The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T Inc Com 00206R102 2,632 81,955 SH   SOLE - 80,955 0 1,000
AT&T Inc Com 00206R102 1,450 45,157 SH   OTR - 39,464 280 5,413
Abbott Labs Com 002824100 4,729 77,541 SH   SOLE - 77,041 0 500
Abbott Labs Com 002824100 1,483 24,322 SH   OTR - 21,982 621 1,719
Abbvie Inc Com 00287Y109 3,737 40,335 SH   SOLE - 39,835 0 500
Abbvie Inc Com 00287Y109 1,817 19,615 SH   OTR - 17,700 395 1,520
Activision Blizzard, Inc Com 00507V109 727 9,520 SH   SOLE - 9,520 0 0
Activision Blizzard, Inc Com 00507V109 495 6,480 SH   OTR - 6,480 0 0
Air Products & Chemicals Inc Com 009158106 1,227 7,879 SH   SOLE - 7,879 0 0
Air Products & Chemicals Inc Com 009158106 345 2,215 SH   OTR - 2,215 0 0
Allstate Corp Com 020002101 168 1,840 SH   SOLE - 1,840 0 0
Allstate Corp Com 020002101 103 1,124 SH   OTR - 1,124 0 0
Alphabet Inc Cl C Com 02079K107 3,435 3,079 SH   SOLE - 3,024 0 55
Alphabet Inc Cl C Com 02079K107 2,288 2,051 SH   OTR - 2,051 0 0
Alphabet Inc Cl A Com 02079K305 2,547 2,256 SH   SOLE - 2,236 0 20
Alphabet Inc Cl A Com 02079K305 679 601 SH   OTR - 601 0 0
Altria Group Inc Com 02209S103 795 14,003 SH   SOLE - 12,928 0 1,075
Altria Group Inc Com 02209S103 2,265 39,876 SH   OTR - 38,826 200 850
Amazon.Com Inc Com 023135106 581 342 SH   SOLE - 342 0 0
Amazon.Com Inc Com 023135106 235 138 SH   OTR - 138 0 0
American Express CO Com 025816109 613 6,253 SH   SOLE - 6,048 0 205
American Express CO Com 025816109 200 2,041 SH   OTR - 1,755 0 286
American Water Works CO Inc Com 030420103 977 11,446 SH   SOLE - 11,446 0 0
American Water Works CO Inc Com 030420103 882 10,335 SH   OTR - 8,225 100 2,010
Amgen Inc Com 031162100 413 2,240 SH   SOLE - 2,240 0 0
Amgen Inc Com 031162100 348 1,885 SH   OTR - 1,885 0 0
Anadarko Petroleum Corporation Com 032511107 118 1,609 SH   SOLE - 1,609 0 0
Anadarko Petroleum Corporation Com 032511107 161 2,200 SH   OTR - 2,200 0 0
Apache Corp Com 037411105 825 17,644 SH   SOLE - 17,644 0 0
Apache Corp Com 037411105 595 12,720 SH   OTR - 12,720 0 0
Apple Inc Com 037833100 12,161 65,698 SH   SOLE - 62,453 105 3,140
Apple Inc Com 037833100 6,168 33,323 SH   OTR - 31,598 875 850
Autodesk Inc Com 052769106 218 1,664 SH   SOLE - 1,664 0 0
Autoliv Inc Com 052800109 1,534 10,712 SH   SOLE - 9,962 0 750
Autoliv Inc Com 052800109 1,775 12,394 SH   OTR - 12,394 0 0
Automatic Data Processing Inc Com 053015103 3,955 29,484 SH   SOLE - 29,204 0 280
Automatic Data Processing Inc Com 053015103 1,257 9,370 SH   OTR - 8,725 165 480
BP PLC Spons ADR Com 055622104 106 2,314 SH   SOLE - 2,314 0 0
BP PLC Spons ADR Com 055622104 214 4,676 SH   OTR - 4,676 0 0
Bank of America Corp Com 060505104 476 16,903 SH   SOLE - 16,903 0 0
Bank of America Corp Com 060505104 359 12,740 SH   OTR - 12,740 0 0
Bank of New York Mellon Corp Com 064058100 607 11,264 SH   SOLE - 11,264 0 0
Bank of New York Mellon Corp Com 064058100 45 838 SH   OTR - 338 0 500
Baxter Intl Inc Com 071813109 673 9,115 SH   SOLE - 9,115 0 0
Baxter Intl Inc Com 071813109 314 4,249 SH   OTR - 2,689 100 1,460
Becton Dickinson Com 075887109 508 2,119 SH   SOLE - 2,029 0 90
Becton Dickinson Com 075887109 301 1,257 SH   OTR - 1,257 0 0
Berkshire Hathaway Inc-Cl B Com 084670702 3,008 16,117 SH   SOLE - 15,887 30 200
Berkshire Hathaway Inc-Cl B Com 084670702 1,668 8,934 SH   OTR - 8,914 20 0
Best Buy Company Inc Com 086516101 817 10,952 SH   SOLE - 10,952 0 0
Best Buy Company Inc Com 086516101 39 521 SH   OTR - 521 0 0
BHP Billiton Ltd Spons ADR Com 088606108 184 3,674 SH   SOLE - 3,374 0 300
BHP Billiton Ltd Spons ADR Com 088606108 89 1,775 SH   OTR - 1,725 0 50
Biogen Inc Com 09062X103 169 583 SH   SOLE - 583 0 0
Biogen Inc Com 09062X103 168 580 SH   OTR - 580 0 0
Boeing CO Com 097023105 1,983 5,909 SH   SOLE - 5,674 0 235
Boeing CO Com 097023105 2,770 8,256 SH   OTR - 8,256 0 0
Bristol Myers Squibb CO Com 110122108 3,605 65,146 SH   SOLE - 62,301 725 2,120
Bristol Myers Squibb CO Com 110122108 2,018 36,465 SH   OTR - 33,555 360 2,550
Csx Corp Com 126408103 214 3,354 SH   SOLE - 3,354 0 0
Csx Corp Com 126408103 214 3,360 SH   OTR - 3,360 0 0
CVS Health Corp Com 126650100 2,196 34,132 SH   SOLE - 34,132 0 0
CVS Health Corp Com 126650100 975 15,159 SH   OTR - 14,019 340 800
Caterpillar Inc Com 149123101 2,488 18,338 SH   SOLE - 18,288 0 50
Caterpillar Inc Com 149123101 1,239 9,130 SH   OTR - 8,785 45 300
Celgene Corp Com 151020104 375 4,723 SH   SOLE - 4,723 0 0
Celgene Corp Com 151020104 244 3,068 SH   OTR - 3,068 0 0
Chevron Corporation Com 166764100 7,070 55,924 SH   SOLE - 54,434 475 1,015
Chevron Corporation Com 166764100 4,542 35,928 SH   OTR - 33,788 510 1,630
Cisco Systems Inc Com 17275R102 3,844 89,332 SH   SOLE - 86,577 0 2,755
Cisco Systems Inc Com 17275R102 1,962 45,596 SH   OTR - 45,071 525 0
Citigroup Inc Com 172967424 717 10,719 SH   SOLE - 10,719 0 0
Citigroup Inc Com 172967424 526 7,867 SH   OTR - 6,967 150 750
Clorox Company Com 189054109 775 5,727 SH   SOLE - 5,727 0 0
Clorox Company Com 189054109 536 3,960 SH   OTR - 3,475 0 485
Coca Cola CO Com 191216100 2,339 53,340 SH   SOLE - 47,240 1,100 5,000
Coca Cola CO Com 191216100 1,361 31,020 SH   OTR - 25,840 150 5,030
Cognizant Technology Solutions Com 192446102 249 3,156 SH   SOLE - 3,156 0 0
Cognizant Technology Solutions Com 192446102 18 234 SH   OTR - 234 0 0
Colgate Palmolive CO Com 194162103 1,617 24,950 SH   SOLE - 23,050 500 1,400
Colgate Palmolive CO Com 194162103 817 12,610 SH   OTR - 10,910 0 1,700
ComcAst Corp-Cl A Com 20030N101 575 17,514 SH   SOLE - 16,232 0 1,282
ComcAst Corp-Cl A Com 20030N101 157 4,786 SH   OTR - 3,438 400 948
Conocophillips Com 20825C104 1,205 17,313 SH   SOLE - 16,843 100 370
Conocophillips Com 20825C104 261 3,748 SH   OTR - 3,498 100 150
Corning Inc Com 219350105 353 12,824 SH   SOLE - 12,824 0 0
Corning Inc Com 219350105 329 11,950 SH   OTR - 11,250 700 0
Costco Wholesale Corp Com 22160K105 272 1,302 SH   SOLE - 1,302 0 0
Costco Wholesale Corp Com 22160K105 255 1,219 SH   OTR - 579 0 640
Danaher Corp Com 235851102 3,160 32,023 SH   SOLE - 30,193 0 1,830
Danaher Corp Com 235851102 1,545 15,659 SH   OTR - 13,729 140 1,790
Deere & CO Com 244199105 1,058 7,570 SH   SOLE - 7,380 25 165
Deere & CO Com 244199105 1,626 11,634 SH   OTR - 11,634 0 0
Digital Realty Trust Inc REIT Com 253868103 96 860 SH   SOLE - 860 0 0
Digital Realty Trust Inc REIT Com 253868103 133 1,196 SH   OTR - 1,196 0 0
Disney Walt CO New Com 254687106 4,988 47,594 SH   SOLE - 46,859 0 735
Disney Walt CO New Com 254687106 2,447 23,351 SH   OTR - 21,821 420 1,110
Dominion Resources Inc Com 25746U109 1,229 18,025 SH   SOLE - 17,715 0 310
Dominion Resources Inc Com 25746U109 927 13,602 SH   OTR - 10,572 80 2,950
DowDuPont Inc Com 26078J100 3,326 50,454 SH   SOLE - 49,909 0 545
DowDuPont Inc Com 26078J100 3,217 48,806 SH   OTR - 44,626 152 4,028
Duke Energy Corp Com 26441C204 207 2,619 SH   SOLE - 2,286 333 0
Duke Energy Corp Com 26441C204 160 2,028 SH   OTR - 1,928 100 0
Ecolab Inc Com 278865100 1,262 8,993 SH   SOLE - 8,993 0 0
Ecolab Inc Com 278865100 436 3,105 SH   OTR - 2,615 40 450
Edwards Lifesciences Corp Com 28176E108 235 1,612 SH   OTR - 1,612 0 0
Emerson Elec CO Com 291011104 1,112 16,077 SH   SOLE - 15,757 0 320
Emerson Elec CO Com 291011104 464 6,715 SH   OTR - 6,615 100 0
Enterprise Prods Partners LP Com 293792107 186 6,725 SH   SOLE - 6,725 0 0
Enterprise Prods Partners LP Com 293792107 107 3,880 SH   OTR - 3,880 0 0
Exelon Corp Com 30161N101 216 5,080 SH   SOLE - 5,080 0 0
Exelon Corp Com 30161N101 127 2,974 SH   OTR - 2,624 0 350
Express Scripts Hldg Com 30219G108 1,005 13,012 SH   SOLE - 12,333 75 604
Express Scripts Hldg Com 30219G108 136 1,766 SH   OTR - 1,766 0 0
Exxonmobil Corp Com 30231G102 9,618 116,252 SH   SOLE - 111,882 925 3,445
Exxonmobil Corp Com 30231G102 6,584 79,581 SH   OTR - 76,521 635 2,425
Facebook Inc-A Com 30303M102 373 1,917 SH   SOLE - 1,917 0 0
Facebook Inc-A Com 30303M102 205 1,054 SH   OTR - 1,054 0 0
Fedex Corporation Com 31428X106 192 845 SH   SOLE - 755 0 90
Fedex Corporation Com 31428X106 34 150 SH   OTR - 150 0 0
Fiserv Inc Com 337738108 1,317 17,773 SH   SOLE - 17,773 0 0
Fiserv Inc Com 337738108 116 1,570 SH   OTR - 1,570 0 0
FlexShares Mstar Glbl Upstrm N Com 33939L407 39,707 1,171,654 SH   SOLE - 1,160,864 1,770 9,020
FlexShares Mstar Glbl Upstrm N Com 33939L407 4,225 124,677 SH   OTR - 116,945 340 7,392
Fortive Corp Com 34959J108 622 8,068 SH   SOLE - 7,458 0 610
Fortive Corp Com 34959J108 215 2,794 SH   OTR - 1,950 50 794
General Dynamics Corp Com 369550108 1,007 5,403 SH   SOLE - 5,253 0 150
General Dynamics Corp Com 369550108 246 1,320 SH   OTR - 1,270 0 50
General Electric Corp Com 369604103 1,491 109,585 SH   SOLE - 107,660 1,200 725
General Electric Corp Com 369604103 1,118 82,126 SH   OTR - 76,201 1,800 4,125
General Mls Inc Com 370334104 833 18,817 SH   SOLE - 18,817 0 0
General Mls Inc Com 370334104 479 10,817 SH   OTR - 8,872 100 1,845
Gilead Sciences Inc Com 375558103 559 7,890 SH   SOLE - 7,890 0 0
Gilead Sciences Inc Com 375558103 70 983 SH   OTR - 983 0 0
Glaxo Smithkline Spons ADR Com 37733W105 404 10,031 SH   SOLE - 10,031 0 0
Glaxo Smithkline Spons ADR Com 37733W105 331 8,212 SH   OTR - 7,207 255 750
Goldman Sachs Group Inc Com 38141G104 1,055 4,781 SH   SOLE - 4,761 20 0
Goldman Sachs Group Inc Com 38141G104 851 3,860 SH   OTR - 3,860 0 0
Grainger W W Inc Com 384802104 1,264 4,100 SH   SOLE - 4,100 0 0
Grainger W W Inc Com 384802104 922 2,990 SH   OTR - 2,020 100 870
Home Depot Inc Com 437076102 799 4,096 SH   SOLE - 4,096 0 0
Home Depot Inc Com 437076102 1,018 5,220 SH   OTR - 4,895 0 325
Honeywell International Inc Com 438516106 2,952 20,496 SH   SOLE - 19,596 0 900
Honeywell International Inc Com 438516106 1,140 7,911 SH   OTR - 6,387 300 1,224
Illinois Tool Wks Inc Com 452308109 898 6,483 SH   SOLE - 6,483 0 0
Illinois Tool Wks Inc Com 452308109 93 672 SH   OTR - 672 0 0
Intel Corp Com 458140100 7,524 151,352 SH   SOLE - 148,152 1,200 2,000
Intel Corp Com 458140100 2,308 46,430 SH   OTR - 43,330 1,250 1,850
Intercontinental Exchange Inc Com 45866F104 443 6,018 SH   SOLE - 6,018 0 0
Intercontinental Exchange Inc Com 45866F104 35 475 SH   OTR - 225 0 250
Intl. Business Machines Corp Com 459200101 3,297 23,603 SH   SOLE - 21,853 435 1,315
Intl. Business Machines Corp Com 459200101 2,122 15,187 SH   OTR - 13,579 0 1,608
Ishares Barclays TIPS Bond ETF Com 464287176 241 2,131 SH   SOLE - 2,131 0 0
Ishares Core S&P 500 ETF Com 464287200 205 750 SH   SOLE - 750 0 0
Ishares Core Total U.S. Aggreg Com 464287226 226 2,130 SH   SOLE - 2,130 0 0
Ishares Msci Emerging Mkt ETF Com 464287234 4,073 93,995 SH   SOLE - 93,329 525 141
Ishares Msci Emerging Mkt ETF Com 464287234 618 14,260 SH   OTR - 13,180 355 725
Ishares Msci Eafe ETF Com 464287465 4,207 62,826 SH   SOLE - 62,826 0 0
Ishares Msci Eafe ETF Com 464287465 811 12,109 SH   OTR - 11,439 345 325
Ishares Core S&P Mid-Cap ETF Com 464287507 2,699 13,859 SH   SOLE - 13,859 0 0
Ishares Core S&P Mid-Cap ETF Com 464287507 620 3,184 SH   OTR - 2,984 0 200
Ishares Nasdaq Biotech ETF Com 464287556 4,124 37,553 SH   SOLE - 36,965 96 492
Ishares Nasdaq Biotech ETF Com 464287556 1,549 14,105 SH   OTR - 13,295 660 150
Ishares Russell 2000 ETF Com 464287655 7,332 44,769 SH   SOLE - 43,986 0 783
Ishares Russell 2000 ETF Com 464287655 736 4,492 SH   OTR - 4,127 330 35
Ishares DJ US Telcom Sector ET Com 464287713 743 26,950 SH   SOLE - 26,950 0 0
Ishares DJ US Telcom Sector ET Com 464287713 544 19,730 SH   OTR - 19,530 200 0
Ishares Barclays 1-3 Year Cr E Com 464288646 254 2,453 SH   SOLE - 2,453 0 0
Ishares S&P Pref Stk ETF Com 464288687 2,488 65,978 SH   SOLE - 65,978 0 0
Ishares S&P Pref Stk ETF Com 464288687 712 18,889 SH   OTR - 15,589 0 3,300
Ishares Core Msci Eafe ETF Com 46432F842 345 5,450 SH   SOLE - 5,450 0 0
JP Morgan Chase & CO Com 46625H100 9,003 86,397 SH   SOLE - 85,310 112 975
JP Morgan Chase & CO Com 46625H100 5,336 51,212 SH   OTR - 48,212 640 2,360
Johnson & Johnson Com 478160104 9,754 80,382 SH   SOLE - 76,144 150 4,088
Johnson & Johnson Com 478160104 4,669 38,477 SH   OTR - 34,467 320 3,690
Keycorp Com 493267108 50 2,562 SH   SOLE - 2,562 0 0
Keycorp Com 493267108 196 10,040 SH   OTR - 10,040 0 0
Kimberly Clark Corp Com 494368103 445 4,221 SH   SOLE - 4,221 0 0
Kimberly Clark Corp Com 494368103 116 1,100 SH   OTR - 1,100 0 0
Kohls Corp Com 500255104 226 3,095 SH   SOLE - 3,095 0 0
Kohls Corp Com 500255104 53 725 SH   OTR - 725 0 0
Kraft Heinz CO Com 500754106 169 2,688 SH   SOLE - 2,622 0 66
Kraft Heinz CO Com 500754106 494 7,868 SH   OTR - 7,788 46 34
Lilly Eli & CO Com 532457108 319 3,734 SH   SOLE - 3,206 0 528
Lilly Eli & CO Com 532457108 519 6,085 SH   OTR - 5,060 0 1,025
Lockheed Martin Corp Com 539830109 2,681 9,076 SH   SOLE - 8,561 0 515
Lockheed Martin Corp Com 539830109 978 3,312 SH   OTR - 3,312 0 0
Lowes Cos Inc Com 548661107 6,101 63,835 SH   SOLE - 63,435 25 375
Lowes Cos Inc Com 548661107 2,815 29,458 SH   OTR - 28,423 335 700
M & T Bank Corp Com 55261F104 22 130 SH   SOLE - 130 0 0
M & T Bank Corp Com 55261F104 213 1,250 SH   OTR - 1,250 0 0
McDonalds Corp Com 580135101 7,062 45,067 SH   SOLE - 44,992 75 0
McDonalds Corp Com 580135101 3,416 21,804 SH   OTR - 20,518 265 1,021
Merck & CO Inc Com 58933Y105 2,991 49,283 SH   SOLE - 47,808 675 800
Merck & CO Inc Com 58933Y105 1,370 22,566 SH   OTR - 21,576 165 825
Metlife Inc Com 59156R108 425 9,740 SH   SOLE - 9,740 0 0
Metlife Inc Com 59156R108 97 2,225 SH   OTR - 2,114 111 0
Microsoft Corp Com 594918104 11,264 114,227 SH   SOLE - 111,762 225 2,240
Microsoft Corp Com 594918104 5,152 52,247 SH   OTR - 47,777 970 3,500
Microchip Technology Inc Com 595017104 2,283 25,105 SH   SOLE - 25,105 0 0
Microchip Technology Inc Com 595017104 783 8,610 SH   OTR - 7,635 150 825
Mondelez International Inc Com 609207105 473 11,544 SH   SOLE - 10,930 0 614
Mondelez International Inc Com 609207105 851 20,746 SH   OTR - 20,505 138 103
NBT Bancorp Inc Com 628778102 5,662 148,408 SH   SOLE - 67,757 0 80,651
NBT Bancorp Inc Com 628778102 1,996 52,312 SH   OTR - 49,046 0 3,266
Nextera Energy Inc Com 65339F101 1,905 11,407 SH   SOLE - 10,957 0 450
Nextera Energy Inc Com 65339F101 1,342 8,035 SH   OTR - 5,980 30 2,025
Nike Inc-Class B Com 654106103 2,410 30,252 SH   SOLE - 30,252 0 0
Nike Inc-Class B Com 654106103 1,173 14,720 SH   OTR - 10,580 140 4,000
Norfolk Southern Corp Com 655844108 992 6,575 SH   SOLE - 6,440 0 135
Norfolk Southern Corp Com 655844108 1,064 7,050 SH   OTR - 5,780 70 1,200
Novartis Ag Spons ADR Com 66987V109 1,569 20,770 SH   SOLE - 20,770 0 0
Novartis Ag Spons ADR Com 66987V109 1,060 14,032 SH   OTR - 12,097 150 1,785
Nucor Corp Com 670346105 758 12,133 SH   SOLE - 12,133 0 0
Nucor Corp Com 670346105 348 5,574 SH   OTR - 3,574 0 2,000
Oracle Corporation Com 68389X105 1,973 44,783 SH   SOLE - 42,578 0 2,205
Oracle Corporation Com 68389X105 418 9,490 SH   OTR - 9,490 0 0
Pepsico Inc Com 713448108 6,370 58,509 SH   SOLE - 58,009 100 400
Pepsico Inc Com 713448108 2,835 26,044 SH   OTR - 24,814 420 810
Pfizer Inc Com 717081103 4,663 128,531 SH   SOLE - 126,531 0 2,000
Pfizer Inc Com 717081103 2,611 71,966 SH   OTR - 67,522 1,855 2,589
Philip Morris International Com 718172109 682 8,444 SH   SOLE - 7,619 0 825
Philip Morris International Com 718172109 2,661 32,952 SH   OTR - 32,652 150 150
Praxair Inc Com 74005P104 1,539 9,732 SH   SOLE - 9,732 0 0
Praxair Inc Com 74005P104 981 6,205 SH   OTR - 5,080 0 1,125
T Rowe Price Group Inc Com 74144T108 4,273 36,805 SH   SOLE - 36,755 50 0
T Rowe Price Group Inc Com 74144T108 2,040 17,576 SH   OTR - 16,981 295 300
Procter & Gamble CO Com 742718109 6,865 87,945 SH   SOLE - 83,405 500 4,040
Procter & Gamble CO Com 742718109 3,675 47,081 SH   OTR - 42,516 405 4,160
Prudential Finl Inc Com 744320102 1,658 17,728 SH   SOLE - 17,678 50 0
Prudential Finl Inc Com 744320102 1,138 12,165 SH   OTR - 11,815 150 200
Public Service Enterprise Grou Com 744573106 243 4,490 SH   SOLE - 4,490 0 0
Public Service Enterprise Grou Com 744573106 138 2,550 SH   OTR - 2,550 0 0
Qualcomm Inc Com 747525103 2,167 38,617 SH   SOLE - 37,992 0 625
Qualcomm Inc Com 747525103 993 17,689 SH   OTR - 16,789 325 575
Rockwell Automation Inc Com 773903109 155 930 SH   SOLE - 930 0 0
Rockwell Automation Inc Com 773903109 96 580 SH   OTR - 580 0 0
Royal Dutch Shell Spons ADR Com 780259206 86 1,245 SH   SOLE - 1,245 0 0
Royal Dutch Shell Spons ADR Com 780259206 263 3,801 SH   OTR - 3,551 0 250
SPDR S&P 500 ETF Trust Com 78462F103 3,553 13,096 SH   SOLE - 12,787 0 309
SPDR S&P 500 ETF Trust Com 78462F103 941 3,468 SH   OTR - 3,108 160 200
SPDR Portfolio Intermediate Te Com 78464A375 660 19,828 SH   SOLE - 19,828 0 0
SPDR S&P Regional Banking ETF Com 78464A698 2,945 48,281 SH   SOLE - 48,281 0 0
SPDR S&P Regional Banking ETF Com 78464A698 1,361 22,307 SH   OTR - 22,107 100 100
SPDR S&P Dividend ETF Com 78464A763 10,141 109,392 SH   SOLE - 109,392 0 0
SPDR S&P Dividend ETF Com 78464A763 751 8,105 SH   OTR - 7,705 0 400
Kbw Bank ETF Com 78464A797 286 6,057 SH   SOLE - 6,057 0 0
Kbw Bank ETF Com 78464A797 58 1,225 SH   OTR - 1,125 0 100
SPDR Dow Jones Industrial Aver Com 78467X109 1,059 4,364 SH   SOLE - 4,364 0 0
SPDR Dow Jones Industrial Aver Com 78467X109 420 1,730 SH   OTR - 1,530 100 100
Midcap SPDR Trust Series 1 Com 78467Y107 9,045 25,478 SH   SOLE - 25,102 0 376
Midcap SPDR Trust Series 1 Com 78467Y107 1,092 3,075 SH   OTR - 2,865 175 35
Salesforce.Com Com 79466L302 588 4,310 SH   SOLE - 4,290 20 0
Salesforce.Com Com 79466L302 570 4,180 SH   OTR - 4,180 0 0
Schlumberger Ltd Com 806857108 2,529 37,735 SH   SOLE - 37,020 0 715
Schlumberger Ltd Com 806857108 794 11,849 SH   OTR - 11,689 160 0
Charles Schwab Corp Com 808513105 33 640 SH   SOLE - 640 0 0
Charles Schwab Corp Com 808513105 190 3,725 SH   OTR - 3,725 0 0
Materials Select SPDR Fund Com 81369Y100 1,517 26,119 SH   SOLE - 24,139 0 1,980
Materials Select SPDR Fund Com 81369Y100 572 9,851 SH   OTR - 9,021 375 455
Health Care Select Sector SPDR Com 81369Y209 943 11,293 SH   SOLE - 10,831 0 462
Health Care Select Sector SPDR Com 81369Y209 187 2,239 SH   OTR - 2,239 0 0
Consumer Staples Select Sector Com 81369Y308 592 11,483 SH   SOLE - 11,098 0 385
Consumer Staples Select Sector Com 81369Y308 85 1,643 SH   OTR - 1,353 100 190
Consumer Discretionary Selt Com 81369Y407 1,583 14,487 SH   SOLE - 12,747 0 1,740
Consumer Discretionary Selt Com 81369Y407 324 2,967 SH   OTR - 2,302 530 135
Energy Select Sector SPDR Com 81369Y506 855 11,262 SH   SOLE - 10,887 0 375
Energy Select Sector SPDR Com 81369Y506 109 1,438 SH   OTR - 1,205 80 153
Financial Select Sector SPDR Com 81369Y605 992 37,311 SH   SOLE - 35,811 0 1,500
Financial Select Sector SPDR Com 81369Y605 90 3,399 SH   OTR - 3,241 158 0
Industrial Select Sector SPDR Com 81369Y704 1,202 16,778 SH   SOLE - 16,728 0 50
Industrial Select Sector SPDR Com 81369Y704 108 1,509 SH   OTR - 1,409 0 100
Technology Select Sect SPDR Com 81369Y803 2,121 30,531 SH   SOLE - 29,769 162 600
Technology Select Sect SPDR Com 81369Y803 211 3,037 SH   OTR - 2,637 400 0
Real Estate Select Sect SPDR Com 81369Y860 1,016 31,066 SH   SOLE - 29,844 105 1,117
Real Estate Select Sect SPDR Com 81369Y860 795 24,318 SH   OTR - 24,172 21 125
Utilities Select Sector SPDR Com 81369Y886 1,851 35,616 SH   SOLE - 34,466 0 1,150
Utilities Select Sector SPDR Com 81369Y886 1,022 19,666 SH   OTR - 18,704 450 512
Jm Smucker CO Com 832696405 101 940 SH   SOLE - 865 0 75
Jm Smucker CO Com 832696405 166 1,544 SH   OTR - 1,526 0 18
Southern Company Com 842587107 1,040 22,448 SH   SOLE - 22,448 0 0
Southern Company Com 842587107 696 15,031 SH   OTR - 14,906 0 125
State Street Corp Com 857477103 497 5,338 SH   SOLE - 5,338 0 0
State Street Corp Com 857477103 82 885 SH   OTR - 710 0 175
Stryker Corporation Com 863667101 707 4,187 SH   SOLE - 4,187 0 0
Suncor Energy Inc Com 867224107 220 5,405 SH   SOLE - 5,130 0 275
Suncor Energy Inc Com 867224107 73 1,800 SH   OTR - 1,800 0 0
Sysco Corp Com 871829107 569 8,330 SH   SOLE - 8,330 0 0
Sysco Corp Com 871829107 522 7,649 SH   OTR - 7,224 0 425
TJX Cos Inc Com 872540109 2,024 21,270 SH   SOLE - 20,620 150 500
TJX Cos Inc Com 872540109 1,690 17,751 SH   OTR - 17,238 170 343
Target Corp Com 87612E106 2,379 31,255 SH   SOLE - 30,980 0 275
Target Corp Com 87612E106 1,285 16,887 SH   OTR - 15,662 225 1,000
Texas Instruments Inc Com 882508104 173 1,568 SH   SOLE - 1,343 0 225
Texas Instruments Inc Com 882508104 59 532 SH   OTR - 400 0 132
Textron Inc Com 883203101 1,252 19,000 SH   SOLE - 19,000 0 0
3m CO Com 88579Y101 2,431 12,360 SH   SOLE - 11,400 340 620
3m CO Com 88579Y101 352 1,790 SH   OTR - 1,455 35 300
Toronto Dominion Bank Com 891160509 1,118 19,315 SH   SOLE - 19,315 0 0
US Bancorp New Com 902973304 1,515 30,285 SH   SOLE - 30,285 0 0
US Bancorp New Com 902973304 341 6,818 SH   OTR - 6,132 470 216
Union Pac Corp Com 907818108 4,307 30,399 SH   SOLE - 29,699 0 700
Union Pac Corp Com 907818108 2,955 20,858 SH   OTR - 18,238 0 2,620
United Parcel Service Cl B Com 911312106 601 5,660 SH   SOLE - 5,660 0 0
United Parcel Service Cl B Com 911312106 197 1,856 SH   OTR - 1,856 0 0
United Technologies Corp Com 913017109 5,613 44,897 SH   SOLE - 44,167 100 630
United Technologies Corp Com 913017109 3,403 27,221 SH   OTR - 25,365 1,106 750
Unitedhealth Group Inc Com 91324P102 2,912 11,870 SH   SOLE - 11,670 0 200
Unitedhealth Group Inc Com 91324P102 1,066 4,347 SH   OTR - 4,197 150 0
Univest Corp of Pennsylvania Com 915271100 325 11,812 SH   OTR - 11,812 0 0
V.F. Corp Com 918204108 390 4,778 SH   SOLE - 4,778 0 0
V.F. Corp Com 918204108 42 513 SH   OTR - 513 0 0
Valero Energy Corp Com 91913Y100 205 1,850 SH   OTR - 1,850 0 0
Vaneck Vectors Agribusiness ET Com 92189F700 1,279 20,568 SH   SOLE - 19,718 50 800
Vaneck Vectors Agribusiness ET Com 92189F700 775 12,462 SH   OTR - 12,087 125 250
Vanguard Intermediate-Term Bon Com 921937819 323 3,995 SH   SOLE - 3,995 0 0
Vanguard Intermediate-Term Bon Com 921937819 30 375 SH   OTR - 375 0 0
Vanguard Total Bond Market ETF Com 921937835 266 3,361 SH   SOLE - 3,361 0 0
Vanguard Ftse Emerging Markets Com 922042858 1,237 29,302 SH   SOLE - 29,302 0 0
Vanguard Ftse Emerging Markets Com 922042858 511 12,115 SH   OTR - 11,300 0 815
Vanguard Inter Term Corp Bond Com 92206C870 868 10,391 SH   SOLE - 10,391 0 0
Vanguard Inter Term Corp Bond Com 92206C870 221 2,650 SH   OTR - 2,650 0 0
Vanguard S&P 500 ETF Com 922908363 5,908 23,678 SH   SOLE - 23,475 0 203
Vanguard Real Estate ETF Com 922908553 1,358 16,678 SH   SOLE - 16,678 0 0
Vanguard Real Estate ETF Com 922908553 464 5,702 SH   OTR - 5,363 239 100
Verizon Communications Com 92343V104 3,378 67,148 SH   SOLE - 65,361 860 927
Verizon Communications Com 92343V104 2,390 47,499 SH   OTR - 44,918 385 2,196
Visa Inc Cl A Com 92826C839 676 5,102 SH   SOLE - 5,102 0 0
Visa Inc Cl A Com 92826C839 572 4,320 SH   OTR - 4,220 100 0
Wal Mart Inc Com 931142103 1,283 14,982 SH   SOLE - 14,582 0 400
Wal Mart Inc Com 931142103 1,125 13,132 SH   OTR - 11,766 300 1,066
Walgreens Boots Alliance Inc Com 931427108 578 9,638 SH   SOLE - 9,638 0 0
Walgreens Boots Alliance Inc Com 931427108 104 1,741 SH   OTR - 937 0 804
Wells Fargo & CO Com 949746101 4,418 79,684 SH   SOLE - 79,284 0 400
Wells Fargo & CO Com 949746101 2,750 49,607 SH   OTR - 44,551 1,005 4,051
Xylem Inc Com 98419M100 371 5,511 SH   SOLE - 5,511 0 0
Xylem Inc Com 98419M100 224 3,320 SH   OTR - 3,320 0 0
Yum! Brands Inc Com 988498101 553 7,064 SH   SOLE - 7,064 0 0
Yum! Brands Inc Com 988498101 92 1,170 SH   OTR - 1,095 75 0
Zimmer Biomet Holdings Inc Com 98956P102 233 2,091 SH   SOLE - 1,761 60 270
Zimmer Biomet Holdings Inc Com 98956P102 219 1,965 SH   OTR - 1,842 23 100
Eaton Corp PLC Com G29183103 432 5,785 SH   SOLE - 5,530 0 255
Eaton Corp PLC Com G29183103 445 5,959 SH   OTR - 4,884 0 1,075
Medtronic PLC Com G5960L103 1,114 13,014 SH   SOLE - 13,014 0 0
Medtronic PLC Com G5960L103 777 9,076 SH   OTR - 9,005 71 0