X0303 5 2010-12-31 0 0 0 0000895541 DEARBORN BANCORP INC /MI/ DEAR 0001182675 KARAFA JEFFREY L 1360 PORTER ST DEARBORN MI 48124 0 1 0 0 VP Treasurer Secretary common 20619 I by Fidelity Bank 401(k) plan trust FBO Jeffrey L Karafa common 705 D NQ 13.06 2009-06-30 2016-08-29 common 0 1987 D ISO 1.75 2011-09-16 2018-09-16 common 0 20000 D Jeffrey L Karafa 2011-02-09