XML 48 R34.htm IDEA: XBRL DOCUMENT v3.8.0.1
Troubled Debt Restructures (Tables)
 12 Months Ended
Dec. 31, 2017
Receivables [Abstract]  
Breakdown of Types of Concessions Made by Loan Class

For the twelve months ended December 31, 2017, 2016 and 2015, the following table presents a breakdown of the types of concessions made by loan class:

 

 

 

Year Ended December 31, 2017

 

 

 

 

 

 

 

Pre-Modification

 

 

Post-Modification

 

 

 

Number

 

 

Outstanding Recorded

 

 

Outstanding Recorded

 

 

 

of Contracts

 

 

Investment

 

 

Investment

 

 

 

 

 

 

 

(dollars in thousands)

 

 

 

 

 

Extend payment terms:

 

 

 

 

 

 

 

 

 

 

 

 

Commercial

 

 

—

 

 

$

—

 

 

$

—

 

Real estate - commercial

 

 

—

 

 

 

—

 

 

 

—

 

Other real estate construction

 

 

—

 

 

 

—

 

 

 

—

 

Real estate 1 – 4 family construction

 

 

—

 

 

 

—

 

 

 

—

 

Real estate – residential

 

 

—

 

 

 

—

 

 

 

—

 

Home equity

 

 

—

 

 

 

—

 

 

 

—

 

Consumer loans

 

 

—

 

 

 

—

 

 

 

—

 

Other loans

 

 

—

 

 

 

—

 

 

 

—

 

 

 

 

—

 

 

$

—

 

 

$

—

 

Other:

 

 

 

 

 

 

 

 

 

 

 

 

Commercial

 

 

1

 

 

$

12

 

 

$

10

 

Real estate - commercial

 

 

2

 

 

 

178

 

 

 

173

 

Other real estate construction

 

 

—

 

 

 

—

 

 

 

—

 

Real estate 1 – 4 family construction

 

 

—

 

 

 

—

 

 

 

—

 

Real estate – residential

 

 

6

 

 

 

708

 

 

 

675

 

Home equity

 

 

—

 

 

 

—

 

 

 

—

 

Consumer loans

 

 

1

 

 

 

9

 

 

 

5

 

Other loans

 

 

—

 

 

 

—

 

 

 

—

 

 

 

 

10

 

 

$

907

 

 

$

863

 

Total

 

 

10

 

 

$

907

 

 

$

863

 

 

 

 

Year Ended December 31, 2016

 

 

 

 

 

 

 

Pre-Modification

 

 

Post-Modification

 

 

 

Number

 

 

Outstanding Recorded

 

 

Outstanding Recorded

 

 

 

of Contracts

 

 

Investment

 

 

Investment

 

 

 

 

 

 

 

(dollars in thousands)

 

 

 

 

 

Extend payment terms:

 

 

 

 

 

 

 

 

 

 

 

 

Commercial

 

 

—

 

 

$

—

 

 

$

—

 

Real estate - commercial

 

 

—

 

 

 

—

 

 

 

—

 

Other real estate construction

 

 

—

 

 

 

—

 

 

 

—

 

Real estate 1 – 4 family construction

 

 

—

 

 

 

—

 

 

 

—

 

Real estate – residential

 

 

—

 

 

 

—

 

 

 

—

 

Home equity

 

 

—

 

 

 

—

 

 

 

—

 

Consumer loans

 

 

—

 

 

 

—

 

 

 

—

 

Other loans

 

 

—

 

 

 

—

 

 

 

—

 

 

 

 

—

 

 

$

—

 

 

$

—

 

Other:

 

 

 

 

 

 

 

 

 

 

 

 

Commercial

 

 

—

 

 

$

—

 

 

$

—

 

Real estate - commercial

 

 

—

 

 

 

—

 

 

 

—

 

Other real estate construction

 

 

—

 

 

 

—

 

 

 

—

 

Real estate 1 – 4 family construction

 

 

—

 

 

 

—

 

 

 

—

 

Real estate – residential

 

 

4

 

 

 

482

 

 

 

328

 

Home equity

 

 

—

 

 

 

—

 

 

 

—

 

Consumer loans

 

 

—

 

 

 

—

 

 

 

—

 

Other loans

 

 

—

 

 

 

—

 

 

 

—

 

 

 

 

4

 

 

$

482

 

 

$

328

 

Total

 

 

4

 

 

$

482

 

 

$

328

 

 

  

 

Year Ended December 31, 2015

 

 

 

 

 

 

 

Pre-Modification

 

 

Post-Modification

 

 

 

Number

 

 

Outstanding Recorded

 

 

Outstanding Recorded

 

 

 

of Contracts

 

 

Investment

 

 

Investment

 

 

 

 

 

 

 

(dollars in thousands)

 

 

 

 

 

Extend payment terms:

 

 

 

 

 

 

 

 

 

 

 

 

Commercial

 

 

—

 

 

$

—

 

 

$

—

 

Real estate - commercial

 

 

—

 

 

 

—

 

 

 

—

 

Other real estate construction

 

 

—

 

 

 

—

 

 

 

—

 

Real estate 1 – 4 family construction

 

 

—

 

 

 

—

 

 

 

—

 

Real estate – residential

 

 

—

 

 

 

—

 

 

 

—

 

Home equity

 

 

—

 

 

 

—

 

 

 

—

 

Consumer loans

 

 

—

 

 

 

—

 

 

 

—

 

Other loans

 

 

—

 

 

 

—

 

 

 

—

 

 

 

 

—

 

 

$

—

 

 

$

—

 

Other:

 

 

 

 

 

 

 

 

 

 

 

 

Commercial

 

 

2

 

 

$

46

 

 

$

44

 

Real estate - commercial

 

 

—

 

 

 

—

 

 

 

—

 

Other real estate construction

 

 

1

 

 

 

55

 

 

 

55

 

Real estate 1 – 4 family construction

 

 

—

 

 

 

—

 

 

 

—

 

Real estate – residential

 

 

6

 

 

 

530

 

 

 

521

 

Home equity

 

 

—

 

 

 

—

 

 

 

—

 

Consumer loans

 

 

—

 

 

 

—

 

 

 

—

 

Other loans

 

 

1

 

 

 

53

 

 

 

53

 

 

 

 

10

 

 

$

684

 

 

$

673

 

Total

 

 

10

 

 

$

684

 

 

$

673

 

 
Schedule of Successes and Failures of Types of Debt Restructuring

The following table presents the successes and failures of the types of modifications within the previous twelve months as of December 31, 2017, 2016 and 2015:

 

  

 

Paid In Full

 

 

Paying as restructured

 

 

Converted to nonaccrual

 

 

Foreclosure/ Default

 

 

 

Number of

 

 

Recorded

 

 

Number of

 

 

Recorded

 

 

Number of

 

 

Recorded

 

 

Number of

 

 

Recorded

 

 

 

Loans

 

 

Investments

 

 

Loans

 

 

Investments

 

 

Loans

 

 

Investments

 

 

Loans

 

 

Investments

 

 

 

(dollars in thousands)

 

December 31, 2017

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Extended payment terms

 

 

—

 

 

$

—

 

 

 

—

 

 

$

—

 

 

 

—

 

 

$

—

 

 

 

—

 

 

$

—

 

Other

 

 

6

 

 

 

217

 

 

 

10

 

 

 

863

 

 

 

—

 

 

 

—

 

 

 

1

 

 

 

15

 

Total

 

 

6

 

 

$

217

 

 

 

10

 

 

$

863

 

 

 

—

 

 

$

—

 

 

 

1

 

 

$

15

 

 

  

 

Paid In Full

 

 

Paying as restructured

 

 

Converted to nonaccrual

 

 

Foreclosure/ Default

 

 

 

Number of

 

 

Recorded

 

 

Number of

 

 

Recorded

 

 

Number of

 

 

Recorded

 

 

Number of

 

 

Recorded

 

 

 

Loans

 

 

Investments

 

 

Loans

 

 

Investments

 

 

Loans

 

 

Investments

 

 

Loans

 

 

Investments

 

 

 

(dollars in thousands)

 

December 31, 2016

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Extended payment terms

 

 

—

 

 

$

—

 

 

 

—

 

 

$

—

 

 

 

—

 

 

$

—

 

 

 

—

 

 

$

—

 

Other

 

 

6

 

 

 

844

 

 

 

4

 

 

 

482

 

 

 

—

 

 

 

—

 

 

 

4

 

 

 

419

 

Total

 

 

6

 

 

$

844

 

 

 

4

 

 

$

482

 

 

 

—

 

 

$

—

 

 

 

4

 

 

$

419

 

 

  

 

Paid In Full

 

 

Paying as restructured

 

 

Converted to nonaccrual

 

 

Foreclosure/ Default

 

 

 

Number of

 

 

Recorded

 

 

Number of

 

 

Recorded

 

 

Number of

 

 

Recorded

 

 

Number of

 

 

Recorded

 

 

 

Loans

 

 

Investments

 

 

Loans

 

 

Investments

 

 

Loans

 

 

Investments

 

 

Loans

 

 

Investments

 

 

 

(dollars in thousands)

 

December 31, 2015

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Extended payment terms

 

 

—

 

 

$

—

 

 

 

—

 

 

$

—

 

 

 

—

 

 

$

—

 

 

 

—

 

 

$

—

 

Other

 

 

—

 

 

 

—

 

 

 

10

 

 

 

684

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

Total

 

 

—

 

 

$

—

 

 

 

10

 

 

$

684

 

 

 

—

 

 

$

—

 

 

 

—

 

 

$

—