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Cash and Cash Equivalents, Investments, and Funds Receivable and Amounts Held for Customers (Tables)
 12 Months Ended
Jul. 31, 2025
Cash and Cash Equivalents, Investments, and Funds Receivable and Amounts Held for Customers [Abstract]  
Cash and cash equivalents, investments and funds receivable and amounts held for customers by balance sheet classification
The following table summarizes our cash and cash equivalents, investments, and funds receivable and amounts held for customers by balance sheet classification at the dates indicated.
 July 31, 2025July 31, 2024
(In millions)
Amortized
Cost
Fair Value
Amortized
Cost
Fair Value
Classification on consolidated balance sheets:    
Cash and cash equivalents$2,884 $2,884 $3,609 $3,609 
Investments1,667 1,668 465 465 
Funds receivable and amounts held for customers7,076 7,076 3,921 3,921 
Total cash and cash equivalents, investments, and funds receivable and amounts held for customers$11,627 $11,628 $7,995 $7,995 
Cash and cash equivalents, investments and relevant portion of funds receivable and amounts held for customers by investment category
The following table summarizes our cash and cash equivalents, investments, and relevant portion of funds receivable and amounts held for customers by investment category at the dates indicated. As of July 31, 2025 and July 31, 2024, this excludes $329 million and $281 million, respectively, of funds receivable on our consolidated balance sheets included in funds receivable and amounts held for customers that were not measured and recorded at fair value.
 July 31, 2025July 31, 2024
(In millions)Amortized CostFair ValueAmortized CostFair Value
Type of issue:    
Total cash, cash equivalents, restricted cash, and restricted cash equivalents$9,481 $9,481 $7,099 $7,099 
Available-for-sale debt securities:    
Corporate notes502 502 456 456 
U.S. agency securities1,315 1,316 159 159 
Total available-for-sale debt securities1,817 1,818 615 615 
Total cash, cash equivalents, restricted cash, restricted cash equivalents, and investments$11,298 $11,299 $7,714 $7,714 
Available-for-sale debt securities classified by the stated maturity date of the security
The following table summarizes our available-for-sale debt securities, included in investments and relevant portion of funds receivable and amounts held for customers, classified by the stated maturity date of the security at the dates indicated.
 July 31, 2025July 31, 2024
(In millions)Amortized CostFair ValueAmortized CostFair Value
Due within one year$1,694 $1,694 $517 $516 
Due within two years62 63 55 56 
Due within three years61 61 43 43 
Total available-for-sale debt securities$1,817 $1,818 $615 $615 
Schedule of funds receivable and amounts held for customers
The following table summarizes our funds receivable and amounts held for customers by asset category at the dates indicated.
(In millions)July 31, 2025July 31, 2024July 31, 2023July 31, 2022
Restricted cash and restricted cash equivalents$6,597 $3,490 $4 $201 
Restricted available-for-sale debt securities and funds receivable479 431 416 230 
Total funds receivable and amounts held for customers$7,076 $3,921 $420 $431