The following tables present the Statement of Operations by segment:



	North America Commercial P&C Insurance		North America Personal P&C Insurance		North America Agricultural Insurance		Overseas General Insurance			Global Reinsurance		Life Insurance			Corporate			Chubb Consolidated
For the Three Months Ended
September 30, 2016
(in millions of U.S. dollars)
Net premiums written	$	3,110	$	1,011	$	849	$	1,940		$	131	$	532		$	—		$	7,573
Net premiums earned	3,086		1,081		819		2,034			156		512			—			7,688
Losses and loss expenses	1,863		594		683		843			49		174			63			4,269
Policy benefits	—		—		—		—			—		155			—			155
Policy acquisition costs	522		229		48		546			42		127			—			1,514
Administrative expenses	275		89		1		261			12		77			57			772
Underwriting income (loss)	426		169		87		384			53		(21		)	(120		)	978
Net investment income (loss)	477		53		5		152			67		71			(86		)	739
Other (income) expense	3		2		—		(6		)	—		(20		)	(70		)	(91		)
Amortization expense (benefit) of purchased intangibles	—		4		7		12			—		1			(20		)	4
Segment income (loss)	900		216		85		530			120		69			(116		)	1,804
Net realized gains including OTTI															100			100
Interest expense															152			152
Chubb integration expenses															115			115
Income tax expense															277			277
Net income (loss)															$	(560	)	$	1,360



	North America Commercial P&C Insurance			North America Personal P&C Insurance		North America Agricultural Insurance			Overseas General Insurance			Global Reinsurance			Life Insurance		Corporate			Chubb Consolidated
For the Three Months Ended
September 30, 2015
(in millions of U.S. dollars)
Net premiums written	$	1,433		$	278	$	737		$	1,584		$	185		$	492	$	—		$	4,709
Net premiums earned	1,410			272		739			1,615			203			480		—			4,719
Losses and loss expenses	913			179		620			674			20			153		84			2,643
Policy benefits	—			—		—			—			—			89		—			89
Policy acquisition costs	142			13		42			405			52			117		—			771
Administrative expenses	154			36		—			246			12			74		46			568
Underwriting income (loss)	201			44		77			290			119			47		(130		)	648
Net investment income	260			7		5			132			76			66		3			549
Other (income) expense	(3		)	1		(1		)	(6		)	(4		)	48		(23		)	12
Amortization of purchased intangibles	—			31		8			12			—			—		—			51
Segment income (loss)	464			19		75			416			199			65		(104		)	1,134
Net realized gains (losses) including OTTI																	(397		)	(397		)
Interest expense																	68			68
Chubb integration expenses																	9			9
Income tax expense																	132			132
Net income (loss)																	$	(710	)	$	528



	North America Commercial P&C Insurance			North America Personal P&C Insurance		North America Agricultural Insurance			Overseas General Insurance			Global Reinsurance			Life Insurance			Corporate			Chubb Consolidated
For the Nine Months Ended
September 30, 2016
(in millions of U.S. dollars)
Net premiums written	$	8,657		$	3,113	$	1,288		$	6,012		$	562		$	1,575		$	—		$	21,207
Net premiums earned	9,130			3,245		1,169			6,082			543			1,521			—			21,690
Losses and loss expenses	5,581			1,916		937			2,953			225			498			87			12,197
Policy benefits	—			—		—			—			—			427			—			427
Policy acquisition costs	1,549			747		77			1,586			142			386			—			4,487
Administrative expenses	840			275		(1		)	801			40			226			192			2,373
Underwriting income (loss)	1,160			307		156			742			136			(16		)	(279		)	2,206
Net investment income (loss)	1,371			155		15			445			199			207			(271		)	2,121
Other (income) expense	(6		)	6		—			(16		)	(3		)	(14		)	(59		)	(92		)
Amortization expense (benefit) of purchased intangibles	—			16		22			36			—			2			(60		)	16
Segment income (loss)	2,537			440		149			1,167			338			203			(431		)	4,403
Net realized gains (losses) including OTTI																		(510		)	(510		)
Interest expense																		451			451
Chubb integration expenses																		361			361
Income tax expense																		556			556
Net income (loss)																		$	(2,309	)	$	2,525



	North America Commercial P&C Insurance			North America Personal P&C Insurance		North America Agricultural Insurance		Overseas General Insurance			Global Reinsurance			Life Insurance		Corporate			Chubb Consolidated
For the Nine Months Ended
September 30, 2015
(in millions of U.S. dollars)
Net premiums written	$	4,158		$	958	$	1,204	$	5,047		$	719		$	1,483	$	—		$	13,569
Net premiums earned	4,209			687		1,124		4,896			649			1,441		—			13,006
Losses and loss expenses	2,744			446		913		2,304			191			442		142			7,182
Policy benefits	—			—		—		—			—			384		—			384
Policy acquisition costs	403			43		61		1,190			166			342		—			2,205
Administrative expenses	459			89		3		756			37			221		135			1,700
Underwriting income (loss)	603			109		147		646			255			52		(277		)	1,535
Net investment income	780			19		17		409			230			198		9			1,662
Other (income) expense	(5		)	1		1		(12		)	(5		)	32		(73		)	(61		)
Amortization of purchased intangibles	—			63		22		50			—			1		—			136
Segment income (loss)	1,388			64		141		1,017			490			217		(195		)	3,122
Net realized gains (losses) including OTTI																(360		)	(360		)
Interest expense																207			207
Chubb integration expenses																9			9
Income tax expense																395			395
Net income (loss)																$	(1,166	)	$	2,151