Loans Held for Investment (Tables)

12 Months Ended

Dec. 31, 2016

Receivables [Abstract]

Composition of Net Loans Held for Investment by Class

The composition of net loans held for investment by class as of December 31, 2016 and 2015 is as follows:

	2016			2015
	(dollars in thousands)
Commercial
Commercial	$	55,752		$	52,311
Real estate - commercial		109,752			101,198
Other real estate construction loans		26,718			17,692
Noncommercial
Real estate 1-4 family construction		5,625			5,629
Real estate - residential		81,700			83,379
Home equity		50,815			49,420
Consumer loans		9,711			8,982
Other loans		1,687			1,481
		341,760			320,092
Less:
Allowance for loan losses		(2,707	)		(2,884	)
Deferred loan costs, net		69			40
Loans held for investment, net	$	339,122		$	317,248