXX Glbl Brd Infr Com 33939L795   6,326,487 102,238 SH   SOLE 0 102,238 0 0
FlexShares STOXX Glbl Brd Infr Com 33939L795   1,191,809 19,260 SH   OTR 0 19,025 0 235
FlexShares STOXX Global Broad In COM 33939L795   2,661 43 SH   DFND 1 0 0 43
Flexshares Upstream COM 33939L407   5,214 130 SH   DFND 1 0 0 130
Flowr Corp New COM 34354X108   0 100 SH   DFND 1 0 0 100
Ford Motor CO Del Com 345370860   26,040 2,400 SH   SOLE 0 1,400 0 1,000
Ford Motor CO Del Com 345370860   22,948 2,115 SH   OTR 0 2,115 0 0
Ford Motor Co. COM 345370860   35,805 3,300 SH   DFND 1 0 0 3,300
Fortinet Inc Com 34959E109   10,572 100 SH   OTR 0 100 0 0
Fortinet Inc COM 34959E109   2,643 25 SH   DFND 1 0 0 25
Fortive Corp Com 34959J108   331,807 6,365 SH   SOLE 0 5,895 0 470
Fortive Corp Com 34959J108   291,231 5,587 SH   OTR 0 4,761 50 776
Freeport-McMoran Inc Com 35671D857   202,965 4,682 SH   SOLE 0 4,682 0 0
Freeport-McMoran Inc Com 35671D857   222,169 5,125 SH   OTR 0 5,066 59 0
GE Aerospace Com 369604301   1,566,990 6,088 SH   SOLE 0 5,734 0 354
GE Aerospace Com 369604301   1,739,699 6,759 SH   OTR 0 6,750 0 9
Ge Healthcare Technologi COM 36266G107   22,526 304 SH   DFND 1 0 0 304
GE Healthcare Technologies Inc Com 36266G107   129,548 1,749 SH   SOLE 0 1,749 0 0
GE Healthcare Technologies Inc Com 36266G107   272,355 3,677 SH   OTR 0 3,677 0 0
GE Vernova Inc Com 36828A101   475,177 898 SH   SOLE 0 810 0 88
GE Vernova Inc Com 36828A101   387,867 733 SH   OTR 0 731 0 2
Ge Vernova Inc COM 36828A101   112,709 213 SH   DFND 1 0 0 213
Generac Hldgs Inc Com 368736104   26,494 185 SH   OTR 0 185 0 0
General Dynamics Corp Com 369550108   4,811,223 16,496 SH   SOLE 0 16,346 0 150
General Dynamics Corp Com 369550108   464,323 1,592 SH   OTR 0 1,573 19 0
General Dynamics Corp. COM 369550108   16,916 58 SH   DFND 1 0 0 58
General Electric Co. COM 369604301   93,279 362 SH   DFND 1 0 0 362
General Electric Company COM 369604103   20,120 78 SH   DFND 1 0 0 78
General Mls Inc Com 370334104   1,517,878 29,297 SH   SOLE 0 28,965 0 332
General Mls Inc Com 370334104   260,512 5,028 SH   OTR 0 4,714 0 314
General Motors Company COM 37045V100   1,181 24 SH   DFND 1 0 0 24
Generex Biotech Corp Xxx COM 371485301   0 235 SH   DFND 1 0 0 235
Genuine Parts CO Com 372460105   178,568 1,472 SH   SOLE 0 1,472 0 0
Genuine Parts Co COM 372460105   10,190 84 SH   DFND 1 0 0 84
Gilead Sciences Inc Com 375558103   539,272 4,864 SH   SOLE 0 4,864 0 0
Gilead Sciences Inc Com 375558103   442,704 3,993 SH   OTR 0 3,993 0 0
Global X Lithium Battery COM 37954Y855   922 24 SH   DFND 1 0 0 24
Global X Robotics Artfcl COM 37954Y715   13,503 414 SH   DFND 1 0 0 414
Global X US Preferred ETF Com 37954Y657   225,960 12,000 SH   OTR 0 12,000 0 0
Goldman Sachs Group Inc Com 38141G104   4,217,482 5,959 SH   SOLE 0 5,907 20 32
Goldman Sachs Group Inc Com 38141G104   2,746,778 3,881 SH   OTR 0 3,876 0 5
Goldman Sachs Group Inc COM 38141G104   25,479 36 SH   DFND 1 0 0 36
Golub Cap Bdc Inc Com 38173M102   527,210 35,987 SH   OTR 0 35,987 0 0
Goodyear Tire & Rubber COM 382550101   7,311 705 SH   DFND 1 0 0 705
Grail Inc Com 384747101   154 3 SH   OTR 0 3 0 0
Grainger W W Inc Com 384802104   7,225,507 6,946 SH   SOLE 0 6,946 0 0
Grainger W W Inc Com 384802104   1,058,964 1,018 SH   OTR 0 560 100 358
Graphic Packaging Holding Compan COM 388689101   5,668 269 SH   DFND 1 0 0 269
Grayscale Ethereum Mini Trust ET COM 38964R203   427 18 SH   DFND 1 0 0 18
Grayscale Ethereum Trust ETF COM 389638107   3,755 180 SH   DFND 1 0 0 180
Greenpower Motor Co COM 39540E302   142 356 SH   DFND 1 0 0 356
GSK PLC Sponsored ADR Com 37733W204   435,994 11,354 SH   SOLE 0 11,354 0 0
GSK PLC Sponsored ADR Com 37733W204   130,982 3,411 SH   OTR 0 2,811 0 600
Guardant Health Inc Com 40131M109   94,973 1,825 SH   SOLE 0 1,825 0 0
Haleon PLC Spon ADR Com 405552100   17,453 1,683 SH   OTR 0 1,683 0 0
Halliburton CO Com 406216101   12,085 593 SH   SOLE 0 593 0 0
Halliburton CO Com 406216101   10,638 522 SH   OTR 0 522 0 0
Halo Spin Out Spv Inc COM 404998908   0 114 SH   DFND 1 0 0 114
Harley Davidson Inc Com 412822108   7,882 334 SH   SOLE 0 334 0 0
Harley Davidson Inc COM 412822108   676 29 SH   DFND 1 0 0 29
Health Care Select Sector SPDR Com 81369Y209   790,948 5,868 SH   SOLE 0 5,868 0 0
Health Care Select Sector SPDR Com 81369Y209   194,141 1,440 SH   OTR 0 900 0 540
Healthier Choices Manage COM 42226N109   0 500,000 SH   DFND 1 0 0 500,000
Helios & Matheson Analyt COM 42327L309   0 15,000 SH   DFND 1 0 0 15,000
Hereuare Inc COM 427177100   0 7 SH   DFND 1 0 0 7
Hershey Co. COM 427866108   139,730 842 SH   DFND 1 0 0 842
Hess Corporation Com 42809H107   62,897 454 SH   SOLE 0 454 0 0
Home Depot Inc Com 437076102   2,413,224 6,582 SH   SOLE 0 6,532 0 50
Home Depot Inc Com 437076102   3,222,629 8,790 SH   OTR 0 7,631 150 1,009
Honda Motor Co Ltd COM 438128308   18,740 650 SH   DFND 1 0 0 650
Honeywell International Inc Com 438516106   5,265,184 22,609 SH   SOLE 0 21,377 0 1,232
Honeywell International Inc Com 438516106   1,370,732 5,886 SH   OTR 0 5,520 220 146
Honeywell Intl Inc COM 438516106   11,644 50 SH   DFND 1 0 0 50
HUMBL, Inc. COM 44501Q104   0 125 SH   DFND 1 0 0 125
Icahn Enterprise LP Com 451100101   1,609 200 SH   OTR 0 200 0 0
IDEXX Laboratories, Inc. COM 45168D104   6,436 12 SH   DFND 1 0 0 12
Idexx Labs Inc Com 45168D104   301,959 563 SH   OTR 0 563 0 0
Illinois Tool Wks Inc Com 452308109   430,710 1,742 SH   SOLE 0 1,742 0 0
Illinois Tool Wks Inc Com 452308109   216,097 874 SH   OTR 0 874 0 0
Illinois Tool Works Inc. COM 452308109   15,330 62 SH   DFND 1 0 0 62
Illumina Inc Com 452327109   1,908 20 SH   OTR 0 20 0 0
Industrial Select Sector SPDR Com 81369Y704   1,259,526 8,538 SH   SOLE 0 8,538 0 0
Industrial Select Sector SPDR Com 81369Y704   115,892 786 SH   OTR 0 435 0 351
Ingersoll Rand Inc Com 45687V106   105,639 1,270 SH   SOLE 0 1,270 0 0
Ingersoll Rand Inc Com 45687V106   4,750,743 57,114 SH   OTR 0 57,114 0 0
Ingredion Inc Com 457187102   13,562 100 SH   SOLE 0 100 0 0
Innovator MSCI EAFE Power Buff Com 45782C722   98,375 3,080 SH   OTR 0 3,080 0 0
Innovator Russell 2000 Power B Com 45782C474   103,070 2,750 SH   OTR 0 2,750 0 0
Innovator Trust ETF Com 45783Y855   201,430 6,279 SH   OTR 0 6,279 0 0
Innovator U.S. Equity Power Bu Com 45782C813   174,874 3,988 SH   OTR 0 3,988 0 0
Insulet Corp Com 45784P101   51,840 165 SH   OTR 0 165 0 0
Intel Corp Com 458140100   709,520 31,675 SH   SOLE 0 29,272 903 1,500
Intel Corp Com 458140100   425,936 19,015 SH   OTR 0 17,500 1,015 500
Intercontinental Exchange Inc Com 45866F104   1,967,349 10,723 SH   SOLE 0 10,683 0 40
Intercontinental Exchange Inc Com 45866F104   577,013 3,145 SH   OTR 0 3,110 35 0
Intercontinental Hotels Group Com 45857P806   807 7 SH   OTR 0 7 0 0
Intl Business Machine Corp COM 459200101   957,208 3,247 SH   DFND 1 0 0 3,247
Intl. Business Machines Corp Com 459200101   6,438,585 21,842 SH   SOLE 0 19,790 375 1,677
Intl. Business Machines Corp Com 459200101   5,313,180 18,024 SH   OTR 0 16,639 0 1,385
Intuit Com 461202103   69,311 88 SH   SOLE 0 88 0 0
Intuit Com 461202103   1,082,204 1,374 SH   OTR 0 1,374 0 0
Intuitive Surgical COM 46120E602   50,537 93 SH   DFND 1 0 0 93
Intuitive Surgical Inc Com 46120E602   878,694 1,617 SH   SOLE 0 1,607 0 10
Intuitive Surgical Inc Com 46120E602   930,318 1,712 SH   OTR 0 1,562 0 150
Invesco California Value Muni Com 46132H106   9,063 874 SH   SOLE 0 874 0 0
Invesco Currencyshares Euro ET Com 46138K103   21,758 200 SH   SOLE 0 200 0 0
Invesco Global Water ETF Com 46138E651   17,421 390 SH   SOLE 0 390 0 0
Invesco Global Water ETF Com 46138E651   49,762 1,114 SH   OTR 0 1,114 0 0
Invesco High Yield Eq Div ETF Com 46137V563   23,308 1,142 SH   SOLE 0 1,142 0 0
Invesco Intl Divi Achi ETF Com 46137V548   38,950 1,900 SH   SOLE 0 1,900 0 0
Invesco Muni Income Opp Trust Com 46132X101   10,488 1,824 SH   SOLE 0 1,824 0 0
Invesco Preferred ETF Com 46138E511   38,788 3,485 SH   SOLE 0 3,485 0 0
Invesco Preferred ETF Com 46138E511   44,965 4,040 SH   OTR 0 4,040 0 0
Invesco QQQ Trust COM 46090E103   31,443 57 SH   DFND 1 0 0 57
Invesco QQQ Trust Unit Ser 1 Com 46090E103   123,567 224 SH   SOLE 0 224 0 0
Invesco S&P 500 Equal Weight E Com 46137V357   369,114 2,031 SH   SOLE 0 2,031 0 0
Invesco S&P 500 Low Volatility E COM 46138E354   37,575 516 SH   DFND 1 0 0 516
Invesco Solar ETF Com 46138G706   3,426 100 SH   SOLE 0 100 0 0
Invesco SP 500 Low Volatility Com 46138E354   254,360 3,493 SH   SOLE 0 3,493 0 0
Invesco Tr II Senior Loan ETF Com 46138G508   175,519 8,390 SH   SOLE 0 8,390 0 0
Invesco Tr II Senior Loan ETF Com 46138G508   91,525 4,375 SH   OTR 0 4,375 0 0
Invesco Water Resources ETF Com 46137V142   7,201 103 SH   SOLE 0 103 0 0
Invesco Water Resources ETF Com 46137V142   58,724 840 SH   OTR 0 840 0 0
Invitation Homes Inc Com 46187W107   121,098 3,692 SH   OTR 0 3,692 0 0
Invsc S P 500 Momentum COM 46138E339   675 6 SH   DFND 1 0 0 6
IQVIA Holdings Inc Com 46266C105   14,183 90 SH   SOLE 0 90 0 0
IQVIA Holdings Inc Com 46266C105   203,449 1,291 SH   OTR 0 1,291 0 0
Ishar Tru Esg Awr Usd COM 46435G193   26,529 1,142 SH   DFND 1 0 0 1,142
Ishare Robot Artif Intel COM 46435U556   15,856 387 SH   DFND 1 0 0 387
iShares 0-5 Year High Yield Corp COM 46434V407   26,963 625 SH   DFND 1 0 0 625
iShares 0-5 Year TIPS Bond ETF COM 46429B747   3,602 35 SH   DFND 1 0 0 35
IShares 0-5 Yr TIPs ETF Com 46429B747   8,043,343 78,159 SH   SOLE 0 78,159 0 0
IShares 0-5 Yr TIPs ETF Com 46429B747   2,600,742 25,272 SH   OTR 0 23,507 305 1,460
Ishares 10-20 Year Tsury COM 464288653   76,403 752 SH   DFND 1 0 0 752
Ishares 1-3 Year Treasury ETF Com 464287457   7,274,197 87,789 SH   SOLE 0 87,189 0 600
Ishares 1-3 Year Treasury ETF Com 464287457   294,153 3,550 SH   OTR 0 3,550 0 0
Ishares 1-5 Year Investment Grade Corp Bond Etf COM 464288646   28,649 543 SH   DFND 1 0 0 543
iShares 20 Year Treasury Bond COM 464287432   5,500,534 62,329 SH   DFND 1 0 0 62,329
Ishares 3-7 Year Treasury Bond Com 464288661   398,952 3,350 SH   SOLE 0 3,350 0 0
Ishares 5-10 Yr Inv Gr Corp Bd Com 464288638   169,569 3,182 SH   SOLE 0 3,182 0 0
Ishares 5-10 Yr Inv Gr Corp Bd Com 464288638   170,528 3,200 SH   OTR 0 3,200 0 0
Ishares Barclays 7-10 Year Tr Com 464287440   251,588 2,627 SH   SOLE 0 2,627 0 0
Ishares Barclays Mbs Bond ETF Com 464288588   513,578 5,470 SH   SOLE 0 5,470 0 0
Ishares Barclays TIPS Bond ETF Com 464287176   11,004 100 SH   SOLE 0 100 0 0
Ishares Barclays TIPS Bond ETF Com 464287176   22,008 200 SH   OTR 0 200 0 0
IShares Broad USD High Yield C Com 46435U853   38,823 1,035 SH   SOLE 0 1,035 0 0
IShares Broad USD High Yield C Com 46435U853   40,511 1,080 SH   OTR 0 1,080 0 0
Ishares Broad Usd High Yield Corporate Bd Etf COM 46435U853   4,426 118 SH   DFND 1 0 0 118
IShares Cohen Steers REIT ETF Com 464287564   81,649 1,335 SH   SOLE 0 1,335 0 0
iShares Convertible Bond ETF COM 46435G102   60,097 667 SH   DFND 1 0 0 667
Ishares Core Emerging Markets Com 46434G103   2,079,019 34,633 SH   SOLE 0 34,633 0 0
Ishares Core Emerging Markets Com 46434G103   981,851 16,356 SH   OTR 0 15,631 725 0
iShares Core Growth ETF COM 464289867   6,087,118 98,865 SH   DFND 1 0 0 98,865
iShares Core High Dividend ETF Com 46429B663   983,173 8,391 SH   SOLE 0 8,391 0 0
iShares Core High Dividend ETF COM 46429B663   150,329 1,283 SH   DFND 1 0 0 1,283
iShares Core Intl Aggregate Bond COM 46435G672   920 18 SH   DFND 1 0 0 18
IShares Core Intnl Agg Bond ET Com 46435G672   1,590,432 31,130 SH   SOLE 0 31,130 0 0
IShares Core Intnl Agg Bond ET Com 46435G672   63,352 1,240 SH   OTR 0 1,240 0 0
iShares Core Moderate Allocation COM 464289875   3,453 75 SH   DFND 1 0 0 75
Ishares Core Msci Eafe ETF Com 46432F842   5,820,643 69,725 SH   SOLE 0 69,675 0 50
Ishares Core Msci Eafe ETF Com 46432F842   1,393,699 16,695 SH   OTR 0 16,695 0 0
iShares Core MSCI EM ETF COM 46434G103   37,879 631 SH   DFND 1 0 0 631
IShares Core MSCI Total Intl S Com 46432F834   98,957 1,280 SH   SOLE 0 1,280 0 0
iShares Core MSCI Total Int'l St COM 46432F834   6,278,268 81,209 SH   DFND 1 0 0 81,209
iShares Core S&P 500 COM 464287200   2,309,190 3,719 SH   DFND 1 0 0 3,719
Ishares Core S&P 500 ETF Com 464287200   2,669,249 4,299 SH   SOLE 0 4,289 0 10
iShares Core S&P Mid-Cap COM 464287507   52,097 840 SH   DFND 1 0 0 840
Ishares Core S&P Mid-Cap ETF Com 464287507   2,657,681 42,852 SH   SOLE 0 42,852 0 0
Ishares Core S&P Mid-Cap ETF Com 464287507   1,243,439 20,049 SH   OTR 0 19,324 0 725
Ishares Core S&p Small Cap Etf COM 464287804   180,232 1,649 SH   DFND 1 0 0 1,649
Ishares Core S&P Small-Cap ETF Com 464287804   1,435,961 13,139 SH   SOLE 0 13,139 0 0
Ishares Core S&P Small-Cap ETF Com 464287804   83,935 768 SH   OTR 0 768 0 0
Ishares Core S&P US COM 464287671   19,868,141 132,102 SH   DFND 1 0 0 132,102
Ishares Core Total U.S. Aggreg Com 464287226   967,498 9,753 SH   SOLE 0 9,753 0 0
Ishares Core Total U.S. Aggreg Com 464287226   51,187 516 SH   OTR 0 516 0 0
Ishares Core Total Usd Bond Market Etf COM 46434V613   1,196,160 25,874 SH   DFND 1 0 0 25,874
Ishares Core U S Aggregate Bond Etf COM 464287226   7,159,566 72,173 SH   DFND 1 0 0 72,173
Ishares DJ Select Dividend ETF Com 464287168   129,224 973 SH   SOLE 0 973 0 0
Ishares DJ Select Dividend ETF Com 464287168   19,922 150 SH   OTR 0 150 0 0
iShares DJ US Consumer Goods COM 464287812   13,744 195 SH   DFND 1 0 0 195
Ishares DJ US Telcom Sector ET Com 464287713   500,453 16,805 SH   SOLE 0 16,805 0 0
Ishares DJ US Telcom Sector ET Com 464287713   616,476 20,701 SH   OTR 0 20,501 200 0
iShares DowJones EPAC Select D COM 464288448   61,772 1,790 SH   DFND 1 0 0 1,790
IShares Edge Intl Quality Fact Com 46434V456   106,321 2,460 SH   SOLE 0 2,460 0 0
iShares Edge MSCI Min Vol USA COM 46429B697   121,092 1,290 SH   DFND 1 0 0 1,290
IShares Edge MSCI Min Vol USA Com 46429B697   168,966 1,800 SH   SOLE 0 1,800 0 0
iShares Edge MSCI USA Quality Com 46432F339   156,860 858 SH   SOLE 0 858 0 0
iShares Edge MSCI USA Value Fact COM 46432F388   39,069 345 SH   DFND 1 0 0 345
Ishares Esg Advanced COM 46436E759   59,374 980 SH   DFND 1 0 0 980
iShares ESG Advanced Hi Yld Co Com 46435G441   23,038 485 SH   SOLE 0 485 0 0
iShares ESG Advanced Hi Yld Co Com 46435G441   16,720 352 SH   OTR 0 352 0 0
iShares ESG Advanced MSCI EAFE Com 46436E759   41,314 555 SH   SOLE 0 555 0 0
iShares ESG Advanced MSCI EAFE Com 46436E759   38,485 517 SH   OTR 0 367 0 150
iShares ESG Advanced MSCI EM E Com 46436E742   34,086 795 SH   SOLE 0 795 0 0
iShares ESG Advanced MSCI EM E Com 46436E742   62,898 1,467 SH   OTR 0 1,022 0 445
Ishares Esg Advnc Ttl COM 46436E619   2,047 47 SH   DFND 1 0 0 47
iShares ESG AW MSCI EAFE ETF Com 46435G516   33,636 377 SH   SOLE 0 377 0 0
Ishares Esg Aware Msci Em Etf COM 46434G863   37,052 946 SH   DFND 1 0 0 946
iShares ESG Aware MSCI USA ETF Com 46435G425   101,475 750 SH   SOLE 0 750 0 0
Ishares Esg Aware Msci Usa Etf COM 46435G425   1,036,155 7,658 SH   DFND 1 0 0 7,658
iShares ESG Aware MSCI USA Sma Com 46435U663   64,929 1,571 SH   SOLE 0 1,571 0 0
iShares ESG Aware MSCI USA Sma Com 46435U663   20,334 492 SH   OTR 0 246 0 246
Ishares Esg Awr 1-5 Y COM 46435G243   4,178 166 SH   DFND 1 0 0 166
iShares ESG U.S. Aggregate Bond COM 46435U549   2,187 46 SH   DFND 1 0 0 46
Ishares Fallen Angels COM 46435G474   98,273 3,621 SH   DFND 1 0 0 3,621
iShares Global Clean Energy ET Com 464288224   58,658 4,474 SH   SOLE 0 4,474 0 0
iShares Global Clean Energy ET Com 464288224   10,104 771 SH   OTR 0 771 0 0
iShares Global Energy COM 464287341   1,807 46 SH   DFND 1 0 0 46
Ishares Global Financials Etf COM 464287333   33,684 304 SH   DFND 1 0 0 304
iShares Global Tech COM 464287291   79,978 866 SH   DFND 1 0 0 866
iShares Gold Trust New Com 464285204   82,190 1,318 SH   SOLE 0 1,318 0 0
iShares GSCI Commodity Dynamic R COM 46431W853   24,558 950 SH   DFND 1 0 0 950
Ishares Iboxx $ High Yield Corporate Bond Etf COM 464288513   1,271,267 15,763 SH   DFND 1 0 0 15,763
Ishares IBoxx High Yield Corpo Com 464288513   4,297,758 53,289 SH   SOLE 0 53,289 0 0
Ishares IBoxx High Yield Corpo Com 464288513   175,898 2,181 SH   OTR 0 2,181 0 0
iShares iBoxx InvGrade Corp Bd COM 464287242   145,124 1,324 SH   DFND 1 0 0 1,324
iShares International Treasury Com 464288117   313,337 7,270 SH   SOLE 0 7,270 0 0
iShares International Treasury B COM 464288117   43 1 SH   DFND 1 0 0 1
iShares J.P. Morgan USD Emerging COM 464288281   11,670 126 SH   DFND 1 0 0 126
iShares KLD 400 Social Index COM 464288570   457,206 3,936 SH   DFND 1 0 0 3,936
Ishares Mbs Etf IV COM 464288588   125,437 1,336 SH   DFND 1 0 0 1,336
Ishares Morgstar Mid Cap COM 464288307   132,540 1,652 SH   DFND 1 0 0 1,652
Ishares Mrnstar Lrg Cap COM 464287119   27,713 286 SH   DFND 1 0 0 286
iShares MSCI Denmark ETF Com 46429B523   6,824 60 SH   OTR 0 60 0 0
Ishares Msci Eafe ETF Com 464287465   4,735,525 52,976 SH   SOLE 0 51,986 0 990
Ishares Msci Eafe ETF Com 464287465   2,107,240 23,574 SH   OTR 0 21,286 200 2,088
iShares MSCI EAFE Growth COM 464288885   389,875 3,481 SH   DFND 1 0 0 3,481
Ishares MSCI EAFE Growth ETF Com 464288885   25,309,346 225,976 SH   SOLE 0 222,818 125 3,033
Ishares MSCI EAFE Growth ETF Com 464288885   4,588,830 40,972 SH   OTR 0 40,732 0 240
Ishares Msci Eafe Small Cap ET Com 464288273   3,195,594 43,968 SH   SOLE 0 43,958 0 10
Ishares Msci Eafe Small Cap ET Com 464288273   591,615 8,140 SH   OTR 0 8,140 0 0
iShares MSCI EAFE Small-Cap COM 464288273   2,980 41 SH   DFND 1 0 0 41
Ishares Msci Eafe Value COM 464288877   542,004 8,538 SH   DFND 1 0 0 8,538
iShares MSCI Emerg Mkt Min Vol Com 464286533   1,535,523 24,451 SH   SOLE 0 24,451 0 0
iShares MSCI Emerg Mkt Min Vol Com 464286533   458,189 7,296 SH   OTR 0 7,296 0 0
Ishares Msci Emerging COM 46434G764   3,094 49 SH   DFND 1 0 0 49
Ishares MSCI Emerging Markets Com 46434G764   689,173 10,915 SH   SOLE 0 10,915 0 0
Ishares Msci Emerging Mkt ETF Com 464287234   3,308,743 68,589 SH   SOLE 0 67,813 525 251
Ishares Msci Emerging Mkt ETF Com 464287234   872,588 18,089 SH   OTR 0 16,153 561 1,375
iShares MSCI Eurzone ETF Com 464286608   8,145 137 SH   SOLE 0 137 0 0
iShares MSCI Finland Capped Com 46429B515   11,294 276 SH   OTR 0 276 0 0
Ishares Msci Japan ETF Com 46434G822   7,497 100 SH   SOLE 0 100 0 0
Ishares MSCI KLD 400 Social In Com 464288570   96,994 835 SH   SOLE 0 835 0 0
iShares MSCI Norway Capped Com 46429B499   11,287 405 SH   OTR 0 405 0 0
iShares MSCI South Korea Index Com 464286772   11,269 157 SH   OTR 0 157 0 0
iShares MSCI Sweden Index Com 464286756   18,936 414 SH   OTR 0 414 0 0
iShares MSCI Switzerland Index Com 464286749   10,962 200 SH   OTR 0 200 0 0
iShares MSCI Taiwan ETF Com 46434G772   14,006 244 SH   OTR 0 244 0 0
iShares MSCI USA ESG Select ET Com 464288802   263,640 2,080 SH   SOLE 0 2,080 0 0
Ishares Msci Usa Momntum COM 46432F396   37,250 155 SH   DFND 1 0 0 155
Ishares Msci Usa Qlty COM 46432F339   112,069 613 SH   DFND 1 0 0 613
iShares MSCI USA Value ETF Com 46432F388   7,132 63 SH   SOLE 0 63 0 0
Ishares Nasdaq Biotech ETF Com 464287556   1,860,330 14,705 SH   SOLE 0 14,117 96 492
Ishares Nasdaq Biotech ETF Com 464287556   1,308,304 10,342 SH   OTR 0 8,355 240 1,747
Ishares National Muni Bond ETF Com 464288414   682,254 6,530 SH   SOLE 0 6,530 0 0
Ishares New York Muni Bond ETF Com 464288323   4,098,882 78,613 SH   SOLE 0 74,873 0 3,740
Ishares New York Muni Bond ETF Com 464288323   1,387,289 26,607 SH   OTR 0 22,782 0 3,825
IShares Russell 1000 ETF Com 464287622   317,498 935 SH   SOLE 0 935 0 0
iShares Russell 1000 Growth COM 464287614   58,167 137 SH   DFND 1 0 0 137
Ishares Russell 1000 Growth ET Com 464287614   399,105 940 SH   SOLE 0 940 0 0
iShares Russell 2000 COM 464287655   158,174 733 SH   DFND 1 0 0 733
Ishares Russell 2000 ETF Com 464287655   6,300,960 29,200 SH   SOLE 0 27,561 0 1,639
Ishares Russell 2000 ETF Com 464287655   1,021,891 4,736 SH   OTR 0 4,340 100 296
Ishares Russell 2000 Growth ET Com 464287648   445,370 1,558 SH   SOLE 0 1,558 0 0
Ishares Russell 2000 Growth ET Com 464287648   625,176 2,187 SH   OTR 0 2,004 40 143
Ishares Russell 2000 Value ETF Com 464287630   197,989 1,255 SH   SOLE 0 1,255 0 0
Ishares Russell 2000 Value ETF Com 464287630   14,987 95 SH   OTR 0 0 95 0
Ishares Russell Mid Cap ETF Com 464287499   933,496 10,150 SH   SOLE 0 10,150 0 0
Ishares Russell Mid Cap ETF Com 464287499   29,430 320 SH   OTR 0 320 0 0
Ishares Russell Midcap Growth Com 464287481   750,120 5,409 SH   OTR 0 5,409 0 0
Ishares Russell MidCap Value Com 464287473   304,979 2,308 SH   SOLE 0 2,308 0 0
IShares Russell Top 200 Growth Com 464289438   377,160 1,530 SH   SOLE 0 1,530 0 0
Ishares S&P 100 Etf COM 464287101   35,436 116 SH   DFND 1 0 0 116
Ishares S&P 500 Growth COM 464287309   20,258 184 SH   DFND 1 0 0 184
Ishares S&P 500 Growth ETF Com 464287309   810,226 7,359 SH   SOLE 0 7,359 0 0
Ishares S&P 500 Value COM 464287408   13,875 71 SH   DFND 1 0 0 71
Ishares S&P 500 Value ETF Com 464287408   889,356 4,551 SH   SOLE 0 4,551 0 0
Ishares S&P Midcap 400/Grwth E Com 464287606   353,912 3,890 SH   SOLE 0 3,881 0 9
Ishares S&P Midcap 400/Value E Com 464287705   80,945 655 SH   SOLE 0 655 0 0
Ishares S&P Pref Stk ETF Com 464288687   2,356,132 76,797 SH   SOLE 0 76,797 0 0
Ishares S&P Pref Stk ETF Com 464288687   210,403 6,858 SH   OTR 0 3,678 0 3,180
iShares S&P Small-Cap 600 Value COM 464287879   57,008 573 SH   DFND 1 0 0 573
Ishares S&P Smallcap 600/Val E Com 464287879   9,850 99 SH   SOLE 0 99 0 0
Ishares S&P Smallcap 600/Val E Com 464287879   110,334 1,109 SH   OTR 0 1,109 0 0
Ishares S&P Smallcap/600 Growt Com 464287887   314,507 2,364 SH   SOLE 0 2,364 0 0
Ishares S&P Smallcap/600 Growt Com 464287887   120,135 903 SH   OTR 0 903 0 0
Ishares S&P Smll Cap 600 COM 464287887   5,820,500 43,750 SH   DFND 1 0 0 43,750
iShares Short-Term National Mu Com 464288158   845,935 7,955 SH   SOLE 0 7,955 0 0
iShares Silver Trust Com 46428Q109   66,440 2,025 SH   SOLE 0 2,025 0 0
iShares SP 100 Index Com 464287101   14,000 46 SH   SOLE 0 46 0 0
Ishares Tips Bond Etf COM 464287176   62,404 567 SH   DFND 1 0 0 567
Ishares Tr 10 Yr Invst Grd Com 464289511   389,379 7,755 SH   SOLE 0 7,755 0 0
iShares TR 1-5 Yr Inv Gr Corp Com 464288646   10,709,647 202,988 SH   SOLE 0 202,988 0 0
iShares TR 1-5 Yr Inv Gr Corp Com 464288646   2,363,120 44,790 SH   OTR 0 35,600 0 9,190
Ishares Tr High Yield Systemat Com 46435G250   333,512 7,025 SH   SOLE 0 7,025 0 0
Ishares Tr High Yield Systemat Com 46435G250   95,900 2,020 SH   OTR 0 2,020 0 0
iShares Tr Intrm Gov Cr ETF Com 464288612   634,226 5,939 SH   SOLE 0 5,939 0 0
Ishares Tr Rus 1000 Val ETF Com 464287598   267,066 1,375 SH   SOLE 0 1,375 0 0
Ishares Treasury COM 46434V860   42,141 832 SH   DFND 1 0 0 832
Ishares U S Energy Etf COM 464287796   43,551 963 SH   DFND 1 0 0 963
Ishares U S Treasury Bond Etf COM 46429B267   389,370 16,944 SH   DFND 1 0 0 16,944
iShares U.S. Infrastructure ETF COM 46435U713   38,171 776 SH   DFND 1 0 0 776
iShares U.S. Medical Devices COM 464288810   19,920 318 SH   DFND 1 0 0 318
Ishares US Technology COM 464287721   101,883 588 SH   DFND 1 0 0 588
Ishrs 0-5 Year Inv Grd COM 46434V100   57,926 1,145 SH   DFND 1 0 0 1,145
Ishs Msci Emerg Mrkt Min COM 464286533   149,276 2,377 SH   DFND 1 0 0 2,377
Itt Inc Com 45073V108   30,425 194 SH   SOLE 0 194 0 0
J P Morgan Chase & Co COM 46625H100   586,840 2,024 SH   DFND 1 0 0 2,024
Jacobs Solutions Inc Com 46982L108   78,870 600 SH   SOLE 0 600 0 0
Jacobs Solutions Inc Com 46982L108   364,774 2,775 SH   OTR 0 1,075 0 1,700
JetBlue Airways Corporation COM 477143101   909 215 SH   DFND 1 0 0 215
Jm Smucker CO Com 832696405   39,280 400 SH   SOLE 0 0 0 400
Jm Smucker CO Com 832696405   12,373 126 SH   OTR 0 126 0 0
Johnson & Johnson Com 478160104   11,190,923 73,263 SH   SOLE 0 68,156 0 5,107
Johnson & Johnson Com 478160104   5,630,060 36,858 SH   OTR 0 33,788 145 2,925
Johnson & Johnson COM 478160104   403,260 2,640 SH   DFND 1 0 0 2,640
Johnson Controls International Com G51502105   9,506 90 SH   SOLE 0 90 0 0
Johnson Controls International Com G51502105   6,548 62 SH   OTR 0 0 62 0
JP Morgan Chase & CO Com 46625H100   21,067,470 72,669 SH   SOLE 0 71,039 65 1,565
JP Morgan Chase & CO Com 46625H100   16,753,899 57,790 SH   OTR 0 52,852 555 4,383
JPMorgan Core Plus Bond ETF Com 46641Q670   29,648 630 SH   OTR 0 630 0 0
JPMorgan Equity Premium Income Com 46641Q332   451,844 7,948 SH   SOLE 0 6,918 0 1,030
JPMorgan Equity Premium Income E COM 46641Q332   39,340 692 SH   DFND 1 0 0 692
JPMorgan Municipal ETF Com 46641Q647   1,201,040 24,195 SH   SOLE 0 24,195 0 0
JPMorgan Municipal ETF Com 46641Q647   374,534 7,545 SH   OTR 0 7,545 0 0
JPMorgan NASDAQ Eqt Prem ETF Com 46654Q203   108,800 2,000 SH   OTR 0 2,000 0 0
JPMorgan Ultra-Short Income ET Com 46641Q837   62,134 1,226 SH   SOLE 0 1,226 0 0
Kellanova Com 487836108   9,623 121 SH   SOLE 0 121 0 0
Kellanova Com 487836108   44,696 562 SH   OTR 0 562 0 0
Kenvue Inc Com 49177J102   11,679 558 SH   OTR 0 558 0 0
Keycorp Com 493267108   48,114 2,762 SH   SOLE 0 2,762 0 0
KeyCorp COM 493267108   36,484 2,094 SH   DFND 1 0 0 2,094
Kimberly Clark Corp Com 494368103   473,136 3,670 SH   SOLE 0 3,670 0 0
Kimberly Clark Corp Com 494368103   270,732 2,100 SH   OTR 0 2,100 0 0
Kimberly-Clark Corporation COM 494368103   13,537 105 SH   DFND 1 0 0 105
Kimco Realty Corp Com 49446R109   73,570 3,500 SH   SOLE 0 3,500 0 0
Kinder Morgan Inc Com 49456B101   29,400 1,000 SH   OTR 0 1,000 0 0
Kkr & Co Inc COM 48251W104   114,406 860 SH   DFND 1 0 0 860
Kraft Heinz CO Com 500754106   135,348 5,242 SH   SOLE 0 5,242 0 0
Kraft Heinz CO Com 500754106   179,862 6,966 SH   OTR 0 6,966 0 0
Kraft Heinz Company COM 500754106   852 33 SH   DFND 1 0 0 33
Kroger CO Com 501044101   15,063 210 SH   SOLE 0 210 0 0
Kyndryl Hldgs Inc COM 50155Q100   22,700 541 SH   DFND 1 0 0 541
Kyndryl Holdings Inc Com 50155Q100   923 22 SH   SOLE 0 10 0 12
L3 Harris Technologies Inc Com 502431109   1,229,116 4,900 SH   SOLE 0 4,900 0 0
Lam Research Corporation Com 512807306   14,601 150 SH   SOLE 0 150 0 0
Lam Research Corporation COM 512807108   126,542 1,300 SH   DFND 1 0 0 1,300
Lamb Weston Holdings Inc Com 513272104   3,422 66 SH   OTR 0 66 0 0
Las Vegas Sands Corp Com 517834107   18,032 414 SH   OTR 0 0 0 414
Lauder Estee Cos Cl-A Com 518439104   19,715 244 SH   SOLE 0 244 0 0
Lauder Estee Cos Cl-A Com 518439104   2,101 26 SH   OTR 0 26 0 0
Lexicon Pharmaceuticals Inc Com 528872302   9,457 10,000 SH   SOLE 0 10,000 0 0
Liberty Media Corp Del Com 531229755   456,247 4,366 SH   OTR 0 4,366 0 0
Lilly Eli & CO Com 532457108   3,196,073 4,100 SH   SOLE 0 3,548 0 552
Lilly Eli & CO Com 532457108   5,003,024 6,418 SH   OTR 0 5,285 20 1,113
Lilly Eli & Company COM 532457108   101,001 130 SH   DFND 1 0 0 130
Lincoln National Corp. COM 534187109   33,216 960 SH   DFND 1 0 0 960
Linde PLC Com G54950103   2,875,604 6,129 SH   SOLE 0 6,129 0 0
Linde PLC Com G54950103   1,154,183 2,460 SH   OTR 0 2,010 0 450
Lockheed Martin Corp Com 539830109   3,196,592 6,902 SH   SOLE 0 6,387 0 515
Lockheed Martin Corp Com 539830109   923,547 1,994 SH   OTR 0 1,956 0 38
Lockheed Martin Corp COM 539830109   176,456 381 SH   DFND 1 0 0 381
Logitech International S.A. Com H50430232   9,005 100 SH   OTR 0 100 0 0
Lowes Companies Inc COM 548661107   164,535 742 SH   DFND 1 0 0 742
Lowes Cos Inc Com 548661107   15,030,139 67,743 SH   SOLE 0 67,143 25 575
Lowes Cos Inc Com 548661107   6,061,710 27,321 SH   OTR 0 26,482 215 624
LPL Financial COM 50212V100   110,991 296 SH   DFND 1 0 0 296
Lvmh Moet Hennessy Lou COM 502441306   2,627 25 SH   DFND 1 0 0 25
Lyft Inc COM 55087P104   3,940 250 SH   DFND 1 0 0 250
M & T Bank Corp Com 55261F104   96,995 500 SH   OTR 0 500 0 0
M&T Bank Corp. COM 55261F104   32,396 167 SH   DFND 1 0 0 167
Manulife Finl Corp ADR Com 56501R106   3,771 118 SH   SOLE 0 118 0 0
Markel Group INC COM Com 570535104   17,976 9 SH   SOLE 0 9 0 0
Markel Group INC COM Com 570535104   369,512 185 SH   OTR 0 185 0 0
Marriott International Inc Com 571903202   521,285 1,908 SH   SOLE 0 1,908 0 0
Marriott International Inc Com 571903202   20,491 75 SH   OTR 0 75 0 0
Marsh & Mc Lennan Co COM 571748102   10,932 50 SH   DFND 1 0 0 50
Marsh & McLennan Companies Inc Com 571748102   2,624,336 12,003 SH   SOLE 0 11,973 0 30
Marsh & McLennan Companies Inc Com 571748102   2,573,174 11,769 SH   OTR 0 11,377 0 392
Martin Marietta Matls Inc Com 573284106   101,558 185 SH   SOLE 0 185 0 0
Martin Marietta Matls Inc Com 573284106   373,293 680 SH   OTR 0 680 0 0
Masco Corp Com 574599106   248,172 3,856 SH   SOLE 0 3,806 0 50
Masco Corp Com 574599106   11,263 175 SH   OTR 0 175 0 0
Mastercard Inc Cl A Com 57636Q104   1,354,275 2,410 SH   SOLE 0 2,399 0 11
Mastercard Inc Cl A Com 57636Q104   2,298,335 4,090 SH   OTR 0 4,070 0 20
Mastercard Incorporated COM 57636Q104   2,810 5 SH   DFND 1 0 0 5
Materials Select SPDR Fund Com 81369Y100   2,856,811 32,534 SH   SOLE 0 29,661 0 2,873
Materials Select SPDR Fund Com 81369Y100   703,185 8,008 SH   OTR 0 7,423 257 328
Mc Donalds Corp COM 580135101   25,127 86 SH   DFND 1 0 0 86
McCormick & CO Inc Com 579780206   131,927 1,740 SH   SOLE 0 1,740 0 0
McCormick & CO Inc Com 579780206   63,689 840 SH   OTR 0 840 0 0
McDonalds Corp Com 580135101   13,178,328 45,105 SH   SOLE 0 44,620 35 450
McDonalds Corp Com 580135101   5,779,707 19,782 SH   OTR 0 18,781 217 784
McEwen Inc. Com 58039P305   961 100 SH   SOLE 0 100 0 0
McKesson Corp Com 58155Q103   325,354 444 SH   SOLE 0 444 0 0
Medclean Tech Inc Xxx COM 58405Y302   0 1 SH   DFND 1 0 0 1
Medtronic PLC Com G5960L103   656,564 7,532 SH   SOLE 0 7,282 0 250
Medtronic PLC Com G5960L103   714,707 8,199 SH   OTR 0 8,128 71 0
MercadoLibre, Inc. Com 58733R102   269,204 103 SH   OTR 0 103 0 0
Mercadolibre, Inc. COM 58733R102   52,329 20 SH   DFND 1 0 0 20
Merck & CO Inc Com 58933Y105   4,051,409 51,180 SH   SOLE 0 49,687 493 1,000
Merck & CO Inc Com 58933Y105   3,455,651 43,654 SH   OTR 0 42,323 281 1,050
Merck & Co Inc COM 58933Y105   74,276 938 SH   DFND 1 0 0 938
Meta Platforms Inc Com 30303M102   3,999,710 5,419 SH   SOLE 0 5,419 0 0
Meta Platforms Inc Com 30303M102   2,522,054 3,417 SH   OTR 0 3,385 32 0
Meta Platforms, Inc. COM 30303M102   59,785 81 SH   DFND 1 0 0 81
Metlife Inc Com 59156R108   523,615 6,511 SH   SOLE 0 6,511 0 0
Metlife Inc Com 59156R108   113,473 1,411 SH   OTR 0 1,300 111 0
MetLife, Inc. COM 59156R108   23,081 287 SH   DFND 1 0 0 287
Mettler Toledo International Com 592688105   58,736 50 SH   OTR 0 50 0 0
Mge Energy Inc COM 55277P104   156,293 1,767 SH   DFND 1 0 0 1,767
Microchip Technology Inc Com 595017104   1,866,564 26,525 SH   SOLE 0 26,475 0 50
Microchip Technology Inc Com 595017104   465,498 6,615 SH   OTR 0 5,829 136 650
Micron Technology Inc Com 595112103   27,115 220 SH   SOLE 0 220 0 0
Microsoft Corp Com 594918104   47,757,329 96,012 SH   SOLE 0 92,644 82 3,286
Microsoft Corp Com 594918104   55,446,293 111,470 SH   OTR 0 109,260 672 1,538
Microsoft Corp COM 594918104   477,545 960 SH   DFND 1 0 0 960
Midcap SPDR Trust Series 1 Com 78467Y107   8,165,979 14,415 SH   SOLE 0 13,609 0 806
Midcap SPDR Trust Series 1 Com 78467Y107   1,195,870 2,111 SH   OTR 0 1,861 50 200
Middlesex Water CO Com 596680108   44,428 820 SH   SOLE 0 0 0 820
Mind Medicine Mindmed Inc Com 60255C885   39 6 SH   SOLE 0 6 0 0
Moelis & Company COM 60786M105   3,701 59 SH   DFND 1 0 0 59
Mondelez International Inc Com 609207105   1,532,979 22,731 SH   SOLE 0 22,167 0 564
Mondelez International Inc Com 609207105   2,185,031 32,400 SH   OTR 0 31,528 0 872
Mondelez International, Inc. COM 609207105   6,744 100 SH   DFND 1 0 0 100
Monster Beverage Corp New Com 61174X109   62,014 990 SH   SOLE 0 990 0 0
Monster Beverage Corp New Com 61174X109   175,079 2,795 SH   OTR 0 2,795 0 0
Moodys Corp Com 615369105   42,635 85 SH   SOLE 0 85 0 0
Moodys Corp Com 615369105   193,112 385 SH   OTR 0 385 0 0
Moody's Corporation COM 615369105   4,013 8 SH   DFND 1 0 0 8
Morgan Stanley Com 617446448   1,887,101 13,397 SH   SOLE 0 13,397 0 0
Morgan Stanley COM 617446448   14,086 100 SH   DFND 1 0 0 100
Motley Fool 100 Index ETF COM 74933W601   32,255 500 SH   DFND 1 0 0 500
Mueller Inds Inc COM 624756102   22,728 286 SH   DFND 1 0 0 286
Nano X Imaging Ltd Com M70700105   2,068 400 SH   SOLE 0 400 0 0
National Fuel Gas CO Com 636180101   111,817 1,320 SH   SOLE 0 660 0 660
National Fuel Gas CO Com 636180101   8,471 100 SH   OTR 0 100 0 0
National Grid PLC ADR Com 636274409   5,581 75 SH   SOLE 0 75 0 0
National Grid PLC ADR Com 636274409   6,771 91 SH   OTR 0 91 0 0
NBT Bancorp Inc Com 628778102   9,719,032 233,912 SH   SOLE 0 1,341 0 232,571
NBT Bancorp Inc Com 628778102   679,637 16,357 SH   OTR 0 9,394 0 6,963
Nbt Bancorp Inc COM 628778102   770,249 18,538 SH   DFND 1 0 0 18,538
Netapp Inc Com 64110D104   21,310 200 SH   OTR 0 200 0 0
Netflix Inc Com 64110L106   3,951,773 2,951 SH   SOLE 0 2,924 0 27
Netflix Inc Com 64110L106   1,838,625 1,373 SH   OTR 0 1,323 0 50
Netflix, Inc. COM 64110L106   178,104 133 SH   DFND 1 0 0 133
New York Cmnty Banco COM 649445103   1,410 133 SH   DFND 1 0 0 133
Newmont Mining Corp. COM 651639106   0 105 SH   DFND 1 0 0 105
Nextdoor Hldgs Inc COM 65345M108   830 500 SH   DFND 1 0 0 500
Nextera Energy Inc Com 65339F101   3,931,671 56,636 SH   SOLE 0 54,836 0 1,800
Nextera Energy Inc Com 65339F101   2,149,382 30,962 SH   OTR 0 22,927 84 7,951
Nextera Energy Inc COM 65339F101   75,460 1,087 SH   DFND 1 0 0 1,087
Nike Inc-Class B Com 654106103   1,426,341 20,078 SH   SOLE 0 19,928 0 150
Nike Inc-Class B Com 654106103   826,977 11,641 SH   OTR 0 11,641 0 0
Norfolk Southern Corp Com 655844108   867,226 3,388 SH   SOLE 0 3,388 0 0
Norfolk Southern Corp Com 655844108   708,525 2,768 SH   OTR 0 2,468 0 300
Northern Tr Corp Com 665859104   12,679 100 SH   SOLE 0 100 0 0
Northrop Grumman Corporation Com 666807102   8,000 16 SH   SOLE 0 16 0 0
Northrop Grumman Corporation Com 666807102   342,986 686 SH   OTR 0 686 0 0
Northrop Grumman Corporation COM 666807102   50,691 101 SH   DFND 1 0 0 101
Norwegian Cruise Line Holdings Com G66721104   4,056 200 SH   SOLE 0 200 0 0
Norwood Financial Corp Com 669549107   51,844 2,011 SH   SOLE 0 2,011 0 0
NOV Inc Com 62955J103   3,717 299 SH   SOLE 0 299 0 0
Novanta Inc ADR Com 67000B104   6,060 47 SH   OTR 0 47 0 0
Novartis AG COM 66987V109   6,898 57 SH   DFND 1 0 0 57
Novartis Ag Spons ADR Com 66987V109   2,268,090 18,743 SH   SOLE 0 18,493 0 250
Novartis Ag Spons ADR Com 66987V109   1,200,298 9,919 SH   OTR 0 9,819 100 0
Novo Nordisk As Spons ADR Com 670100205   1,394,204 20,200 SH   SOLE 0 20,150 0 50
Novo Nordisk As Spons ADR Com 670100205   82,824 1,200 SH   OTR 0 1,200 0 0
Novo-Nordisk A-S Adr COM 670002103   1,726 25 SH   DFND 1 0 0 25
Ntnl Grid Plc COM 636274409   3,274 44 SH   DFND 1 0 0 44
Nucor Corp Com 670346105   677,624 5,231 SH   SOLE 0 5,231 0 0
Nucor Corp Com 670346105   95,730 739 SH   OTR 0 739 0 0
Nucor Corporation COM 670346105   12,954 100 SH   DFND 1 0 0 100
Nugenerex Immuno-Oncolog COM 629998659   0 67 SH   DFND 1 0 0 67
Nugenerex Immuno-Oncoxxx COM 67053X102   0 42 SH   DFND 1 0 0 42
Nuveen ESG Large Cap Growth ET Com 67092P201   47,915 510 SH   SOLE 0 510 0 0
Nuveen ESG Large Cap Growth ET Com 67092P201   36,734 391 SH   OTR 0 391 0 0
Nuveen New York Amt-Free Quali Com 670656107   12,942 1,306 SH   SOLE 0 1,306 0 0
Nuveen Quality Muni Income Fun Com 67066V101   32,256 2,857 SH   SOLE 0 2,857 0 0
Nvidia Corp Com 67066G104   8,407,596 53,216 SH   SOLE 0 52,351 0 865
Nvidia Corp Com 67066G104   3,074,573 19,461 SH   OTR 0 15,114 280 4,067
NVIDIA Corporation COM 67066G104   248,992 1,576 SH   DFND 1 0 0 1,576
NXP Semiconductors NV Com N6596X109   22,504 103 SH   SOLE 0 103 0 0
Occidental Pete Corp Com 674599105   12,393 295 SH   SOLE 0 295 0 0
Occidental Pete Corp Com 674599105   50,412 1,200 SH   OTR 0 650 0 550
Occidental Pete Corp Wt Exp 08 Com 674599162   3,997 193 SH   OTR 0 125 0 68
Ocugen, Inc. COM 67577C105   49 50 SH   DFND 1 0 0 50
Oge Energy Corp Com 670837103   53,256 1,200 SH   SOLE 0 600 0 600
Old Dominion Freight Line Inc Com 679580100   17,528 108 SH   SOLE 0 108 0 0
Omnicom Group Com 681919106   5,396 75 SH   OTR 0 75 0 0
Oneok Inc Com 682680103   40,815 500 SH   OTR 0 500 0 0
Oracle Corp. COM 68389X105   230,873 1,056 SH   DFND 1 0 0 1,056
Oracle Corporation Com 68389X105   7,637,839 34,935 SH   SOLE 0 33,435 0 1,500
Oracle Corporation Com 68389X105   3,345,914 15,304 SH   OTR 0 12,695 109 2,500
O'Reilly Automotive Inc Com 67103H107   589,450 6,540 SH   SOLE 0 6,540 0 0
Organon & Co Com 68622V106   4,685 484 SH   OTR 0 484 0 0
Organon & Co. Common Stock COM 68622V106   434 45 SH   DFND 1 0 0 45
O'Shares FTSE U.S. Quality Divid COM 67110P407   13,061 242 SH   DFND 1 0 0 242
O'Shares Global Internet COM 67110P704   24,491 457 SH   DFND 1 0 0 457
Otis Worldwide Corp Com 68902V107   1,177,447 11,891 SH   SOLE 0 11,384 50 457
Otis Worldwide Corp Com 68902V107   705,418 7,124 SH   OTR 0 6,691 433 0
Ouster Inc COM 68989M103   1,213 50 SH   DFND 1 0 0 50
Paccar Inc Com 693718108   826,927 8,699 SH   SOLE 0 8,699 0 0
Pacer US Small Cap Cash Cows E Com 69374H857   203,506 5,111 SH   OTR 0 5,111 0 0
Palantir Technologies In COM 69608A108   3,408 25 SH   DFND 1 0 0 25
Palantir Technologies, Inc. Com 69608A108   109,056 800 SH   OTR 0 400 0 400
Palo Alto Networks Com 697435105   4,224,384 20,643 SH   SOLE 0 20,004 0 639
Palo Alto Networks Com 697435105   1,846,262 9,022 SH   OTR 0 8,474 40 508
Parker Hannifin Corp Com 701094104   82,419 118 SH   SOLE 0 118 0 0
Paychex Inc Com 704326107   2,295,213 15,779 SH   SOLE 0 15,779 0 0
Paychex Inc Com 704326107   67,639 465 SH   OTR 0 390 75 0
Paypal Holdings Inc Com 70450Y103   638,483 8,591 SH   SOLE 0 8,591 0 0
Paypal Holdings Inc Com 70450Y103   10,553 142 SH   OTR 0 142 0 0
PayPal Holdings, Inc. COM 70450Y103   4,831 65 SH   DFND 1 0 0 65
Pepsico Inc Com 713448108   6,393,377 48,420 SH   SOLE 0 47,737 0 683
Pepsico Inc Com 713448108   3,686,953 27,923 SH   OTR 0 26,881 282 760
Pepsico, Inc. COM 713448108   157,260 1,191 SH   DFND 1 0 0 1,191
Petroleo Brasileiro Sa Petrobr Com 71654V408   25,020 2,000 SH   OTR 0 2,000 0 0
Pfizer Inc Com 717081103   2,284,523 94,246 SH   SOLE 0 89,925 0 4,321
Pfizer Inc Com 717081103   1,474,055 60,811 SH   OTR 0 56,964 994 2,853
Pfizer Inc. COM 717081103   298,323 12,307 SH   DFND 1 0 0 12,307
Pgim Active High Yield COM 69344A206   1,242 35 SH   DFND 1 0 0 35
Philip Morris International Com 718172109   1,445,566 7,937 SH   SOLE 0 7,262 0 675
Philip Morris International Com 718172109   4,122,695 22,636 SH   OTR 0 22,636 0 0
Philip Morris Intl, Inc. COM 718172109   21,856 120 SH   DFND 1 0 0 120
Phillips 66 Com 718546104   49,867 418 SH   SOLE 0 418 0 0
Phillips 66 Com 718546104   5,965 50 SH   OTR 0 50 0 0
Phillips 66 COM 718546104   115,445 968 SH   DFND 1 0 0 968
PIMCO 0-5 Year High Yield Corp Com 72201R783   19,002 200 SH   SOLE 0 200 0 0
PIMCO 0-5 Year High Yield Corp Com 72201R783   160,092 1,685 SH   OTR 0 1,685 0 0
PIMCO California Municipal Inc Com 72200M108   6,062 1,131 SH   SOLE 0 1,131 0 0
Pimco Corporate & Income Oppor Com 72201B101   1,229,644 88,400 SH   SOLE 0 88,400 0 0
Pimco Dynamic Income Cf COM 72201Y101   9,238 487 SH   DFND 1 0 0 487
Pimco Municipal Incm Fd COM 72200R107   17,556 2,200 SH   DFND 1 0 0 2,200
Plug Power Inc COM 72919P202   75 50 SH   DFND 1 0 0 50
PNC Financial Services Group Com 693475105   14,914 80 SH   SOLE 0 80 0 0
Portillos Inc COM 73642K106   11,670 1,000 SH   DFND 1 0 0 1,000
Ppg Industries Inc Com 693506107   45,500 400 SH   OTR 0 400 0 0
PPL Corporation COM 709051106   79,167 2,336 SH   DFND 1 0 0 2,336
Predictive Technology Group, Inc COM 74039H102   0 5 SH   DFND 1 0 0 5
Procter & Gamble CO Com 742718109   13,207,309 82,898 SH   SOLE 0 78,034 125 4,739
Procter & Gamble CO Com 742718109   7,150,919 44,884 SH   OTR 0 41,294 321 3,269
Procter & Gamble Co COM 742718109   567,854 3,564 SH   DFND 1 0 0 3,564
ProShares Bitcoin Strategy ETF Com 74347G440   27,770 1,291 SH   OTR 0 0 0 1,291
ProShares S&P 500 Div Aristocrat COM 74348A467   279,046 2,771 SH   DFND 1 0 0 2,771
Proshares Trust Pet Care ETF Com 74348A145   7,530 130 SH   OTR 0 130 0 0
Prudential Financial, Inc. COM 744320102   64,126 597 SH   DFND 1 0 0 597
Prudential Finl Inc Com 744320102   1,184,526 11,025 SH   SOLE 0 11,025 0 0
Prudential Finl Inc Com 744320102   1,315,818 12,247 SH   OTR 0 11,897 150 200
Public Service Enterprise Grou Com 744573106   97,817 1,162 SH   SOLE 0 1,162 0 0
Public Service Enterprise Grou Com 744573106   214,659 2,550 SH   OTR 0 2,550 0 0
Public Srvc Enterprise Grp Inc COM 744573106   80,308 954 SH   DFND 1 0 0 954
Public Storage Inc REIT Com 74460D109   7,922 27 SH   OTR 0 27 0 0
Qualcomm Inc Com 747525103   3,394,627 21,315 SH   SOLE 0 20,890 0 425
Qualcomm Inc Com 747525103   1,803,779 11,326 SH   OTR 0 10,651 175 500
QUALCOMM Inc. COM 747525103   3,982 25 SH   DFND 1 0 0 25
Quanta Services Inc COM 74762E102   37,808 100 SH   DFND 1 0 0 100
Quanta Services Incorporated Com 74762E102   2,146,738 5,678 SH   OTR 0 2,978 0 2,700
Quantumscape Corp COM 74767V109   134 20 SH   DFND 1 0 0 20
Range Resources Corp. Com 75281A109   213,273 5,244 SH   OTR 0 5,244 0 0
Raytheon Technologies Co COM 75513E101   343,293 2,351 SH   DFND 1 0 0 2,351
Rbc Bearings Inc Com 75524B104   298,220 775 SH   SOLE 0 775 0 0
Rbc Bearings Inc Com 75524B104   786,146 2,043 SH   OTR 0 1,899 0 144
Real Estate Select Sect SPDR Com 81369Y860   1,067,021 25,761 SH   SOLE 0 23,643 105 2,013
Real Estate Select Sect SPDR Com 81369Y860   1,462,416 35,307 SH   OTR 0 35,156 26 125
Realty Income Corp REIT Com 756109104   61,700 1,071 SH   OTR 0 1,071 0 0
Regeneron Pharmaceuticals Inc Com 75886F107   69,300 132 SH   OTR 0 132 0 0
Reliance, Inc. Com 759509102   31,390 100 SH   OTR 0 100 0 0
Resmed Inc Com 761152107   52,890 205 SH   OTR 0 205 0 0
Restaurant Brands COM 76131D103   5,038 76 SH   DFND 1 0 0 76
Rivian Automotive, Inc. COM 76954A103   6,870 500 SH   DFND 1 0 0 500
Robinhood Mkts Inc COM 770700102   936 10 SH   DFND 1 0 0 10
Rockwell Automation Inc Com 773903109   181,033 545 SH   SOLE 0 545 0 0
Rockwell Automation Inc Com 773903109   9,965 30 SH   OTR 0 30 0 0
Roper Technologies Inc Com 776696106   119,036 210 SH   SOLE 0 210 0 0
Roper Technologies Inc Com 776696106   892,773 1,575 SH   OTR 0 1,575 0 0
Royal Bank of Canada Com 780087102   65,775 500 SH   OTR 0 500 0 0
Royce Micro-Cap Trust, Inc. Com 780915104   37,287 4,031 SH   OTR 0 4,031 0 0
RTX Corporation Com 75513E101   7,213,972 49,404 SH   SOLE 0 48,008 56 1,340
RTX Corporation Com 75513E101   5,017,539 34,362 SH   OTR 0 32,543 1,186 633
S E I Investments Co COM 784117103   275,186 3,062 SH   DFND 1 0 0 3,062
S&P Global Inc Com 78409V104   8,776,215 16,644 SH   SOLE 0 16,644 0 0
S&P Global Inc Com 78409V104   1,478,521 2,804 SH   OTR 0 1,304 0 1,500
Salesforce Inc Com 79466L302   2,427,214 8,901 SH   SOLE 0 8,863 0 38
Salesforce Inc Com 79466L302   1,492,011 5,471 SH   OTR 0 5,374 34 63
salesforce.com, inc. COM 79466L302   6,817 25 SH   DFND 1 0 0 25
Sandoz Group Ag COM 799926100   601 11 SH   DFND 1 0 0 11
Sarepta Therapeutics Inc COM 803607100   1,710 100 SH   DFND 1 0 0 100
Savient Pharmaceuticaxxx COM 80517Q100   0 500 SH   DFND 1 0 0 500
SCE Trust II Trust Preferred COM 78407R204   4,472 275 SH   DFND 1 0 0 275
Schlumberger Ltd Com 806857108   829,722 24,548 SH   SOLE 0 23,788 0 760
Schlumberger Ltd Com 806857108   473,065 13,996 SH   OTR 0 13,710 286 0
Schwab Emerging Markets COM 808524706   60 2 SH   DFND 1 0 0 2
Schwab Emerging Markets ETF Com 808524706   10,248 340 SH   OTR 0 340 0 0
Schwab Fundamental Intl Lg Co Com 808524755   439,420 10,980 SH   SOLE 0 10,980 0 0
Schwab Fundamental US Broad Mk Com 808524789   286,681 11,955 SH   SOLE 0 11,955 0 0
Schwab Inter Term US Treasury COM 808524854   71,986 2,876 SH   DFND 1 0 0 2,876
Schwab International COM 808524805   313,732 14,196 SH   DFND 1 0 0 14,196
Schwab International Equity ET Com 808524805   3,373,676 152,655 SH   SOLE 0 152,655 0 0
Schwab International Equity ET Com 808524805   999,097 45,208 SH   OTR 0 43,878 0 1,330
Schwab Short-Term US Treasury COM 808524862   33,742 1,384 SH   DFND 1 0 0 1,384
Schwab U S Large Cap Growth Etf COM 808524300   774,851 26,515 SH   DFND 1 0 0 26,515
Schwab U S Mid Cap Etf COM 808524508   324,933 11,583 SH   DFND 1 0 0 11,583
Schwab U S Small Cap Etf COM 808524607   548,549 21,676 SH   DFND 1 0 0 21,676
Schwab U.S. Large-Cap COM 808524201   461,378 18,878 SH   DFND 1 0 0 18,878
Schwab US Aggregate Bd ETF Com 808524839   1,097,207 47,212 SH   SOLE 0 47,212 0 0
Schwab US Aggregate Bd ETF Com 808524839   646,118 27,802 SH   OTR 0 27,802 0 0
Schwab US Aggregate Bond COM 808524839   28,213 1,214 SH   DFND 1 0 0 1,214
Schwab US Broad Market COM 808524102   3,014 126 SH   DFND 1 0 0 126
Schwab US Dividend COM 808524797   5,538 209 SH   DFND 1 0 0 209
Schwab US Dividend Equity ETF Com 808524797   6,478,402 244,468 SH   SOLE 0 242,794 0 1,674
Schwab US Dividend Equity ETF Com 808524797   1,073,674 40,516 SH   OTR 0 40,516 0 0
Schwab US Mid-Cap ETF Com 808524508   480,693 17,137 SH   SOLE 0 17,137 0 0
Schwab US Small Cap ETF Com 808524607   1,677,820 66,317 SH   SOLE 0 66,317 0 0
Schwab US Small Cap ETF Com 808524607   477,234 18,863 SH   OTR 0 18,863 0 0
Schwab US TIPs ETF Com 808524870   94,447 3,540 SH   SOLE 0 3,540 0 0
Schwab US TIPs ETF Com 808524870   153,437 5,751 SH   OTR 0 5,751 0 0
Select STOXX Europe Aerospace Com 84858T772   60,410 1,400 SH   SOLE 0 1,400 0 0
Sempra COM 816851109   7,577 100 SH   DFND 1 0 0 100
Service Corp Intl Com 817565104   8,140 100 SH   SOLE 0 100 0 0
Servicenow Inc Com 81762P102   1,308,746 1,273 SH   SOLE 0 1,250 0 23
Servicenow Inc Com 81762P102   240,571 234 SH   OTR 0 234 0 0
Shell PLC Spon ADS Com 780259305   96,814 1,375 SH   SOLE 0 1,375 0 0
Shell PLC Spon ADS Com 780259305   545,678 7,750 SH   OTR 0 3,150 0 4,600
Sherwin Williams CO Com 824348106   297,350 866 SH   SOLE 0 866 0 0
Sherwin Williams CO Com 824348106   1,715,770 4,997 SH   OTR 0 4,871 0 126
Shopify Inc. COM 82509L107   4,614 40 SH   DFND 1 0 0 40
Simon Ppty Group Inc Com 828806109   80,380 500 SH   OTR 0 500 0 0
SIRIUS XM Radio Inc. COM 82968B103   230 10 SH   DFND 1 0 0 10
Siriusxm Holdings Inc Com 829933100   5,743 250 SH   SOLE 0 250 0 0
Smurfit Westrock Ltd COM G8267P108   15,361 356 SH   DFND 1 0 0 356
Snap Inc. COM 83304A106   869 100 SH   DFND 1 0 0 100
Snowflake Inc Com 833445109   51,467 230 SH   OTR 0 230 0 0
Solventum Corp Com 83444M101   1,593 21 SH   OTR 0 21 0 0
Solventum Corp COM 83444M101   1,896 25 SH   DFND 1 0 0 25
Sonos, Inc. COM 83570H108   270 25 SH   DFND 1 0 0 25
Sony Corp Sponsored ADR Com 835699307   11,193 430 SH   SOLE 0 430 0 0
Southern Company Com 842587107   1,365,053 14,865 SH   SOLE 0 14,665 0 200
Southern Company Com 842587107   489,821 5,334 SH   OTR 0 5,334 0 0
Southern Company COM 842587107   119,379 1,300 SH   DFND 1 0 0 1,300
Southwest Airlines Co. COM 844741108   2,271 70 SH   DFND 1 0 0 70
SPDR BbgBarc Inv Gr Floating R Com 78468R200   96,190 3,120 SH   SOLE 0 3,120 0 0
SPDR Bloomberg Barclays High Yie COM 78464A417   5,058 52 SH   DFND 1 0 0 52
SPDR Bloomberg Conv Sec ETF Com 78464A359   30,915 374 SH   SOLE 0 374 0 0
SPDR Dow Jones Global Real Est Com 78463X749   9,049 205 SH   SOLE 0 205 0 0
SPDR Dow Jones Global Real Est Com 78463X749   5,959 135 SH   OTR 0 135 0 0
SPDR Dow Jones Global Real Estat COM 78463X749   88 2 SH   DFND 1 0 0 2
SPDR Dow Jones Industrial Aver Com 78467X109   1,108,235 2,515 SH   SOLE 0 2,515 0 0
SPDR Dow Jones Industrial Aver Com 78467X109   323,878 735 SH   OTR 0 680 0 55
SPDR Dow Jones Industrial Averag COM 78467X109   44,814 102 SH   DFND 1 0 0 102
SPDR Global Nat Resources Com 78463X541   40,680 750 SH   SOLE 0 750 0 0
Spdr Gold Minishares Etv COM 98149E303   1,376 21 SH   DFND 1 0 0 21
SPDR Gold Shares COM 78463V107   1,486,286 4,876 SH   DFND 1 0 0 4,876
SPDR Gold Trust Com 78463V107   693,793 2,276 SH   SOLE 0 2,276 0 0
SPDR Gold Trust Com 78463V107   959,605 3,148 SH   OTR 0 3,081 0 67
SPDR Nuveen Bloomberg Barclays Com 78468R739   24,585 514 SH   SOLE 0 514 0 0
SPDR Portfolio Developed Wld e Com 78463X889   2,565,406 63,359 SH   SOLE 0 63,359 0 0
SPDR Portfolio Developed Wld e Com 78463X889   791,094 19,538 SH   OTR 0 19,538 0 0
SPDR Portfolio Developed World e COM 78463X889   19,071 471 SH   DFND 1 0 0 471
SPDR Portfolio Emerging Market Com 78463X509   421,758 9,868 SH   SOLE 0 9,868 0 0
SPDR Portfolio Emerging Market Com 78463X509   37,611 880 SH   OTR 0 880 0 0
SPDR Portfolio Emerging Markets COM 78463X509   6,967 163 SH   DFND 1 0 0 163
SPDR Portfolio Intermediate Te Com 78464A375   593,896 17,686 SH   SOLE 0 17,686 0 0
Spdr Portfolio S&P 500 COM 78464A854   48,193 663 SH   DFND 1 0 0 663
SPDR Portfolio S&P 500 Growth ET COM 78464A409   12,106 127 SH   DFND 1 0 0 127
SPDR Portfolio S&P 500 Value E Com 78464A508   5,496 105 SH   SOLE 0 105 0 0
SPDR Portfolio S&P 500 Value ETF COM 78464A508   50,142 958 SH   DFND 1 0 0 958
SPDR Portfolio Short Term Corp Com 78464A474   213,896 7,085 SH   SOLE 0 7,085 0 0
SPDR Portfolio SP 500 High Div Com 78468R788   37,347 880 SH   OTR 0 880 0 0
SPDR Preferred Stock ETF Com 78464A292   687,001 21,631 SH   SOLE 0 21,631 0 0
SPDR Preferred Stock ETF Com 78464A292   18,580 585 SH   OTR 0 585 0 0
SPDR S&P 500 ETF Trust Com 78462F103   7,151,614 11,575 SH   SOLE 0 11,161 0 414
SPDR S&P 500 ETF Trust Com 78462F103   1,584,344 2,564 SH   OTR 0 2,283 0 281
SPDR S&P 600 Smcp Grw ETF Com 78464A201   21,833 246 SH   SOLE 0 246 0 0
SPDR S&P Bank ETF Com 78464A797   132,207 2,371 SH   SOLE 0 2,371 0 0
SPDR S&P Bank ETF Com 78464A797   34,850 625 SH   OTR 0 530 0 95
SPDR S&P Dividend ETF Com 78464A763   10,201,738 75,162 SH   SOLE 0 75,162 0 0
SPDR S&P Dividend ETF Com 78464A763   981,328 7,230 SH   OTR 0 7,230 0 0
SPDR S&P Global Infrastructure E COM 78463X855   67 1 SH   DFND 1 0 0 1
SPDR S&P Regional Banking ETF Com 78464A698   1,353,201 22,785 SH   SOLE 0 22,285 0 500
SPDR S&P Regional Banking ETF Com 78464A698   1,274,234 21,455 SH   OTR 0 20,778 100 577
SPDR Tr Bloomberg 1-3 MO ETF Com 78468R663   269,228 2,935 SH   OTR 0 1,748 0 1,187
SPHERE ENTERTAINMENT CO CL A Com 55826T102   38,038 910 SH   OTR 0 910 0 0
Sprott Physical Gold & Silver Com 85208R101   180,600 6,000 SH   OTR 0 6,000 0 0
SSR Mining Inc. COM 784730103   958 75 SH   DFND 1 0 0 75
Starbucks Corp Com 855244109   520,733 5,683 SH   SOLE 0 5,683 0 0
Starbucks Corp Com 855244109   527,331 5,755 SH   OTR 0 5,755 0 0
Starbucks Corporation COM 855244109   2,473 27 SH   DFND 1 0 0 27
State Street Corp Com 857477103   178,864 1,682 SH   SOLE 0 1,682 0 0
State Street Corp Com 857477103   47,853 450 SH   OTR 0 450 0 0
Stellantis N.V ADR Com N82405106   10,023 1,000 SH   SOLE 0 1,000 0 0
Stryker Corp. COM 863667101   113,546 287 SH   DFND 1 0 0 287
Stryker Corporation Com 863667101   1,899,420 4,801 SH   SOLE 0 4,731 0 70
Stryker Corporation Com 863667101   303,053 766 SH   OTR 0 766 0 0
Suburban Propane Partners LP Com 864482104   5,559 300 SH   SOLE 0 300 0 0
Sun Life Financial Inc Com 866796105   71,367 1,074 SH   SOLE 0 1,074 0 0
Suncor Energy Inc Com 867224107   109,092 2,913 SH   SOLE 0 2,730 0 183
Suncor Energy Inc Com 867224107   26,535 709 SH   OTR 0 300 0 409
Sunpower Corp COM 867652406   0 6 SH   DFND 1 0 0 6
Synchrony Financial COM 87165B103   13,348 200 SH   DFND 1 0 0 200
Synopsys Inc Com 871607107   126,119 246 SH   OTR 0 246 0 0
Synovus Financial Corp. COM 87161C501   1,950 38 SH   DFND 1 0 0 38
Sysco Corp Com 871829107   458,000 6,047 SH   SOLE 0 6,047 0 0
Sysco Corp Com 871829107   641,518 8,470 SH   OTR 0 8,470 0 0
Sysco Corporation COM 871829107   655,605 8,656 SH   DFND 1 0 0 8,656
T Rowe Price Group Inc Com 74144T108   2,231,659 23,126 SH   SOLE 0 23,126 0 0
T Rowe Price Group Inc Com 74144T108   1,208,180 12,520 SH   OTR 0 12,040 295 185
Taiwan Semiconductor Spons ADR Com 874039100   139,518 616 SH   SOLE 0 616 0 0
Taiwan Semiconductor Spons ADR Com 874039100   413,797 1,827 SH   OTR 0 1,827 0 0
Taiwan Semiconductr Adrf COM 874039100   2,265 10 SH   DFND 1 0 0 10
Take Two Interactv COM 874054109   7,771 32 SH   DFND 1 0 0 32
Tapestry Inc Com 876030107   79,907 910 SH   SOLE 0 910 0 0
Target Corp Com 87612E106   1,378,535 13,974 SH   SOLE 0 13,619 0 355
Target Corp Com 87612E106   1,300,274 13,181 SH   OTR 0 10,250 165 2,766
Target Corp COM 87612E106   987 10 SH   DFND 1 0 0 10
TE Connectivity PLC Com G87052109   151,634 899 SH   SOLE 0 899 0 0
TE Connectivity PLC Com G87052109   431,627 2,559 SH   OTR 0 2,418 0 141
Technology Select Sect SPDR Com 81369Y803   3,886,827 15,349 SH   SOLE 0 15,129 121 99
Technology Select Sect SPDR Com 81369Y803   528,997 2,089 SH   OTR 0 1,939 150 0
Teekay Corporation (BM) Com G8726T105   2,888 350 SH   OTR 0 350 0 0
Telefonaktiebolaget LM Ericsson COM 294821608   3,706 437 SH   DFND 1 0 0 437
Tesla Inc Com 88160R101   140,406 442 SH   SOLE 0 442 0 0
Tesla Inc Com 88160R101   31,766 100 SH   OTR 0 100 0 0
Tesla Inc COM 88160R101   632,779 1,992 SH   DFND 1 0 0 1,992
Texas Instruments Inc Com 882508104   1,185,718 5,711 SH   SOLE 0 5,711 0 0
Texas Instruments Inc Com 882508104   871,174 4,196 SH   OTR 0 4,064 0 132
Texas Instruments Inc. COM 882508104   3,316 16 SH   DFND 1 0 0 16
Texas Pacific Land Corporation Com 88262P102   79,229 75 SH   SOLE 0 75 0 0
Texas Pacific Land Corporation Com 88262P102   491,221 465 SH   OTR 0 465 0 0
The AES Corporation COM 00000130H   2,104 200 SH   DFND 1 0 0 200
The Boeing Company COM 097023105   42,954 205 SH   DFND 1 0 0 205
The Carlyle Group Inc. COM 14316J108   13,672 266 SH   DFND 1 0 0 266
The Charles Schwab Corp COM 808513105   72,718 797 SH   DFND 1 0 0 797
The Coca-Cola Company COM 191216100   16,343 231 SH   DFND 1 0 0 231
The Dow Chemical Company COM 260557103   13,425 507 SH   DFND 1 0 0 507
The Hershey Company Com 427866108   45,636 275 SH   SOLE 0 275 0 0
The Hershey Company Com 427866108   574,519 3,462 SH   OTR 0 3,462 0 0
The Sherwin-Williams Company COM 824348106   9,271 27 SH   DFND 1 0 0 27
The TJX Companies, Inc. COM 872540109   4,940 40 SH   DFND 1 0 0 40
Thermo Fisher Scientific Inc Com 883556102   1,691,579 4,172 SH   SOLE 0 4,097 0 75
Thermo Fisher Scientific Inc Com 883556102   2,170,833 5,354 SH   OTR 0 4,453 0 901
Thermo Fisher Scientific, Inc. COM 883556102   8,109 20 SH   DFND 1 0 0 20
TIDAL TR III/YWCA WOMENS EMPOW Com 45259A100   23,793 600 SH   SOLE 0 600 0 0
TJX Cos Inc Com 872540109   4,172,974 33,792 SH   SOLE 0 32,175 167 1,450
TJX Cos Inc Com 872540109   4,099,868 33,200 SH   OTR 0 32,348 498 354
T-Mobile US Inc Com 872590104   673,085 2,825 SH   OTR 0 1,525 0 1,300
Toast Inc COM 888787108   1,107 25 SH   DFND 1 0 0 25
Tompkins Financial Corporation Com 890110109   5,959 95 SH   SOLE 0 0 0 95
Toronto Dominion Bank Com 891160509   6,170 84 SH   SOLE 0 84 0 0
Toronto Dominion Bank Com 891160509   14,690 200 SH   OTR 0 200 0 0
TotalEnergies SE ADR Com 89151E109   138,128 2,250 SH   OTR 0 2,250 0 0
Toyota Motor Corp Spons ADR Com 892331307   15,503 90 SH   SOLE 0 90 0 0
Toyota Motor Corp Spons ADR Com 892331307   189,486 1,100 SH   OTR 0 1,100 0 0
Tractor Supply Co Com 892356106   64,907 1,230 SH   SOLE 0 1,230 0 0
Tractor Supply Co Com 892356106   147,756 2,800 SH   OTR 0 2,800 0 0
Trane Technologies Plc ADR Com G8994E103   697,232 1,594 SH   SOLE 0 1,594 0 0
Trane Technologies Plc ADR Com G8994E103   25,867,115 59,137 SH   OTR 0 59,137 0 0
Transdigm Group Inc Com 893641100   53,222 35 SH   SOLE 0 35 0 0
Transdigm Group Inc Com 893641100   1,368,576 900 SH   OTR 0 900 0 0
Travelers Companies Inc Com 89417E109   53,508 200 SH   SOLE 0 200 0 0
Travelers Companies Inc Com 89417E109   303,925 1,136 SH   OTR 0 1,136 0 0
Tri Continental Corp Com 895436103   46,888 1,481 SH   SOLE 0 1,481 0 0
Truist Financial Corporation Com 89832Q109   577,141 13,425 SH   SOLE 0 13,425 0 0
Truist Financial Corporation Com 89832Q109   104,208 2,424 SH   OTR 0 2,424 0 0
U S Bancorp Del COM 902973304   506,776 11,199 SH   DFND 1 0 0 11,199
Uber Technologies Inc Com 90353T100   259,187 2,778 SH   SOLE 0 2,778 0 0
Uber Technologies Inc Com 90353T100   3,554,730 38,100 SH   OTR 0 38,100 0 0
Uber Technologies Inc COM 90353T100   9,610 103 SH   DFND 1 0 0 103
Under Armour Inc COM 904311206   1,201 185 SH   DFND 1 0 0 185
Under Armour, Inc. COM 904311107   342 50 SH   DFND 1 0 0 50
Union Pac Corp Com 907818108   4,262,692 18,527 SH   SOLE 0 17,619 0 908
Union Pac Corp Com 907818108   4,261,082 18,520 SH   OTR 0 17,173 45 1,302
United Parcel Service Cl B Com 911312106   370,854 3,674 SH   SOLE 0 3,674 0 0
United Parcel Service Cl B Com 911312106   1,302,025 12,899 SH   OTR 0 12,864 35 0
United Rentals Inc Com 911363109   40,684 54 SH   SOLE 0 54 0 0
United Rentals Inc Com 911363109   229,787 305 SH   OTR 0 305 0 0
Unitedhealth Group Inc Com 91324P102   3,245,736 10,404 SH   SOLE 0 10,164 0 240
Unitedhealth Group Inc Com 91324P102   1,293,428 4,146 SH   OTR 0 4,012 64 70
Unitedhealth Group Inc COM 91324P102   34,364 110 SH   DFND 1 0 0 110
Universal Display Co COM 91347P105   15,446 100 SH   DFND 1 0 0 100
US Bancorp New Com 902973304   982,423 21,711 SH   SOLE 0 21,711 0 0
US Bancorp New Com 902973304   356,887 7,887 SH   OTR 0 7,116 555 216
Utilities Select Sector SPDR Com 81369Y886   1,908,966 23,377 SH   SOLE 0 19,214 0 4,163
Utilities Select Sector SPDR Com 81369Y886   1,121,845 13,738 SH   OTR 0 12,941 444 353
Utilities Select Sector SPDR Fun COM 81369Y886   67,451 826 SH   DFND 1 0 0 826
V.F. Corp Com 918204108   6,991 595 SH   SOLE 0 595 0 0
Vail Resorts Inc Com 91879Q109   4,085 26 SH   OTR 0 26 0 0
Vail Resorts Inc COM 91879Q109   882 6 SH   DFND 1 0 0 6
Vale Sa COM 91912E105   486 50 SH   DFND 1 0 0 50
Valero Energy Corp Com 91913Y100   40,326 300 SH   SOLE 0 300 0 0
Valero Energy Corp New COM 91913Y100   38,444 286 SH   DFND 1 0 0 286
Value Line, Inc. Com 920437100   10,962 280 SH   OTR 0 280 0 0
VanEck BDC Income ETF COM 92189F411   988 61 SH   DFND 1 0 0 61
Vaneck ETF Trust Agribusiness Com 92189F700   738,041 10,025 SH   SOLE 0 9,275 0 750
Vaneck ETF Trust Agribusiness Com 92189F700   777,165 10,556 SH   OTR 0 10,304 125 127
Vaneck Faln Angl Hy Bnd COM 92189F437   5,419,757 185,101 SH   DFND 1 0 0 185,101
VanEck Vectors Fallen Angel HY Com 92189F437   211,987 7,240 SH   SOLE 0 7,240 0 0
Vaneck Vectors Gold Miners ETF Com 92189F106   670,116 12,872 SH   SOLE 0 12,872 0 0
Vaneck Vectors Gold Miners ETF Com 92189F106   1,991,868 38,261 SH   OTR 0 35,605 0 2,656
VanEck Vectors Social Sentiment COM 92189H839   273 9 SH   DFND 1 0 0 9
Vanguard Consumer COM 92204A207   37,817 173 SH   DFND 1 0 0 173
Vanguard Consumer Staples ETF Com 92204A207   14,454 66 SH   SOLE 0 66 0 0
Vanguard Dividend Appreciation Com 921908844   168,853 825 SH   SOLE 0 825 0 0
Vanguard Dividend Appreciation Index Fund Etf COM 921908844   31,142 152 SH   DFND 1 0 0 152
Vanguard Emerging Markt COM 921946885   65 1 SH   DFND 1 0 0 1
Vanguard Extended Market Index Com 922908652   236,190 1,226 SH   OTR 0 1,226 0 0
Vanguard Ftse All World COM 922042775   232,867 3,464 SH   DFND 1 0 0 3,464
Vanguard Ftse All-World Ex-USI Com 922042775   269,418 4,008 SH   SOLE 0 4,008 0 0
Vanguard FTSE Developed Market Com 921943858   623,347 10,934 SH   SOLE 0 10,934 0 0
Vanguard FTSE Developed Market Com 921943858   346,792 6,083 SH   OTR 0 6,083 0 0
Vanguard FTSE EM Index Fund ETF COM 922042858   27,895 564 SH   DFND 1 0 0 564
Vanguard Ftse Emerging Markets Com 922042858   1,091,780 22,074 SH   SOLE 0 22,074 0 0
Vanguard Ftse Emerging Markets Com 922042858   168,362 3,404 SH   OTR 0 3,404 0 0
Vanguard Growth Index Fund ETF COM 922908736   38,579 88 SH   DFND 1 0 0 88
Vanguard Health Care COM 92204A504   85,002 342 SH   DFND 1 0 0 342
Vanguard High Dividend Yield E Com 921946406   267,020 2,003 SH   SOLE 0 1,652 0 351
Vanguard High Dividend Yield E Com 921946406   85,185 639 SH   OTR 0 639 0 0
Vanguard Index Fds Growth ETF Com 922908736   225,776 515 SH   SOLE 0 515 0 0
Vanguard Index Fund Mid-Cap Com 922908629   802,552 2,868 SH   SOLE 0 2,868 0 0
Vanguard Index Fund Mid-Cap Com 922908629   101,578 363 SH   OTR 0 363 0 0
Vanguard Information Technolog Com 92204A702   318,374 480 SH   SOLE 0 480 0 0
Vanguard Information Technology Etf COM 92204A702   2,669,873 4,025 SH   DFND 1 0 0 4,025
Vanguard Inter Term Corp Bond Com 92206C870   1,115,357 13,451 SH   SOLE 0 13,451 0 0
Vanguard Inter Term Corp Bond Com 92206C870   927,709 11,188 SH   OTR 0 11,188 0 0
Vanguard Intermediate-Term Bon Com 921937819   1,727,776 22,340 SH   SOLE 0 22,340 0 0
Vanguard Intermediate-Term Bon Com 921937819   315,934 4,085 SH   OTR 0 1,755 1,500 830
Vanguard Large-Cap ETF Com 922908637   263,332 923 SH   OTR 0 923 0 0
Vanguard Long-Term Treasury ET Com 92206C847   108,312 1,930 SH   SOLE 0 1,930 0 0
Vanguard Materials COM 92204A801   25,523 131 SH   DFND 1 0 0 131
Vanguard Materials Index ETF Com 92204A801   17,730 91 SH   SOLE 0 91 0 0
Vanguard Mega Cap Etf IV COM 921910873   84,120 374 SH   DFND 1 0 0 374
Vanguard Mega Cap Growth COM 921910816   31,124 85 SH   DFND 1 0 0 85
Vanguard Mega Cap Value COM 921910840   13,776 105 SH   DFND 1 0 0 105
Vanguard Mid Cap Growth COM 922908538   7,394 26 SH   DFND 1 0 0 26
Vanguard Mid Cap Value COM 922908512   4,769 29 SH   DFND 1 0 0 29
Vanguard Mid-Cap Growth Index Com 922908538   1,605,382 5,645 SH   SOLE 0 5,645 0 0
Vanguard Mid-Cap Growth Index Com 922908538   446,777 1,571 SH   OTR 0 1,571 0 0
Vanguard Mid-Cap Index Fd ETF Sh COM 922908629   418,346 1,495 SH   DFND 1 0 0 1,495
Vanguard Mid-Cap Value Index F Com 922908512   10,197 62 SH   SOLE 0 62 0 0
Vanguard Mid-Cap Value Index F Com 922908512   18,091 110 SH   OTR 0 110 0 0
Vanguard Real Estate ETF Com 922908553   1,158,047 13,003 SH   SOLE 0 13,003 0 0
Vanguard Real Estate ETF Com 922908553   460,529 5,171 SH   OTR 0 4,995 176 0
Vanguard REIT COM 922908553   122,367 1,374 SH   DFND 1 0 0 1,374
Vanguard Russell 2000 COM 92206C664   50,536 579 SH   DFND 1 0 0 579
Vanguard S&P 500 ETF Com 922908363   7,757,586 13,657 SH   SOLE 0 13,253 0 404
Vanguard S&P 500 ETF Com 922908363   76,684 135 SH   OTR 0 135 0 0
Vanguard S&P 500 Etf COM 922908363   886,745 1,561 SH   DFND 1 0 0 1,561
Vanguard S&P 500 Value ETF Com 921932703   55,669 295 SH   SOLE 0 295 0 0
Vanguard Short Term COM 92206C102   3,174 54 SH   DFND 1 0 0 54
Vanguard Short Term Bond ETF Com 921937827   1,469,959 18,678 SH   SOLE 0 18,678 0 0
Vanguard Short Term Bond ETF Com 921937827   78,700 1,000 SH   OTR 0 1,000 0 0
Vanguard Short Term Corp Bond Com 92206C409   235,320 2,960 SH   SOLE 0 2,960 0 0
Vanguard Short Term Corp Bond Com 92206C409   22,419 282 SH   OTR 0 282 0 0
Vanguard Short Term Corp Bond Etf COM 92206C409   8,730,943 109,823 SH   DFND 1 0 0 109,823
Vanguard Short-Term Treasury E Com 92206C102   168,405 2,865 SH   SOLE 0 2,865 0 0
Vanguard Short-Term Treasury E Com 92206C102   20,573 350 SH   OTR 0 350 0 0
Vanguard Shrt Inf Prot COM 922020805   27,508 547 SH   DFND 1 0 0 547
Vanguard Small Cap Etf COM 922908751   149,534 631 SH   DFND 1 0 0 631
Vanguard Small Cap Growth COM 922908595   65,358 236 SH   DFND 1 0 0 236
Vanguard Small Cap Value ETF Com 922908611   120,711 619 SH   SOLE 0 619 0 0
Vanguard Small-Cap ETF Com 922908751   217,785 919 SH   SOLE 0 919 0 0
Vanguard Small-Cap ETF Com 922908751   154,511 652 SH   OTR 0 652 0 0
Vanguard Small-Cap Growth Etf Com 922908595   12,462 45 SH   SOLE 0 45 0 0
Vanguard Small-Cap Value COM 922908611   6,027,759 30,910 SH   DFND 1 0 0 30,910
Vanguard Tax Exempt Bd Idx ETF Com 922907746   27,457 560 SH   SOLE 0 560 0 0
Vanguard Total Bond Market ETF Com 921937835   870,380 11,821 SH   SOLE 0 11,821 0 0
Vanguard Total Bond Market ETF Com 921937835   368,224 5,001 SH   OTR 0 5,001 0 0
Vanguard Total Bond Market Index COM 921937835   93,657 1,272 SH   DFND 1 0 0 1,272
Vanguard Total International B Com 92203J407   77,582 1,567 SH   SOLE 0 1,567 0 0
Vanguard Total International S Com 921909768   2,188,771 31,680 SH   SOLE 0 31,680 0 0
Vanguard Total International S Com 921909768   348,559 5,045 SH   OTR 0 5,045 0 0
Vanguard Total Stock COM 922908769   16,685,281 54,898 SH   DFND 1 0 0 54,898
Vanguard Total Stock Market ET Com 922908769   263,811 868 SH   SOLE 0 868 0 0
Vanguard Total Stock Market ET Com 922908769   645,031 2,122 SH   OTR 0 2,122 0 0
Vanguard Utilities Etf COM 92204A876   40,983 232 SH   DFND 1 0 0 232
Vanguard Value ETF Com 922908744   112,053 634 SH   SOLE 0 634 0 0
Vanguard Value ETF Com 922908744   154,022 871 SH   OTR 0 871 0 0
Vanguard Value Etf COM 922908744   17,257,954 97,646 SH   DFND 1 0 0 97,646
Veeva Sys Inc Com 922475108   6,336 22 SH   OTR 0 22 0 0
Veralto Corp Com 92338C103   74,703 740 SH   OTR 0 740 0 0
Verisk Analytics Inc Com 92345Y106   10,903 35 SH   SOLE 0 35 0 0
Verisk Analytics Inc Com 92345Y106   95,319 306 SH   OTR 0 306 0 0
Verizon Communications Com 92343V104   2,113,999 48,856 SH   SOLE 0 46,064 830 1,962
Verizon Communications Com 92343V104   1,463,262 33,817 SH   OTR 0 31,096 0 2,721
Verizon Communications Inc COM 92343V104   319,901 7,393 SH   DFND 1 0 0 7,393
Vertiv Holdings Co COM 92537N108   7,705 60 SH   DFND 1 0 0 60
Vestas Wind Sys As Utd COM 925458101   6,723 1,350 SH   DFND 1 0 0 1,350
Viacomcbs Inc COM 92556H206   4,909 381 SH   DFND 1 0 0 381
Viatris Inc COM 92556V106   9,097 1,019 SH   DFND 1 0 0 1,019
Viking Holdings Ltd Com G93A5A101   3,997 75 SH   SOLE 0 75 0 0
Virtus Investment Partners, Inc. COM 92828Q109   2,177 12 SH   DFND 1 0 0 12
Visa Inc Cl A Com 92826C839   3,640,683 10,254 SH   SOLE 0 10,254 0 0
Visa Inc Cl A Com 92826C839   2,337,649 6,584 SH   OTR 0 6,534 50 0
Visa Inc. COM 92826C839   62,836 177 SH   DFND 1 0 0 177
Vision Technology Co COM 92834D100   0 100 SH   DFND 1 0 0 100
Vodafone Group plc COM 92857W308   885 83 SH   DFND 1 0 0 83
Vodafone Group Spons ADR Com 92857W308   3,806 357 SH   SOLE 0 357 0 0
Vontier Corp Com 928881101   7,970 216 SH   SOLE 0 148 0 68
Vontier Corp Com 928881101   12,546 340 SH   OTR 0 240 0 100
Wabtec COM 929740108   3,978 19 SH   DFND 1 0 0 19
Wal Mart Inc Com 931142103   7,543,238 77,145 SH   SOLE 0 74,205 0 2,940
Wal Mart Inc Com 931142103   4,020,127 41,114 SH   OTR 0 38,966 1,050 1,098
Walgreens Boots Alli COM 931427108   1,837 160 SH   DFND 1 0 0 160
Walgreens Boots Alliance Inc Com 931427108   12,341 1,075 SH   SOLE 0 1,075 0 0
Wal-Mart Stores Inc. COM 931142103   1,142,853 11,688 SH   DFND 1 0 0 11,688
Walt Disney Co. COM 254687106   109,129 880 SH   DFND 1 0 0 880
Warner Bros Discovery Inc Com 934423104   4,951 432 SH   SOLE 0 300 0 132
Warner Bros Discovery Inc Com 934423104   33,864 2,955 SH   OTR 0 2,955 0 0
Warner Bros Discovery Inc. COM 934423104   21,361 1,864 SH   DFND 1 0 0 1,864
Waste Management Inc Com 94106L109   174,818 764 SH   SOLE 0 649 0 115
Waste Management Inc Com 94106L109   223,786 978 SH   OTR 0 978 0 0
Waters Corp Com 941848103   6,981 20 SH   SOLE 0 20 0 0
Wd-40 Co Com Com 929236107   79,832 350 SH   SOLE 0 350 0 0
Webster Finl Co COM 947890109   2,917 53 SH   DFND 1 0 0 53
Webster Finl Corp Com 947890109   202,020 3,700 SH   OTR 0 3,700 0 0
Wec Energy Group Inc Com 92939U106   9,378 90 SH   SOLE 0 90 0 0
Wells Fargo & CO Com 949746101   1,813,035 22,629 SH   SOLE 0 22,229 0 400
Wells Fargo & CO Com 949746101   1,013,280 12,647 SH   OTR 0 10,660 600 1,387
Wells Fargo & Co COM 949746101   40,850 510 SH   DFND 1 0 0 510
Welltower Inc COM 95040Q104   22,077 144 SH   DFND 1 0 0 144
Welltower Inc REIT Com 95040Q104   7,994 52 SH   SOLE 0 52 0 0
Wendy's International Inc. COM 95058W100   4,041 354 SH   DFND 1 0 0 354
Western Alliance Bancorporation COM 957638109   8,153 105 SH   DFND 1 0 0 105
Westinghouse Air Brake Technol Com 929740108   303,558 1,450 SH   OTR 0 1,450 0 0
Weyerhaeuser CO REIT Com 962166104   80,692 3,141 SH   SOLE 0 3,141 0 0
Weyerhaeuser CO REIT Com 962166104   18,497 720 SH   OTR 0 720 0 0
Wheaton Precious Metals Corp Com 962879102   36,369 405 SH   OTR 0 405 0 0
Whirlpool Corporation Com 963320106   10,142 100 SH   OTR 0 100 0 0
Williams Cos Inc Com 969457100   237,610 3,783 SH   SOLE 0 3,550 0 233
WillScot Holdings Corporation Com 971378104   104,750 3,823 SH   OTR 0 3,823 0 0
Wisconsin Egy Cp Hldg Co COM 92939U106   94,197 904 SH   DFND 1 0 0 904
WisdomTree Emerging Mkts Small Com 97717W281   23,367 423 SH   OTR 0 423 0 0
WisdomTree European Opportunit Com 97717X552   8,291 178 SH   OTR 0 178 0 0
WisdomTree Japan SmallCap Divi Com 97717W836   13,111 153 SH   OTR 0 153 0 0
WisdomTree MidCap Dividend COM 97717W505   1,014,789 20,248 SH   DFND 1 0 0 20,248
WisdomTree MidCap Dividend ETF Com 97717W505   2,006,153 40,027 SH   SOLE 0 39,651 0 376
WisdomTree MidCap Dividend ETF Com 97717W505   339,262 6,769 SH   OTR 0 3,759 0 3,010
WisdomTree SmallCap Dividend COM 97717W604   815,209 25,664 SH   DFND 1 0 0 25,664
WisdomTree SmallCap Dividend E Com 97717W604   703,675 22,156 SH   SOLE 0 22,086 0 70
WisdomTree SmallCap Dividend E Com 97717W604   31,347 987 SH   OTR 0 987 0 0
Wolfspeed Inc Com 977852102   877 2,200 SH   OTR 0 2,200 0 0
Woodward Inc Com 980745103   333,077 1,359 SH   OTR 0 1,359 0 0
World Gold Tr SPDR Gld Minis Com 98149E303   14,545 222 SH   SOLE 0 222 0 0
World Gold Tr SPDR Gld Minis Com 98149E303   43,898 670 SH   OTR 0 670 0 0
Xcel Energy Inc COM 98389B100   80,903 1,188 SH   DFND 1 0 0 1,188
Xylem Inc Com 98419M100   434,262 3,357 SH   SOLE 0 3,357 0 0
Xylem Inc Com 98419M100   130,266 1,007 SH   OTR 0 1,007 0 0
Yum China Holdings Inc Com 98850P109   11,625 260 SH   OTR 0 260 0 0
Yum China Holdings, Inc. COM 98850P109   8,182 183 SH   DFND 1 0 0 183
Yum! Brands Inc Com 988498101   213,083 1,438 SH   SOLE 0 1,438 0 0
Yum! Brands Inc Com 988498101   209,675 1,415 SH   OTR 0 1,415 0 0
Yum! Brands, Inc. COM 988498101   33,933 229 SH   DFND 1 0 0 229
Zebra Technologies Corp Com 989207105   113,476 368 SH   OTR 0 368 0 0
Zeekr Intelligent Te A COM 98923K103   383 15 SH   DFND 1 0 0 15
Zillow Group Inc Com 98954M101   6,849 100 SH   SOLE 0 100 0 0
Zillow Group Inc Cl C Com 98954M200   14,010 200 SH   SOLE 0 200 0 0
Zimmer Biomet Holdings Inc Com 98956P102   179,684 1,970 SH   SOLE 0 1,780 0 190
Zimmer Biomet Holdings Inc Com 98956P102   107,445 1,178 SH   OTR 0 1,129 49 0
Zoetis Inc Com 98978V103   35,869 230 SH   SOLE 0 230 0 0
Zoetis Inc Com 98978V103   254,199 1,630 SH   OTR 0 1,630 0 0