Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
ASSETS
Cash and due from banks	$ 9,713	$ 7,407
Interest-earning deposits with banks	42,554	56,027
Cash and cash equivalents	52,267	63,434
Securities available for sale, at fair value (amortized cost $365,088 and $369,301, respectively)	332,986	336,714
Securities held to maturity, at amortized cost (fair value $24,561 and $25,736, respectively)	26,813	28,600
Less allowance for credit losses on securities held to maturity	(68)	(56)
Net securities held to maturity	26,745	28,544
Equity securities, at fair value	334	302
Loans held for sale	4,561	4,695
Loans held for investment	666,377	592,071
Less: allowance for credit losses on loans	(5,824)	(5,561)
Net loans held for investment	660,553	586,510
Premises and equipment, net	14,479	15,089
Interest receivable	4,355	4,393
Prepaid expenses	1,359	1,421
Restricted stock	1,709	1,672
Bank owned life insurance	7,938	7,793
Deferred income tax benefit	8,983	8,910
Loan servicing assets	3,903	4,287
Mortgage banking derivatives	795	852
Other assets	7,841	7,975
Total assets	1,128,808	1,072,591
Deposits:
Demand noninterest-bearing	272,355	269,998
Interest checking and money market accounts	395,079	417,318
Savings deposits	92,954	101,193
Time deposits, $250,000 and over	133,335	78,046
Other time deposits	136,513	115,158
Total deposits	1,030,236	981,713
Short-term borrowed funds	1,414	1,379
Long-term debt	29,161	29,104
Mortgage banking derivatives		288
Other liabilities	10,318	10,666
Total liabilities	1,071,129	1,023,150
Off balance sheet items, commitments and contingencies (Note 12)
SHAREHOLDERS’ EQUITY
Common stock, $1.25 par value: 20,000,000 shares authorized; shares issued and outstanding 7,077,941 and 7,124,438, at December 31, 2024 and 2023, respectively	8,847	8,905
Additional paid-in capital	12,553	12,876
Undivided profits	50,351	42,105
Accumulated other comprehensive loss	(24,727)	(25,100)
Total Uwharrie Capital Corp shareholders' equity	47,024	38,786
Noncontrolling interest	10,655	10,655
Total shareholders’ equity	57,679	49,441
Total liabilities and shareholders’ equity	$ 1,128,808	$ 1,072,591