ABBOTT LABS COMMON STOCK 002824100 4381 97317 SH SOLE 93863 100 3354 ABBOTT LABS COMMON STOCK 002824100 863 19179 SH OTR 16681 1648 850 ABBVIE INC COMMON STOCK 00287Y109 4600 70291 SH SOLE 65937 100 4254 ABBVIE INC COMMON STOCK 00287Y109 1040 15892 SH OTR 13492 1700 700 AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 1663 11532 SH SOLE 11332 0 200 AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 449 3115 SH OTR 3115 0 0 ALCOA INC COMMON STOCK 013817101 82 5211 SH SOLE 4145 0 1066 ALCOA INC COMMON STOCK 013817101 133 8415 SH OTR 8200 0 215 ALLSTATE CORP COMMON STOCK 020002101 112 1593 SH SOLE 1593 0 0 ALLSTATE CORP COMMON STOCK 020002101 247 3522 SH OTR 3522 0 0 ALTRIA GROUP INC COMMON STOCK 02209S103 1177 23879 SH SOLE 21954 0 1925 ALTRIA GROUP INC COMMON STOCK 02209S103 2144 43516 SH OTR 41266 200 2050 AMERICAN EXPRESS CO COMMON STOCK 025816109 2635 28316 SH SOLE 27890 140 286 AMERICAN EXPRESS CO COMMON STOCK 025816109 1076 11560 SH OTR 10060 0 1500 AMERICAN WATER WORKS CO INC COMMON STOCK 030420103 1008 18909 SH SOLE 18109 0 800 AMERICAN WATER WORKS CO INC COMMON STOCK 030420103 696 13065 SH OTR 7820 0 5245 AMGEN INC COMMON STOCK 031162100 479 3005 SH SOLE 3005 0 0 AMGEN INC COMMON STOCK 031162100 80 500 SH OTR 500 0 0 ANADARKO PETROLEUM CORPORATION COMMON STOCK 032511107 229 2770 SH SOLE 2070 0 700 ANADARKO PETROLEUM CORPORATION COMMON STOCK 032511107 140 1700 SH OTR 1400 0 300 APACHE CORP COMMON STOCK 037411105 1778 28372 SH SOLE 28242 130 0 APACHE CORP COMMON STOCK 037411105 500 7975 SH OTR 7975 0 0 APPLE INC COMMON STOCK 037833100 13000 117777 SH SOLE 110490 723 6564 APPLE INC COMMON STOCK 037833100 3730 33794 SH OTR 32989 805 0 AT&T INC COMMON STOCK 00206R102 4337 129103 SH SOLE 124316 750 4037 AT&T INC COMMON STOCK 00206R102 1558 46388 SH OTR 40798 105 5485 AUTOLIV INC COMMON STOCK 052800109 1551 14614 SH SOLE 13464 0 1150 AUTOLIV INC COMMON STOCK 052800109 1429 13469 SH OTR 13469 0 0 AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 4209 50485 SH SOLE 49030 0 1455 AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 901 10805 SH OTR 9060 100 1645 BANK OF AMERICA CORP COMMON STOCK 060505104 253 14144 SH SOLE 13525 0 619 BANK OF AMERICA CORP COMMON STOCK 060505104 233 13032 SH OTR 12575 0 457 BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 153 3782 SH SOLE 3782 0 0 BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 465 11462 SH OTR 10962 0 500 BAXTER INTL INC COMMON STOCK 071813109 788 10745 SH SOLE 10345 0 400 BAXTER INTL INC COMMON STOCK 071813109 297 4048 SH OTR 2288 0 1760 BECTON DICKINSON COMMON STOCK 075887109 336 2415 SH SOLE 2415 0 0 BECTON DICKINSON COMMON STOCK 075887109 167 1200 SH OTR 1200 0 0 BED BATH & BEYOND INC COMMON STOCK 075896100 490 6431 SH SOLE 6431 0 0 BED BATH & BEYOND INC COMMON STOCK 075896100 42 550 SH OTR 550 0 0 BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702 4378 29156 SH SOLE 28758 198 200 BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702 1331 8866 SH OTR 8696 20 150 BHP BILLITON LTD SPONS ADR COMMON STOCK 088606108 298 6300 SH SOLE 5440 50 810 BHP BILLITON LTD SPONS ADR COMMON STOCK 088606108 141 2970 SH OTR 2970 0 0 BLACKROCK INC CL A COMMON STOCK 09247X101 179 500 SH SOLE 0 0 500 BLACKROCK INC CL A COMMON STOCK 09247X101 75 210 SH OTR 210 0 0 BOEING CO COMMON STOCK 097023105 1678 12912 SH SOLE 12547 0 365 BOEING CO COMMON STOCK 097023105 1260 9697 SH OTR 9697 0 0 BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 5752 97439 SH SOLE 89339 4700 3400 BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 2130 36091 SH OTR 32263 1528 2300 CAPITAL ONE FINANCIAL CORP COMMON STOCK 14040H105 353 4279 SH SOLE 4279 0 0 CATERPILLAR INC COMMON STOCK 149123101 2855 31189 SH SOLE 30596 343 250 CATERPILLAR INC COMMON STOCK 149123101 909 9934 SH OTR 9489 145 300 CDK GLOBAL HOLDINGS LLC COMMON STOCK 12508E101 272 6680 SH SOLE 6680 0 0 CDK GLOBAL HOLDINGS LLC COMMON STOCK 12508E101 48 1185 SH OTR 1185 0 0 CELGENE CORP COMMON STOCK 151020104 877 7838 SH SOLE 5778 60 2000 CELGENE CORP COMMON STOCK 151020104 195 1740 SH OTR 1740 0 0 CHEVRON CORPORATION COMMON STOCK 166764100 9888 88140 SH SOLE 83929 1982 2229 CHEVRON CORPORATION COMMON STOCK 166764100 4153 37024 SH OTR 32650 1060 3314 CHURCH & DWIGHT INC COMMON STOCK 171340102 313 3972 SH SOLE 3972 0 0 CHURCH & DWIGHT INC COMMON STOCK 171340102 12 150 SH OTR 150 0 0 CISCO SYSTEMS INC COMMON STOCK 17275R102 4722 169770 SH SOLE 163897 882 4991 CISCO SYSTEMS INC COMMON STOCK 17275R102 1203 43237 SH OTR 42742 495 0 CITIGROUP INC COMMON STOCK 172967424 366 6762 SH SOLE 6742 0 20 CITIGROUP INC COMMON STOCK 172967424 109 2006 SH OTR 1966 0 40 CLOROX COMPANY COMMON STOCK 189054109 1768 16969 SH SOLE 16369 0 600 CLOROX COMPANY COMMON STOCK 189054109 742 7120 SH OTR 5280 0 1840 COCA COLA CO COMMON STOCK 191216100 3153 74669 SH SOLE 66869 2000 5800 COCA COLA CO COMMON STOCK 191216100 1583 37495 SH OTR 30375 0 7120 COGNIZANT TECHNOLOGY SOLUTIONS COMMON STOCK 192446102 274 5208 SH SOLE 5058 150 0 COLGATE PALMOLIVE CO COMMON STOCK 194162103 3544 51222 SH SOLE 44477 2000 4745 COLGATE PALMOLIVE CO COMMON STOCK 194162103 2292 33131 SH OTR 30331 0 2800 COMCAST CORP-CL A COMMON STOCK 20030N101 793 13675 SH SOLE 12560 0 1115 COMCAST CORP-CL A COMMON STOCK 20030N101 120 2062 SH OTR 1190 200 672 CONOCOPHILLIPS COMMON STOCK 20825C104 3691 53445 SH SOLE 49887 425 3133 CONOCOPHILLIPS COMMON STOCK 20825C104 361 5228 SH OTR 4828 400 0 CONSUMER DISCRETIONARY SELT COMMON STOCK 81369Y407 1770 24537 SH SOLE 22529 0 2008 CONSUMER DISCRETIONARY SELT COMMON STOCK 81369Y407 234 3249 SH OTR 2812 275 162 CONSUMER STAPLES SELECT SECTOR COMMON STOCK 81369Y308 1057 21805 SH SOLE 20746 0 1059 CONSUMER STAPLES SELECT SECTOR COMMON STOCK 81369Y308 158 3252 SH OTR 2680 350 222 CORNING INC COMMON STOCK 219350105 288 12563 SH SOLE 12563 0 0 CORNING INC COMMON STOCK 219350105 191 8310 SH OTR 7610 700 0 COSTCO WHOLESALE CORP COMMON STOCK 22160K105 117 826 SH SOLE 826 0 0 COSTCO WHOLESALE CORP COMMON STOCK 22160K105 105 740 SH OTR 450 0 290 CSX CORP COMMON STOCK 126408103 176 4867 SH SOLE 4867 0 0 CSX CORP COMMON STOCK 126408103 145 4010 SH OTR 4010 0 0 CVS HEALTH CORP COMMON STOCK 126650100 5923 61500 SH SOLE 61347 153 0 CVS HEALTH CORP COMMON STOCK 126650100 1337 13879 SH OTR 12689 240 950 DANAHER CORP COMMON STOCK 235851102 5854 68304 SH SOLE 64805 279 3220 DANAHER CORP COMMON STOCK 235851102 1255 14645 SH OTR 13005 280 1360 DEERE & CO COMMON STOCK 244199105 577 6525 SH SOLE 6465 60 0 DEERE & CO COMMON STOCK 244199105 486 5490 SH OTR 5490 0 0 DISNEY WALT CO NEW COMMON STOCK 254687106 6679 70909 SH SOLE 70041 318 550 DISNEY WALT CO NEW COMMON STOCK 254687106 2036 21615 SH OTR 20035 220 1360 DOMINION RESOURCES INC COMMON STOCK 25746U109 3056 39742 SH SOLE 37715 300 1727 DOMINION RESOURCES INC COMMON STOCK 25746U109 1386 18019 SH OTR 12342 1200 4477 DOVER CORP COMMON STOCK 260003108 128 1790 SH SOLE 1390 0 400 DOVER CORP COMMON STOCK 260003108 117 1625 SH OTR 1625 0 0 DOW CHEMICAL COMPANY COMMON STOCK 260543103 534 11705 SH SOLE 11705 0 0 DOW CHEMICAL COMPANY COMMON STOCK 260543103 886 19417 SH OTR 17967 0 1450 DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 4181 56552 SH SOLE 54137 0 2415 DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 2812 38026 SH OTR 33591 175 4260 DUKE ENERGY CORP COMMON STOCK 26441C204 99 1190 SH SOLE 418 566 206 DUKE ENERGY CORP COMMON STOCK 26441C204 161 1927 SH OTR 1261 666 0 ECOLAB INC COMMON STOCK 278865100 1811 17331 SH SOLE 16351 0 980 ECOLAB INC COMMON STOCK 278865100 372 3555 SH OTR 2135 0 1420 EMC CORP MASS COMMON STOCK 268648102 1378 46327 SH SOLE 42892 0 3435 EMC CORP MASS COMMON STOCK 268648102 552 18548 SH OTR 15748 600 2200 EMERSON ELEC CO COMMON STOCK 291011104 1336 21650 SH SOLE 20250 800 600 EMERSON ELEC CO COMMON STOCK 291011104 421 6815 SH OTR 6815 0 0 ENERGY SELECT SECTOR SPDR COMMON STOCK 81369Y506 1313 16585 SH SOLE 15808 0 777 ENERGY SELECT SECTOR SPDR COMMON STOCK 81369Y506 105 1327 SH OTR 1074 80 173 ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107 772 21378 SH SOLE 16378 0 5000 ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107 140 3880 SH OTR 3880 0 0 EXELON CORP COMMON STOCK 30161N101 235 6334 SH SOLE 6334 0 0 EXELON CORP COMMON STOCK 30161N101 206 5569 SH OTR 4919 150 500 EXPEDITORS INTL WASH INC COMMON STOCK 302130109 178 3990 SH SOLE 3790 0 200 EXPEDITORS INTL WASH INC COMMON STOCK 302130109 165 3700 SH OTR 2140 0 1560 EXPRESS SCRIPTS HLDG COMMON STOCK 30219G108 2080 24568 SH SOLE 24014 0 554 EXPRESS SCRIPTS HLDG COMMON STOCK 30219G108 254 2998 SH OTR 2843 0 155 EXXONMOBIL CORP COMMON STOCK 30231G102 16347 176818 SH SOLE 168800 1626 6392 EXXONMOBIL CORP COMMON STOCK 30231G102 8550 92480 SH OTR 87123 922 4435 FEDEX CORPORATION COMMON STOCK 31428X106 212 1223 SH SOLE 1223 0 0 FINANCIAL SELECT SECTOR SPDR COMMON STOCK 81369Y605 1673 67656 SH SOLE 65956 0 1700 FINANCIAL SELECT SECTOR SPDR COMMON STOCK 81369Y605 172 6968 SH OTR 4892 1066 1010 FIRST NIAGARA FINANCIAL GRP COMMON STOCK 33582V108 91 10805 SH SOLE 6366 0 4439 FIRST NIAGARA FINANCIAL GRP COMMON STOCK 33582V108 55 6500 SH OTR 6500 0 0 FISERV INC COMMON STOCK 337738108 2063 29067 SH SOLE 28197 150 720 FISERV INC COMMON STOCK 337738108 54 766 SH OTR 766 0 0 FORTUNE BRANDS INC COMMON STOCK 34964C106 233 5144 SH OTR 5144 0 0 FRANKLIN RESOURCES INC COMMON STOCK 354613101 328 5919 SH SOLE 5919 0 0 FRANKLIN RESOURCES INC COMMON STOCK 354613101 51 915 SH OTR 915 0 0 GENERAL DYNAMICS CORP COMMON STOCK 369550108 364 2648 SH SOLE 2648 0 0 GENERAL DYNAMICS CORP COMMON STOCK 369550108 227 1650 SH OTR 1650 0 0 GENERAL ELECTRIC CORP COMMON STOCK 369604103 8947 354069 SH SOLE 337264 2640 14165 GENERAL ELECTRIC CORP COMMON STOCK 369604103 3784 149730 SH OTR 132471 6334 10925 GENERAL MLS INC COMMON STOCK 370334104 1904 35698 SH SOLE 34198 0 1500 GENERAL MLS INC COMMON STOCK 370334104 716 13432 SH OTR 10037 500 2895 GENUINE PARTS CO COMMON STOCK 372460105 234 2194 SH SOLE 2194 0 0 GILEAD SCIENCES INC COMMON STOCK 375558103 1249 13250 SH SOLE 10250 0 3000 GILEAD SCIENCES INC COMMON STOCK 375558103 145 1540 SH OTR 1540 0 0 GLAXO SMITHKLINE SPONS ADR COMMON STOCK 37733W105 1191 27867 SH SOLE 27387 125 355 GLAXO SMITHKLINE SPONS ADR COMMON STOCK 37733W105 322 7545 SH OTR 6690 355 500 GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 2206 11383 SH SOLE 11235 83 65 GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 821 4238 SH OTR 4228 10 0 GOOGLE INC CL A COMMON STOCK 38259P508 2556 4817 SH SOLE 4569 28 220 GOOGLE INC CL A COMMON STOCK 38259P508 451 850 SH OTR 850 0 0 GOOGLE INC CLASS C COMMON STOCK 38259P706 2609 4957 SH SOLE 4709 28 220 GOOGLE INC CLASS C COMMON STOCK 38259P706 446 848 SH OTR 848 0 0 GRAINGER W W INC COMMON STOCK 384802104 2343 9194 SH SOLE 8694 0 500 GRAINGER W W INC COMMON STOCK 384802104 781 3065 SH OTR 2195 0 870 HALLIBURTON CO COMMON STOCK 406216101 132 3359 SH SOLE 3359 0 0 HALLIBURTON CO COMMON STOCK 406216101 77 1970 SH OTR 1970 0 0 HEALTH CARE SELECT SECTOR SPDR COMMON STOCK 81369Y209 1195 17480 SH SOLE 16882 0 598 HEALTH CARE SELECT SECTOR SPDR COMMON STOCK 81369Y209 102 1496 SH OTR 1461 0 35 HEWLETT PACKARD CO COMMON STOCK 428236103 185 4612 SH SOLE 3458 0 1154 HEWLETT PACKARD CO COMMON STOCK 428236103 199 4956 SH OTR 4156 0 800 HOME DEPOT INC COMMON STOCK 437076102 758 7224 SH SOLE 6193 0 1031 HOME DEPOT INC COMMON STOCK 437076102 626 5960 SH OTR 5760 0 200 HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 2266 22682 SH SOLE 21701 0 981 HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 562 5625 SH OTR 3562 2063 0 ILLINOIS TOOL WKS INC COMMON STOCK 452308109 1887 19929 SH SOLE 19704 0 225 ILLINOIS TOOL WKS INC COMMON STOCK 452308109 218 2302 SH OTR 1552 750 0 INDUSTRIAL SELECT SECTOR SPDR COMMON STOCK 81369Y704 1621 28649 SH SOLE 28078 0 571 INDUSTRIAL SELECT SECTOR SPDR COMMON STOCK 81369Y704 206 3636 SH OTR 2307 0 1329 INTEL CORP COMMON STOCK 458140100 8704 239847 SH SOLE 230094 3250 6503 INTEL CORP COMMON STOCK 458140100 2041 56247 SH OTR 52057 2490 1700 INTL. BUSINESS MACHINES CORP COMMON STOCK 459200101 9709 60514 SH SOLE 56289 788 3437 INTL. BUSINESS MACHINES CORP COMMON STOCK 459200101 3014 18786 SH OTR 17191 120 1475 ISHARES DJ US TELCOM SECTOR ET COMMON STOCK 464287713 1196 40863 SH SOLE 40744 103 16 ISHARES DJ US TELCOM SECTOR ET COMMON STOCK 464287713 303 10343 SH OTR 10134 200 9 ISHARES NASDAQ BIOTECH ETF COMMON STOCK 464287556 9518 31375 SH SOLE 30090 180 1105 ISHARES NASDAQ BIOTECH ETF COMMON STOCK 464287556 1562 5150 SH OTR 5050 50 50 JM SMUCKER CO COMMON STOCK 832696405 132 1309 SH SOLE 1216 0 93 JM SMUCKER CO COMMON STOCK 832696405 202 2004 SH OTR 1400 600 4 JOHNSON & JOHNSON COMMON STOCK 478160104 14543 139073 SH SOLE 127357 1437 10279 JOHNSON & JOHNSON COMMON STOCK 478160104 4409 42166 SH OTR 36561 1320 4285 JP MORGAN CHASE & CO COMMON STOCK 46625H100 8915 142453 SH SOLE 135460 578 6415 JP MORGAN CHASE & CO COMMON STOCK 46625H100 3307 52847 SH OTR 47647 2940 2260 KBW BANK ETF COMMON STOCK 78464A797 333 9925 SH SOLE 9861 0 64 KBW BANK ETF COMMON STOCK 78464A797 35 1048 SH OTR 948 0 100 KBW REGIONAL BANKING ETF COMMON STOCK 78464A698 2233 54870 SH SOLE 54134 200 536 KBW REGIONAL BANKING ETF COMMON STOCK 78464A698 272 6695 SH OTR 6225 370 100 KIMBERLY CLARK CORP COMMON STOCK 494368103 738 6390 SH SOLE 6340 0 50 KIMBERLY CLARK CORP COMMON STOCK 494368103 202 1746 SH OTR 1625 121 0 KINDER MORGAN INC COMMON STOCK 49456B101 166 3918 SH SOLE 3562 356 0 KINDER MORGAN INC COMMON STOCK 49456B101 37 886 SH OTR 886 0 0 KRAFT FOODS GROUP INC COMMON STOCK 50076Q106 279 4445 SH SOLE 4316 0 129 KRAFT FOODS GROUP INC COMMON STOCK 50076Q106 482 7692 SH OTR 7336 46 310 LILLY ELI & CO COMMON STOCK 532457108 505 7314 SH SOLE 6186 0 1128 LILLY ELI & CO COMMON STOCK 532457108 489 7085 SH OTR 5985 0 1100 LOCKHEED MARTIN CORP COMMON STOCK 539830109 3420 17762 SH SOLE 16647 0 1115 LOCKHEED MARTIN CORP COMMON STOCK 539830109 942 4891 SH OTR 4855 36 0 LOWES COS INC COMMON STOCK 548661107 8028 116681 SH SOLE 115556 435 690 LOWES COS INC COMMON STOCK 548661107 2099 30505 SH OTR 29570 235 700 M & T BANK CORP COMMON STOCK 55261F104 63 500 SH SOLE 500 0 0 M & T BANK CORP COMMON STOCK 55261F104 415 3300 SH OTR 1200 2100 0 MAGELLAN MIDSTREAM PARTNERS LP COMMON STOCK 559080106 298 3600 SH SOLE 0 0 3600 MARKET VECTORS AGRIBUSINESS COMMON STOCK 57060U605 2505 47691 SH SOLE 45454 350 1887 MARKET VECTORS AGRIBUSINESS COMMON STOCK 57060U605 615 11704 SH OTR 11479 125 100 MATERIALS SELECT SPDR FUND COMMON STOCK 81369Y100 2194 45160 SH SOLE 42268 110 2782 MATERIALS SELECT SPDR FUND COMMON STOCK 81369Y100 255 5244 SH OTR 3269 751 1224 MCDONALDS CORP COMMON STOCK 580135101 7866 83952 SH SOLE 80350 1070 2532 MCDONALDS CORP COMMON STOCK 580135101 2091 22313 SH OTR 20938 575 800 MCGRAW HILL FINANCIAL INC COMMON STOCK 580645109 214 2400 SH SOLE 0 0 2400 MEDTRONIC INC COMMON STOCK 585055106 286 3956 SH SOLE 3581 0 375 MEDTRONIC INC COMMON STOCK 585055106 98 1360 SH OTR 1000 0 360 MERCK & CO INC COMMON STOCK 58933Y105 3445 60669 SH SOLE 57336 1500 1833 MERCK & CO INC COMMON STOCK 58933Y105 1389 24458 SH OTR 22045 188 2225 METLIFE INC COMMON STOCK 59156R108 706 13057 SH SOLE 12952 0 105 METLIFE INC COMMON STOCK 59156R108 113 2088 SH OTR 1588 500 0 MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104 1513 33536 SH SOLE 32536 0 1000 MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104 395 8750 SH OTR 6625 800 1325 MICROSOFT CORP COMMON STOCK 594918104 9765 210225 SH SOLE 203029 995 6201 MICROSOFT CORP COMMON STOCK 594918104 2768 59591 SH OTR 51035 4856 3700 MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 536 14752 SH SOLE 14069 0 683 MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 754 20767 SH OTR 19696 138 933 MONSANTO CO COMMON STOCK 61166W101 2106 17631 SH SOLE 16561 145 925 MONSANTO CO COMMON STOCK 61166W101 445 3725 SH OTR 3655 70 0 NBT BANCORP INC COMMON STOCK 628778102 6744 256700 SH SOLE 120699 0 136001 NBT BANCORP INC COMMON STOCK 628778102 2257 85905 SH OTR 80851 2654 2400 NEXTERA ENERGY INC COMMON STOCK 65339F101 2884 27134 SH SOLE 24034 0 3100 NEXTERA ENERGY INC COMMON STOCK 65339F101 1347 12669 SH OTR 9034 750 2885 NIKE INC-CLASS B COMMON STOCK 654106103 2919 30355 SH SOLE 29155 0 1200 NIKE INC-CLASS B COMMON STOCK 654106103 768 7985 SH OTR 5985 0 2000 NORFOLK SOUTHERN CORP COMMON STOCK 655844108 1624 14813 SH SOLE 12813 0 2000 NORFOLK SOUTHERN CORP COMMON STOCK 655844108 748 6823 SH OTR 6248 0 575 NOVARTIS AG SPONS ADR COMMON STOCK 66987V109 2805 30271 SH SOLE 29891 95 285 NOVARTIS AG SPONS ADR COMMON STOCK 66987V109 1162 12545 SH OTR 10895 115 1535 NUCOR CORP COMMON STOCK 670346105 232 4727 SH SOLE 4727 0 0 NUCOR CORP COMMON STOCK 670346105 86 1750 SH OTR 1750 0 0 ORACLE CORPORATION COMMON STOCK 68389X105 4535 100841 SH SOLE 98437 354 2050 ORACLE CORPORATION COMMON STOCK 68389X105 1548 34426 SH OTR 33647 779 0 PEPSICO INC COMMON STOCK 713448108 10497 111014 SH SOLE 108572 537 1905 PEPSICO INC COMMON STOCK 713448108 2571 27187 SH OTR 24807 770 1610 PFIZER INC COMMON STOCK 717081103 6206 199223 SH SOLE 196350 369 2504 PFIZER INC COMMON STOCK 717081103 2168 69613 SH OTR 64654 1920 3039 PG & E CORP COMMON STOCK 69331C108 45 846 SH SOLE 846 0 0 PG & E CORP COMMON STOCK 69331C108 168 3155 SH OTR 3155 0 0 PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109 1336 16404 SH SOLE 15529 0 875 PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109 3144 38598 SH OTR 37098 150 1350 PHILLIPS 66 COMMON STOCK 718546104 223 3117 SH SOLE 2912 155 50 PHILLIPS 66 COMMON STOCK 718546104 11 150 SH OTR 100 50 0 PRAXAIR INC COMMON STOCK 74005P104 2131 16446 SH SOLE 15696 0 750 PRAXAIR INC COMMON STOCK 74005P104 818 6310 SH OTR 5185 0 1125 PROCTER & GAMBLE CO COMMON STOCK 742718109 13579 149072 SH SOLE 139273 1471 8328 PROCTER & GAMBLE CO COMMON STOCK 742718109 4699 51586 SH OTR 44170 2566 4850 PRUDENTIAL FINL INC COMMON STOCK 744320102 4082 45123 SH SOLE 44581 342 200 PRUDENTIAL FINL INC COMMON STOCK 744320102 1129 12484 SH OTR 12134 150 200 PUBLIC SVC ENTERPRISE GROUP IN COMMON STOCK 744573106 241 5826 SH SOLE 5426 400 0 PUBLIC SVC ENTERPRISE GROUP IN COMMON STOCK 744573106 216 5210 SH OTR 5210 0 0 QUALCOMM INC COMMON STOCK 747525103 4529 60932 SH SOLE 58506 526 1900 QUALCOMM INC COMMON STOCK 747525103 1236 16625 SH OTR 15780 245 600 ROCKWELL AUTOMATION INC COMMON STOCK 773903109 200 1800 SH SOLE 1600 0 200 ROCKWELL AUTOMATION INC COMMON STOCK 773903109 19 175 SH OTR 175 0 0 SIGMA ALDRICH CORP COMMON STOCK 826552101 312 2276 SH SOLE 2276 0 0 SKYWORKS SOLUTIONS INC COMMON STOCK 83088M102 254 3500 SH SOLE 0 0 3500 SOUTHERN COMPANY COMMON STOCK 842587107 1447 29474 SH SOLE 28974 200 300 SOUTHERN COMPANY COMMON STOCK 842587107 1024 20845 SH OTR 17445 2000 1400 ST JUDE MEDICAL INC COMMON STOCK 790849103 283 4346 SH SOLE 4346 0 0 ST JUDE MEDICAL INC COMMON STOCK 790849103 20 315 SH OTR 315 0 0 STARWOOD HOTELS & RESORTS COMMON STOCK 85590A401 422 5203 SH SOLE 5203 0 0 STARWOOD HOTELS & RESORTS COMMON STOCK 85590A401 121 1490 SH OTR 1490 0 0 STRYKER CORPORATION COMMON STOCK 863667101 492 5215 SH SOLE 5215 0 0 STRYKER CORPORATION COMMON STOCK 863667101 19 200 SH OTR 200 0 0 SYSCO CORP COMMON STOCK 871829107 403 10155 SH SOLE 10155 0 0 SYSCO CORP COMMON STOCK 871829107 322 8110 SH OTR 7410 0 700 T ROWE PRICE GROUP INC COMMON STOCK 74144T108 5783 67356 SH SOLE 65835 316 1205 T ROWE PRICE GROUP INC COMMON STOCK 74144T108 1408 16395 SH OTR 15800 295 300 TARGET CORP COMMON STOCK 87612E106 5194 68423 SH SOLE 64656 212 3555 TARGET CORP COMMON STOCK 87612E106 1163 15325 SH OTR 14160 440 725 TECHNOLOGY SELECT SECT SPDR COMMON STOCK 81369Y803 2308 55826 SH SOLE 54563 325 938 TECHNOLOGY SELECT SECT SPDR COMMON STOCK 81369Y803 304 7354 SH OTR 6319 700 335 TEVA PHARMACEUTICAL INDS SPONS COMMON STOCK 881624209 133 2319 SH SOLE 2319 0 0 TEVA PHARMACEUTICAL INDS SPONS COMMON STOCK 881624209 77 1331 SH OTR 1331 0 0 TEXTRON INC COMMON STOCK 883203101 819 19440 SH SOLE 19440 0 0 THE MOSAIC COMPANY COMMON STOCK 61945C103 444 9716 SH SOLE 9542 174 0 THE MOSAIC COMPANY COMMON STOCK 61945C103 435 9531 SH OTR 9446 85 0 THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 243 1937 SH SOLE 437 0 1500 TJX COS INC COMMON STOCK 872540109 2286 33340 SH SOLE 30609 513 2218 TJX COS INC COMMON STOCK 872540109 121 1760 SH OTR 1590 170 0 TOYOTA MOTOR CORP SPONS ADR COMMON STOCK 892331307 1109 8840 SH SOLE 8660 45 135 TOYOTA MOTOR CORP SPONS ADR COMMON STOCK 892331307 306 2441 SH OTR 2366 75 0 TRAVELERS COMPANIES INC COMMON STOCK 89417E109 134 1270 SH SOLE 1170 0 100 TRAVELERS COMPANIES INC COMMON STOCK 89417E109 71 667 SH OTR 443 0 224 UNION PAC CORP COMMON STOCK 907818108 6269 52624 SH SOLE 50354 110 2160 UNION PAC CORP COMMON STOCK 907818108 2483 20840 SH OTR 18820 0 2020 UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 820 7374 SH SOLE 6274 100 1000 UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 160 1435 SH OTR 1435 0 0 UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 8998 78247 SH SOLE 74181 514 3552 UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 2823 24547 SH OTR 20582 2015 1950 UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 2879 28480 SH SOLE 28200 140 140 UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 814 8050 SH OTR 7775 150 125 US BANCORP NEW COMMON STOCK 902973304 2743 61024 SH SOLE 57683 180 3161 US BANCORP NEW COMMON STOCK 902973304 283 6306 SH OTR 5336 470 500 UTILITIES SELECT SECTOR SPDR COMMON STOCK 81369Y886 3178 67302 SH SOLE 64732 490 2080 UTILITIES SELECT SECTOR SPDR COMMON STOCK 81369Y886 868 18377 SH OTR 17094 512 771 VANGUARD REIT ETF COMMON STOCK 922908553 1710 21107 SH SOLE 21107 0 0 VANGUARD REIT ETF COMMON STOCK 922908553 264 3255 SH OTR 2766 489 0 VERIZON COMMUNICATIONS COMMON STOCK 92343V104 5003 106954 SH SOLE 99119 2954 4881 VERIZON COMMUNICATIONS COMMON STOCK 92343V104 2239 47869 SH OTR 40187 5016 2666 WAL MART STORES INC COMMON STOCK 931142103 3000 34931 SH SOLE 34282 133 516 WAL MART STORES INC COMMON STOCK 931142103 987 11493 SH OTR 10802 191 500 WELLS FARGO & CO COMMON STOCK 949746101 7409 135152 SH SOLE 130080 397 4675 WELLS FARGO & CO COMMON STOCK 949746101 2383 43466 SH OTR 38312 735 4419 WGL HLDGS INC COMMON STOCK 92924F106 289 5290 SH SOLE 5290 0 0 WGL HLDGS INC COMMON STOCK 92924F106 131 2400 SH OTR 0 2400 0 WILLIAMS COS INC COMMON STOCK 969457100 289 6430 SH SOLE 6430 0 0 WILLIAMS COS INC COMMON STOCK 969457100 61 1356 SH OTR 1356 0 0 WR GRACE & CO COMMON STOCK 38388F108 572 6000 SH OTR 0 0 6000 XCEL ENERGY INC COMMON STOCK 98389B100 314 8737 SH SOLE 5586 651 2500 XCEL ENERGY INC COMMON STOCK 98389B100 28 775 SH OTR 775 0 0 XYLEM INC COMMON STOCK 98419M100 759 19928 SH SOLE 19928 0 0 XYLEM INC COMMON STOCK 98419M100 140 3668 SH OTR 3618 50 0 YUM! BRANDS INC COMMON STOCK 988498101 1347 18492 SH SOLE 18382 110 0 YUM! BRANDS INC COMMON STOCK 988498101 211 2898 SH OTR 2068 130 700 ZIMMER HLDGS INC COMMON STOCK 98956P102 386 3404 SH SOLE 2934 120 350 ZIMMER HLDGS INC COMMON STOCK 98956P102 226 1992 SH OTR 1769 123 100 3M CO COMMON STOCK 88579Y101 3274 19923 SH SOLE 18408 750 765 3M CO COMMON STOCK 88579Y101 541 3295 SH OTR 2500 95 700 BP PLC SPONS ADR COMMON STOCK 055622104 66 1738 SH SOLE 1738 0 0 BP PLC SPONS ADR COMMON STOCK 055622104 216 5676 SH OTR 5676 0 0 NOVO NORDISK AS SPONS ADR COMMON STOCK 670100205 429 10135 SH SOLE 10135 0 0 ROYAL DUTCH SHELL SPONS ADR COMMON STOCK 780259206 16 245 SH SOLE 245 0 0 ROYAL DUTCH SHELL SPONS ADR COMMON STOCK 780259206 319 4761 SH OTR 4511 0 250 COVIDIEN PLC COMMON STOCK G2554F113 2673 26130 SH SOLE 25954 176 0 COVIDIEN PLC COMMON STOCK G2554F113 902 8818 SH OTR 8743 75 0 EATON CORP PLC COMMON STOCK G29183103 447 6580 SH SOLE 6180 0 400 EATON CORP PLC COMMON STOCK G29183103 375 5525 SH OTR 4450 0 1075 INGERSOLL-RAND PLC COMMON STOCK G47791101 160 2525 SH SOLE 2525 0 0 INGERSOLL-RAND PLC COMMON STOCK G47791101 647 10200 SH OTR 10200 0 0 SCHLUMBERGER LTD COMMON STOCK 806857108 5757 67404 SH SOLE 64851 226 2327 SCHLUMBERGER LTD COMMON STOCK 806857108 1060 12411 SH OTR 12126 160 125 SUNCOR ENERGY INC COMMON STOCK 867224107 649 20437 SH SOLE 19226 0 1211 SUNCOR ENERGY INC COMMON STOCK 867224107 165 5181 SH OTR 2105 0 3076 TORONTO DOMINION BANK COMMON STOCK 891160509 2537 53106 SH SOLE 49862 0 3244 ISHARES CORE S&P MID-CAP ETF OTHER 464287507 3475 23998 SH SOLE 0 0 0 ISHARES CORE S&P MID-CAP ETF OTHER 464287507 365 2521 SH OTR 0 0 0 ISHARES GOLD TRUST OTHER 464285105 131 11433 SH SOLE 0 0 0 ISHARES GOLD TRUST OTHER 464285105 61 5345 SH OTR 0 0 0 ISHARES MSCI EAFE ETF OTHER 464287465 6743 110838 SH SOLE 0 0 0 ISHARES MSCI EAFE ETF OTHER 464287465 675 11101 SH OTR 0 0 0 ISHARES MSCI EMERGING MKT ETF OTHER 464287234 4677 119026 SH SOLE 0 0 0 ISHARES MSCI EMERGING MKT ETF OTHER 464287234 351 8930 SH OTR 0 0 0 ISHARES RUSSELL 2000 ETF OTHER 464287655 9168 76642 SH SOLE 0 0 0 ISHARES RUSSELL 2000 ETF OTHER 464287655 510 4265 SH OTR 0 0 0 ISHARES S&P MIDCAP 400/GRWTH E OTHER 464287606 40 250 SH SOLE 0 0 0 ISHARES S&P MIDCAP 400/GRWTH E OTHER 464287606 184 1150 SH OTR 0 0 0 POWERSHARES QQQ TRUST OTHER 73935A104 283 2744 SH SOLE 0 0 0 POWERSHARES QQQ TRUST OTHER 73935A104 44 424 SH OTR 0 0 0 SPDR DJIA TRUST OTHER 78467X109 1946 10939 SH SOLE 0 0 0 SPDR DJIA TRUST OTHER 78467X109 496 2786 SH OTR 0 0 0 SPDR GOLD TRUST OTHER 78463V107 189 1662 SH SOLE 0 0 0 SPDR GOLD TRUST OTHER 78463V107 23 205 SH OTR 0 0 0 SPDR S&P DIVIDEND ETF OTHER 78464A763 4089 51887 SH SOLE 0 0 0 SPDR S&P DIVIDEND ETF OTHER 78464A763 658 8350 SH OTR 0 0 0 SPDR S&P MIDCAP 400 ETF TRUST OTHER 78467Y107 14292 54141 SH SOLE 0 0 0 SPDR S&P MIDCAP 400 ETF TRUST OTHER 78467Y107 1076 4078 SH OTR 0 0 0 SPDR S&P 500 ETF TRUST OTHER 78462F103 5190 25252 SH SOLE 0 0 0 SPDR S&P 500 ETF TRUST OTHER 78462F103 862 4194 SH OTR 0 0 0 VANGUARD FTSE ALL-WORLD EX-US OTHER 922042775 303 6460 SH SOLE 0 0 0 VANGUARD FTSE EMERGING MARKETS OTHER 922042858 1515 37859 SH SOLE 0 0 0 VANGUARD FTSE EMERGING MARKETS OTHER 922042858 307 7670 SH OTR 0 0 0 VANGUARD HIGH DVD YIELD ETF OTHER 921946406 158 2305 SH SOLE 0 0 0 VANGUARD HIGH DVD YIELD ETF OTHER 921946406 69 1000 SH OTR 0 0 0 VANGUARD LARGE-CAP ETF OTHER 922908637 289 3060 SH SOLE 0 0 0 VANGUARD LARGE-CAP ETF OTHER 922908637 177 1870 SH OTR 0 0 0 VANGUARD MSCI EAFE ETF OTHER 921943858 254 6700 SH OTR 0 0 0 VANGUARD RUSSELL 2000 OTHER 92206C664 710 7430 SH SOLE 0 0 0 ISHARES BARCLAYS 1-3 YEAR CR E OTHER 464288646 268 2548 SH SOLE 0 0 0 ISHARES BARCLAYS 1-3 YEAR TR E OTHER 464287457 351 4155 SH SOLE 0 0 0 ISHARES BARCLAYS 1-3 YEAR TR E OTHER 464287457 3 38 SH OTR 0 0 0 ISHARES BARCLAYS 7-10 YEAR TR OTHER 464287440 425 4006 SH SOLE 0 0 0 ISHARES BARCLAYS 7-10 YEAR TR OTHER 464287440 1 10 SH OTR 0 0 0 ISHARES CORE U.S. AGGREGATE BO OTHER 464287226 602 5470 SH SOLE 0 0 0 ISHARES S&P PREF STK ETF OTHER 464288687 2346 59490 SH SOLE 0 0 0 ISHARES S&P PREF STK ETF OTHER 464288687 782 19831 SH OTR 0 0 0 SPDR BARCLAYS I/T CORP BD ETF OTHER 78464A375 1322 38679 SH SOLE 0 0 0 VANGUARD INTER TERM CORP BOND OTHER 92206C870 1081 12559 SH SOLE 0 0 0 VANGUARD INTER TERM CORP BOND OTHER 92206C870 228 2650 SH OTR 0 0 0 VANGUARD INTERMEDIATE-TERM BON OTHER 921937819 356 4200 SH SOLE 0 0 0 VANGUARD INTERMEDIATE-TERM BON OTHER 921937819 74 875 SH OTR 0 0 0 VANGUARD TOTAL BOND MARKET ETF OTHER 921937835 411 4987 SH SOLE 0 0 0