The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COMMON STOCK 002824100 4,022 98,348 SH   SOLE   95,094 100 3,154
ABBOTT LABS COMMON STOCK 002824100 746 18,246 SH   OTR   15,726 1,670 850
ABBVIE INC COMMON STOCK 00287Y109 4,360 77,249 SH   SOLE   72,695 100 4,454
ABBVIE INC COMMON STOCK 00287Y109 975 17,276 SH   OTR   14,831 1,745 700
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 1,706 13,262 SH   SOLE   13,062 0 200
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 266 2,065 SH   OTR   2,065 0 0
ALCOA INC COMMON STOCK 013817101 95 6,371 SH   SOLE   5,305 0 1,066
ALCOA INC COMMON STOCK 013817101 113 7,560 SH   OTR   7,345 0 215
ALLERGAN INC COMMON STOCK 018490102 189 1,117 SH   SOLE   1,117 0 0
ALLERGAN INC COMMON STOCK 018490102 19 110 SH   OTR   110 0 0
ALLSTATE CORP COMMON STOCK 020002101 123 2,093 SH   SOLE   2,093 0 0
ALLSTATE CORP COMMON STOCK 020002101 207 3,522 SH   OTR   3,522 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 1,141 27,204 SH   SOLE   25,279 0 1,925
ALTRIA GROUP INC COMMON STOCK 02209S103 1,818 43,350 SH   OTR   41,100 200 2,050
AMERICAN EXPRESS CO COMMON STOCK 025816109 3,245 34,204 SH   SOLE   33,594 140 470
AMERICAN EXPRESS CO COMMON STOCK 025816109 1,110 11,700 SH   OTR   10,200 0 1,500
AMERICAN WATER WORKS CO INC COMMON STOCK 030420103 938 18,959 SH   SOLE   18,159 0 800
AMERICAN WATER WORKS CO INC COMMON STOCK 030420103 599 12,110 SH   OTR   7,615 0 4,495
AMGEN INC COMMON STOCK 031162100 347 2,930 SH   SOLE   2,930 0 0
AMGEN INC COMMON STOCK 031162100 69 585 SH   OTR   585 0 0
ANADARKO PETROLEUM CORPORATION COMMON STOCK 032511107 328 2,995 SH   SOLE   2,295 0 700
ANADARKO PETROLEUM CORPORATION COMMON STOCK 032511107 270 2,468 SH   OTR   2,168 0 300
APACHE CORP COMMON STOCK 037411105 2,881 28,636 SH   SOLE   28,347 130 159
APACHE CORP COMMON STOCK 037411105 797 7,919 SH   OTR   7,919 0 0
APPLE INC COMMON STOCK 037833100 12,542 134,959 SH   SOLE   127,429 763 6,767
APPLE INC COMMON STOCK 037833100 3,182 34,246 SH   OTR   33,266 980 0
AT&T INC COMMON STOCK 00206R102 4,618 130,612 SH   SOLE   126,175 400 4,037
AT&T INC COMMON STOCK 00206R102 1,637 46,303 SH   OTR   40,713 105 5,485
AUTOLIV INC COMMON STOCK 052800109 1,626 15,259 SH   SOLE   14,009 0 1,250
AUTOLIV INC COMMON STOCK 052800109 1,436 13,469 SH   OTR   13,469 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 4,209 53,094 SH   SOLE   51,639 0 1,455
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 817 10,300 SH   OTR   8,505 150 1,645
BANK OF AMERICA CORP COMMON STOCK 060505104 247 16,051 SH   SOLE   15,432 0 619
BANK OF AMERICA CORP COMMON STOCK 060505104 123 8,032 SH   OTR   7,575 0 457
BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 158 4,217 SH   SOLE   4,217 0 0
BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 435 11,602 SH   OTR   11,102 0 500
BAXTER INTL INC COMMON STOCK 071813109 471 6,514 SH   SOLE   6,514 0 0
BAXTER INTL INC COMMON STOCK 071813109 181 2,499 SH   OTR   2,199 0 300
BECTON DICKINSON COMMON STOCK 075887109 308 2,600 SH   SOLE   2,600 0 0
BECTON DICKINSON COMMON STOCK 075887109 142 1,200 SH   OTR   1,200 0 0
BED BATH & BEYOND INC COMMON STOCK 075896100 654 11,395 SH   SOLE   11,020 0 375
BED BATH & BEYOND INC COMMON STOCK 075896100 32 550 SH   OTR   550 0 0
BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702 4,237 33,475 SH   SOLE   32,943 212 320
BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702 1,152 9,106 SH   OTR   8,936 20 150
BHP BILLITON LTD SPONS ADR COMMON STOCK 088606108 1,119 16,349 SH   SOLE   15,408 50 891
BHP BILLITON LTD SPONS ADR COMMON STOCK 088606108 172 2,513 SH   OTR   2,513 0 0
BLACKROCK INC CL A COMMON STOCK 09247X101 160 500 SH   SOLE   0 0 500
BLACKROCK INC CL A COMMON STOCK 09247X101 81 254 SH   OTR   254 0 0
BOEING CO COMMON STOCK 097023105 1,716 13,490 SH   SOLE   13,125 0 365
BOEING CO COMMON STOCK 097023105 1,312 10,310 SH   OTR   10,310 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 4,904 101,088 SH   SOLE   92,488 5,200 3,400
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 1,790 36,904 SH   OTR   33,024 1,580 2,300
CAPITAL ONE FINANCIAL CORP COMMON STOCK 14040H105 274 3,313 SH   SOLE   3,313 0 0
CATERPILLAR INC COMMON STOCK 149123101 3,872 35,628 SH   SOLE   34,903 343 382
CATERPILLAR INC COMMON STOCK 149123101 1,011 9,301 SH   OTR   8,856 145 300
CELGENE CORP COMMON STOCK 151020104 743 8,648 SH   SOLE   6,528 120 2,000
CELGENE CORP COMMON STOCK 151020104 155 1,808 SH   OTR   1,808 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 12,269 93,978 SH   SOLE   89,679 1,982 2,317
CHEVRON CORPORATION COMMON STOCK 166764100 4,712 36,091 SH   OTR   31,717 1,060 3,314
CHURCH & DWIGHT INC COMMON STOCK 171340102 284 4,055 SH   SOLE   4,055 0 0
CHURCH & DWIGHT INC COMMON STOCK 171340102 10 150 SH   OTR   150 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 4,933 198,522 SH   SOLE   191,954 882 5,686
CISCO SYSTEMS INC COMMON STOCK 17275R102 972 39,121 SH   OTR   38,626 495 0
CITIGROUP INC COMMON STOCK 172967424 330 7,015 SH   SOLE   6,995 0 20
CITIGROUP INC COMMON STOCK 172967424 60 1,269 SH   OTR   1,229 0 40
CLOROX COMPANY COMMON STOCK 189054109 1,493 16,339 SH   SOLE   15,739 0 600
CLOROX COMPANY COMMON STOCK 189054109 628 6,870 SH   OTR   5,030 0 1,840
COCA COLA CO COMMON STOCK 191216100 3,312 78,188 SH   SOLE   70,388 2,000 5,800
COCA COLA CO COMMON STOCK 191216100 1,562 36,875 SH   OTR   29,755 0 7,120
COGNIZANT TECHNOLOGY SOLUTIONS COMMON STOCK 192446102 237 4,844 SH   SOLE   4,694 150 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 3,654 53,598 SH   SOLE   46,853 2,000 4,745
COLGATE PALMOLIVE CO COMMON STOCK 194162103 2,278 33,418 SH   OTR   30,618 0 2,800
COMCAST CORP-CL A COMMON STOCK 20030N101 564 10,511 SH   SOLE   9,782 0 729
COMCAST CORP-CL A COMMON STOCK 20030N101 175 3,263 SH   OTR   2,391 200 672
CONOCOPHILLIPS COMMON STOCK 20825C104 4,610 53,777 SH   SOLE   50,319 425 3,033
CONOCOPHILLIPS COMMON STOCK 20825C104 440 5,128 SH   OTR   4,728 400 0
CONSUMER DISCRETIONARY SELT COMMON STOCK 81369Y407 1,669 25,014 SH   SOLE   23,006 0 2,008
CONSUMER DISCRETIONARY SELT COMMON STOCK 81369Y407 295 4,414 SH   OTR   3,962 275 177
CONSUMER STAPLES SELECT SECTOR COMMON STOCK 81369Y308 995 22,304 SH   SOLE   21,254 0 1,050
CONSUMER STAPLES SELECT SECTOR COMMON STOCK 81369Y308 177 3,972 SH   OTR   3,380 350 242
CORNING INC COMMON STOCK 219350105 302 13,738 SH   SOLE   13,738 0 0
CORNING INC COMMON STOCK 219350105 200 9,115 SH   OTR   8,415 700 0
CSX CORP COMMON STOCK 126408103 203 6,574 SH   SOLE   6,574 0 0
CSX CORP COMMON STOCK 126408103 68 2,200 SH   OTR   2,200 0 0
CVS CAREMARK CORP COMMON STOCK 126650100 5,417 71,867 SH   SOLE   71,472 153 242
CVS CAREMARK CORP COMMON STOCK 126650100 1,116 14,809 SH   OTR   13,569 240 1,000
DANAHER CORP COMMON STOCK 235851102 5,885 74,753 SH   SOLE   71,079 279 3,395
DANAHER CORP COMMON STOCK 235851102 1,158 14,706 SH   OTR   13,066 280 1,360
DEERE & CO COMMON STOCK 244199105 715 7,895 SH   SOLE   6,865 30 1,000
DEERE & CO COMMON STOCK 244199105 470 5,190 SH   OTR   5,190 0 0
DISNEY WALT CO NEW COMMON STOCK 254687106 7,154 83,443 SH   SOLE   82,320 318 805
DISNEY WALT CO NEW COMMON STOCK 254687106 1,560 18,198 SH   OTR   16,618 220 1,360
DOMINION RESOURCES INC COMMON STOCK 25746U109 2,992 41,833 SH   SOLE   39,806 300 1,727
DOMINION RESOURCES INC COMMON STOCK 25746U109 1,388 19,409 SH   OTR   13,702 1,200 4,507
DOVER CORP COMMON STOCK 260003108 236 2,590 SH   SOLE   1,890 0 700
DOVER CORP COMMON STOCK 260003108 102 1,125 SH   OTR   1,125 0 0
DOW CHEMICAL COMPANY COMMON STOCK 260543103 602 11,705 SH   SOLE   11,705 0 0
DOW CHEMICAL COMPANY COMMON STOCK 260543103 1,070 20,784 SH   OTR   19,284 0 1,500
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 4,069 62,184 SH   SOLE   59,769 0 2,415
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 2,339 35,740 SH   OTR   31,305 175 4,260
DUKE ENERGY CORP COMMON STOCK 26441C204 139 1,868 SH   SOLE   1,096 566 206
DUKE ENERGY CORP COMMON STOCK 26441C204 114 1,538 SH   OTR   872 666 0
ECOLAB INC COMMON STOCK 278865100 2,008 18,031 SH   SOLE   17,051 0 980
ECOLAB INC COMMON STOCK 278865100 382 3,430 SH   OTR   2,010 0 1,420
EMC CORP MASS COMMON STOCK 268648102 1,244 47,214 SH   SOLE   43,779 0 3,435
EMC CORP MASS COMMON STOCK 268648102 547 20,753 SH   OTR   17,953 600 2,200
EMERSON ELEC CO COMMON STOCK 291011104 1,572 23,690 SH   SOLE   22,290 800 600
EMERSON ELEC CO COMMON STOCK 291011104 441 6,640 SH   OTR   6,640 0 0
ENERGY SELECT SECTOR SPDR COMMON STOCK 81369Y506 1,741 17,392 SH   SOLE   16,618 0 774
ENERGY SELECT SECTOR SPDR COMMON STOCK 81369Y506 129 1,292 SH   OTR   1,029 80 183
ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107 1,080 13,799 SH   SOLE   11,299 0 2,500
ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107 152 1,940 SH   OTR   1,940 0 0
EXELON CORP COMMON STOCK 30161N101 241 6,619 SH   SOLE   6,619 0 0
EXELON CORP COMMON STOCK 30161N101 265 7,254 SH   OTR   6,604 150 500
EXPEDITORS INTL WASH INC COMMON STOCK 302130109 176 3,990 SH   SOLE   3,790 0 200
EXPEDITORS INTL WASH INC COMMON STOCK 302130109 171 3,870 SH   OTR   2,310 0 1,560
EXPRESS SCRIPTS HLDG COMMON STOCK 30219G108 1,073 15,482 SH   SOLE   14,928 0 554
EXPRESS SCRIPTS HLDG COMMON STOCK 30219G108 200 2,881 SH   OTR   2,726 0 155
EXXONMOBIL CORP COMMON STOCK 30231G102 19,225 190,952 SH   SOLE   182,693 1,726 6,533
EXXONMOBIL CORP COMMON STOCK 30231G102 9,344 92,810 SH   OTR   87,438 937 4,435
FEDEX CORPORATION COMMON STOCK 31428X106 220 1,455 SH   SOLE   1,455 0 0
FINANCIAL SELECT SECTOR SPDR COMMON STOCK 81369Y605 1,708 75,117 SH   SOLE   73,417 0 1,700
FINANCIAL SELECT SECTOR SPDR COMMON STOCK 81369Y605 162 7,128 SH   OTR   4,882 1,181 1,065
FIRST NIAGARA FINANCIAL GRP COMMON STOCK 33582V108 94 10,719 SH   SOLE   6,366 0 4,353
FIRST NIAGARA FINANCIAL GRP COMMON STOCK 33582V108 35 4,000 SH   OTR   4,000 0 0
FISERV INC COMMON STOCK 337738108 1,778 29,475 SH   SOLE   28,605 150 720
FISERV INC COMMON STOCK 337738108 50 836 SH   OTR   836 0 0
FORTUNE BRANDS INC COMMON STOCK 34964C106 205 5,144 SH   OTR   5,144 0 0
FRANKLIN RESOURCES INC COMMON STOCK 354613101 320 5,532 SH   SOLE   5,532 0 0
FRANKLIN RESOURCES INC COMMON STOCK 354613101 62 1,070 SH   OTR   1,070 0 0
FRONTIER COMMUNICATIONS CORP COMMON STOCK 35906A108 30 5,122 SH   SOLE   4,842 0 280
FRONTIER COMMUNICATIONS CORP COMMON STOCK 35906A108 37 6,280 SH   OTR   4,112 2,000 168
GENERAL DYNAMICS CORP COMMON STOCK 369550108 329 2,825 SH   SOLE   2,825 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108 192 1,650 SH   OTR   1,650 0 0
GENERAL ELECTRIC CORP COMMON STOCK 369604103 10,529 400,656 SH   SOLE   382,001 2,640 16,015
GENERAL ELECTRIC CORP COMMON STOCK 369604103 3,791 144,254 SH   OTR   126,904 6,425 10,925
GENERAL MLS INC COMMON STOCK 370334104 1,931 36,748 SH   SOLE   35,248 0 1,500
GENERAL MLS INC COMMON STOCK 370334104 704 13,397 SH   OTR   10,002 500 2,895
GILEAD SCIENCES INC COMMON STOCK 375558103 1,128 13,600 SH   SOLE   10,100 0 3,500
GILEAD SCIENCES INC COMMON STOCK 375558103 128 1,540 SH   OTR   1,540 0 0
GLAXO SMITHKLINE SPONS ADR COMMON STOCK 37733W105 1,471 27,503 SH   SOLE   27,023 125 355
GLAXO SMITHKLINE SPONS ADR COMMON STOCK 37733W105 385 7,195 SH   OTR   6,340 355 500
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 2,305 13,766 SH   SOLE   13,519 95 152
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 703 4,196 SH   OTR   4,186 10 0
GOOGLE INC CL A COMMON STOCK 38259P508 3,227 5,519 SH   SOLE   5,251 28 240
GOOGLE INC CL A COMMON STOCK 38259P508 513 878 SH   OTR   878 0 0
GOOGLE INC CLASS C COMMON STOCK 38259P706 3,163 5,498 SH   SOLE   5,230 28 240
GOOGLE INC CLASS C COMMON STOCK 38259P706 504 876 SH   OTR   876 0 0
GRAINGER W W INC COMMON STOCK 384802104 2,445 9,614 SH   SOLE   9,114 0 500
GRAINGER W W INC COMMON STOCK 384802104 678 2,665 SH   OTR   1,795 0 870
HALLIBURTON CO COMMON STOCK 406216101 317 4,459 SH   SOLE   3,359 0 1,100
HALLIBURTON CO COMMON STOCK 406216101 140 1,970 SH   OTR   1,970 0 0
HEALTH CARE SELECT SECTOR SPDR COMMON STOCK 81369Y209 991 16,294 SH   SOLE   15,699 0 595
HEALTH CARE SELECT SECTOR SPDR COMMON STOCK 81369Y209 110 1,816 SH   OTR   1,761 0 55
HEWLETT PACKARD CO COMMON STOCK 428236103 106 3,143 SH   SOLE   1,989 0 1,154
HEWLETT PACKARD CO COMMON STOCK 428236103 167 4,956 SH   OTR   4,156 0 800
HOME DEPOT INC COMMON STOCK 437076102 603 7,448 SH   SOLE   6,423 0 1,025
HOME DEPOT INC COMMON STOCK 437076102 427 5,280 SH   OTR   5,080 0 200
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 2,050 22,059 SH   SOLE   21,128 0 931
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 525 5,647 SH   OTR   3,562 2,085 0
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 1,875 21,409 SH   SOLE   21,184 0 225
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 202 2,302 SH   OTR   1,552 750 0
INDUSTRIAL SELECT SECTOR SPDR COMMON STOCK 81369Y704 1,658 30,662 SH   SOLE   30,095 0 567
INDUSTRIAL SELECT SECTOR SPDR COMMON STOCK 81369Y704 176 3,257 SH   OTR   1,908 0 1,349
INTEL CORP COMMON STOCK 458140100 7,554 244,481 SH   SOLE   234,908 3,250 6,323
INTEL CORP COMMON STOCK 458140100 1,495 48,381 SH   OTR   44,191 2,490 1,700
INTL. BUSINESS MACHINES CORP COMMON STOCK 459200101 12,232 67,479 SH   SOLE   63,090 888 3,501
INTL. BUSINESS MACHINES CORP COMMON STOCK 459200101 3,144 17,342 SH   OTR   15,747 120 1,475
ISHARES DJ US TELCOM SECTOR ET COMMON STOCK 464287713 1,227 40,448 SH   SOLE   40,233 103 112
ISHARES DJ US TELCOM SECTOR ET COMMON STOCK 464287713 317 10,463 SH   OTR   10,254 200 9
ISHARES NASDAQ BIOTECH ETF COMMON STOCK 464287556 9,108 35,437 SH   SOLE   34,061 180 1,196
ISHARES NASDAQ BIOTECH ETF COMMON STOCK 464287556 1,203 4,680 SH   OTR   4,580 50 50
JM SMUCKER CO COMMON STOCK 832696405 147 1,384 SH   SOLE   1,216 0 168
JM SMUCKER CO COMMON STOCK 832696405 214 2,004 SH   OTR   1,400 600 4
JOHNSON & JOHNSON COMMON STOCK 478160104 16,058 153,492 SH   SOLE   141,379 1,468 10,645
JOHNSON & JOHNSON COMMON STOCK 478160104 4,242 40,550 SH   OTR   34,814 1,370 4,366
JP MORGAN CHASE & CO COMMON STOCK 46625H100 8,962 155,542 SH   SOLE   148,332 478 6,732
JP MORGAN CHASE & CO COMMON STOCK 46625H100 2,900 50,327 SH   OTR   45,127 2,940 2,260
KBW BANK ETF COMMON STOCK 78464A797 351 10,515 SH   SOLE   10,451 0 64
KBW BANK ETF COMMON STOCK 78464A797 20 598 SH   OTR   498 0 100
KBW REGIONAL BANKING ETF COMMON STOCK 78464A698 2,612 64,773 SH   SOLE   64,037 200 536
KBW REGIONAL BANKING ETF COMMON STOCK 78464A698 220 5,455 SH   OTR   4,985 370 100
KIMBERLY CLARK CORP COMMON STOCK 494368103 711 6,390 SH   SOLE   6,340 0 50
KIMBERLY CLARK CORP COMMON STOCK 494368103 200 1,800 SH   OTR   1,650 150 0
KRAFT FOODS GROUP INC COMMON STOCK 50076Q106 258 4,298 SH   SOLE   4,169 0 129
KRAFT FOODS GROUP INC COMMON STOCK 50076Q106 466 7,770 SH   OTR   7,414 46 310
LILLY ELI & CO COMMON STOCK 532457108 581 9,346 SH   SOLE   8,218 0 1,128
LILLY ELI & CO COMMON STOCK 532457108 378 6,085 SH   OTR   4,985 0 1,100
LOCKHEED MARTIN CORP COMMON STOCK 539830109 2,927 18,212 SH   SOLE   17,097 0 1,115
LOCKHEED MARTIN CORP COMMON STOCK 539830109 743 4,625 SH   OTR   4,575 50 0
LOWES COS INC COMMON STOCK 548661107 6,074 126,573 SH   SOLE   125,365 435 773
LOWES COS INC COMMON STOCK 548661107 1,473 30,684 SH   OTR   29,749 235 700
M & T BANK CORP COMMON STOCK 55261F104 329 2,649 SH   SOLE   2,649 0 0
M & T BANK CORP COMMON STOCK 55261F104 409 3,300 SH   OTR   1,200 2,100 0
MAGELLAN MIDSTREAM PARTNERS LP COMMON STOCK 559080106 303 3,600 SH   SOLE   0 0 3,600
MARKET VECTORS AGRIBUSINESS COMMON STOCK 57060U605 2,992 54,399 SH   SOLE   51,982 350 2,067
MARKET VECTORS AGRIBUSINESS COMMON STOCK 57060U605 639 11,614 SH   OTR   11,389 125 100
MATERIALS SELECT SPDR FUND COMMON STOCK 81369Y100 2,456 49,467 SH   SOLE   46,575 110 2,782
MATERIALS SELECT SPDR FUND COMMON STOCK 81369Y100 243 4,905 SH   OTR   2,874 807 1,224
MCDONALDS CORP COMMON STOCK 580135101 9,418 93,491 SH   SOLE   89,747 1,070 2,674
MCDONALDS CORP COMMON STOCK 580135101 2,554 25,348 SH   OTR   21,743 575 3,030
MDU RES GROUP INC COMMON STOCK 552690109 43 1,238 SH   SOLE   1,238 0 0
MDU RES GROUP INC COMMON STOCK 552690109 202 5,753 SH   OTR   5,753 0 0
MEDTRONIC INC COMMON STOCK 585055106 337 5,289 SH   SOLE   4,914 0 375
MEDTRONIC INC COMMON STOCK 585055106 23 360 SH   OTR   0 0 360
MERCK & CO INC COMMON STOCK 58933Y105 3,255 56,274 SH   SOLE   52,941 1,500 1,833
MERCK & CO INC COMMON STOCK 58933Y105 1,388 23,985 SH   OTR   21,535 225 2,225
METLIFE INC COMMON STOCK 59156R108 703 12,659 SH   SOLE   12,554 0 105
METLIFE INC COMMON STOCK 59156R108 166 2,983 SH   OTR   2,483 500 0
MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104 1,610 32,984 SH   SOLE   31,984 0 1,000
MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104 369 7,550 SH   OTR   5,475 750 1,325
MICROSOFT CORP COMMON STOCK 594918104 10,029 240,515 SH   SOLE   232,915 995 6,605
MICROSOFT CORP COMMON STOCK 594918104 2,337 56,041 SH   OTR   47,450 4,891 3,700
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 512 13,615 SH   SOLE   12,932 0 683
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 870 23,128 SH   OTR   22,057 138 933
MONSANTO CO COMMON STOCK 61166W101 2,214 17,748 SH   SOLE   16,679 145 924
MONSANTO CO COMMON STOCK 61166W101 454 3,640 SH   OTR   3,570 70 0
NBT BANCORP INC COMMON STOCK 628778102 6,407 266,749 SH   SOLE   130,798 0 135,951
NBT BANCORP INC COMMON STOCK 628778102 2,266 94,348 SH   OTR   88,794 3,154 2,400
NEXTERA ENERGY INC COMMON STOCK 65339F101 2,994 29,217 SH   SOLE   25,967 0 3,250
NEXTERA ENERGY INC COMMON STOCK 65339F101 1,313 12,814 SH   OTR   9,179 750 2,885
NIKE INC-CLASS B COMMON STOCK 654106103 2,525 32,560 SH   SOLE   31,360 0 1,200
NIKE INC-CLASS B COMMON STOCK 654106103 618 7,970 SH   OTR   5,770 0 2,200
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 1,577 15,311 SH   SOLE   13,311 0 2,000
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 688 6,673 SH   OTR   6,098 0 575
NOVARTIS AG SPONS ADR COMMON STOCK 66987V109 2,747 30,339 SH   SOLE   29,959 95 285
NOVARTIS AG SPONS ADR COMMON STOCK 66987V109 1,019 11,260 SH   OTR   10,645 115 500
NUCOR CORP COMMON STOCK 670346105 235 4,777 SH   SOLE   4,777 0 0
NUCOR CORP COMMON STOCK 670346105 86 1,750 SH   OTR   1,750 0 0
OCCIDENTAL PETE CORP COMMON STOCK 674599105 180 1,753 SH   SOLE   1,753 0 0
OCCIDENTAL PETE CORP COMMON STOCK 674599105 56 550 SH   OTR   0 0 550
ORACLE CORPORATION COMMON STOCK 68389X105 4,765 117,566 SH   SOLE   114,749 354 2,463
ORACLE CORPORATION COMMON STOCK 68389X105 1,315 32,447 SH   OTR   31,608 839 0
PEPSICO INC COMMON STOCK 713448108 10,635 119,037 SH   SOLE   116,421 537 2,079
PEPSICO INC COMMON STOCK 713448108 2,571 28,776 SH   OTR   26,396 770 1,610
PFIZER INC COMMON STOCK 717081103 6,217 209,479 SH   SOLE   205,841 433 3,205
PFIZER INC COMMON STOCK 717081103 2,317 78,082 SH   OTR   73,048 1,995 3,039
PG & E CORP COMMON STOCK 69331C108 41 846 SH   SOLE   846 0 0
PG & E CORP COMMON STOCK 69331C108 167 3,484 SH   OTR   3,484 0 0
PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109 1,568 18,593 SH   SOLE   17,668 0 925
PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109 3,229 38,300 SH   OTR   36,800 150 1,350
PHILLIPS 66 COMMON STOCK 718546104 260 3,235 SH   SOLE   2,916 155 164
PHILLIPS 66 COMMON STOCK 718546104 12 150 SH   OTR   100 50 0
PRAXAIR INC COMMON STOCK 74005P104 2,296 17,286 SH   SOLE   16,536 0 750
PRAXAIR INC COMMON STOCK 74005P104 865 6,510 SH   OTR   5,385 0 1,125
PROCTER & GAMBLE CO COMMON STOCK 742718109 12,507 159,138 SH   SOLE   149,262 1,471 8,405
PROCTER & GAMBLE CO COMMON STOCK 742718109 4,008 50,994 SH   OTR   43,486 2,598 4,910
PRUDENTIAL FINL INC COMMON STOCK 744320102 4,526 50,983 SH   SOLE   50,283 342 358
PRUDENTIAL FINL INC COMMON STOCK 744320102 1,130 12,734 SH   OTR   12,384 150 200
PUBLIC SVC ENTERPRISE GROUP IN COMMON STOCK 744573106 302 7,416 SH   SOLE   7,016 400 0
PUBLIC SVC ENTERPRISE GROUP IN COMMON STOCK 744573106 209 5,120 SH   OTR   5,120 0 0
QUALCOMM INC COMMON STOCK 747525103 5,388 68,029 SH   SOLE   65,404 526 2,099
QUALCOMM INC COMMON STOCK 747525103 1,315 16,600 SH   OTR   15,780 220 600
ROCKWELL AUTOMATION INC COMMON STOCK 773903109 254 2,030 SH   SOLE   1,830 0 200
ROCKWELL AUTOMATION INC COMMON STOCK 773903109 33 265 SH   OTR   265 0 0
SIGMA ALDRICH CORP COMMON STOCK 826552101 898 8,848 SH   SOLE   8,448 0 400
SIGMA ALDRICH CORP COMMON STOCK 826552101 205 2,020 SH   OTR   800 0 1,220
SOUTHERN COMPANY COMMON STOCK 842587107 1,443 31,789 SH   SOLE   31,289 200 300
SOUTHERN COMPANY COMMON STOCK 842587107 973 21,445 SH   OTR   18,045 2,000 1,400
ST JUDE MEDICAL INC COMMON STOCK 790849103 322 4,646 SH   SOLE   4,646 0 0
ST JUDE MEDICAL INC COMMON STOCK 790849103 22 315 SH   OTR   315 0 0
STARWOOD HOTELS & RESORTS COMMON STOCK 85590A401 356 4,403 SH   SOLE   4,403 0 0
STARWOOD HOTELS & RESORTS COMMON STOCK 85590A401 132 1,630 SH   OTR   1,630 0 0
STRYKER CORPORATION COMMON STOCK 863667101 436 5,165 SH   SOLE   5,165 0 0
STRYKER CORPORATION COMMON STOCK 863667101 29 340 SH   OTR   340 0 0
SYSCO CORP COMMON STOCK 871829107 342 9,135 SH   SOLE   9,135 0 0
SYSCO CORP COMMON STOCK 871829107 304 8,130 SH   OTR   7,430 0 700
T ROWE PRICE GROUP INC COMMON STOCK 74144T108 6,277 74,368 SH   SOLE   72,658 316 1,394
T ROWE PRICE GROUP INC COMMON STOCK 74144T108 1,317 15,605 SH   OTR   15,010 295 300
TARGET CORP COMMON STOCK 87612E106 4,404 75,992 SH   SOLE   72,050 212 3,730
TARGET CORP COMMON STOCK 87612E106 904 15,596 SH   OTR   14,431 440 725
TECHNOLOGY SELECT SECT SPDR COMMON STOCK 81369Y803 2,300 59,974 SH   SOLE   58,711 325 938
TECHNOLOGY SELECT SECT SPDR COMMON STOCK 81369Y803 379 9,894 SH   OTR   8,804 700 390
TEVA PHARMACEUTICAL INDS SPONS COMMON STOCK 881624209 138 2,639 SH   SOLE   2,639 0 0
TEVA PHARMACEUTICAL INDS SPONS COMMON STOCK 881624209 77 1,471 SH   OTR   1,471 0 0
TEXTRON INC COMMON STOCK 883203101 744 19,440 SH   SOLE   19,440 0 0
THE MOSAIC COMPANY COMMON STOCK 61945C103 644 13,024 SH   SOLE   12,639 174 211
THE MOSAIC COMPANY COMMON STOCK 61945C103 471 9,531 SH   OTR   9,446 85 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 242 2,047 SH   SOLE   547 0 1,500
TJX COS INC COMMON STOCK 872540109 1,994 37,512 SH   SOLE   33,139 413 3,960
TJX COS INC COMMON STOCK 872540109 102 1,915 SH   OTR   1,745 170 0
TOYOTA MOTOR CORP SPONS ADR COMMON STOCK 892331307 1,060 8,856 SH   SOLE   8,676 45 135
TOYOTA MOTOR CORP SPONS ADR COMMON STOCK 892331307 292 2,441 SH   OTR   2,366 75 0
UNION PAC CORP COMMON STOCK 907818108 5,772 57,865 SH   SOLE   55,503 110 2,252
UNION PAC CORP COMMON STOCK 907818108 2,074 20,796 SH   OTR   18,576 0 2,220
UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 810 7,893 SH   SOLE   6,793 100 1,000
UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 146 1,419 SH   OTR   1,419 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 9,484 82,152 SH   SOLE   77,978 514 3,660
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 2,851 24,691 SH   OTR   20,701 2,015 1,975
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 2,956 36,163 SH   SOLE   35,708 165 290
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 665 8,135 SH   OTR   7,860 150 125
US BANCORP NEW COMMON STOCK 902973304 2,824 65,194 SH   SOLE   61,853 180 3,161
US BANCORP NEW COMMON STOCK 902973304 151 3,496 SH   OTR   2,526 470 500
UTILITIES SELECT SECTOR SPDR COMMON STOCK 81369Y886 3,408 76,998 SH   SOLE   74,105 490 2,403
UTILITIES SELECT SECTOR SPDR COMMON STOCK 81369Y886 815 18,405 SH   OTR   17,122 512 771
VANGUARD REIT ETF COMMON STOCK 922908553 1,539 20,563 SH   SOLE   20,563 0 0
VANGUARD REIT ETF COMMON STOCK 922908553 225 3,005 SH   OTR   2,516 489 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 5,396 110,285 SH   SOLE   102,445 2,954 4,886
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 2,257 46,132 SH   OTR   38,393 5,073 2,666
WAL MART STORES INC COMMON STOCK 931142103 3,036 40,441 SH   SOLE   39,645 133 663
WAL MART STORES INC COMMON STOCK 931142103 796 10,607 SH   OTR   9,892 215 500
WALGREEN CO COMMON STOCK 931422109 1,876 25,313 SH   SOLE   24,433 150 730
WALGREEN CO COMMON STOCK 931422109 131 1,769 SH   OTR   1,290 175 304
WELLS FARGO & CO COMMON STOCK 949746101 7,624 145,048 SH   SOLE   140,042 417 4,589
WELLS FARGO & CO COMMON STOCK 949746101 2,022 38,461 SH   OTR   33,307 735 4,419
WGL HLDGS INC COMMON STOCK 92924F106 266 6,170 SH   SOLE   6,170 0 0
WGL HLDGS INC COMMON STOCK 92924F106 103 2,400 SH   OTR   0 2,400 0
WILLIAMS COS INC COMMON STOCK 969457100 379 6,510 SH   SOLE   6,510 0 0
WILLIAMS COS INC COMMON STOCK 969457100 79 1,356 SH   OTR   1,356 0 0
WR GRACE & CO COMMON STOCK 38388F108 662 7,000 SH   OTR   0 0 7,000
XCEL ENERGY INC COMMON STOCK 98389B100 298 9,237 SH   SOLE   6,086 651 2,500
XCEL ENERGY INC COMMON STOCK 98389B100 25 775 SH   OTR   775 0 0
XYLEM INC COMMON STOCK 98419M100 863 22,094 SH   SOLE   22,094 0 0
XYLEM INC COMMON STOCK 98419M100 177 4,518 SH   OTR   4,468 50 0
YUM! BRANDS INC COMMON STOCK 988498101 1,570 19,331 SH   SOLE   19,221 110 0
YUM! BRANDS INC COMMON STOCK 988498101 264 3,252 SH   OTR   2,422 130 700
ZIMMER HLDGS INC COMMON STOCK 98956P102 362 3,484 SH   SOLE   3,014 120 350
ZIMMER HLDGS INC COMMON STOCK 98956P102 214 2,062 SH   OTR   1,839 123 100
3M CO COMMON STOCK 88579Y101 3,351 23,392 SH   SOLE   21,827 800 765
3M CO COMMON STOCK 88579Y101 422 2,945 SH   OTR   2,150 95 700
BP PLC SPONS ADR COMMON STOCK 055622104 156 2,964 SH   SOLE   2,964 0 0
BP PLC SPONS ADR COMMON STOCK 055622104 305 5,776 SH   OTR   5,776 0 0
NOVO NORDISK AS SPONS ADR COMMON STOCK 670100205 468 10,135 SH   SOLE   10,135 0 0
ROYAL DUTCH SHELL SPONS ADR COMMON STOCK 780259206 51 625 SH   SOLE   625 0 0
ROYAL DUTCH SHELL SPONS ADR COMMON STOCK 780259206 361 4,381 SH   OTR   4,131 0 250
ALLEGION PLC COMMON STOCK G0176J109 17 305 SH   SOLE   305 0 0
ALLEGION PLC COMMON STOCK G0176J109 193 3,399 SH   OTR   3,399 0 0
COVIDIEN PLC COMMON STOCK G2554F113 3,019 33,481 SH   SOLE   33,116 176 189
COVIDIEN PLC COMMON STOCK G2554F113 795 8,818 SH   OTR   8,743 75 0
EATON CORP PLC COMMON STOCK G29183103 511 6,620 SH   SOLE   6,220 0 400
EATON CORP PLC COMMON STOCK G29183103 444 5,755 SH   OTR   4,680 0 1,075
INGERSOLL-RAND PLC COMMON STOCK G47791101 158 2,525 SH   SOLE   2,525 0 0
INGERSOLL-RAND PLC COMMON STOCK G47791101 638 10,200 SH   OTR   10,200 0 0
SCHLUMBERGER LTD COMMON STOCK 806857108 8,522 72,247 SH   SOLE   69,515 226 2,506
SCHLUMBERGER LTD COMMON STOCK 806857108 1,489 12,625 SH   OTR   12,340 160 125
SUNCOR ENERGY INC COMMON STOCK 867224107 949 22,267 SH   SOLE   21,063 0 1,204
SUNCOR ENERGY INC COMMON STOCK 867224107 279 6,536 SH   OTR   3,460 0 3,076
TORONTO DOMINION BANK COMMON STOCK 891160509 2,786 54,198 SH   SOLE   50,954 0 3,244
ISHARES CORE S&P MID-CAP ETF OTHER 464287507 3,536 24,716 SH   SOLE   0 0 0
ISHARES CORE S&P MID-CAP ETF OTHER 464287507 380 2,653 SH   OTR   0 0 0
ISHARES DJ SELECT DIVIDEND ETF OTHER 464287168 173 2,250 SH   SOLE   0 0 0
ISHARES DJ SELECT DIVIDEND ETF OTHER 464287168 231 3,000 SH   OTR   0 0 0
ISHARES GOLD TRUST OTHER 464285105 1,534 119,120 SH   SOLE   0 0 0
ISHARES GOLD TRUST OTHER 464285105 83 6,435 SH   OTR   0 0 0
ISHARES MSCI EAFE ETF OTHER 464287465 7,952 116,314 SH   SOLE   0 0 0
ISHARES MSCI EAFE ETF OTHER 464287465 885 12,948 SH   OTR   0 0 0
ISHARES MSCI EMERGING MKT ETF OTHER 464287234 5,544 128,234 SH   SOLE   0 0 0
ISHARES MSCI EMERGING MKT ETF OTHER 464287234 304 7,026 SH   OTR   0 0 0
ISHARES RUSSELL 2000 ETF OTHER 464287655 9,361 78,793 SH   SOLE   0 0 0
ISHARES RUSSELL 2000 ETF OTHER 464287655 471 3,968 SH   OTR   0 0 0
ISHARES S&P MIDCAP 400/GRWTHE OTHER 464287606 220 1,400 SH   SOLE   0 0 0
POWERSHARES QQQ TRUST OTHER 73935A104 316 3,369 SH   SOLE   0 0 0
POWERSHARES QQQ TRUST OTHER 73935A104 40 424 SH   OTR   0 0 0
SPDR DJIA TRUST OTHER 78467X109 2,359 14,052 SH   SOLE   0 0 0
SPDR DJIA TRUST OTHER 78467X109 570 3,395 SH   OTR   0 0 0
SPDR GOLD TRUST OTHER 78463V107 272 2,127 SH   SOLE   0 0 0
SPDR GOLD TRUST OTHER 78463V107 26 205 SH   OTR   0 0 0
SPDR S&P DIVIDEND ETF OTHER 78464A763 4,197 54,797 SH   SOLE   0 0 0
SPDR S&P DIVIDEND ETF OTHER 78464A763 862 11,250 SH   OTR   0 0 0
SPDR S&P MIDCAP 400 ETF TRUST OTHER 78467Y107 15,058 57,790 SH   SOLE   0 0 0
SPDR S&P MIDCAP 400 ETF TRUST OTHER 78467Y107 1,074 4,123 SH   OTR   0 0 0
SPDR S&P 500 ETF TRUST OTHER 78462F103 5,063 25,870 SH   SOLE   0 0 0
SPDR S&P 500 ETF TRUST OTHER 78462F103 921 4,705 SH   OTR   0 0 0
VANGUARD FTSE ALL-WORLD EX-US OTHER 922042775 337 6,450 SH   SOLE   0 0 0
VANGUARD FTSE EMERGING MARKETS OTHER 922042858 1,651 38,269 SH   SOLE   0 0 0
VANGUARD FTSE EMERGING MARKETS OTHER 922042858 312 7,226 SH   OTR   0 0 0
VANGUARD HIGH DVD YIELD ETF OTHER 921946406 154 2,315 SH   SOLE   0 0 0
VANGUARD HIGH DVD YIELD ETF OTHER 921946406 66 1,000 SH   OTR   0 0 0
VANGUARD LARGE-CAP ETF OTHER 922908637 272 3,025 SH   SOLE   0 0 0
VANGUARD LARGE-CAP ETF OTHER 922908637 177 1,970 SH   OTR   0 0 0
VANGUARD MSCI EAFE ETF OTHER 921943858 294 6,905 SH   OTR   0 0 0
VANGUARD RUSSELL 2000 OTHER 92206C664 706 7,430 SH   SOLE   0 0 0
ISHARES BARCLAYS TIPS BOND ETF OTHER 464287176 149 1,295 SH   SOLE   0 0 0
ISHARES BARCLAYS TIPS BOND ETF OTHER 464287176 114 988 SH   OTR   0 0 0
ISHARES BARCLAYS 1-3 YEAR CRE OTHER 464288646 269 2,548 SH   SOLE   0 0 0
ISHARES BARCLAYS 1-3 YEAR TRE OTHER 464287457 332 3,929 SH   SOLE   0 0 0
ISHARES BARCLAYS 1-3 YEAR TRE OTHER 464287457 13 150 SH   OTR   0 0 0
ISHARES BARCLAYS 7-10 YEAR TR OTHER 464287440 417 4,023 SH   SOLE   0 0 0
ISHARES BARCLAYS 7-10 YEAR TR OTHER 464287440 1 11 SH   OTR   0 0 0
ISHARES CORE U.S. AGGREGATE BO OTHER 464287226 830 7,583 SH   SOLE   0 0 0
ISHARES S&P PREF STK ETF OTHER 464288687 2,709 67,889 SH   SOLE   0 0 0
ISHARES S&P PREF STK ETF OTHER 464288687 284 7,118 SH   OTR   0 0 0
SPDR BARCLAYS I/T CORP BD ETF OTHER 78464A375 1,333 38,679 SH   SOLE   0 0 0
VANGUARD INTER TERM CORP BOND OTHER 92206C870 1,087 12,559 SH   SOLE   0 0 0
VANGUARD INTER TERM CORP BOND OTHER 92206C870 229 2,650 SH   OTR   0 0 0
VANGUARD INTERMEDIATE-TERM BON OTHER 921937819 356 4,200 SH   SOLE   0 0 0
VANGUARD INTERMEDIATE-TERM BON OTHER 921937819 74 875 SH   OTR   0 0 0
VANGUARD TOTAL BOND MARKET ETF OTHER 921937835 419 5,102 SH   SOLE   0 0 0