ABBOTT LABS COMMON STOCK 002824100 3887 101411 SH SOLE 98157 100 3154 ABBOTT LABS COMMON STOCK 002824100 755 19689 SH OTR 17044 1670 975 ABBVIE INC COMMON STOCK 00287Y109 4269 80835 SH SOLE 76281 100 4454 ABBVIE INC COMMON STOCK 00287Y109 975 18459 SH OTR 16014 1745 700 AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 1632 14604 SH SOLE 14404 0 200 AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 274 2450 SH OTR 2450 0 0 ALCOA INC COMMON STOCK 013817101 129 12101 SH SOLE 11035 0 1066 ALCOA INC COMMON STOCK 013817101 92 8610 SH OTR 8395 0 215 ALLSTATE CORP COMMON STOCK 020002101 141 2593 SH SOLE 2593 0 0 ALLSTATE CORP COMMON STOCK 020002101 192 3522 SH OTR 3522 0 0 ALTRIA GROUP INC COMMON STOCK 02209S103 995 25929 SH SOLE 24854 0 1075 ALTRIA GROUP INC COMMON STOCK 02209S103 1910 49740 SH OTR 43890 200 5650 AMERICAN EXPRESS CO COMMON STOCK 025816109 3499 38563 SH SOLE 37868 150 545 AMERICAN EXPRESS CO COMMON STOCK 025816109 456 5025 SH OTR 3525 0 1500 AMERICAN WATER WORKS CO INC COMMON STOCK 030420103 806 19080 SH SOLE 18280 0 800 AMERICAN WATER WORKS CO INC COMMON STOCK 030420103 533 12610 SH OTR 8115 0 4495 AMGEN INC COMMON STOCK 031162100 448 3930 SH SOLE 3930 0 0 AMGEN INC COMMON STOCK 031162100 67 585 SH OTR 585 0 0 ANADARKO PETROLEUM CORPORATION COMMON STOCK 032511107 242 3049 SH SOLE 2349 0 700 ANADARKO PETROLEUM CORPORATION COMMON STOCK 032511107 212 2668 SH OTR 2368 0 300 APACHE CORP COMMON STOCK 037411105 2767 32192 SH SOLE 31883 130 179 APACHE CORP COMMON STOCK 037411105 114 1330 SH OTR 1330 0 0 APPLE INC COMMON STOCK 037833100 12728 22687 SH SOLE 21587 93 1007 APPLE INC COMMON STOCK 037833100 3075 5481 SH OTR 5291 140 50 AT&T INC COMMON STOCK 00206R102 4577 130181 SH SOLE 125435 400 4346 AT&T INC COMMON STOCK 00206R102 1644 46744 SH OTR 41854 105 4785 AUTOLIV INC COMMON STOCK 052800109 1476 16083 SH SOLE 14833 0 1250 AUTOLIV INC COMMON STOCK 052800109 1236 13469 SH OTR 13469 0 0 AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 4369 54074 SH SOLE 52819 0 1255 AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 841 10405 SH OTR 8580 150 1675 BANK OF AMERICA CORP COMMON STOCK 060505104 274 17617 SH SOLE 16998 0 619 BANK OF AMERICA CORP COMMON STOCK 060505104 130 8332 SH OTR 7875 0 457 BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 223 6382 SH SOLE 6382 0 0 BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 342 9791 SH OTR 9291 0 500 BAXTER INTL INC COMMON STOCK 071813109 370 5320 SH SOLE 5320 0 0 BAXTER INTL INC COMMON STOCK 071813109 148 2125 SH OTR 1825 0 300 BEAM INC COMMON STOCK 073730103 479 7039 SH OTR 7039 0 0 BECTON DICKINSON COMMON STOCK 075887109 312 2825 SH SOLE 2825 0 0 BECTON DICKINSON COMMON STOCK 075887109 133 1200 SH OTR 1200 0 0 BED BATH & BEYOND INC COMMON STOCK 075896100 1846 22986 SH SOLE 22491 0 495 BED BATH & BEYOND INC COMMON STOCK 075896100 451 5621 SH OTR 5621 0 0 BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702 4728 39880 SH SOLE 39229 170 481 BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702 1087 9170 SH OTR 9000 20 150 BHP BILLITON LTD SPONS ADR COMMON STOCK 088606108 1269 18602 SH SOLE 17661 50 891 BHP BILLITON LTD SPONS ADR COMMON STOCK 088606108 247 3617 SH OTR 3617 0 0 BLACKROCK INC CL A COMMON STOCK 09247X101 190 600 SH SOLE 100 0 500 BLACKROCK INC CL A COMMON STOCK 09247X101 85 270 SH OTR 270 0 0 BOEING CO COMMON STOCK 097023105 1933 14162 SH SOLE 13797 0 365 BOEING CO COMMON STOCK 097023105 1462 10711 SH OTR 10711 0 0 BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 5714 107502 SH SOLE 95702 5400 6400 BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 2133 40134 SH OTR 36004 1580 2550 CAPITAL ONE FINANCIAL CORP COMMON STOCK 14040H105 220 2868 SH SOLE 2868 0 0 CAPITAL ONE FINANCIAL CORP COMMON STOCK 14040H105 24 310 SH OTR 310 0 0 CATERPILLAR INC COMMON STOCK 149123101 3517 38724 SH SOLE 38102 200 422 CATERPILLAR INC COMMON STOCK 149123101 467 5146 SH OTR 4701 145 300 CELGENE CORP COMMON STOCK 151020104 653 3863 SH SOLE 2803 60 1000 CELGENE CORP COMMON STOCK 151020104 170 1005 SH OTR 1005 0 0 CHEVRON CORPORATION COMMON STOCK 166764100 12942 103609 SH SOLE 99132 2015 2462 CHEVRON CORPORATION COMMON STOCK 166764100 4895 39185 SH OTR 33001 1160 5024 CHURCH & DWIGHT INC COMMON STOCK 171340102 879 13266 SH SOLE 13266 0 0 CHURCH & DWIGHT INC COMMON STOCK 171340102 19 294 SH OTR 294 0 0 CISCO SYSTEMS INC COMMON STOCK 17275R102 5488 244669 SH SOLE 237394 982 6293 CISCO SYSTEMS INC COMMON STOCK 17275R102 941 41971 SH OTR 41476 495 0 CITIGROUP INC COMMON STOCK 172967424 588 11282 SH SOLE 11160 0 122 CITIGROUP INC COMMON STOCK 172967424 77 1469 SH OTR 1429 0 40 CLOROX COMPANY COMMON STOCK 189054109 1507 16244 SH SOLE 15644 0 600 CLOROX COMPANY COMMON STOCK 189054109 693 7470 SH OTR 5630 0 1840 COACH INC COMMON STOCK 189754104 190 3390 SH SOLE 3390 0 0 COACH INC COMMON STOCK 189754104 29 520 SH OTR 520 0 0 COCA COLA CO COMMON STOCK 191216100 3602 87199 SH SOLE 78899 2400 5900 COCA COLA CO COMMON STOCK 191216100 1682 40705 SH OTR 33555 0 7150 COGNIZANT TECHNOLOGY SOLUTIONS COMMON STOCK 192446102 230 2280 SH SOLE 2230 50 0 COLGATE PALMOLIVE CO COMMON STOCK 194162103 3596 55150 SH SOLE 48205 2000 4945 COLGATE PALMOLIVE CO COMMON STOCK 194162103 2202 33773 SH OTR 30973 0 2800 COMCAST CORP-CL A COMMON STOCK 20030N101 473 9099 SH SOLE 8370 0 729 COMCAST CORP-CL A COMMON STOCK 20030N101 173 3328 SH OTR 2656 0 672 CONOCOPHILLIPS COMMON STOCK 20825C104 4633 65576 SH SOLE 61928 441 3207 CONOCOPHILLIPS COMMON STOCK 20825C104 973 13770 SH OTR 13220 400 150 CONSUMER DISCRETIONARY SELT COMMON STOCK 81369Y407 1940 29031 SH SOLE 27023 0 2008 CONSUMER DISCRETIONARY SELT COMMON STOCK 81369Y407 382 5712 SH OTR 5260 275 177 CONSUMER STAPLES SELECT SECTOR COMMON STOCK 81369Y308 1151 26781 SH SOLE 25739 0 1042 CONSUMER STAPLES SELECT SECTOR COMMON STOCK 81369Y308 270 6272 SH OTR 5680 350 242 CORNING INC COMMON STOCK 219350105 244 13703 SH SOLE 13703 0 0 CORNING INC COMMON STOCK 219350105 191 10745 SH OTR 10045 700 0 CVS CAREMARK CORP COMMON STOCK 126650100 6720 93890 SH SOLE 93046 235 609 CVS CAREMARK CORP COMMON STOCK 126650100 1123 15692 SH OTR 14452 240 1000 DANAHER CORP COMMON STOCK 235851102 6758 87538 SH SOLE 83668 313 3557 DANAHER CORP COMMON STOCK 235851102 1174 15202 SH OTR 13562 280 1360 DEERE & CO COMMON STOCK 244199105 654 7160 SH SOLE 6130 30 1000 DEERE & CO COMMON STOCK 244199105 630 6900 SH OTR 6900 0 0 DISNEY WALT CO NEW COMMON STOCK 254687106 7651 100141 SH SOLE 98843 385 913 DISNEY WALT CO NEW COMMON STOCK 254687106 1499 19616 SH OTR 17636 220 1760 DOMINION RESOURCES INC COMMON STOCK 25746U109 3012 46558 SH SOLE 44531 300 1727 DOMINION RESOURCES INC COMMON STOCK 25746U109 1339 20696 SH OTR 14339 1700 4657 DOVER CORP COMMON STOCK 260003108 252 2615 SH SOLE 1915 0 700 DOVER CORP COMMON STOCK 260003108 109 1125 SH OTR 1125 0 0 DOW CHEMICAL COMPANY COMMON STOCK 260543103 529 11905 SH SOLE 11905 0 0 DOW CHEMICAL COMPANY COMMON STOCK 260543103 903 20349 SH OTR 18799 0 1550 DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 4186 64424 SH SOLE 62009 0 2415 DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 2431 37421 SH OTR 32561 175 4685 DUKE ENERGY CORP COMMON STOCK 26441C204 127 1843 SH SOLE 1277 566 0 DUKE ENERGY CORP COMMON STOCK 26441C204 106 1538 SH OTR 872 666 0 ECOLAB INC COMMON STOCK 278865100 1845 17696 SH SOLE 17096 0 600 ECOLAB INC COMMON STOCK 278865100 423 4060 SH OTR 2610 0 1450 EMC CORP MASS COMMON STOCK 268648102 1838 73069 SH SOLE 69091 0 3978 EMC CORP MASS COMMON STOCK 268648102 841 33454 SH OTR 30654 600 2200 EMERSON ELEC CO COMMON STOCK 291011104 1652 23540 SH SOLE 22140 800 600 EMERSON ELEC CO COMMON STOCK 291011104 522 7440 SH OTR 7440 0 0 ENERGY SELECT SECTOR SPDR COMMON STOCK 81369Y506 2279 25747 SH SOLE 24862 0 885 ENERGY SELECT SECTOR SPDR COMMON STOCK 81369Y506 994 11231 SH OTR 10943 105 183 ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107 1018 15356 SH SOLE 12856 0 2500 ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107 129 1940 SH OTR 1940 0 0 EXELON CORP COMMON STOCK 30161N101 286 10424 SH SOLE 10424 0 0 EXELON CORP COMMON STOCK 30161N101 233 8494 SH OTR 7844 150 500 EXPEDITORS INTL WASH INC COMMON STOCK 302130109 257 5807 SH SOLE 5207 0 600 EXPEDITORS INTL WASH INC COMMON STOCK 302130109 171 3870 SH OTR 2310 0 1560 EXPRESS SCRIPTS HLDG COMMON STOCK 30219G108 638 9081 SH SOLE 8411 0 670 EXPRESS SCRIPTS HLDG COMMON STOCK 30219G108 230 3274 SH OTR 3119 0 155 EXXONMOBIL CORP COMMON STOCK 30231G102 21568 213122 SH SOLE 204585 1975 6562 EXXONMOBIL CORP COMMON STOCK 30231G102 9921 98034 SH OTR 90507 937 6590 FEDEX CORPORATION COMMON STOCK 31428X106 202 1405 SH SOLE 1405 0 0 FINANCIAL SELECT SECTOR SPDR COMMON STOCK 81369Y605 2560 117105 SH SOLE 115405 0 1700 FINANCIAL SELECT SECTOR SPDR COMMON STOCK 81369Y605 180 8240 SH OTR 5994 1181 1065 FIRST NIAGARA FINANCIAL GRP COMMON STOCK 33582V108 145 13640 SH SOLE 9366 0 4274 FIRST NIAGARA FINANCIAL GRP COMMON STOCK 33582V108 42 4000 SH OTR 4000 0 0 FISERV INC COMMON STOCK 337738108 1751 29656 SH SOLE 28786 150 720 FISERV INC COMMON STOCK 337738108 74 1254 SH OTR 1158 96 0 FORTUNE BRANDS INC COMMON STOCK 34964C106 235 5144 SH OTR 5144 0 0 FRANKLIN RESOURCES INC COMMON STOCK 354613101 301 5211 SH SOLE 5211 0 0 FRONTIER COMMUNICATIONS CORP COMMON STOCK 35906A108 53 11495 SH SOLE 11164 0 331 FRONTIER COMMUNICATIONS CORP COMMON STOCK 35906A108 26 5573 SH OTR 3405 2000 168 GENERAL DYNAMICS CORP COMMON STOCK 369550108 364 3807 SH SOLE 3807 0 0 GENERAL DYNAMICS CORP COMMON STOCK 369550108 182 1905 SH OTR 1905 0 0 GENERAL ELECTRIC CORP COMMON STOCK 369604103 12498 445878 SH SOLE 427278 2700 15900 GENERAL ELECTRIC CORP COMMON STOCK 369604103 4358 155491 SH OTR 132141 6425 16925 GENERAL MLS INC COMMON STOCK 370334104 1650 33066 SH SOLE 31466 0 1600 GENERAL MLS INC COMMON STOCK 370334104 713 14277 SH OTR 10882 500 2895 GILEAD SCIENCES INC COMMON STOCK 375558103 1030 13717 SH SOLE 8817 0 4900 GILEAD SCIENCES INC COMMON STOCK 375558103 151 2010 SH OTR 2010 0 0 GLAXO SMITHKLINE SPONS ADR COMMON STOCK 37733W105 1487 27851 SH SOLE 27369 127 355 GLAXO SMITHKLINE SPONS ADR COMMON STOCK 37733W105 417 7817 SH OTR 6672 480 665 GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 2920 16471 SH SOLE 16169 95 207 GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 590 3331 SH OTR 3221 110 0 GOOGLE INC CL A COMMON STOCK 38259P508 7718 6887 SH SOLE 6586 40 261 GOOGLE INC CL A COMMON STOCK 38259P508 1162 1037 SH OTR 1037 0 0 GRAINGER W W INC COMMON STOCK 384802104 2417 9464 SH SOLE 8864 0 600 GRAINGER W W INC COMMON STOCK 384802104 796 3115 SH OTR 2395 0 720 HALLIBURTON CO COMMON STOCK 406216101 237 4677 SH SOLE 4552 0 125 HALLIBURTON CO COMMON STOCK 406216101 144 2830 SH OTR 2830 0 0 HEALTH CARE SELECT SECTOR SPDR COMMON STOCK 81369Y209 1090 19652 SH SOLE 19060 0 592 HEALTH CARE SELECT SECTOR SPDR COMMON STOCK 81369Y209 189 3410 SH OTR 3355 0 55 HEWLETT PACKARD CO COMMON STOCK 428236103 144 5143 SH SOLE 3989 0 1154 HEWLETT PACKARD CO COMMON STOCK 428236103 147 5256 SH OTR 4156 300 800 HOME DEPOT INC COMMON STOCK 437076102 553 6716 SH SOLE 6128 0 588 HOME DEPOT INC COMMON STOCK 437076102 464 5635 SH OTR 5435 0 200 HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 2939 32168 SH SOLE 31111 0 1057 HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 1147 12551 SH OTR 10641 1910 0 ILLINOIS TOOL WKS INC COMMON STOCK 452308109 2013 23945 SH SOLE 23620 0 325 ILLINOIS TOOL WKS INC COMMON STOCK 452308109 206 2445 SH OTR 1695 750 0 INDUSTRIAL SELECT SECTOR SPDR COMMON STOCK 81369Y704 1864 35664 SH SOLE 35101 0 563 INDUSTRIAL SELECT SECTOR SPDR COMMON STOCK 81369Y704 301 5758 SH OTR 4409 0 1349 INTEL CORP COMMON STOCK 458140100 6457 248792 SH SOLE 239083 3268 6441 INTEL CORP COMMON STOCK 458140100 1535 59123 SH OTR 53833 2490 2800 INTL. BUSINESS MACHINES CORP COMMON STOCK 459200101 11800 62912 SH SOLE 58092 1095 3725 INTL. BUSINESS MACHINES CORP COMMON STOCK 459200101 5498 29314 SH OTR 27619 220 1475 ISHARES DJ US TELCOM SECTOR ET COMMON STOCK 464287713 1137 38255 SH SOLE 37924 103 228 ISHARES DJ US TELCOM SECTOR ET COMMON STOCK 464287713 315 10601 SH OTR 10392 200 9 ISHARES NASDAQ BIOTECH ETF COMMON STOCK 464287556 9521 41931 SH SOLE 40249 215 1467 ISHARES NASDAQ BIOTECH ETF COMMON STOCK 464287556 1136 5002 SH OTR 4902 50 50 ITT CORP COMMON STOCK 450911201 194 4464 SH SOLE 4464 0 0 ITT CORP COMMON STOCK 450911201 19 439 SH OTR 439 0 0 JM SMUCKER CO COMMON STOCK 832696405 156 1509 SH SOLE 1266 0 243 JM SMUCKER CO COMMON STOCK 832696405 208 2004 SH OTR 1400 600 4 JOHNSON & JOHNSON COMMON STOCK 478160104 15650 170867 SH SOLE 160180 1905 8782 JOHNSON & JOHNSON COMMON STOCK 478160104 3835 41876 SH OTR 36040 1370 4466 JP MORGAN CHASE & CO COMMON STOCK 46625H100 10171 173921 SH SOLE 166478 427 7016 JP MORGAN CHASE & CO COMMON STOCK 46625H100 2903 49649 SH OTR 44449 2940 2260 KBW BANK ETF COMMON STOCK 78464A797 353 10651 SH SOLE 10587 0 64 KBW BANK ETF COMMON STOCK 78464A797 45 1362 SH OTR 1262 0 100 KBW REGIONAL BANKING ETF COMMON STOCK 78464A698 3059 75329 SH SOLE 74193 200 936 KBW REGIONAL BANKING ETF COMMON STOCK 78464A698 907 22329 SH OTR 21859 370 100 KELLOGG CO COMMON STOCK 487836108 180 2940 SH SOLE 2940 0 0 KELLOGG CO COMMON STOCK 487836108 122 2000 SH OTR 0 0 2000 KEYCORP COMMON STOCK 493267108 303 22562 SH OTR 22562 0 0 KIMBERLY CLARK CORP COMMON STOCK 494368103 723 6925 SH SOLE 6825 0 100 KIMBERLY CLARK CORP COMMON STOCK 494368103 188 1800 SH OTR 1650 150 0 KOHLS CORP COMMON STOCK 500255104 276 4860 SH SOLE 4860 0 0 KOHLS CORP COMMON STOCK 500255104 72 1270 SH OTR 1270 0 0 KRAFT FOODS GROUP INC COMMON STOCK 50076Q106 321 5960 SH SOLE 5785 0 175 KRAFT FOODS GROUP INC COMMON STOCK 50076Q106 464 8600 SH OTR 7414 46 1140 LILLY ELI & CO COMMON STOCK 532457108 466 9146 SH SOLE 8618 0 528 LILLY ELI & CO COMMON STOCK 532457108 310 6085 SH OTR 4985 0 1100 LOCKHEED MARTIN CORP COMMON STOCK 539830109 2722 18312 SH SOLE 17197 0 1115 LOCKHEED MARTIN CORP COMMON STOCK 539830109 777 5225 SH OTR 5175 50 0 LOWES COS INC COMMON STOCK 548661107 7333 147998 SH SOLE 146348 478 1172 LOWES COS INC COMMON STOCK 548661107 1555 31388 SH OTR 30453 235 700 M & T BANK CORP COMMON STOCK 55261F104 308 2649 SH SOLE 2649 0 0 M & T BANK CORP COMMON STOCK 55261F104 384 3300 SH OTR 1200 2100 0 MAGELLAN MIDSTREAM PARTNERS LP COMMON STOCK 559080106 228 3600 SH SOLE 0 0 3600 MARKET VECTORS AGRIBUSINESS COMMON STOCK 57060U605 3738 68592 SH SOLE 65983 390 2219 MARKET VECTORS AGRIBUSINESS COMMON STOCK 57060U605 655 12013 SH OTR 11788 125 100 MATERIALS SELECT SPDR FUND COMMON STOCK 81369Y100 2798 60529 SH SOLE 57638 110 2781 MATERIALS SELECT SPDR FUND COMMON STOCK 81369Y100 307 6646 SH OTR 3915 1007 1724 MCDONALDS CORP COMMON STOCK 580135101 9903 102062 SH SOLE 99559 962 1541 MCDONALDS CORP COMMON STOCK 580135101 2500 25762 SH OTR 22077 625 3060 MCGRAW HILL FINANCIAL INC COMMON STOCK 580645109 219 2800 SH SOLE 0 0 2800 MDU RES GROUP INC COMMON STOCK 552690109 38 1238 SH SOLE 1238 0 0 MDU RES GROUP INC COMMON STOCK 552690109 200 6533 SH OTR 6533 0 0 MEDTRONIC INC COMMON STOCK 585055106 288 5015 SH SOLE 4970 0 45 MEDTRONIC INC COMMON STOCK 585055106 32 560 SH OTR 200 0 360 MERCK & CO INC COMMON STOCK 58933Y105 2553 51001 SH SOLE 47725 1500 1776 MERCK & CO INC COMMON STOCK 58933Y105 1272 25414 SH OTR 22964 225 2225 METLIFE INC COMMON STOCK 59156R108 437 8111 SH SOLE 8006 0 105 METLIFE INC COMMON STOCK 59156R108 134 2483 SH OTR 1983 500 0 MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104 1101 24600 SH SOLE 23900 0 700 MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104 235 5245 SH OTR 3745 500 1000 MICROSOFT CORP COMMON STOCK 594918104 9957 266159 SH SOLE 259449 1071 5639 MICROSOFT CORP COMMON STOCK 594918104 2186 58434 SH OTR 49843 4891 3700 MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 670 18971 SH SOLE 18357 0 614 MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 863 24437 SH OTR 23366 138 933 MONSANTO CO COMMON STOCK 61166W101 2222 19069 SH SOLE 18002 144 923 MONSANTO CO COMMON STOCK 61166W101 603 5177 SH OTR 5107 70 0 NBT BANCORP INC COMMON STOCK 628778102 6978 269407 SH SOLE 133456 0 135951 NBT BANCORP INC COMMON STOCK 628778102 2652 102381 SH OTR 94577 5404 2400 NEXTERA ENERGY INC COMMON STOCK 65339F101 2572 30035 SH SOLE 26785 0 3250 NEXTERA ENERGY INC COMMON STOCK 65339F101 1212 14151 SH OTR 10516 750 2885 NIKE INC-CLASS B COMMON STOCK 654106103 2727 34672 SH SOLE 33372 0 1300 NIKE INC-CLASS B COMMON STOCK 654106103 812 10320 SH OTR 8090 0 2230 NORFOLK SOUTHERN CORP COMMON STOCK 655844108 1508 16249 SH SOLE 14249 0 2000 NORFOLK SOUTHERN CORP COMMON STOCK 655844108 699 7533 SH OTR 6958 0 575 NOVARTIS AG SPONS ADR COMMON STOCK 66987V109 3105 38632 SH SOLE 38058 96 478 NOVARTIS AG SPONS ADR COMMON STOCK 66987V109 1102 13707 SH OTR 13092 115 500 NUCOR CORP COMMON STOCK 670346105 239 4475 SH SOLE 4475 0 0 NUCOR CORP COMMON STOCK 670346105 107 2000 SH OTR 2000 0 0 ORACLE CORPORATION COMMON STOCK 68389X105 5509 143976 SH SOLE 140689 405 2882 ORACLE CORPORATION COMMON STOCK 68389X105 1229 32127 SH OTR 31288 839 0 PEOPLES UNITED FINANCIAL, INC COMMON STOCK 712704105 160 10586 SH SOLE 10586 0 0 PEPSICO INC COMMON STOCK 713448108 11043 133142 SH SOLE 130848 565 1729 PEPSICO INC COMMON STOCK 713448108 2552 30771 SH OTR 28391 770 1610 PFIZER INC COMMON STOCK 717081103 7279 237657 SH SOLE 233836 470 3351 PFIZER INC COMMON STOCK 717081103 2437 79574 SH OTR 74317 1995 3262 PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109 1908 21903 SH SOLE 21078 0 825 PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109 3644 41825 SH OTR 38325 150 3350 PHILLIPS 66 COMMON STOCK 718546104 262 3392 SH SOLE 2920 158 314 PHILLIPS 66 COMMON STOCK 718546104 40 525 SH OTR 350 175 0 PRAXAIR INC COMMON STOCK 74005P104 2322 17860 SH SOLE 17185 0 675 PRAXAIR INC COMMON STOCK 74005P104 952 7320 SH OTR 6170 0 1150 PROCTER & GAMBLE CO COMMON STOCK 742718109 14050 172582 SH SOLE 162535 1492 8555 PROCTER & GAMBLE CO COMMON STOCK 742718109 4280 52570 SH OTR 44782 2598 5190 PRUDENTIAL FINL INC COMMON STOCK 744320102 5403 58593 SH SOLE 57786 250 557 PRUDENTIAL FINL INC COMMON STOCK 744320102 1265 13712 SH OTR 13362 150 200 PUBLIC SVC ENTERPRISE GROUP IN COMMON STOCK 744573106 421 13134 SH SOLE 12734 400 0 PUBLIC SVC ENTERPRISE GROUP IN COMMON STOCK 744573106 137 4270 SH OTR 4270 0 0 QUALCOMM INC COMMON STOCK 747525103 6209 83629 SH SOLE 80930 423 2276 QUALCOMM INC COMMON STOCK 747525103 1277 17202 SH OTR 16382 220 600 RIO TINTO PLC SPONS ADR COMMON STOCK 767204100 192 3411 SH SOLE 2990 0 421 RIO TINTO PLC SPONS ADR COMMON STOCK 767204100 10 172 SH OTR 172 0 0 ROCKWELL AUTOMATION INC COMMON STOCK 773903109 299 2530 SH SOLE 2330 0 200 ROCKWELL AUTOMATION INC COMMON STOCK 773903109 34 290 SH OTR 290 0 0 SIGMA ALDRICH CORP COMMON STOCK 826552101 865 9201 SH SOLE 8801 0 400 SIGMA ALDRICH CORP COMMON STOCK 826552101 228 2420 SH OTR 1200 0 1220 SOUTHERN COMPANY COMMON STOCK 842587107 1396 33951 SH SOLE 33317 200 434 SOUTHERN COMPANY COMMON STOCK 842587107 912 22190 SH OTR 18790 2000 1400 ST JUDE MEDICAL INC COMMON STOCK 790849103 407 6576 SH SOLE 6576 0 0 ST JUDE MEDICAL INC COMMON STOCK 790849103 91 1475 SH OTR 675 0 800 STARWOOD HOTELS & RESORTS COMMON STOCK 85590A401 172 2163 SH SOLE 2163 0 0 STARWOOD HOTELS & RESORTS COMMON STOCK 85590A401 141 1775 SH OTR 1775 0 0 STRYKER CORPORATION COMMON STOCK 863667101 388 5165 SH SOLE 5165 0 0 STRYKER CORPORATION COMMON STOCK 863667101 26 340 SH OTR 340 0 0 SYSCO CORP COMMON STOCK 871829107 341 9450 SH SOLE 9450 0 0 SYSCO CORP COMMON STOCK 871829107 301 8340 SH OTR 7640 0 700 T ROWE PRICE GROUP INC COMMON STOCK 74144T108 7019 83791 SH SOLE 82200 270 1321 T ROWE PRICE GROUP INC COMMON STOCK 74144T108 1290 15405 SH OTR 14810 295 300 TARGET CORP COMMON STOCK 87612E106 5918 93541 SH SOLE 89354 257 3930 TARGET CORP COMMON STOCK 87612E106 1165 18409 SH OTR 16599 440 1370 TECHNOLOGY SELECT SECT SPDR COMMON STOCK 81369Y803 2612 73072 SH SOLE 71809 325 938 TECHNOLOGY SELECT SECT SPDR COMMON STOCK 81369Y803 545 15248 SH OTR 14158 700 390 TEVA PHARMACEUTICAL INDS SPONS COMMON STOCK 881624209 209 5221 SH SOLE 5004 0 217 TEVA PHARMACEUTICAL INDS SPONS COMMON STOCK 881624209 76 1891 SH OTR 1891 0 0 TEXTRON INC COMMON STOCK 883203101 715 19440 SH SOLE 19440 0 0 THE MOSAIC COMPANY COMMON STOCK 61945C103 915 19347 SH SOLE 18807 174 366 THE MOSAIC COMPANY COMMON STOCK 61945C103 265 5600 SH OTR 5515 85 0 THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 251 2250 SH SOLE 525 0 1725 THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 4 35 SH OTR 35 0 0 TJX COS INC COMMON STOCK 872540109 2622 41145 SH SOLE 36230 225 4690 TJX COS INC COMMON STOCK 872540109 90 1415 SH OTR 1245 170 0 TOYOTA MOTOR CORP SPONS ADR COMMON STOCK 892331307 1083 8884 SH SOLE 8701 48 135 TOYOTA MOTOR CORP SPONS ADR COMMON STOCK 892331307 311 2548 SH OTR 2473 75 0 UNION PAC CORP COMMON STOCK 907818108 5904 35142 SH SOLE 33666 74 1402 UNION PAC CORP COMMON STOCK 907818108 2038 12129 SH OTR 11019 0 1110 UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 743 7071 SH SOLE 5971 100 1000 UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 227 2160 SH OTR 2160 0 0 UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 10224 89842 SH SOLE 85668 546 3628 UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 2934 25783 SH OTR 21763 2015 2005 UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 3364 44678 SH SOLE 44203 165 310 UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 614 8150 SH OTR 7875 150 125 US BANCORP NEW COMMON STOCK 902973304 2809 69531 SH SOLE 65970 184 3377 US BANCORP NEW COMMON STOCK 902973304 183 4519 SH OTR 3449 570 500 UTILITIES SELECT SECTOR SPDR COMMON STOCK 81369Y886 3780 99541 SH SOLE 96528 490 2523 UTILITIES SELECT SECTOR SPDR COMMON STOCK 81369Y886 723 19039 SH OTR 17801 387 851 VANGUARD REIT ETF COMMON STOCK 922908553 1196 18518 SH SOLE 18418 0 100 VANGUARD REIT ETF COMMON STOCK 922908553 337 5220 SH OTR 5220 0 0 VERIZON COMMUNICATIONS COMMON STOCK 92343V104 5358 109036 SH SOLE 101258 3249 4529 VERIZON COMMUNICATIONS COMMON STOCK 92343V104 2333 47467 SH OTR 39004 5097 3366 WAL MART STORES INC COMMON STOCK 931142103 3866 49127 SH SOLE 48158 146 823 WAL MART STORES INC COMMON STOCK 931142103 848 10778 SH OTR 10063 215 500 WALGREEN CO COMMON STOCK 931422109 1464 25495 SH SOLE 24811 179 505 WALGREEN CO COMMON STOCK 931422109 123 2138 SH OTR 1659 175 304 WELLS FARGO & CO COMMON STOCK 949746101 7589 167152 SH SOLE 162574 488 4090 WELLS FARGO & CO COMMON STOCK 949746101 1649 36313 SH OTR 31159 735 4419 WILLIAMS COS INC COMMON STOCK 969457100 251 6510 SH SOLE 6510 0 0 WILLIAMS COS INC COMMON STOCK 969457100 52 1356 SH OTR 1356 0 0 WR GRACE & CO COMMON STOCK 38388F108 692 7000 SH OTR 0 0 7000 XCEL ENERGY INC COMMON STOCK 98389B100 286 10233 SH SOLE 7082 651 2500 XCEL ENERGY INC COMMON STOCK 98389B100 22 775 SH OTR 775 0 0 XYLEM INC COMMON STOCK 98419M100 1135 32797 SH SOLE 32474 0 323 XYLEM INC COMMON STOCK 98419M100 517 14947 SH OTR 14897 50 0 YUM! BRANDS INC COMMON STOCK 988498101 1587 20986 SH SOLE 20868 118 0 YUM! BRANDS INC COMMON STOCK 988498101 252 3337 SH OTR 2507 130 700 ZIMMER HLDGS INC COMMON STOCK 98956P102 350 3757 SH SOLE 3287 120 350 ZIMMER HLDGS INC COMMON STOCK 98956P102 200 2142 SH OTR 1919 123 100 3M CO COMMON STOCK 88579Y101 3423 24409 SH SOLE 22844 800 765 3M CO COMMON STOCK 88579Y101 450 3205 SH OTR 2210 95 900 BP PLC SPONS ADR COMMON STOCK 055622104 60 1242 SH SOLE 1242 0 0 BP PLC SPONS ADR COMMON STOCK 055622104 281 5776 SH OTR 5776 0 0 NOVO NORDISK AS SPONS ADR COMMON STOCK 670100205 391 2117 SH SOLE 2117 0 0 NOVO NORDISK AS SPONS ADR COMMON STOCK 670100205 80 435 SH OTR 435 0 0 ROYAL DUTCH SHELL SPONS ADR COMMON STOCK 780259206 80 1125 SH SOLE 1125 0 0 ROYAL DUTCH SHELL SPONS ADR COMMON STOCK 780259206 505 7081 SH OTR 4131 0 2950 VODAFONE GROUP SPONS ADR COMMON STOCK 92857W209 266 6767 SH SOLE 6166 0 601 VODAFONE GROUP SPONS ADR COMMON STOCK 92857W209 19 475 SH OTR 375 100 0 ALLEGION PLC COMMON STOCK G0176J109 56 1271 SH SOLE 1271 0 0 ALLEGION PLC COMMON STOCK G0176J109 153 3465 SH OTR 3465 0 0 COVIDIEN PLC COMMON STOCK G2554F113 2966 43552 SH SOLE 42976 216 360 COVIDIEN PLC COMMON STOCK G2554F113 619 9083 SH OTR 9008 75 0 EATON CORP PLC COMMON STOCK G29183103 514 6746 SH SOLE 6346 0 400 EATON CORP PLC COMMON STOCK G29183103 411 5400 SH OTR 4325 0 1075 INGERSOLL-RAND PLC COMMON STOCK G47791101 236 3825 SH SOLE 3825 0 0 INGERSOLL-RAND PLC COMMON STOCK G47791101 641 10400 SH OTR 10400 0 0 SCHLUMBERGER LTD COMMON STOCK 806857108 7709 85553 SH SOLE 82521 277 2755 SCHLUMBERGER LTD COMMON STOCK 806857108 1286 14267 SH OTR 12682 160 1425 SUNCOR ENERGY INC COMMON STOCK 867224107 961 27431 SH SOLE 26232 0 1199 SUNCOR ENERGY INC COMMON STOCK 867224107 259 7401 SH OTR 4275 50 3076 TORONTO DOMINION BANK COMMON STOCK 891160509 3656 38791 SH SOLE 38791 0 0 NUVEEN MUNICIPAL VALUE FUND COMMON STOCK 670928100 60 6657 SH SOLE 0 0 0 NUVEEN MUNICIPAL VALUE FUND COMMON STOCK 670928100 47 5186 SH OTR 0 0 0 ISHARES CORE S&P MID-CAP ETF OTHER 464287507 3286 24559 SH SOLE 0 0 0 ISHARES CORE S&P MID-CAP ETF OTHER 464287507 363 2715 SH OTR 0 0 0 ISHARES GOLD TRUST OTHER 464285105 1986 170060 SH SOLE 0 0 0 ISHARES GOLD TRUST OTHER 464285105 86 7340 SH OTR 0 0 0 ISHARES MSCI EAFE ETF OTHER 464287465 7922 118071 SH SOLE 0 0 0 ISHARES MSCI EAFE ETF OTHER 464287465 944 14073 SH OTR 0 0 0 ISHARES MSCI EMERGING MKT ETF OTHER 464287234 5415 129557 SH SOLE 0 0 0 ISHARES MSCI EMERGING MKT ETF OTHER 464287234 344 8219 SH OTR 0 0 0 ISHARES MSCI SINGAPORE ETF OTHER 464286673 136 10350 SH SOLE 0 0 0 ISHARES MSCI SINGAPORE ETF OTHER 464286673 13 1000 SH OTR 0 0 0 ISHARES RUSSELL 2000 ETF OTHER 464287655 9610 83308 SH SOLE 0 0 0 ISHARES RUSSELL 2000 ETF OTHER 464287655 463 4016 SH OTR 0 0 0 ISHARES S&P MIDCAP 400/GRWTH E OTHER 464287606 210 1400 SH SOLE 0 0 0 POWERSHARES QQQ TRUST OTHER 73935A104 301 3419 SH SOLE 0 0 0 POWERSHARES QQQ TRUST OTHER 73935A104 42 483 SH OTR 0 0 0 SPDR DJIA TRUST OTHER 78467X109 2723 16457 SH SOLE 0 0 0 SPDR DJIA TRUST OTHER 78467X109 437 2638 SH OTR 0 0 0 SPDR GOLD TRUST OTHER 78463V107 367 3157 SH SOLE 0 0 0 SPDR GOLD TRUST OTHER 78463V107 62 530 SH OTR 0 0 0 SPDR S&P DIVIDEND ETF OTHER 78464A763 4268 58778 SH SOLE 0 0 0 SPDR S&P DIVIDEND ETF OTHER 78464A763 626 8620 SH OTR 0 0 0 SPDR S&P MIDCAP 400 ETF TRUST OTHER 78467Y107 15521 63559 SH SOLE 0 0 0 SPDR S&P MIDCAP 400 ETF TRUST OTHER 78467Y107 1052 4309 SH OTR 0 0 0 SPDR S&P 500 ETF TRUST OTHER 78462F103 5254 28445 SH SOLE 0 0 0 SPDR S&P 500 ETF TRUST OTHER 78462F103 711 3851 SH OTR 0 0 0 VANGUARD FTSE ALL-WORLD EX-US OTHER 922042775 324 6395 SH SOLE 0 0 0 VANGUARD FTSE EMERGING MARKETS OTHER 922042858 1505 36584 SH SOLE 0 0 0 VANGUARD FTSE EMERGING MARKETS OTHER 922042858 491 11926 SH OTR 0 0 0 VANGUARD HIGH DVD YIELD ETF OTHER 921946406 146 2340 SH SOLE 0 0 0 VANGUARD HIGH DVD YIELD ETF OTHER 921946406 62 1000 SH OTR 0 0 0 VANGUARD LARGE-CAP ETF OTHER 922908637 265 3120 SH SOLE 0 0 0 VANGUARD LARGE-CAP ETF OTHER 922908637 407 4795 SH OTR 0 0 0 VANGUARD MSCI EAFE ETF OTHER 921943858 476 11420 SH OTR 0 0 0 VANGUARD RUSSELL 2000 OTHER 92206C664 684 7430 SH SOLE 0 0 0 ISHARES BARCLAYS TIPS BOND ETF OTHER 464287176 185 1685 SH SOLE 0 0 0 ISHARES BARCLAYS TIPS BOND ETF OTHER 464287176 61 555 SH OTR 0 0 0 ISHARES BARCLAYS 1-3 YEAR CR E OTHER 464288646 269 2548 SH SOLE 0 0 0 ISHARES BARCLAYS 1-3 YEAR TR E OTHER 464287457 628 7444 SH SOLE 0 0 0 ISHARES BARCLAYS 1-3 YEAR TR E OTHER 464287457 13 154 SH OTR 0 0 0 ISHARES BARCLAYS 7-10 YEAR TR OTHER 464287440 705 7099 SH SOLE 0 0 0 ISHARES BARCLAYS 7-10 YEAR TR OTHER 464287440 1 12 SH OTR 0 0 0 ISHARES CORE TOTAL U.S. BOND E OTHER 464287226 821 7716 SH SOLE 0 0 0 ISHARES IBOXX H/Y CORP BOND ET OTHER 464288513 250 2695 SH OTR 0 0 0 ISHARES S&P PREF STK ETF OTHER 464288687 2438 66192 SH SOLE 0 0 0 ISHARES S&P PREF STK ETF OTHER 464288687 212 5745 SH OTR 0 0 0 SPDR BARCLAYS I/T CORP BD ETF OTHER 78464A375 1300 38679 SH SOLE 0 0 0 VANGUARD INTER TERM CORP BOND OTHER 92206C870 1090 13175 SH SOLE 0 0 0 VANGUARD INTER TERM CORP BOND OTHER 92206C870 178 2150 SH OTR 0 0 0 VANGUARD INTERMEDIATE-TERM BON OTHER 921937819 343 4200 SH SOLE 0 0 0 VANGUARD INTERMEDIATE-TERM BON OTHER 921937819 71 875 SH OTR 0 0 0 VANGUARD TOTAL BOND MARKET ETF OTHER 921937835 404 5042 SH SOLE 0 0 0 VANGUARD TOTAL BOND MARKET ETF OTHER 921937835 142 1770 SH OTR 0 0 0