Property and Equipment (Tables)

12 Months Ended

Jul. 31, 2025

Property, Plant and Equipment [Abstract]

Schedule of property and equipment

Property and equipment consisted of the following at the dates indicated:

	Life in	July 31,
(Dollars in millions)	Years	2025		2024
Computer software	2-6	$	791	$	810
Buildings	5-30	644		636
Leasehold improvements	2-16	479		495
Equipment	3-5	175		177
Furniture and fixtures	5	139		141
Land	–	96		96
Capital in progress	–	39		17
		2,363		2,372
Less accumulated depreciation and amortization		(1,402)		(1,363)
Total property and equipment, net		$	961	$	1,009