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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Thousands
6 Months Ended
Jun. 30, 2018
Jun. 30, 2017
Cash flows from operating activities    
Net Income $ 701 $ 1,249
Adjustments to reconcile net income to net cash Provided (used) by operating activities:    
Depreciation and amortization 515 426
Provision for (recovery of) loan losses 116 (173)
Gain on sale of OREO 27 35
Net amortization of premium on investment securities AFS 364 453
Net amortization of premium on investment securities HTM 75 72
Net amortization of mortgage servicing rights 346 374
OREO write downs   78
Originations and purchases of mortgage loans for sale (48,033) (47,656)
Proceeds from sales of mortgage loans for sale 46,809 49,993
Cash surrender value of life insurance (67) (60)
Net change in:    
Accrued interest receivable (5) 26
Prepaid assets (364) (533)
Miscellaneous other assets (275) (1,196)
Accrued interest payable 1 (2)
Miscellaneous other liabilities 696 1,029
Net cash provided by operating activities 906 4,115
Cash flows from investing activities    
Proceeds from maturities, calls & paydowns of investment securities held to maturity 265 138
Proceeds from maturities, calls & paydowns of investment securities available for sale 3,709 4,081
Purchase of life insurance investment   (1,525)
Net change in restricted stock (27) (15)
Net increase in loans (13,857) (11,581)
Purchase of premises and equipment (851) (304)
Proceeds from sale of OREO 1,043 1,510
Net cash used by investing activities (9,718) (7,696)
Cash flows from financing activities    
Net increase in deposit accounts 38,025 36,401
Netdecrease in federal funds purchased and securities sold under agreements to repurchase and other short-term borrowings (230) (714)
Repayment of other borrowings   (506)
Common stock repurchased (142) (367)
Exercise of stock options 65  
Dividends paid on preferred stock (284) (294)
Net cash provided by financing activities 37,434 34,520
Increase in cash and cash equivalents 28,622 30,939
Cash and cash equivalents, beginning of period 70,403 45,968
Cash and cash equivalents, end of period 99,025 76,907
Supplemental Disclosures of Cash Flow Information    
Interest paid 765 616
Income taxes paid 335 433
Supplemental Schedule of Non-Cash Activities    
Net change in fair value securities available for sale, net of tax 959 557
Loans transferred to foreclosed real estate 160 248
Mortgage servicing rights capitalized $ 169 $ 329