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Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2018
Jun. 30, 2017
Jun. 30, 2018
Jun. 30, 2017
Interest Income        
Loans, including fees $ 4,469 $ 4,132 $ 8,725 $ 8,122
Investment securities        
US Treasury   12   23
US Government agencies and corporations 364 378 751 753
State and political subdivisions 120 117 244 240
Interest-earning deposits with banks and federal funds sold 365 158 642 262
Total interest income 5,318 4,797 10,362 9,400
Interest Expense        
Interest checking and money market accounts 192 98 336 182
Savings deposits 13 13 25 25
Time deposits, $250,000 and over 17 19 33 30
Other time deposits 47 45 92 92
Short-term borrowed funds 4 6 7 13
Long-term debt 138 137 273 272
Total interest expense 411 318 766 614
Net interest income 4,907 4,479 9,596 8,786
Provision for (recovery of) loan losses 38 (114) 116 (173)
Net interest income after provision (recovery of) for loan losses 4,869 4,593 9,480 8,959
Noninterest Income        
Service charges on deposit accounts 290 286 573 575
Income from mortgage loan sales 869 878 1,531 1,749
Other income 216 66 385 352
Total noninterest income 2,171 2,023 4,065 4,401
Noninterest Expense        
Salaries and employee benefits 4,121 3,642 8,067 7,340
Net occupancy expense 396 307 760 611
Equipment expense 165 148 335 300
Data processing costs 283 178 533 360
Office supplies and printing 39 37 75 62
Foreclosed real estate expense 33 176 72 264
Professional fees and services 214 171 462 347
Marketing and donations 209 228 420 486
Electronic banking expense 98 86 199 170
Software amortization and maintenance 234 190 447 371
FDIC insurance 65 46 131 91
Other noninterest expense 638 462 1,207 1,139
Total noninterest expense 6,495 5,671 12,708 11,541
Income before income taxes 545 945 837 1,819
Income taxes 78 313 136 570
Net income 467 632 701 1,249
Less: net income attributable to noncontrolling interest (141) (148) (284) (294)
Net income attributable to Uwharrie Capital Corp and common shareholders $ 326 $ 484 $ 417 $ 955
Net income (loss) per common share        
Basic $ 0.05 $ 0.07 $ 0.06 $ 0.13
Diluted $ 0.05 $ 0.07 $ 0.06 $ 0.13
Weighted average shares outstanding        
Basic 7,107,245 7,141,240 7,109,782 7,163,493
Diluted 7,107,245 7,141,572 7,109,782 7,163,986
Interchange and Card Transactions [Member]        
Noninterest Income        
Noninterest income fees $ 144 $ 201 $ 286 $ 337
Other Services and Commissions [Member]        
Noninterest Income        
Noninterest income fees $ 652 $ 592 $ 1,290 $ 1,388