EARNINGS PER SHARE CALCULATION (Tables)

6 Months Ended

Dec. 31, 2024

Earnings Per Share [Abstract]

Schedule of Basic and Diluted Loss per Share

The calculation of basic and diluted earnings per share is presented below:

	Three months ended December 31,
($ in thousands, except per share data)	2024		2023
Numerator for basic and diluted earnings per share
Net income	$	4,974	3,124
Preferred dividends	—		—
Net income applicable to common shareholders	$	4,974	$	3,124
Denominator for basic earnings per share - Weighted average shares outstanding	73,114,387		72,743,162
Effect of dilutive potential common shares	1,619,221		1,170,437
Denominator for diluted earnings per share - Adjusted weighted average shares outstanding	74,733,608		73,913,599
Basic earnings per share	$	0.07	$	0.04
Diluted earnings per share	$	0.07	$	0.04

	Six months ended December 31,
($ in thousands, except per share data)	2024		2023
Numerator for basic and diluted earnings per share
Net income	$	8,546	5,131
Preferred dividends	(289)		(289)
Net income applicable to common shareholders	$	8,257	$	4,842
Denominator for basic earnings per share - Weighted average shares outstanding	73,091,622		72,730,563
Effect of dilutive potential common shares	1,267,095		1,204,354
Denominator for diluted earnings per share - Adjusted weighted average shares outstanding	74,358,717		73,934,917
Basic earnings per share	$	0.11	$	0.07
Diluted earnings per share	$	0.11	$	0.07