The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COMMON STOCK 002824100 3,858 100,447 SH   SOLE   97,523 0 2,924
ABBOTT LABS COMMON STOCK 002824100 697 18,157 SH   OTR   16,570 1,437 150
ABBVIE INC COMMON STOCK 00287Y109 4,490 71,698 SH   SOLE   67,562 0 4,136
ABBVIE INC COMMON STOCK 00287Y109 1,009 16,121 SH   OTR   14,081 1,340 700
ACTIVISION BLIZZARD, INC COMMON STOCK 00507V109 445 12,336 SH   SOLE   12,336 0 0
ACTIVISION BLIZZARD, INC COMMON STOCK 00507V109 272 7,530 SH   OTR   7,530 0 0
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 1,428 9,927 SH   SOLE   9,927 0 0
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 441 3,065 SH   OTR   3,065 0 0
ALLSTATE CORP COMMON STOCK 020002101 140 1,885 SH   SOLE   1,885 0 0
ALLSTATE CORP COMMON STOCK 020002101 261 3,522 SH   OTR   3,522 0 0
ALPHABET INC CL A COMMON STOCK 02079K305 2,985 3,767 SH   SOLE   3,582 0 185
ALPHABET INC CL A COMMON STOCK 02079K305 417 526 SH   OTR   526 0 0
ALPHABET INC CL C COMMON STOCK 02079K107 3,354 4,346 SH   SOLE   4,126 0 220
ALPHABET INC CL C COMMON STOCK 02079K107 1,091 1,414 SH   OTR   1,414 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 1,945 28,761 SH   SOLE   27,386 0 1,375
ALTRIA GROUP INC COMMON STOCK 02209S103 2,089 30,900 SH   OTR   28,650 200 2,050
AMAZON.COM INC COMMON STOCK 023135106 403 538 SH   SOLE   538 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 1,182 15,959 SH   SOLE   13,973 0 1,986
AMERICAN EXPRESS CO COMMON STOCK 025816109 246 3,314 SH   OTR   1,814 0 1,500
AMERICAN WATER WORKS CO INC COMMON STOCK 030420103 1,314 18,166 SH   SOLE   17,766 0 400
AMERICAN WATER WORKS CO INC COMMON STOCK 030420103 560 7,740 SH   OTR   5,730 0 2,010
AMGEN INC COMMON STOCK 031162100 531 3,630 SH   SOLE   3,630 0 0
AMGEN INC COMMON STOCK 031162100 148 1,010 SH   OTR   1,010 0 0
ANADARKO PETROLEUM CORPORATION COMMON STOCK 032511107 214 3,075 SH   SOLE   1,575 0 1,500
ANADARKO PETROLEUM CORPORATION COMMON STOCK 032511107 185 2,650 SH   OTR   2,350 0 300
APACHE CORP COMMON STOCK 037411105 1,357 21,385 SH   SOLE   21,185 0 200
APACHE CORP COMMON STOCK 037411105 668 10,530 SH   OTR   10,530 0 0
APPLE INC COMMON STOCK 037833100 12,224 105,546 SH   SOLE   98,657 385 6,504
APPLE INC COMMON STOCK 037833100 4,056 35,018 SH   OTR   33,463 905 650
AT&T INC COMMON STOCK 00206R102 4,010 94,284 SH   SOLE   91,683 750 1,851
AT&T INC COMMON STOCK 00206R102 1,971 46,338 SH   OTR   40,771 105 5,462
AUTOLIV INC COMMON STOCK 052800109 1,297 11,461 SH   SOLE   10,711 0 750
AUTOLIV INC COMMON STOCK 052800109 1,524 13,469 SH   OTR   13,469 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 4,400 42,810 SH   SOLE   42,230 0 580
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 823 8,012 SH   OTR   7,307 100 605
BANK OF AMERICA CORP COMMON STOCK 060505104 419 18,964 SH   SOLE   17,345 0 1,619
BANK OF AMERICA CORP COMMON STOCK 060505104 259 11,732 SH   OTR   11,475 0 257
BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 193 4,068 SH   SOLE   4,068 0 0
BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 455 9,598 SH   OTR   9,098 0 500
BAXTER INTL INC COMMON STOCK 071813109 494 11,134 SH   SOLE   10,934 0 200
BAXTER INTL INC COMMON STOCK 071813109 163 3,674 SH   OTR   2,064 0 1,610
BECTON DICKINSON COMMON STOCK 075887109 372 2,250 SH   SOLE   2,250 0 0
BECTON DICKINSON COMMON STOCK 075887109 199 1,200 SH   OTR   1,200 0 0
BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702 4,268 26,190 SH   SOLE   25,930 60 200
BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702 1,252 7,681 SH   OTR   7,511 20 150
BEST BUY COMPANY INC COMMON STOCK 086516101 776 18,176 SH   SOLE   18,176 0 0
BEST BUY COMPANY INC COMMON STOCK 086516101 26 617 SH   OTR   617 0 0
BHP BILLITON LTD SPONS ADR COMMON STOCK 088606108 144 4,014 SH   SOLE   3,814 0 200
BHP BILLITON LTD SPONS ADR COMMON STOCK 088606108 65 1,825 SH   OTR   1,825 0 0
BIOGEN INC COMMON STOCK 09062X103 190 669 SH   SOLE   669 0 0
BIOGEN INC COMMON STOCK 09062X103 31 110 SH   OTR   110 0 0
BLACKROCK INC CL A COMMON STOCK 09247X101 190 500 SH   SOLE   0 0 500
BLACKROCK INC CL A COMMON STOCK 09247X101 80 210 SH   OTR   210 0 0
BOEING CO COMMON STOCK 097023105 2,190 14,069 SH   SOLE   12,974 0 1,095
BOEING CO COMMON STOCK 097023105 919 5,905 SH   OTR   5,905 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 4,861 83,171 SH   SOLE   74,951 4,450 3,770
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 2,166 37,072 SH   OTR   32,541 2,381 2,150
CAPITAL ONE FINANCIAL CORP COMMON STOCK 14040H105 204 2,341 SH   SOLE   2,341 0 0
CATERPILLAR INC COMMON STOCK 149123101 2,420 26,096 SH   SOLE   25,830 0 266
CATERPILLAR INC COMMON STOCK 149123101 802 8,650 SH   OTR   8,305 45 300
CELGENE CORP COMMON STOCK 151020104 1,030 8,901 SH   SOLE   6,751 0 2,150
CELGENE CORP COMMON STOCK 151020104 241 2,080 SH   OTR   2,080 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 8,942 75,971 SH   SOLE   71,948 1,875 2,148
CHEVRON CORPORATION COMMON STOCK 166764100 3,967 33,706 SH   OTR   30,402 1,460 1,844
CHURCH & DWIGHT INC COMMON STOCK 171340102 260 5,894 SH   SOLE   5,894 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 3,860 127,715 SH   SOLE   122,852 0 4,863
CISCO SYSTEMS INC COMMON STOCK 17275R102 1,280 42,348 SH   OTR   41,853 495 0
CITIGROUP INC COMMON STOCK 172967424 449 7,549 SH   SOLE   7,349 0 200
CITIGROUP INC COMMON STOCK 172967424 167 2,807 SH   OTR   2,767 0 40
CLOROX COMPANY COMMON STOCK 189054109 1,162 9,682 SH   SOLE   9,582 0 100
CLOROX COMPANY COMMON STOCK 189054109 381 3,175 SH   OTR   2,690 0 485
COCA COLA CO COMMON STOCK 191216100 2,582 62,282 SH   SOLE   55,682 1,400 5,200
COCA COLA CO COMMON STOCK 191216100 1,360 32,805 SH   OTR   27,375 0 5,430
COGNIZANT TECHNOLOGY SOLUTIONS COMMON STOCK 192446102 256 4,563 SH   SOLE   4,563 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 2,936 44,867 SH   SOLE   39,362 1,400 4,105
COLGATE PALMOLIVE CO COMMON STOCK 194162103 2,006 30,661 SH   OTR   28,761 0 1,900
COMCAST CORP-CL A COMMON STOCK 20030N101 745 10,790 SH   SOLE   9,675 0 1,115
COMCAST CORP-CL A COMMON STOCK 20030N101 167 2,412 SH   OTR   1,612 200 600
COMMUNITY BANK SYSTEM INC COMMON STOCK 203607106 54 869 SH   SOLE   667 0 202
COMMUNITY BANK SYSTEM INC COMMON STOCK 203607106 229 3,700 SH   OTR   300 3,400 0
CONOCOPHILLIPS COMMON STOCK 20825C104 1,742 34,747 SH   SOLE   31,449 325 2,973
CONOCOPHILLIPS COMMON STOCK 20825C104 142 2,828 SH   OTR   2,678 150 0
CONSUMER DISCRETIONARY SELT COMMON STOCK 81369Y407 1,602 19,684 SH   SOLE   17,784 0 1,900
CONSUMER DISCRETIONARY SELT COMMON STOCK 81369Y407 230 2,827 SH   OTR   2,162 530 135
CONSUMER STAPLES SELECT SECTOR COMMON STOCK 81369Y308 913 17,657 SH   SOLE   15,974 0 1,683
CONSUMER STAPLES SELECT SECTOR COMMON STOCK 81369Y308 114 2,207 SH   OTR   1,917 100 190
CORNING INC COMMON STOCK 219350105 399 16,438 SH   SOLE   16,438 0 0
CORNING INC COMMON STOCK 219350105 199 8,200 SH   OTR   7,500 700 0
COSTCO WHOLESALE CORP COMMON STOCK 22160K105 197 1,229 SH   SOLE   1,229 0 0
COSTCO WHOLESALE CORP COMMON STOCK 22160K105 130 815 SH   OTR   525 0 290
CSX CORP COMMON STOCK 126408103 125 3,480 SH   SOLE   3,480 0 0
CSX CORP COMMON STOCK 126408103 139 3,855 SH   OTR   3,855 0 0
CVS HEALTH CORP COMMON STOCK 126650100 3,312 41,974 SH   SOLE   41,974 0 0
CVS HEALTH CORP COMMON STOCK 126650100 1,108 14,043 SH   OTR   12,903 240 900
DANAHER CORP COMMON STOCK 235851102 3,767 48,399 SH   SOLE   46,072 0 2,327
DANAHER CORP COMMON STOCK 235851102 1,058 13,597 SH   OTR   11,777 230 1,590
DEERE & CO COMMON STOCK 244199105 625 6,069 SH   SOLE   6,069 0 0
DEERE & CO COMMON STOCK 244199105 555 5,390 SH   OTR   5,390 0 0
DISNEY WALT CO NEW COMMON STOCK 254687106 6,005 57,621 SH   SOLE   56,475 0 1,146
DISNEY WALT CO NEW COMMON STOCK 254687106 2,617 25,113 SH   OTR   23,683 320 1,110
DOMINION RESOURCES INC COMMON STOCK 25746U109 2,283 29,804 SH   SOLE   28,569 300 935
DOMINION RESOURCES INC COMMON STOCK 25746U109 839 10,958 SH   OTR   7,183 550 3,225
DOW CHEMICAL COMPANY COMMON STOCK 260543103 622 10,875 SH   SOLE   10,875 0 0
DOW CHEMICAL COMPANY COMMON STOCK 260543103 1,088 19,017 SH   OTR   17,617 0 1,400
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 3,771 51,371 SH   SOLE   49,456 0 1,915
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 1,972 26,871 SH   OTR   22,525 111 4,235
DUKE ENERGY CORP COMMON STOCK 26441C204 249 3,214 SH   SOLE   2,582 566 66
DUKE ENERGY CORP COMMON STOCK 26441C204 227 2,919 SH   OTR   2,167 500 252
ECOLAB INC COMMON STOCK 278865100 1,884 16,072 SH   SOLE   15,772 0 300
ECOLAB INC COMMON STOCK 278865100 224 1,915 SH   OTR   1,465 0 450
EMERSON ELEC CO COMMON STOCK 291011104 1,034 18,543 SH   SOLE   17,543 800 200
EMERSON ELEC CO COMMON STOCK 291011104 288 5,165 SH   OTR   5,165 0 0
ENERGY SELECT SECTOR SPDR COMMON STOCK 81369Y506 1,006 13,362 SH   SOLE   12,640 0 722
ENERGY SELECT SECTOR SPDR COMMON STOCK 81369Y506 85 1,133 SH   OTR   900 80 153
ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107 453 16,745 SH   SOLE   11,745 0 5,000
ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107 105 3,880 SH   OTR   3,880 0 0
EXELON CORP COMMON STOCK 30161N101 199 5,607 SH   SOLE   5,607 0 0
EXELON CORP COMMON STOCK 30161N101 132 3,709 SH   OTR   2,859 0 850
EXPEDITORS INTL WASH INC COMMON STOCK 302130109 168 3,180 SH   SOLE   2,980 0 200
EXPEDITORS INTL WASH INC COMMON STOCK 302130109 60 1,140 SH   OTR   1,140 0 0
EXPRESS SCRIPTS HLDG COMMON STOCK 30219G108 1,197 17,406 SH   SOLE   16,692 150 564
EXPRESS SCRIPTS HLDG COMMON STOCK 30219G108 366 5,316 SH   OTR   5,161 0 155
EXXONMOBIL CORP COMMON STOCK 30231G102 14,480 160,423 SH   SOLE   154,793 1,250 4,380
EXXONMOBIL CORP COMMON STOCK 30231G102 6,890 76,330 SH   OTR   73,083 597 2,650
FACEBOOK INC-A COMMON STOCK 30303M102 388 3,371 SH   SOLE   3,336 0 35
FACEBOOK INC-A COMMON STOCK 30303M102 69 600 SH   OTR   600 0 0
FEDEX CORPORATION COMMON STOCK 31428X106 316 1,697 SH   SOLE   1,697 0 0
FINANCIAL SELECT SECTOR SPDR COMMON STOCK 81369Y605 1,108 47,662 SH   SOLE   46,162 0 1,500
FINANCIAL SELECT SECTOR SPDR COMMON STOCK 81369Y605 100 4,301 SH   OTR   3,853 448 0
FISERV INC COMMON STOCK 337738108 2,641 24,849 SH   SOLE   24,614 0 235
FISERV INC COMMON STOCK 337738108 60 566 SH   OTR   566 0 0
FORTIVE CORP COMMON STOCK 34959J108 1,027 19,141 SH   SOLE   18,131 0 1,010
FORTIVE CORP COMMON STOCK 34959J108 111 2,072 SH   OTR   1,163 115 794
FORTUNE BRANDS INC COMMON STOCK 34964C106 222 4,144 SH   OTR   4,144 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108 403 2,334 SH   SOLE   2,259 0 75
GENERAL DYNAMICS CORP COMMON STOCK 369550108 276 1,600 SH   OTR   1,600 0 0
GENERAL ELECTRIC CORP COMMON STOCK 369604103 9,617 304,343 SH   SOLE   289,970 1,800 12,573
GENERAL ELECTRIC CORP COMMON STOCK 369604103 3,865 122,306 SH   OTR   108,288 5,143 8,875
GENERAL MLS INC COMMON STOCK 370334104 1,963 31,781 SH   SOLE   30,881 0 900
GENERAL MLS INC COMMON STOCK 370334104 861 13,932 SH   OTR   11,887 500 1,545
GILEAD SCIENCES INC COMMON STOCK 375558103 893 12,467 SH   SOLE   9,967 0 2,500
GILEAD SCIENCES INC COMMON STOCK 375558103 80 1,120 SH   OTR   1,120 0 0
GLAXO SMITHKLINE SPONS ADR COMMON STOCK 37733W105 697 18,089 SH   SOLE   17,769 0 320
GLAXO SMITHKLINE SPONS ADR COMMON STOCK 37733W105 307 7,974 SH   OTR   6,969 255 750
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 1,269 5,298 SH   SOLE   5,258 40 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 874 3,651 SH   OTR   3,641 10 0
GRAINGER W W INC COMMON STOCK 384802104 1,571 6,764 SH   SOLE   6,664 0 100
GRAINGER W W INC COMMON STOCK 384802104 507 2,185 SH   OTR   1,315 0 870
HEALTH CARE SELECT SECTOR SPDR COMMON STOCK 81369Y209 958 13,893 SH   SOLE   12,915 0 978
HEALTH CARE SELECT SECTOR SPDR COMMON STOCK 81369Y209 178 2,576 SH   OTR   2,576 0 0
HOME DEPOT INC COMMON STOCK 437076102 904 6,744 SH   SOLE   5,369 0 1,375
HOME DEPOT INC COMMON STOCK 437076102 768 5,730 SH   OTR   5,530 0 200
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 2,948 25,445 SH   SOLE   23,414 0 2,031
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 841 7,260 SH   OTR   3,687 2,565 1,008
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 1,171 9,561 SH   SOLE   9,561 0 0
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 92 752 SH   OTR   752 0 0
INDUSTRIAL SELECT SECTOR SPDR COMMON STOCK 81369Y704 1,334 21,447 SH   SOLE   20,968 0 479
INDUSTRIAL SELECT SECTOR SPDR COMMON STOCK 81369Y704 111 1,784 SH   OTR   1,684 0 100
INTEL CORP COMMON STOCK 458140100 7,282 200,778 SH   SOLE   192,853 2,800 5,125
INTEL CORP COMMON STOCK 458140100 1,553 42,823 SH   OTR   38,663 2,460 1,700
INTL. BUSINESS MACHINES CORP COMMON STOCK 459200101 5,837 35,165 SH   SOLE   31,546 625 2,994
INTL. BUSINESS MACHINES CORP COMMON STOCK 459200101 3,383 20,382 SH   OTR   18,952 20 1,410
ISHARES DJ US TELCOM SECTOR ET COMMON STOCK 464287713 739 21,408 SH   SOLE   21,408 0 0
ISHARES DJ US TELCOM SECTOR ET COMMON STOCK 464287713 403 11,693 SH   OTR   11,493 200 0
ISHARES NASDAQ BIOTECH ETF COMMON STOCK 464287556 6,129 23,096 SH   SOLE   22,219 65 812
ISHARES NASDAQ BIOTECH ETF COMMON STOCK 464287556 1,328 5,005 SH   OTR   4,835 120 50
JM SMUCKER CO COMMON STOCK 832696405 101 786 SH   SOLE   693 0 93
JM SMUCKER CO COMMON STOCK 832696405 259 2,026 SH   OTR   1,426 600 0
JOHNSON & JOHNSON COMMON STOCK 478160104 13,534 117,470 SH   SOLE   108,946 737 7,787
JOHNSON & JOHNSON COMMON STOCK 478160104 4,334 37,618 SH   OTR   33,113 1,320 3,185
JP MORGAN CHASE & CO COMMON STOCK 46625H100 10,868 125,944 SH   SOLE   119,729 225 5,990
JP MORGAN CHASE & CO COMMON STOCK 46625H100 4,509 52,250 SH   OTR   46,450 3,540 2,260
KBW BANK ETF COMMON STOCK 78464A797 299 6,873 SH   SOLE   6,373 0 500
KBW BANK ETF COMMON STOCK 78464A797 53 1,228 SH   OTR   1,128 0 100
KBW REGIONAL BANKING ETF COMMON STOCK 78464A698 3,639 65,482 SH   SOLE   65,112 0 370
KBW REGIONAL BANKING ETF COMMON STOCK 78464A698 1,201 21,606 SH   OTR   21,406 100 100
KEYCORP COMMON STOCK 493267108 25 1,360 SH   SOLE   1,360 0 0
KEYCORP COMMON STOCK 493267108 230 12,602 SH   OTR   12,602 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103 541 4,740 SH   SOLE   4,690 0 50
KIMBERLY CLARK CORP COMMON STOCK 494368103 163 1,428 SH   OTR   1,373 55 0
KOHLS CORP COMMON STOCK 500255104 182 3,695 SH   SOLE   3,695 0 0
KOHLS CORP COMMON STOCK 500255104 49 1,000 SH   OTR   1,000 0 0
KRAFT HEINZ CO COMMON STOCK 500754106 508 5,821 SH   SOLE   5,732 0 89
KRAFT HEINZ CO COMMON STOCK 500754106 429 4,911 SH   OTR   4,555 46 310
LILLY ELI & CO COMMON STOCK 532457108 353 4,804 SH   SOLE   4,276 0 528
LILLY ELI & CO COMMON STOCK 532457108 515 7,008 SH   OTR   5,983 0 1,025
LOCKHEED MARTIN CORP COMMON STOCK 539830109 3,333 13,337 SH   SOLE   12,622 0 715
LOCKHEED MARTIN CORP COMMON STOCK 539830109 665 2,662 SH   OTR   2,650 12 0
LOWES COS INC COMMON STOCK 548661107 6,843 96,221 SH   SOLE   95,426 0 795
LOWES COS INC COMMON STOCK 548661107 1,994 28,040 SH   OTR   27,105 235 700
M & T BANK CORP COMMON STOCK 55261F104 78 500 SH   SOLE   500 0 0
M & T BANK CORP COMMON STOCK 55261F104 477 3,050 SH   OTR   950 2,100 0
MAGELLAN MIDSTREAM PARTNERS LP COMMON STOCK 559080106 272 3,600 SH   SOLE   0 0 3,600
MARRIOTT INTERNATIONAL INC COMMON STOCK 571903202 220 2,664 SH   SOLE   2,664 0 0
MARRIOTT INTERNATIONAL INC COMMON STOCK 571903202 33 405 SH   OTR   405 0 0
MATERIALS SELECT SPDR FUND COMMON STOCK 81369Y100 1,385 27,875 SH   SOLE   25,337 0 2,538
MATERIALS SELECT SPDR FUND COMMON STOCK 81369Y100 169 3,407 SH   OTR   2,677 525 205
MCDONALDS CORP COMMON STOCK 580135101 7,915 65,025 SH   SOLE   63,137 900 988
MCDONALDS CORP COMMON STOCK 580135101 2,420 19,878 SH   OTR   18,578 500 800
MERCK & CO INC COMMON STOCK 58933Y105 3,218 54,665 SH   SOLE   52,439 850 1,376
MERCK & CO INC COMMON STOCK 58933Y105 1,365 23,179 SH   OTR   21,168 86 1,925
METLIFE INC COMMON STOCK 59156R108 698 12,959 SH   SOLE   12,959 0 0
METLIFE INC COMMON STOCK 59156R108 114 2,114 SH   OTR   1,614 500 0
MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104 2,017 31,443 SH   SOLE   30,943 0 500
MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104 462 7,200 SH   OTR   5,775 800 625
MICROSOFT CORP COMMON STOCK 594918104 10,481 168,674 SH   SOLE   163,456 450 4,768
MICROSOFT CORP COMMON STOCK 594918104 3,694 59,444 SH   OTR   51,542 4,802 3,100
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 978 22,052 SH   SOLE   21,369 0 683
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 550 12,418 SH   OTR   11,347 138 933
MONSANTO CO COMMON STOCK 61166W101 1,224 11,630 SH   SOLE   10,815 0 815
MONSANTO CO COMMON STOCK 61166W101 275 2,616 SH   OTR   2,546 70 0
NBT BANCORP INC COMMON STOCK 628778102 7,614 181,799 SH   SOLE   93,448 0 88,351
NBT BANCORP INC COMMON STOCK 628778102 2,738 65,382 SH   OTR   62,982 0 2,400
NEXTERA ENERGY INC COMMON STOCK 65339F101 2,648 22,163 SH   SOLE   19,723 0 2,440
NEXTERA ENERGY INC COMMON STOCK 65339F101 1,017 8,513 SH   OTR   6,123 750 1,640
NIKE INC-CLASS B COMMON STOCK 654106103 2,183 42,952 SH   SOLE   42,552 0 400
NIKE INC-CLASS B COMMON STOCK 654106103 489 9,620 SH   OTR   5,620 0 4,000
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 1,092 10,107 SH   SOLE   8,707 0 1,400
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 669 6,194 SH   OTR   4,994 0 1,200
NOVARTIS AG SPONS ADR COMMON STOCK 66987V109 2,267 31,117 SH   SOLE   30,675 0 442
NOVARTIS AG SPONS ADR COMMON STOCK 66987V109 857 11,769 SH   OTR   10,334 150 1,285
NUCOR CORP COMMON STOCK 670346105 856 14,386 SH   SOLE   14,386 0 0
NUCOR CORP COMMON STOCK 670346105 248 4,169 SH   OTR   3,169 0 1,000
ORACLE CORPORATION COMMON STOCK 68389X105 2,245 58,395 SH   SOLE   56,211 0 2,184
ORACLE CORPORATION COMMON STOCK 68389X105 1,266 32,924 SH   OTR   32,669 255 0
PEPSICO INC COMMON STOCK 713448108 9,636 92,098 SH   SOLE   90,933 300 865
PEPSICO INC COMMON STOCK 713448108 2,448 23,392 SH   OTR   20,512 1,470 1,410
PFIZER INC COMMON STOCK 717081103 5,027 154,783 SH   SOLE   152,279 0 2,504
PFIZER INC COMMON STOCK 717081103 2,455 75,586 SH   OTR   70,767 1,930 2,889
PG & E CORP COMMON STOCK 69331C108 51 846 SH   SOLE   846 0 0
PG & E CORP COMMON STOCK 69331C108 186 3,055 SH   OTR   3,055 0 0
PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109 2,045 22,351 SH   SOLE   21,476 0 875
PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109 2,367 25,875 SH   OTR   24,375 150 1,350
PRAXAIR INC COMMON STOCK 74005P104 1,677 14,308 SH   SOLE   14,058 0 250
PRAXAIR INC COMMON STOCK 74005P104 490 4,180 SH   OTR   3,055 0 1,125
PROCTER & GAMBLE CO COMMON STOCK 742718109 11,044 131,354 SH   SOLE   124,057 944 6,353
PROCTER & GAMBLE CO COMMON STOCK 742718109 4,109 48,872 SH   OTR   42,787 2,315 3,770
PRUDENTIAL FINL INC COMMON STOCK 744320102 2,798 26,892 SH   SOLE   26,612 100 180
PRUDENTIAL FINL INC COMMON STOCK 744320102 1,226 11,777 SH   OTR   11,427 150 200
PUBLIC SERVICE ENTERPRISE GROU COMMON STOCK 744573106 166 3,782 SH   SOLE   3,382 400 0
PUBLIC SERVICE ENTERPRISE GROU COMMON STOCK 744573106 133 3,025 SH   OTR   3,025 0 0
QUALCOMM INC COMMON STOCK 747525103 3,675 56,360 SH   SOLE   55,286 225 849
QUALCOMM INC COMMON STOCK 747525103 1,049 16,095 SH   OTR   14,850 645 600
REAL ESTATE SELECT SECT SPDR COMMON STOCK 81369Y860 564 18,356 SH   SOLE   17,939 210 207
REAL ESTATE SELECT SECT SPDR COMMON STOCK 81369Y860 539 17,539 SH   OTR   17,479 60 0
ROCKWELL AUTOMATION INC COMMON STOCK 773903109 259 1,925 SH   SOLE   1,725 0 200
ROCKWELL AUTOMATION INC COMMON STOCK 773903109 6 45 SH   OTR   45 0 0
S&P GLOBAL INC COMMON STOCK 78409V104 215 2,000 SH   SOLE   0 0 2,000
SOUTHERN COMPANY COMMON STOCK 842587107 1,410 28,655 SH   SOLE   28,255 200 200
SOUTHERN COMPANY COMMON STOCK 842587107 853 17,344 SH   OTR   15,644 1,500 200
SPECTRA ENERGY CORP COMMON STOCK 847560109 534 13,003 SH   SOLE   12,570 300 133
SPECTRA ENERGY CORP COMMON STOCK 847560109 36 867 SH   OTR   867 0 0
ST JUDE MEDICAL INC COMMON STOCK 790849103 307 3,826 SH   SOLE   3,826 0 0
ST JUDE MEDICAL INC COMMON STOCK 790849103 25 315 SH   OTR   315 0 0
STARBUCKS CORP COMMON STOCK 855244109 22 394 SH   SOLE   394 0 0
STARBUCKS CORP COMMON STOCK 855244109 189 3,400 SH   OTR   3,400 0 0
STATE STREET CORP COMMON STOCK 857477103 540 6,944 SH   SOLE   6,769 0 175
STATE STREET CORP COMMON STOCK 857477103 30 385 SH   OTR   385 0 0
STRYKER CORPORATION COMMON STOCK 863667101 641 5,347 SH   SOLE   5,347 0 0
STRYKER CORPORATION COMMON STOCK 863667101 24 200 SH   OTR   200 0 0
SYSCO CORP COMMON STOCK 871829107 482 8,705 SH   SOLE   8,705 0 0
SYSCO CORP COMMON STOCK 871829107 432 7,809 SH   OTR   7,184 0 625
T ROWE PRICE GROUP INC COMMON STOCK 74144T108 4,523 60,104 SH   SOLE   59,419 100 585
T ROWE PRICE GROUP INC COMMON STOCK 74144T108 1,172 15,568 SH   OTR   14,973 295 300
TARGET CORP COMMON STOCK 87612E106 4,313 59,714 SH   SOLE   56,088 125 3,501
TARGET CORP COMMON STOCK 87612E106 1,023 14,166 SH   OTR   13,068 373 725
TECHNOLOGY SELECT SECT SPDR COMMON STOCK 81369Y803 1,931 39,938 SH   SOLE   39,013 325 600
TECHNOLOGY SELECT SECT SPDR COMMON STOCK 81369Y803 191 3,959 SH   OTR   3,259 700 0
TEXTRON INC COMMON STOCK 883203101 944 19,440 SH   SOLE   19,440 0 0
THE MOSAIC COMPANY COMMON STOCK 61945C103 219 7,458 SH   SOLE   7,458 0 0
THE MOSAIC COMPANY COMMON STOCK 61945C103 309 10,534 SH   OTR   10,449 85 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 212 1,500 SH   SOLE   0 0 1,500
TJX COS INC COMMON STOCK 872540109 1,938 25,798 SH   SOLE   22,655 300 2,843
TJX COS INC COMMON STOCK 872540109 959 12,765 SH   OTR   12,595 170 0
TOYOTA MOTOR CORP SPONS ADR COMMON STOCK 892331307 289 2,465 SH   SOLE   2,465 0 0
TOYOTA MOTOR CORP SPONS ADR COMMON STOCK 892331307 14 118 SH   OTR   118 0 0
TWENTY-FIRST CENTURY FOX INC C COMMON STOCK 90130A101 189 6,742 SH   SOLE   6,742 0 0
TWENTY-FIRST CENTURY FOX INC C COMMON STOCK 90130A101 11 391 SH   OTR   391 0 0
UNION PAC CORP COMMON STOCK 907818108 4,677 45,114 SH   SOLE   43,733 0 1,381
UNION PAC CORP COMMON STOCK 907818108 1,765 17,020 SH   OTR   14,800 0 2,220
UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 787 6,866 SH   SOLE   5,866 0 1,000
UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 220 1,920 SH   OTR   1,920 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 6,852 62,504 SH   SOLE   59,257 300 2,947
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 2,351 21,445 SH   OTR   18,905 1,940 600
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 3,166 19,784 SH   SOLE   18,593 0 1,191
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 1,047 6,540 SH   OTR   6,265 150 125
UNIVEST CORP OF PENNSYLVANIA COMMON STOCK 915271100 365 11,812 SH   OTR   11,812 0 0
US BANCORP NEW COMMON STOCK 902973304 2,758 53,685 SH   SOLE   50,569 0 3,116
US BANCORP NEW COMMON STOCK 902973304 312 6,076 SH   OTR   5,031 1,045 0
UTILITIES SELECT SECTOR SPDR COMMON STOCK 81369Y886 2,270 46,743 SH   SOLE   44,376 0 2,367
UTILITIES SELECT SECTOR SPDR COMMON STOCK 81369Y886 850 17,501 SH   OTR   16,631 525 345
V.F. CORP COMMON STOCK 918204108 204 3,827 SH   SOLE   3,827 0 0
VANECK VECTORS AGRIBUSINESS ET COMMON STOCK 92189F700 1,390 27,083 SH   SOLE   25,880 100 1,103
VANECK VECTORS AGRIBUSINESS ET COMMON STOCK 92189F700 585 11,396 SH   OTR   11,171 125 100
VANGUARD REIT ETF COMMON STOCK 922908553 1,634 19,801 SH   SOLE   19,801 0 0
VANGUARD REIT ETF COMMON STOCK 922908553 347 4,210 SH   OTR   3,221 989 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 4,583 85,850 SH   SOLE   78,638 2,609 4,603
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 2,688 50,352 SH   OTR   42,877 4,430 3,045
VISA INC CL A COMMON STOCK 92826C839 211 2,702 SH   SOLE   1,602 0 1,100
WAL MART STORES INC COMMON STOCK 931142103 1,495 21,632 SH   SOLE   21,166 0 466
WAL MART STORES INC COMMON STOCK 931142103 792 11,458 SH   OTR   10,908 150 400
WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 1,974 23,847 SH   SOLE   23,551 0 296
WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 112 1,359 SH   OTR   953 102 304
WELLS FARGO & CO COMMON STOCK 949746101 6,230 113,038 SH   SOLE   108,780 0 4,258
WELLS FARGO & CO COMMON STOCK 949746101 2,604 47,244 SH   OTR   40,220 2,605 4,419
WGL HLDGS INC COMMON STOCK 92924F106 202 2,650 SH   SOLE   2,650 0 0
WGL HLDGS INC COMMON STOCK 92924F106 183 2,400 SH   OTR   0 2,400 0
WR GRACE & CO COMMON STOCK 38388F108 406 6,000 SH   OTR   0 0 6,000
XCEL ENERGY INC COMMON STOCK 98389B100 254 6,237 SH   SOLE   3,086 651 2,500
XCEL ENERGY INC COMMON STOCK 98389B100 32 775 SH   OTR   775 0 0
XYLEM INC COMMON STOCK 98419M100 319 6,439 SH   SOLE   6,439 0 0
XYLEM INC COMMON STOCK 98419M100 139 2,800 SH   OTR   2,800 0 0
YUM CHINA HOLDINGS INC COMMON STOCK 98850P109 278 10,653 SH   SOLE   10,653 0 0
YUM CHINA HOLDINGS INC COMMON STOCK 98850P109 40 1,528 SH   OTR   1,528 0 0
YUM! BRANDS INC COMMON STOCK 988498101 722 11,403 SH   SOLE   11,403 0 0
YUM! BRANDS INC COMMON STOCK 988498101 118 1,866 SH   OTR   1,791 75 0
ZIMMER BIOMET HOLDINGS INC COMMON STOCK 98956P102 293 2,837 SH   SOLE   2,367 120 350
ZIMMER BIOMET HOLDINGS INC COMMON STOCK 98956P102 223 2,165 SH   OTR   1,992 73 100
3M CO COMMON STOCK 88579Y101 2,739 15,338 SH   SOLE   14,193 525 620
3M CO COMMON STOCK 88579Y101 535 2,997 SH   OTR   2,272 50 675
BP PLC SPONS ADR COMMON STOCK 055622104 249 6,654 SH   SOLE   6,654 0 0
BP PLC SPONS ADR COMMON STOCK 055622104 52 1,396 SH   OTR   1,396 0 0
NOVO NORDISK AS SPONS ADR COMMON STOCK 670100205 312 8,710 SH   SOLE   8,710 0 0
ROYAL DUTCH SHELL SPONS ADR COMMON STOCK 780259206 27 495 SH   SOLE   495 0 0
ROYAL DUTCH SHELL SPONS ADR COMMON STOCK 780259206 259 4,761 SH   OTR   4,511 0 250
ACCENTURE PLC CL A COMMON STOCK G1151C101 217 1,853 SH   SOLE   53 0 1,800
ALLEGION PLC COMMON STOCK G0176J109 209 3,266 SH   OTR   3,266 0 0
EATON CORP PLC COMMON STOCK G29183103 476 7,099 SH   SOLE   7,099 0 0
EATON CORP PLC COMMON STOCK G29183103 336 5,010 SH   OTR   3,935 0 1,075
INGERSOLL-RAND PLC COMMON STOCK G47791101 60 800 SH   SOLE   800 0 0
INGERSOLL-RAND PLC COMMON STOCK G47791101 765 10,200 SH   OTR   10,200 0 0
MEDTRONIC PLC COMMON STOCK G5960L103 1,476 20,723 SH   SOLE   20,678 0 45
MEDTRONIC PLC COMMON STOCK G5960L103 650 9,120 SH   OTR   9,049 71 0
NXP SEMICONDUCTORS COMMON STOCK N6596X109 605 6,172 SH   SOLE   5,022 0 1,150
NXP SEMICONDUCTORS COMMON STOCK N6596X109 54 550 SH   OTR   550 0 0
SCHLUMBERGER LTD COMMON STOCK 806857108 4,608 54,884 SH   SOLE   52,081 0 2,803
SCHLUMBERGER LTD COMMON STOCK 806857108 897 10,687 SH   OTR   10,527 160 0
SUNCOR ENERGY INC COMMON STOCK 867224107 248 7,582 SH   SOLE   6,342 0 1,240
SUNCOR ENERGY INC COMMON STOCK 867224107 43 1,330 SH   OTR   1,330 0 0
TORONTO DOMINION BANK COMMON STOCK 891160509 1,273 25,806 SH   SOLE   24,906 0 900
ISHARES CORE S&P MID-CAP ETF OTHER 464287507 3,975 24,041 SH   SOLE   0 0 0
ISHARES CORE S&P MID-CAP ETF OTHER 464287507 308 1,861 SH   OTR   0 0 0
ISHARES CORE S&P 500 ETF OTHER 464287200 252 1,118 SH   SOLE   0 0 0
ISHARES MSCI EAFE ETF OTHER 464287465 4,604 79,751 SH   SOLE   0 0 0
ISHARES MSCI EAFE ETF OTHER 464287465 498 8,629 SH   OTR   0 0 0
ISHARES MSCI EMERGING MKT ETF OTHER 464287234 3,553 101,472 SH   SOLE   0 0 0
ISHARES MSCI EMERGING MKT ETF OTHER 464287234 328 9,377 SH   OTR   0 0 0
ISHARES RUSSELL 2000 ETF OTHER 464287655 8,352 61,938 SH   SOLE   0 0 0
ISHARES RUSSELL 2000 ETF OTHER 464287655 471 3,491 SH   OTR   0 0 0
ISHARES S&P MIDCAP 400/GRWTH E OTHER 464287606 46 250 SH   SOLE   0 0 0
ISHARES S&P MIDCAP 400/GRWTH E OTHER 464287606 210 1,150 SH   OTR   0 0 0
ISHARES S&P SMALLCAP/600 GROWT OTHER 464287887 30 200 SH   SOLE   0 0 0
ISHARES S&P SMALLCAP/600 GROWT OTHER 464287887 173 1,150 SH   OTR   0 0 0
SPDR DJIA TRUST OTHER 78467X109 1,361 6,893 SH   SOLE   0 0 0
SPDR DJIA TRUST OTHER 78467X109 309 1,565 SH   OTR   0 0 0
SPDR S&P DIVIDEND ETF OTHER 78464A763 10,708 125,154 SH   SOLE   0 0 0
SPDR S&P DIVIDEND ETF OTHER 78464A763 631 7,375 SH   OTR   0 0 0
SPDR S&P MIDCAP 400 ETF TRUST OTHER 78467Y107 10,297 34,126 SH   SOLE   0 0 0
SPDR S&P MIDCAP 400 ETF TRUST OTHER 78467Y107 743 2,464 SH   OTR   0 0 0
SPDR S&P 500 ETF TRUST OTHER 78462F103 4,256 19,041 SH   SOLE   0 0 0
SPDR S&P 500 ETF TRUST OTHER 78462F103 595 2,663 SH   OTR   0 0 0
VANGUARD FTSE EMERGING MARKETS OTHER 922042858 1,025 28,637 SH   SOLE   0 0 0
VANGUARD FTSE EMERGING MARKETS OTHER 922042858 184 5,150 SH   OTR   0 0 0
VANGUARD S&P 500 ETF OTHER 922908363 7,263 35,378 SH   SOLE   0 0 0
ISHARES BARCLAYS TIPS BOND ETF OTHER 464287176 212 1,877 SH   SOLE   0 0 0
ISHARES BARCLAYS TIPS BOND ETF OTHER 464287176 2 20 SH   OTR   0 0 0
ISHARES BARCLAYS 1-3 YEAR CR E OTHER 464288646 257 2,453 SH   SOLE   0 0 0
ISHARES BARCLAYS 1-3 YEAR TR E OTHER 464287457 529 6,266 SH   SOLE   0 0 0
ISHARES BARCLAYS 1-3 YEAR TR E OTHER 464287457 3 31 SH   OTR   0 0 0
ISHARES BARCLAYS 7-10 YEAR TR OTHER 464287440 381 3,631 SH   SOLE   0 0 0
ISHARES CORE U.S. AGGREGATE BO OTHER 464287226 367 3,395 SH   SOLE   0 0 0
ISHARES S&P PREF STK ETF OTHER 464288687 2,895 77,799 SH   SOLE   0 0 0
ISHARES S&P PREF STK ETF OTHER 464288687 467 12,544 SH   OTR   0 0 0
SPDR BLOOMBERG BARCLAYS I/T CO OTHER 78464A375 699 20,605 SH   SOLE   0 0 0
VANGUARD INTER TERM CORP BOND OTHER 92206C870 923 10,766 SH   SOLE   0 0 0
VANGUARD INTER TERM CORP BOND OTHER 92206C870 227 2,650 SH   OTR   0 0 0
VANGUARD INTERMEDIATE-TERM BON OTHER 921937819 349 4,200 SH   SOLE   0 0 0
VANGUARD INTERMEDIATE-TERM BON OTHER 921937819 31 375 SH   OTR   0 0 0
VANGUARD TOTAL BOND MARKET ETF OTHER 921937835 675 8,358 SH   SOLE   0 0 0