Loans Held for Investment (Tables)

3 Months Ended

Mar. 31, 2022

Receivables [Abstract]

Composition of Net Loans Held for Investment by Class

The composition of net loans held for investment by class as of March 31, 2022 and December 31, 2021 are as follows:

	March 31, 2022			December 31, 2021
	(dollars in thousands)
Commercial
Commercial	$	80,123		$	73,035
SBA Paycheck Protection Program (PPP)		7,946			15,840
Real estate - commercial		154,577			150,382
Other real estate construction loans		42,713			28,275
Other loans		5,393			5,496
Noncommercial
Real estate 1-4 family construction		8,927			8,424
Real estate - residential		84,156			78,824
Home equity		52,666			51,003
Consumer loans		9,040			9,579
		445,541			420,858
Less:
Allowance for loan losses		(4,156	)		(4,026	)
Deferred loan costs (fees) net		383			(79	)
Loans held for investment, net	$	441,768		$	416,753