Loans Held for Investment (Tables)

12 Months Ended

Dec. 31, 2017

Receivables [Abstract]

Composition of Net Loans Held for Investment by Class

The composition of net loans held for investment by class as of December 31, 2017 and 2016 is as follows:

	2017			2016
	(dollars in thousands)
Commercial
Commercial	$	54,912		$	55,752
Real estate - commercial		114,712			109,752
Other real estate construction loans		40,186			26,718
Noncommercial
Real estate 1-4 family construction		5,024			5,625
Real estate - residential		78,023			81,700
Home equity		50,506			50,815
Consumer loans		10,774			9,711
Other loans		2,838			1,687
		356,975			341,760
Less:
Allowance for loan losses		(2,458	)		(2,707	)
Deferred loan costs, net		(104	)		69
Loans held for investment, net	$	354,413		$	339,122