Parent Company Only Condensed Financial Information (Tables)

12 Months Ended

Dec. 31, 2025

Parent Company Only Condensed Financial Information [Abstract]

Condensed Statements of Condition

CONDENSED STATEMENTS OF CONDITION

	Years ended December 31:
Assets	2025		2024
Cash and cash equivalents	$	4,358	$	2,741
Investment in subsidiaries		175,038		156,348
Notes receivable – subsidiaries		1,947		2,251
Other assets		254		270
Total assets	$	181,597	$	161,610
Liabilities
Notes payable	$	2,601	$	2,501
Subordinated debentures		8,500		8,500
Other liabilities		239		281
Total liabilities		11,340		11,282
Shareholders’ Equity
Total shareholders’ equity		170,257		150,328
Total liabilities and shareholders’ equity	$	181,597	$	161,610

Condensed Statements of Comprehensive Income

CONDENSED STATEMENTS OF COMPREHENSIVE INCOME

	Years ended December 31:
Income:	2025		2024
Interest on notes	$	91	$	108
Dividends from subsidiaries		6,300		5,000
Expenses:
Interest on notes		117		115
Interest on subordinated debentures		531		618
Operating expenses		415		390
Income before income taxes and equity in undistributed earnings of subsidiaries		5,328		3,985
Income tax benefit		198		207
Equity in undistributed earnings of subsidiaries		10,075		6,807
Net Income	$	15,601	$	10,999
Other comprehensive income (loss), net of tax		8,615		944
Comprehensive Income	$	24,216	$	11,943

Condensed Statements of Cash Flows

CONDENSED STATEMENTS OF CASH FLOWS

	Years ended December 31:
Cash flows from operating activities:	2025			2024
Net Income	$	15,601		$	10,999
Adjustments to reconcile net income to net cash provided by operating activities:
Equity in undistributed earnings of subsidiaries		(10,075	)		(6,807	)
Common stock issued to ESOP		—			500
Change in other assets		16			23
Change in other liabilities		(42	)		(2,639	)
Net cash provided by operating activities		5,500			2,076
Cash flows from investing activities:
Change in notes receivable		304			432
Net cash provided by investing activities		304			432
Cash flows from financing activities:
Change in notes payable		100			107
Purchases of treasury stock		—			(1,945	)
Cash dividends paid		(4,287	)		(4,177	)
Net cash (used in) financing activities		(4,187	)		(6,015	)
Cash and cash equivalents:
Change in cash and cash equivalents		1,617			(3,507	)
Cash and cash equivalents at beginning of year		2,741			6,248
Cash and cash equivalents at end of year	$	4,358		$	2,741