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FINANCE RECEIVABLES
 6 Months Ended
Dec. 31, 2025
Receivables [Abstract]  
FINANCE RECEIVABLES FINANCE RECEIVABLES
The Company's finance receivables consist of devices under its financing program. Predominately all of the Company’s finance receivables agreements are classified as non-cancellable sixty-month sales-type leases.

The Company collects lease payments from customers primarily as part of the flow of funds from our transaction processing services. Balances are considered past due if customers do not have sufficient transaction revenue to cover the monthly lease payment by the end of the monthly billing period.

At December 31, 2025, the gross lease receivable by current payment performance on a contractual basis and year of origination consisted of the following:
Leases by Origination
($ in thousands)Up to 1 Year AgoBetween 1 and 2 Years AgoBetween 2 and 3 Years AgoBetween 3 and 4 Years AgoBetween 4 and 5 Years AgoMore than 5 Years AgoTotal
Current$1,001 $1,635 $1,346 $3,082 $804 $24 $7,892 
30 days and under17 17 20 107 84 2 247 
31 - 60 days1 18 18 126 125 100 388 
61 - 90 days1 16 11 79 43 2 152 
Greater than 90 days1 59 89 1,116 674 844 2,783 
Total finance receivables$1,021 $1,745 $1,484 $4,510 $1,730 $972 $11,462 

At June 30, 2025, the gross lease receivable by current payment performance on a contractual basis and year of origination consisted of the following:
Leases by Origination
($ in thousands)Up to 1 Year AgoBetween 1 and 2 Years AgoBetween 2 and 3 Years AgoBetween 3 and 4 Years AgoBetween 4 and 5 Years AgoMore than 5 Years AgoTotal
Current$1,463 $1,517 $3,290 $2,766 $589 $93 $9,718 
30 days and under27 34 83 106 61 14 325 
31 - 60 days9 16 42 73 57 18 215 
61 - 90 days8 14 63 10 66 12 173 
Greater than 90 days3 58 573 973 373 1,162 3,142 
Total finance receivables$1,510 $1,639 $4,051 $3,928 $1,146 $1,299 $13,573 

The following table represents a rollforward of the allowance for finance receivables for the six months ended December 31, 2025 and 2024:

Six months ended December 31,
($ in thousands)20252024
Balance, June 30$2,401 $1,934 
Provision for expected losses(167)391 
Write-offs(10)— 
Balance, Sept 302,224 2,325 
Provision for expected losses11 108 
Write-offs(102)— 
Balance, December 31$2,133 $2,433 

Cash to be collected on our performing finance receivables due for each of the fiscal years is as follows:
($ in thousands)Amount
Remainder of 2026$2,910 
20274,374 
20282,409 
20291,137 
2030393 
Thereafter21 
Total amounts to be collected11,244 
Less: interest218 
Less: allowance for uncollectible receivables(2,133)
Total finance receivables$9,329