X0609 4 2026-03-19 0 0000898174 REINSURANCE GROUP OF AMERICA INC RGA 0001881905 Andre Axel false 16600 SWINGLEY RIDGE RD. CHESTERFIELD MO 63017 0 1 0 0 EVP, Chief Financial Officer 0 Restricted Share Unit - March 2026 2026-03-19 4 A 0 2993 0 A Common Stock 2993 2993 D Stock Appreciation Right (right to purchase) 2026 200.50 2026-03-19 4 A 0 8642 0 A 2036-03-19 Common Stock 8642 8642 D Stock appreciation rights and restricted share units settle in common stock, vest in 33 1/3% increments, beginning on the first anniversary date of the grant, and fully vest on March 19, 2029. This Form 4 is being filed late due to inadvertent administrative error. /s/ My Chi To, by Power of Attorney 2026-04-27