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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2017
Dec. 31, 2016
Dec. 31, 2015
Cash flows from operating activities      
Net Income $ 1,611 $ 2,211 $ 2,007
Adjustments to reconcile net income to net cash Provided (used) by operating activities:      
Depreciation 857 1,003 908
Net amortization of security premiums/discounts AFS 850 990 975
Net amortization of security premiums/discounts HTM 147 138 134
Net amortization of mortgage servicing rights 733 751 689
Impairment of foreclosed real estate 85 272 425
Recovery of loan losses (236) (88) (620)
Deferred income taxes 691 92 336
Net realized (gains) loss on sales / calls available for sale securities 14 (544) (536)
Proceeds from sales of loans held for sale 97,360 114,622 62,795
Origination of loans held for sale (96,684) (115,505) (66,570)
(Gain) loss on sale of premises, equipment and other assets   3 (1)
Increase in cash surrender value of life insurance (124) (135) (117)
Gain on sales of foreclosed real estate (35) (41) (140)
Prepaid Assets 40 (62) 205
Net change in interest receivable (80) (65) 183
Net change in other assets (602) (699) (1,740)
Net change in interest payable (3) (17) (12)
Net change in other liabilities 1,129 1,113 1,068
Net cash provided (used) by operating activities 5,753 4,039 (11)
Cash flows from investing activities      
Proceeds from sales, maturities, calls and paydowns of securities available for sale 16,185 30,734 47,253
Proceeds from sales, maturities, calls and paydowns of securities held to maturity 385 141 154
Purchase of securities available for sale (6,338) (49,496) (24,910)
Purchase of securities held to maturity   (1,027) (6,034)
Net increase in loans (15,416) (22,101) (11,331)
Purchases of life insurance investment (1,525)    
Proceeds from sale of premises, equipment and other assets   547 1
Purchase of premises and equipment (1,730) (657) (716)
Proceeds from sales of foreclosed real estate 2,138 899 2,404
Net change in restricted stock (15) (12) (2)
Net cash provided (used) by investing activities (6,316) (40,972) 6,819
Cash flows from financing activities      
Net increase in deposit accounts 26,909 17,986 11,298
Net decrease in short-term borrowed funds (410) (3,084) 1,073
Net decrease in long-term debt (512) (13) (11)
Repurchase of common stock, net (391) (322) (429)
Dividends on preferred stock (592) (593) (592)
Cash paid for fractional shares (6) (6) (5)
Net cash provided by financing activities 24,998 13,968 11,334
Increase (decrease) in cash and cash equivalents 24,435 (22,965) 18,142
Cash and cash equivalents, beginning of year 45,968 68,933 50,791
Cash and cash equivalents, end of year 70,403 45,968 68,933
Supplemental disclosures of cash flow information      
Interest paid 1,280 1,327 1,745
Income taxes paid 852 641 459
Supplemental schedule of non-cash activities      
Net change in fair value of securities available for sale, net of tax 366 1,106 517
Loans transferred to foreclosed real estate 361 315 1,818
Company financed OREO (356) (256) (26)
Mortgage servicing rights capitalized $ 586 $ 982 $ 657