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Cash and Cash Equivalents, Investments, and Funds Receivable and Amounts Held for Customers (Tables)
3 Months Ended
Oct. 31, 2025
Cash And Cash Equivalents, Investments, And Funds Receivable And Amounts Held For Customers [Abstract]  
Schedule of Classification on Balance Sheets
The following table summarizes our cash and cash equivalents, investments, and funds receivable and amounts held for customers by balance sheet classification at the dates indicated.
 October 31, 2025July 31, 2025
(In millions)Amortized
Cost
Fair ValueAmortized
Cost
Fair Value
Classification on condensed consolidated balance sheets:    
Cash and cash equivalents$3,506 $3,506 $2,884 $2,884 
Investments189 190 1,667 1,668 
Funds receivable and amounts held for customers3,917 3,918 7,076 7,076 
Total cash and cash equivalents, investments, and funds receivable and amounts held for customers$7,612 $7,614 $11,627 $11,628 
Schedule of Investment Category Type of Issue
The following table summarizes our cash and cash equivalents, investments, and relevant portion of funds receivable and amounts held for customers by investment category at the dates indicated. As of October 31, 2025 and July 31, 2025, this excludes $331 million and $329 million, respectively, of funds receivable from third-party payment processors on our condensed consolidated balance sheets included in funds receivable and amounts held for customers that were not measured and recorded at fair value.
 October 31, 2025July 31, 2025
(In millions)Amortized
Cost
Fair ValueAmortized
Cost
Fair Value
Type of issue:    
Total cash, cash equivalents, restricted cash,
and restricted cash equivalents
$6,943 $6,943 $9,481 $9,481 
Available-for-sale debt securities:
Corporate notes333 335 502 502 
U.S. agency securities1,315 1,316 
Total available-for-sale debt securities338 340 1,817 1,818 
Total cash, cash equivalents, restricted cash, restricted cash equivalents, and investments$7,281 $7,283 $11,298 $11,299 
Schedule of the Stated Maturity Date of the Security
The following table summarizes our available-for-sale debt securities, included in investments and relevant portion of funds receivable and amounts held for customers, classified by the stated maturity date of the security at the dates indicated.
 October 31, 2025July 31, 2025
(In millions)Amortized
Cost
Fair ValueAmortized
Cost
Fair Value
Due within one year$209 $209 $1,694 $1,694 
Due within two years71 72 62 63 
Due within three years58 59 61 61 
Total available-for-sale debt securities$338 $340 $1,817 $1,818 
Schedule of Funds Held for Customers
The following table summarizes our funds receivable and amounts held for customers by asset category at the dates indicated.
(In millions)October 31, 2025July 31,
2025
Restricted cash and restricted cash equivalents$3,437 $6,597 
Restricted available-for-sale debt securities and funds receivable481 479 
Total funds receivable and amounts held for customers$3,918 $7,076 
(In millions)October 31, 2024July 31,
2024
Restricted cash and restricted cash equivalents$5,162 $3,490 
Restricted available-for-sale debt securities and funds receivable444 431 
Total funds receivable and amounts held for customers$5,606 $3,921