Consolidated Balance Sheets - USD ($) $ in Millions	Dec. 31, 2018		Dec. 31, 2017
Assets
Fixed maturities available for sale, at fair value (amortized cost – $79,323 and $77,835)(includes hybrid financial instruments of $9 and $5)	$ 78,470		$ 78,939
Fixed maturities held to maturity, at amortized cost (fair value – $13,259 and $14,474)	13,435		14,335
Equity Securities, at fair value (cost - $770)	770
Equity securities, available for sale, at fair value (cost $737)			937
Short-term investments, at fair value and amortized cost	3,016		3,561
Other investments (cost – $5,277 and $4,417)	5,277		4,672
Total investments	100,968		102,444
Cash	1,247	[1]	728	[2]
Restricted Cash	93	[1]	123	[2]
Securities lending collateral	1,926		1,737
Accrued investment income	883		909
Insurance and reinsurance balances receivable	10,075		9,334
Reinsurance recoverable on losses and loss expenses	15,993		15,034
Reinsurance recoverable on policy benefits	202		184
Deferred policy acquisition costs	4,922		4,723
Value of business acquired	295		326
Goodwill	15,271		15,541
Other intangible assets	6,143		6,513
Prepaid reinsurance premiums	2,544		2,529
Investments in partially-owned insurance companies	678		662
Other assets	6,531		6,235
Total assets	167,771		167,022
Liabilities
Unpaid losses and loss expenses	62,960		63,179
Unearned premiums	15,532		15,216
Future policy benefits	5,506		5,321
Insurance and reinsurance balances payable	6,437		5,868
Securities lending payable	1,926		1,737
Accounts payable, accrued expenses, and other liabilities	10,472		9,545
Deferred Income Tax Liabilities, Net	304		699
Repurchase agreements	1,418		1,408
Short-term debt	509		1,013
Long-term debt	12,087		11,556
Trust preferred securities	308		308
Total liabilities	117,459		115,850
Commitments and contingencies
Shareholders' equity
Common Shares (CHF 24.15 par value; 479,783,864 shares issued; 459,203,378 and 463,833,179 shares outstanding)	11,121		11,121
Common Shares in treasury (20,580,486 and 15,950,685 shares)	(2,618)		(1,944)
Additional Paid in Capital, Common Stock	12,557		13,978
Retained earnings	31,700		27,474
Accumulated other comprehensive income (loss) (AOCI)	(2,448)		543
Total shareholders' equity	50,312		51,172
Total liabilities and shareholders’ equity	$ 167,771		$ 167,022

[1] Chubb maintains two notional multicurrency cash pools (Pools) with a third-party bank. Refer to Note 1 f) for additional information. At December 31, 2018, the cash balance of one or more entities was negative; however, the overall Pool balances were positive.

[2] Chubb maintains two notional multicurrency cash pools (Pools) with a third-party bank. Refer to Note 1 f) for additional information. At December 31, 2017, the cash balance of one or more entities was negative; however, the overall Pool balances were positive.