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Fair Value of Financial Instruments (Tables)
12 Months Ended
Dec. 31, 2025
Fair Value of Financial Instruments [Abstract]  
Assets and Liabilities Measured on Recurring Basis
Assets and liabilities measured at fair value on a recurring basis are summarized below:

   
Fair Value Measurements at December 31, 2025, Using
 
   
Quoted Prices in
Active Markets
for Identical
Assets
(Level 1)
   
Significant Other
Observable
Inputs
(Level 2)
   
Significant
Unobservable
Inputs
(Level 3)
 
Assets:
                 
U.S. Government securities   $
86,779     $
    $
 
U.S. Government sponsored entity securities
   

   

5,124
     

 
Agency mortgage-backed securities, residential
   
     
162,003
     
 
Interest rate swap derivatives
   
     
754
     
 
                         
Liabilities:
                       
Interest rate swap derivatives
   
     
(754
)
   
 

   
Fair Value Measurements at December 31, 2024, Using
 
   
Quoted Prices in
Active Markets
for Identical
Assets
(Level 1)
   
Significant Other
Observable
Inputs
(Level 2)
   
Significant
Unobservable
Inputs
(Level 3)
 
Assets:
                 
U.S. Government securities   $
168,030     $
    $
 
U.S. Government sponsored entity securities
   
   

5,888
     
 
Agency mortgage-backed securities, residential
   
     
94,202
     
 
Interest rate swap derivatives
   
     
657
     
 
                         
Liabilities:
                       
Interest rate swap derivatives
   
     
(657
)
   
 
Carrying Amounts and Estimated Fair Values of Financial Instruments

The carrying amounts and estimated fair values of financial instruments at December 31, 2025 and December 31, 2024 are as follows:

         
Fair Value Measurements at December 31, 2025 Using:
 
   
Carrying
Value
   
Level 1
   
Level 2
   
Level 3
   
Total
 
Financial Assets:
                             
Cash and cash equivalents
 
$
45,897
   
$
45,897
   
$
   
$
   
$
45,897
 
Securities available for sale
   
253,906
     
86,779
     
167,127
     
     
253,906
 
Securities held to maturity
   
5,452
     
     
2,963
     
2,111
     
5,074
 
Loans, net
   
1,184,499
     
     
     
1,171,189
     
1,171,189
 
Interest rate swap derivatives
   
754
     
     
754
     
     
754
 
Accrued interest receivable
   
5,476
     
     
1,357
     
4,119
     
5,476
 
                                         
Financial Liabilities:
                                       
Deposits
   
1,329,667
     
839,931
     
490,970
     
     
1,330,901
 
Other borrowed funds
   
44,848
     
     
44,386
     
     
44,386
 
Subordinated debentures
   
8,500
     
     
8,500
     
     
8,500
 
Interest rate swap derivatives
   
754
     
     
754
     
     
754
 
Accrued interest payable
   
6,584
     
     
6,584
     
     
6,584
 

         
Fair Value Measurements at December 31, 2024 Using:
 
   
Carrying
Value
   
Level 1
   
Level 2
   
Level 3
   
Total
 
Financial Assets:
                             
Cash and cash equivalents
 
$
83,107
   
$
83,107
   
$
   
$
   
$
83,107
 
Securities available for sale
   
268,120
     
168,030
     
100,090
     
     
268,120
 
Securities held to maturity
   
7,049
     
     
3,651
     
2,769
     
6,420
 
Loans, net
   
1,051,737
     
     
     
1,037,349
     
1,037,349
 
Interest rate swap derivatives
   
657
     
     
657
     
     
657
 
Accrued interest receivable
   
4,805
     
     
1,540
     
3,265
     
4,805
 
                                         
Financial Liabilities:
                                       
Deposits
   
1,275,178
     
881,290
     
394,470
     
     
1,275,760
 
Other borrowed funds
   
39,740
     
     
38,815
     
     
38,815
 
Subordinated debentures
   
8,500
     
     
8,500
     
     
8,500
 
Interest rate swap derivatives
   
657
     
     
657
     
     
657
 
Accrued interest payable
   
5,234
     
1
     
5,233
     
     
5,234