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Consolidated Balance Sheets - USD ($)
$ in Thousands
Dec. 31, 2017
Dec. 31, 2016
ASSETS    
Cash and due from banks $ 7,538 $ 9,422
Interest-earning deposits with banks 62,865 36,546
Securities available for sale, at fair value 95,743 105,899
Securities held to maturity (fair value $11,461 and $11,934, respectively) 11,458 11,990
Loans held for sale 4,414 5,823
Loans:    
Loans held for investment 356,871 341,829
Less allowance for loan losses (2,458) (2,707)
Net loans held for investment 354,413 339,122
Premises and equipment, net 14,728 14,173
Interest receivable 1,709 1,629
Restricted stock 1,067 1,052
Bank owned life insurance 8,546 6,897
Other real estate owned 2,349 4,176
Prepaid assets 786 826
Other assets 10,742 10,675
Total assets 576,358 548,230
Deposits:    
Demand noninterest-bearing 113,762 103,138
Interest checking and money market accounts 289,953 272,968
Savings deposits 45,698 42,452
Time deposits, $250,000 and over 7,933 7,472
Other time deposits 55,282 59,689
Total deposits 512,628 485,719
Short-term borrowed funds 1,752 2,674
Long-term debt 9,534 9,534
Interest payable 148 151
Other liabilities 7,756 6,627
Total liabilities 531,818 504,705
Off balance sheet items, commitments and contingencies (Note 13)
SHAREHOLDERS’ EQUITY    
Common stock, $1.25 par value: 20,000,000 shares authorized; shares issued and outstanding 7,112,853 and 7,050,315, respectively 8,891 8,813
Additional paid-in capital 12,824 12,540
Undivided profits 13,282 12,867
Accumulated other comprehensive loss (1,107) (1,318)
Total Uwharrie Capital shareholders’ equity 33,890 32,902
Noncontrolling interest 10,650 10,623
Total shareholders’ equity 44,540 43,525
Total liabilities and shareholders’ equity $ 576,358 $ 548,230