CONSOLIDATED BALANCE SHEET (USD $) In Thousands	Jun. 30, 2011	Dec. 31, 2010
Assets
Cash and due from banks	$ 7,240	$ 5,831
Interest-bearing deposits in other banks	2,157	4,821
Total cash and cash equivalents	9,397	10,652
Mortgage loans held for sale	80
Investment securities available for sale	87,272	79,655
Loans (net of unearned income of $10 and $25)	432,961	425,069
Less allowance for loan losses	7,343	7,741
Net loans	425,618	417,328
Premises and equipment	10,239	10,572
Accrued interest receivable	1,927	1,888
Bank-owned life insurance	9,871	9,545
Other real estate owned	4,192	960
Prepaid FDIC insurance	1,313	1,615
Other assets	10,587	9,999
TOTAL ASSETS	560,496	542,214
Deposits :
Noninterest-bearing	53,947	43,067
Interest-bearing	397,748	411,667
Total deposits	451,695	454,734
Short-term borrowings	33,157	13,006
Other borrowed funds	18,596	19,552
Accrued interest payable	614	679
Other liabilities	3,270	3,564
TOTAL LIABILITIES	507,332	491,535
Stockholders' Equity
Common stock, $.50 par value; 5,000,000 shares authorized; 1,652,318 shares issued	826	826
Capital surplus	6,273	6,273
Retained earnings	46,962	45,177
Accumulated other comprehensive income	1,170	470
Treasury stock, at cost (54,100 shares)	(2,067)	(2,067)
TOTAL STOCKHOLDERS' EQUITY	53,164	50,679
TOTAL LIABILITES AND STOCKHOLDERS' EQUITY	$ 560,496	$ 542,214