ABBOTT LABS COMMON STOCK 002824100 3610 103494 SH SOLE 100520 100 2874 ABBOTT LABS COMMON STOCK 002824100 724 20746 SH OTR 17776 1995 975 ABBVIE INC COMMON STOCK 00287Y109 3810 92158 SH SOLE 87584 100 4474 ABBVIE INC COMMON STOCK 00287Y109 800 19345 SH OTR 16650 1995 700 AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 1325 14474 SH SOLE 14274 0 200 AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 226 2465 SH OTR 2465 0 0 ALCOA INC COMMON STOCK 013817101 107 13701 SH SOLE 12060 0 1641 ALCOA INC COMMON STOCK 013817101 65 8310 SH OTR 8095 0 215 ALLSTATE CORP COMMON STOCK 020002101 125 2593 SH SOLE 2593 0 0 ALLSTATE CORP COMMON STOCK 020002101 169 3522 SH OTR 3522 0 0 ALTRIA GROUP INC COMMON STOCK 02209S103 1007 28789 SH SOLE 27714 0 1075 ALTRIA GROUP INC COMMON STOCK 02209S103 1817 51925 SH OTR 46075 200 5650 AMERICAN EXPRESS CO COMMON STOCK 025816109 1006 13456 SH SOLE 13095 0 361 AMERICAN EXPRESS CO COMMON STOCK 025816109 376 5030 SH OTR 3530 0 1500 AMERICAN WATER WORKS CO INC COMMON STOCK 030420103 770 18670 SH SOLE 17870 0 800 AMERICAN WATER WORKS CO INC COMMON STOCK 030420103 539 13080 SH OTR 8485 0 4595 AMGEN INC COMMON STOCK 031162100 402 4075 SH SOLE 4075 0 0 AMGEN INC COMMON STOCK 031162100 49 500 SH OTR 500 0 0 ANADARKO PETROLEUM CORPORATION COMMON STOCK 032511107 305 3549 SH SOLE 2849 0 700 ANADARKO PETROLEUM CORPORATION COMMON STOCK 032511107 229 2668 SH OTR 2368 0 300 APACHE CORP COMMON STOCK 037411105 627 7478 SH SOLE 7478 0 0 APACHE CORP COMMON STOCK 037411105 73 875 SH OTR 875 0 0 APPLE INC COMMON STOCK 037833100 9989 25190 SH SOLE 24093 99 998 APPLE INC COMMON STOCK 037833100 2013 5076 SH OTR 4875 151 50 AT&T INC COMMON STOCK 00206R102 4753 134272 SH SOLE 129526 400 4346 AT&T INC COMMON STOCK 00206R102 1797 50769 SH OTR 45879 105 4785 AUTOLIV INC COMMON STOCK 052800109 1208 15607 SH SOLE 14357 0 1250 AUTOLIV INC COMMON STOCK 052800109 1108 14320 SH OTR 14320 0 0 AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 3912 56817 SH SOLE 55562 0 1255 AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 725 10525 SH OTR 8550 200 1775 BANK OF AMERICA CORP COMMON STOCK 060505104 171 13265 SH SOLE 12646 0 619 BANK OF AMERICA CORP COMMON STOCK 060505104 123 9537 SH OTR 7980 0 1557 BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 207 7377 SH SOLE 7377 0 0 BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 287 10217 SH OTR 9717 0 500 BAXTER INTL INC COMMON STOCK 071813109 364 5250 SH SOLE 5250 0 0 BAXTER INTL INC COMMON STOCK 071813109 154 2225 SH OTR 1925 0 300 BEAM INC COMMON STOCK 073730103 50 800 SH SOLE 800 0 0 BEAM INC COMMON STOCK 073730103 463 7339 SH OTR 7339 0 0 BECTON DICKINSON COMMON STOCK 075887109 279 2825 SH SOLE 2825 0 0 BECTON DICKINSON COMMON STOCK 075887109 119 1200 SH OTR 1200 0 0 BED BATH & BEYOND INC COMMON STOCK 075896100 3672 51753 SH SOLE 50888 171 694 BED BATH & BEYOND INC COMMON STOCK 075896100 424 5980 SH OTR 5796 184 0 BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702 4197 37498 SH SOLE 36914 125 459 BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702 1082 9669 SH OTR 9649 20 0 BHP BILLITON LTD SPONS ADR COMMON STOCK 088606108 1222 21187 SH SOLE 20111 50 1026 BHP BILLITON LTD SPONS ADR COMMON STOCK 088606108 243 4218 SH OTR 3973 20 225 BLACKROCK INC CL A COMMON STOCK 09247X101 154 600 SH SOLE 100 0 500 BLACKROCK INC CL A COMMON STOCK 09247X101 74 290 SH OTR 290 0 0 BOEING CO COMMON STOCK 097023105 1535 14987 SH SOLE 14587 0 400 BOEING CO COMMON STOCK 097023105 1151 11236 SH OTR 11236 0 0 BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 4719 105598 SH SOLE 94798 4200 6600 BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 2293 51299 SH OTR 45969 2780 2550 CATERPILLAR INC COMMON STOCK 149123101 2141 25949 SH SOLE 25554 75 320 CATERPILLAR INC COMMON STOCK 149123101 570 6909 SH OTR 5154 520 1235 CELGENE CORP COMMON STOCK 151020104 565 4833 SH SOLE 3753 80 1000 CELGENE CORP COMMON STOCK 151020104 133 1135 SH OTR 1135 0 0 CHEVRON CORPORATION COMMON STOCK 166764100 12793 108105 SH SOLE 103654 1990 2461 CHEVRON CORPORATION COMMON STOCK 166764100 4864 41100 SH OTR 34766 1210 5124 CHURCH & DWIGHT INC COMMON STOCK 171340102 2422 39253 SH SOLE 38951 146 156 CHURCH & DWIGHT INC COMMON STOCK 171340102 44 714 SH OTR 714 0 0 CISCO SYSTEMS INC COMMON STOCK 17275R102 5647 232054 SH SOLE 225369 832 5853 CISCO SYSTEMS INC COMMON STOCK 17275R102 747 30701 SH OTR 30206 495 0 CITIGROUP INC COMMON STOCK 172967424 1279 26660 SH SOLE 26527 0 133 CITIGROUP INC COMMON STOCK 172967424 86 1786 SH OTR 1626 0 160 CLOROX COMPANY COMMON STOCK 189054109 1359 16344 SH SOLE 15744 0 600 CLOROX COMPANY COMMON STOCK 189054109 640 7700 SH OTR 5730 0 1970 COACH INC COMMON STOCK 189754104 295 5175 SH SOLE 3675 0 1500 COACH INC COMMON STOCK 189754104 30 520 SH OTR 520 0 0 COCA COLA CO COMMON STOCK 191216100 3501 87279 SH SOLE 80579 800 5900 COCA COLA CO COMMON STOCK 191216100 1767 44065 SH OTR 34915 1600 7550 COLGATE PALMOLIVE CO COMMON STOCK 194162103 3273 57132 SH SOLE 50152 2000 4980 COLGATE PALMOLIVE CO COMMON STOCK 194162103 1973 34438 SH OTR 31638 0 2800 COMCAST CORP-CL A COMMON STOCK 20030N101 252 6034 SH SOLE 5305 0 729 COMCAST CORP-CL A COMMON STOCK 20030N101 144 3443 SH OTR 2771 0 672 COMMUNITY BANK SYSTEM INC COMMON STOCK 203607106 44 1422 SH SOLE 648 0 774 COMMUNITY BANK SYSTEM INC COMMON STOCK 203607106 195 6316 SH OTR 0 6316 0 CONOCOPHILLIPS COMMON STOCK 20825C104 5847 96647 SH SOLE 92782 422 3443 CONOCOPHILLIPS COMMON STOCK 20825C104 912 15080 SH OTR 14330 600 150 CONSOLIDATED EDISON INC COMMON STOCK 209115104 234 4019 SH SOLE 4019 0 0 CONSOLIDATED EDISON INC COMMON STOCK 209115104 40 685 SH OTR 685 0 0 CONSUMER DISCRETIONARY SELT COMMON STOCK 81369Y407 1691 29974 SH SOLE 27858 0 2116 CONSUMER DISCRETIONARY SELT COMMON STOCK 81369Y407 483 8567 SH OTR 7980 350 237 CONSUMER STAPLES SELECT SECTOR COMMON STOCK 81369Y308 949 23925 SH SOLE 23267 0 658 CONSUMER STAPLES SELECT SECTOR COMMON STOCK 81369Y308 417 10513 SH OTR 9846 350 317 CORNING INC COMMON STOCK 219350105 253 17748 SH SOLE 17748 0 0 CORNING INC COMMON STOCK 219350105 138 9690 SH OTR 8990 700 0 CVS CAREMARK CORP COMMON STOCK 126650100 6007 105058 SH SOLE 104337 194 527 CVS CAREMARK CORP COMMON STOCK 126650100 912 15942 SH OTR 14702 240 1000 DANAHER CORP COMMON STOCK 235851102 6160 97318 SH SOLE 93347 313 3658 DANAHER CORP COMMON STOCK 235851102 1007 15912 SH OTR 13867 455 1590 DEERE & CO COMMON STOCK 244199105 604 7433 SH SOLE 6403 30 1000 DEERE & CO COMMON STOCK 244199105 637 7836 SH OTR 7836 0 0 DISNEY WALT CO NEW COMMON STOCK 254687106 6548 103694 SH SOLE 102441 330 923 DISNEY WALT CO NEW COMMON STOCK 254687106 1194 18902 SH OTR 16482 60 2360 DOMINION RESOURCES INC COMMON STOCK 25746U109 2959 52071 SH SOLE 50044 300 1727 DOMINION RESOURCES INC COMMON STOCK 25746U109 1250 21999 SH OTR 14892 2300 4807 DOVER CORP COMMON STOCK 260003108 207 2665 SH SOLE 1965 0 700 DOVER CORP COMMON STOCK 260003108 87 1125 SH OTR 1125 0 0 DOW CHEMICAL COMPANY COMMON STOCK 260543103 375 11655 SH SOLE 11655 0 0 DOW CHEMICAL COMPANY COMMON STOCK 260543103 671 20864 SH OTR 19314 0 1550 DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 3547 67569 SH SOLE 65154 0 2415 DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 1988 37869 SH OTR 32959 175 4735 DUKE ENERGY CORP COMMON STOCK 26441C204 295 4366 SH SOLE 3800 566 0 DUKE ENERGY CORP COMMON STOCK 26441C204 104 1538 SH OTR 872 666 0 ECOLAB INC COMMON STOCK 278865100 1530 17961 SH SOLE 17361 0 600 ECOLAB INC COMMON STOCK 278865100 363 4260 SH OTR 2710 0 1550 EMC CORP MASS COMMON STOCK 268648102 3877 164155 SH SOLE 155765 466 7924 EMC CORP MASS COMMON STOCK 268648102 647 27390 SH OTR 24590 600 2200 EMERSON ELEC CO COMMON STOCK 291011104 1244 22806 SH SOLE 21406 800 600 EMERSON ELEC CO COMMON STOCK 291011104 424 7765 SH OTR 7565 0 200 ENERGY SELECT SECTOR SPDR COMMON STOCK 81369Y506 4136 52818 SH SOLE 51489 178 1151 ENERGY SELECT SECTOR SPDR COMMON STOCK 81369Y506 813 10385 SH OTR 10057 105 223 ENERGY TRANSFER EQUITY LP COMMON STOCK 29273V100 291 4857 SH SOLE 4857 0 0 ENTERGY CORP COMMON STOCK 29364G103 251 3600 SH SOLE 3600 0 0 ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107 1130 18181 SH SOLE 15681 0 2500 ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107 121 1940 SH OTR 1940 0 0 EXELON CORP COMMON STOCK 30161N101 356 11535 SH SOLE 11385 0 150 EXELON CORP COMMON STOCK 30161N101 240 7769 SH OTR 7119 150 500 EXPEDITORS INTL WASH INC COMMON STOCK 302130109 336 8837 SH SOLE 8237 0 600 EXPEDITORS INTL WASH INC COMMON STOCK 302130109 180 4720 SH OTR 3160 0 1560 EXPRESS SCRIPTS HLDG COMMON STOCK 30219G108 234 3798 SH SOLE 3244 0 554 EXPRESS SCRIPTS HLDG COMMON STOCK 30219G108 206 3343 SH OTR 3188 0 155 EXXONMOBIL CORP COMMON STOCK 30231G102 19671 217719 SH SOLE 210113 825 6781 EXXONMOBIL CORP COMMON STOCK 30231G102 9252 102401 SH OTR 93589 2122 6690 FACEBOOK INC-A COMMON STOCK 30303M102 130 5210 SH SOLE 5070 140 0 FACEBOOK INC-A COMMON STOCK 30303M102 109 4400 SH OTR 4400 0 0 FINANCIAL SELECT SECTOR SPDR COMMON STOCK 81369Y605 3320 170739 SH SOLE 168838 0 1901 FINANCIAL SELECT SECTOR SPDR COMMON STOCK 81369Y605 175 8976 SH OTR 6485 1181 1310 FIRST NIAGARA FINANCIAL GRP COMMON STOCK 33582V108 93 9212 SH SOLE 5000 0 4212 FIRST NIAGARA FINANCIAL GRP COMMON STOCK 33582V108 40 4000 SH OTR 4000 0 0 FIRST TRUST ISE GLOBAL ENGIN COMMON STOCK 33736M103 202 4811 SH SOLE 4361 0 450 FIRST TRUST ISE GLOBAL ENGIN COMMON STOCK 33736M103 10 235 SH OTR 165 70 0 FISERV INC COMMON STOCK 337738108 1339 15315 SH SOLE 14855 75 385 FISERV INC COMMON STOCK 337738108 84 962 SH OTR 914 48 0 FRANKLIN RESOURCES INC COMMON STOCK 354613101 200 1471 SH SOLE 1471 0 0 FRONTIER COMMUNICATIONS CORP COMMON STOCK 35906A108 107 26392 SH SOLE 25861 0 531 FRONTIER COMMUNICATIONS CORP COMMON STOCK 35906A108 43 10645 SH OTR 8070 2407 168 GENERAL DYNAMICS CORP COMMON STOCK 369550108 306 3903 SH SOLE 3903 0 0 GENERAL DYNAMICS CORP COMMON STOCK 369550108 129 1650 SH OTR 1650 0 0 GENERAL ELECTRIC CORP COMMON STOCK 369604103 10948 472117 SH SOLE 453288 2134 16695 GENERAL ELECTRIC CORP COMMON STOCK 369604103 3896 167995 SH OTR 142845 7025 18125 GENERAL MLS INC COMMON STOCK 370334104 1977 40730 SH SOLE 39057 177 1496 GENERAL MLS INC COMMON STOCK 370334104 699 14410 SH OTR 11015 500 2895 GILEAD SCIENCES INC COMMON STOCK 375558103 699 13632 SH SOLE 8707 0 4925 GILEAD SCIENCES INC COMMON STOCK 375558103 88 1720 SH OTR 1720 0 0 GLAXO SMITHKLINE SPONS ADR COMMON STOCK 37733W105 1631 32645 SH SOLE 31838 127 680 GLAXO SMITHKLINE SPONS ADR COMMON STOCK 37733W105 433 8666 SH OTR 7521 480 665 GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 2373 15689 SH SOLE 15456 77 156 GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 646 4274 SH OTR 4164 110 0 GOOGLE INC CL A COMMON STOCK 38259P508 7072 8033 SH SOLE 7735 42 256 GOOGLE INC CL A COMMON STOCK 38259P508 931 1058 SH OTR 1058 0 0 GRAINGER W W INC COMMON STOCK 384802104 2424 9614 SH SOLE 9014 0 600 GRAINGER W W INC COMMON STOCK 384802104 933 3700 SH OTR 2635 0 1065 HALLIBURTON CO COMMON STOCK 406216101 211 5052 SH SOLE 4902 0 150 HALLIBURTON CO COMMON STOCK 406216101 116 2775 SH OTR 2775 0 0 HEALTH CARE SELECT SECTOR SPDR COMMON STOCK 81369Y209 883 18547 SH SOLE 18061 0 486 HEALTH CARE SELECT SECTOR SPDR COMMON STOCK 81369Y209 349 7321 SH OTR 7176 0 145 HEWLETT PACKARD CO COMMON STOCK 428236103 123 4960 SH SOLE 3806 0 1154 HEWLETT PACKARD CO COMMON STOCK 428236103 144 5806 SH OTR 4706 300 800 HOME DEPOT INC COMMON STOCK 437076102 577 7447 SH SOLE 6865 0 582 HOME DEPOT INC COMMON STOCK 437076102 392 5060 SH OTR 4860 0 200 HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 5020 63268 SH SOLE 61817 146 1305 HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 1232 15524 SH OTR 13514 1910 100 ILLINOIS TOOL WKS INC COMMON STOCK 452308109 1930 27902 SH SOLE 27577 0 325 ILLINOIS TOOL WKS INC COMMON STOCK 452308109 296 4279 SH OTR 3029 1250 0 INDUSTRIAL SELECT SECTOR SPDR COMMON STOCK 81369Y704 1644 38563 SH SOLE 37896 0 667 INDUSTRIAL SELECT SECTOR SPDR COMMON STOCK 81369Y704 423 9909 SH OTR 8455 0 1454 INTEL CORP COMMON STOCK 458140100 7881 325260 SH SOLE 314546 3613 7101 INTEL CORP COMMON STOCK 458140100 1610 66441 SH OTR 61101 1990 3350 INTL. BUSINESS MACHINES CORP COMMON STOCK 459200101 12310 64412 SH SOLE 60058 379 3975 INTL. BUSINESS MACHINES CORP COMMON STOCK 459200101 5735 30007 SH OTR 27498 1020 1489 ISHARES DJ US TELCOM SECTOR IN COMMON STOCK 464287713 1637 63326 SH SOLE 62611 212 503 ISHARES DJ US TELCOM SECTOR IN COMMON STOCK 464287713 310 11982 SH OTR 11748 200 34 ISHARES NASDAQ BIOTECH INDX COMMON STOCK 464287556 7789 44793 SH SOLE 43137 135 1521 ISHARES NASDAQ BIOTECH INDX COMMON STOCK 464287556 1164 6693 SH OTR 6528 115 50 ITT CORP COMMON STOCK 450911201 192 6542 SH SOLE 6542 0 0 ITT CORP COMMON STOCK 450911201 24 820 SH OTR 795 25 0 JM SMUCKER CO COMMON STOCK 832696405 187 1811 SH SOLE 1568 0 243 JM SMUCKER CO COMMON STOCK 832696405 212 2057 SH OTR 1453 600 4 JOHNSON & JOHNSON COMMON STOCK 478160104 15152 176479 SH SOLE 166303 872 9304 JOHNSON & JOHNSON COMMON STOCK 478160104 4171 48575 SH OTR 41639 2370 4566 JP MORGAN CHASE & CO COMMON STOCK 46625H100 8693 164676 SH SOLE 157145 369 7162 JP MORGAN CHASE & CO COMMON STOCK 46625H100 2607 49385 SH OTR 44685 2740 1960 KBW BANK ETF COMMON STOCK 78464A797 300 10461 SH SOLE 10334 0 127 KBW BANK ETF COMMON STOCK 78464A797 43 1488 SH OTR 1388 0 100 KBW REGIONAL BANKING ETF COMMON STOCK 78464A698 3751 110726 SH SOLE 109039 390 1297 KBW REGIONAL BANKING ETF COMMON STOCK 78464A698 922 27200 SH OTR 26730 370 100 KELLOGG CO COMMON STOCK 487836108 135 2100 SH SOLE 2100 0 0 KELLOGG CO COMMON STOCK 487836108 186 2900 SH OTR 900 0 2000 KEYCORP COMMON STOCK 493267108 249 22562 SH OTR 22562 0 0 KIMBERLY CLARK CORP COMMON STOCK 494368103 685 7050 SH SOLE 6950 0 100 KIMBERLY CLARK CORP COMMON STOCK 494368103 175 1800 SH OTR 1650 150 0 KOHLS CORP COMMON STOCK 500255104 199 3940 SH SOLE 3940 0 0 KOHLS CORP COMMON STOCK 500255104 93 1835 SH OTR 1835 0 0 KRAFT FOODS GROUP INC COMMON STOCK 50076Q106 347 6209 SH SOLE 6034 0 175 KRAFT FOODS GROUP INC COMMON STOCK 50076Q106 492 8813 SH OTR 7627 46 1140 LILLY ELI & CO COMMON STOCK 532457108 480 9764 SH SOLE 9236 0 528 LILLY ELI & CO COMMON STOCK 532457108 495 10069 SH OTR 8969 0 1100 LOCKHEED MARTIN CORP COMMON STOCK 539830109 1955 18027 SH SOLE 16912 0 1115 LOCKHEED MARTIN CORP COMMON STOCK 539830109 587 5410 SH OTR 5290 90 30 LOWES COS INC COMMON STOCK 548661107 7155 174930 SH SOLE 173067 550 1313 LOWES COS INC COMMON STOCK 548661107 1342 32818 SH OTR 32033 85 700 M & T BANK CORP COMMON STOCK 55261F104 288 2580 SH SOLE 2580 0 0 M & T BANK CORP COMMON STOCK 55261F104 401 3586 SH OTR 1269 2100 217 MARKET VECTORS AGRIBUSINESS COMMON STOCK 57060U605 4048 79083 SH SOLE 76476 290 2317 MARKET VECTORS AGRIBUSINESS COMMON STOCK 57060U605 645 12593 SH OTR 12228 265 100 MATERIALS SELECT SPDR FUND COMMON STOCK 81369Y100 1415 36912 SH SOLE 33961 110 2841 MATERIALS SELECT SPDR FUND COMMON STOCK 81369Y100 350 9132 SH OTR 6291 1087 1754 MCDONALDS CORP COMMON STOCK 580135101 10310 104142 SH SOLE 101622 962 1558 MCDONALDS CORP COMMON STOCK 580135101 2667 26938 SH OTR 23153 625 3160 MDU RES GROUP INC COMMON STOCK 552690109 32 1238 SH SOLE 1238 0 0 MDU RES GROUP INC COMMON STOCK 552690109 169 6533 SH OTR 6533 0 0 MEDTRONIC INC COMMON STOCK 585055106 268 5215 SH SOLE 5170 0 45 MEDTRONIC INC COMMON STOCK 585055106 29 560 SH OTR 200 0 360 MERCK & CO INC COMMON STOCK 58933Y105 1967 42347 SH SOLE 40071 500 1776 MERCK & CO INC COMMON STOCK 58933Y105 1450 31219 SH OTR 27644 1350 2225 MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104 551 14797 SH SOLE 14097 0 700 MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104 172 4629 SH OTR 3629 0 1000 MICROSOFT CORP COMMON STOCK 594918104 10318 298678 SH SOLE 291702 621 6355 MICROSOFT CORP COMMON STOCK 594918104 2156 62417 SH OTR 53676 5341 3400 MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 578 20248 SH SOLE 19634 0 614 MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 787 27572 SH OTR 24010 138 3424 MONSANTO CO COMMON STOCK 61166W101 2901 29358 SH SOLE 28223 202 933 MONSANTO CO COMMON STOCK 61166W101 459 4647 SH OTR 4577 70 0 NBT BANCORP INC COMMON STOCK 628778102 6365 300644 SH SOLE 164693 0 135951 NBT BANCORP INC COMMON STOCK 628778102 2905 137201 SH OTR 102255 6762 28184 NEXTERA ENERGY INC COMMON STOCK 65339F101 2513 30844 SH SOLE 27594 0 3250 NEXTERA ENERGY INC COMMON STOCK 65339F101 1366 16767 SH OTR 12737 1000 3030 NIKE INC-CLASS B COMMON STOCK 654106103 2465 38712 SH SOLE 37212 0 1500 NIKE INC-CLASS B COMMON STOCK 654106103 848 13310 SH OTR 9130 0 4180 NORFOLK SOUTHERN CORP COMMON STOCK 655844108 1170 16100 SH SOLE 14100 0 2000 NORFOLK SOUTHERN CORP COMMON STOCK 655844108 578 7953 SH OTR 7328 0 625 NOVARTIS AG SPONS ADR COMMON STOCK 66987V109 4515 63854 SH SOLE 62866 265 723 NOVARTIS AG SPONS ADR COMMON STOCK 66987V109 969 13697 SH OTR 13082 115 500 NUCOR CORP COMMON STOCK 670346105 246 5675 SH SOLE 5675 0 0 NUCOR CORP COMMON STOCK 670346105 87 2000 SH OTR 2000 0 0 OCCIDENTAL PETE CORP COMMON STOCK 674599105 190 2132 SH SOLE 2132 0 0 OCCIDENTAL PETE CORP COMMON STOCK 674599105 49 550 SH OTR 0 0 550 ORACLE CORPORATION COMMON STOCK 68389X105 4593 149560 SH SOLE 146387 335 2838 ORACLE CORPORATION COMMON STOCK 68389X105 1006 32766 SH OTR 31927 839 0 PEOPLES UNITED FINANCIAL, INC COMMON STOCK 712704105 158 10586 SH SOLE 10586 0 0 PEPSICO INC COMMON STOCK 713448108 8978 109766 SH SOLE 108001 205 1560 PEPSICO INC COMMON STOCK 713448108 2737 33463 SH OTR 29558 670 3235 PFIZER INC COMMON STOCK 717081103 6845 244379 SH SOLE 240545 419 3415 PFIZER INC COMMON STOCK 717081103 2126 75894 SH OTR 68862 2120 4912 PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109 2032 23454 SH SOLE 22629 0 825 PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109 3795 43810 SH OTR 40260 200 3350 PHILLIPS 66 COMMON STOCK 718546104 187 3167 SH SOLE 2795 58 314 PHILLIPS 66 COMMON STOCK 718546104 44 750 SH OTR 475 275 0 PRAXAIR INC COMMON STOCK 74005P104 2248 19522 SH SOLE 18847 0 675 PRAXAIR INC COMMON STOCK 74005P104 870 7559 SH OTR 6329 0 1230 PROCTER & GAMBLE CO COMMON STOCK 742718109 13893 180449 SH SOLE 169879 1535 9035 PROCTER & GAMBLE CO COMMON STOCK 742718109 4607 59840 SH OTR 51665 2670 5505 PRUDENTIAL FINL INC COMMON STOCK 744320102 4984 68240 SH SOLE 67397 251 592 PRUDENTIAL FINL INC COMMON STOCK 744320102 946 12955 SH OTR 12725 30 200 PUBLIC SVC ENTERPRISE GROUP IN COMMON STOCK 744573106 493 15084 SH SOLE 14684 400 0 PUBLIC SVC ENTERPRISE GROUP IN COMMON STOCK 744573106 187 5720 SH OTR 5720 0 0 QUALCOMM INC COMMON STOCK 747525103 5402 88419 SH SOLE 85655 456 2308 QUALCOMM INC COMMON STOCK 747525103 844 13816 SH OTR 12996 220 600 ROCKWELL AUTOMATION INC COMMON STOCK 773903109 227 2730 SH SOLE 2530 0 200 ROCKWELL AUTOMATION INC COMMON STOCK 773903109 31 375 SH OTR 375 0 0 SIGMA ALDRICH CORP COMMON STOCK 826552101 752 9351 SH SOLE 8951 0 400 SIGMA ALDRICH CORP COMMON STOCK 826552101 195 2420 SH OTR 1200 0 1220 SOUTHERN COMPANY COMMON STOCK 842587107 1508 34179 SH SOLE 33545 200 434 SOUTHERN COMPANY COMMON STOCK 842587107 1052 23843 SH OTR 20443 2000 1400 ST JUDE MEDICAL INC COMMON STOCK 790849103 242 5311 SH SOLE 5311 0 0 ST JUDE MEDICAL INC COMMON STOCK 790849103 88 1925 SH OTR 1125 0 800 STRYKER CORPORATION COMMON STOCK 863667101 379 5856 SH SOLE 5856 0 0 STRYKER CORPORATION COMMON STOCK 863667101 13 200 SH OTR 200 0 0 SYSCO CORP COMMON STOCK 871829107 341 9980 SH SOLE 9980 0 0 SYSCO CORP COMMON STOCK 871829107 282 8260 SH OTR 7560 0 700 T ROWE PRICE GROUP INC COMMON STOCK 74144T108 5802 79259 SH SOLE 77766 239 1254 T ROWE PRICE GROUP INC COMMON STOCK 74144T108 996 13612 SH OTR 13007 205 400 TARGET CORP COMMON STOCK 87612E106 7129 103528 SH SOLE 99346 257 3925 TARGET CORP COMMON STOCK 87612E106 1329 19302 SH OTR 17492 440 1370 TECHNOLOGY SELECT SECT SPDR COMMON STOCK 81369Y803 2071 67698 SH SOLE 66422 0 1276 TECHNOLOGY SELECT SECT SPDR COMMON STOCK 81369Y803 782 25566 SH OTR 23816 1150 600 TEVA PHARMACEUTICAL INDS SPONS COMMON STOCK 881624209 294 7489 SH SOLE 7202 0 287 TEVA PHARMACEUTICAL INDS SPONS COMMON STOCK 881624209 65 1647 SH OTR 1647 0 0 TEXTRON INC COMMON STOCK 883203101 648 24865 SH SOLE 24865 0 0 THE MOSAIC COMPANY COMMON STOCK 61945C103 1568 29144 SH SOLE 28676 99 369 THE MOSAIC COMPANY COMMON STOCK 61945C103 455 8457 SH OTR 8457 0 0 TJX COS INC COMMON STOCK 872540109 296 5910 SH SOLE 1492 0 4418 TJX COS INC COMMON STOCK 872540109 61 1220 SH OTR 1220 0 0 TOYOTA MOTOR CORP SPONS ADR COMMON STOCK 892331307 1126 9333 SH SOLE 9140 48 145 TOYOTA MOTOR CORP SPONS ADR COMMON STOCK 892331307 318 2637 SH OTR 2562 75 0 UNION PAC CORP COMMON STOCK 907818108 5858 37972 SH SOLE 36476 74 1422 UNION PAC CORP COMMON STOCK 907818108 1955 12673 SH OTR 11535 28 1110 UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 630 7290 SH SOLE 6140 150 1000 UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 196 2265 SH OTR 2265 0 0 UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 9156 98520 SH SOLE 94353 313 3854 UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 2717 29237 SH OTR 24867 2265 2105 UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 3660 55890 SH SOLE 55400 180 310 UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 486 7425 SH OTR 7425 0 0 US BANCORP NEW COMMON STOCK 902973304 3660 101238 SH SOLE 97314 345 3579 US BANCORP NEW COMMON STOCK 902973304 161 4443 SH OTR 3373 570 500 UTILITIES SELECT SECTOR SPDR COMMON STOCK 81369Y886 3758 99863 SH SOLE 96953 450 2460 UTILITIES SELECT SECTOR SPDR COMMON STOCK 81369Y886 767 20390 SH OTR 18977 387 1026 VANGUARD REIT ETF COMMON STOCK 922908553 2995 43576 SH SOLE 43118 165 293 VANGUARD REIT ETF COMMON STOCK 922908553 336 4894 SH OTR 4894 0 0 VERIZON COMMUNICATIONS COMMON STOCK 92343V104 5876 116719 SH SOLE 109906 2254 4559 VERIZON COMMUNICATIONS COMMON STOCK 92343V104 2629 52234 SH OTR 42776 6092 3366 WAL MART STORES INC COMMON STOCK 931142103 4166 55926 SH SOLE 54998 146 782 WAL MART STORES INC COMMON STOCK 931142103 828 11115 SH OTR 10500 115 500 WALGREEN CO COMMON STOCK 931422109 1196 27058 SH SOLE 26339 179 540 WALGREEN CO COMMON STOCK 931422109 107 2423 SH OTR 1944 175 304 WELLS FARGO & CO COMMON STOCK 949746101 5756 139472 SH SOLE 135010 373 4089 WELLS FARGO & CO COMMON STOCK 949746101 1273 30856 SH OTR 26232 505 4119 WILLIAMS COS INC COMMON STOCK 969457100 211 6510 SH SOLE 6510 0 0 WILLIAMS COS INC COMMON STOCK 969457100 24 750 SH OTR 750 0 0 WR GRACE & CO COMMON STOCK 38388F108 588 7000 SH OTR 0 0 7000 XCEL ENERGY INC COMMON STOCK 98389B100 297 10487 SH SOLE 7336 651 2500 XCEL ENERGY INC COMMON STOCK 98389B100 36 1271 SH OTR 1271 0 0 XYLEM INC COMMON STOCK 98419M100 2486 92289 SH SOLE 91489 209 591 XYLEM INC COMMON STOCK 98419M100 547 20286 SH OTR 20236 50 0 YUM! BRANDS INC COMMON STOCK 988498101 1479 21332 SH SOLE 21214 118 0 YUM! BRANDS INC COMMON STOCK 988498101 260 3756 SH OTR 2926 130 700 ZIMMER HLDGS INC COMMON STOCK 98956P102 240 3207 SH SOLE 2857 0 350 ZIMMER HLDGS INC COMMON STOCK 98956P102 220 2942 SH OTR 2599 243 100 3M CO COMMON STOCK 88579Y101 2533 23160 SH SOLE 21695 400 1065 3M CO COMMON STOCK 88579Y101 645 5903 SH OTR 4458 545 900 BP PLC SPONS ADR COMMON STOCK 055622104 46 1096 SH SOLE 1096 0 0 BP PLC SPONS ADR COMMON STOCK 055622104 265 6350 SH OTR 6350 0 0 NOVO NORDISK AS SPONS ADR COMMON STOCK 670100205 328 2117 SH SOLE 2117 0 0 NOVO NORDISK AS SPONS ADR COMMON STOCK 670100205 84 540 SH OTR 540 0 0 ROYAL DUTCH SHELL SPONS ADR COMMON STOCK 780259206 70 1105 SH SOLE 1105 0 0 ROYAL DUTCH SHELL SPONS ADR COMMON STOCK 780259206 482 7551 SH OTR 4601 0 2950 TELEFONICA SA SPONS ADR COMMON STOCK 879382208 33 2565 SH SOLE 2565 0 0 TELEFONICA SA SPONS ADR COMMON STOCK 879382208 156 12193 SH OTR 12193 0 0 COVIDIEN PLC COMMON STOCK G2554F113 3203 50977 SH SOLE 50373 182 422 COVIDIEN PLC COMMON STOCK G2554F113 561 8933 SH OTR 8858 75 0 EATON CORP PLC COMMON STOCK G29183103 444 6746 SH SOLE 6346 0 400 EATON CORP PLC COMMON STOCK G29183103 364 5530 SH OTR 4455 0 1075 INGERSOLL-RAND PLC COMMON STOCK G47791101 242 4350 SH SOLE 4350 0 0 INGERSOLL-RAND PLC COMMON STOCK G47791101 577 10400 SH OTR 10400 0 0 NOBLE CORP COMMON STOCK H5833N103 232 6175 SH SOLE 6175 0 0 NOBLE CORP COMMON STOCK H5833N103 48 1290 SH OTR 1290 0 0 SCHLUMBERGER LTD COMMON STOCK 806857108 5902 82356 SH SOLE 79354 246 2756 SCHLUMBERGER LTD COMMON STOCK 806857108 1017 14193 SH OTR 12658 110 1425 SUNCOR ENERGY INC COMMON STOCK 867224107 848 28769 SH SOLE 27575 0 1194 SUNCOR ENERGY INC COMMON STOCK 867224107 236 7991 SH OTR 4865 50 3076 TORONTO DOMINION BANK COMMON STOCK 891160509 2197 27336 SH SOLE 27336 0 0 TORONTO DOMINION BANK COMMON STOCK 891160509 504 6275 SH OTR 6275 0 0 BARCLAYS BANK PLC 8.125% PFD S PREFERRED STOCK 06739H362 208 8211 SH SOLE 0 0 0 ISHARES COHEN & STEERS RLTY OTHER 464287564 346 4288 SH SOLE 0 0 0 ISHARES COHEN & STEERS RLTY OTHER 464287564 99 1225 SH OTR 0 0 0 ISHARES CORE S&P MID-CAP ETF OTHER 464287507 2698 23359 SH SOLE 0 0 0 ISHARES CORE S&P MID-CAP ETF OTHER 464287507 483 4179 SH OTR 0 0 0 ISHARES GOLD TRUST OTHER 464285105 2191 182770 SH SOLE 0 0 0 ISHARES GOLD TRUST OTHER 464285105 144 12005 SH OTR 0 0 0 ISHARES MSCI EAFE INDEX FUND OTHER 464287465 6804 118752 SH SOLE 0 0 0 ISHARES MSCI EAFE INDEX FUND OTHER 464287465 846 14760 SH OTR 0 0 0 ISHARES MSCI EMERGING MKT IN OTHER 464287234 5385 139874 SH SOLE 0 0 0 ISHARES MSCI EMERGING MKT IN OTHER 464287234 525 13638 SH OTR 0 0 0 ISHARES MSCI SINGAPORE INDEX F OTHER 464286673 132 10350 SH SOLE 0 0 0 ISHARES MSCI SINGAPORE INDEX F OTHER 464286673 13 1000 SH OTR 0 0 0 ISHARES RUSSELL 2000 INDEX FUN OTHER 464287655 8994 92725 SH SOLE 0 0 0 ISHARES RUSSELL 2000 INDEX FUN OTHER 464287655 677 6979 SH OTR 0 0 0 POWERSHARES QQQ TRUST OTHER 73935A104 243 3403 SH SOLE 0 0 0 POWERSHARES QQQ TRUST OTHER 73935A104 39 543 SH OTR 0 0 0 SPDR DJIA TRUST OTHER 78467X109 2722 18323 SH SOLE 0 0 0 SPDR DJIA TRUST OTHER 78467X109 397 2673 SH OTR 0 0 0 SPDR GOLD TRUST OTHER 78463V107 449 3766 SH SOLE 0 0 0 SPDR GOLD TRUST OTHER 78463V107 168 1410 SH OTR 0 0 0 SPDR S&P DIVIDEND ETF OTHER 78464A763 3991 60203 SH SOLE 0 0 0 SPDR S&P DIVIDEND ETF OTHER 78464A763 612 9233 SH OTR 0 0 0 SPDR S&P MIDCAP 400 ETF TRUST OTHER 78467Y107 15465 73610 SH SOLE 0 0 0 SPDR S&P MIDCAP 400 ETF TRUST OTHER 78467Y107 1358 6464 SH OTR 0 0 0 SPDR S&P 500 ETF TRUST OTHER 78462F103 4777 29780 SH SOLE 0 0 0 SPDR S&P 500 ETF TRUST OTHER 78462F103 581 3623 SH OTR 0 0 0 VANGUARD FTSE ALL-WORLD EX-US OTHER 922042775 283 6405 SH SOLE 0 0 0 VANGUARD FTSE EMERGING MARKETS OTHER 922042858 1057 27235 SH SOLE 0 0 0 VANGUARD FTSE EMERGING MARKETS OTHER 922042858 443 11425 SH OTR 0 0 0 VANGUARD LARGE-CAP ETF OTHER 922908637 241 3280 SH SOLE 0 0 0 VANGUARD LARGE-CAP ETF OTHER 922908637 374 5090 SH OTR 0 0 0 VANGUARD MSCI EAFE ETF OTHER 921943858 346 9715 SH OTR 0 0 0 VANGUARD RUSSELL 2000 OTHER 92206C664 578 7430 SH SOLE 0 0 0 ISHARES BARCLAYS TIPS BOND FUN OTHER 464287176 189 1685 SH SOLE 0 0 0 ISHARES BARCLAYS TIPS BOND FUN OTHER 464287176 95 845 SH OTR 0 0 0 ISHARES BARCLAYS 1-3 YEAR CR OTHER 464288646 268 2548 SH SOLE 0 0 0 ISHARES BARCLAYS 1-3 YEAR TREA OTHER 464287457 771 9150 SH SOLE 0 0 0 ISHARES BARCLAYS 1-3 YEAR TREA OTHER 464287457 69 820 SH OTR 0 0 0 ISHARES BARCLAYS 7-10 YEAR TRE OTHER 464287440 818 7979 SH SOLE 0 0 0 ISHARES BARCLAYS 7-10 YEAR TRE OTHER 464287440 1 12 SH OTR 0 0 0 ISHARES CORE TOTAL U.S. BOND E OTHER 464287226 853 7961 SH SOLE 0 0 0 ISHARES IBOXX H/Y CORP BOND OTHER 464288513 292 3210 SH OTR 0 0 0 ISHARES S&P PREF STK OTHER 464288687 2560 65184 SH SOLE 0 0 0 ISHARES S&P PREF STK OTHER 464288687 243 6195 SH OTR 0 0 0 SPDR BARCLAYS I/T CORP BD ETF OTHER 78464A375 1114 33165 SH SOLE 0 0 0 VANGUARD INTER TERM CORP BOND OTHER 92206C870 1094 13175 SH SOLE 0 0 0 VANGUARD INTER TERM CORP BOND OTHER 92206C870 178 2150 SH OTR 0 0 0 VANGUARD INTERMEDIATE-TERM BON OTHER 921937819 351 4200 SH SOLE 0 0 0 VANGUARD INTERMEDIATE-TERM BON OTHER 921937819 73 875 SH OTR 0 0 0 VANGUARD TOTAL BOND MARKET ETF OTHER 921937835 406 5017 SH SOLE 0 0 0 VANGUARD TOTAL BOND MARKET ETF OTHER 921937835 167 2060 SH OTR 0 0 0