ABBOTT LABS COMMON STOCK 002824100 3841 99745 SH SOLE 96491 100 3154 ABBOTT LABS COMMON STOCK 002824100 754 19581 SH OTR 17061 1670 850 ABBVIE INC COMMON STOCK 00287Y109 4016 78130 SH SOLE 73576 100 4454 ABBVIE INC COMMON STOCK 00287Y109 942 18326 SH OTR 15881 1745 700 AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 1716 14414 SH SOLE 14214 0 200 AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 274 2300 SH OTR 2300 0 0 ALCOA INC COMMON STOCK 013817101 99 7716 SH SOLE 6650 0 1066 ALCOA INC COMMON STOCK 013817101 111 8610 SH OTR 8395 0 215 ALLSTATE CORP COMMON STOCK 020002101 118 2093 SH SOLE 2093 0 0 ALLSTATE CORP COMMON STOCK 020002101 199 3522 SH OTR 3522 0 0 ALTRIA GROUP INC COMMON STOCK 02209S103 1018 27199 SH SOLE 25154 0 2045 ALTRIA GROUP INC COMMON STOCK 02209S103 1746 46640 SH OTR 44390 200 2050 AMERICAN EXPRESS CO COMMON STOCK 025816109 3469 38536 SH SOLE 37891 150 495 AMERICAN EXPRESS CO COMMON STOCK 025816109 452 5025 SH OTR 3525 0 1500 AMERICAN WATER WORKS CO INC COMMON STOCK 030420103 877 19319 SH SOLE 18519 0 800 AMERICAN WATER WORKS CO INC COMMON STOCK 030420103 550 12110 SH OTR 7615 0 4495 AMGEN INC COMMON STOCK 031162100 361 2930 SH SOLE 2930 0 0 AMGEN INC COMMON STOCK 031162100 72 585 SH OTR 585 0 0 ANADARKO PETROLEUM CORPORATION COMMON STOCK 032511107 254 2995 SH SOLE 2295 0 700 ANADARKO PETROLEUM CORPORATION COMMON STOCK 032511107 209 2468 SH OTR 2168 0 300 APACHE CORP COMMON STOCK 037411105 2555 30799 SH SOLE 30490 130 179 APACHE CORP COMMON STOCK 037411105 94 1130 SH OTR 1130 0 0 APPLE INC COMMON STOCK 037833100 11930 22226 SH SOLE 21135 116 975 APPLE INC COMMON STOCK 037833100 2888 5381 SH OTR 5241 140 0 AT&T INC COMMON STOCK 00206R102 4527 129092 SH SOLE 124635 400 4057 AT&T INC COMMON STOCK 00206R102 1631 46520 SH OTR 41680 105 4735 AUTOLIV INC COMMON STOCK 052800109 1531 15259 SH SOLE 14009 0 1250 AUTOLIV INC COMMON STOCK 052800109 1352 13469 SH OTR 13469 0 0 AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 4174 54029 SH SOLE 52574 0 1455 AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 798 10330 SH OTR 8505 150 1675 BANK OF AMERICA CORP COMMON STOCK 060505104 316 18396 SH SOLE 17332 0 1064 BANK OF AMERICA CORP COMMON STOCK 060505104 133 7732 SH OTR 7275 0 457 BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 149 4217 SH SOLE 4217 0 0 BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 346 9791 SH OTR 9291 0 500 BAXTER INTL INC COMMON STOCK 071813109 428 5814 SH SOLE 5814 0 0 BAXTER INTL INC COMMON STOCK 071813109 161 2189 SH OTR 1889 0 300 BEAM INC COMMON STOCK 073730103 4 45 SH SOLE 45 0 0 BEAM INC COMMON STOCK 073730103 583 6994 SH OTR 6994 0 0 BECTON DICKINSON COMMON STOCK 075887109 331 2825 SH SOLE 2825 0 0 BECTON DICKINSON COMMON STOCK 075887109 140 1200 SH OTR 1200 0 0 BED BATH & BEYOND INC COMMON STOCK 075896100 1280 18608 SH SOLE 18233 0 375 BED BATH & BEYOND INC COMMON STOCK 075896100 378 5489 SH OTR 5489 0 0 BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702 4901 39219 SH SOLE 38654 230 335 BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702 1138 9106 SH OTR 8936 20 150 BHP BILLITON LTD SPONS ADR COMMON STOCK 088606108 1100 16234 SH SOLE 15293 50 891 BHP BILLITON LTD SPONS ADR COMMON STOCK 088606108 183 2698 SH OTR 2698 0 0 BLACKROCK INC CL A COMMON STOCK 09247X101 157 500 SH SOLE 0 0 500 BLACKROCK INC CL A COMMON STOCK 09247X101 85 270 SH OTR 270 0 0 BOEING CO COMMON STOCK 097023105 1725 13748 SH SOLE 13383 0 365 BOEING CO COMMON STOCK 097023105 1332 10611 SH OTR 10611 0 0 BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 5538 106602 SH SOLE 95002 5200 6400 BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 2042 39309 SH OTR 35429 1580 2300 CAPITAL ONE FINANCIAL CORP COMMON STOCK 14040H105 232 3003 SH SOLE 3003 0 0 CAPITAL ONE FINANCIAL CORP COMMON STOCK 14040H105 24 310 SH OTR 310 0 0 CATERPILLAR INC COMMON STOCK 149123101 4015 40405 SH SOLE 39643 365 397 CATERPILLAR INC COMMON STOCK 149123101 440 4431 SH OTR 3986 145 300 CELGENE CORP COMMON STOCK 151020104 548 3924 SH SOLE 2864 60 1000 CELGENE CORP COMMON STOCK 151020104 126 905 SH OTR 905 0 0 CHEVRON CORPORATION COMMON STOCK 166764100 12259 103098 SH SOLE 98751 2015 2332 CHEVRON CORPORATION COMMON STOCK 166764100 4356 36636 SH OTR 32132 1160 3344 CHURCH & DWIGHT INC COMMON STOCK 171340102 824 11923 SH SOLE 11923 0 0 CHURCH & DWIGHT INC COMMON STOCK 171340102 10 150 SH OTR 150 0 0 CISCO SYSTEMS INC COMMON STOCK 17275R102 5359 239074 SH SOLE 232277 910 5887 CISCO SYSTEMS INC COMMON STOCK 17275R102 932 41561 SH OTR 41066 495 0 CITIGROUP INC COMMON STOCK 172967424 463 9723 SH SOLE 9703 0 20 CITIGROUP INC COMMON STOCK 172967424 60 1269 SH OTR 1229 0 40 CLOROX COMPANY COMMON STOCK 189054109 1471 16714 SH SOLE 16114 0 600 CLOROX COMPANY COMMON STOCK 189054109 605 6870 SH OTR 5030 0 1840 COCA COLA CO COMMON STOCK 191216100 3138 81162 SH SOLE 72962 2400 5800 COCA COLA CO COMMON STOCK 191216100 1549 40055 SH OTR 32905 0 7150 COGNIZANT TECHNOLOGY SOLUTIONS COMMON STOCK 192446102 238 4710 SH SOLE 4610 100 0 COLGATE PALMOLIVE CO COMMON STOCK 194162103 3550 54723 SH SOLE 47978 2000 4745 COLGATE PALMOLIVE CO COMMON STOCK 194162103 2184 33673 SH OTR 30873 0 2800 COMCAST CORP-CL A COMMON STOCK 20030N101 485 9688 SH SOLE 8959 0 729 COMCAST CORP-CL A COMMON STOCK 20030N101 197 3927 SH OTR 3055 200 672 CONOCOPHILLIPS COMMON STOCK 20825C104 4321 61424 SH SOLE 57966 425 3033 CONOCOPHILLIPS COMMON STOCK 20825C104 960 13646 SH OTR 13246 400 0 CONSUMER DISCRETIONARY SELT COMMON STOCK 81369Y407 1794 27716 SH SOLE 25708 0 2008 CONSUMER DISCRETIONARY SELT COMMON STOCK 81369Y407 381 5882 SH OTR 5430 275 177 CONSUMER STAPLES SELECT SECTOR COMMON STOCK 81369Y308 1080 25073 SH SOLE 24028 0 1045 CONSUMER STAPLES SELECT SECTOR COMMON STOCK 81369Y308 270 6272 SH OTR 5680 350 242 CORNING INC COMMON STOCK 219350105 301 14458 SH SOLE 14458 0 0 CORNING INC COMMON STOCK 219350105 203 9745 SH OTR 9045 700 0 CSX CORP COMMON STOCK 126408103 205 7072 SH SOLE 7072 0 0 CSX CORP COMMON STOCK 126408103 76 2620 SH OTR 2620 0 0 CUMMINS INC COMMON STOCK 231021106 25 165 SH SOLE 165 0 0 CUMMINS INC COMMON STOCK 231021106 184 1235 SH OTR 1235 0 0 CVS CAREMARK CORP COMMON STOCK 126650100 6787 90663 SH SOLE 90156 235 272 CVS CAREMARK CORP COMMON STOCK 126650100 1163 15534 SH OTR 14294 240 1000 DANAHER CORP COMMON STOCK 235851102 6438 85844 SH SOLE 82129 295 3420 DANAHER CORP COMMON STOCK 235851102 1132 15097 SH OTR 13457 280 1360 DEERE & CO COMMON STOCK 244199105 705 7760 SH SOLE 6730 30 1000 DEERE & CO COMMON STOCK 244199105 481 5300 SH OTR 5300 0 0 DISNEY WALT CO NEW COMMON STOCK 254687106 7882 98436 SH SOLE 97446 355 635 DISNEY WALT CO NEW COMMON STOCK 254687106 1564 19538 SH OTR 17558 220 1760 DOMINION RESOURCES INC COMMON STOCK 25746U109 3161 44531 SH SOLE 42504 300 1727 DOMINION RESOURCES INC COMMON STOCK 25746U109 1488 20959 SH OTR 14752 1700 4507 DOVER CORP COMMON STOCK 260003108 212 2590 SH SOLE 1890 0 700 DOVER CORP COMMON STOCK 260003108 92 1125 SH OTR 1125 0 0 DOW CHEMICAL COMPANY COMMON STOCK 260543103 593 12205 SH SOLE 12205 0 0 DOW CHEMICAL COMPANY COMMON STOCK 260543103 1003 20634 SH OTR 19534 0 1100 DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 4252 63364 SH SOLE 60949 0 2415 DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 2440 36371 SH OTR 31511 175 4685 DUKE ENERGY CORP COMMON STOCK 26441C204 133 1868 SH SOLE 1096 566 206 DUKE ENERGY CORP COMMON STOCK 26441C204 145 2038 SH OTR 1372 666 0 ECOLAB INC COMMON STOCK 278865100 1982 18356 SH SOLE 17376 0 980 ECOLAB INC COMMON STOCK 278865100 373 3450 SH OTR 2010 0 1440 EMC CORP MASS COMMON STOCK 268648102 1836 66985 SH SOLE 63550 0 3435 EMC CORP MASS COMMON STOCK 268648102 908 33143 SH OTR 30343 600 2200 EMERSON ELEC CO COMMON STOCK 291011104 1619 24240 SH SOLE 22840 800 600 EMERSON ELEC CO COMMON STOCK 291011104 444 6640 SH OTR 6640 0 0 ENERGY SELECT SECTOR SPDR COMMON STOCK 81369Y506 2145 24087 SH SOLE 23315 0 772 ENERGY SELECT SECTOR SPDR COMMON STOCK 81369Y506 988 11096 SH OTR 10833 80 183 ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107 971 13999 SH SOLE 11499 0 2500 ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107 135 1940 SH OTR 1940 0 0 EXELON CORP COMMON STOCK 30161N101 246 7339 SH SOLE 7339 0 0 EXELON CORP COMMON STOCK 30161N101 276 8234 SH OTR 7584 150 500 EXPEDITORS INTL WASH INC COMMON STOCK 302130109 192 4857 SH SOLE 4257 0 600 EXPEDITORS INTL WASH INC COMMON STOCK 302130109 153 3870 SH OTR 2310 0 1560 EXPRESS SCRIPTS HLDG COMMON STOCK 30219G108 654 8709 SH SOLE 8155 0 554 EXPRESS SCRIPTS HLDG COMMON STOCK 30219G108 246 3274 SH OTR 3119 0 155 EXXONMOBIL CORP COMMON STOCK 30231G102 20535 210232 SH SOLE 201724 1870 6638 EXXONMOBIL CORP COMMON STOCK 30231G102 9192 94101 SH OTR 88599 937 4565 FINANCIAL SELECT SECTOR SPDR COMMON STOCK 81369Y605 2231 99881 SH SOLE 98181 0 1700 FINANCIAL SELECT SECTOR SPDR COMMON STOCK 81369Y605 176 7881 SH OTR 5635 1181 1065 FIRST NIAGARA FINANCIAL GRP COMMON STOCK 33582V108 129 13680 SH SOLE 9366 0 4314 FIRST NIAGARA FINANCIAL GRP COMMON STOCK 33582V108 38 4000 SH OTR 4000 0 0 FISERV INC COMMON STOCK 337738108 1674 29531 SH SOLE 28661 150 720 FISERV INC COMMON STOCK 337738108 60 1062 SH OTR 966 96 0 FORTUNE BRANDS INC COMMON STOCK 34964C106 216 5144 SH OTR 5144 0 0 FRANKLIN RESOURCES INC COMMON STOCK 354613101 290 5350 SH SOLE 5350 0 0 FRONTIER COMMUNICATIONS CORP COMMON STOCK 35906A108 59 10281 SH SOLE 9950 0 331 FRONTIER COMMUNICATIONS CORP COMMON STOCK 35906A108 37 6456 SH OTR 4288 2000 168 GENERAL DYNAMICS CORP COMMON STOCK 369550108 299 2749 SH SOLE 2749 0 0 GENERAL DYNAMICS CORP COMMON STOCK 369550108 207 1905 SH OTR 1905 0 0 GENERAL ELECTRIC CORP COMMON STOCK 369604103 11317 437103 SH SOLE 418318 2700 16085 GENERAL ELECTRIC CORP COMMON STOCK 369604103 3819 147504 SH OTR 130154 6425 10925 GENERAL MLS INC COMMON STOCK 370334104 1755 33873 SH SOLE 32373 0 1500 GENERAL MLS INC COMMON STOCK 370334104 701 13527 SH OTR 10132 500 2895 GILEAD SCIENCES INC COMMON STOCK 375558103 896 12645 SH SOLE 9145 0 3500 GILEAD SCIENCES INC COMMON STOCK 375558103 142 2010 SH OTR 2010 0 0 GLAXO SMITHKLINE SPONS ADR COMMON STOCK 37733W105 1473 27577 SH SOLE 27097 125 355 GLAXO SMITHKLINE SPONS ADR COMMON STOCK 37733W105 413 7730 SH OTR 6750 480 500 GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 2610 15931 SH SOLE 15674 95 162 GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 526 3211 SH OTR 3201 10 0 GOOGLE INC CL A COMMON STOCK 38259P508 7507 6736 SH SOLE 6463 33 240 GOOGLE INC CL A COMMON STOCK 38259P508 1143 1026 SH OTR 1026 0 0 GRAINGER W W INC COMMON STOCK 384802104 2467 9764 SH SOLE 9264 0 500 GRAINGER W W INC COMMON STOCK 384802104 676 2675 SH OTR 1795 0 880 HALLIBURTON CO COMMON STOCK 406216101 198 3359 SH SOLE 3359 0 0 HALLIBURTON CO COMMON STOCK 406216101 167 2830 SH OTR 2830 0 0 HEALTH CARE SELECT SECTOR SPDR COMMON STOCK 81369Y209 1094 18702 SH SOLE 18108 0 594 HEALTH CARE SELECT SECTOR SPDR COMMON STOCK 81369Y209 194 3316 SH OTR 3261 0 55 HEWLETT PACKARD CO COMMON STOCK 428236103 102 3143 SH SOLE 1989 0 1154 HEWLETT PACKARD CO COMMON STOCK 428236103 170 5256 SH OTR 4156 300 800 HOME DEPOT INC COMMON STOCK 437076102 573 7235 SH SOLE 6214 0 1021 HOME DEPOT INC COMMON STOCK 437076102 446 5635 SH OTR 5435 0 200 HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 2609 28127 SH SOLE 27196 0 931 HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 1172 12633 SH OTR 10548 2085 0 ILLINOIS TOOL WKS INC COMMON STOCK 452308109 1862 22893 SH SOLE 22568 0 325 ILLINOIS TOOL WKS INC COMMON STOCK 452308109 195 2402 SH OTR 1652 750 0 INDUSTRIAL SELECT SECTOR SPDR COMMON STOCK 81369Y704 1764 33712 SH SOLE 33147 0 565 INDUSTRIAL SELECT SECTOR SPDR COMMON STOCK 81369Y704 294 5627 SH OTR 4278 0 1349 INTEL CORP COMMON STOCK 458140100 6564 254263 SH SOLE 244640 3250 6373 INTEL CORP COMMON STOCK 458140100 1535 59457 SH OTR 54467 2490 2500 INTL. BUSINESS MACHINES CORP COMMON STOCK 459200101 12237 63573 SH SOLE 59175 895 3503 INTL. BUSINESS MACHINES CORP COMMON STOCK 459200101 3438 17859 SH OTR 16214 170 1475 ISHARES DJ US TELCOM SECTOR ET COMMON STOCK 464287713 1097 36595 SH SOLE 36365 103 127 ISHARES DJ US TELCOM SECTOR ET COMMON STOCK 464287713 314 10463 SH OTR 10254 200 9 ISHARES NASDAQ BIOTECH ETF COMMON STOCK 464287556 9624 40710 SH SOLE 39154 200 1356 ISHARES NASDAQ BIOTECH ETF COMMON STOCK 464287556 1155 4884 SH OTR 4784 50 50 ITT CORP COMMON STOCK 450911201 191 4464 SH SOLE 4464 0 0 ITT CORP COMMON STOCK 450911201 19 439 SH OTR 439 0 0 JM SMUCKER CO COMMON STOCK 832696405 147 1509 SH SOLE 1266 0 243 JM SMUCKER CO COMMON STOCK 832696405 195 2004 SH OTR 1400 600 4 JOHNSON & JOHNSON COMMON STOCK 478160104 16700 170011 SH SOLE 156844 1697 11470 JOHNSON & JOHNSON COMMON STOCK 478160104 4006 40785 SH OTR 35049 1370 4366 JP MORGAN CHASE & CO COMMON STOCK 46625H100 10536 173542 SH SOLE 166221 549 6772 JP MORGAN CHASE & CO COMMON STOCK 46625H100 2938 48387 SH OTR 43187 2940 2260 KBW BANK ETF COMMON STOCK 78464A797 359 10558 SH SOLE 10494 0 64 KBW BANK ETF COMMON STOCK 78464A797 41 1198 SH OTR 1098 0 100 KBW REGIONAL BANKING ETF COMMON STOCK 78464A698 3043 73531 SH SOLE 72795 200 536 KBW REGIONAL BANKING ETF COMMON STOCK 78464A698 912 22043 SH OTR 21573 370 100 KEYCORP COMMON STOCK 493267108 321 22562 SH OTR 22562 0 0 KIMBERLY CLARK CORP COMMON STOCK 494368103 758 6875 SH SOLE 6775 0 100 KIMBERLY CLARK CORP COMMON STOCK 494368103 198 1800 SH OTR 1650 150 0 KOHLS CORP COMMON STOCK 500255104 132 2325 SH SOLE 2325 0 0 KOHLS CORP COMMON STOCK 500255104 72 1270 SH OTR 1270 0 0 KRAFT FOODS GROUP INC COMMON STOCK 50076Q106 246 4389 SH SOLE 4191 0 198 KRAFT FOODS GROUP INC COMMON STOCK 50076Q106 450 8020 SH OTR 7664 46 310 LILLY ELI & CO COMMON STOCK 532457108 574 9746 SH SOLE 8618 0 1128 LILLY ELI & CO COMMON STOCK 532457108 388 6585 SH OTR 5485 0 1100 LOCKHEED MARTIN CORP COMMON STOCK 539830109 3026 18537 SH SOLE 17422 0 1115 LOCKHEED MARTIN CORP COMMON STOCK 539830109 755 4625 SH OTR 4575 50 0 LOWES COS INC COMMON STOCK 548661107 7127 145755 SH SOLE 144472 475 808 LOWES COS INC COMMON STOCK 548661107 1513 30935 SH OTR 30000 235 700 M & T BANK CORP COMMON STOCK 55261F104 321 2649 SH SOLE 2649 0 0 M & T BANK CORP COMMON STOCK 55261F104 400 3300 SH OTR 1200 2100 0 MAGELLAN MIDSTREAM PARTNERS LP COMMON STOCK 559080106 251 3600 SH SOLE 0 0 3600 MARKET VECTORS AGRIBUSINESS COMMON STOCK 57060U605 3600 66216 SH SOLE 63734 390 2092 MARKET VECTORS AGRIBUSINESS COMMON STOCK 57060U605 647 11904 SH OTR 11679 125 100 MATERIALS SELECT SPDR FUND COMMON STOCK 81369Y100 2697 57050 SH SOLE 54159 110 2781 MATERIALS SELECT SPDR FUND COMMON STOCK 81369Y100 305 6446 SH OTR 3915 807 1724 MCDONALDS CORP COMMON STOCK 580135101 10097 103002 SH SOLE 99013 1110 2879 MCDONALDS CORP COMMON STOCK 580135101 2503 25533 SH OTR 21848 625 3060 MCGRAW HILL FINANCIAL INC COMMON STOCK 580645109 214 2800 SH SOLE 0 0 2800 MDU RES GROUP INC COMMON STOCK 552690109 42 1238 SH SOLE 1238 0 0 MDU RES GROUP INC COMMON STOCK 552690109 224 6533 SH OTR 6533 0 0 MEDTRONIC INC COMMON STOCK 585055106 353 5744 SH SOLE 5369 0 375 MEDTRONIC INC COMMON STOCK 585055106 22 360 SH OTR 0 0 360 MERCK & CO INC COMMON STOCK 58933Y105 3159 55650 SH SOLE 52317 1500 1833 MERCK & CO INC COMMON STOCK 58933Y105 1453 25595 SH OTR 23145 225 2225 METLIFE INC COMMON STOCK 59156R108 597 11309 SH SOLE 11204 0 105 METLIFE INC COMMON STOCK 59156R108 158 2983 SH OTR 2483 500 0 MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104 1542 32284 SH SOLE 31584 0 700 MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104 332 6945 SH OTR 5445 500 1000 MICROSOFT CORP COMMON STOCK 594918104 10865 265056 SH SOLE 257245 1056 6755 MICROSOFT CORP COMMON STOCK 594918104 2324 56701 SH OTR 48110 4891 3700 MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 482 13964 SH SOLE 13281 0 683 MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 862 24937 SH OTR 23866 138 933 MONSANTO CO COMMON STOCK 61166W101 2147 18870 SH SOLE 17801 145 924 MONSANTO CO COMMON STOCK 61166W101 579 5085 SH OTR 5015 70 0 NBT BANCORP INC COMMON STOCK 628778102 6449 263668 SH SOLE 127717 0 135951 NBT BANCORP INC COMMON STOCK 628778102 2374 97048 SH OTR 90594 4054 2400 NEXTERA ENERGY INC COMMON STOCK 65339F101 2780 29073 SH SOLE 25823 0 3250 NEXTERA ENERGY INC COMMON STOCK 65339F101 1286 13444 SH OTR 9809 750 2885 NIKE INC-CLASS B COMMON STOCK 654106103 2547 34480 SH SOLE 33280 0 1200 NIKE INC-CLASS B COMMON STOCK 654106103 672 9100 SH OTR 6870 0 2230 NORFOLK SOUTHERN CORP COMMON STOCK 655844108 1626 16736 SH SOLE 14736 0 2000 NORFOLK SOUTHERN CORP COMMON STOCK 655844108 674 6933 SH OTR 6358 0 575 NOVARTIS AG SPONS ADR COMMON STOCK 66987V109 2921 34357 SH SOLE 33977 95 285 NOVARTIS AG SPONS ADR COMMON STOCK 66987V109 1163 13685 SH OTR 13070 115 500 NUCOR CORP COMMON STOCK 670346105 244 4827 SH SOLE 4827 0 0 NUCOR CORP COMMON STOCK 670346105 88 1750 SH OTR 1750 0 0 OCCIDENTAL PETE CORP COMMON STOCK 674599105 163 1708 SH SOLE 1708 0 0 OCCIDENTAL PETE CORP COMMON STOCK 674599105 67 700 SH OTR 150 0 550 ORACLE CORPORATION COMMON STOCK 68389X105 5693 139158 SH SOLE 136190 405 2563 ORACLE CORPORATION COMMON STOCK 68389X105 1286 31423 SH OTR 30584 839 0 PEPSICO INC COMMON STOCK 713448108 10645 127481 SH SOLE 124822 560 2099 PEPSICO INC COMMON STOCK 713448108 2504 29992 SH OTR 27612 770 1610 PFIZER INC COMMON STOCK 717081103 7558 235308 SH SOLE 231663 470 3175 PFIZER INC COMMON STOCK 717081103 2505 77979 SH OTR 73445 1995 2539 PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109 1546 18888 SH SOLE 17963 0 925 PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109 3348 40900 SH OTR 39400 150 1350 PHILLIPS 66 COMMON STOCK 718546104 265 3435 SH SOLE 2966 155 314 PHILLIPS 66 COMMON STOCK 718546104 31 400 SH OTR 350 50 0 PRAXAIR INC COMMON STOCK 74005P104 2323 17736 SH SOLE 16986 0 750 PRAXAIR INC COMMON STOCK 74005P104 860 6570 SH OTR 5435 0 1135 PROCTER & GAMBLE CO COMMON STOCK 742718109 13757 170684 SH SOLE 160760 1484 8440 PROCTER & GAMBLE CO COMMON STOCK 742718109 4198 52089 SH OTR 44551 2598 4940 PRUDENTIAL FINL INC COMMON STOCK 744320102 4914 58051 SH SOLE 57423 250 378 PRUDENTIAL FINL INC COMMON STOCK 744320102 1153 13624 SH OTR 13274 150 200 PUBLIC SVC ENTERPRISE GROUP IN COMMON STOCK 744573106 327 8584 SH SOLE 8184 400 0 PUBLIC SVC ENTERPRISE GROUP IN COMMON STOCK 744573106 195 5120 SH OTR 5120 0 0 QUALCOMM INC COMMON STOCK 747525103 6451 81806 SH SOLE 79134 548 2124 QUALCOMM INC COMMON STOCK 747525103 1337 16955 SH OTR 16135 220 600 ROCKWELL AUTOMATION INC COMMON STOCK 773903109 278 2230 SH SOLE 2030 0 200 ROCKWELL AUTOMATION INC COMMON STOCK 773903109 36 290 SH OTR 290 0 0 SIGMA ALDRICH CORP COMMON STOCK 826552101 864 9251 SH SOLE 8851 0 400 SIGMA ALDRICH CORP COMMON STOCK 826552101 189 2020 SH OTR 800 0 1220 SOUTHERN COMPANY COMMON STOCK 842587107 1470 33464 SH SOLE 32830 200 434 SOUTHERN COMPANY COMMON STOCK 842587107 951 21645 SH OTR 18245 2000 1400 ST JUDE MEDICAL INC COMMON STOCK 790849103 337 5151 SH SOLE 5151 0 0 ST JUDE MEDICAL INC COMMON STOCK 790849103 44 675 SH OTR 675 0 0 STARWOOD HOTELS & RESORTS COMMON STOCK 85590A401 350 4403 SH SOLE 4403 0 0 STARWOOD HOTELS & RESORTS COMMON STOCK 85590A401 145 1825 SH OTR 1825 0 0 STRYKER CORPORATION COMMON STOCK 863667101 421 5165 SH SOLE 5165 0 0 STRYKER CORPORATION COMMON STOCK 863667101 28 340 SH OTR 340 0 0 SYSCO CORP COMMON STOCK 871829107 330 9135 SH SOLE 9135 0 0 SYSCO CORP COMMON STOCK 871829107 294 8130 SH OTR 7430 0 700 T ROWE PRICE GROUP INC COMMON STOCK 74144T108 6849 83167 SH SOLE 81403 345 1419 T ROWE PRICE GROUP INC COMMON STOCK 74144T108 1207 14660 SH OTR 14065 295 300 TARGET CORP COMMON STOCK 87612E106 5256 86862 SH SOLE 82887 225 3750 TARGET CORP COMMON STOCK 87612E106 977 16151 SH OTR 14986 440 725 TECHNOLOGY SELECT SECT SPDR COMMON STOCK 81369Y803 2475 68094 SH SOLE 66831 325 938 TECHNOLOGY SELECT SECT SPDR COMMON STOCK 81369Y803 564 15529 SH OTR 14439 700 390 TEVA PHARMACEUTICAL INDS SPONS COMMON STOCK 881624209 174 3291 SH SOLE 3291 0 0 TEVA PHARMACEUTICAL INDS SPONS COMMON STOCK 881624209 100 1891 SH OTR 1891 0 0 TEXTRON INC COMMON STOCK 883203101 764 19440 SH SOLE 19440 0 0 THE MOSAIC COMPANY COMMON STOCK 61945C103 876 17527 SH SOLE 17117 174 236 THE MOSAIC COMPANY COMMON STOCK 61945C103 277 5531 SH OTR 5446 85 0 THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 266 2212 SH SOLE 662 0 1550 THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 4 35 SH OTR 35 0 0 TJX COS INC COMMON STOCK 872540109 2631 43383 SH SOLE 38468 225 4690 TJX COS INC COMMON STOCK 872540109 86 1415 SH OTR 1245 170 0 TOYOTA MOTOR CORP SPONS ADR COMMON STOCK 892331307 966 8559 SH SOLE 8379 45 135 TOYOTA MOTOR CORP SPONS ADR COMMON STOCK 892331307 280 2481 SH OTR 2406 75 0 UNION PAC CORP COMMON STOCK 907818108 6435 34289 SH SOLE 32879 74 1336 UNION PAC CORP COMMON STOCK 907818108 2144 11423 SH OTR 10313 0 1110 UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 764 7843 SH SOLE 6743 100 1000 UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 152 1560 SH OTR 1560 0 0 UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 10440 89354 SH SOLE 85148 531 3675 UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 2914 24936 SH OTR 20916 2015 2005 UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 3633 44311 SH SOLE 43836 165 310 UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 668 8150 SH OTR 7875 150 125 US BANCORP NEW COMMON STOCK 902973304 2990 69759 SH SOLE 66418 180 3161 US BANCORP NEW COMMON STOCK 902973304 180 4201 SH OTR 3131 570 500 UTILITIES SELECT SECTOR SPDR COMMON STOCK 81369Y886 3994 96342 SH SOLE 93613 490 2239 UTILITIES SELECT SECTOR SPDR COMMON STOCK 81369Y886 787 18993 SH OTR 17630 512 851 VANGUARD REIT ETF COMMON STOCK 922908553 1667 23604 SH SOLE 23604 0 0 VANGUARD REIT ETF COMMON STOCK 922908553 450 6370 SH OTR 6131 239 0 VERIZON COMMUNICATIONS COMMON STOCK 92343V104 5252 110397 SH SOLE 102262 3249 4886 VERIZON COMMUNICATIONS COMMON STOCK 92343V104 2242 47141 SH OTR 39402 5073 2666 WAL MART STORES INC COMMON STOCK 931142103 3704 48463 SH SOLE 47634 146 683 WAL MART STORES INC COMMON STOCK 931142103 819 10722 SH OTR 10007 215 500 WALGREEN CO COMMON STOCK 931422109 1691 25610 SH SOLE 24730 150 730 WALGREEN CO COMMON STOCK 931422109 124 1879 SH OTR 1400 175 304 WELLS FARGO & CO COMMON STOCK 949746101 8208 165026 SH SOLE 159916 485 4625 WELLS FARGO & CO COMMON STOCK 949746101 1776 35711 SH OTR 30557 735 4419 WILLIAMS COS INC COMMON STOCK 969457100 264 6510 SH SOLE 6510 0 0 WILLIAMS COS INC COMMON STOCK 969457100 55 1356 SH OTR 1356 0 0 WR GRACE & CO COMMON STOCK 38388F108 694 7000 SH OTR 0 0 7000 XCEL ENERGY INC COMMON STOCK 98389B100 311 10233 SH SOLE 7082 651 2500 XCEL ENERGY INC COMMON STOCK 98389B100 24 775 SH OTR 775 0 0 XYLEM INC COMMON STOCK 98419M100 1152 31625 SH SOLE 31625 0 0 XYLEM INC COMMON STOCK 98419M100 537 14731 SH OTR 14681 50 0 YUM! BRANDS INC COMMON STOCK 988498101 1472 19527 SH SOLE 19417 110 0 YUM! BRANDS INC COMMON STOCK 988498101 245 3252 SH OTR 2422 130 700 ZIMMER HLDGS INC COMMON STOCK 98956P102 347 3667 SH SOLE 3197 120 350 ZIMMER HLDGS INC COMMON STOCK 98956P102 195 2062 SH OTR 1839 123 100 3M CO COMMON STOCK 88579Y101 3335 24585 SH SOLE 23020 800 765 3M CO COMMON STOCK 88579Y101 408 3005 SH OTR 2210 95 700 BP PLC SPONS ADR COMMON STOCK 055622104 143 2964 SH SOLE 2964 0 0 BP PLC SPONS ADR COMMON STOCK 055622104 278 5776 SH OTR 5776 0 0 NOVO NORDISK AS SPONS ADR COMMON STOCK 670100205 483 10585 SH SOLE 10585 0 0 NOVO NORDISK AS SPONS ADR COMMON STOCK 670100205 99 2175 SH OTR 2175 0 0 ROYAL DUTCH SHELL SPONS ADR COMMON STOCK 780259206 46 625 SH SOLE 625 0 0 ROYAL DUTCH SHELL SPONS ADR COMMON STOCK 780259206 320 4381 SH OTR 4131 0 250 COVIDIEN PLC COMMON STOCK G2554F113 3232 43883 SH SOLE 43453 216 214 COVIDIEN PLC COMMON STOCK G2554F113 664 9016 SH OTR 8941 75 0 EATON CORP PLC COMMON STOCK G29183103 515 6860 SH SOLE 6460 0 400 EATON CORP PLC COMMON STOCK G29183103 404 5380 SH OTR 4305 0 1075 INGERSOLL-RAND PLC COMMON STOCK G47791101 145 2525 SH SOLE 2525 0 0 INGERSOLL-RAND PLC COMMON STOCK G47791101 584 10200 SH OTR 10200 0 0 SCHLUMBERGER LTD COMMON STOCK 806857108 8164 83733 SH SOLE 80828 275 2630 SCHLUMBERGER LTD COMMON STOCK 806857108 1254 12861 SH OTR 12576 160 125 SUNCOR ENERGY INC COMMON STOCK 867224107 813 23251 SH SOLE 22049 0 1202 SUNCOR ENERGY INC COMMON STOCK 867224107 234 6701 SH OTR 3575 50 3076 TORONTO DOMINION BANK COMMON STOCK 891160509 3818 81326 SH SOLE 77582 0 3744 NUVEEN MUNICIPAL VALUE FUND COMMON STOCK 670928100 63 6657 SH SOLE 0 0 0 NUVEEN MUNICIPAL VALUE FUND COMMON STOCK 670928100 49 5186 SH OTR 0 0 0 ISHARES CORE S&P MID-CAP ETF OTHER 464287507 3413 24825 SH SOLE 0 0 0 ISHARES CORE S&P MID-CAP ETF OTHER 464287507 370 2692 SH OTR 0 0 0 ISHARES DJ SELECT DIVIDEND ETF OTHER 464287168 165 2250 SH SOLE 0 0 0 ISHARES DJ SELECT DIVIDEND ETF OTHER 464287168 220 3000 SH OTR 0 0 0 ISHARES GOLD TRUST OTHER 464285105 2059 165500 SH SOLE 0 0 0 ISHARES GOLD TRUST OTHER 464285105 91 7340 SH OTR 0 0 0 ISHARES MSCI EAFE ETF OTHER 464287465 7927 117960 SH SOLE 0 0 0 ISHARES MSCI EAFE ETF OTHER 464287465 927 13788 SH OTR 0 0 0 ISHARES MSCI EMERGING MKT ETF OTHER 464287234 5245 127906 SH SOLE 0 0 0 ISHARES MSCI EMERGING MKT ETF OTHER 464287234 337 8229 SH OTR 0 0 0 ISHARES RUSSELL 2000 ETF OTHER 464287655 9478 81469 SH SOLE 0 0 0 ISHARES RUSSELL 2000 ETF OTHER 464287655 472 4057 SH OTR 0 0 0 ISHARES S&P MIDCAP 400/GRWTHE OTHER 464287606 214 1400 SH SOLE 0 0 0 POWERSHARES QQQ TRUST OTHER 73935A104 295 3369 SH SOLE 0 0 0 POWERSHARES QQQ TRUST OTHER 73935A104 40 459 SH OTR 0 0 0 SPDR DJIA TRUST OTHER 78467X109 2581 15715 SH SOLE 0 0 0 SPDR DJIA TRUST OTHER 78467X109 428 2606 SH OTR 0 0 0 SPDR GOLD TRUST OTHER 78463V107 372 3012 SH SOLE 0 0 0 SPDR GOLD TRUST OTHER 78463V107 66 530 SH OTR 0 0 0 SPDR S&P DIVIDEND ETF OTHER 78464A763 4127 56091 SH SOLE 0 0 0 SPDR S&P DIVIDEND ETF OTHER 78464A763 813 11045 SH OTR 0 0 0 SPDR S&P MIDCAP 400 ETF TRUST OTHER 78467Y107 15233 60794 SH SOLE 0 0 0 SPDR S&P MIDCAP 400 ETF TRUST OTHER 78467Y107 1081 4313 SH OTR 0 0 0 SPDR S&P 500 ETF TRUST OTHER 78462F103 5144 27508 SH SOLE 0 0 0 SPDR S&P 500 ETF TRUST OTHER 78462F103 720 3851 SH OTR 0 0 0 VANGUARD FTSE ALL-WORLD EX-US OTHER 922042775 327 6490 SH SOLE 0 0 0 VANGUARD FTSE EMERGING MARKETS OTHER 922042858 1576 38834 SH SOLE 0 0 0 VANGUARD FTSE EMERGING MARKETS OTHER 922042858 408 10066 SH OTR 0 0 0 VANGUARD HIGH DVD YIELD ETF OTHER 921946406 148 2340 SH SOLE 0 0 0 VANGUARD HIGH DVD YIELD ETF OTHER 921946406 63 1000 SH OTR 0 0 0 VANGUARD LARGE-CAP ETF OTHER 922908637 265 3075 SH SOLE 0 0 0 VANGUARD LARGE-CAP ETF OTHER 922908637 403 4685 SH OTR 0 0 0 VANGUARD MSCI EAFE ETF OTHER 921943858 471 11420 SH OTR 0 0 0 VANGUARD RUSSELL 2000 OTHER 92206C664 692 7430 SH SOLE 0 0 0 ISHARES BARCLAYS TIPS BOND ETF OTHER 464287176 145 1295 SH SOLE 0 0 0 ISHARES BARCLAYS TIPS BOND ETF OTHER 464287176 128 1140 SH OTR 0 0 0 ISHARES BARCLAYS 1-3 YEAR CRE OTHER 464288646 269 2548 SH SOLE 0 0 0 ISHARES BARCLAYS 1-3 YEAR TRE OTHER 464287457 517 6123 SH SOLE 0 0 0 ISHARES BARCLAYS 1-3 YEAR TRE OTHER 464287457 13 154 SH OTR 0 0 0 ISHARES BARCLAYS 7-10 YEAR TR OTHER 464287440 644 6333 SH SOLE 0 0 0 ISHARES BARCLAYS 7-10 YEAR TR OTHER 464287440 1 12 SH OTR 0 0 0 ISHARES CORE TOTAL U.S. BOND E OTHER 464287226 833 7716 SH SOLE 0 0 0 ISHARES S&P PREF STK ETF OTHER 464288687 2591 66388 SH SOLE 0 0 0 ISHARES S&P PREF STK ETF OTHER 464288687 224 5745 SH OTR 0 0 0 SPDR BARCLAYS I/T CORP BD ETF OTHER 78464A375 1315 38679 SH SOLE 0 0 0 VANGUARD INTER TERM CORP BOND OTHER 92206C870 1077 12675 SH SOLE 0 0 0 VANGUARD INTER TERM CORP BOND OTHER 92206C870 225 2650 SH OTR 0 0 0 VANGUARD INTERMEDIATE-TERM BON OTHER 921937819 350 4200 SH SOLE 0 0 0 VANGUARD INTERMEDIATE-TERM BON OTHER 921937819 73 875 SH OTR 0 0 0 VANGUARD TOTAL BOND MARKET ETF OTHER 921937835 413 5087 SH SOLE 0 0 0 VANGUARD TOTAL BOND MARKET ETF OTHER 921937835 104 1280 SH OTR 0 0 0