3m CO Com 88579Y101 1239553 9068 SH SOLE 0 8063 287 718 3m CO Com 88579Y101 110044 805 SH OTR 0 740 65 0 3M Company COM 88579Y101 13670 100 SH DFND 1 0 0 100 A P Moeller Maersk Ord COM K0514G135 24312 15 SH DFND 1 0 0 15 Abbott Laboratories COM 002824100 76045 667 SH DFND 1 0 0 667 Abbott Labs Com 002824100 8478924 74370 SH SOLE 0 73470 0 900 Abbott Labs Com 002824100 4604408 40386 SH OTR 0 38504 522 1360 Abbvie Inc Com 00287Y109 5690189 28814 SH SOLE 0 28514 0 300 Abbvie Inc Com 00287Y109 5360990 27147 SH OTR 0 25772 255 1120 AbbVie Inc. COM 00287Y109 158971 805 SH DFND 1 0 0 805 Aberdeen Std Physical Gold Shs ETF COM 00326A104 76069 3027 SH DFND 1 0 0 3027 Aberdeen Std Physical Swiss Gold COM 26922Y105 1399967 55709 SH DFND 1 0 0 55709 Accenture plc COM G1151C101 13786 39 SH DFND 1 0 0 39 Accenture PLC Cl A Com G1151C101 550015 1556 SH SOLE 0 1556 0 0 Accenture PLC Cl A Com G1151C101 599502 1696 SH OTR 0 1666 30 0 Adobe Inc Com 00724F101 1249921 2414 SH SOLE 0 2414 0 0 Adobe Inc Com 00724F101 939253 1814 SH OTR 0 1775 7 32 Advanced Micro Devices Inc Com 007903107 188036 1146 SH SOLE 0 1146 0 0 Advanced Micro Devices Inc Com 007903107 109441 667 SH OTR 0 667 0 0 Advanced Micro Devices, Inc. COM 007903107 9845 60 SH DFND 1 0 0 60 Advanced Sys Enterprises COM 00766M998 0 1000 SH DFND 1 0 0 1000 Advanced Systems Intl COM 00757P109 0 1000 SH DFND 1 0 0 1000 Aflac Inc Com 001055102 2154162 19268 SH SOLE 0 19268 0 0 Aflac Inc Com 001055102 460504 4119 SH OTR 0 4119 0 0 Agilent Technologies Inc Com 00846U101 22272 150 SH SOLE 0 150 0 0 Agnico Eagle Mines Ltd Com 008474108 50994 633 SH SOLE 0 633 0 0 Agnico Eagle Mines Ltd Com 008474108 493913 6131 SH OTR 0 6131 0 0 Air Products & Chemicals Inc Com 009158106 1720044 5777 SH SOLE 0 5777 0 0 Air Products & Chemicals Inc Com 009158106 1304994 4383 SH OTR 0 4333 0 50 Air Products and Chemicals, Inc. COM 009158106 13696 46 SH DFND 1 0 0 46 Alcon Inc COM H01301128 1101 11 SH DFND 1 0 0 11 Alcon Inc ORD Shs Com H01301128 50727 509 SH SOLE 0 509 0 0 Alcon Inc ORD Shs Com H01301128 6976 70 SH OTR 0 70 0 0 Alexandria Real Estate Equitie Com 015271109 6650 56 SH OTR 0 56 0 0 Alibaba Group Hldg Ltd COM 01609W102 10612 100 SH DFND 1 0 0 100 Align Technology Inc Com 016255101 25432 100 SH SOLE 0 100 0 0 Allbirds Inc COM 01675A109 24 2 SH DFND 1 0 0 2 Allegion PLC Com G0176J109 97937 672 SH SOLE 0 672 0 0 Allegion PLC Com G0176J109 2594755 17804 SH OTR 0 17804 0 0 AllianceBernstein Gl High IncFun COM 01879R106 1985 175 SH DFND 1 0 0 175 ALLIANT ENERGY CORP COM 018802108 165375 2725 SH DFND 1 0 0 2725 AllianzIM US Large Cap Buffer2 Com 00888H406 90836 2630 SH OTR 0 2630 0 0 Allstate Corp Com 020002101 248252 1309 SH SOLE 0 1309 0 0 Allstate Corp Com 020002101 189650 1000 SH OTR 0 1000 0 0 Allstate Corporation COM 020002101 18965 100 SH DFND 1 0 0 100 Alphabet Inc Cl A Com 02079K305 15183174 91548 SH SOLE 0 90487 0 1061 Alphabet Inc Cl A Com 02079K305 14560137 87791 SH OTR 0 85038 74 2679 Alphabet Inc Cl C Com 02079K107 11458094 68533 SH SOLE 0 66470 0 2063 Alphabet Inc Cl C Com 02079K107 15097759 90303 SH OTR 0 87617 86 2600 Alphabet Inc. Class A COM 02079K305 497801 3001 SH DFND 1 0 0 3001 Alphabet Inc. Class C COM 02079K107 328705 1966 SH DFND 1 0 0 1966 Altaba Inc Xxx COM 021ESC017 0 33 SH DFND 1 0 0 33 Altair Engineering Inc. Com 021369103 13371 140 SH OTR 0 140 0 0 Alterrus Systems Inc Xxx COM 02153P105 0 22 SH DFND 1 0 0 22 Altria Group Inc Com 02209S103 658926 12910 SH SOLE 0 12135 0 775 Altria Group Inc Com 02209S103 1649460 32317 SH OTR 0 31617 0 700 Altria Group, Inc. COM 02209S103 59154 1159 SH DFND 1 0 0 1159 Amazon.Com Inc Com 023135106 8347398 44799 SH SOLE 0 44539 0 260 Amazon.Com Inc Com 023135106 8343857 44780 SH OTR 0 43713 0 1067 Amazon.com, Inc COM 023135106 231109 1240 SH DFND 1 0 0 1240 Ambarella Inc COM G037AX101 564 10 SH DFND 1 0 0 10 Amcor Plc COM G0250X107 20383 1799 SH DFND 1 0 0 1799 America Movil Sab DE Cv Spons Com 02390A101 147 9 SH OTR 0 0 0 9 American Elec Pwr Inc Com 025537101 7695 75 SH OTR 0 75 0 0 American Express CO Com 025816109 2860889 10549 SH SOLE 0 10399 0 150 American Express CO Com 025816109 2396052 8835 SH OTR 0 8549 0 286 American International Group Com 026874784 3222 44 SH SOLE 0 44 0 0 American Tower Corp REIT Com 03027X100 278607 1198 SH SOLE 0 1198 0 0 American Tower Corp REIT Com 03027X100 116280 500 SH OTR 0 471 29 0 American Water Works CO Inc Com 030420103 1143158 7817 SH SOLE 0 7817 0 0 American Water Works CO Inc Com 030420103 641701 4388 SH OTR 0 3600 100 688 Ameriprise Financial Inc. Com 03076C106 136245 290 SH OTR 0 290 0 0 Amgen Inc Com 031162100 1355860 4208 SH SOLE 0 4208 0 0 Amgen Inc Com 031162100 436272 1354 SH OTR 0 1354 0 0 Amgen Inc. COM 031162100 70242 218 SH DFND 1 0 0 218 Amphenol Corp Com 032095101 868713 13332 SH SOLE 0 12332 0 1000 Amphenol Corp Com 032095101 1030440 15814 SH OTR 0 15814 0 0 Amplify CWP Enhanced Dividend Com 032108409 646312 15691 SH SOLE 0 15691 0 0 Amplify CWP Enhanced Dividend Com 032108409 205950 5000 SH OTR 0 5000 0 0 Analog Devices Inc Com 032654105 2067157 8981 SH SOLE 0 8981 0 0 Analog Devices Inc Com 032654105 369193 1604 SH OTR 0 1572 32 0 Anheuser-Busch Inbev Spons ADR Com 03524A108 54026 815 SH SOLE 0 815 0 0 Anheuser-Busch Inbev Spons ADR Com 03524A108 161085 2430 SH OTR 0 2430 0 0 Ansys Inc Com 03662Q105 20392 64 SH OTR 0 64 0 0 Aon PLC ADR Com G0403H108 187527 542 SH SOLE 0 542 0 0 Aon PLC ADR Com G0403H108 1121354 3241 SH OTR 0 3241 0 0 APA Corporation Com 03743Q108 210894 8622 SH SOLE 0 8622 0 0 APA Corporation Com 03743Q108 12230 500 SH OTR 0 500 0 0 Apple Inc Com 037833100 42795270 183671 SH SOLE 0 171996 123 11552 Apple Inc Com 037833100 28219096 121112 SH OTR 0 115614 1745 3753 Apple Inc. COM 037833100 2393753 10276 SH DFND 1 0 0 10276 Applied Materials Inc Com 038222105 338434 1675 SH SOLE 0 1675 0 0 Applied Materials Inc Com 038222105 459058 2272 SH OTR 0 2272 0 0 Aptiv PLC Com G6095L109 40326 560 SH OTR 0 560 0 0 Aptiv Plc COM G6095L109 1800 25 SH DFND 1 0 0 25 Archer-Daniels-Midland Co. COM 039483102 29870 500 SH DFND 1 0 0 500 Archrock Inc Com 03957W106 42504 2100 SH OTR 0 2100 0 0 Arista Networks Inc Com 040413106 17272 45 SH SOLE 0 45 0 0 ARK Autonomous Tech & Robotics E COM 00214Q203 7676 126 SH DFND 1 0 0 126 Arrow Finl Corp Com 042744102 180988 6315 SH SOLE 0 0 0 6315 Arrow Finl Corp Com 042744102 71650 2500 SH OTR 0 2500 0 0 Asml Holding N V Com N07059210 75826 91 SH SOLE 0 91 0 0 Asml Holding N V Com N07059210 178316 214 SH OTR 0 214 0 0 Astrazeneca PLC Spons ADR Com 046353108 71132 913 SH SOLE 0 913 0 0 AT&T Inc Com 00206R102 1779068 80867 SH SOLE 0 75733 435 4699 AT&T Inc Com 00206R102 940698 42759 SH OTR 0 39622 547 2590 AT&T, Inc. COM 00206R102 230387 10472 SH DFND 1 0 0 10472 Atmos Energy Corp COM 049560105 16923 122 SH DFND 1 0 0 122 Aurora Cannabis Inc Com 05156X850 65 11 SH SOLE 0 11 0 0 Auto Data Processing COM 053015103 16050 58 SH DFND 1 0 0 58 Autodesk Inc Com 052769106 233332 847 SH SOLE 0 847 0 0 Autoliv Inc Com 052800109 892524 9559 SH SOLE 0 8515 0 1044 Autoliv Inc Com 052800109 1003354 10746 SH OTR 0 10746 0 0 Automatic Data Processing Inc Com 053015103 8023510 28994 SH SOLE 0 28564 0 430 Automatic Data Processing Inc Com 053015103 4564661 16495 SH OTR 0 15719 75 701 Autozone Inc Com 053332102 72451 23 SH SOLE 0 23 0 0 Autozone Inc Com 053332102 25200 8 SH OTR 0 8 0 0 Avalonbay Communities Inc REIT Com 053484101 12614 56 SH SOLE 0 56 0 0 Avista Corp Com 05379B107 1124 29 SH OTR 0 0 0 29 Axis Capital H Pfd COM 05461T305 4562 200 SH DFND 1 0 0 200 B & G Foods Inc COM 05508R106 6749 760 SH DFND 1 0 0 760 Baidu Inc COM 056752108 5265 50 SH DFND 1 0 0 50 Baker Hughes Company Com 05722G100 105883 2929 SH SOLE 0 2929 0 0 Ball Corp Com 058498106 29065 428 SH SOLE 0 428 0 0 Ball Corp Com 058498106 135005 1988 SH OTR 0 1988 0 0 BANK MONTREAL QUE F COM 063671101 4098327 45436 SH DFND 1 0 0 45436 Bank Montreal Quebec Com 063671101 36080 400 SH OTR 0 400 0 0 Bank of America Corp Com 060505104 2384728 60099 SH SOLE 0 59667 0 432 Bank of America Corp Com 060505104 367556 9263 SH OTR 0 9263 0 0 Bank of America Corporation COM 060505104 118559 2988 SH DFND 1 0 0 2988 Bank of New York Mellon Corp Com 064058100 708540 9860 SH SOLE 0 9860 0 0 Bank of New York Mellon Corp Com 064058100 35930 500 SH OTR 0 0 0 500 Bank of Nova Scotia Halifax Com 064149107 54490 1000 SH OTR 0 1000 0 0 Barrick Gold Corp ADR Com 067901108 21203 1066 SH OTR 0 1066 0 0 Bath & Body Works Inc Com 070830104 93398 2926 SH SOLE 0 2926 0 0 Bath & Body Works Inc Com 070830104 17428 546 SH OTR 0 546 0 0 Baxter Intl Inc Com 071813109 249501 6571 SH SOLE 0 6571 0 0 Baxter Intl Inc Com 071813109 68080 1793 SH OTR 0 828 0 965 Becton Dickinson Com 075887109 632646 2624 SH SOLE 0 2624 0 0 Becton Dickinson Com 075887109 283775 1177 SH OTR 0 1161 16 0 Berkshire Hathaway Inc Class A Com 084670108 3455900 5 SH OTR 0 5 0 0 Berkshire Hathaway Inc. COM 084670702 1635252 3553 SH DFND 1 0 0 3553 Berkshire Hathaway Inc-Cl B Com 084670702 7663789 16651 SH SOLE 0 16396 30 225 Berkshire Hathaway Inc-Cl B Com 084670702 9497005 20634 SH OTR 0 20481 38 115 Best Buy Company Inc Com 086516101 320953 3107 SH SOLE 0 3107 0 0 Best Buy Company Inc Com 086516101 20144 195 SH OTR 0 195 0 0 Better Choice Co Inc COM 08771Y303 238 114 SH DFND 1 0 0 114 Bhp Billiton Ltd Adr COM 088606108 13411 216 SH DFND 1 0 0 216 BHP Group Ltd Spons ADR Com 088606108 133350 2147 SH SOLE 0 1947 0 200 Biogen Inc Com 09062X103 72884 376 SH SOLE 0 376 0 0 Biogen Inc Com 09062X103 56020 289 SH OTR 0 272 17 0 Blackrock Core Bond Trust Com 09249E101 32797 2724 SH SOLE 0 2724 0 0 Blackrock Flexible COM 092528603 2891 54 SH DFND 1 0 0 54 Blackrock Inc Cl A Com 09247X101 2090821 2202 SH SOLE 0 2192 0 10 Blackrock Inc Cl A Com 09247X101 419683 442 SH OTR 0 388 4 50 Blackrock Muniholdings NY Qual Com 09255C106 102147 9153 SH SOLE 0 9153 0 0 Blackrock Muniyield NY Quality Com 09255E102 126697 11753 SH SOLE 0 11753 0 0 Blackrock US Carbon Trns COM 09290C509 46177 736 SH DFND 1 0 0 736 Blackrock US Eqy Fctr COM 09290C103 12120 245 SH DFND 1 0 0 245 Blackrock Wrld Ex US COM 09290C608 7298 150 SH DFND 1 0 0 150 Blackstone Inc Com 09260D107 182378 1191 SH SOLE 0 1191 0 0 Blackstone Inc Com 09260D107 904692 5908 SH OTR 0 5865 43 0 Block Inc Com 852234103 20139 300 SH OTR 0 300 0 0 Blue Owl Capital Corporation Com 69121K104 32054 2200 SH SOLE 0 2200 0 0 Boeing CO Com 097023105 852336 5606 SH SOLE 0 5406 0 200 Boeing CO Com 097023105 1144101 7525 SH OTR 0 7525 0 0 Booking Hldgs Inc Com 09857L108 235879 56 SH OTR 0 56 0 0 Booz Allen Hamilton Hldg Corp Com 099502106 24088 148 SH OTR 0 148 0 0 Boston Scientific Corp Com 101137107 838 10 SH SOLE 0 10 0 0 Boston Scientific Corp Com 101137107 309138 3689 SH OTR 0 3689 0 0 BP PLC Spons ADR Com 055622104 91470 2914 SH SOLE 0 2914 0 0 BP PLC Spons ADR Com 055622104 165739 5280 SH OTR 0 5280 0 0 BrandywineGLOBAL - Global Inco Com 10537L104 26520 3000 SH SOLE 0 3000 0 0 Brc Inc COM 05601U105 1967 575 SH DFND 1 0 0 575 Brighthouse Financial, Inc. COM 10922N103 495 11 SH DFND 1 0 0 11 Bristol Myers Squibb CO Com 110122108 2245930 43408 SH SOLE 0 40628 660 2120 Bristol Myers Squibb CO Com 110122108 1934041 37380 SH OTR 0 36751 69 560 Bristol-Myers Squibb Co. COM 110122108 18175 351 SH DFND 1 0 0 351 Broadcom Inc Com 11135F101 727950 4220 SH SOLE 0 4220 0 0 Broadcom Inc Com 11135F101 1571475 9110 SH OTR 0 8990 0 120 Brookfield Asset Mgmt Inc Cl A Com 113004105 168211 3557 SH SOLE 0 3557 0 0 Brookfield Asset Mgmt Inc Cl A Com 113004105 1103843 23342 SH OTR 0 23342 0 0 Brookfield Infrastructure Part Com G16252101 15792 450 SH OTR 0 450 0 0 Brookfield Renewable Corp Cl A Com 11284V105 13064 400 SH OTR 0 400 0 0 Brookfield Renewable Corporation COM 11284V105 2809 86 SH DFND 1 0 0 86 Brookline Bancorp Inc Com 11373M107 30969 3069 SH SOLE 0 0 0 3069 Brown Forman Corp Com 115637209 47478 965 SH SOLE 0 965 0 0 Brunswick Corp Com 117043109 25146 300 SH SOLE 0 300 0 0 Builders Firstsource COM 12008R107 387720 2000 SH DFND 1 0 0 2000 Cadence Design System Inc Com 127387108 195955 723 SH SOLE 0 573 0 150 Cadence Design System Inc Com 127387108 11654 43 SH OTR 0 43 0 0 California Wtr Svc Group Com 130788102 37954 700 SH SOLE 0 0 0 700 Cameco Corp ADR Com 13321L108 121024 2534 SH SOLE 0 2534 0 0 Canadian National Railway Comp Com 136375102 223054 1904 SH SOLE 0 1904 0 0 Canadian National Railway Comp Com 136375102 1682040 14358 SH OTR 0 14358 0 0 Canadian Pacific Kansas City L Com 13646K108 81434 952 SH OTR 0 952 0 0 Capital One Financial Corp Com 14040H105 37433 250 SH OTR 0 250 0 0 Capital Southwest Corp COM 140501107 709 28 SH DFND 1 0 0 28 Cardinal Health Inc Com 14149Y108 181584 1643 SH SOLE 0 1643 0 0 Cardinal Health Inc Com 14149Y108 91179 825 SH OTR 0 825 0 0 Carnival Corp Com 143658300 13860 750 SH SOLE 0 250 0 500 Carnival Corp Com 143658300 9240 500 SH OTR 0 500 0 0 Carrier Global Corp COM 14448C104 7405 92 SH DFND 1 0 0 92 Carrier Global Corporation Com 14448C104 2943278 36567 SH SOLE 0 35653 100 814 Carrier Global Corporation Com 14448C104 1924355 23908 SH OTR 0 22223 1066 619 Casey's General Stores Inc Com 147528103 13150 35 SH SOLE 0 35 0 0 Caterpillar Inc Com 149123101 6023248 15400 SH SOLE 0 14512 0 888 Caterpillar Inc Com 149123101 6543829 16731 SH OTR 0 16192 30 509 Caterpillar Inc COM 149123101 4924165 12590 SH DFND 1 0 0 12590 CBIZ, Inc. Com 124805102 50468 750 SH OTR 0 750 0 0 CDW Corp Com 12514G108 192808 852 SH SOLE 0 852 0 0 CDW Corp Com 12514G108 20367 90 SH OTR 0 73 17 0 Celsius Holdings Inc COM 15118V207 6272 200 SH DFND 1 0 0 200 Cencora Inc. Com 03073E105 111190 494 SH SOLE 0 494 0 0 Cencora Inc. Com 03073E105 25209 112 SH OTR 0 90 22 0 Chargepoint Hldgs Inc COM 15961R105 267 195 SH DFND 1 0 0 195 Charles Schwab Corp Com 808513105 322106 4970 SH SOLE 0 4970 0 0 Charles Schwab Corp Com 808513105 246472 3803 SH OTR 0 3753 50 0 Check Point Software Tech Ltd Com M22465104 13497 70 SH OTR 0 70 0 0 Chemung Finl Crp Com 164024101 9604 200 SH OTR 0 200 0 0 Chevron Corp. COM 166764100 47931 325 SH DFND 1 0 0 325 Chevron Corporation Com 166764100 7724848 52454 SH SOLE 0 50141 245 2068 Chevron Corporation Com 166764100 5670779 38506 SH OTR 0 36725 310 1471 Chewy Inc Com 16679L109 32336 1104 SH OTR 0 1104 0 0 Chimera Investment COM 16934Q208 1045 66 SH DFND 1 0 0 66 Chipotle Mexican Grill Inc Com 169656105 710339 12328 SH SOLE 0 12328 0 0 Chipotle Mexican Grill Inc Com 169656105 99855 1733 SH OTR 0 1133 0 600 Choice Hotels International In Com 169905106 154275 1184 SH SOLE 0 1184 0 0 Chubb Ltd Com H1467J104 1188744 4122 SH SOLE 0 4072 0 50 Chubb Ltd Com H1467J104 1183553 4104 SH OTR 0 3985 30 89 Church & Dwight Inc Com 171340102 71210 680 SH SOLE 0 680 0 0 Church & Dwight Inc Com 171340102 31416 300 SH OTR 0 300 0 0 Cigna Group Com 125523100 350944 1013 SH SOLE 0 976 0 37 Cintas Corp Com 172908105 82352 400 SH SOLE 0 400 0 0 Cisco Systems Inc Com 17275R102 6073397 114119 SH SOLE 0 109345 0 4774 Cisco Systems Inc Com 17275R102 3651371 68609 SH OTR 0 66682 710 1217 Cisco Systems, Inc. COM 17275R102 70004 1315 SH DFND 1 0 0 1315 Citigroup Inc Com 172967424 258851 4135 SH SOLE 0 4135 0 0 Citigroup Inc Com 172967424 123948 1980 SH OTR 0 1980 0 0 Citizens Financial Group, Inc. COM 174610105 45423 1106 SH DFND 1 0 0 1106 Citizens Finl Svcs COM 174615104 70441 1199 SH DFND 1 0 0 1199 Clean Energy Fuels COM 184499101 467 150 SH DFND 1 0 0 150 Clean Harbors Inc Com 184496107 146718 607 SH SOLE 0 607 0 0 Clearway Energy Inc COM 18539C204 71576 2333 SH DFND 1 0 0 2333 Clorox Co COM 189054109 16454 101 SH DFND 1 0 0 101 Clorox Company Com 189054109 601138 3690 SH SOLE 0 3690 0 0 Clorox Company Com 189054109 286722 1760 SH OTR 0 1275 0 485 CME Group Inc. Com 12572Q105 317515 1439 SH SOLE 0 1439 0 0 CME Group Inc. Com 12572Q105 44792 203 SH OTR 0 163 40 0 Coca Cola CO Com 191216100 5107090 71070 SH SOLE 0 65483 603 4984 Coca Cola CO Com 191216100 1586884 22083 SH OTR 0 17353 84 4646 Cognizant Technology Solutions Com 192446102 118703 1538 SH SOLE 0 1538 0 0 Cognizant Technology Solutions Com 192446102 18060 234 SH OTR 0 234 0 0 Cohen & Steers Qual Inc Rlty Com 19247L106 47186 3330 SH OTR 0 3330 0 0 Cohen & Steers Quality Income Re COM 19247L106 1417 100 SH DFND 1 0 0 100 Coinbase Global Inc COM 19260Q107 26726 150 SH DFND 1 0 0 150 Colgate Palmolive CO Com 194162103 1984121 19113 SH SOLE 0 17386 277 1450 Colgate Palmolive CO Com 194162103 280806 2705 SH OTR 0 2055 0 650 Colgate-Palmolive Co COM 194162103 40382 389 SH DFND 1 0 0 389 ComCast Corp-Cl A Com 20030N101 998225 23898 SH SOLE 0 20780 0 3118 ComCast Corp-Cl A Com 20030N101 579141 13865 SH OTR 0 11628 945 1292 Comcast Corporation COM 20030N101 36340 870 SH DFND 1 0 0 870 Commonwealth 6.5 PFD Series D C COM 294628201 2525 100 SH DFND 1 0 0 100 Communication Services Select Com 81369Y852 184687 2043 SH SOLE 0 2043 0 0 Communication Services Select Com 81369Y852 296602 3281 SH OTR 0 3001 280 0 Community Financial System, In Com 203607106 69800 1202 SH SOLE 0 1000 0 202 Conagra Brands Inc Com 205887102 3350 103 SH OTR 0 103 0 0 Conmed Corp COM 207410101 3668 51 SH DFND 1 0 0 51 Conocophillips Com 20825C104 1038482 9864 SH SOLE 0 9833 31 0 Conocophillips Com 20825C104 461126 4380 SH OTR 0 4230 150 0 Conocophillips COM 20825C104 14950 142 SH DFND 1 0 0 142 Consolidated Edison Inc Com 209115104 107254 1030 SH SOLE 0 1030 0 0 Consolidated Edison Inc Com 209115104 9684 93 SH OTR 0 93 0 0 Consolidated Edison Inc. COM 209115104 201721 1937 SH DFND 1 0 0 1937 Constellation Brands Inc Com 21036P108 7731 30 SH SOLE 0 30 0 0 Constellation Brands Inc Com 21036P108 308455 1197 SH OTR 0 1197 0 0 Constellation Energy Corp Com 21037T109 17161 66 SH SOLE 0 66 0 0 Constellation Energy Corp Com 21037T109 78006 300 SH OTR 0 300 0 0 Consumer Discretionary Selt Com 81369Y407 1920747 9586 SH SOLE 0 7756 0 1830 Consumer Discretionary Selt Com 81369Y407 192956 963 SH OTR 0 504 355 104 Consumer Staples Select Sector Com 81369Y308 626882 7553 SH SOLE 0 6198 0 1355 Consumer Staples Select Sector Com 81369Y308 50298 606 SH OTR 0 130 305 171 Core & Main Inc Com 21874C102 74503 1678 SH OTR 0 1678 0 0 Corning Inc Com 219350105 362961 8039 SH SOLE 0 8039 0 0 Corning Inc Com 219350105 171570 3800 SH OTR 0 3100 700 0 Corning Inc. COM 219350105 327530 7254 SH DFND 1 0 0 7254 Corteva Inc COM 22052L104 12170 207 SH DFND 1 0 0 207 Corteva Inc Com Com 22052L104 296890 5050 SH SOLE 0 4959 0 91 Corteva Inc Com Com 22052L104 484724 8245 SH OTR 0 8245 0 0 Costco Wholesale Corp Com 22160K105 7023011 7922 SH SOLE 0 7847 0 75 Costco Wholesale Corp Com 22160K105 8363430 9434 SH OTR 0 8851 0 583 Costco Wholesale Corporation COM 22160K105 146276 165 SH DFND 1 0 0 165 Coupang Inc Com 22266T109 35107 1430 SH SOLE 0 1430 0 0 Coupang Inc Com 22266T109 162153 6605 SH OTR 0 6605 0 0 Crispr Therapeutic Com H17182108 94 2 SH SOLE 0 2 0 0 Crowdstrike Hldgs Inc COM 22788C105 7012 25 SH DFND 1 0 0 25 Crown Castle Inc Com 22822V101 170946 1441 SH SOLE 0 1441 0 0 Crown Castle Inc Com 22822V101 506669 4271 SH OTR 0 4271 0 0 Csx Corp Com 126408103 259597 7518 SH SOLE 0 7518 0 0 Csx Corp Com 126408103 218713 6334 SH OTR 0 6334 0 0 Cummins Inc Com 231021106 266479 823 SH SOLE 0 823 0 0 Cummins Inc Com 231021106 209816 648 SH OTR 0 623 25 0 CVS Health Corp Com 126650100 2107554 33517 SH SOLE 0 32489 0 1028 CVS Health Corp Com 126650100 913898 14534 SH OTR 0 13202 251 1081 D R Horton Inc Com 23331A109 443540 2325 SH OTR 0 2325 0 0 Danaher Corp Com 235851102 6958563 25029 SH SOLE 0 23109 0 1920 Danaher Corp Com 235851102 6135345 22068 SH OTR 0 20778 120 1170 Darden Restaurants Inc Com 237194105 11161 68 SH SOLE 0 68 0 0 Deere & CO Com 244199105 5569489 13346 SH SOLE 0 12568 13 765 Deere & CO Com 244199105 9183764 22006 SH OTR 0 21795 70 141 Deere & Company COM 244199105 4349 10 SH DFND 1 0 0 10 Dell Technologies Inc Cl C Com 24703L202 3319 28 SH OTR 0 28 0 0 Delta Air Lines Inc Com 247361702 14608 288 SH SOLE 0 0 0 288 Deutsche Bank Ag ADR Com D18190898 172901 10000 SH SOLE 0 10000 0 0 Devon Energy Corporation COM 25179M103 3912 100 SH DFND 1 0 0 100 Diageo Plc COM 25243Q205 6736 48 SH DFND 1 0 0 48 Diageo PLC Spons ADR Com 25243Q205 63153 450 SH OTR 0 450 0 0 Diamondback Energy Inc Com 25278X109 29998 174 SH OTR 0 174 0 0 Dicks Sporting Goods Inc Com 253393102 863806 4139 SH SOLE 0 3391 0 748 Dicks Sporting Goods Inc Com 253393102 52801 253 SH OTR 0 253 0 0 Dick's Sporting Goods Inc. COM 253393102 21916 105 SH DFND 1 0 0 105 Digital Realty Trust Inc REIT Com 253868103 293560 1814 SH SOLE 0 1814 0 0 Digital World Acquisitio COM 25400Q105 8292 516 SH DFND 1 0 0 516 Dimensional Intern Core COM 25434V203 22913 721 SH DFND 1 0 0 721 Dimensional Intl Core Equity E Com 25434V799 7654 272 SH SOLE 0 272 0 0 Dimensional U.S. Equity ETF COM 25434V401 2392151 38463 SH DFND 1 0 0 38463 Dimensional US High Profitab E Com 25434V831 3850 113 SH SOLE 0 113 0 0 Dimensional US Small Cap Val E Com 25434V815 15893 516 SH SOLE 0 516 0 0 Dimensional World Ex U S Core Equity 2 Etf COM 255113102 101687 3762 SH DFND 1 0 0 3762 Dimensional World ex U.S. Core E COM 25434V880 497848 18432 SH DFND 1 0 0 18432 Disney Walt CO New Com 254687106 3742448 38907 SH SOLE 0 37584 0 1323 Disney Walt CO New Com 254687106 2903976 30190 SH OTR 0 28596 519 1075 DNP Select Income Fund Inc COM 23325P104 14739 1468 SH DFND 1 0 0 1468 Docusign Inc Com 256163106 62 1 SH SOLE 0 1 0 0 Dominion Resources Inc Com 25746U109 503293 8709 SH SOLE 0 8399 0 310 Dominion Resources Inc Com 25746U109 449086 7771 SH OTR 0 5841 0 1930 Dominion Resources, Inc. COM 25746U109 122511 2120 SH DFND 1 0 0 2120 Dover Corp Com 260003108 181961 949 SH SOLE 0 549 0 400 Dover Corp Com 260003108 81490 425 SH OTR 0 425 0 0 Dow Inc Com Com 260557103 1052065 19258 SH SOLE 0 19167 0 91 Dow Inc Com Com 260557103 763618 13978 SH OTR 0 12386 0 1592 DT Midstream Inc Com 23345M107 118147 1502 SH SOLE 0 1502 0 0 DTE Energy Co Com 233331107 344652 2684 SH SOLE 0 2684 0 0 Duke Energy Corp Com 26441C204 544216 4720 SH SOLE 0 4435 285 0 Duke Energy Corp Com 26441C204 144356 1252 SH OTR 0 1252 0 0 Dupont De Nemours Inc Com 26614N102 1216173 13648 SH SOLE 0 13557 0 91 Dupont De Nemours Inc Com 26614N102 993487 11149 SH OTR 0 10937 34 178 Dutch Bros Inc COM 26701L100 1602 50 SH DFND 1 0 0 50 East West Bancorp Inc Com 27579R104 18203 220 SH OTR 0 220 0 0 Eaton Corp PLC Com G29183103 1890865 5705 SH SOLE 0 5705 0 0 Eaton Corp PLC Com G29183103 2214351 6681 SH OTR 0 5899 0 782 Eaton Corp Plc COM G29183103 20881 63 SH DFND 1 0 0 63 Eaton Vance NY Muni Bond Fund Com 27827Y109 101592 10200 SH SOLE 0 10200 0 0 Eaton Vance Tax Man Gl D COM 27829F108 6976 800 SH DFND 1 0 0 800 Ecolab Inc Com 278865100 1566450 6135 SH SOLE 0 6135 0 0 Ecolab Inc Com 278865100 711094 2785 SH OTR 0 2335 0 450 Edwards Lifesciences Corp Com 28176E108 36031 546 SH OTR 0 546 0 0 EI DuPont de Nemours & Co. COM 26614N102 18446 207 SH DFND 1 0 0 207 Electrovaya Inc New Com 28617B606 8612 3696 SH SOLE 0 3696 0 0 Elevance Health INC Com 036752103 27560 53 SH OTR 0 53 0 0 Emerson Elec CO Com 291011104 1521555 13912 SH SOLE 0 13912 0 0 Emerson Elec CO Com 291011104 372952 3410 SH OTR 0 3410 0 0 Enbridge Incorporated Com 29250N105 336576 8288 SH SOLE 0 8288 0 0 Enbridge Incorporated Com 29250N105 84956 2092 SH OTR 0 2092 0 0 Energy Select Sector SPDR Com 81369Y506 980010 11162 SH SOLE 0 9750 0 1412 Energy Select Sector SPDR Com 81369Y506 147767 1683 SH OTR 0 1470 80 133 Energy Select Sector SPDR COM 81369Y506 13170 150 SH DFND 1 0 0 150 Energy Transfer Equity LP Com 29273V100 32100 2000 SH OTR 0 2000 0 0 Enphase Energy Inc Com 29355A107 5651 50 SH OTR 0 50 0 0 Entergy Corp Com 29364G103 3290 25 SH SOLE 0 25 0 0 Entergy Corp Com 29364G103 19083 145 SH OTR 0 145 0 0 Enterprise Prods Partners LP Com 293792107 47973 1648 SH SOLE 0 1648 0 0 Enterprise Prods Partners LP Com 293792107 468671 16100 SH OTR 0 16100 0 0 Eog Res Inc Com 26875P101 150466 1224 SH SOLE 0 1224 0 0 Eog Res Inc Com 26875P101 134854 1097 SH OTR 0 1097 0 0 Equinix Inc Com 29444U700 155335 175 SH OTR 0 175 0 0 Essential Utils Inc Com 29670G102 30856 800 SH OTR 0 800 0 0 Etsy, Inc. COM 29786A106 19436 350 SH DFND 1 0 0 350 Eversource Energy Com 30040W108 176930 2600 SH SOLE 0 2600 0 0 Exelon Corp Com 30161N101 147156 3629 SH SOLE 0 3629 0 0 Exelon Corp Com 30161N101 75382 1859 SH OTR 0 1509 0 350 Exxon Mobil Corporation COM 30231G102 919263 7838 SH DFND 1 0 0 7838 Exxonmobil Corp Com 30231G102 12416177 105922 SH SOLE 0 102300 501 3121 Exxonmobil Corp Com 30231G102 7899339 67389 SH OTR 0 64548 560 2281 Fastenal CO Com 311900104 117843 1650 SH SOLE 0 1650 0 0 Fastenal CO Com 311900104 527794 7390 SH OTR 0 7390 0 0 Fedex Corporation Com 31428X106 365636 1336 SH SOLE 0 1336 0 0 Fedex Corporation Com 31428X106 5200 19 SH OTR 0 19 0 0 FedEx Corporation COM 31428X106 6842 25 SH DFND 1 0 0 25 Fidelity Total Bond Etf COM 316188309 496005 10612 SH DFND 1 0 0 10612 Financial Instns Inc Com 317585404 12735 500 SH OTR 0 500 0 0 Financial Select Sector SPDR Com 81369Y605 1321214 29153 SH SOLE 0 26464 0 2689 Financial Select Sector SPDR Com 81369Y605 53750 1186 SH OTR 0 1010 176 0 First Solar Inc Com 336433107 24944 100 SH SOLE 0 100 0 0 First Solar Inc Com 336433107 567476 2275 SH OTR 0 2275 0 0 First Solar Inc COM 336433107 8481 34 SH DFND 1 0 0 34 First Trust DW Dynamic Focus 5 COM 33738R878 523810 14627 SH DFND 1 0 0 14627 First Trust DW Focus 5 COM 33738R605 1472535 25275 SH DFND 1 0 0 25275 First Trust DW Int'l Focus COM 33738R886 11447 544 SH DFND 1 0 0 544 First Trust Enhanced Short Matur COM 33739Q408 394064 6582 SH DFND 1 0 0 6582 First Trust Exchange Traded Fund Vi Rising Div Achievers Etf COM 33738R837 44400 750 SH DFND 1 0 0 750 First Trust ISE Water Index Fd COM 33733B100 510024 4665 SH DFND 1 0 0 4665 First Trust Low Duration COM 33739Q200 454807 8965 SH DFND 1 0 0 8965 First Trust Morningstar Div COM 336917109 12375 295 SH DFND 1 0 0 295 First Trust NASDAQ Cln EdgeSt COM 33737A108 93274 733 SH DFND 1 0 0 733 First TRUST Preferred COM 33739E108 81233 4488 SH DFND 1 0 0 4488 First Trust Rising Dividend COM 33738R506 827637 13978 SH DFND 1 0 0 13978 First Trust Senior Loan COM 33738D309 278736 6074 SH DFND 1 0 0 6074 First Trust Small Cap AlphaDEX COM 33734Y109 25579 257 SH DFND 1 0 0 257 First Trust Value Line Div Index COM 33734H106 640059 14070 SH DFND 1 0 0 14070 First Trust Value Line Dividen Com 33734H106 1364700 30000 SH SOLE 0 30000 0 0 FirstTrust NASDAQ Clean Edge Gre COM 33733E500 1257 35 SH DFND 1 0 0 35 Fiserv Inc Com 337738108 752913 4191 SH SOLE 0 4191 0 0 Fiserv Inc Com 337738108 415890 2315 SH OTR 0 2315 0 0 Flexshares Disciplined Duratio Com 33939L779 335302 15982 SH SOLE 0 15982 0 0 FlexShares Emerging Mkts Facto Com 33939L308 68619 1202 SH SOLE 0 1202 0 0 FlexShares Global Quality Real Com 33939L787 880233 14135 SH SOLE 0 14135 0 0 FlexShares Global Quality Real Com 33939L787 18371 295 SH OTR 0 295 0 0 FlexShares Global Quality Real E COM 33939L787 4110 66 SH DFND 1 0 0 66 FlexShares International Quali Com 33939L837 357807 13610 SH SOLE 0 13610 0 0 FlexShares Mstar Glbl Upstrm N Com 33939L407 44389290 1076104 SH SOLE 0 1070863 0 5241 FlexShares Mstar Glbl Upstrm N Com 33939L407 2749931 66665 SH OTR 0 65010 340 1315 FlexShares Real Assets Allocat Com 33939L738 384458 11750 SH SOLE 0 11750 0 0 FlexShares STOXX Glbl Brd Infr Com 33939L795 5859109 98605 SH SOLE 0 98605 0 0 FlexShares STOXX Glbl Brd Infr Com 33939L795 1060350 17845 SH OTR 0 17610 0 235 FlexShares STOXX Global Broad In COM 33939L795 3684 62 SH DFND 1 0 0 62 Flexshares Upstream COM 33939L407 7590 184 SH DFND 1 0 0 184 Ford Motor CO Del Com 345370860 25344 2400 SH SOLE 0 1400 0 1000 Ford Motor CO Del Com 345370860 25502 2415 SH OTR 0 2415 0 0 Ford Motor Co. COM 345370860 43349 4105 SH DFND 1 0 0 4105 Fortinet Inc Com 34959E109 7755 100 SH OTR 0 100 0 0 Fortive Corp Com 34959J108 687480 8710 SH SOLE 0 8410 0 300 Fortive Corp Com 34959J108 799482 10129 SH OTR 0 9285 50 794 Freeport-McMoran Inc Com 35671D857 410991 8233 SH SOLE 0 8233 0 0 Freeport-McMoran Inc Com 35671D857 379941 7611 SH OTR 0 5827 59 1725 GE Aerospace Com 369604301 1741159 9233 SH SOLE 0 8879 0 354 GE Aerospace Com 369604301 237234 1258 SH OTR 0 1249 0 9 Ge Healthcare Technologi COM 36266G107 29761 317 SH DFND 1 0 0 317 GE Healthcare Technologies Inc Com 36266G107 290184 3092 SH SOLE 0 3092 0 0 GE Healthcare Technologies Inc Com 36266G107 313834 3344 SH OTR 0 3344 0 0 GE Vernova Inc Com 36828A101 411538 1614 SH SOLE 0 1526 0 88 GE Vernova Inc Com 36828A101 11219 44 SH OTR 0 42 0 2 Ge Vernova Inc COM 36828A101 54311 213 SH DFND 1 0 0 213 Generac Hldgs Inc Com 368736104 29393 185 SH OTR 0 185 0 0 General Dynamics Corp Com 369550108 4742122 15692 SH SOLE 0 15542 0 150 General Dynamics Corp Com 369550108 481707 1594 SH OTR 0 1575 19 0 General Dynamics Corp. COM 369550108 17528 58 SH DFND 1 0 0 58 General Electric Co. COM 369604301 82478 437 SH DFND 1 0 0 437 General Mls Inc Com 370334104 2410109 32635 SH SOLE 0 31832 0 803 General Mls Inc Com 370334104 349680 4735 SH OTR 0 4735 0 0 General Motors CO Com 37045V100 34706 774 SH SOLE 0 774 0 0 Genuine Parts CO Com 372460105 252541 1808 SH SOLE 0 1808 0 0 Genuine Parts Co COM 372460105 11733 84 SH DFND 1 0 0 84 Gerdau S.A. COM 373737105 1099 314 SH DFND 1 0 0 314 Gilead Sciences Inc Com 375558103 462713 5519 SH SOLE 0 5519 0 0 Gilead Sciences Inc Com 375558103 341732 4076 SH OTR 0 4076 0 0 Gilead Sciences Inc. COM 375558103 4192 50 SH DFND 1 0 0 50 Gldmn Schs Acs Inv Grd COM 381430479 2461 52 SH DFND 1 0 0 52 Global X Lithium Battery COM 37954Y855 28377 651 SH DFND 1 0 0 651 GLOBAL X ROBOTICS ARTFCLINTLGNC ETF COM 37954Y715 13296 414 SH DFND 1 0 0 414 Global X US Preferred ETF Com 37954Y657 249360 12000 SH OTR 0 12000 0 0 Goldman Sachs Group Inc Com 38141G104 1791308 3618 SH SOLE 0 3598 20 0 Goldman Sachs Group Inc Com 38141G104 1880923 3799 SH OTR 0 3744 0 55 Goldman Sachs Group Inc COM 38141G104 17824 36 SH DFND 1 0 0 36 Golub Cap Bdc Inc Com 38173M102 185853 12300 SH SOLE 0 12300 0 0 Golub Cap Bdc Inc Com 38173M102 997064 65987 SH OTR 0 65987 0 0 GOODYEAR TIRE RUBBER COM 382550101 6239 705 SH DFND 1 0 0 705 Grail Inc Com 384747101 41 3 SH OTR 0 3 0 0 Grainger W W Inc Com 384802104 7186488 6918 SH SOLE 0 6918 0 0 Grainger W W Inc Com 384802104 1328638 1279 SH OTR 0 595 100 584 Graphic Packaging Holding Compan COM 388689101 7960 269 SH DFND 1 0 0 269 Greenpower Motor Co COM 39540E302 488 356 SH DFND 1 0 0 356 GSK PLC Sponsored ADR Com 37733W204 361706 8848 SH SOLE 0 8848 0 0 GSK PLC Sponsored ADR Com 37733W204 148394 3630 SH OTR 0 3030 0 600 Guardant Health Inc Com 40131M109 6882 300 SH SOLE 0 300 0 0 Guardant Health Inc Com 40131M109 34984 1525 SH OTR 0 0 0 1525 Gxo Logistics Inc COM 36262G101 6717 129 SH DFND 1 0 0 129 Haleon PLC Spon ADR Com 405552100 3174 300 SH SOLE 0 300 0 0 Haleon PLC Spon ADR Com 405552100 17806 1683 SH OTR 0 1683 0 0 Halliburton CO Com 406216101 63649 2191 SH SOLE 0 2191 0 0 Halliburton CO Com 406216101 18389 633 SH OTR 0 633 0 0 Harley Davidson Inc Com 412822108 39840 1034 SH SOLE 0 1034 0 0 HARLEY DAVIDSON INC COM 412822108 1082 28 SH DFND 1 0 0 28 HCA Holdings Inc Com 40412C101 60965 150 SH SOLE 0 150 0 0 Health Care Select Sector SPDR Com 81369Y209 1333399 8657 SH SOLE 0 8124 0 533 Health Care Select Sector SPDR Com 81369Y209 23103 150 SH OTR 0 150 0 0 Healthier Choices Manage COM 42226N109 0 500000 SH DFND 1 0 0 500000 Healthier Choices Mgmt C COM 42226N109 0 7 SH DFND 1 0 0 7 Healthy Choice Wellness COM 42227T105 5 2 SH DFND 1 0 0 2 Hereuare Inc COM 427177100 0 7 SH DFND 1 0 0 7 Hershey Co. COM 427866108 161479 842 SH DFND 1 0 0 842 Hess Corporation Com 42809H107 61653 454 SH SOLE 0 454 0 0 Home Depot Inc Com 437076102 3227450 7965 SH SOLE 0 7662 0 303 Home Depot Inc Com 437076102 3542664 8743 SH OTR 0 7743 150 850 Honda Motor Co Ltd COM 438128308 20625 650 SH DFND 1 0 0 650 Honeywell International Inc Com 438516106 4741101 22936 SH SOLE 0 22021 0 915 Honeywell International Inc Com 438516106 1534822 7425 SH OTR 0 6426 220 779 Honeywell Intl Inc COM 438516106 10336 50 SH DFND 1 0 0 50 Hormel Foods Corp COM 440452100 9732 307 SH DFND 1 0 0 307 iCAD, Inc. COM 44934S206 473 302 SH DFND 1 0 0 302 Icahn Enterprise LP Com 451100101 2704 200 SH OTR 0 200 0 0 Idacorp Inc Com 451107106 10309 100 SH SOLE 0 100 0 0 IDEXX Laboratories, Inc. COM 45168D104 6063 12 SH DFND 1 0 0 12 Illinois Tool Wks Inc Com 452308109 507630 1937 SH SOLE 0 1937 0 0 Illinois Tool Wks Inc Com 452308109 266525 1017 SH OTR 0 1017 0 0 Illinois Tool Works Inc. COM 452308109 16248 62 SH DFND 1 0 0 62 Illumina Inc Com 452327109 2608 20 SH OTR 0 20 0 0 Impact Shares YWCA Women's Emp Com 45259A100 23199 600 SH SOLE 0 600 0 0 Industrial Select Sector SPDR Com 81369Y704 1296257 9571 SH SOLE 0 9309 0 262 Industrial Select Sector SPDR Com 81369Y704 70564 521 SH OTR 0 435 0 86 Ingersoll Rand Inc Com 45687V106 276811 2820 SH SOLE 0 2820 0 0 Ingersoll Rand Inc Com 45687V106 5459070 55614 SH OTR 0 55614 0 0 Ingredion Inc Com 457187102 13743 100 SH SOLE 0 100 0 0 Innovator MSCI EAFE Power Buff Com 45782C722 90571 3080 SH OTR 0 3080 0 0 Innovator U.S. Equity Power Bu Com 45782C813 161434 3988 SH OTR 0 3988 0 0 Insulet Corp Com 45784P101 61679 265 SH OTR 0 265 0 0 Intel Corp Com 458140100 1489616 63496 SH SOLE 0 61093 903 1500 Intel Corp Com 458140100 510654 21767 SH OTR 0 20252 1015 500 Intercontinental Exchange Inc Com 45866F104 1361585 8476 SH SOLE 0 8476 0 0 Intercontinental Exchange Inc Com 45866F104 84015 523 SH OTR 0 488 35 0 Intercontinental Hotels Group Com 45857P806 773 7 SH OTR 0 7 0 0 International Flavors & Fragra Com 459506101 5247 50 SH OTR 0 50 0 0 Intl Business Machines Corp. COM 459200101 701167 3172 SH DFND 1 0 0 3172 Intl. Business Machines Corp Com 459200101 4994675 22592 SH SOLE 0 20493 395 1704 Intl. Business Machines Corp Com 459200101 3842813 17382 SH OTR 0 15834 0 1548 Intuit Com 461202103 73278 118 SH SOLE 0 118 0 0 Intuit Com 461202103 872505 1405 SH OTR 0 1405 0 0 Intuitive Surgical COM 46120E602 45688 93 SH DFND 1 0 0 93 Intuitive Surgical Inc Com 46120E602 196017 399 SH SOLE 0 249 0 150 Intuitive Surgical Inc Com 46120E602 713815 1453 SH OTR 0 1453 0 0 Invesco California Value Muni Com 46132H106 9518 874 SH SOLE 0 874 0 0 Invesco Global Water ETF Com 46138E651 16801 390 SH SOLE 0 390 0 0 Invesco Global Water ETF Com 46138E651 47991 1114 SH OTR 0 1114 0 0 Invesco High Yield Eq Div ETF Com 46137V563 25044 1142 SH SOLE 0 1142 0 0 Invesco Intl Divi Achi ETF Com 46137V548 37582 1900 SH SOLE 0 1900 0 0 Invesco Limited Com G491BT108 25866 1473 SH OTR 0 1473 0 0 Invesco Muni Income Opp Trust Com 46132X101 12513 1824 SH SOLE 0 1824 0 0 Invesco Preferred ETF Com 46138E511 35321 2860 SH SOLE 0 2860 0 0 Invesco Preferred ETF Com 46138E511 49894 4040 SH OTR 0 4040 0 0 Invesco QQQ Trust COM 46090E103 27820 57 SH DFND 1 0 0 57 Invesco QQQ Trust Unit Ser 1 Com 46090E103 101030 207 SH SOLE 0 207 0 0 Invesco S&P 500 Equal Weight E Com 46137V357 345062 1926 SH SOLE 0 1926 0 0 Invesco S&P 500 Low Volatility E COM 46138E354 37013 516 SH DFND 1 0 0 516 Invesco Solar ETF Com 46138G706 8838 205 SH SOLE 0 205 0 0 Invesco SP 500 Low Volatility Com 46138E354 250553 3493 SH SOLE 0 3493 0 0 Invesco Tr II Senior Loan ETF Com 46138G508 176274 8390 SH SOLE 0 8390 0 0 Invesco Tr II Senior Loan ETF Com 46138G508 91919 4375 SH OTR 0 4375 0 0 Invesco Trust For Invst Gr NY Com 46131T101 107229 9300 SH SOLE 0 9300 0 0 Invesco Water Resources ETF Com 46137V142 7266 103 SH SOLE 0 103 0 0 Invesco Water Resources ETF Com 46137V142 59254 840 SH OTR 0 840 0 0 Invitation Homes Inc Com 46187W107 130180 3692 SH OTR 0 3692 0 0 Ionis Pharmaceuticals Inc Com 462222100 683023 17050 SH OTR 0 17050 0 0 IQVIA Holdings Inc Com 46266C105 146921 620 SH SOLE 0 620 0 0 IQVIA Holdings Inc Com 46266C105 1066839 4502 SH OTR 0 4502 0 0 Ishar Tru Esg Awr Usd COM 46435G193 27168 1142 SH DFND 1 0 0 1142 ISHARE ROBOT ARTIF INTELMULTSEC ETF COM 46435U556 13217 386 SH DFND 1 0 0 386 iShares 0-5 Year High Yield Corp COM 46434V407 27138 625 SH DFND 1 0 0 625 iShares 0-5 Year TIPS Bond ETF COM 46429B747 4863 48 SH DFND 1 0 0 48 IShares 0-5 Yr TIPs ETF Com 46429B747 5692158 56180 SH SOLE 0 56180 0 0 IShares 0-5 Yr TIPs ETF Com 46429B747 1938252 19130 SH OTR 0 17814 305 1011 Ishares 10-20 Year Tsury COM 464288653 97738 894 SH DFND 1 0 0 894 Ishares 1-3 Year Treasury ETF Com 464287457 6953751 83629 SH SOLE 0 83029 0 600 Ishares 1-3 Year Treasury ETF Com 464287457 124725 1500 SH OTR 0 1500 0 0 iShares 20 Year Treasury Bond COM 464287432 4807685 49008 SH DFND 1 0 0 49008 Ishares 3-7 Year Treasury Bond Com 464288661 1055514 8825 SH SOLE 0 8825 0 0 Ishares 5-10 Yr Inv Gr Corp Bd Com 464288638 193499 3602 SH SOLE 0 3602 0 0 Ishares 5-10 Yr Inv Gr Corp Bd Com 464288638 171904 3200 SH OTR 0 3200 0 0 Ishares Aaa-A Rated Corp Bond Com 46429B291 80115 1630 SH SOLE 0 1630 0 0 Ishares Barclays 7-10 Year Tr Com 464287440 238235 2428 SH SOLE 0 2428 0 0 Ishares Barclays Mbs Bond ETF Com 464288588 681784 7116 SH SOLE 0 7116 0 0 Ishares Barclays TIPS Bond ETF Com 464287176 234417 2122 SH SOLE 0 2122 0 0 Ishares Barclays TIPS Bond ETF Com 464287176 22094 200 SH OTR 0 200 0 0 IShares Broad USD High Yield C Com 46435U853 96008 2550 SH SOLE 0 2550 0 0 IShares Broad USD High Yield C Com 46435U853 40662 1080 SH OTR 0 1080 0 0 iShares Broad USD High Yield Corporate Bond ETF COM 464288620 4445 118 SH DFND 1 0 0 118 IShares Cohen Steers REIT ETF Com 464287564 87990 1335 SH SOLE 0 1335 0 0 iShares Convertible Bond ETF COM 46435G102 60062 718 SH DFND 1 0 0 718 Ishares Core Emerging Markets Com 46434G103 2707972 47169 SH SOLE 0 47169 0 0 Ishares Core Emerging Markets Com 46434G103 1008234 17562 SH OTR 0 16837 725 0 iShares Core Growth ETF COM 464289867 5112945 86309 SH DFND 1 0 0 86309 iShares Core High Dividend ETF Com 46429B663 1012238 8606 SH SOLE 0 8606 0 0 iShares Core High Dividend ETF COM 46429B663 162900 1385 SH DFND 1 0 0 1385 iShares Core Intl Aggregate Bond COM 46435G672 1347 26 SH DFND 1 0 0 26 IShares Core Intnl Agg Bond ET Com 46435G672 553023 10672 SH SOLE 0 10672 0 0 IShares Core Intnl Agg Bond ET Com 46435G672 64257 1240 SH OTR 0 1240 0 0 iShares Core Moderate Allocation COM 464289875 3383 75 SH DFND 1 0 0 75 Ishares Core Msci Eafe ETF Com 46432F842 7981783 102265 SH SOLE 0 102215 0 50 Ishares Core Msci Eafe ETF Com 46432F842 1485682 19035 SH OTR 0 19035 0 0 iShares Core MSCI EM ETF COM 46434G103 58845 1025 SH DFND 1 0 0 1025 IShares Core MSCI Total Intl S Com 46432F834 92966 1280 SH SOLE 0 1280 0 0 IShares Core MSCI Total Intl S Com 46432F834 42053 579 SH OTR 0 579 0 0 iShares Core MSCI Total Int'l St COM 46432F834 5032097 69284 SH DFND 1 0 0 69284 iShares Core S&P 500 COM 464287200 2392539 4148 SH DFND 1 0 0 4148 Ishares Core S&P 500 ETF Com 464287200 2412261 4182 SH SOLE 0 4182 0 0 iShares Core S&P Mid-Cap COM 464287507 52349 840 SH DFND 1 0 0 840 Ishares Core S&P Mid-Cap ETF Com 464287507 2845344 45657 SH SOLE 0 45657 0 0 Ishares Core S&P Mid-Cap ETF Com 464287507 1205580 19345 SH OTR 0 18620 0 725 iShares Core S&P Small-Cap COM 464287804 203093 1736 SH DFND 1 0 0 1736 Ishares Core S&P Small-Cap ETF Com 464287804 1649253 14101 SH SOLE 0 14101 0 0 Ishares Core S&P Small-Cap ETF Com 464287804 46784 400 SH OTR 0 400 0 0 Ishares Core S&P US COM 464287671 15806511 119828 SH DFND 1 0 0 119828 Ishares Core Total U.S. Aggreg Com 464287226 449943 4443 SH SOLE 0 4443 0 0 Ishares Core Total U.S. Aggreg Com 464287226 290139 2865 SH OTR 0 1642 0 1223 iShares Core US Aggregate Bond E COM 464287226 6454335 63734 SH DFND 1 0 0 63734 Ishares DJ Select Dividend ETF Com 464287168 211114 1563 SH SOLE 0 1563 0 0 Ishares DJ Select Dividend ETF Com 464287168 20261 150 SH OTR 0 150 0 0 iShares DJ US Consumer Goods COM 464287812 13761 195 SH DFND 1 0 0 195 Ishares DJ US Telcom Sector ET Com 464287713 452154 17900 SH SOLE 0 17900 0 0 Ishares DJ US Telcom Sector ET Com 464287713 522907 20701 SH OTR 0 20501 200 0 iShares DowJones EPAC Select D COM 464288448 63116 2088 SH DFND 1 0 0 2088 IShares Edge Intl Quality Fact Com 46434V456 102065 2460 SH SOLE 0 2460 0 0 IShares Edge MSCI Min Vol USA Com 46429B697 195860 2145 SH SOLE 0 2145 0 0 iShares Edge MSCI Min Vol USA COM 46429B697 134754 1476 SH DFND 1 0 0 1476 iShares Edge MSCI USA Quality Com 46432F339 153839 858 SH SOLE 0 858 0 0 iShares Edge MSCI USA Value Fact COM 46432F388 37620 345 SH DFND 1 0 0 345 Ishares Esg Advanced COM 46436E759 22909 318 SH DFND 1 0 0 318 Ishares Esg Advanced COM 46436E767 32491 662 SH DFND 1 0 0 662 iShares ESG Advanced Hi Yld Co Com 46435G441 20358 430 SH SOLE 0 430 0 0 iShares ESG Advanced Hi Yld Co Com 46435G441 16665 352 SH OTR 0 352 0 0 iShares ESG Advanced MSCI EAFE Com 46436E759 32058 445 SH SOLE 0 445 0 0 iShares ESG Advanced MSCI EAFE Com 46436E759 37245 517 SH OTR 0 367 0 150 iShares ESG Advanced MSCI EM E Com 46436E742 32216 795 SH SOLE 0 795 0 0 iShares ESG Advanced MSCI EM E Com 46436E742 59448 1467 SH OTR 0 1022 0 445 Ishares Esg Advnc Ttl COM 46435G243 4177 166 SH DFND 1 0 0 166 Ishares Esg Advnc Ttl COM 46436E619 2082 47 SH DFND 1 0 0 47 iShares ESG AW MSCI EAFE ETF Com 46435G516 31732 377 SH SOLE 0 377 0 0 iShares ESG Aware MSCI USA ETF Com 46435G425 170343 1350 SH SOLE 0 1350 0 0 Ishares Esg Aware Msci Usa Etf COM 46435G425 1112466 8817 SH DFND 1 0 0 8817 iShares ESG Aware MSCI USA Sma Com 46435U663 73018 1746 SH SOLE 0 1746 0 0 iShares ESG Aware MSCI USA Sma Com 46435U663 20575 492 SH OTR 0 246 0 246 iShares ESG MSCI EM COM 46434G863 36341 998 SH DFND 1 0 0 998 iShares ESG U.S. Aggregate Bond COM 46435U549 2235 46 SH DFND 1 0 0 46 Ishares Fallen Angels COM 46435G474 108537 3968 SH DFND 1 0 0 3968 iShares Global Clean Energy ET Com 464288224 64626 4399 SH SOLE 0 4399 0 0 iShares Global Clean Energy ET Com 464288224 12791 871 SH OTR 0 871 0 0 iShares Global Energy COM 464287341 1862 46 SH DFND 1 0 0 46 iShares Global Financials ETF COM 464287333 28752 304 SH DFND 1 0 0 304 iShares Global Tech COM 464287291 72628 880 SH DFND 1 0 0 880 Ishares GNMA Bond ETF Com 46429B333 12317 275 SH SOLE 0 275 0 0 iShares Gold Trust New Com 464285204 65505 1318 SH SOLE 0 1318 0 0 iShares GSCI Commodity Dynamic R COM 46431W853 27309 1054 SH DFND 1 0 0 1054 Ishares Iboxx High Yield COM 464288513 1280724 15949 SH DFND 1 0 0 15949 Ishares IBoxx High Yield Corpo Com 464288513 2918905 36350 SH SOLE 0 36350 0 0 Ishares IBoxx High Yield Corpo Com 464288513 215445 2683 SH OTR 0 2683 0 0 iShares iBoxx InvGrade Corp Bd COM 464287242 480391 4252 SH DFND 1 0 0 4252 iShares International Treasury B COM 464288117 42 1 SH DFND 1 0 0 1 iShares J.P. Morgan USD Emerging COM 464288281 23021 246 SH DFND 1 0 0 246 iShares JPMorgan USD Emerging Com 464288281 2901 31 SH SOLE 0 31 0 0 iShares KLD 400 Social Index COM 464288570 437771 4024 SH DFND 1 0 0 4024 Ishares Mbs Etf IV COM 464288588 154925 1617 SH DFND 1 0 0 1617 Ishares Morgstar Mid Cap COM 464288307 120546 1652 SH DFND 1 0 0 1652 ISHARES MORNINGSTAR GROWTH ETF COM 464287119 24035 286 SH DFND 1 0 0 286 iShares MSCI Denmark ETF Com 46429B523 7621 60 SH OTR 0 60 0 0 Ishares Msci Eafe ETF Com 464287465 4593194 54923 SH SOLE 0 51982 0 2941 Ishares Msci Eafe ETF Com 464287465 1803146 21561 SH OTR 0 21286 200 75 iShares MSCI EAFE Growth COM 464288885 416999 3873 SH DFND 1 0 0 3873 Ishares MSCI EAFE Growth ETF Com 464288885 23648046 219675 SH SOLE 0 217722 0 1953 Ishares MSCI EAFE Growth ETF Com 464288885 4158164 38627 SH OTR 0 38547 0 80 Ishares Msci Eafe Small Cap ET Com 464288273 2834125 41863 SH SOLE 0 41853 0 10 Ishares Msci Eafe Small Cap ET Com 464288273 535169 7905 SH OTR 0 7905 0 0 iShares MSCI EAFE Small-Cap COM 464288273 3994 59 SH DFND 1 0 0 59 Ishares Msci Eafe Value COM 464288877 560827 9746 SH DFND 1 0 0 9746 iShares MSCI EM ESG Optimized Com 46434G863 25851 710 SH OTR 0 710 0 0 iShares MSCI Emerg Mkt Min Vol Com 464286533 1065336 16991 SH SOLE 0 16991 0 0 iShares MSCI Emerg Mkt Min Vol Com 464286533 387486 6180 SH OTR 0 6180 0 0 Ishares Msci Emerging COM 46434G764 2933 48 SH DFND 1 0 0 48 Ishares MSCI Emerging Markets Com 46434G764 1385669 22675 SH SOLE 0 22675 0 0 Ishares MSCI Emerging Markets Com 46434G764 36055 590 SH OTR 0 590 0 0 Ishares Msci Emerging Mkt ETF Com 464287234 3131024 68274 SH SOLE 0 66525 525 1224 Ishares Msci Emerging Mkt ETF Com 464287234 785527 17129 SH OTR 0 16193 561 375 iShares MSCI Finland Capped Com 46429B515 10456 276 SH OTR 0 276 0 0 Ishares Msci Japan ETF Com 46434G822 7154 100 SH SOLE 0 100 0 0 Ishares MSCI KLD 400 Social In Com 464288570 110966 1020 SH SOLE 0 1020 0 0 iShares MSCI Norway Capped Com 46429B499 9918 405 SH OTR 0 405 0 0 iShares MSCI South Korea Index Com 464286772 10042 157 SH OTR 0 157 0 0 iShares MSCI Sweden Index Com 464286756 17972 414 SH OTR 0 414 0 0 iShares MSCI Switzerland Index Com 464286749 10420 200 SH OTR 0 200 0 0 iShares MSCI Taiwan ETF Com 46434G772 13144 244 SH OTR 0 244 0 0 iShares MSCI USA ESG Select ET Com 464288802 519998 4320 SH SOLE 0 4320 0 0 Ishares Msci Usa Momntum COM 46432F396 40349 199 SH DFND 1 0 0 199 Ishares Msci Usa Qlty COM 46432F339 109911 613 SH DFND 1 0 0 613 iShares MSCI USA Value ETF Com 46432F388 15375 141 SH SOLE 0 141 0 0 Ishares Nasdaq Biotech ETF Com 464287556 2658542 18259 SH SOLE 0 17466 96 697 Ishares Nasdaq Biotech ETF Com 464287556 1590826 10926 SH OTR 0 9145 240 1541 iShares Nasdaq Biotechnology COM 464287556 10920 75 SH DFND 1 0 0 75 Ishares National Muni Bond ETF Com 464288414 587145 5405 SH SOLE 0 5405 0 0 Ishares New York Muni Bond ETF Com 464288323 3872914 71285 SH SOLE 0 67545 0 3740 Ishares New York Muni Bond ETF Com 464288323 1414862 26042 SH OTR 0 22667 0 3375 iShares Russell 1000 COM 464287622 629 2 SH DFND 1 0 0 2 IShares Russell 1000 ETF Com 464287622 293955 935 SH SOLE 0 935 0 0 iShares Russell 1000 Growth COM 464287614 51427 137 SH DFND 1 0 0 137 Ishares Russell 1000 Growth ET Com 464287614 364119 970 SH SOLE 0 970 0 0 iShares Russell 2000 COM 464287655 161912 733 SH DFND 1 0 0 733 Ishares Russell 2000 ETF Com 464287655 6575115 29766 SH SOLE 0 28080 0 1686 Ishares Russell 2000 ETF Com 464287655 1049338 4751 SH OTR 0 4617 100 34 Ishares Russell 2000 Growth ET Com 464287648 685860 2415 SH SOLE 0 2415 0 0 Ishares Russell 2000 Growth ET Com 464287648 621108 2187 SH OTR 0 2004 40 143 Ishares Russell 2000 Value ETF Com 464287630 464093 2782 SH SOLE 0 2782 0 0 Ishares Russell 2000 Value ETF Com 464287630 15848 95 SH OTR 0 0 95 0 Ishares Russell Mid Cap ETF Com 464287499 927321 10521 SH SOLE 0 10521 0 0 Ishares Russell Mid Cap ETF Com 464287499 28205 320 SH OTR 0 320 0 0 Ishares Russell Midcap Growth Com 464287481 720982 6147 SH OTR 0 6147 0 0 Ishares Russell MidCap Value Com 464287473 285396 2158 SH SOLE 0 2158 0 0 IShares Russell Top 200 Growth Com 464289438 336677 1530 SH SOLE 0 1530 0 0 Ishares S&P 100 Etf COM 464287101 32000 116 SH DFND 1 0 0 116 Ishares S&P 500 Growth COM 464287309 18384 192 SH DFND 1 0 0 192 Ishares S&P 500 Growth ETF Com 464287309 820003 8564 SH SOLE 0 8564 0 0 Ishares S&P 500 Value COM 464287408 12422 63 SH DFND 1 0 0 63 Ishares S&P 500 Value ETF Com 464287408 1005764 5101 SH SOLE 0 5101 0 0 Ishares S&P Midcap 400/Grwth E Com 464287606 349886 3806 SH SOLE 0 3806 0 0 Ishares S&P Midcap 400/Value E Com 464287705 64901 525 SH SOLE 0 525 0 0 Ishares S&P Pref Stk ETF Com 464288687 2272400 68384 SH SOLE 0 68384 0 0 Ishares S&P Pref Stk ETF Com 464288687 278567 8383 SH OTR 0 5203 0 3180 Ishares S&P Small Cap 600 Value COM 464287879 69548 646 SH DFND 1 0 0 646 Ishares S&P Smallcap 600/Val E Com 464287879 10658 99 SH SOLE 0 99 0 0 Ishares S&P Smallcap 600/Val E Com 464287879 119395 1109 SH OTR 0 1109 0 0 Ishares S&P Smallcap/600 Growt Com 464287887 340914 2444 SH SOLE 0 2444 0 0 Ishares S&P Smallcap/600 Growt Com 464287887 125959 903 SH OTR 0 903 0 0 Ishares S&P Smll Cap 600 COM 464287887 5017734 35972 SH DFND 1 0 0 35972 iShares Short-Term Corporate Bon COM 464288646 28593 543 SH DFND 1 0 0 543 iShares Short-Term National Mu Com 464288158 844741 7955 SH SOLE 0 7955 0 0 iShares Short-Term National Mu Com 464288158 31857 300 SH OTR 0 0 0 300 iShares Silver Trust Com 46428Q109 57530 2025 SH SOLE 0 2025 0 0 iShares Silver Trust COM 46428Q109 4404 155 SH DFND 1 0 0 155 iShares TIPS Bond ETF COM 464287176 82853 750 SH DFND 1 0 0 750 Ishares Total Usd Bond COM 46434V613 1330747 28241 SH DFND 1 0 0 28241 Ishares Tr 10 Yr Invst Grd Com 464289511 474004 8845 SH SOLE 0 8845 0 0 iShares TR 1-5 Yr Inv Gr Corp Com 464288646 9635464 182975 SH SOLE 0 182975 0 0 iShares TR 1-5 Yr Inv Gr Corp Com 464288646 4057084 77043 SH OTR 0 68977 0 8066 iShares Tr Intrm Gov Cr ETF Com 464288612 1321079 12335 SH SOLE 0 12335 0 0 Ishares Tr Rus 1000 Val ETF Com 464287598 260975 1375 SH SOLE 0 1375 0 0 iShares U.S. Infrastructure ETF COM 46435U713 67747 1442 SH DFND 1 0 0 1442 iShares U.S. Medical Devices COM 464288810 18832 318 SH DFND 1 0 0 318 Ishares U.S. Treasury COM 46434V860 42099 832 SH DFND 1 0 0 832 iShares U.S. Treasury Bond COM 46429B267 434885 18547 SH DFND 1 0 0 18547 iShares US Energy ETF COM 464287796 53893 1163 SH DFND 1 0 0 1163 Ishares US Technology COM 464287721 103708 684 SH DFND 1 0 0 684 Ishrs 0-5 Year Inv Grd COM 46434V100 57742 1145 SH DFND 1 0 0 1145 Ishs Msci Emerg Mrkt Min COM 464286533 177098 2824 SH DFND 1 0 0 2824 Itt Inc Com 45073V108 36181 242 SH SOLE 0 242 0 0 Jacobs Solutions Inc Com 46982L108 115977 886 SH SOLE 0 886 0 0 Jacobs Solutions Inc Com 46982L108 389428 2975 SH OTR 0 1075 0 1900 JetBlue Airways Corporation COM 477143101 1312 200 SH DFND 1 0 0 200 Jm Smucker CO Com 832696405 57523 475 SH SOLE 0 75 0 400 Jm Smucker CO Com 832696405 15259 126 SH OTR 0 126 0 0 Johnson & Johnson Com 478160104 12718307 78479 SH SOLE 0 73372 0 5107 Johnson & Johnson Com 478160104 6546252 40394 SH OTR 0 36922 225 3247 Johnson & Johnson COM 478160104 457657 2824 SH DFND 1 0 0 2824 Johnson Controls International Com G51502105 6985 90 SH SOLE 0 90 0 0 Johnson Controls International Com G51502105 4812 62 SH OTR 0 0 62 0 JP Morgan Chase & CO Com 46625H100 17328875 82182 SH SOLE 0 80296 65 1821 JP Morgan Chase & CO Com 46625H100 12404261 58827 SH OTR 0 53963 555 4309 JPMorgan Chase & Co. COM 46625H100 425771 2019 SH DFND 1 0 0 2019 JPMorgan Core Plus Bond ETF Com 46641Q670 44043 913 SH OTR 0 913 0 0 JPMorgan Equity Premium Income Com 46641Q332 157404 2645 SH SOLE 0 2645 0 0 JPMorgan Equity Premium Income E COM 46641Q332 41181 692 SH DFND 1 0 0 692 JPMorgan Municipal ETF Com 46641Q647 1994147 38895 SH SOLE 0 38895 0 0 JPMorgan Municipal ETF Com 46641Q647 386832 7545 SH OTR 0 7545 0 0 JPMorgan NASDAQ Eqt Prem ETF Com 46654Q203 54930 1000 SH OTR 0 1000 0 0 JPMorgan Ultra-Short Income ET Com 46641Q837 112440 2216 SH SOLE 0 2216 0 0 JPMorgan Ultra-Short Income ET Com 46641Q837 143036 2819 SH OTR 0 2819 0 0 Kellanova Com 487836108 9766 121 SH SOLE 0 121 0 0 Kellanova Com 487836108 45359 562 SH OTR 0 562 0 0 Kellogg Co COM 487836108 14851 184 SH DFND 1 0 0 184 Kenvue Inc Com 49177J102 101518 4389 SH OTR 0 4389 0 0 Keycorp Com 493267108 46264 2762 SH SOLE 0 2762 0 0 KeyCorp COM 493267108 33794 2018 SH DFND 1 0 0 2018 Kimberly Clark Corp Com 494368103 753799 5298 SH SOLE 0 5298 0 0 Kimberly Clark Corp Com 494368103 99596 700 SH OTR 0 700 0 0 Kimberly-Clark Corporation COM 494368103 14939 105 SH DFND 1 0 0 105 Kimco Realty Corp Com 49446R109 81270 3500 SH SOLE 0 3500 0 0 Kinder Morgan Inc Com 49456B101 22090 1000 SH OTR 0 1000 0 0 Kkr & Co Inc COM 48251W104 112299 860 SH DFND 1 0 0 860 Kraft Heinz CO Com 500754106 197283 5619 SH SOLE 0 5619 0 0 Kraft Heinz CO Com 500754106 248614 7081 SH OTR 0 7081 0 0 Kraft Heinz Company COM 500754106 1159 33 SH DFND 1 0 0 33 KraneShares CSI China Internet E COM 500767306 3402 100 SH DFND 1 0 0 100 Kroger CO Com 501044101 12033 210 SH SOLE 0 210 0 0 Kyndryl Hldgs Inc COM 50155Q100 12432 541 SH DFND 1 0 0 541 Kyndryl Holdings Inc Com 50155Q100 230 10 SH SOLE 0 10 0 0 L M Funding America Inc COM 502074503 90 34 SH DFND 1 0 0 34 L3 Harris Technologies Inc Com 502431109 1676984 7050 SH SOLE 0 7050 0 0 L3 Harris Technologies Inc Com 502431109 41627 175 SH OTR 0 175 0 0 Ladrx Corp COM 232828707 2 1 SH DFND 1 0 0 1 Lam Research Corp Com 512807108 12241 15 SH SOLE 0 15 0 0 Lam Research Corporation COM 512807108 106090 130 SH DFND 1 0 0 130 Lamb Weston Holdings Inc Com 513272104 4273 66 SH OTR 0 66 0 0 Las Vegas Sands Corp Com 517834107 20539 408 SH SOLE 0 0 0 408 Lauder Estee Cos Cl-A Com 518439104 53833 540 SH SOLE 0 540 0 0 Lauder Estee Cos Cl-A Com 518439104 34692 348 SH OTR 0 348 0 0 Lexington Realty C PFD Series C COM 529043309 5300 100 SH DFND 1 0 0 100 Liberty Media Corp Del Com 531229755 221760 2864 SH OTR 0 2864 0 0 Lilly Eli & CO Com 532457108 3233681 3650 SH SOLE 0 3107 0 543 Lilly Eli & CO Com 532457108 5763040 6505 SH OTR 0 5320 25 1160 LILLY ELI & CO COM 532457108 114184 129 SH DFND 1 0 0 129 Lincoln Elec Hldgs Inc Com 533900106 86409 450 SH SOLE 0 450 0 0 Lincoln National Corp COM 534187109 30250 960 SH DFND 1 0 0 960 Linde PLC Com G54950103 2786770 5844 SH SOLE 0 5844 0 0 Linde PLC Com G54950103 1620370 3398 SH OTR 0 2473 0 925 Lithium Amers Argentin COM 53681K100 326 100 SH DFND 1 0 0 100 Lithium Amers Corp COM 53680Q207 270 100 SH DFND 1 0 0 100 Lockheed Martin Corp Com 539830109 4270970 7306 SH SOLE 0 6754 0 552 Lockheed Martin Corp Com 539830109 1312922 2246 SH OTR 0 2246 0 0 LOCKHEED MARTIN CORP COM 539830109 222717 381 SH DFND 1 0 0 381 Logitech International S.A. Com H50430232 8931 100 SH OTR 0 100 0 0 Lowes Companies Inc COM 548661107 198905 734 SH DFND 1 0 0 734 Lowes Cos Inc Com 548661107 18596832 68661 SH SOLE 0 68111 25 525 Lowes Cos Inc Com 548661107 8529067 31490 SH OTR 0 30551 215 724 LPL Financial COM 50212V100 68858 296 SH DFND 1 0 0 296 Lvmh Moet Hennessy Lou COM 502441306 3840 25 SH DFND 1 0 0 25 Lyft Inc COM 55087P104 3188 250 SH DFND 1 0 0 250 M & T Bank Corp Com 55261F104 89060 500 SH OTR 0 500 0 0 M&T Bank Corp. COM 55261F104 29746 167 SH DFND 1 0 0 167 Manulife Finl Corp ADR Com 56501R106 3487 118 SH SOLE 0 118 0 0 Marathon Digital Hldgs I COM 565788106 925 57 SH DFND 1 0 0 57 Markel Group INC COM Com 570535104 141172 90 SH SOLE 0 90 0 0 Markel Group INC COM Com 570535104 312147 199 SH OTR 0 199 0 0 Marriott International Inc Com 571903202 540208 2173 SH SOLE 0 2173 0 0 Marriott International Inc Com 571903202 18645 75 SH OTR 0 75 0 0 Marsh & Mc Lennan Co COM 571748102 11155 50 SH DFND 1 0 0 50 Marsh & McLennan Companies Inc Com 571748102 3129953 14030 SH SOLE 0 13975 0 55 Marsh & McLennan Companies Inc Com 571748102 3424878 15352 SH OTR 0 14960 0 392 Martin Marietta Matls Inc Com 573284106 102268 190 SH SOLE 0 190 0 0 Martin Marietta Matls Inc Com 573284106 123798 230 SH OTR 0 230 0 0 Masco Corp Com 574599106 463433 5521 SH SOLE 0 5521 0 0 Masco Corp Com 574599106 13430 160 SH OTR 0 160 0 0 Mastercard Inc Cl A Com 57636Q104 1383134 2801 SH SOLE 0 2801 0 0 Mastercard Inc Cl A Com 57636Q104 2070010 4192 SH OTR 0 4150 0 42 Mastercard Incorporated COM 57636Q104 2469 5 SH DFND 1 0 0 5 Materials Select SPDR Fund Com 81369Y100 3181553 33011 SH SOLE 0 30978 0 2033 Materials Select SPDR Fund Com 81369Y100 776341 8055 SH OTR 0 7483 257 315 Mc Donalds Corp COM 580135101 26188 86 SH DFND 1 0 0 86 McCormick & CO Inc Com 579780206 209042 2540 SH SOLE 0 2540 0 0 McCormick & CO Inc Com 579780206 242374 2945 SH OTR 0 2945 0 0 McDonalds Corp Com 580135101 14505029 47634 SH SOLE 0 47321 58 255 McDonalds Corp Com 580135101 6555491 21528 SH OTR 0 20527 217 784 McEwen Mining Inc Com 58039P305 930 100 SH SOLE 0 100 0 0 McKesson Corp Com 58155Q103 308024 623 SH SOLE 0 623 0 0 Medclean Tech Inc Xxx COM 58405Y302 0 1 SH DFND 1 0 0 1 Medtronic Inc. COM G5960L103 21247 236 SH DFND 1 0 0 236 Medtronic PLC Com G5960L103 1843544 20477 SH SOLE 0 20477 0 0 Medtronic PLC Com G5960L103 791364 8790 SH OTR 0 8219 71 500 MercadoLibre, Inc. Com 58733R102 24624 12 SH SOLE 0 12 0 0 MercadoLibre, Inc. Com 58733R102 174417 85 SH OTR 0 85 0 0 Mercadolibre, Inc. COM 58733R102 41084 20 SH DFND 1 0 0 20 Merck & CO Inc Com 58933Y105 6475986 57027 SH SOLE 0 55484 543 1000 Merck & CO Inc Com 58933Y105 4940655 43507 SH OTR 0 42176 281 1050 Merck & Co. Inc. COM 58933Y105 105605 930 SH DFND 1 0 0 930 Meta Platforms Inc Com 30303M102 2613761 4566 SH SOLE 0 4566 0 0 Meta Platforms Inc Com 30303M102 1970338 3442 SH OTR 0 3410 32 0 Meta Platforms, Inc. COM 30303M102 46368 81 SH DFND 1 0 0 81 Metlife Inc Com 59156R108 544450 6601 SH SOLE 0 6601 0 0 Metlife Inc Com 59156R108 132875 1611 SH OTR 0 1300 111 200 MetLife, Inc. COM 59156R108 27301 331 SH DFND 1 0 0 331 Mettler Toledo International Com 592688105 85483 57 SH OTR 0 57 0 0 MGE ENERGY INC COM 55277P104 160841 1759 SH DFND 1 0 0 1759 Microchip Technology Inc Com 595017104 2490034 31013 SH SOLE 0 31013 0 0 Microchip Technology Inc Com 595017104 587723 7320 SH OTR 0 6434 136 750 Micron Technology Inc Com 595112103 22816 220 SH SOLE 0 220 0 0 Microsoft Corp Com 594918104 42802371 99471 SH SOLE 0 96161 57 3253 Microsoft Corp Com 594918104 49755159 115629 SH OTR 0 113354 672 1603 Microsoft Corporation COM 594918104 506615 1178 SH DFND 1 0 0 1178 Midcap SPDR Trust Series 1 Com 78467Y107 9000725 15800 SH SOLE 0 14807 0 993 Midcap SPDR Trust Series 1 Com 78467Y107 1139149 2000 SH OTR 0 1918 50 32 Middlesex Water CO Com 596680108 53497 820 SH SOLE 0 0 0 820 Mind Medicine Mindmed Inc Com 60255C885 34 6 SH SOLE 0 6 0 0 Moelis & Company COM 60786M105 3949 58 SH DFND 1 0 0 58 Mondelez International Inc Com 609207105 2684344 36437 SH SOLE 0 35217 0 1220 Mondelez International Inc Com 609207105 2949599 40038 SH OTR 0 39387 0 651 Mondelez International, Inc. COM 609207105 7367 100 SH DFND 1 0 0 100 Monster Beverage Corp New Com 61174X109 108774 2085 SH SOLE 0 2085 0 0 Monster Beverage Corp New Com 61174X109 156249 2995 SH OTR 0 2995 0 0 Moodys Corp Com 615369105 144750 305 SH SOLE 0 305 0 0 Moodys Corp Com 615369105 182717 385 SH OTR 0 385 0 0 Moody's Corporation COM 615369105 3797 8 SH DFND 1 0 0 8 Morgan Stanley Com 617446448 1574754 15107 SH SOLE 0 15107 0 0 Morgan Stanley Com 617446448 8339 80 SH OTR 0 80 0 0 Morgan Stanley COM 617446448 10424 100 SH DFND 1 0 0 100 Motley Fool 100 Index ETF COM 74933W601 28125 500 SH DFND 1 0 0 500 Motorola Solutions, Inc Com 620076307 89926 200 SH SOLE 0 200 0 0 Nano X Imaging Ltd Com M70700105 2432 400 SH SOLE 0 400 0 0 National Fuel Gas CO Com 636180101 40003 660 SH SOLE 0 660 0 0 National Fuel Gas CO Com 636180101 6061 100 SH OTR 0 100 0 0 National Grid PLC ADR Com 636274409 6340 91 SH SOLE 0 91 0 0 National Grid PLC ADR Com 636274409 6340 91 SH OTR 0 91 0 0 NBT Bancorp Inc Com 628778102 9308586 210459 SH SOLE 0 3215 0 207244 NBT Bancorp Inc Com 628778102 2241801 50685 SH OTR 0 9394 0 41291 NBT Bancorp Inc. COM 628778102 704448 15927 SH DFND 1 0 0 15927 Netapp Inc Com 64110D104 24702 200 SH OTR 0 200 0 0 Netease Inc Spons ADR Com 64110W102 9632 103 SH OTR 0 50 0 53 Netflix Inc Com 64110L106 1036953 1462 SH SOLE 0 1462 0 0 Netflix Inc Com 64110L106 943329 1330 SH OTR 0 1330 0 0 Netflix, Inc. COM 64110L106 94333 133 SH DFND 1 0 0 133 Neurocrine Biosciences Inc Com 64125C109 12098 105 SH SOLE 0 105 0 0 New York Cmnty Banco COM 649445103 5233 466 SH DFND 1 0 0 466 Newmont Mining Corp. COM 651639106 5612 105 SH DFND 1 0 0 105 Nextdoor Hldgs Inc COM 65345M108 1240 500 SH DFND 1 0 0 500 Nextera Energy Inc Com 65339F101 4827170 57106 SH SOLE 0 55306 0 1800 Nextera Energy Inc Com 65339F101 3109436 36785 SH OTR 0 27090 84 9611 Nextera Energy Inc COM 65339F101 91884 1087 SH DFND 1 0 0 1087 Nike Inc-Class B Com 654106103 2427110 27456 SH SOLE 0 27211 0 245 Nike Inc-Class B Com 654106103 1217975 13778 SH OTR 0 13778 0 0 Nokia Corp Sponsored ADR Com 654902204 13 3 SH OTR 0 3 0 0 Norfolk Southern Corp Com 655844108 958713 3858 SH SOLE 0 3858 0 0 Norfolk Southern Corp Com 655844108 742767 2989 SH OTR 0 2689 0 300 Northern Tr Corp Com 665859104 9003 100 SH SOLE 0 100 0 0 Northrop Grumman Corporation Com 666807102 388131 735 SH OTR 0 735 0 0 Northrop Grumman Corporation COM 666807102 53539 101 SH DFND 1 0 0 101 Norwegian Cruise Line Holdings Com G66721104 4102 200 SH SOLE 0 200 0 0 Norwood Financial Corp Com 669549107 55463 2011 SH SOLE 0 2011 0 0 NOV Inc Com 62955J103 5653 354 SH SOLE 0 354 0 0 NOV Inc Com 62955J103 5222 327 SH OTR 0 327 0 0 Novartis AG COM 66987V109 6556 57 SH DFND 1 0 0 57 Novartis Ag Spons ADR Com 66987V109 2373093 20632 SH SOLE 0 20332 0 300 Novartis Ag Spons ADR Com 66987V109 1336072 11616 SH OTR 0 11516 100 0 Novo Nordisk As Spons ADR Com 670100205 2393307 20100 SH SOLE 0 20100 0 0 Novo Nordisk As Spons ADR Com 670100205 154791 1300 SH OTR 0 1200 0 100 Nucor Corp Com 670346105 826118 5495 SH SOLE 0 5495 0 0 Nucor Corp Com 670346105 108997 725 SH OTR 0 725 0 0 Nucor Corporation COM 670346105 15034 100 SH DFND 1 0 0 100 Nuveen ESG Large Cap Growth ET Com 67092P201 25615 310 SH SOLE 0 310 0 0 Nuveen ESG Large Cap Growth ET Com 67092P201 32308 391 SH OTR 0 391 0 0 Nuveen Municipal Value Fund Com 670928100 13530 1500 SH SOLE 0 1500 0 0 Nuveen New York Amt-Free Quali Com 670656107 123267 11006 SH SOLE 0 11006 0 0 Nuveen New York Quality Munici Com 67066X107 106110 9000 SH SOLE 0 9000 0 0 Nuveen Quality Muni Income Fun Com 67066V101 39269 3172 SH SOLE 0 3172 0 0 Nvidia Corp Com 67066G104 6757959 55649 SH SOLE 0 51583 0 4066 Nvidia Corp Com 67066G104 2093383 17238 SH OTR 0 16208 280 750 NVIDIA Corporation COM 67066G104 140992 1161 SH DFND 1 0 0 1161 NXP Semiconductors NV Com N6596X109 53042 221 SH SOLE 0 221 0 0 Occidental Pete Corp Com 674599105 18657 362 SH SOLE 0 362 0 0 Occidental Pete Corp Com 674599105 61848 1200 SH OTR 0 650 0 550 Occidental Pete Corp Wt Exp 08 Com 674599162 5736 193 SH OTR 0 125 0 68 Oge Energy Corp Com 670837103 24612 600 SH SOLE 0 600 0 0 Omnicom Group Com 681919106 10339 100 SH OTR 0 100 0 0 Oneok Inc Com 682680103 9113 100 SH SOLE 0 100 0 0 Oneok Inc Com 682680103 45565 500 SH OTR 0 500 0 0 Oracle Corp. COM 68389X105 273492 1605 SH DFND 1 0 0 1605 Oracle Corporation Com 68389X105 6007963 35258 SH SOLE 0 33758 0 1500 Oracle Corporation Com 68389X105 2842272 16680 SH OTR 0 14071 109 2500 O'Reilly Automotive Inc Com 67103H107 616106 535 SH SOLE 0 535 0 0 Organon & Co Com 68622V106 3845 201 SH SOLE 0 201 0 0 Organon & Co Com 68622V106 23893 1249 SH OTR 0 1249 0 0 Organon & Co. Common Stock COM 68622V106 1113 58 SH DFND 1 0 0 58 O'Shares FTSE U.S. Quality Divid COM 67110P407 67068 1242 SH DFND 1 0 0 1242 O'Shares Global Internet COM 67110P704 19103 457 SH DFND 1 0 0 457 Otis Worldwide Corp Com 68902V107 1314737 12649 SH SOLE 0 12192 50 407 Otis Worldwide Corp Com 68902V107 789112 7592 SH OTR 0 6959 533 100 Ouster Inc COM 68989M103 315 50 SH DFND 1 0 0 50 Paccar Inc Com 693718108 968248 9812 SH SOLE 0 9812 0 0 Pacer US Small Cap Cash Cows 1 Com 69374H857 237778 5111 SH OTR 0 5111 0 0 Palatin Technologies Inc. COM 696077502 72 80 SH DFND 1 0 0 80 Palo Alto Networks Com 697435105 2352268 6882 SH SOLE 0 6862 0 20 Palo Alto Networks Com 697435105 853816 2498 SH OTR 0 2115 20 363 Parker Hannifin Corp Com 701094104 74555 118 SH SOLE 0 118 0 0 Paychex Inc Com 704326107 2143551 15974 SH SOLE 0 15974 0 0 Paychex Inc Com 704326107 75817 565 SH OTR 0 490 75 0 Paypal Holdings Inc Com 70450Y103 722870 9264 SH SOLE 0 9264 0 0 Paypal Holdings Inc Com 70450Y103 161912 2075 SH OTR 0 225 0 1850 PayPal Holdings, Inc. COM 70450Y103 5072 65 SH DFND 1 0 0 65 Pepsico Inc Com 713448108 9211949 54172 SH SOLE 0 53479 0 693 Pepsico Inc Com 713448108 5280393 31052 SH OTR 0 29600 294 1158 Pepsico, Inc. COM 713448108 202530 1191 SH DFND 1 0 0 1191 Petrochina Co 'H'CNY1 Com 011014674 13864 17000 SH SOLE 0 17000 0 0 Petroleo Brasileiro COM 71654V408 3747 260 SH DFND 1 0 0 260 Petroleo Brasileiro Sa Petrobr Com 71654V408 28820 2000 SH OTR 0 2000 0 0 Pfizer Inc Com 717081103 4152819 143498 SH SOLE 0 137589 0 5909 Pfizer Inc Com 717081103 1856993 64167 SH OTR 0 61673 994 1500 Pfizer Inc. COM 717081103 355353 12279 SH DFND 1 0 0 12279 Philip Morris International Com 718172109 1093571 9008 SH SOLE 0 8333 0 675 Philip Morris International Com 718172109 2869410 23636 SH OTR 0 23636 0 0 Philip Morris Intl, Inc. COM 718172109 14568 120 SH DFND 1 0 0 120 Phillips 66 Com 718546104 276834 2106 SH SOLE 0 2076 0 30 Phillips 66 Com 718546104 12356 94 SH OTR 0 94 0 0 Phillips 66 COM 718546104 124116 944 SH DFND 1 0 0 944 PIMCO 0-5 Year High Yield Corp Com 72201R783 19100 200 SH SOLE 0 200 0 0 PIMCO 0-5 Year High Yield Corp Com 72201R783 160918 1685 SH OTR 0 1685 0 0 PIMCO California Municipal Inc Com 72200M108 7103 1131 SH SOLE 0 1131 0 0 Pimco Dynamic Income Cf COM 72201Y101 9871 487 SH DFND 1 0 0 487 Pimco Income Strategy Fund Com 72201H108 8570 1000 SH SOLE 0 1000 0 0 PIMCO MUNICIPAL INCOME C COM 72200R107 22704 2200 SH DFND 1 0 0 2200 PLUG POWER INC COM 72919P103 113 50 SH DFND 1 0 0 50 PNC Financial Services Group Com 693475105 70243 380 SH SOLE 0 380 0 0 PORTILLOS INC COM 73642K106 13470 1000 SH DFND 1 0 0 1000 Ppg Industries Inc Com 693506107 52984 400 SH OTR 0 400 0 0 PPL Corporation COM 709051106 38902 1176 SH DFND 1 0 0 1176 Predictive Technology Group, Inc COM 74039H102 0 5 SH DFND 1 0 0 5 Procter & Gamble CO Com 742718109 15047443 86879 SH SOLE 0 82137 215 4527 Procter & Gamble CO Com 742718109 8336809 48134 SH OTR 0 43768 321 4045 ProShares Bitcoin Strategy ETF Com 74347G440 1919 100 SH SOLE 0 100 0 0 ProShares S&P 500 Div Aristocrat COM 74348A467 319109 2989 SH DFND 1 0 0 2989 Proshares Trust Pet Care ETF Com 74348A145 7754 130 SH OTR 0 130 0 0 Prudential Financial, Inc. COM 744320102 71076 587 SH DFND 1 0 0 587 Prudential Finl Inc Com 744320102 1616564 13349 SH SOLE 0 13349 0 0 Prudential Finl Inc Com 744320102 1507332 12447 SH OTR 0 12097 150 200 Public Service Enterprise Grou Com 744573106 115705 1297 SH SOLE 0 1297 0 0 Public Service Enterprise Grou Com 744573106 227486 2550 SH OTR 0 2550 0 0 Public Srvc Enterprise Grp Inc COM 744573106 85106 954 SH DFND 1 0 0 954 Public Storage Inc REIT Com 74460D109 33112 91 SH SOLE 0 91 0 0 Public Storage Inc REIT Com 74460D109 9824 27 SH OTR 0 27 0 0 Qualcomm Inc Com 747525103 3957064 23270 SH SOLE 0 22845 0 425 Qualcomm Inc Com 747525103 1982953 11661 SH OTR 0 10986 175 500 Quanta Services Inc COM 74762E102 29815 100 SH DFND 1 0 0 100 Quanta Services Incorporated Com 74762E102 1838989 6168 SH OTR 0 3068 0 3100 Raytheon Technologies Co COM 75513E101 212151 1751 SH DFND 1 0 0 1751 RBB Fd Motley Fool Glbl ETF Com 74933W635 32920 1038 SH OTR 0 0 0 1038 Rbc Bearings Inc Com 75524B104 131727 440 SH SOLE 0 440 0 0 Rbc Bearings Inc Com 75524B104 770604 2574 SH OTR 0 2391 0 183 Real Estate Select Sect SPDR Com 81369Y860 1262330 28259 SH SOLE 0 26141 105 2013 Real Estate Select Sect SPDR Com 81369Y860 1556973 34855 SH OTR 0 34704 26 125 Realty Income Corp REIT Com 756109104 8815 139 SH SOLE 0 139 0 0 Realty Income Corp REIT Com 756109104 67923 1071 SH OTR 0 1071 0 0 Regeneron Pharmaceuticals Inc Com 75886F107 31537 30 SH SOLE 0 30 0 0 Regeneron Pharmaceuticals Inc Com 75886F107 138764 132 SH OTR 0 132 0 0 Reliance, Inc. Com 759509102 28921 100 SH OTR 0 100 0 0 Resmed Inc Com 761152107 50045 205 SH OTR 0 205 0 0 Restaurant Brands COM 76131D103 5481 76 SH DFND 1 0 0 76 Rivian Automotive, Inc. COM 76954A103 4488 400 SH DFND 1 0 0 400 Rockwell Automation Inc Com 773903109 153022 570 SH SOLE 0 570 0 0 Rockwell Automation Inc Com 773903109 13423 50 SH OTR 0 50 0 0 ROCKWELL AUTOMATION INC COM 773903109 4879 18 SH DFND 1 0 0 18 Roku Inc Com 77543R102 14932 200 SH OTR 0 200 0 0 Roper Technologies Inc Com 776696106 100159 180 SH SOLE 0 180 0 0 Roper Technologies Inc Com 776696106 901433 1620 SH OTR 0 1620 0 0 Royal Bank of Canada Com 780087102 62365 500 SH OTR 0 500 0 0 Royce Micro-Cap Trust, Inc. Com 780915104 38738 4031 SH OTR 0 4031 0 0 RTX Corporation Com 75513E101 6057273 49994 SH SOLE 0 48948 56 990 RTX Corporation Com 75513E101 4489220 37052 SH OTR 0 34488 1186 1378 Rxo Inc COM 74982T103 3612 129 SH DFND 1 0 0 129 S E I Investments Co COM 784117103 209391 3026 SH DFND 1 0 0 3026 S&P Global Inc Com 78409V104 8556260 16562 SH SOLE 0 16562 0 0 S&P Global Inc Com 78409V104 1675915 3244 SH OTR 0 1744 0 1500 Salesforce Inc Com 79466L302 2324396 8492 SH SOLE 0 8429 0 63 Salesforce Inc Com 79466L302 1590803 5812 SH OTR 0 5703 34 75 salesforce.com, inc. COM 79466L302 6843 25 SH DFND 1 0 0 25 Sandoz Group Ag COM 799926100 458 11 SH DFND 1 0 0 11 Sap SE Spons ADR Com 803054204 54755 239 SH SOLE 0 239 0 0 Savient Pharmaceuticaxxx COM 80517Q100 0 500 SH DFND 1 0 0 500 SCE Trust II Trust Preferred COM 78407R204 5871 275 SH DFND 1 0 0 275 Schlumberger Ltd Com 806857108 1058692 25237 SH SOLE 0 24422 0 815 Schlumberger Ltd Com 806857108 599717 14296 SH OTR 0 14010 286 0 Schwab Emerging Markets COM 808524706 58 2 SH DFND 1 0 0 2 Schwab Emerging Markets ETF Com 808524706 9921 340 SH OTR 0 340 0 0 Schwab Fundamental Intl COM 808524748 38 1 SH DFND 1 0 0 1 Schwab Fundamental Intl Lg Co Com 808524755 299521 8015 SH SOLE 0 8015 0 0 Schwab Inter Term US Treasury COM 808524854 82883 1638 SH DFND 1 0 0 1638 Schwab International COM 808524805 342362 8325 SH DFND 1 0 0 8325 Schwab International Equity ET Com 808524805 3268423 79485 SH SOLE 0 79485 0 0 Schwab International Equity ET Com 808524805 929476 22604 SH OTR 0 21939 0 665 Schwab Short-Term US Treasury COM 808524862 58384 1192 SH DFND 1 0 0 1192 Schwab U.S. Large-Cap COM 808524201 511385 7537 SH DFND 1 0 0 7537 Schwab U.S. Large-Cap Growth COM 808524300 778727 7475 SH DFND 1 0 0 7475 Schwab U.S. Mid-Cap COM 808524508 359476 4326 SH DFND 1 0 0 4326 Schwab U.S. Small-Cap COM 808524607 566751 11003 SH DFND 1 0 0 11003 Schwab US Aggregate Bd ETF Com 808524839 1202779 25311 SH SOLE 0 25311 0 0 Schwab US Aggregate Bd ETF Com 808524839 670792 14116 SH OTR 0 14116 0 0 Schwab US Aggregate Bond COM 808524839 66005 1389 SH DFND 1 0 0 1389 Schwab US Broad Market COM 808524102 2826 42 SH DFND 1 0 0 42 Schwab US Dividend COM 808524797 5796 69 SH DFND 1 0 0 69 Schwab US Dividend Equity ETF Com 808524797 7080064 83758 SH SOLE 0 83200 0 558 Schwab US Dividend Equity ETF Com 808524797 1139887 13485 SH OTR 0 13485 0 0 Schwab US Mid-Cap ETF Com 808524508 321891 3874 SH SOLE 0 3874 0 0 Schwab US Small Cap ETF Com 808524607 2397634 46556 SH SOLE 0 46556 0 0 Schwab US Small Cap ETF Com 808524607 498932 9688 SH OTR 0 9688 0 0 Schwab US TIPs ETF Com 808524870 94925 1770 SH SOLE 0 1770 0 0 Schwab US TIPs ETF Com 808524870 41992 783 SH OTR 0 783 0 0 Sempra COM 816851109 8363 100 SH DFND 1 0 0 100 Servicenow Inc Com 81762P102 562571 629 SH SOLE 0 619 0 10 Servicenow Inc Com 81762P102 158307 177 SH OTR 0 151 0 26 Shell Plc COM 780259305 6595 100 SH DFND 1 0 0 100 Shell PLC Spon ADS Com 780259305 103871 1575 SH SOLE 0 1575 0 0 Shell PLC Spon ADS Com 780259305 511113 7750 SH OTR 0 3150 0 4600 Sherwin Williams CO Com 824348106 672884 1763 SH SOLE 0 1763 0 0 Sherwin Williams CO Com 824348106 2434291 6378 SH OTR 0 6258 0 120 Shopify Inc. COM 82509L107 3206 40 SH DFND 1 0 0 40 Simon Ppty Group Inc Com 828806109 84510 500 SH OTR 0 500 0 0 Smith A O Com 831865209 35932 400 SH SOLE 0 400 0 0 Smurfit Westrock Ltd COM G8267P108 17594 356 SH DFND 1 0 0 356 Snap Inc. COM 83304A106 1070 100 SH DFND 1 0 0 100 Snowflake Inc Com 833445109 26418 230 SH OTR 0 230 0 0 Solventum Corp Com 83444M101 2859 41 SH SOLE 0 17 0 24 Solventum Corp Com 83444M101 7042 101 SH OTR 0 101 0 0 Solventum Corp COM 83444M101 1743 25 SH DFND 1 0 0 25 Soundhound Ai Inc COM 836100107 932 200 SH DFND 1 0 0 200 Southern Company Com 842587107 1529453 16960 SH SOLE 0 16960 0 0 Southern Company Com 842587107 492293 5459 SH OTR 0 5459 0 0 Southern Company COM 842587107 117234 1300 SH DFND 1 0 0 1300 Southwest Airlines Co. COM 844741108 1482 50 SH DFND 1 0 0 50 SPDR BbgBarc Inv Gr Floating R Com 78468R200 184020 5965 SH SOLE 0 5965 0 0 SPDR Bloomberg Barclays High Yie COM 78464A417 7041 72 SH DFND 1 0 0 72 SPDR Bloomberg Conv Sec ETF Com 78464A359 28645 374 SH SOLE 0 374 0 0 SPDR Dow Jones Global Real Est Com 78463X749 9744 205 SH SOLE 0 205 0 0 SPDR Dow Jones Global Real Est Com 78463X749 6417 135 SH OTR 0 135 0 0 SPDR Dow Jones Global Real Estat COM 78463X749 95 2 SH DFND 1 0 0 2 SPDR Dow Jones Industrial Aver Com 78467X109 1320981 3122 SH SOLE 0 3122 0 0 SPDR Dow Jones Industrial Aver Com 78467X109 346958 820 SH OTR 0 740 0 80 SPDR Dow Jones Industrial Averag COM 78467X109 42523 101 SH DFND 1 0 0 101 SPDR Gold Shares COM 78463V107 1193685 4911 SH DFND 1 0 0 4911 SPDR Gold Trust Com 78463V107 372611 1533 SH SOLE 0 1466 0 67 SPDR Gold Trust Com 78463V107 583587 2401 SH OTR 0 2401 0 0 SPDR Nuveen Bloomberg Barclays Com 78468R739 24744 514 SH SOLE 0 514 0 0 SPDR Nuveen Bloomberg Barclays Com 78468R739 161269 3350 SH OTR 0 0 0 3350 SPDR Portfolio Developed Wld e Com 78463X889 2497552 66495 SH SOLE 0 66495 0 0 SPDR Portfolio Developed Wld e Com 78463X889 733847 19538 SH OTR 0 19538 0 0 SPDR Portfolio Developed World e COM 78463X889 28395 756 SH DFND 1 0 0 756 SPDR Portfolio Emerging Market Com 78463X509 434885 10535 SH SOLE 0 10535 0 0 SPDR Portfolio Emerging Market Com 78463X509 36326 880 SH OTR 0 880 0 0 SPDR Portfolio Emerging Markets COM 78463X509 13746 333 SH DFND 1 0 0 333 SPDR Portfolio Intermediate Te Com 78464A375 642041 19046 SH SOLE 0 19046 0 0 Spdr Portfolio S&P 500 COM 78464A854 45772 678 SH DFND 1 0 0 678 SPDR Portfolio S&P 500 Growth ET COM 78464A409 14597 176 SH DFND 1 0 0 176 SPDR Portfolio S&P 500 Value E Com 78464A508 95307 1803 SH SOLE 0 1803 0 0 SPDR Portfolio S&P 500 Value ETF COM 78464A508 56243 1064 SH DFND 1 0 0 1064 SPDR Portfolio Short Term Corp Com 78464A474 1208778 39920 SH SOLE 0 39920 0 0 SPDR Portfolio SP 500 High Div Com 78468R788 40172 880 SH OTR 0 880 0 0 SPDR Preferred Stock ETF Com 78464A292 521920 14636 SH SOLE 0 14636 0 0 SPDR Preferred Stock ETF Com 78464A292 20861 585 SH OTR 0 585 0 0 SPDR S&P 400 Mdcp Grw ETF Com 78464A821 29305 334 SH SOLE 0 334 0 0 SPDR S&P 500 ETF Trust Com 78462F103 7739876 13490 SH SOLE 0 12911 0 579 SPDR S&P 500 ETF Trust Com 78462F103 1444728 2518 SH OTR 0 2403 0 115 SPDR S&P 500 Growth ETF Com 78464A409 98616 1189 SH SOLE 0 1189 0 0 SPDR S&P 600 Smcp Grw ETF Com 78464A201 38548 414 SH SOLE 0 414 0 0 SPDR S&P Bank ETF Com 78464A797 154492 2921 SH SOLE 0 2921 0 0 SPDR S&P Bank ETF Com 78464A797 33056 625 SH OTR 0 530 0 95 SPDR S&P Dividend ETF Com 78464A763 11884771 83672 SH SOLE 0 83672 0 0 SPDR S&P Dividend ETF Com 78464A763 1031921 7265 SH OTR 0 7265 0 0 SPDR S&P Global Infrastructure E COM 78463X855 62 1 SH DFND 1 0 0 1 SPDR S&P Regional Banking ETF Com 78464A698 1530628 27043 SH SOLE 0 26070 0 973 SPDR S&P Regional Banking ETF Com 78464A698 1217692 21514 SH OTR 0 21319 100 95 Spdr Ser Tr Com 78464A839 31625 398 SH SOLE 0 398 0 0 SPDR Tr Bloomberg 1-3 MO ETF Com 78468R663 68123 742 SH OTR 0 742 0 0 SPHERE ENTERTAINMENT CO CL A Com 55826T102 40204 910 SH OTR 0 910 0 0 Sprott Physical Gold & Silver Com 85208R101 146940 6000 SH OTR 0 6000 0 0 Stanley Black & Decker Inc Com 854502101 11013 100 SH OTR 0 100 0 0 Starbucks Corp Com 855244109 620914 6369 SH SOLE 0 6369 0 0 Starbucks Corp Com 855244109 595176 6105 SH OTR 0 6105 0 0 Starbucks Corporation COM 855244109 2583 26 SH DFND 1 0 0 26 State Street Corp Com 857477103 150664 1703 SH SOLE 0 1703 0 0 State Street Corp Com 857477103 50870 575 SH OTR 0 575 0 0 Stericycle Inc Com 858912108 26230 430 SH SOLE 0 430 0 0 Stericycle Inc Com 858912108 51850 850 SH OTR 0 0 0 850 Stitch Fix Inc COM 860897107 564 200 SH DFND 1 0 0 200 Stryker Corp. COM 863667101 103682 287 SH DFND 1 0 0 287 Stryker Corporation Com 863667101 939637 2601 SH SOLE 0 2581 0 20 Stryker Corporation Com 863667101 232290 643 SH OTR 0 543 0 100 Suburban Propane Partners LP Com 864482104 5382 300 SH SOLE 0 300 0 0 Sun Life Financial Inc Com 866796105 62313 1074 SH SOLE 0 1074 0 0 Suncor Energy Inc Com 867224107 122222 3310 SH SOLE 0 2730 0 580 Suncor Energy Inc Com 867224107 11076 300 SH OTR 0 300 0 0 Sunpower Corp COM 867652406 0 6 SH DFND 1 0 0 6 Svitzer Group A S Ord COM K9385K109 1255 30 SH DFND 1 0 0 30 Synchrony Financial COM 87165B103 9976 200 SH DFND 1 0 0 200 Synopsys Inc Com 871607107 124572 246 SH OTR 0 246 0 0 Synovus Financial Corp. COM 87161C501 1635 37 SH DFND 1 0 0 37 Sysco Corp Com 871829107 486314 6230 SH SOLE 0 6230 0 0 Sysco Corp Com 871829107 675609 8655 SH OTR 0 8655 0 0 Sysco Corporation COM 871829107 691846 8863 SH DFND 1 0 0 8863 T Rowe Price Group COM 74144T108 12963 119 SH DFND 1 0 0 119 T Rowe Price Group Inc Com 74144T108 2841657 26087 SH SOLE 0 26037 50 0 T Rowe Price Group Inc Com 74144T108 1360971 12494 SH OTR 0 12014 295 185 Taiwan Semiconductor Spons ADR Com 874039100 113928 656 SH SOLE 0 656 0 0 Taiwan Semiconductor Spons ADR Com 874039100 387979 2234 SH OTR 0 2234 0 0 Take Two Interactv COM 874054109 4919 32 SH DFND 1 0 0 32 Tapestry Inc Com 876030107 45101 960 SH SOLE 0 960 0 0 Target Corp Com 87612E106 2450487 15722 SH SOLE 0 15131 0 591 Target Corp Com 87612E106 2036311 13065 SH OTR 0 10300 165 2600 Technology Select Sect SPDR Com 81369Y803 3666117 16239 SH SOLE 0 16019 121 99 Technology Select Sect SPDR Com 81369Y803 429621 1903 SH OTR 0 1753 150 0 Telefonaktiebolaget LM Ericsson COM 294821608 3312 437 SH DFND 1 0 0 437 Tesla Inc Com 88160R101 127937 489 SH SOLE 0 489 0 0 Tesla Inc Com 88160R101 541574 2070 SH OTR 0 2070 0 0 Tesla, Inc. COM 88160R101 516821 1977 SH DFND 1 0 0 1977 Teva Pharmaceutical Inds Spons Com 881624209 72 4 SH OTR 0 0 0 4 Texas Instruments Inc Com 882508104 1341879 6496 SH SOLE 0 6496 0 0 Texas Instruments Inc Com 882508104 1117957 5412 SH OTR 0 5280 0 132 Texas Instruments Inc. COM 882508104 3231 16 SH DFND 1 0 0 16 Texas Pacific Land Corporation Com 88262P102 47776 54 SH SOLE 0 54 0 0 Texas Pacific Land Corporation Com 88262P102 248612 281 SH OTR 0 281 0 0 The Boeing Company COM 097023105 22806 150 SH DFND 1 0 0 150 The Carlyle Group Inc. COM 14316J108 11454 266 SH DFND 1 0 0 266 The Charles Schwab Corp COM 808513105 53922 832 SH DFND 1 0 0 832 The Chemours Company COM 163851108 10160 500 SH DFND 1 0 0 500 The Coca-Cola Company COM 191216100 16600 231 SH DFND 1 0 0 231 The Dow Chemical Company COM 260557103 27697 507 SH DFND 1 0 0 507 The Hershey Company Com 427866108 56575 295 SH SOLE 0 295 0 0 The Hershey Company Com 427866108 741997 3869 SH OTR 0 3869 0 0 The Procter & Gamble Company COM 742718109 627306 3622 SH DFND 1 0 0 3622 Thermo Fisher Scientific Inc Com 883556102 2966662 4796 SH SOLE 0 4721 0 75 Thermo Fisher Scientific Inc Com 883556102 4168543 6739 SH OTR 0 5731 0 1008 Thermo Fisher Scientific, Inc. COM 883556102 12371 20 SH DFND 1 0 0 20 TJX Cos Inc Com 872540109 3999416 34026 SH SOLE 0 32523 203 1300 TJX Cos Inc Com 872540109 4018693 34190 SH OTR 0 33328 508 354 T-Mobile US Inc Com 872590104 598444 2900 SH OTR 0 1600 0 1300 Toast Inc Com 888787108 28310 1000 SH OTR 0 1000 0 0 Tompkins Financial Corporation Com 890110109 5490 95 SH SOLE 0 0 0 95 Toronto Dominion Bank Com 891160509 5314 84 SH SOLE 0 84 0 0 Toronto Dominion Bank Com 891160509 12652 200 SH OTR 0 200 0 0 TotalEnergies SE ADR Com 89151E109 145395 2250 SH OTR 0 2250 0 0 Toyota Motor Corp Spons ADR Com 892331307 16071 90 SH SOLE 0 90 0 0 Toyota Motor Corp Spons ADR Com 892331307 209820 1175 SH OTR 0 1175 0 0 Tractor Supply Co Com 892356106 151284 520 SH SOLE 0 520 0 0 Tractor Supply Co Com 892356106 192014 660 SH OTR 0 660 0 0 Trane Technologies Plc ADR Com G8994E103 1414977 3640 SH SOLE 0 3640 0 0 Trane Technologies Plc ADR Com G8994E103 22277728 57309 SH OTR 0 57309 0 0 TransCoastal Corporation Com 89355M105 0 243486 SH OTR 0 243486 0 0 Transdigm Group Inc Com 893641100 164120 115 SH SOLE 0 115 0 0 Transdigm Group Inc Com 893641100 1334367 935 SH OTR 0 935 0 0 TransUnion Com 89400J107 24186 231 SH OTR 0 231 0 0 Travelers Companies Inc Com 89417E109 310209 1325 SH SOLE 0 1325 0 0 Travelers Companies Inc Com 89417E109 31840 136 SH OTR 0 136 0 0 Tri Continental Corp Com 895436103 48932 1481 SH SOLE 0 1481 0 0 Trimble Inc Com 896239100 29120 469 SH SOLE 0 469 0 0 Truist Financial Corporation Com 89832Q109 411704 9626 SH SOLE 0 9626 0 0 Truist Financial Corporation Com 89832Q109 107909 2523 SH OTR 0 2523 0 0 U S BANCORP COM 902973304 511116 11177 SH DFND 1 0 0 11177 Uber Technologies Inc Com 90353T100 189629 2523 SH SOLE 0 2523 0 0 Uber Technologies Inc Com 90353T100 2863972 38105 SH OTR 0 38105 0 0 Uber Technologies Inc COM 90353T100 3758 50 SH DFND 1 0 0 50 Under Armour Inc COM 904311206 418 50 SH DFND 1 0 0 50 Under Armour, Inc. COM 904311107 446 50 SH DFND 1 0 0 50 Union Pac Corp Com 907818108 4728472 19184 SH SOLE 0 18276 0 908 Union Pac Corp Com 907818108 4539915 18419 SH OTR 0 16794 45 1580 United Parcel Service Cl B Com 911312106 664794 4876 SH SOLE 0 4876 0 0 United Parcel Service Cl B Com 911312106 1840454 13499 SH OTR 0 13464 35 0 United Rentals Inc Com 911363109 58301 72 SH SOLE 0 72 0 0 United Rentals Inc Com 911363109 246968 305 SH OTR 0 305 0 0 Unitedhealth Group Inc Com 91324P102 6726159 11504 SH SOLE 0 11264 0 240 Unitedhealth Group Inc Com 91324P102 5144599 8799 SH OTR 0 8611 69 119 Unitedhealth Group Inc COM 91324P102 34619 59 SH DFND 1 0 0 59 Universal Display Co COM 91347P105 20990 100 SH DFND 1 0 0 100 US Bancorp New Com 902973304 1164972 25475 SH SOLE 0 25475 0 0 US Bancorp New Com 902973304 545696 11933 SH OTR 0 11162 555 216 Utilities Select Sector SPDR Com 81369Y886 2086144 25825 SH SOLE 0 21662 0 4163 Utilities Select Sector SPDR Com 81369Y886 1117753 13837 SH OTR 0 12947 511 379 Utilities Select Sector SPDR Fun COM 81369Y886 66724 826 SH DFND 1 0 0 826 V.F. Corp Com 918204108 11870 595 SH SOLE 0 595 0 0 V.F. Corp Com 918204108 10234 513 SH OTR 0 513 0 0 Vail Resorts Inc Com 91879Q109 4532 26 SH OTR 0 26 0 0 Vail Resorts Inc COM 91879Q109 939 5 SH DFND 1 0 0 5 Vale Sa COM P9661Q148 584 50 SH DFND 1 0 0 50 Valero Energy Corp Com 91913Y100 40509 300 SH SOLE 0 300 0 0 Valero Energy Corp New COM 91913Y100 38619 286 SH DFND 1 0 0 286 Value Line, Inc. Com 920437100 13020 280 SH OTR 0 280 0 0 VanEck BDC Income ETF COM 92189F411 925 56 SH DFND 1 0 0 56 Vaneck ETF Trust Agribusiness Com 92189F700 819613 10854 SH SOLE 0 10073 0 781 Vaneck ETF Trust Agribusiness Com 92189F700 795573 10536 SH OTR 0 10316 125 95 Vaneck Faln Angl Hy Bnd COM 92189F437 5094725 173231 SH DFND 1 0 0 173231 VanEck Vectors Fallen Angel HY Com 92189F437 218516 7430 SH SOLE 0 7430 0 0 Vaneck Vectors Gold Miners ETF Com 92189F106 702465 17641 SH SOLE 0 17641 0 0 Vaneck Vectors Gold Miners ETF Com 92189F106 1805598 45344 SH OTR 0 43794 0 1550 VanEck Vectors Social Sentiment COM 92189H839 193 9 SH DFND 1 0 0 9 Vanguard Consumer COM 92204A207 33463 153 SH DFND 1 0 0 153 Vanguard Consumer Staples ETF Com 92204A207 14420 66 SH SOLE 0 66 0 0 Vanguard Dividend Appreciation Com 921908844 163400 825 SH SOLE 0 825 0 0 Vanguard Dividend Appreciation Com 921908844 138642 700 SH OTR 0 700 0 0 Vanguard Dividend Appreciation ETF COM 921908844 30111 152 SH DFND 1 0 0 152 Vanguard Emerging Markt COM 921946885 66 1 SH DFND 1 0 0 1 Vanguard Extended Market Index Com 922908652 223051 1226 SH OTR 0 1226 0 0 Vanguard FTSE All-World ex-US COM 922042775 205114 3256 SH DFND 1 0 0 3256 Vanguard Ftse All-World Ex-USI Com 922042775 626787 9949 SH SOLE 0 9949 0 0 Vanguard FTSE Developed Market Com 921943858 536286 10155 SH SOLE 0 10155 0 0 Vanguard FTSE Developed Market Com 921943858 176333 3339 SH OTR 0 3339 0 0 Vanguard Ftse Emerging COM 922042858 26987 564 SH DFND 1 0 0 564 Vanguard Ftse Emerging Markets Com 922042858 1502969 31410 SH SOLE 0 31410 0 0 Vanguard Ftse Emerging Markets Com 922042858 187046 3909 SH OTR 0 3409 0 500 Vanguard Growth Index Fund ETF COM 922908736 33786 88 SH DFND 1 0 0 88 Vanguard Health Care COM 92204A504 91948 326 SH DFND 1 0 0 326 Vanguard High Dividend Yield E Com 921946406 219478 1712 SH SOLE 0 1712 0 0 Vanguard High Dividend Yield E Com 921946406 69741 544 SH OTR 0 544 0 0 Vanguard Index Fds Growth ETF Com 922908736 19197 50 SH SOLE 0 50 0 0 Vanguard Index Fund Mid-Cap Com 922908629 1024452 3883 SH SOLE 0 3883 0 0 Vanguard Index Fund Mid-Cap Com 922908629 95770 363 SH OTR 0 363 0 0 Vanguard Information Technolog Com 92204A702 281530 480 SH SOLE 0 480 0 0 Vanguard InfoTechnology COM 92204A702 2504914 4271 SH DFND 1 0 0 4271 Vanguard Inter Term Corp Bond Com 92206C870 1074596 12831 SH SOLE 0 12831 0 0 Vanguard Inter Term Corp Bond Com 92206C870 936995 11188 SH OTR 0 11188 0 0 Vanguard Intermediate-Term Bon Com 921937819 2232369 28485 SH SOLE 0 28485 0 0 Vanguard Intermediate-Term Bon Com 921937819 342869 4375 SH OTR 0 2015 1500 860 Vanguard Large-Cap ETF Com 922908637 233012 885 SH OTR 0 885 0 0 Vanguard Long-Term Treasury ET Com 92206C847 159266 2588 SH SOLE 0 2588 0 0 Vanguard Materials COM 92204A801 27703 131 SH DFND 1 0 0 131 Vanguard Materials Index ETF Com 92204A801 7401 35 SH SOLE 0 35 0 0 Vanguard Mega Cap Etf IV COM 921910873 77283 374 SH DFND 1 0 0 374 Vanguard Mega Cap Growth COM 921910816 24146 75 SH DFND 1 0 0 75 Vanguard Mega Cap Value COM 921910840 13469 105 SH DFND 1 0 0 105 Vanguard Mid Cap Growth COM 922908538 6330 26 SH DFND 1 0 0 26 Vanguard Mid Cap Value COM 922908512 5030 30 SH DFND 1 0 0 30 Vanguard Mid-Cap Growth Index Com 922908538 1398735 5745 SH SOLE 0 5745 0 0 Vanguard Mid-Cap Growth Index Com 922908538 406108 1668 SH OTR 0 1668 0 0 Vanguard Mid-Cap Index Fd ETF Sh COM 922908629 528188 2002 SH DFND 1 0 0 2002 Vanguard Mid-Cap Value Index F Com 922908512 529167 3156 SH SOLE 0 3156 0 0 Vanguard Mid-Cap Value Index F Com 922908512 18444 110 SH OTR 0 110 0 0 Vanguard Real Estate ETF Com 922908553 1375570 14120 SH SOLE 0 14120 0 0 Vanguard Real Estate ETF Com 922908553 513306 5269 SH OTR 0 4995 274 0 Vanguard REIT COM 922908553 132723 1362 SH DFND 1 0 0 1362 VANGUARD RUSSELL 2000 ETF IV COM 92206C664 48077 538 SH DFND 1 0 0 538 Vanguard S&P 500 ETF Com 922908363 2571864 4874 SH SOLE 0 4692 0 182 Vanguard S&P 500 ETF Com 922908363 71235 135 SH OTR 0 135 0 0 Vanguard S&P 500 Etf COM 922908363 424640 805 SH DFND 1 0 0 805 Vanguard S&P 500 Value ETF Com 921932703 57216 300 SH SOLE 0 300 0 0 Vanguard Short Term COM 92206C102 3187 54 SH DFND 1 0 0 54 Vanguard Short Term Bond ETF Com 921937827 545164 6928 SH SOLE 0 6928 0 0 Vanguard Short Term Bond ETF Com 921937827 78690 1000 SH OTR 0 1000 0 0 Vanguard Short Term Corp Bond Com 92206C409 925005 11647 SH SOLE 0 11647 0 0 Vanguard Short Term Corp Bond Com 92206C409 22396 282 SH OTR 0 282 0 0 Vanguard Short-Term Corp Bond COM 92206C409 8203347 103291 SH DFND 1 0 0 103291 Vanguard Short-Term Treasury E Com 92206C102 170568 2890 SH SOLE 0 2890 0 0 Vanguard Short-Term Treasury E Com 92206C102 20657 350 SH OTR 0 350 0 0 VANGUARD SHRT INF PROT SEC INDEX ETF COM 922020805 21974 446 SH DFND 1 0 0 446 Vanguard Small Cap Etf COM 922908751 340634 1436 SH DFND 1 0 0 1436 Vanguard Small Cap Growth COM 922908595 62297 233 SH DFND 1 0 0 233 Vanguard Small Cap Value ETF Com 922908611 107618 536 SH SOLE 0 536 0 0 Vanguard Small Cap Value ETF Com 922908611 11043 55 SH OTR 0 55 0 0 Vanguard Small-Cap ETF Com 922908751 218945 923 SH SOLE 0 923 0 0 Vanguard Small-Cap ETF Com 922908751 163912 691 SH OTR 0 691 0 0 Vanguard Small-Cap Value COM 922908611 5155629 25678 SH DFND 1 0 0 25678 Vanguard Tax Exempt Bd Idx ETF Com 922907746 28627 560 SH SOLE 0 560 0 0 Vanguard Total Bond Market ETF Com 921937835 788655 10500 SH SOLE 0 10500 0 0 Vanguard Total Bond Market ETF Com 921937835 423470 5638 SH OTR 0 5638 0 0 Vanguard Total Bond Market Index COM 921937835 149769 1994 SH DFND 1 0 0 1994 Vanguard Total International B Com 92203J407 78789 1567 SH SOLE 0 1567 0 0 Vanguard Total International S Com 921909768 1102522 17030 SH SOLE 0 17030 0 0 Vanguard Total International S Com 921909768 326613 5045 SH OTR 0 5045 0 0 Vanguard Total Stock Market COM 922908769 13753122 48570 SH DFND 1 0 0 48570 Vanguard Total Stock Market ET Com 922908769 205574 726 SH SOLE 0 726 0 0 Vanguard Total Stock Market ET Com 922908769 600951 2122 SH OTR 0 2122 0 0 Vanguard Value ETF Com 922908744 57608 330 SH SOLE 0 330 0 0 Vanguard Value ETF Com 922908744 152131 871 SH OTR 0 871 0 0 Vanguard Value Etf COM 922908744 14335688 82120 SH DFND 1 0 0 82120 Vanguard World Fund - Utilities COM 92204A876 39396 226 SH DFND 1 0 0 226 Veeva Sys Inc Com 922475108 4617 22 SH OTR 0 22 0 0 Veralto Corp Com 92338C103 39822 356 SH SOLE 0 356 0 0 Veralto Corp Com 92338C103 293744 2626 SH OTR 0 2626 0 0 Verisk Analytics Inc Com 92345Y106 81996 306 SH OTR 0 306 0 0 Verizon Communications Com 92343V104 2352027 52372 SH SOLE 0 49580 830 1962 Verizon Communications Com 92343V104 1730697 38537 SH OTR 0 35666 150 2721 Verizon Communications Inc. COM 92343V104 355686 7920 SH DFND 1 0 0 7920 Vestas Wind Sys As Utd COM 925458101 9882 1350 SH DFND 1 0 0 1350 Viacomcbs Inc COM 92556H206 3935 371 SH DFND 1 0 0 371 Viatris Inc COM 92556V106 12099 1042 SH DFND 1 0 0 1042 Viking Holdings Ltd Com G93A5A101 2617 75 SH SOLE 0 75 0 0 Virtus Investment Partners, Inc. COM 92828Q109 2513 12 SH DFND 1 0 0 12 Visa Inc Cl A Com 92826C839 2863054 10413 SH SOLE 0 10413 0 0 Visa Inc Cl A Com 92826C839 1846839 6717 SH OTR 0 6667 50 0 Visa Inc. COM 92826C839 48631 177 SH DFND 1 0 0 177 Vision Technology Co COM 92834D100 0 100 SH DFND 1 0 0 100 Vista Outdoor Inc COM 928377100 3918 100 SH DFND 1 0 0 100 Vodafone Group plc COM 92857W308 5842 583 SH DFND 1 0 0 583 Vodafone Group Spons ADR Com 92857W308 71042 7090 SH SOLE 0 7090 0 0 Vontier Corp Com 928881101 6748 200 SH SOLE 0 200 0 0 Vontier Corp Com 928881101 12011 356 SH OTR 0 40 0 316 W E C ENERGY GROUP INC COM 976657106 86947 904 SH DFND 1 0 0 904 Wabtec COM 929740108 5455 30 SH DFND 1 0 0 30 Wal Mart Inc Com 931142103 6098159 75519 SH SOLE 0 74319 0 1200 Wal Mart Inc Com 931142103 3593214 44498 SH OTR 0 39650 1050 3798 Walgreens Boots Alli COM 931427108 1434 160 SH DFND 1 0 0 160 Walgreens Boots Alliance Inc Com 931427108 13440 1500 SH SOLE 0 1500 0 0 Wal-Mart Stores Inc. COM 931142103 1023668 12677 SH DFND 1 0 0 12677 Walt Disney Co. COM 254687106 117833 1225 SH DFND 1 0 0 1225 Warner Bros Discovery Inc Com 934423104 50820 6160 SH SOLE 0 6160 0 0 Warner Bros Discovery Inc Com 934423104 24379 2955 SH OTR 0 2955 0 0 Warner Bros Discovery Inc. COM 934423104 18200 2206 SH DFND 1 0 0 2206 Waste Management Inc Com 94106L109 204694 986 SH SOLE 0 986 0 0 Waste Management Inc Com 94106L109 250781 1208 SH OTR 0 978 0 230 Waters Corp Com 941848103 28791 80 SH SOLE 0 80 0 0 Wd-40 Co Com Com 929236107 90258 350 SH SOLE 0 350 0 0 Webster Finl Co COM 947890109 2438 52 SH DFND 1 0 0 52 Webster Finl Corp Com 947890109 172457 3700 SH OTR 0 3700 0 0 Wec Energy Group Inc Com 92939U106 14427 150 SH SOLE 0 150 0 0 Wec Energy Group Inc Com 92939U106 8656 90 SH OTR 0 90 0 0 Wells Fargo & CO Com 949746101 1685028 29829 SH SOLE 0 29033 0 796 Wells Fargo & CO Com 949746101 822494 14560 SH OTR 0 12975 600 985 Wells Fargo & Company COM 949746101 28351 502 SH DFND 1 0 0 502 Welltower Inc REIT Com 95040Q104 11779 92 SH SOLE 0 92 0 0 WELLTOWER INC REIT COM 95040Q104 18134 142 SH DFND 1 0 0 142 Wendy's International Inc. COM 95058W100 5937 339 SH DFND 1 0 0 339 Western Alliance Bancorporation COM 957638109 8920 103 SH DFND 1 0 0 103 Westinghouse Air Brake Technol Com 929740108 263567 1450 SH OTR 0 1450 0 0 Weyerhaeuser CO REIT Com 962166104 357900 10570 SH SOLE 0 10570 0 0 Weyerhaeuser CO REIT Com 962166104 303386 8960 SH OTR 0 8960 0 0 Whirlpool Corporation Com 963320106 10700 100 SH OTR 0 100 0 0 Williams Cos Inc Com 969457100 196432 4303 SH SOLE 0 4070 0 233 WillScot Holdings Corporation Com 971378104 143745 3823 SH OTR 0 3823 0 0 Wisdometree Intl Qulty Div ETF Com 97717X131 16795 429 SH SOLE 0 429 0 0 WisdomTree Emerging Mkts Small Com 97717W281 22715 423 SH OTR 0 423 0 0 WisdomTree Europe Hedged Small Com 97717X552 6940 178 SH OTR 0 178 0 0 WisdomTree Japan SmallCap Divi Com 97717W836 12341 153 SH OTR 0 153 0 0 WisdomTree MidCap Dividend COM 97717W505 995639 19473 SH DFND 1 0 0 19473 WisdomTree MidCap Dividend ETF Com 97717W505 2203294 43092 SH SOLE 0 42716 0 376 WisdomTree MidCap Dividend ETF Com 97717W505 307240 6009 SH OTR 0 2999 0 3010 WisdomTree SmallCap Dividend COM 97717W604 935465 27128 SH DFND 1 0 0 27128 WisdomTree SmallCap Dividend E Com 97717W604 737638 21387 SH SOLE 0 21317 0 70 WisdomTree SmallCap Dividend E Com 97717W604 28351 822 SH OTR 0 822 0 0 Wisdomtree U S Mid Cap Dividend Etf COM 97717W570 65920 1288 SH DFND 1 0 0 1288 Wk Kellogg Co COM 92942W107 787 46 SH DFND 1 0 0 46 World Gold Tr SPDR Gld Minis Com 98149E303 11573 222 SH SOLE 0 222 0 0 World Gold Tr SPDR Gld Minis Com 98149E303 35188 675 SH OTR 0 675 0 0 Xcel Energy Inc COM 98389B100 77576 1188 SH DFND 1 0 0 1188 Xpo Logistics Inc COM 983793100 13869 129 SH DFND 1 0 0 129 Xylem Inc Com 98419M100 483407 3580 SH SOLE 0 3580 0 0 Xylem Inc Com 98419M100 101273 750 SH OTR 0 750 0 0 Yum China Holdings Inc Com 98850P109 11705 260 SH OTR 0 260 0 0 Yum China Holdings, Inc. COM 98850P109 8239 183 SH DFND 1 0 0 183 Yum! Brands Inc Com 988498101 248404 1778 SH SOLE 0 1778 0 0 Yum! Brands Inc Com 988498101 197690 1415 SH OTR 0 1415 0 0 Yum! Brands, Inc. COM 988498101 31994 229 SH DFND 1 0 0 229 Zebra Technologies Corp Com 989207105 136278 368 SH OTR 0 368 0 0 Zillow Group Inc Com 98954M101 6193 100 SH SOLE 0 100 0 0 Zillow Group Inc Cl C Com 98954M200 12770 200 SH SOLE 0 200 0 0 Zimmer Biomet Holdings Inc Com 98956P102 344037 3187 SH SOLE 0 2997 0 190 Zimmer Biomet Holdings Inc Com 98956P102 267068 2474 SH OTR 0 2425 49 0 Zoetis Inc Com 98978V103 225078 1152 SH SOLE 0 1152 0 0 Zoetis Inc Com 98978V103 804966 4120 SH OTR 0 4120 0 0 Zoetis Inc COM 98978V103 85381 437 SH DFND 1 0 0 437