ABBOTT LABS COMMON STOCK 002824100 4285 95408 SH SOLE 92354 100 2954 ABBOTT LABS COMMON STOCK 002824100 808 17999 SH OTR 15856 1493 650 ABBVIE INC COMMON STOCK 00287Y109 3988 67321 SH SOLE 63055 100 4166 ABBVIE INC COMMON STOCK 00287Y109 902 15225 SH OTR 13017 1508 700 ACTIVISION BLIZZARD, INC COMMON STOCK 00507V109 585 15118 SH SOLE 15118 0 0 ACTIVISION BLIZZARD, INC COMMON STOCK 00507V109 317 8185 SH OTR 8185 0 0 AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 1408 10820 SH SOLE 10820 0 0 AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 405 3115 SH OTR 3115 0 0 ALLSTATE CORP COMMON STOCK 020002101 74 1193 SH SOLE 1193 0 0 ALLSTATE CORP COMMON STOCK 020002101 219 3522 SH OTR 3522 0 0 ALPHABET INC CL A COMMON STOCK 02079K305 3146 4044 SH SOLE 3845 14 185 ALPHABET INC CL A COMMON STOCK 02079K305 653 839 SH OTR 839 0 0 ALPHABET INC CL C COMMON STOCK 02079K107 3194 4209 SH SOLE 3969 20 220 ALPHABET INC CL C COMMON STOCK 02079K107 675 890 SH OTR 890 0 0 ALTRIA GROUP INC COMMON STOCK 02209S103 1268 21790 SH SOLE 20415 0 1375 ALTRIA GROUP INC COMMON STOCK 02209S103 2462 42300 SH OTR 40050 200 2050 AMAZON.COM INC COMMON STOCK 023135106 275 407 SH SOLE 383 24 0 AMERICAN EXPRESS CO COMMON STOCK 025816109 1787 25696 SH SOLE 23910 100 1686 AMERICAN EXPRESS CO COMMON STOCK 025816109 822 11815 SH OTR 10315 0 1500 AMERICAN WATER WORKS CO INC COMMON STOCK 030420103 1139 19059 SH SOLE 18659 0 400 AMERICAN WATER WORKS CO INC COMMON STOCK 030420103 739 12365 SH OTR 7120 0 5245 AMGEN INC COMMON STOCK 031162100 597 3678 SH SOLE 3678 0 0 AMGEN INC COMMON STOCK 031162100 115 710 SH OTR 710 0 0 ANADARKO PETROLEUM CORPORATION COMMON STOCK 032511107 111 2275 SH SOLE 1575 0 700 ANADARKO PETROLEUM CORPORATION COMMON STOCK 032511107 112 2300 SH OTR 2000 0 300 APACHE CORP COMMON STOCK 037411105 1134 25508 SH SOLE 25508 0 0 APACHE CORP COMMON STOCK 037411105 509 11435 SH OTR 10885 0 550 APPLE INC COMMON STOCK 037833100 11026 104746 SH SOLE 98017 555 6174 APPLE INC COMMON STOCK 037833100 3421 32498 SH OTR 31593 755 150 AT&T INC COMMON STOCK 00206R102 3662 106409 SH SOLE 103508 750 2151 AT&T INC COMMON STOCK 00206R102 1580 45922 SH OTR 40355 105 5462 AUTOLIV INC COMMON STOCK 052800109 1660 13308 SH SOLE 12358 0 950 AUTOLIV INC COMMON STOCK 052800109 1681 13469 SH OTR 13469 0 0 AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 4055 47858 SH SOLE 47278 0 580 AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 818 9655 SH OTR 7910 100 1645 BANK OF AMERICA CORP COMMON STOCK 060505104 165 9814 SH SOLE 9195 0 619 BANK OF AMERICA CORP COMMON STOCK 060505104 243 14432 SH OTR 13975 0 457 BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 154 3730 SH SOLE 3730 0 0 BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 398 9651 SH OTR 9151 0 500 BAXALTA INC COMMON STOCK 07177M103 250 6416 SH SOLE 6216 0 200 BAXALTA INC COMMON STOCK 07177M103 152 3889 SH OTR 2129 0 1760 BAXTER INTL INC COMMON STOCK 071813109 411 10784 SH SOLE 10584 0 200 BAXTER INTL INC COMMON STOCK 071813109 152 3989 SH OTR 2229 0 1760 BECTON DICKINSON COMMON STOCK 075887109 364 2365 SH SOLE 2365 0 0 BECTON DICKINSON COMMON STOCK 075887109 185 1200 SH OTR 1200 0 0 BED BATH & BEYOND INC COMMON STOCK 075896100 207 4286 SH SOLE 4286 0 0 BED BATH & BEYOND INC COMMON STOCK 075896100 19 400 SH OTR 400 0 0 BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702 3352 25387 SH SOLE 25077 110 200 BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702 1163 8806 SH OTR 8636 20 150 BLACKROCK INC CL A COMMON STOCK 09247X101 170 500 SH SOLE 0 0 500 BLACKROCK INC CL A COMMON STOCK 09247X101 72 210 SH OTR 210 0 0 BOEING CO COMMON STOCK 097023105 1864 12894 SH SOLE 11849 0 1045 BOEING CO COMMON STOCK 097023105 1356 9381 SH OTR 9381 0 0 BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 6188 89951 SH SOLE 81781 4450 3720 BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 2339 34009 SH OTR 30336 1448 2225 CAPITAL ONE FINANCIAL CORP COMMON STOCK 14040H105 269 3726 SH SOLE 3726 0 0 CATERPILLAR INC COMMON STOCK 149123101 1535 22588 SH SOLE 22263 75 250 CATERPILLAR INC COMMON STOCK 149123101 765 11256 SH OTR 10875 81 300 CELGENE CORP COMMON STOCK 151020104 881 7358 SH SOLE 5308 50 2000 CELGENE CORP COMMON STOCK 151020104 226 1890 SH OTR 1890 0 0 CHEVRON CORPORATION COMMON STOCK 166764100 7407 82337 SH SOLE 78614 1875 1848 CHEVRON CORPORATION COMMON STOCK 166764100 2994 33278 SH OTR 30274 1060 1944 CHURCH & DWIGHT INC COMMON STOCK 171340102 302 3558 SH SOLE 3558 0 0 CISCO SYSTEMS INC COMMON STOCK 17275R102 3912 144073 SH SOLE 138925 250 4898 CISCO SYSTEMS INC COMMON STOCK 17275R102 1146 42198 SH OTR 41703 495 0 CITIGROUP INC COMMON STOCK 172967424 320 6179 SH SOLE 6159 0 20 CITIGROUP INC COMMON STOCK 172967424 161 3107 SH OTR 3067 0 40 CLOROX COMPANY COMMON STOCK 189054109 2071 16329 SH SOLE 16129 0 200 CLOROX COMPANY COMMON STOCK 189054109 789 6220 SH OTR 4380 0 1840 COCA COLA CO COMMON STOCK 191216100 2762 64301 SH SOLE 57701 1400 5200 COCA COLA CO COMMON STOCK 191216100 1571 36560 SH OTR 29440 0 7120 COGNIZANT TECHNOLOGY SOLUTIONS COMMON STOCK 192446102 334 5565 SH SOLE 5415 150 0 COLGATE PALMOLIVE CO COMMON STOCK 194162103 3182 47764 SH SOLE 41759 1695 4310 COLGATE PALMOLIVE CO COMMON STOCK 194162103 2161 32443 SH OTR 29643 0 2800 COMCAST CORP-CL A COMMON STOCK 20030N101 725 12839 SH SOLE 11724 0 1115 COMCAST CORP-CL A COMMON STOCK 20030N101 71 1266 SH OTR 466 200 600 CONOCOPHILLIPS COMMON STOCK 20825C104 2205 47223 SH SOLE 43645 425 3153 CONOCOPHILLIPS COMMON STOCK 20825C104 230 4928 SH OTR 4528 400 0 CONSUMER DISCRETIONARY SELT COMMON STOCK 81369Y407 1705 21810 SH SOLE 19910 0 1900 CONSUMER DISCRETIONARY SELT COMMON STOCK 81369Y407 205 2627 SH OTR 2212 280 135 CONSUMER STAPLES SELECT SECTOR COMMON STOCK 81369Y308 980 19401 SH SOLE 18324 0 1077 CONSUMER STAPLES SELECT SECTOR COMMON STOCK 81369Y308 119 2355 SH OTR 2065 100 190 CORNING INC COMMON STOCK 219350105 209 11413 SH SOLE 11413 0 0 CORNING INC COMMON STOCK 219350105 150 8200 SH OTR 7500 700 0 COSTCO WHOLESALE CORP COMMON STOCK 22160K105 157 970 SH SOLE 970 0 0 COSTCO WHOLESALE CORP COMMON STOCK 22160K105 132 815 SH OTR 525 0 290 CSX CORP COMMON STOCK 126408103 107 4107 SH SOLE 4107 0 0 CSX CORP COMMON STOCK 126408103 103 3955 SH OTR 3955 0 0 CVS HEALTH CORP COMMON STOCK 126650100 4621 47262 SH SOLE 47262 0 0 CVS HEALTH CORP COMMON STOCK 126650100 1247 12754 SH OTR 11614 240 900 DANAHER CORP COMMON STOCK 235851102 5049 54359 SH SOLE 51546 125 2688 DANAHER CORP COMMON STOCK 235851102 1374 14791 SH OTR 12942 259 1590 DEERE & CO COMMON STOCK 244199105 381 5000 SH SOLE 4940 60 0 DEERE & CO COMMON STOCK 244199105 419 5490 SH OTR 5490 0 0 DISNEY WALT CO NEW COMMON STOCK 254687106 6223 59220 SH SOLE 58600 125 495 DISNEY WALT CO NEW COMMON STOCK 254687106 2146 20418 SH OTR 19088 220 1110 DOMINION RESOURCES INC COMMON STOCK 25746U109 2510 37109 SH SOLE 35709 300 1100 DOMINION RESOURCES INC COMMON STOCK 25746U109 1111 16418 SH OTR 11142 1071 4205 DOW CHEMICAL COMPANY COMMON STOCK 260543103 695 13505 SH SOLE 13505 0 0 DOW CHEMICAL COMPANY COMMON STOCK 260543103 879 17067 SH OTR 15667 0 1400 DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 3364 50514 SH SOLE 48599 0 1915 DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 2417 36297 SH OTR 31926 136 4235 DUKE ENERGY CORP COMMON STOCK 26441C204 179 2514 SH SOLE 1882 566 66 DUKE ENERGY CORP COMMON STOCK 26441C204 172 2404 SH OTR 1486 666 252 ECOLAB INC COMMON STOCK 278865100 1838 16067 SH SOLE 15767 0 300 ECOLAB INC COMMON STOCK 278865100 361 3155 SH OTR 1735 0 1420 EMC CORP MASS COMMON STOCK 268648102 1719 66957 SH SOLE 63572 0 3385 EMC CORP MASS COMMON STOCK 268648102 620 24131 SH OTR 20956 975 2200 EMERSON ELEC CO COMMON STOCK 291011104 840 17560 SH SOLE 16560 800 200 EMERSON ELEC CO COMMON STOCK 291011104 290 6065 SH OTR 6065 0 0 ENERGY SELECT SECTOR SPDR COMMON STOCK 81369Y506 794 13170 SH SOLE 12457 0 713 ENERGY SELECT SECTOR SPDR COMMON STOCK 81369Y506 72 1200 SH OTR 967 80 153 ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107 436 17045 SH SOLE 12045 0 5000 ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107 99 3880 SH OTR 3880 0 0 EXELON CORP COMMON STOCK 30161N101 136 4883 SH SOLE 4883 0 0 EXELON CORP COMMON STOCK 30161N101 122 4409 SH OTR 3409 150 850 EXPEDITORS INTL WASH INC COMMON STOCK 302130109 158 3510 SH SOLE 3310 0 200 EXPEDITORS INTL WASH INC COMMON STOCK 302130109 92 2040 SH OTR 2040 0 0 EXPRESS SCRIPTS HLDG COMMON STOCK 30219G108 1650 18878 SH SOLE 17924 150 804 EXPRESS SCRIPTS HLDG COMMON STOCK 30219G108 228 2611 SH OTR 2456 0 155 EXXONMOBIL CORP COMMON STOCK 30231G102 12820 164465 SH SOLE 158305 1325 4835 EXXONMOBIL CORP COMMON STOCK 30231G102 6673 85601 SH OTR 82291 685 2625 FACEBOOK INC-A COMMON STOCK 30303M102 253 2417 SH SOLE 2322 60 35 FACEBOOK INC-A COMMON STOCK 30303M102 21 200 SH OTR 200 0 0 FINANCIAL SELECT SECTOR SPDR COMMON STOCK 81369Y605 1263 53021 SH SOLE 51521 0 1500 FINANCIAL SELECT SECTOR SPDR COMMON STOCK 81369Y605 130 5447 SH OTR 4692 755 0 FIRST NIAGARA FINANCIAL GRP COMMON STOCK 33582V108 72 6592 SH SOLE 2000 0 4592 FIRST NIAGARA FINANCIAL GRP COMMON STOCK 33582V108 87 8000 SH OTR 8000 0 0 FISERV INC COMMON STOCK 337738108 2435 26622 SH SOLE 26201 150 271 FISERV INC COMMON STOCK 337738108 59 641 SH OTR 641 0 0 FOOT LOCKER INC COMMON STOCK 344849104 202 3100 SH SOLE 0 0 3100 FORTUNE BRANDS INC COMMON STOCK 34964C106 285 5144 SH OTR 5144 0 0 GENERAL DYNAMICS CORP COMMON STOCK 369550108 305 2224 SH SOLE 2149 0 75 GENERAL DYNAMICS CORP COMMON STOCK 369550108 220 1600 SH OTR 1600 0 0 GENERAL ELECTRIC CORP COMMON STOCK 369604103 9846 316098 SH SOLE 300932 2150 13016 GENERAL ELECTRIC CORP COMMON STOCK 369604103 4470 143497 SH OTR 127691 5881 9925 GENERAL MLS INC COMMON STOCK 370334104 2030 35202 SH SOLE 34502 0 700 GENERAL MLS INC COMMON STOCK 370334104 746 12942 SH OTR 9437 500 3005 GILEAD SCIENCES INC COMMON STOCK 375558103 1228 12137 SH SOLE 9137 0 3000 GILEAD SCIENCES INC COMMON STOCK 375558103 110 1090 SH OTR 1090 0 0 GLAXO SMITHKLINE SPONS ADR COMMON STOCK 37733W105 670 16605 SH SOLE 16125 125 355 GLAXO SMITHKLINE SPONS ADR COMMON STOCK 37733W105 290 7192 SH OTR 6387 305 500 GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 1173 6510 SH SOLE 6380 65 65 GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 670 3716 SH OTR 3706 10 0 GRAINGER W W INC COMMON STOCK 384802104 1509 7449 SH SOLE 7349 0 100 GRAINGER W W INC COMMON STOCK 384802104 544 2685 SH OTR 1815 0 870 HEALTH CARE SELECT SECTOR SPDR COMMON STOCK 81369Y209 1127 15644 SH SOLE 15130 0 514 HEALTH CARE SELECT SECTOR SPDR COMMON STOCK 81369Y209 81 1131 SH OTR 1131 0 0 HOME DEPOT INC COMMON STOCK 437076102 1028 7770 SH SOLE 6252 0 1518 HOME DEPOT INC COMMON STOCK 437076102 788 5960 SH OTR 5760 0 200 HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 2856 27572 SH SOLE 25591 0 1981 HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 789 7620 SH OTR 4037 2575 1008 ILLINOIS TOOL WKS INC COMMON STOCK 452308109 1123 12114 SH SOLE 12114 0 0 ILLINOIS TOOL WKS INC COMMON STOCK 452308109 70 752 SH OTR 752 0 0 INDUSTRIAL SELECT SECTOR SPDR COMMON STOCK 81369Y704 1274 24040 SH SOLE 23570 0 470 INDUSTRIAL SELECT SECTOR SPDR COMMON STOCK 81369Y704 103 1947 SH OTR 1847 0 100 INTEL CORP COMMON STOCK 458140100 7732 224439 SH SOLE 215919 3250 5270 INTEL CORP COMMON STOCK 458140100 1877 54477 SH OTR 50317 2460 1700 INTL. BUSINESS MACHINES CORP COMMON STOCK 459200101 5107 37107 SH SOLE 32984 665 3458 INTL. BUSINESS MACHINES CORP COMMON STOCK 459200101 2846 20680 SH OTR 19250 20 1410 ISHARES DJ US TELCOM SECTOR ET COMMON STOCK 464287713 772 26800 SH SOLE 26800 0 0 ISHARES DJ US TELCOM SECTOR ET COMMON STOCK 464287713 298 10334 SH OTR 10134 200 0 ISHARES NASDAQ BIOTECH ETF COMMON STOCK 464287556 8463 25014 SH SOLE 24067 105 842 ISHARES NASDAQ BIOTECH ETF COMMON STOCK 464287556 1533 4530 SH OTR 4435 45 50 JM SMUCKER CO COMMON STOCK 832696405 98 794 SH SOLE 701 0 93 JM SMUCKER CO COMMON STOCK 832696405 250 2030 SH OTR 1426 600 4 JOHNSON & JOHNSON COMMON STOCK 478160104 12995 126509 SH SOLE 117322 1012 8175 JOHNSON & JOHNSON COMMON STOCK 478160104 4013 39070 SH OTR 33515 1320 4235 JP MORGAN CHASE & CO COMMON STOCK 46625H100 8618 130520 SH SOLE 124380 325 5815 JP MORGAN CHASE & CO COMMON STOCK 46625H100 3293 49872 SH OTR 44672 2940 2260 KBW BANK ETF COMMON STOCK 78464A797 212 6277 SH SOLE 6277 0 0 KBW BANK ETF COMMON STOCK 78464A797 42 1251 SH OTR 1151 0 100 KBW REGIONAL BANKING ETF COMMON STOCK 78464A698 2192 52286 SH SOLE 51611 200 475 KBW REGIONAL BANKING ETF COMMON STOCK 78464A698 282 6737 SH OTR 6537 100 100 KIMBERLY CLARK CORP COMMON STOCK 494368103 707 5550 SH SOLE 5500 0 50 KIMBERLY CLARK CORP COMMON STOCK 494368103 218 1713 SH OTR 1625 88 0 KRAFT HEINZ CO COMMON STOCK 500754106 273 3754 SH SOLE 3665 0 89 KRAFT HEINZ CO COMMON STOCK 500754106 549 7540 SH OTR 7184 46 310 LILLY ELI & CO COMMON STOCK 532457108 443 5253 SH SOLE 4725 0 528 LILLY ELI & CO COMMON STOCK 532457108 591 7010 SH OTR 5985 0 1025 LOCKHEED MARTIN CORP COMMON STOCK 539830109 3211 14788 SH SOLE 14073 0 715 LOCKHEED MARTIN CORP COMMON STOCK 539830109 795 3661 SH OTR 3635 26 0 LOWES COS INC COMMON STOCK 548661107 7869 103482 SH SOLE 102617 175 690 LOWES COS INC COMMON STOCK 548661107 2032 26720 SH OTR 25785 235 700 M & T BANK CORP COMMON STOCK 55261F104 61 500 SH SOLE 500 0 0 M & T BANK CORP COMMON STOCK 55261F104 400 3300 SH OTR 1200 2100 0 MAGELLAN MIDSTREAM PARTNERS LP COMMON STOCK 559080106 245 3600 SH SOLE 0 0 3600 MARKET VECTORS AGRIBUSINESS COMMON STOCK 57060U605 1501 32283 SH SOLE 30746 185 1352 MARKET VECTORS AGRIBUSINESS COMMON STOCK 57060U605 535 11514 SH OTR 11289 125 100 MATERIALS SELECT SPDR FUND COMMON STOCK 81369Y100 1476 33991 SH SOLE 31294 110 2587 MATERIALS SELECT SPDR FUND COMMON STOCK 81369Y100 188 4333 SH OTR 2944 684 705 MCDONALDS CORP COMMON STOCK 580135101 8676 73439 SH SOLE 71303 965 1171 MCDONALDS CORP COMMON STOCK 580135101 2380 20146 SH OTR 18834 512 800 MERCK & CO INC COMMON STOCK 58933Y105 3162 59868 SH SOLE 57642 850 1376 MERCK & CO INC COMMON STOCK 58933Y105 1221 23116 SH OTR 21095 96 1925 METLIFE INC COMMON STOCK 59156R108 512 10616 SH SOLE 10616 0 0 METLIFE INC COMMON STOCK 59156R108 101 2088 SH OTR 1588 500 0 MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104 1654 35536 SH SOLE 35036 0 500 MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104 396 8500 SH OTR 6375 800 1325 MICROSOFT CORP COMMON STOCK 594918104 10353 186611 SH SOLE 181546 650 4415 MICROSOFT CORP COMMON STOCK 594918104 3205 57769 SH OTR 49625 4844 3300 MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 604 13480 SH SOLE 12797 0 683 MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 911 20307 SH OTR 19236 138 933 MONSANTO CO COMMON STOCK 61166W101 1511 15333 SH SOLE 14261 145 927 MONSANTO CO COMMON STOCK 61166W101 338 3430 SH OTR 3360 70 0 NBT BANCORP INC COMMON STOCK 628778102 6011 215605 SH SOLE 100754 0 114851 NBT BANCORP INC COMMON STOCK 628778102 1998 71665 SH OTR 68765 500 2400 NEXTERA ENERGY INC COMMON STOCK 65339F101 2469 23766 SH SOLE 21241 0 2525 NEXTERA ENERGY INC COMMON STOCK 65339F101 1130 10879 SH OTR 7344 750 2785 NIKE INC-CLASS B COMMON STOCK 654106103 3145 50314 SH SOLE 49614 0 700 NIKE INC-CLASS B COMMON STOCK 654106103 863 13800 SH OTR 9800 0 4000 NORFOLK SOUTHERN CORP COMMON STOCK 655844108 858 10141 SH SOLE 8741 0 1400 NORFOLK SOUTHERN CORP COMMON STOCK 655844108 565 6674 SH OTR 5474 0 1200 NOVARTIS AG SPONS ADR COMMON STOCK 66987V109 2539 29504 SH SOLE 29124 95 285 NOVARTIS AG SPONS ADR COMMON STOCK 66987V109 1063 12355 SH OTR 10945 125 1285 NUCOR CORP COMMON STOCK 670346105 175 4352 SH SOLE 4352 0 0 NUCOR CORP COMMON STOCK 670346105 158 3925 SH OTR 2925 0 1000 ORACLE CORPORATION COMMON STOCK 68389X105 2591 70916 SH SOLE 68916 0 2000 ORACLE CORPORATION COMMON STOCK 68389X105 1224 33500 SH OTR 33079 421 0 PEPSICO INC COMMON STOCK 713448108 10086 100945 SH SOLE 99550 400 995 PEPSICO INC COMMON STOCK 713448108 2460 24615 SH OTR 22435 770 1410 PFIZER INC COMMON STOCK 717081103 5482 169821 SH SOLE 167317 0 2504 PFIZER INC COMMON STOCK 717081103 2229 69063 SH OTR 64254 1920 2889 PG & E CORP COMMON STOCK 69331C108 45 846 SH SOLE 846 0 0 PG & E CORP COMMON STOCK 69331C108 168 3155 SH OTR 3155 0 0 PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109 1251 14234 SH SOLE 13359 0 875 PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109 3268 37175 SH OTR 35675 150 1350 PHILLIPS 66 COMMON STOCK 718546104 193 2362 SH SOLE 2262 100 0 PHILLIPS 66 COMMON STOCK 718546104 8 100 SH OTR 50 50 0 PRAXAIR INC COMMON STOCK 74005P104 1564 15269 SH SOLE 15019 0 250 PRAXAIR INC COMMON STOCK 74005P104 580 5660 SH OTR 4535 0 1125 PROCTER & GAMBLE CO COMMON STOCK 742718109 10892 137162 SH SOLE 129213 1344 6605 PROCTER & GAMBLE CO COMMON STOCK 742718109 4033 50786 SH OTR 43671 2365 4750 PRUDENTIAL FINL INC COMMON STOCK 744320102 2534 31125 SH SOLE 30735 190 200 PRUDENTIAL FINL INC COMMON STOCK 744320102 982 12062 SH OTR 11712 150 200 PUBLIC SERVICE ENTERPRISE GROU COMMON STOCK 744573106 181 4667 SH SOLE 4267 400 0 PUBLIC SERVICE ENTERPRISE GROU COMMON STOCK 744573106 137 3550 SH OTR 3550 0 0 QUALCOMM INC COMMON STOCK 747525103 2410 48221 SH SOLE 47696 225 300 QUALCOMM INC COMMON STOCK 747525103 819 16385 SH OTR 15540 245 600 SKYWORKS SOLUTIONS INC COMMON STOCK 83088M102 215 2800 SH SOLE 0 0 2800 SOUTHERN COMPANY COMMON STOCK 842587107 1358 29014 SH SOLE 28514 200 300 SOUTHERN COMPANY COMMON STOCK 842587107 931 19895 SH OTR 16695 2000 1200 ST JUDE MEDICAL INC COMMON STOCK 790849103 255 4126 SH SOLE 4126 0 0 ST JUDE MEDICAL INC COMMON STOCK 790849103 19 315 SH OTR 315 0 0 STARBUCKS CORP COMMON STOCK 855244109 13 216 SH SOLE 216 0 0 STARBUCKS CORP COMMON STOCK 855244109 204 3400 SH OTR 3400 0 0 STARWOOD HOTELS & RESORTS COMMON STOCK 85590A401 343 4953 SH SOLE 4953 0 0 STARWOOD HOTELS & RESORTS COMMON STOCK 85590A401 96 1390 SH OTR 1390 0 0 STATE STREET CORP COMMON STOCK 857477103 252 3795 SH SOLE 3705 0 90 STRYKER CORPORATION COMMON STOCK 863667101 456 4902 SH SOLE 4902 0 0 STRYKER CORPORATION COMMON STOCK 863667101 19 200 SH OTR 200 0 0 SYSCO CORP COMMON STOCK 871829107 416 10155 SH SOLE 10155 0 0 SYSCO CORP COMMON STOCK 871829107 321 7835 SH OTR 7210 0 625 T ROWE PRICE GROUP INC COMMON STOCK 74144T108 4285 59943 SH SOLE 59153 185 605 T ROWE PRICE GROUP INC COMMON STOCK 74144T108 1106 15470 SH OTR 14875 295 300 TARGET CORP COMMON STOCK 87612E106 4491 61850 SH SOLE 58085 210 3555 TARGET CORP COMMON STOCK 87612E106 1106 15238 SH OTR 14124 389 725 TECHNOLOGY SELECT SECT SPDR COMMON STOCK 81369Y803 2033 47460 SH SOLE 46535 325 600 TECHNOLOGY SELECT SECT SPDR COMMON STOCK 81369Y803 270 6294 SH OTR 5594 700 0 TEVA PHARMACEUTICAL INDS SPONS COMMON STOCK 881624209 131 2000 SH SOLE 2000 0 0 TEVA PHARMACEUTICAL INDS SPONS COMMON STOCK 881624209 82 1256 SH OTR 1256 0 0 TEXTRON INC COMMON STOCK 883203101 817 19440 SH SOLE 19440 0 0 THE MOSAIC COMPANY COMMON STOCK 61945C103 224 8121 SH SOLE 8121 0 0 THE MOSAIC COMPANY COMMON STOCK 61945C103 298 10809 SH OTR 10724 85 0 THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 253 1787 SH SOLE 287 0 1500 TJX COS INC COMMON STOCK 872540109 1726 24335 SH SOLE 21317 300 2718 TJX COS INC COMMON STOCK 872540109 553 7795 SH OTR 7625 170 0 TOYOTA MOTOR CORP SPONS ADR COMMON STOCK 892331307 1039 8443 SH SOLE 8308 0 135 TOYOTA MOTOR CORP SPONS ADR COMMON STOCK 892331307 300 2441 SH OTR 2366 75 0 TRAVELERS COMPANIES INC COMMON STOCK 89417E109 135 1195 SH SOLE 1095 0 100 TRAVELERS COMPANIES INC COMMON STOCK 89417E109 75 667 SH OTR 443 0 224 UNION PAC CORP COMMON STOCK 907818108 3771 48217 SH SOLE 47167 0 1050 UNION PAC CORP COMMON STOCK 907818108 1561 19960 SH OTR 17740 0 2220 UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 716 7442 SH SOLE 6342 100 1000 UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 105 1095 SH OTR 1095 0 0 UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 6579 68482 SH SOLE 65097 375 3010 UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 2258 23501 SH OTR 19686 2015 1800 UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 2910 24737 SH SOLE 23497 0 1240 UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 932 7925 SH OTR 7650 150 125 US BANCORP NEW COMMON STOCK 902973304 2425 56842 SH SOLE 53501 180 3161 US BANCORP NEW COMMON STOCK 902973304 213 5001 SH OTR 4031 470 500 UTILITIES SELECT SECTOR SPDR COMMON STOCK 81369Y886 2313 53447 SH SOLE 51208 157 2082 UTILITIES SELECT SECTOR SPDR COMMON STOCK 81369Y886 773 17871 SH OTR 16996 450 425 V.F. CORP COMMON STOCK 918204108 216 3466 SH SOLE 3466 0 0 VANGUARD REIT ETF COMMON STOCK 922908553 1674 20999 SH SOLE 20999 0 0 VANGUARD REIT ETF COMMON STOCK 922908553 260 3255 SH OTR 2766 489 0 VERIZON COMMUNICATIONS COMMON STOCK 92343V104 4551 98465 SH SOLE 91418 2754 4293 VERIZON COMMUNICATIONS COMMON STOCK 92343V104 2157 46663 SH OTR 38687 4931 3045 WAL MART STORES INC COMMON STOCK 931142103 1522 24832 SH SOLE 24366 0 466 WAL MART STORES INC COMMON STOCK 931142103 692 11288 SH OTR 10738 150 400 WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 1819 21358 SH SOLE 20685 150 523 WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 112 1311 SH OTR 905 102 304 WELLS FARGO & CO COMMON STOCK 949746101 7052 129725 SH SOLE 125385 160 4180 WELLS FARGO & CO COMMON STOCK 949746101 2261 41590 SH OTR 36436 735 4419 WGL HLDGS INC COMMON STOCK 92924F106 250 3970 SH SOLE 3970 0 0 WGL HLDGS INC COMMON STOCK 92924F106 151 2400 SH OTR 0 2400 0 WR GRACE & CO COMMON STOCK 38388F108 598 6000 SH OTR 0 0 6000 XCEL ENERGY INC COMMON STOCK 98389B100 224 6237 SH SOLE 3086 651 2500 XCEL ENERGY INC COMMON STOCK 98389B100 28 775 SH OTR 775 0 0 XYLEM INC COMMON STOCK 98419M100 406 11136 SH SOLE 11136 0 0 XYLEM INC COMMON STOCK 98419M100 104 2850 SH OTR 2800 50 0 YUM! BRANDS INC COMMON STOCK 988498101 512 7006 SH SOLE 7006 0 0 YUM! BRANDS INC COMMON STOCK 988498101 175 2400 SH OTR 1625 75 700 ZIMMER BIOMET HOLDINGS INC COMMON STOCK 98956P102 315 3068 SH SOLE 2598 120 350 ZIMMER BIOMET HOLDINGS INC COMMON STOCK 98956P102 201 1964 SH OTR 1760 104 100 3M CO COMMON STOCK 88579Y101 2795 18553 SH SOLE 17408 525 620 3M CO COMMON STOCK 88579Y101 485 3217 SH OTR 2482 60 675 BP PLC SPONS ADR COMMON STOCK 055622104 59 1874 SH SOLE 1874 0 0 BP PLC SPONS ADR COMMON STOCK 055622104 146 4676 SH OTR 4676 0 0 NOVO NORDISK AS SPONS ADR COMMON STOCK 670100205 561 9660 SH SOLE 9660 0 0 ROYAL DUTCH SHELL SPONS ADR COMMON STOCK 780259206 11 245 SH SOLE 245 0 0 ROYAL DUTCH SHELL SPONS ADR COMMON STOCK 780259206 239 5211 SH OTR 4961 0 250 ALLEGION PLC COMMON STOCK G0176J109 215 3266 SH OTR 3266 0 0 EATON CORP PLC COMMON STOCK G29183103 239 4596 SH SOLE 4596 0 0 EATON CORP PLC COMMON STOCK G29183103 271 5211 SH OTR 4136 0 1075 INGERSOLL-RAND PLC COMMON STOCK G47791101 127 2300 SH SOLE 2300 0 0 INGERSOLL-RAND PLC COMMON STOCK G47791101 564 10200 SH OTR 10200 0 0 MEDTRONIC PLC COMMON STOCK G5960L103 1878 24409 SH SOLE 24364 0 45 MEDTRONIC PLC COMMON STOCK G5960L103 725 9425 SH OTR 9354 71 0 SCHLUMBERGER LTD COMMON STOCK 806857108 4303 61695 SH SOLE 59068 95 2532 SCHLUMBERGER LTD COMMON STOCK 806857108 932 13361 SH OTR 13076 160 125 SUNCOR ENERGY INC COMMON STOCK 867224107 161 6222 SH SOLE 4997 0 1225 SUNCOR ENERGY INC COMMON STOCK 867224107 47 1830 SH OTR 1830 0 0 TORONTO DOMINION BANK COMMON STOCK 891160509 1093 27912 SH SOLE 27012 0 900 ISHARES CORE S&P MID-CAP ETF OTHER 464287507 3361 24123 SH SOLE 0 0 0 ISHARES CORE S&P MID-CAP ETF OTHER 464287507 281 2018 SH OTR 0 0 0 ISHARES CORE S&P 500 ETF OTHER 464287200 234 1144 SH SOLE 0 0 0 ISHARES MSCI EAFE ETF OTHER 464287465 4193 71403 SH SOLE 0 0 0 ISHARES MSCI EAFE ETF OTHER 464287465 595 10131 SH OTR 0 0 0 ISHARES MSCI EMERGING MKT ETF OTHER 464287234 1826 56720 SH SOLE 0 0 0 ISHARES MSCI EMERGING MKT ETF OTHER 464287234 289 8963 SH OTR 0 0 0 ISHARES RUSSELL 2000 ETF OTHER 464287655 7238 64268 SH SOLE 0 0 0 ISHARES RUSSELL 2000 ETF OTHER 464287655 407 3614 SH OTR 0 0 0 ISHARES S&P MIDCAP 400/GRWTH E OTHER 464287606 40 250 SH SOLE 0 0 0 ISHARES S&P MIDCAP 400/GRWTH E OTHER 464287606 185 1150 SH OTR 0 0 0 SPDR DJIA TRUST OTHER 78467X109 1262 7252 SH SOLE 0 0 0 SPDR DJIA TRUST OTHER 78467X109 321 1843 SH OTR 0 0 0 SPDR S&P DIVIDEND ETF OTHER 78464A763 9500 129130 SH SOLE 0 0 0 SPDR S&P DIVIDEND ETF OTHER 78464A763 551 7492 SH OTR 0 0 0 SPDR S&P MIDCAP 400 ETF TRUST OTHER 78467Y107 9674 38082 SH SOLE 0 0 0 SPDR S&P MIDCAP 400 ETF TRUST OTHER 78467Y107 776 3056 SH OTR 0 0 0 SPDR S&P 500 ETF TRUST OTHER 78462F103 4313 21154 SH SOLE 0 0 0 SPDR S&P 500 ETF TRUST OTHER 78462F103 685 3358 SH OTR 0 0 0 VANGUARD FTSE EMERGING MARKETS OTHER 922042858 1088 33272 SH SOLE 0 0 0 VANGUARD FTSE EMERGING MARKETS OTHER 922042858 232 7085 SH OTR 0 0 0 VANGUARD LARGE-CAP ETF OTHER 922908637 151 1620 SH SOLE 0 0 0 VANGUARD LARGE-CAP ETF OTHER 922908637 124 1330 SH OTR 0 0 0 VANGUARD S&P 500 ETF OTHER 922908363 6575 35175 SH SOLE 0 0 0 ISHARES BARCLAYS 1-3 YEAR CR E OTHER 464288646 267 2548 SH SOLE 0 0 0 ISHARES BARCLAYS 1-3 YEAR TR E OTHER 464287457 338 4006 SH SOLE 0 0 0 ISHARES BARCLAYS 1-3 YEAR TR E OTHER 464287457 3 38 SH OTR 0 0 0 ISHARES BARCLAYS 7-10 YEAR TR OTHER 464287440 411 3888 SH SOLE 0 0 0 ISHARES BARCLAYS 7-10 YEAR TR OTHER 464287440 1 10 SH OTR 0 0 0 ISHARES CORE U.S. AGGREGATE BO OTHER 464287226 506 4684 SH SOLE 0 0 0 ISHARES S&P PREF STK ETF OTHER 464288687 2583 66488 SH SOLE 0 0 0 ISHARES S&P PREF STK ETF OTHER 464288687 331 8516 SH OTR 0 0 0 SPDR BARCLAYS I/T CORP BD ETF OTHER 78464A375 1206 36061 SH SOLE 0 0 0 VANGUARD INTER TERM CORP BOND OTHER 92206C870 964 11469 SH SOLE 0 0 0 VANGUARD INTER TERM CORP BOND OTHER 92206C870 223 2650 SH OTR 0 0 0 VANGUARD INTERMEDIATE-TERM BON OTHER 921937819 349 4200 SH SOLE 0 0 0 VANGUARD INTERMEDIATE-TERM BON OTHER 921937819 73 875 SH OTR 0 0 0 VANGUARD TOTAL BOND MARKET ETF OTHER 921937835 263 3257 SH SOLE 0 0 0