Shareholders' Equity and Regulatory Matters (Tables)

12 Months Ended

Dec. 31, 2024

Equity [Abstract]

Company's Consolidated Capital Ratios

The Company expects to meet or exceed these minimums without altering current operations or strategy.

						Minimum					Minimum to Be Well
						For Capital					Capitalized Under Prompt
	Actual					Requirement					Corrective Action Provisions
	Amount		Ratio			Amount		Ratio			Amount		Ratio
December 31, 2024	(dollars in thousands)
Total Capital to Risk Weighted Assets:
Consolidated	$	115,464		14.3	%	$	64,547		8.0	%
Uwharrie Bank		112,609		14.0	%		64,501		8.0	%		80,626		10.0	%
Tier 1 Capital to Risk Weighted Assets:
Consolidated		82,406		10.2	%		48,410		6.0	%
Uwharrie Bank		106,548		13.2	%		48,376		6.0	%		64,501		8.0	%
Common Equity Tier 1 Capital to Risk Weighted Assets:
Consolidated		71,751		8.9	%		36,308		4.5	%
Uwharrie Bank		95,893		11.9	%		36,282		4.5	%		52,407		6.5	%
Tier 1 Capital to Average Assets:
Consolidated		82,406		7.1	%		46,469		4.0	%
Uwharrie Bank		106,548		9.2	%		46,385		4.0	%		57,981		5.0	%

Note 14 – Shareholders’ Equity and Regulatory Matters (Continued)

						Minimum					Minimum to Be Well
						For Capital					Capitalized Under Prompt
	Actual					Requirement					Corrective Action Provisions
	Amount		Ratio			Amount		Ratio			Amount		Ratio
December 31, 2023	(dollars in thousands)
Total Capital to Risk Weighted Assets:
Consolidated	$	109,207		14.8	%	$	58,872		8.0	%
Uwharrie Bank		103,966		14.1	%		58,780		8.0	%		73,475		10.0	%
Tier 1 Capital to Risk Weighted Assets:
Consolidated		74,542		10.1	%		44,154		6.0	%
Uwharrie Bank		98,165		13.4	%		44,085		6.0	%		58,780		8.0	%
Common Equity Tier 1 Capital to Risk Weighted Assets:
Consolidated		63,887		8.7	%		33,115		4.5	%
Uwharrie Bank		87,510		11.9	%		33,064		4.5	%		47,759		6.5	%
Tier 1 Capital to Average Assets:
Consolidated		74,542		6.9	%		43,002		4.0	%
Uwharrie Bank		98,165		9.1	%		42,925		4.0	%		53,656		5.0	%