Exhibit T3A.8

CERTIFICATE OF INCORPORATION

OF

CAPITA PREMIUM FINANCE CORPORATION

ARTICLE I

     The name of the Corporation is Capita Premium Finance Corporation (hereinafter, the “Company”).

ARTICLE II

     The address of the Registered office of the Company in the State of Delaware is 1013 Centre Road, New Castle County, Wilmington, Delaware 19805. The name of the Company’s registered agent at such address is The Prentice-Hall Corporation System, Inc.

ARTICLE III

     The purpose of the Company is to engage in any lawful act or activity for which corporations may be organized under the General Corporation Law of the State of Delaware.

ARTICLE IV

     The total number of shares of stock that the Company shall have the authority to issue is one thousand (1,000) shares, $1.00 par value per share.

ARTICLE V

     The name and mailing address of the Incorporator is Robert J. Ingato, 44 Whippany Road, Morristown, New Jersey
07962-1983.

ARTICLE VI

     The Board of Directors shall have the power to adopt, amend and repeal the By-Laws of the Company from time to time. The election of directors of the Company need not be by written ballot.

ARTICLE VII

     A director of the Company shall not have any personal liability to the Company or its stockholder(s) for monetary damages for breach of fiduciary duty as a director; provided, however, that the foregoing shall not eliminate or limit any liability of a director of the Company (i) for any breach of the director’s duty of loyalty to the Company or its stockholder(s), (ii) for acts or omissions not in good faith or that involve intentional misconduct or a knowing violation of law, (iii) for any transaction from which the director derives any improper personal benefit, or (iv) under Section 174 of the Delaware General Corporation Law. If the Delaware General Corporation Law is hereafter amended to authorize corporate action further eliminating or limiting the personal liability of directors, then the liability of a director of the Company shall be eliminated or limited to the fullest extent permitted by the Delaware General Corporation Law, as so amended. Any amendment, modification or repeal of this Article VII by the
stockholder(s) of the Company shall not adversely affect any right or protection of a director of the Company with respect to any act or omission occurring prior to the time of such amendment, modification or repeal.

ARTICLE VIII

     The Company shall indemnify any person against any liability arising by reason of the fact that he or she is or was a director, officer, employee or agent of the Company, or is or was serving at the express request of the Company as a director, officer, employee or agent of another enterprise, to the fullest extent allowed under the Delaware General Corporation Law.

ARTICLE IX

     The Company reserves the right at any time, and from time to time, to amend, alter, change or repeal any provision contained in this Certificate of Incorporation, to the extent authorized by the laws of the State of Delaware at the time in force.

     I, THE UNDERSIGNED, being the sole Incorporator hereinabove named, for the purpose of forming a corporation pursuant to the General Corporation Law of the State of Delaware, do make this certificate, hereby declaring and certifying that this is my voluntary act and deed and the facts herein stated are true, and accordingly have hereunto set my hand this 22nd day of February, 1996.

/s/ Robert J. Ingato  

Robert J. Ingato 

Incorporator