ABBOTT LABS COMMON STOCK 002824100 4239 101341 SH SOLE 98287 100 2954 ABBOTT LABS COMMON STOCK 002824100 743 17773 SH OTR 15686 1437 650 ABBVIE INC COMMON STOCK 00287Y109 4023 70422 SH SOLE 66156 100 4166 ABBVIE INC COMMON STOCK 00287Y109 863 15102 SH OTR 12962 1440 700 ACTIVISION BLIZZARD, INC COMMON STOCK 00507V109 481 14215 SH SOLE 14215 0 0 ACTIVISION BLIZZARD, INC COMMON STOCK 00507V109 250 7385 SH OTR 7385 0 0 AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 1552 10772 SH SOLE 10772 0 0 AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 449 3115 SH OTR 3115 0 0 ALLSTATE CORP COMMON STOCK 020002101 108 1608 SH SOLE 1608 0 0 ALLSTATE CORP COMMON STOCK 020002101 237 3522 SH OTR 3522 0 0 ALPHABET INC CL A COMMON STOCK 02079K305 3015 3952 SH SOLE 3759 8 185 ALPHABET INC CL A COMMON STOCK 02079K305 592 776 SH OTR 776 0 0 ALPHABET INC CL C COMMON STOCK 02079K107 3238 4347 SH SOLE 4119 8 220 ALPHABET INC CL C COMMON STOCK 02079K107 697 935 SH OTR 935 0 0 ALTRIA GROUP INC COMMON STOCK 02209S103 1365 21790 SH SOLE 20415 0 1375 ALTRIA GROUP INC COMMON STOCK 02209S103 2651 42300 SH OTR 40050 200 2050 AMAZON.COM INC COMMON STOCK 023135106 242 407 SH SOLE 407 0 0 AMERICAN EXPRESS CO COMMON STOCK 025816109 1533 24963 SH SOLE 23177 100 1686 AMERICAN EXPRESS CO COMMON STOCK 025816109 724 11795 SH OTR 10295 0 1500 AMERICAN WATER WORKS CO INC COMMON STOCK 030420103 1425 20669 SH SOLE 20269 0 400 AMERICAN WATER WORKS CO INC COMMON STOCK 030420103 768 11140 SH OTR 5895 0 5245 AMGEN INC COMMON STOCK 031162100 545 3635 SH SOLE 3635 0 0 AMGEN INC COMMON STOCK 031162100 151 1010 SH OTR 1010 0 0 ANADARKO PETROLEUM CORPORATION COMMON STOCK 032511107 143 3075 SH SOLE 1575 0 1500 ANADARKO PETROLEUM CORPORATION COMMON STOCK 032511107 123 2650 SH OTR 2350 0 300 APACHE CORP COMMON STOCK 037411105 1084 22213 SH SOLE 22213 0 0 APACHE CORP COMMON STOCK 037411105 531 10885 SH OTR 10885 0 0 APPLE INC COMMON STOCK 037833100 11873 108938 SH SOLE 102072 490 6376 APPLE INC COMMON STOCK 037833100 3586 32898 SH OTR 31893 755 250 AT&T INC COMMON STOCK 00206R102 4124 105292 SH SOLE 102391 750 2151 AT&T INC COMMON STOCK 00206R102 1784 45540 SH OTR 39973 105 5462 AUTOLIV INC COMMON STOCK 052800109 1523 12858 SH SOLE 12108 0 750 AUTOLIV INC COMMON STOCK 052800109 1596 13469 SH OTR 13469 0 0 AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 4190 46708 SH SOLE 46128 0 580 AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 781 8705 SH OTR 6960 100 1645 BANK OF AMERICA CORP COMMON STOCK 060505104 205 15164 SH SOLE 14545 0 619 BANK OF AMERICA CORP COMMON STOCK 060505104 197 14582 SH OTR 14325 0 257 BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 137 3730 SH SOLE 3730 0 0 BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 355 9651 SH OTR 9151 0 500 BAXALTA INC COMMON STOCK 07177M103 281 6966 SH SOLE 6766 0 200 BAXALTA INC COMMON STOCK 07177M103 80 1975 SH OTR 1825 0 150 BAXTER INTL INC COMMON STOCK 071813109 474 11534 SH SOLE 11334 0 200 BAXTER INTL INC COMMON STOCK 071813109 156 3799 SH OTR 2189 0 1610 BECTON DICKINSON COMMON STOCK 075887109 344 2265 SH SOLE 2265 0 0 BECTON DICKINSON COMMON STOCK 075887109 182 1200 SH OTR 1200 0 0 BED BATH & BEYOND INC COMMON STOCK 075896100 223 4486 SH SOLE 4486 0 0 BED BATH & BEYOND INC COMMON STOCK 075896100 20 400 SH OTR 400 0 0 BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702 3630 25583 SH SOLE 25273 110 200 BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702 1232 8681 SH OTR 8511 20 150 BEST BUY COMPANY INC COMMON STOCK 086516101 561 17290 SH SOLE 17290 0 0 BEST BUY COMPANY INC COMMON STOCK 086516101 20 617 SH OTR 617 0 0 BLACKROCK INC CL A COMMON STOCK 09247X101 170 500 SH SOLE 0 0 500 BLACKROCK INC CL A COMMON STOCK 09247X101 72 210 SH OTR 210 0 0 BOEING CO COMMON STOCK 097023105 1630 12844 SH SOLE 11799 0 1045 BOEING CO COMMON STOCK 097023105 1191 9381 SH OTR 9381 0 0 BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 5639 88277 SH SOLE 80107 4450 3720 BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 2176 34067 SH OTR 30486 1431 2150 CAPITAL ONE FINANCIAL CORP COMMON STOCK 14040H105 258 3726 SH SOLE 3726 0 0 CATERPILLAR INC COMMON STOCK 149123101 1957 25571 SH SOLE 25178 75 318 CATERPILLAR INC COMMON STOCK 149123101 848 11085 SH OTR 10740 45 300 CELGENE CORP COMMON STOCK 151020104 812 8108 SH SOLE 6108 0 2000 CELGENE CORP COMMON STOCK 151020104 208 2080 SH OTR 2080 0 0 CHEVRON CORPORATION COMMON STOCK 166764100 8006 83924 SH SOLE 79901 1875 2148 CHEVRON CORPORATION COMMON STOCK 166764100 3065 32128 SH OTR 28724 1460 1944 CHURCH & DWIGHT INC COMMON STOCK 171340102 296 3212 SH SOLE 3212 0 0 CISCO SYSTEMS INC COMMON STOCK 17275R102 3961 139142 SH SOLE 133984 250 4908 CISCO SYSTEMS INC COMMON STOCK 17275R102 1201 42198 SH OTR 41703 495 0 CITIGROUP INC COMMON STOCK 172967424 302 7231 SH SOLE 7211 0 20 CITIGROUP INC COMMON STOCK 172967424 126 3007 SH OTR 2967 0 40 CLOROX COMPANY COMMON STOCK 189054109 1992 15802 SH SOLE 15602 0 200 CLOROX COMPANY COMMON STOCK 189054109 652 5170 SH OTR 3330 0 1840 COCA COLA CO COMMON STOCK 191216100 3034 65400 SH SOLE 58800 1400 5200 COCA COLA CO COMMON STOCK 191216100 1629 35110 SH OTR 27990 0 7120 COGNIZANT TECHNOLOGY SOLUTIONS COMMON STOCK 192446102 357 5689 SH SOLE 5689 0 0 COLGATE PALMOLIVE CO COMMON STOCK 194162103 3434 48599 SH SOLE 42662 1695 4242 COLGATE PALMOLIVE CO COMMON STOCK 194162103 2246 31793 SH OTR 28993 0 2800 COMCAST CORP-CL A COMMON STOCK 20030N101 781 12789 SH SOLE 11674 0 1115 COMCAST CORP-CL A COMMON STOCK 20030N101 77 1266 SH OTR 466 200 600 CONOCOPHILLIPS COMMON STOCK 20825C104 1727 42888 SH SOLE 39310 425 3153 CONOCOPHILLIPS COMMON STOCK 20825C104 158 3928 SH OTR 3778 150 0 CONSUMER DISCRETIONARY SELT COMMON STOCK 81369Y407 1666 21059 SH SOLE 19159 0 1900 CONSUMER DISCRETIONARY SELT COMMON STOCK 81369Y407 216 2727 SH OTR 2212 380 135 CONSUMER STAPLES SELECT SECTOR COMMON STOCK 81369Y308 970 18280 SH SOLE 16622 0 1658 CONSUMER STAPLES SELECT SECTOR COMMON STOCK 81369Y308 114 2155 SH OTR 1865 100 190 CORNING INC COMMON STOCK 219350105 238 11413 SH SOLE 11413 0 0 CORNING INC COMMON STOCK 219350105 171 8200 SH OTR 7500 700 0 COSTCO WHOLESALE CORP COMMON STOCK 22160K105 160 1017 SH SOLE 1017 0 0 COSTCO WHOLESALE CORP COMMON STOCK 22160K105 128 815 SH OTR 525 0 290 CSX CORP COMMON STOCK 126408103 102 3959 SH SOLE 3959 0 0 CSX CORP COMMON STOCK 126408103 102 3955 SH OTR 3955 0 0 CVS HEALTH CORP COMMON STOCK 126650100 4879 47040 SH SOLE 47040 0 0 CVS HEALTH CORP COMMON STOCK 126650100 1323 12754 SH OTR 11614 240 900 DANAHER CORP COMMON STOCK 235851102 4909 51746 SH SOLE 48933 125 2688 DANAHER CORP COMMON STOCK 235851102 1291 13612 SH OTR 11792 230 1590 DEERE & CO COMMON STOCK 244199105 366 4750 SH SOLE 4750 0 0 DEERE & CO COMMON STOCK 244199105 407 5290 SH OTR 5290 0 0 DISNEY WALT CO NEW COMMON STOCK 254687106 5800 58405 SH SOLE 57514 125 766 DISNEY WALT CO NEW COMMON STOCK 254687106 2038 20518 SH OTR 19188 220 1110 DOMINION RESOURCES INC COMMON STOCK 25746U109 2809 37395 SH SOLE 35995 300 1100 DOMINION RESOURCES INC COMMON STOCK 25746U109 1117 14872 SH OTR 9917 1050 3905 DOW CHEMICAL COMPANY COMMON STOCK 260543103 687 13505 SH SOLE 13505 0 0 DOW CHEMICAL COMPANY COMMON STOCK 260543103 860 16917 SH OTR 15517 0 1400 DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 3132 49462 SH SOLE 47547 0 1915 DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 2233 35272 SH OTR 30926 111 4235 DUKE ENERGY CORP COMMON STOCK 26441C204 203 2514 SH SOLE 1882 566 66 DUKE ENERGY CORP COMMON STOCK 26441C204 324 4013 SH OTR 2761 1000 252 ECOLAB INC COMMON STOCK 278865100 1839 16492 SH SOLE 16192 0 300 ECOLAB INC COMMON STOCK 278865100 346 3105 SH OTR 1685 0 1420 EMC CORP MASS COMMON STOCK 268648102 1770 66421 SH SOLE 63036 0 3385 EMC CORP MASS COMMON STOCK 268648102 643 24131 SH OTR 20956 975 2200 EMERSON ELEC CO COMMON STOCK 291011104 1052 19353 SH SOLE 18353 800 200 EMERSON ELEC CO COMMON STOCK 291011104 303 5565 SH OTR 5565 0 0 ENERGY SELECT SECTOR SPDR COMMON STOCK 81369Y506 875 14143 SH SOLE 13427 0 716 ENERGY SELECT SECTOR SPDR COMMON STOCK 81369Y506 74 1200 SH OTR 967 80 153 ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107 415 16845 SH SOLE 11845 0 5000 ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107 96 3880 SH OTR 3880 0 0 EXELON CORP COMMON STOCK 30161N101 145 4033 SH SOLE 4033 0 0 EXELON CORP COMMON STOCK 30161N101 146 4059 SH OTR 3059 150 850 EXPEDITORS INTL WASH INC COMMON STOCK 302130109 182 3730 SH SOLE 3530 0 200 EXPEDITORS INTL WASH INC COMMON STOCK 302130109 56 1140 SH OTR 1140 0 0 EXPRESS SCRIPTS HLDG COMMON STOCK 30219G108 1246 18135 SH SOLE 17021 150 964 EXPRESS SCRIPTS HLDG COMMON STOCK 30219G108 179 2611 SH OTR 2456 0 155 EXXONMOBIL CORP COMMON STOCK 30231G102 13514 161676 SH SOLE 155891 1325 4460 EXXONMOBIL CORP COMMON STOCK 30231G102 7016 83932 SH OTR 80610 597 2725 FACEBOOK INC-A COMMON STOCK 30303M102 331 2897 SH SOLE 2862 0 35 FACEBOOK INC-A COMMON STOCK 30303M102 23 200 SH OTR 200 0 0 FEDEX CORPORATION COMMON STOCK 31428X106 215 1320 SH SOLE 1320 0 0 FINANCIAL SELECT SECTOR SPDR COMMON STOCK 81369Y605 1168 51933 SH SOLE 50433 0 1500 FINANCIAL SELECT SECTOR SPDR COMMON STOCK 81369Y605 116 5140 SH OTR 4692 448 0 FIRST NIAGARA FINANCIAL GRP COMMON STOCK 33582V108 64 6631 SH SOLE 2000 0 4631 FIRST NIAGARA FINANCIAL GRP COMMON STOCK 33582V108 77 8000 SH OTR 8000 0 0 FISERV INC COMMON STOCK 337738108 2772 27022 SH SOLE 26526 150 346 FISERV INC COMMON STOCK 337738108 66 641 SH OTR 641 0 0 FORTUNE BRANDS INC COMMON STOCK 34964C106 288 5144 SH OTR 5144 0 0 GENERAL DYNAMICS CORP COMMON STOCK 369550108 299 2278 SH SOLE 2203 0 75 GENERAL DYNAMICS CORP COMMON STOCK 369550108 210 1600 SH OTR 1600 0 0 GENERAL ELECTRIC CORP COMMON STOCK 369604103 9766 307212 SH SOLE 292298 2150 12764 GENERAL ELECTRIC CORP COMMON STOCK 369604103 4315 135732 SH OTR 120791 5591 9350 GENERAL MLS INC COMMON STOCK 370334104 2424 38266 SH SOLE 37566 0 700 GENERAL MLS INC COMMON STOCK 370334104 810 12792 SH OTR 9287 500 3005 GILEAD SCIENCES INC COMMON STOCK 375558103 1160 12631 SH SOLE 9631 0 3000 GILEAD SCIENCES INC COMMON STOCK 375558103 94 1025 SH OTR 1025 0 0 GLAXO SMITHKLINE SPONS ADR COMMON STOCK 37733W105 689 16986 SH SOLE 16506 125 355 GLAXO SMITHKLINE SPONS ADR COMMON STOCK 37733W105 286 7042 SH OTR 6287 255 500 GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 953 6074 SH SOLE 5944 65 65 GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 583 3716 SH OTR 3706 10 0 GRAINGER W W INC COMMON STOCK 384802104 1797 7699 SH SOLE 7599 0 100 GRAINGER W W INC COMMON STOCK 384802104 440 1885 SH OTR 1015 0 870 HEALTH CARE SELECT SECTOR SPDR COMMON STOCK 81369Y209 965 14235 SH SOLE 13268 0 967 HEALTH CARE SELECT SECTOR SPDR COMMON STOCK 81369Y209 180 2655 SH OTR 2655 0 0 HOME DEPOT INC COMMON STOCK 437076102 1037 7773 SH SOLE 6252 0 1521 HOME DEPOT INC COMMON STOCK 437076102 795 5960 SH OTR 5760 0 200 HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 3031 27052 SH SOLE 25071 0 1981 HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 853 7610 SH OTR 4037 2565 1008 ILLINOIS TOOL WKS INC COMMON STOCK 452308109 1139 11114 SH SOLE 11114 0 0 ILLINOIS TOOL WKS INC COMMON STOCK 452308109 77 752 SH OTR 752 0 0 INDUSTRIAL SELECT SECTOR SPDR COMMON STOCK 81369Y704 1258 22673 SH SOLE 22201 0 472 INDUSTRIAL SELECT SECTOR SPDR COMMON STOCK 81369Y704 108 1947 SH OTR 1847 0 100 INTEL CORP COMMON STOCK 458140100 7179 221914 SH SOLE 213544 3100 5270 INTEL CORP COMMON STOCK 458140100 1727 53377 SH OTR 49217 2460 1700 INTL. BUSINESS MACHINES CORP COMMON STOCK 459200101 5650 37309 SH SOLE 33654 665 2990 INTL. BUSINESS MACHINES CORP COMMON STOCK 459200101 3139 20728 SH OTR 19298 20 1410 ISHARES DJ US TELCOM SECTOR ET COMMON STOCK 464287713 783 25487 SH SOLE 25487 0 0 ISHARES DJ US TELCOM SECTOR ET COMMON STOCK 464287713 354 11534 SH OTR 11334 200 0 ISHARES NASDAQ BIOTECH ETF COMMON STOCK 464287556 6390 24500 SH SOLE 23515 105 880 ISHARES NASDAQ BIOTECH ETF COMMON STOCK 464287556 1165 4465 SH OTR 4370 45 50 JM SMUCKER CO COMMON STOCK 832696405 103 794 SH SOLE 701 0 93 JM SMUCKER CO COMMON STOCK 832696405 264 2030 SH OTR 1426 600 4 JOHNSON & JOHNSON COMMON STOCK 478160104 13490 124679 SH SOLE 115979 812 7888 JOHNSON & JOHNSON COMMON STOCK 478160104 4121 38090 SH OTR 32565 1320 4205 JP MORGAN CHASE & CO COMMON STOCK 46625H100 7737 130641 SH SOLE 124501 325 5815 JP MORGAN CHASE & CO COMMON STOCK 46625H100 2906 49072 SH OTR 43872 2940 2260 KBW BANK ETF COMMON STOCK 78464A797 184 6066 SH SOLE 6066 0 0 KBW BANK ETF COMMON STOCK 78464A797 38 1251 SH OTR 1151 0 100 KBW REGIONAL BANKING ETF COMMON STOCK 78464A698 2516 66857 SH SOLE 66182 200 475 KBW REGIONAL BANKING ETF COMMON STOCK 78464A698 714 18965 SH OTR 18765 100 100 KIMBERLY CLARK CORP COMMON STOCK 494368103 639 4750 SH SOLE 4700 0 50 KIMBERLY CLARK CORP COMMON STOCK 494368103 226 1680 SH OTR 1625 55 0 KRAFT HEINZ CO COMMON STOCK 500754106 315 4008 SH SOLE 3919 0 89 KRAFT HEINZ CO COMMON STOCK 500754106 592 7540 SH OTR 7184 46 310 LILLY ELI & CO COMMON STOCK 532457108 360 5004 SH SOLE 4476 0 528 LILLY ELI & CO COMMON STOCK 532457108 505 7010 SH OTR 5985 0 1025 LOCKHEED MARTIN CORP COMMON STOCK 539830109 3311 14948 SH SOLE 14233 0 715 LOCKHEED MARTIN CORP COMMON STOCK 539830109 564 2547 SH OTR 2535 12 0 LOWES COS INC COMMON STOCK 548661107 7836 103442 SH SOLE 102635 175 632 LOWES COS INC COMMON STOCK 548661107 2016 26620 SH OTR 25685 235 700 M & T BANK CORP COMMON STOCK 55261F104 56 500 SH SOLE 500 0 0 M & T BANK CORP COMMON STOCK 55261F104 366 3300 SH OTR 1200 2100 0 MAGELLAN MIDSTREAM PARTNERS LP COMMON STOCK 559080106 248 3600 SH SOLE 0 0 3600 MARKET VECTORS AGRIBUSINESS COMMON STOCK 57060U605 1441 30945 SH SOLE 29408 185 1352 MARKET VECTORS AGRIBUSINESS COMMON STOCK 57060U605 527 11309 SH OTR 11084 125 100 MATERIALS SELECT SPDR FUND COMMON STOCK 81369Y100 1427 31838 SH SOLE 28891 110 2837 MATERIALS SELECT SPDR FUND COMMON STOCK 81369Y100 175 3909 SH OTR 2679 525 705 MCDONALDS CORP COMMON STOCK 580135101 9109 72479 SH SOLE 70411 965 1103 MCDONALDS CORP COMMON STOCK 580135101 2405 19134 SH OTR 17834 500 800 MERCK & CO INC COMMON STOCK 58933Y105 3254 61503 SH SOLE 59277 850 1376 MERCK & CO INC COMMON STOCK 58933Y105 1246 23556 SH OTR 21545 86 1925 METLIFE INC COMMON STOCK 59156R108 471 10716 SH SOLE 10716 0 0 METLIFE INC COMMON STOCK 59156R108 92 2088 SH OTR 1588 500 0 MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104 1693 35121 SH SOLE 34621 0 500 MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104 407 8450 SH OTR 6325 800 1325 MICROSOFT CORP COMMON STOCK 594918104 10109 183037 SH SOLE 178069 650 4318 MICROSOFT CORP COMMON STOCK 594918104 3150 57032 SH OTR 48925 4807 3300 MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 578 14414 SH SOLE 13731 0 683 MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 815 20307 SH OTR 19236 138 933 MONSANTO CO COMMON STOCK 61166W101 1297 14787 SH SOLE 13814 45 928 MONSANTO CO COMMON STOCK 61166W101 277 3160 SH OTR 3090 70 0 NBT BANCORP INC COMMON STOCK 628778102 5365 199062 SH SOLE 98211 0 100851 NBT BANCORP INC COMMON STOCK 628778102 1849 68605 SH OTR 66205 0 2400 NEXTERA ENERGY INC COMMON STOCK 65339F101 2927 24731 SH SOLE 22206 0 2525 NEXTERA ENERGY INC COMMON STOCK 65339F101 1245 10519 SH OTR 7084 750 2685 NIKE INC-CLASS B COMMON STOCK 654106103 3151 51265 SH SOLE 50565 0 700 NIKE INC-CLASS B COMMON STOCK 654106103 710 11550 SH OTR 7550 0 4000 NORFOLK SOUTHERN CORP COMMON STOCK 655844108 915 10985 SH SOLE 9585 0 1400 NORFOLK SOUTHERN CORP COMMON STOCK 655844108 526 6324 SH OTR 5124 0 1200 NOVARTIS AG SPONS ADR COMMON STOCK 66987V109 2236 30871 SH SOLE 30491 95 285 NOVARTIS AG SPONS ADR COMMON STOCK 66987V109 839 11580 SH OTR 10145 150 1285 NUCOR CORP COMMON STOCK 670346105 607 12832 SH SOLE 12832 0 0 NUCOR CORP COMMON STOCK 670346105 197 4169 SH OTR 3169 0 1000 ORACLE CORPORATION COMMON STOCK 68389X105 2931 71638 SH SOLE 69454 0 2184 ORACLE CORPORATION COMMON STOCK 68389X105 1341 32784 SH OTR 32529 255 0 PEPSICO INC COMMON STOCK 713448108 10145 98994 SH SOLE 97643 400 951 PEPSICO INC COMMON STOCK 713448108 2475 24150 SH OTR 21270 1470 1410 PFIZER INC COMMON STOCK 717081103 4891 165029 SH SOLE 162525 0 2504 PFIZER INC COMMON STOCK 717081103 2020 68148 SH OTR 63214 2045 2889 PG & E CORP COMMON STOCK 69331C108 51 846 SH SOLE 846 0 0 PG & E CORP COMMON STOCK 69331C108 188 3155 SH OTR 3155 0 0 PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109 1392 14184 SH SOLE 13309 0 875 PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109 3647 37175 SH OTR 35675 150 1350 PHILLIPS 66 COMMON STOCK 718546104 205 2362 SH SOLE 2262 100 0 PHILLIPS 66 COMMON STOCK 718546104 9 100 SH OTR 50 50 0 PRAXAIR INC COMMON STOCK 74005P104 1816 15864 SH SOLE 15614 0 250 PRAXAIR INC COMMON STOCK 74005P104 516 4510 SH OTR 3385 0 1125 PROCTER & GAMBLE CO COMMON STOCK 742718109 11120 135093 SH SOLE 127281 1244 6568 PROCTER & GAMBLE CO COMMON STOCK 742718109 4058 49306 SH OTR 42331 2315 4660 PRUDENTIAL FINL INC COMMON STOCK 744320102 2259 31283 SH SOLE 30893 190 200 PRUDENTIAL FINL INC COMMON STOCK 744320102 853 11812 SH OTR 11462 150 200 PUBLIC SERVICE ENTERPRISE GROU COMMON STOCK 744573106 195 4147 SH SOLE 3747 400 0 PUBLIC SERVICE ENTERPRISE GROU COMMON STOCK 744573106 167 3550 SH OTR 3550 0 0 QUALCOMM INC COMMON STOCK 747525103 2973 58134 SH SOLE 57060 225 849 QUALCOMM INC COMMON STOCK 747525103 786 15360 SH OTR 14515 245 600 ROCKWELL AUTOMATION INC COMMON STOCK 773903109 205 1800 SH SOLE 1600 0 200 ROCKWELL AUTOMATION INC COMMON STOCK 773903109 20 175 SH OTR 175 0 0 SKYWORKS SOLUTIONS INC COMMON STOCK 83088M102 218 2800 SH SOLE 0 0 2800 SOUTHERN COMPANY COMMON STOCK 842587107 1498 28954 SH SOLE 28454 200 300 SOUTHERN COMPANY COMMON STOCK 842587107 952 18395 SH OTR 16195 2000 200 SPECTRA ENERGY CORP COMMON STOCK 847560109 376 12300 SH SOLE 11867 300 133 SPECTRA ENERGY CORP COMMON STOCK 847560109 27 867 SH OTR 867 0 0 ST JUDE MEDICAL INC COMMON STOCK 790849103 227 4126 SH SOLE 4126 0 0 ST JUDE MEDICAL INC COMMON STOCK 790849103 17 315 SH OTR 315 0 0 STARBUCKS CORP COMMON STOCK 855244109 13 216 SH SOLE 216 0 0 STARBUCKS CORP COMMON STOCK 855244109 203 3400 SH OTR 3400 0 0 STARWOOD HOTELS & RESORTS COMMON STOCK 85590A401 328 3930 SH SOLE 3930 0 0 STARWOOD HOTELS & RESORTS COMMON STOCK 85590A401 116 1390 SH OTR 1390 0 0 STATE STREET CORP COMMON STOCK 857477103 360 6160 SH SOLE 6070 0 90 STATE STREET CORP COMMON STOCK 857477103 8 135 SH OTR 135 0 0 STRYKER CORPORATION COMMON STOCK 863667101 551 5132 SH SOLE 5132 0 0 STRYKER CORPORATION COMMON STOCK 863667101 21 200 SH OTR 200 0 0 SYSCO CORP COMMON STOCK 871829107 465 9955 SH SOLE 9955 0 0 SYSCO CORP COMMON STOCK 871829107 366 7835 SH OTR 7210 0 625 T ROWE PRICE GROUP INC COMMON STOCK 74144T108 4655 63372 SH SOLE 62582 185 605 T ROWE PRICE GROUP INC COMMON STOCK 74144T108 1072 14591 SH OTR 13996 295 300 TARGET CORP COMMON STOCK 87612E106 4907 59637 SH SOLE 55906 210 3521 TARGET CORP COMMON STOCK 87612E106 1139 13847 SH OTR 12749 373 725 TECHNOLOGY SELECT SECT SPDR COMMON STOCK 81369Y803 2002 45139 SH SOLE 44214 325 600 TECHNOLOGY SELECT SECT SPDR COMMON STOCK 81369Y803 202 4544 SH OTR 3844 700 0 TEXTRON INC COMMON STOCK 883203101 709 19440 SH SOLE 19440 0 0 THE MOSAIC COMPANY COMMON STOCK 61945C103 217 8021 SH SOLE 8021 0 0 THE MOSAIC COMPANY COMMON STOCK 61945C103 292 10809 SH OTR 10724 85 0 THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 253 1787 SH SOLE 287 0 1500 TJX COS INC COMMON STOCK 872540109 2062 26313 SH SOLE 23295 300 2718 TJX COS INC COMMON STOCK 872540109 611 7795 SH OTR 7625 170 0 TOYOTA MOTOR CORP SPONS ADR COMMON STOCK 892331307 579 5447 SH SOLE 5332 0 115 TOYOTA MOTOR CORP SPONS ADR COMMON STOCK 892331307 244 2293 SH OTR 2218 75 0 TRAVELERS COMPANIES INC COMMON STOCK 89417E109 128 1095 SH SOLE 995 0 100 TRAVELERS COMPANIES INC COMMON STOCK 89417E109 78 667 SH OTR 443 0 224 UNION PAC CORP COMMON STOCK 907818108 3807 47854 SH SOLE 46773 0 1081 UNION PAC CORP COMMON STOCK 907818108 1287 16180 SH OTR 13960 0 2220 UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 740 7015 SH SOLE 6015 0 1000 UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 115 1095 SH OTR 1095 0 0 UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 6785 67780 SH SOLE 64395 375 3010 UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 2218 22156 SH OTR 18416 1940 1800 UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 3088 23960 SH SOLE 22720 0 1240 UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 1022 7925 SH OTR 7650 150 125 US BANCORP NEW COMMON STOCK 902973304 2300 56668 SH SOLE 53327 180 3161 US BANCORP NEW COMMON STOCK 902973304 203 5001 SH OTR 4031 470 500 UTILITIES SELECT SECTOR SPDR COMMON STOCK 81369Y886 2733 55077 SH SOLE 52035 157 2885 UTILITIES SELECT SECTOR SPDR COMMON STOCK 81369Y886 1059 21341 SH OTR 20341 575 425 V.F. CORP COMMON STOCK 918204108 367 5661 SH SOLE 5661 0 0 V.F. CORP COMMON STOCK 918204108 19 300 SH OTR 300 0 0 VANGUARD REIT ETF COMMON STOCK 922908553 1854 22125 SH SOLE 22125 0 0 VANGUARD REIT ETF COMMON STOCK 922908553 336 4005 SH OTR 3016 989 0 VERIZON COMMUNICATIONS COMMON STOCK 92343V104 4806 88869 SH SOLE 81462 2754 4653 VERIZON COMMUNICATIONS COMMON STOCK 92343V104 2961 54747 SH OTR 46682 5020 3045 WAL MART STORES INC COMMON STOCK 931142103 1647 24049 SH SOLE 23583 0 466 WAL MART STORES INC COMMON STOCK 931142103 773 11288 SH OTR 10738 150 400 WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 2087 24777 SH SOLE 24219 150 408 WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 114 1359 SH OTR 953 102 304 WELLS FARGO & CO COMMON STOCK 949746101 6244 129115 SH SOLE 124770 160 4185 WELLS FARGO & CO COMMON STOCK 949746101 2023 41825 SH OTR 36671 735 4419 WGL HLDGS INC COMMON STOCK 92924F106 263 3640 SH SOLE 3640 0 0 WGL HLDGS INC COMMON STOCK 92924F106 174 2400 SH OTR 0 2400 0 WHOLE FOODS MKT INC COMMON STOCK 966837106 240 7725 SH SOLE 7725 0 0 WHOLE FOODS MKT INC COMMON STOCK 966837106 3 109 SH OTR 109 0 0 WR GRACE & CO COMMON STOCK 38388F108 427 6000 SH OTR 0 0 6000 XCEL ENERGY INC COMMON STOCK 98389B100 261 6237 SH SOLE 3086 651 2500 XCEL ENERGY INC COMMON STOCK 98389B100 32 775 SH OTR 775 0 0 XYLEM INC COMMON STOCK 98419M100 306 7492 SH SOLE 7492 0 0 XYLEM INC COMMON STOCK 98419M100 115 2800 SH OTR 2800 0 0 YUM! BRANDS INC COMMON STOCK 988498101 888 10855 SH SOLE 10855 0 0 YUM! BRANDS INC COMMON STOCK 988498101 210 2566 SH OTR 1791 75 700 ZIMMER BIOMET HOLDINGS INC COMMON STOCK 98956P102 327 3068 SH SOLE 2598 120 350 ZIMMER BIOMET HOLDINGS INC COMMON STOCK 98956P102 206 1933 SH OTR 1760 73 100 3M CO COMMON STOCK 88579Y101 2939 17640 SH SOLE 16495 525 620 3M CO COMMON STOCK 88579Y101 518 3107 SH OTR 2382 50 675 NOVO NORDISK AS SPONS ADR COMMON STOCK 670100205 523 9660 SH SOLE 9660 0 0 ROYAL DUTCH SHELL SPONS ADR COMMON STOCK 780259206 12 245 SH SOLE 245 0 0 ROYAL DUTCH SHELL SPONS ADR COMMON STOCK 780259206 252 5211 SH OTR 4961 0 250 ACCENTURE PLC CL A COMMON STOCK G1151C101 215 1865 SH SOLE 65 0 1800 ALLEGION PLC COMMON STOCK G0176J109 208 3266 SH OTR 3266 0 0 EATON CORP PLC COMMON STOCK G29183103 327 5229 SH SOLE 5229 0 0 EATON CORP PLC COMMON STOCK G29183103 326 5211 SH OTR 4136 0 1075 INGERSOLL-RAND PLC COMMON STOCK G47791101 130 2100 SH SOLE 2100 0 0 INGERSOLL-RAND PLC COMMON STOCK G47791101 633 10200 SH OTR 10200 0 0 MEDTRONIC PLC COMMON STOCK G5960L103 1714 22851 SH SOLE 22806 0 45 MEDTRONIC PLC COMMON STOCK G5960L103 707 9425 SH OTR 9354 71 0 SCHLUMBERGER LTD COMMON STOCK 806857108 4294 58222 SH SOLE 55254 95 2873 SCHLUMBERGER LTD COMMON STOCK 806857108 827 11211 SH OTR 10926 160 125 SUNCOR ENERGY INC COMMON STOCK 867224107 187 6726 SH SOLE 5497 0 1229 SUNCOR ENERGY INC COMMON STOCK 867224107 37 1330 SH OTR 1330 0 0 TORONTO DOMINION BANK COMMON STOCK 891160509 1176 27256 SH SOLE 26356 0 900 ISHARES CORE S&P MID-CAP ETF OTHER 464287507 3474 24093 SH SOLE 0 0 0 ISHARES CORE S&P MID-CAP ETF OTHER 464287507 286 1986 SH OTR 0 0 0 ISHARES CORE S&P 500 ETF OTHER 464287200 236 1144 SH SOLE 0 0 0 ISHARES DOW JONES US ETF OTHER 464287846 458 4472 SH SOLE 0 0 0 ISHARES MSCI ACWI ETF OTHER 464288257 406 7247 SH SOLE 0 0 0 ISHARES MSCI ACWI EX US ETF OTHER 464288240 304 7700 SH SOLE 0 0 0 ISHARES MSCI EAFE ETF OTHER 464287465 4150 72599 SH SOLE 0 0 0 ISHARES MSCI EAFE ETF OTHER 464287465 556 9726 SH OTR 0 0 0 ISHARES MSCI EMERGING MKT ETF OTHER 464287234 1894 55308 SH SOLE 0 0 0 ISHARES MSCI EMERGING MKT ETF OTHER 464287234 306 8935 SH OTR 0 0 0 ISHARES RUSSELL 2000 ETF OTHER 464287655 7141 64550 SH SOLE 0 0 0 ISHARES RUSSELL 2000 ETF OTHER 464287655 397 3591 SH OTR 0 0 0 ISHARES S&P MIDCAP 400/GRWTH E OTHER 464287606 41 250 SH SOLE 0 0 0 ISHARES S&P MIDCAP 400/GRWTH E OTHER 464287606 187 1150 SH OTR 0 0 0 SPDR DJIA TRUST OTHER 78467X109 1227 6944 SH SOLE 0 0 0 SPDR DJIA TRUST OTHER 78467X109 325 1839 SH OTR 0 0 0 SPDR S&P DIVIDEND ETF OTHER 78464A763 10301 128880 SH SOLE 0 0 0 SPDR S&P DIVIDEND ETF OTHER 78464A763 589 7375 SH OTR 0 0 0 SPDR S&P MIDCAP 400 ETF TRUST OTHER 78467Y107 9820 37379 SH SOLE 0 0 0 SPDR S&P MIDCAP 400 ETF TRUST OTHER 78467Y107 756 2879 SH OTR 0 0 0 SPDR S&P 500 ETF TRUST OTHER 78462F103 4155 20215 SH SOLE 0 0 0 SPDR S&P 500 ETF TRUST OTHER 78462F103 577 2809 SH OTR 0 0 0 VANGUARD FTSE EMERGING MARKETS OTHER 922042858 1168 33767 SH SOLE 0 0 0 VANGUARD FTSE EMERGING MARKETS OTHER 922042858 224 6470 SH OTR 0 0 0 VANGUARD LARGE-CAP ETF OTHER 922908637 143 1520 SH SOLE 0 0 0 VANGUARD LARGE-CAP ETF OTHER 922908637 125 1330 SH OTR 0 0 0 VANGUARD S&P 500 ETF OTHER 922908363 6633 35175 SH SOLE 0 0 0 ISHARES BARCLAYS SHORT TREAS B OTHER 464288679 226 2044 SH SOLE 0 0 0 ISHARES BARCLAYS TIPS BOND ETF OTHER 464287176 234 2040 SH SOLE 0 0 0 ISHARES BARCLAYS TIPS BOND ETF OTHER 464287176 3 26 SH OTR 0 0 0 ISHARES BARCLAYS 1-3 YEAR CR E OTHER 464288646 269 2548 SH SOLE 0 0 0 ISHARES BARCLAYS 1-3 YEAR TR E OTHER 464287457 565 6645 SH SOLE 0 0 0 ISHARES BARCLAYS 1-3 YEAR TR E OTHER 464287457 3 38 SH OTR 0 0 0 ISHARES BARCLAYS 7-10 YEAR TR OTHER 464287440 421 3819 SH SOLE 0 0 0 ISHARES CORE U.S. AGGREGATE BO OTHER 464287226 1567 14135 SH SOLE 0 0 0 ISHARES S&P PREF STK ETF OTHER 464288687 2658 68102 SH SOLE 0 0 0 ISHARES S&P PREF STK ETF OTHER 464288687 332 8516 SH OTR 0 0 0 ISHARES S&P/CITI INT TRE BND E OTHER 464288117 776 7985 SH SOLE 0 0 0 ISHARES S&P/CITI 1-3 INT TRE E OTHER 464288125 237 2893 SH SOLE 0 0 0 SPDR BARCLAYS I/T CORP BD ETF OTHER 78464A375 1236 36061 SH SOLE 0 0 0 VANGUARD INTER TERM CORP BOND OTHER 92206C870 955 10991 SH SOLE 0 0 0 VANGUARD INTER TERM CORP BOND OTHER 92206C870 230 2650 SH OTR 0 0 0 VANGUARD INTERMEDIATE-TERM BON OTHER 921937819 362 4200 SH SOLE 0 0 0 VANGUARD INTERMEDIATE-TERM BON OTHER 921937819 32 375 SH OTR 0 0 0 VANGUARD TOTAL BOND MARKET ETF OTHER 921937835 257 3098 SH SOLE 0 0 0