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Consolidated Balance Sheets - USD ($)
$ in Thousands
Dec. 31, 2016
Dec. 31, 2015
ASSETS    
Cash and due from banks $ 9,422 $ 7,038
Interest-earning deposits with banks 36,546 61,895
Securities available for sale, at fair value 105,899 89,258
Securities held to maturity (fair value $11,934 and $11,242, respectively) 11,990 11,242
Loans held for sale 5,823 5,922
Loans:    
Loans held for investment 341,829 320,132
Less allowance for loan losses (2,707) (2,884)
Net loans held for investment 339,122 317,248
Premises and equipment, net 14,173 14,666
Interest receivable 1,629 1,564
Restricted stock 1,052 1,040
Bank owned life insurance 6,897 6,762
Other real estate owned 4,176 4,994
Prepaid assets 826 764
Other assets 10,675 9,809
Total assets 548,230 532,202
Deposits:    
Demand noninterest-bearing 103,138 92,524
Interest checking and money market accounts 272,968 252,345
Savings deposits 42,452 40,436
Time deposits, $250,000 and over 7,472 8,148
Other time deposits 59,689 74,280
Total deposits 485,719 467,733
Short-term borrowed funds 2,674 5,758
Long-term debt 9,534 9,547
Interest payable 151 168
Other liabilities 6,627 5,682
Total liabilities 504,705 488,888
Off balance sheet items, commitments and contingencies (Note 13)
SHAREHOLDERS’ EQUITY    
Common stock, $1.25 par value: 20,000,000 shares authorized; shares issued and outstanding 7,050,315 and 6,983,017, respectively 8,813 8,729
Additional paid-in capital 12,540 12,308
Undivided profits 12,867 11,893
Accumulated other comprehensive loss (1,318) (212)
Total Uwharrie Capital shareholders’ equity 32,902 32,718
Noncontrolling interest 10,623 10,596
Total shareholders’ equity 43,525 43,314
Total liabilities and shareholders’ equity $ 548,230 $ 532,202