Loans and Allowance for Credit Losses (Tables)

3 Months Ended

Mar. 31, 2018

Accounts, Notes, Loans and Financing Receivable, Gross, Allowance, and Net [Abstract]

Loans Held for Investment and Held for Sale

Loans by Type
		At March 31, 2018
	Loans Held		Loans Held
$ in millions	for Investment		for Sale		Total Loans
Corporate loans	$	31,903	$	12,000	$	43,903
Consumer loans		26,877		—		26,877
Residential real estate loans		26,566		33		26,599
Wholesale real estate loans		10,021		1,978		11,999
Total loans, gross		95,367		14,011		109,378
Allowance for loan losses		(243)		—		(243)
Total loans, net	$	95,124	$	14,011	$	109,135
		At December 31, 2017
	Loans Held		Loans Held
$ in millions	for Investment		for Sale		Total Loans
Corporate loans	$	29,754	$	9,456	$	39,210
Consumer loans		26,808		—		26,808
Residential real estate loans		26,635		35		26,670
Wholesale real estate loans		9,980		1,682		11,662
Total loans, gross		93,177		11,173		104,350
Allowance for loan losses		(224)		—		(224)
Total loans, net	$	92,953	$	11,173	$	104,126

Loans by Interest Rate Type
		At		At
		March 31,		December 31,
$ in millions		2018		2017
Fixed	$	14,252	$	13,339
Floating or adjustable		94,883		90,787
Total loans, net	$	109,135	$	104,126

Loans to Non-U.S. Borrowers
		At		At
		March 31,		December 31,
$ in millions		2018		2017
Loans, net	$	16,110	$	9,977

Loans Held for Investment Before Allowance by Credit Quality

Loans Held for Investment before Allowance by Credit Quality
		At March 31, 2018
$ in millions	Corporate		Consumer		Residential Real Estate		Wholesale Real Estate		Total
Pass	$	31,327	$	26,872	$	26,492	$	9,126	$	93,817
Special mention		162		5		—		460		627
Substandard		405		—		74		435		914
Doubtful		9		—		—		—		9
Loss		—		—		—		—		—
Total	$	31,903	$	26,877	$	26,566	$	10,021	$	95,367

		At December 31, 2017
$ in millions	Corporate		Consumer		Residential Real Estate		Wholesale Real Estate		Total
Pass	$	29,166	$	26,802	$	26,562	$	9,480	$	92,010
Special mention		188		6		—		200		394
Substandard		393		—		73		300		766
Doubtful		7		—		—		—		7
Loss		—		—		—		—		—
Total	$	29,754	$	26,808	$	26,635	$	9,980	$	93,177

Impaired Loans and Lending Commitments Before Allowance

Impaired Loans and Lending Commitments before Allowance
		At March 31, 2018
			Residential
$ in millions	Corporate		Real Estate		Total
Loans
With allowance	$	15	$	—	$	15
Without allowance1		69		49		118
UPB		95		51		146
Lending Commitments
Without allowance1	$	226	$	—	$	226
		At December 31, 2017
			Residential
$ in millions	Corporate		Real Estate		Total
Loans
With allowance	$	16	$	—	$	16
Without allowance1		118		45		163
UPB		146		46		192
Lending Commitments
Without allowance1	$	199	$	—	$	199

• At March 31,2018 and December 31, 2017, no allowance was recorded for these loans and lending commitments as the present value of the expected future cash flows (or, alternatively, the observable market price of the instrument or the fair value of the collateral held) equaled or exceeded the carrying value.

Impaired Loans and Allowance by Region

Impaired Loans and Allowance by Region
		At March 31, 2018
$ in millions	Americas		EMEA		Asia		Total
Impaired loans	$	129	$	—	$	4	$	133
Allowance for loan losses		199	$	42	$	2	$	243
		At December 31, 2017
$ in millions	Americas		EMEA		Asia		Total
Impaired loans	$	160	$	9	$	10	$	179
Allowance for loan losses		194		27		3		224

Troubled Debt Restructurings

Troubled Debt Restructurings
		At		At
		March 31,		December 31,
$ in millions		2018		2017
Loans	$	52	$	51
Lending commitments		25		28
Allowance for loan losses and lending
commitments		6		10

Allowance for Loan Losses and Lending Commitments Rollforward

Allowance for Loan Losses Rollforward
$ in millions		Corporate		Consumer		Residential Real Estate		Wholesale Real Estate		Total
December 31, 2017	$	126	$	4	$	24	$	70	$	224
Provision (release)		6		—		(1)		14		19
Other		(1)		—		—		1		—
March 31, 2018	$	131	$	4	$	23	$	85	$	243
Inherent	$	126	$	4	$	23	$	85	$	238
Specific		5		—		—		—		5

$ in millions		Corporate		Consumer		Residential Real Estate		Wholesale Real Estate		Total
December 31, 2016	$	195	$	4	$	20	$	55	$	274
Recoveries		1		—		—		—		1
Provision (release)		13		—		—		9		22
March 31, 2017	$	209	$	4	$	20	$	64	$	297
Inherent	$	142	$	4	$	20	$	64	$	230
Specific		67		—		—		—		67

Allowance for Lending Commitments Rollforward
$ in millions		Corporate		Consumer		Residential Real Estate		Wholesale Real Estate		Total
December 31, 2017	$	194	$	1	$	—	$	3	$	198
Provision (release)		7		—		—		—		7
Other		—		—		—		—		—
March 31, 2018	$	201	$	1	$	—	$	3	$	205
Inherent	$	200	$	1	$	—	$	3	$	204
Specific		1		—		—		—		1

$ in millions		Corporate		Consumer		Residential Real Estate		Wholesale Real Estate		Total
December 31, 2016	$	185	$	1	$	—	$	4	$	190
Provision (release)		3		—		—		—		3
March 31, 2017	$	188	$	1	$	—	$	4	$	193
Inherent	$	186	$	1	$	—	$	4	$	191
Specific		2		—		—		—		2

Employee Loans

Employee Loans
		At		At
		March 31,		December 31,
$ in millions		2018		2017
Balance	$	3,687	$	4,185
Allowance for loan losses		(75)		(77)
Balance, net	$	3,612	$	4,108
Repayment term range, in years		1 to 20		1 to 20