EARNINGS PER SHARE CALCULATION (Tables)

9 Months Ended

Mar. 31, 2025

Earnings Per Share [Abstract]

Schedule of Basic and Diluted Loss per Share

The calculation of basic and diluted earnings per share is presented below:

	Three months ended March 31,
($ in thousands, except per share data)	2025		2024
Numerator for basic and diluted earnings per share
Net income	$	49,156	4,656
Preferred dividends	(289)		(289)
Net income applicable to common shareholders	$	48,867	$	4,367
Denominator for basic earnings per share - Weighted average shares outstanding	73,169,131		72,851,498
Effect of dilutive potential common shares	1,585,287		1,216,939
Denominator for diluted earnings per share - Adjusted weighted average shares outstanding	74,754,418		74,068,437
Basic earnings per share	$	0.67	$	0.06
Diluted earnings per share	$	0.65	$	0.06

	Nine months ended March 31,
($ in thousands, except per share data)	2025		2024
Numerator for basic and diluted earnings per share
Net income	$	57,702	9,787
Preferred dividends	(578)		(578)
Net income applicable to common shareholders	$	57,124	$	9,209
Denominator for basic earnings per share - Weighted average shares outstanding	73,117,081		72,770,582
Effect of dilutive potential common shares	1,402,870		1,284,238
Denominator for diluted earnings per share - Adjusted weighted average shares outstanding	74,519,951		74,054,820
Basic earnings per share	$	0.78	$	0.13
Diluted earnings per share	$	0.77	$	0.12